Home > Camino Real Bank > Income and Expense
Camino Real Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,749,000 | 1,670 |
| Total interest expense | $8,706,000 | 1,982 |
| Net interest income | $12,042,000 | 1,459 |
| Provision for loan and lease losses | $303,000 | 2,805 |
| Total noninterest income | $4,104,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $3,583,000 | 380 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $521,000 | 2,885 |
| Total noninterest expense | $10,464,000 | 1,325 |
| Salaries and employee benefits | $4,685,000 | 1,515 |
| Premises and equipment expense | $1,781,000 | 1,126 |
| Additional noninterest expense | $3,998,000 | 1,147 |
| Pre-tax net operating income | $5,379,000 | 1,376 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,869,000 | 1,243 |
| Income before extraordinary items | $3,510,000 | 1,499 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,510,000 | 1,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,340 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,510,000 | 1,493 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,247,000 | 1,686 |
| Total interest expense | $7,336,000 | 2,031 |
| Net interest income | $11,911,000 | 1,479 |
| Provision for loan and lease losses | $343,000 | 2,401 |
| Total noninterest income | $3,961,000 | 1,101 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,262,000 | 422 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $699,000 | 2,383 |
| Total noninterest expense | $10,160,000 | 1,372 |
| Salaries and employee benefits | $4,534,000 | 1,537 |
| Premises and equipment expense | $1,909,000 | 1,064 |
| Additional noninterest expense | $3,717,000 | 1,238 |
| Pre-tax net operating income | $5,369,000 | 1,417 |
| Securities gains (losses) | $17,000 | 1,477 |
| Applicable income taxes | $1,624,000 | 1,488 |
| Income before extraordinary items | $3,762,000 | 1,419 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,762,000 | 1,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,193 |
| Cash dividends | $722,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,750,100 | 1,404 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,210,000 | 1,689 |
| Total interest expense | $8,139,000 | 1,877 |
| Net interest income | $11,071,000 | 1,533 |
| Provision for loan and lease losses | $565,000 | 1,568 |
| Total noninterest income | $3,220,000 | 1,279 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,702,000 | 487 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $518,000 | 2,915 |
| Total noninterest expense | $9,690,000 | 1,356 |
| Salaries and employee benefits | $3,951,000 | 1,684 |
| Premises and equipment expense | $2,027,000 | 950 |
| Additional noninterest expense | $3,712,000 | 1,207 |
| Pre-tax net operating income | $4,036,000 | 1,798 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $1,433,000 | 1,699 |
| Income before extraordinary items | $2,620,000 | 2,000 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,620,000 | 1,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 1,473 |
| Cash dividends | $784,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,608,950 | 1,930 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,190,000 | 1,817 |
| Total interest expense | $8,031,000 | 1,928 |
| Net interest income | $10,159,000 | 1,717 |
| Provision for loan and lease losses | $567,000 | 1,618 |
| Total noninterest income | $2,800,000 | 1,350 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,207,000 | 591 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $593,000 | 2,499 |
| Total noninterest expense | $9,594,000 | 1,368 |
| Salaries and employee benefits | $3,810,000 | 1,714 |
| Premises and equipment expense | $1,908,000 | 1,039 |
| Additional noninterest expense | $3,876,000 | 1,142 |
| Pre-tax net operating income | $2,798,000 | 2,642 |
| Securities gains (losses) | $22,000 | 1,824 |
| Applicable income taxes | $836,000 | 2,833 |
| Income before extraordinary items | $1,984,000 | 2,605 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,984,000 | 2,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,614 |
| Cash dividends | $801,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,968,600 | 2,576 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,293,000 | 1,952 |
| Total interest expense | $7,389,000 | 2,123 |
| Net interest income | $9,904,000 | 1,785 |
| Provision for loan and lease losses | $210,000 | 3,297 |
| Total noninterest income | $2,836,000 | 1,420 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,237,000 | 611 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $599,000 | 2,574 |
| Total noninterest expense | $9,522,000 | 1,500 |
| Salaries and employee benefits | $3,745,000 | 1,768 |
| Premises and equipment expense | $1,805,000 | 1,160 |
| Additional noninterest expense | $3,972,000 | 1,361 |
| Pre-tax net operating income | $3,008,000 | 2,365 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $5,000 | 10,459 |
| Income before extraordinary items | $3,002,000 | 1,661 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,002,000 | 1,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,313 |
| Cash dividends | $947,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,003,000 | 1,630 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,726,000 | 3,713 |
| Total interest expense | $3,577,000 | 4,071 |
| Net interest income | $5,149,000 | 3,441 |
| Provision for loan and lease losses | $110,000 | 4,388 |
| Total noninterest income | $1,329,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,037,000 | 1,302 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $292,000 | 4,063 |
| Total noninterest expense | $5,136,000 | 2,641 |
| Salaries and employee benefits | $2,169,000 | 3,072 |
| Premises and equipment expense | $1,192,000 | 1,695 |
| Additional noninterest expense | $1,775,000 | 2,660 |
| Pre-tax net operating income | $1,232,000 | 5,162 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $15,000 | 10,835 |
| Income before extraordinary items | $1,210,000 | 3,930 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,210,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 11,301 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,216,930 | 3,900 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,415,000 | 5,315 |
| Total interest expense | $1,701,000 | 6,327 |
| Net interest income | $3,714,000 | 4,683 |
| Provision for loan and lease losses | $-110,000 | 12,197 |
| Total noninterest income | $1,038,000 | 3,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $744,000 | 1,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 4,137 |
| Total noninterest expense | $4,346,000 | 3,168 |
| Salaries and employee benefits | $1,791,000 | 3,636 |
| Premises and equipment expense | $1,055,000 | 1,931 |
| Additional noninterest expense | $1,500,000 | 3,292 |
| Pre-tax net operating income | $516,000 | 8,551 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-86,000 | 12,280 |
| Income before extraordinary items | $602,000 | 6,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $602,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,795 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $602,000 | 6,578 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,488,000 | 6,324 |
| Total interest expense | $1,383,000 | 7,604 |
| Net interest income | $3,105,000 | 5,506 |
| Provision for loan and lease losses | $-175,000 | 13,015 |
| Total noninterest income | $976,000 | 3,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $733,000 | 1,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 5,083 |
| Total noninterest expense | $3,849,000 | 3,612 |
| Salaries and employee benefits | $1,607,000 | 4,010 |
| Premises and equipment expense | $830,000 | 2,464 |
| Additional noninterest expense | $1,412,000 | 3,680 |
| Pre-tax net operating income | $407,000 | 9,357 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-61,000 | 12,903 |
| Income before extraordinary items | $468,000 | 7,813 |
| Extraordinary gains, net | $98,000 | 1,595 |
| Net income | $566,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 4,259 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $468,000 | 7,551 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 7,435 |
| Total interest expense | $1,560,000 | 8,332 |
| Net interest income | $2,492,000 | 6,622 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $1,130,000 | 3,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $862,000 | 1,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 4,748 |
| Total noninterest expense | $3,533,000 | 3,899 |
| Salaries and employee benefits | $1,397,000 | 4,510 |
| Premises and equipment expense | $847,000 | 2,436 |
| Additional noninterest expense | $1,289,000 | 4,072 |
| Pre-tax net operating income | $74,000 | 12,246 |
| Securities gains (losses) | $129,000 | 2,606 |
| Applicable income taxes | $53,000 | 11,175 |
| Income before extraordinary items | $150,000 | 11,275 |
| Extraordinary gains, net | $53,000 | 974 |
| Net income | $203,000 | 10,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 6,521 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 305 |
| Net operating income | $54,540 | 12,250 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.