Home > Campbellsville National Bank > Income and Expense
Campbellsville National Bank, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 5,815 |
| Total interest expense | $1,469,000 | 5,908 |
| Net interest income | $2,182,000 | 5,617 |
| Provision for loan and lease losses | $112,000 | 3,950 |
| Total noninterest income | $399,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $379,000 | 3,026 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,000 | 7,670 |
| Total noninterest expense | $1,818,000 | 5,664 |
| Salaries and employee benefits | $936,000 | 5,848 |
| Premises and equipment expense | $239,000 | 5,624 |
| Additional noninterest expense | $643,000 | 5,074 |
| Pre-tax net operating income | $651,000 | 5,271 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $219,000 | 3,604 |
| Income before extraordinary items | $432,000 | 5,667 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $432,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,931 |
| Cash dividends | $80,000 | 4,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $432,000 | 5,650 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 5,880 |
| Total interest expense | $984,000 | 5,909 |
| Net interest income | $1,418,000 | 5,718 |
| Provision for loan and lease losses | $72,000 | 3,798 |
| Total noninterest income | $238,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $199,000 | 3,533 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $39,000 | 6,648 |
| Total noninterest expense | $1,150,000 | 5,851 |
| Salaries and employee benefits | $606,000 | 5,981 |
| Premises and equipment expense | $148,000 | 5,847 |
| Additional noninterest expense | $396,000 | 5,327 |
| Pre-tax net operating income | $434,000 | 5,343 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $147,000 | 3,682 |
| Income before extraordinary items | $287,000 | 5,749 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $287,000 | 5,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,811 |
| Cash dividends | $80,000 | 4,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $287,000 | 5,741 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 5,890 |
| Total interest expense | $504,000 | 5,840 |
| Net interest income | $692,000 | 5,784 |
| Provision for loan and lease losses | $36,000 | 3,550 |
| Total noninterest income | $117,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $93,000 | 3,596 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $568,000 | 5,922 |
| Salaries and employee benefits | $301,000 | 6,043 |
| Premises and equipment expense | $74,000 | 5,891 |
| Additional noninterest expense | $193,000 | 5,378 |
| Pre-tax net operating income | $205,000 | 5,456 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $68,000 | 3,781 |
| Income before extraordinary items | $137,000 | 5,831 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $137,000 | 5,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $80,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $137,000 | 5,810 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,415,000 | 5,875 |
| Total interest expense | $1,681,000 | 5,846 |
| Net interest income | $2,734,000 | 5,784 |
| Provision for loan and lease losses | $146,000 | 4,104 |
| Total noninterest income | $481,000 | 5,220 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $403,000 | 3,520 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 6,711 |
| Total noninterest expense | $2,236,000 | 5,827 |
| Salaries and employee benefits | $1,168,000 | 5,998 |
| Premises and equipment expense | $283,000 | 5,883 |
| Additional noninterest expense | $785,000 | 5,290 |
| Pre-tax net operating income | $833,000 | 5,563 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $277,000 | 3,908 |
| Income before extraordinary items | $556,000 | 5,967 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $556,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,598 |
| Cash dividends | $485,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $556,000 | 5,964 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,222,000 | 5,965 |
| Total interest expense | $1,190,000 | 5,930 |
| Net interest income | $2,032,000 | 5,854 |
| Provision for loan and lease losses | $109,000 | 3,958 |
| Total noninterest income | $360,000 | 5,230 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $295,000 | 3,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,548 |
| Total noninterest expense | $1,635,000 | 5,896 |
| Salaries and employee benefits | $859,000 | 6,026 |
| Premises and equipment expense | $216,000 | 5,862 |
| Additional noninterest expense | $560,000 | 5,434 |
| Pre-tax net operating income | $648,000 | 5,712 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $216,000 | 4,040 |
| Income before extraordinary items | $432,000 | 6,081 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $432,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,707 |
| Cash dividends | $385,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $432,000 | 6,073 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 6,013 |
| Total interest expense | $741,000 | 6,007 |
| Net interest income | $1,351,000 | 5,898 |
| Provision for loan and lease losses | $72,000 | 3,866 |
| Total noninterest income | $234,000 | 5,285 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $188,000 | 3,684 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 6,500 |
| Total noninterest expense | $1,079,000 | 5,934 |
| Salaries and employee benefits | $562,000 | 6,096 |
| Premises and equipment expense | $141,000 | 5,926 |
| Additional noninterest expense | $376,000 | 5,425 |
| Pre-tax net operating income | $434,000 | 5,718 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $146,000 | 4,045 |
| Income before extraordinary items | $288,000 | 6,097 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $288,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,253 |
| Cash dividends | $325,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $288,000 | 6,094 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 6,033 |
| Total interest expense | $357,000 | 5,989 |
| Net interest income | $668,000 | 5,946 |
| Provision for loan and lease losses | $36,000 | 3,658 |
| Total noninterest income | $113,000 | 5,345 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $87,000 | 3,767 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $534,000 | 5,981 |
| Salaries and employee benefits | $285,000 | 6,083 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $180,000 | 5,503 |
| Pre-tax net operating income | $211,000 | 5,728 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $70,000 | 4,045 |
| Income before extraordinary items | $141,000 | 6,091 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $141,000 | 6,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $175,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $141,000 | 6,090 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,978,000 | 5,848 |
| Total interest expense | $1,214,000 | 5,780 |
| Net interest income | $2,764,000 | 5,763 |
| Provision for loan and lease losses | $142,000 | 4,233 |
| Total noninterest income | $462,000 | 5,431 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $383,000 | 3,659 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $79,000 | 6,771 |
| Total noninterest expense | $2,240,000 | 5,721 |
| Salaries and employee benefits | $1,151,000 | 5,915 |
| Premises and equipment expense | $280,000 | 5,917 |
| Additional noninterest expense | $809,000 | 5,131 |
| Pre-tax net operating income | $844,000 | 5,764 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $291,000 | 4,177 |
| Income before extraordinary items | $557,000 | 6,156 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $557,000 | 6,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,855 |
| Cash dividends | $450,000 | 3,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $554,360 | 6,132 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 5,850 |
| Total interest expense | $894,000 | 5,737 |
| Net interest income | $2,057,000 | 5,804 |
| Provision for loan and lease losses | $105,000 | 4,091 |
| Total noninterest income | $341,000 | 5,491 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $288,000 | 3,663 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,977 |
| Total noninterest expense | $1,636,000 | 5,780 |
| Salaries and employee benefits | $864,000 | 5,884 |
| Premises and equipment expense | $206,000 | 5,962 |
| Additional noninterest expense | $566,000 | 5,300 |
| Pre-tax net operating income | $657,000 | 5,782 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $219,000 | 4,283 |
| Income before extraordinary items | $442,000 | 6,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $442,000 | 6,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,382 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $439,320 | 6,143 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 5,826 |
| Total interest expense | $579,000 | 5,661 |
| Net interest income | $1,363,000 | 5,811 |
| Provision for loan and lease losses | $72,000 | 3,910 |
| Total noninterest income | $216,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $179,000 | 3,755 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $37,000 | 6,911 |
| Total noninterest expense | $1,083,000 | 5,797 |
| Salaries and employee benefits | $567,000 | 5,937 |
| Premises and equipment expense | $135,000 | 6,009 |
| Additional noninterest expense | $381,000 | 5,255 |
| Pre-tax net operating income | $424,000 | 5,835 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $141,000 | 4,350 |
| Income before extraordinary items | $287,000 | 6,211 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $287,000 | 6,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $284,320 | 6,178 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 5,882 |
| Total interest expense | $275,000 | 5,716 |
| Net interest income | $676,000 | 5,838 |
| Provision for loan and lease losses | $36,000 | 3,732 |
| Total noninterest income | $103,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $82,000 | 3,875 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $530,000 | 5,905 |
| Salaries and employee benefits | $277,000 | 6,055 |
| Premises and equipment expense | $67,000 | 6,074 |
| Additional noninterest expense | $186,000 | 5,341 |
| Pre-tax net operating income | $213,000 | 5,813 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $69,000 | 4,312 |
| Income before extraordinary items | $144,000 | 6,193 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $144,000 | 6,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $144,000 | 6,146 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 5,729 |
| Total interest expense | $1,012,000 | 5,614 |
| Net interest income | $2,777,000 | 5,669 |
| Provision for loan and lease losses | $146,000 | 4,313 |
| Total noninterest income | $426,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $406,000 | 3,609 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,225 |
| Total noninterest expense | $2,096,000 | 5,860 |
| Salaries and employee benefits | $1,054,000 | 6,102 |
| Premises and equipment expense | $274,000 | 5,947 |
| Additional noninterest expense | $768,000 | 5,234 |
| Pre-tax net operating income | $961,000 | 5,341 |
| Securities gains (losses) | $95,000 | 1,279 |
| Applicable income taxes | $357,000 | 3,907 |
| Income before extraordinary items | $699,000 | 5,589 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $699,000 | 5,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,397 |
| Cash dividends | $245,000 | 4,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $636,300 | 5,747 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 5,717 |
| Total interest expense | $746,000 | 5,643 |
| Net interest income | $2,092,000 | 5,647 |
| Provision for loan and lease losses | $110,000 | 4,124 |
| Total noninterest income | $316,000 | 5,700 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $311,000 | 3,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,693 |
| Total noninterest expense | $1,536,000 | 5,882 |
| Salaries and employee benefits | $777,000 | 6,118 |
| Premises and equipment expense | $194,000 | 6,091 |
| Additional noninterest expense | $565,000 | 5,246 |
| Pre-tax net operating income | $762,000 | 5,322 |
| Securities gains (losses) | $95,000 | 1,203 |
| Applicable income taxes | $290,000 | 3,846 |
| Income before extraordinary items | $567,000 | 5,506 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $567,000 | 5,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $240,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $504,300 | 5,723 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 5,739 |
| Total interest expense | $499,000 | 5,655 |
| Net interest income | $1,387,000 | 5,658 |
| Provision for loan and lease losses | $73,000 | 4,061 |
| Total noninterest income | $236,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $202,000 | 3,621 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $1,001,000 | 5,998 |
| Salaries and employee benefits | $503,000 | 6,275 |
| Premises and equipment expense | $129,000 | 6,121 |
| Additional noninterest expense | $369,000 | 5,341 |
| Pre-tax net operating income | $549,000 | 5,077 |
| Securities gains (losses) | $93,000 | 1,081 |
| Applicable income taxes | $217,000 | 3,619 |
| Income before extraordinary items | $425,000 | 5,156 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $425,000 | 5,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $170,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $363,620 | 5,487 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 5,772 |
| Total interest expense | $257,000 | 5,639 |
| Net interest income | $685,000 | 5,705 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $116,000 | 5,420 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $95,000 | 3,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $507,000 | 5,994 |
| Salaries and employee benefits | $249,000 | 6,354 |
| Premises and equipment expense | $67,000 | 6,015 |
| Additional noninterest expense | $191,000 | 5,234 |
| Pre-tax net operating income | $258,000 | 5,197 |
| Securities gains (losses) | $93,000 | 843 |
| Applicable income taxes | $115,000 | 3,550 |
| Income before extraordinary items | $236,000 | 4,904 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $236,000 | 4,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $173,690 | 5,560 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 5,746 |
| Total interest expense | $1,122,000 | 5,787 |
| Net interest income | $2,768,000 | 5,568 |
| Provision for loan and lease losses | $141,000 | 4,687 |
| Total noninterest income | $463,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $414,000 | 3,567 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $49,000 | 7,593 |
| Total noninterest expense | $1,918,000 | 6,130 |
| Salaries and employee benefits | $946,000 | 6,452 |
| Premises and equipment expense | $252,000 | 6,161 |
| Additional noninterest expense | $720,000 | 5,413 |
| Pre-tax net operating income | $1,172,000 | 4,755 |
| Securities gains (losses) | $229,000 | 1,243 |
| Applicable income taxes | $471,000 | 3,473 |
| Income before extraordinary items | $930,000 | 4,852 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $930,000 | 4,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,241 |
| Cash dividends | $450,000 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $778,860 | 5,160 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 5,834 |
| Total interest expense | $847,000 | 5,907 |
| Net interest income | $2,048,000 | 5,645 |
| Provision for loan and lease losses | $105,000 | 4,577 |
| Total noninterest income | $346,000 | 5,700 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $307,000 | 3,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,544 |
| Total noninterest expense | $1,399,000 | 6,179 |
| Salaries and employee benefits | $683,000 | 6,543 |
| Premises and equipment expense | $188,000 | 6,155 |
| Additional noninterest expense | $528,000 | 5,458 |
| Pre-tax net operating income | $890,000 | 4,859 |
| Securities gains (losses) | $207,000 | 1,208 |
| Applicable income taxes | $369,000 | 3,545 |
| Income before extraordinary items | $728,000 | 4,885 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $728,000 | 4,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,467 |
| Cash dividends | $400,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $591,380 | 5,253 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 5,887 |
| Total interest expense | $571,000 | 5,979 |
| Net interest income | $1,346,000 | 5,682 |
| Provision for loan and lease losses | $68,000 | 4,566 |
| Total noninterest income | $226,000 | 5,721 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $200,000 | 3,626 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $929,000 | 6,218 |
| Salaries and employee benefits | $460,000 | 6,533 |
| Premises and equipment expense | $117,000 | 6,344 |
| Additional noninterest expense | $352,000 | 5,458 |
| Pre-tax net operating income | $575,000 | 4,948 |
| Securities gains (losses) | $207,000 | 1,023 |
| Applicable income taxes | $260,000 | 3,486 |
| Income before extraordinary items | $522,000 | 4,684 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $522,000 | 4,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,695 |
| Cash dividends | $350,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $383,310 | 5,309 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 5,928 |
| Total interest expense | $291,000 | 6,030 |
| Net interest income | $661,000 | 5,726 |
| Provision for loan and lease losses | $32,000 | 4,392 |
| Total noninterest income | $111,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $97,000 | 3,626 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $456,000 | 6,306 |
| Salaries and employee benefits | $220,000 | 6,691 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $178,000 | 5,386 |
| Pre-tax net operating income | $284,000 | 4,937 |
| Securities gains (losses) | $124,000 | 880 |
| Applicable income taxes | $138,000 | 3,370 |
| Income before extraordinary items | $270,000 | 4,519 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $270,000 | 4,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $175,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $188,160 | 5,277 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 6,035 |
| Total interest expense | $1,456,000 | 5,826 |
| Net interest income | $2,390,000 | 6,059 |
| Provision for loan and lease losses | $108,000 | 5,596 |
| Total noninterest income | $408,000 | 5,731 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $345,000 | 3,907 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 7,257 |
| Total noninterest expense | $1,708,000 | 6,440 |
| Salaries and employee benefits | $832,000 | 6,768 |
| Premises and equipment expense | $241,000 | 6,257 |
| Additional noninterest expense | $635,000 | 5,726 |
| Pre-tax net operating income | $982,000 | 5,251 |
| Securities gains (losses) | $75,000 | 2,038 |
| Applicable income taxes | $354,000 | 4,131 |
| Income before extraordinary items | $703,000 | 5,549 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $703,000 | 5,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,236 |
| Cash dividends | $510,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $652,750 | 5,602 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,068,000 | 6,295 |
| Total interest expense | $2,014,000 | 6,070 |
| Net interest income | $2,054,000 | 6,356 |
| Provision for loan and lease losses | $17,000 | 7,683 |
| Total noninterest income | $393,000 | 5,726 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $324,000 | 3,973 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $69,000 | 7,145 |
| Total noninterest expense | $1,545,000 | 6,696 |
| Salaries and employee benefits | $744,000 | 7,003 |
| Premises and equipment expense | $186,000 | 6,985 |
| Additional noninterest expense | $615,000 | 5,744 |
| Pre-tax net operating income | $885,000 | 5,235 |
| Securities gains (losses) | $25,000 | 2,980 |
| Applicable income taxes | $307,000 | 4,210 |
| Income before extraordinary items | $603,000 | 5,609 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $603,000 | 5,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,531 |
| Cash dividends | $305,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $586,500 | 5,553 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,023,000 | 6,475 |
| Total interest expense | $2,146,000 | 6,064 |
| Net interest income | $1,877,000 | 6,767 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $346,000 | 5,915 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,695 |
| Total noninterest expense | $1,446,000 | 6,882 |
| Salaries and employee benefits | $703,000 | 7,190 |
| Premises and equipment expense | $175,000 | 7,161 |
| Additional noninterest expense | $568,000 | 5,972 |
| Pre-tax net operating income | $727,000 | 6,129 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $245,000 | 5,026 |
| Income before extraordinary items | $482,000 | 6,416 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $482,000 | 6,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $240,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $482,000 | 6,428 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 6,595 |
| Total interest expense | $1,900,000 | 6,179 |
| Net interest income | $1,817,000 | 6,977 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $342,000 | 6,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,849 |
| Total noninterest expense | $1,289,000 | 7,333 |
| Salaries and employee benefits | $642,000 | 7,531 |
| Premises and equipment expense | $162,000 | 7,459 |
| Additional noninterest expense | $485,000 | 6,623 |
| Pre-tax net operating income | $800,000 | 5,933 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $270,000 | 5,037 |
| Income before extraordinary items | $530,000 | 6,251 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $530,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $225,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $530,000 | 6,235 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 6,980 |
| Total interest expense | $1,738,000 | 6,679 |
| Net interest income | $1,742,000 | 7,182 |
| Provision for loan and lease losses | $56,000 | 6,406 |
| Total noninterest income | $295,000 | 6,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,530 |
| Total noninterest expense | $1,216,000 | 7,502 |
| Salaries and employee benefits | $595,000 | 7,782 |
| Premises and equipment expense | $145,000 | 7,766 |
| Additional noninterest expense | $476,000 | 6,604 |
| Pre-tax net operating income | $765,000 | 6,231 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $261,000 | 5,540 |
| Income before extraordinary items | $511,000 | 6,548 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $511,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $185,000 | 5,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $506,380 | 6,454 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 7,397 |
| Total interest expense | $1,589,000 | 7,135 |
| Net interest income | $1,712,000 | 7,528 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $269,000 | 7,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $1,287,000 | 7,384 |
| Salaries and employee benefits | $694,000 | 7,350 |
| Premises and equipment expense | $139,000 | 8,048 |
| Additional noninterest expense | $454,000 | 6,890 |
| Pre-tax net operating income | $624,000 | 7,311 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $212,000 | 6,728 |
| Income before extraordinary items | $422,000 | 7,500 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $422,000 | 7,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $135,000 | 6,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $415,300 | 7,483 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 8,420 |
| Total interest expense | $1,255,000 | 8,225 |
| Net interest income | $1,447,000 | 8,395 |
| Provision for loan and lease losses | $82,000 | 5,565 |
| Total noninterest income | $272,000 | 7,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,577 |
| Total noninterest expense | $1,094,000 | 8,347 |
| Salaries and employee benefits | $618,000 | 8,017 |
| Premises and equipment expense | $120,000 | 8,791 |
| Additional noninterest expense | $356,000 | 8,303 |
| Pre-tax net operating income | $543,000 | 7,714 |
| Securities gains (losses) | $23,000 | 1,905 |
| Applicable income taxes | $190,000 | 7,281 |
| Income before extraordinary items | $376,000 | 7,817 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $376,000 | 7,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $110,000 | 6,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $360,820 | 7,860 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 9,350 |
| Total interest expense | $1,098,000 | 8,908 |
| Net interest income | $1,144,000 | 9,498 |
| Provision for loan and lease losses | $26,000 | 7,298 |
| Total noninterest income | $254,000 | 7,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $993,000 | 8,980 |
| Salaries and employee benefits | $493,000 | 9,172 |
| Premises and equipment expense | $96,000 | 9,727 |
| Additional noninterest expense | $404,000 | 8,150 |
| Pre-tax net operating income | $379,000 | 9,204 |
| Securities gains (losses) | $19,000 | 1,949 |
| Applicable income taxes | $133,000 | 8,562 |
| Income before extraordinary items | $265,000 | 9,270 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $265,000 | 9,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,076 |
| Cash dividends | $36,000 | 8,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $252,270 | 9,370 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 10,151 |
| Total interest expense | $807,000 | 9,571 |
| Net interest income | $1,001,000 | 10,387 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $247,000 | 8,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $885,000 | 9,845 |
| Salaries and employee benefits | $448,000 | 9,847 |
| Premises and equipment expense | $85,000 | 10,492 |
| Additional noninterest expense | $352,000 | 9,319 |
| Pre-tax net operating income | $363,000 | 9,641 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $118,000 | 8,968 |
| Income before extraordinary items | $246,000 | 9,738 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $246,000 | 9,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,539 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,118 |
| Net operating income | $245,320 | 9,819 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 11,044 |
| Total interest expense | $668,000 | 10,778 |
| Net interest income | $909,000 | 11,132 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $199,000 | 9,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 7,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $835,000 | 10,495 |
| Salaries and employee benefits | $428,000 | 10,352 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $330,000 | 10,071 |
| Pre-tax net operating income | $269,000 | 10,474 |
| Securities gains (losses) | $72,000 | 2,926 |
| Applicable income taxes | $115,000 | 9,413 |
| Income before extraordinary items | $226,000 | 10,332 |
| Extraordinary gains, net | $52,000 | 2,136 |
| Net income | $278,000 | 9,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 1,000 |
| Net operating income | $178,480 | 10,671 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 12,416 |
| Total interest expense | $624,000 | 12,183 |
| Net interest income | $668,000 | 12,447 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $188,000 | 9,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $685,000 | 11,593 |
| Salaries and employee benefits | $350,000 | 11,434 |
| Premises and equipment expense | $71,000 | 11,832 |
| Additional noninterest expense | $264,000 | 11,361 |
| Pre-tax net operating income | $21,000 | 12,584 |
| Securities gains (losses) | $109,000 | 2,865 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $130,000 | 11,542 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $130,000 | 11,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,064 |
| Net operating income | $21,000 | 12,532 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.