Home > Camino Real Bank > Income and Expense
Camino Real Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $7,120,000 | 4,155 |
Total interest expense | $2,425,000 | 4,779 |
Net interest income | $4,695,000 | 3,773 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $1,663,000 | 2,115 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $1,315,000 | 1,010 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $348,000 | 3,735 |
Total noninterest expense | $4,610,000 | 2,988 |
Salaries and employee benefits | $1,920,000 | 3,413 |
Premises and equipment expense | $644,000 | 3,056 |
Additional noninterest expense | $2,046,000 | 2,524 |
Pre-tax net operating income | $1,748,000 | 3,849 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $569,000 | 3,666 |
Income before extraordinary items | $1,179,000 | 3,930 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,179,000 | 3,935 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 6,150 |
Cash dividends | $1,694,000 | 1,279 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,179,000 | 3,969 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $6,241,000 | 4,786 |
Total interest expense | $2,047,000 | 5,716 |
Net interest income | $4,194,000 | 4,220 |
Provision for loan and lease losses | $-220,000 | 13,061 |
Total noninterest income | $1,541,000 | 2,396 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $1,210,000 | 1,109 |
Trading account gains and fees | $8,000 | 431 |
Additional Noninterest Income | $323,000 | 4,288 |
Total noninterest expense | $4,196,000 | 3,338 |
Salaries and employee benefits | $1,480,000 | 4,326 |
Premises and equipment expense | $480,000 | 4,020 |
Additional noninterest expense | $2,236,000 | 2,476 |
Pre-tax net operating income | $1,759,000 | 3,768 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $559,000 | 3,803 |
Income before extraordinary items | $1,200,000 | 4,024 |
Extraordinary gains, net | $234,000 | 891 |
Net income | $1,434,000 | 3,487 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-108,000 | 12,961 |
Cash dividends | $609,000 | 2,612 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,200,000 | 3,812 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,500,000 | 11,975 |
Total interest expense | $620,000 | 12,203 |
Net interest income | $880,000 | 11,596 |
Provision for loan and lease losses | $35,000 | 9,755 |
Total noninterest income | $398,000 | 6,564 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $303,000 | 4,400 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $95,000 | 8,250 |
Total noninterest expense | $1,187,000 | 9,101 |
Salaries and employee benefits | $377,000 | 11,128 |
Premises and equipment expense | $162,000 | 8,785 |
Additional noninterest expense | $648,000 | 7,119 |
Pre-tax net operating income | $56,000 | 12,378 |
Securities gains (losses) | $180,000 | 2,158 |
Applicable income taxes | $84,000 | 10,333 |
Income before extraordinary items | $152,000 | 11,242 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $152,000 | 11,328 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 12,606 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $36,800 | 12,417 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.