Home > Candlewood Bank and Trust Company > Income and Expense
Candlewood Bank and Trust Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 7,124 |
| Total interest expense | $1,561,000 | 7,014 |
| Net interest income | $2,237,000 | 7,074 |
| Provision for loan and lease losses | $711,000 | 1,646 |
| Total noninterest income | $377,000 | 6,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,910 |
| Total noninterest expense | $2,082,000 | 6,125 |
| Salaries and employee benefits | $898,000 | 6,726 |
| Premises and equipment expense | $301,000 | 5,841 |
| Additional noninterest expense | $883,000 | 5,460 |
| Pre-tax net operating income | $-179,000 | 12,681 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $9,000 | 11,851 |
| Income before extraordinary items | $-192,000 | 12,751 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-192,000 | 12,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 3,055 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-188,000 | 12,667 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 6,704 |
| Total interest expense | $2,409,000 | 6,163 |
| Net interest income | $2,267,000 | 7,076 |
| Provision for loan and lease losses | $1,499,000 | 1,402 |
| Total noninterest income | $313,000 | 7,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,254 |
| Total noninterest expense | $1,840,000 | 6,823 |
| Salaries and employee benefits | $951,000 | 6,322 |
| Premises and equipment expense | $297,000 | 6,023 |
| Additional noninterest expense | $592,000 | 7,583 |
| Pre-tax net operating income | $-759,000 | 13,419 |
| Securities gains (losses) | $157,000 | 2,365 |
| Applicable income taxes | $-198,000 | 13,648 |
| Income before extraordinary items | $-404,000 | 13,328 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-404,000 | 13,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,093,000 | 1,479 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-509,190 | 13,281 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.