Home > Cameron State Bank > Income and Expense
Cameron State Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $8,374,000 | 862 |
| Total interest expense | $1,044,000 | 1,621 |
| Net interest income | $7,330,000 | 759 |
| Provision for loan and lease losses | $495,000 | 1,438 |
| Total noninterest income | $2,067,000 | 712 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,240,000 | 319 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $827,000 | 938 |
| Total noninterest expense | $5,242,000 | 961 |
| Salaries and employee benefits | $2,357,000 | 1,066 |
| Premises and equipment expense | $891,000 | 727 |
| Additional noninterest expense | $1,994,000 | 899 |
| Pre-tax net operating income | $3,660,000 | 466 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $899,000 | 498 |
| Income before extraordinary items | $2,761,000 | 488 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,761,000 | 487 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,761,000 | 488 |
| Net charge-offs | $38,000 | 3,565 |
| Cash dividends | $75,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,761,000 | 472 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $35,228,000 | 860 |
| Total interest expense | $5,267,000 | 1,577 |
| Net interest income | $29,961,000 | 734 |
| Provision for loan and lease losses | $2,398,000 | 1,857 |
| Total noninterest income | $8,206,000 | 734 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,338,000 | 290 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,868,000 | 1,100 |
| Total noninterest expense | $23,770,000 | 846 |
| Salaries and employee benefits | $10,679,000 | 916 |
| Premises and equipment expense | $3,618,000 | 712 |
| Additional noninterest expense | $9,473,000 | 792 |
| Pre-tax net operating income | $11,999,000 | 460 |
| Securities gains (losses) | $-6,000 | 6,994 |
| Applicable income taxes | $2,730,000 | 584 |
| Income before extraordinary items | $9,263,000 | 489 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,263,000 | 489 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $9,263,000 | 491 |
| Net charge-offs | $2,423,000 | 1,663 |
| Cash dividends | $2,954,000 | 561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $9,267,620 | 464 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $26,827,000 | 853 |
| Total interest expense | $4,071,000 | 1,597 |
| Net interest income | $22,756,000 | 722 |
| Provision for loan and lease losses | $1,603,000 | 1,895 |
| Total noninterest income | $6,100,000 | 722 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $4,009,000 | 290 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,091,000 | 1,079 |
| Total noninterest expense | $18,095,000 | 818 |
| Salaries and employee benefits | $8,106,000 | 895 |
| Premises and equipment expense | $2,754,000 | 707 |
| Additional noninterest expense | $7,235,000 | 754 |
| Pre-tax net operating income | $9,158,000 | 463 |
| Securities gains (losses) | $-6,000 | 7,171 |
| Applicable income taxes | $2,478,000 | 505 |
| Income before extraordinary items | $6,674,000 | 511 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,674,000 | 512 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $6,674,000 | 514 |
| Net charge-offs | $2,259,000 | 1,395 |
| Cash dividends | $1,577,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $6,678,380 | 490 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $18,396,000 | 841 |
| Total interest expense | $2,718,000 | 1,660 |
| Net interest income | $15,678,000 | 688 |
| Provision for loan and lease losses | $782,000 | 2,217 |
| Total noninterest income | $4,085,000 | 704 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,682,000 | 289 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,403,000 | 1,035 |
| Total noninterest expense | $12,295,000 | 800 |
| Salaries and employee benefits | $5,580,000 | 871 |
| Premises and equipment expense | $1,869,000 | 703 |
| Additional noninterest expense | $4,846,000 | 747 |
| Pre-tax net operating income | $6,686,000 | 419 |
| Securities gains (losses) | $-6,000 | 7,275 |
| Applicable income taxes | $1,752,000 | 434 |
| Income before extraordinary items | $4,928,000 | 440 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,928,000 | 441 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $4,928,000 | 441 |
| Net charge-offs | $201,000 | 3,534 |
| Cash dividends | $1,577,000 | 434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,932,440 | 432 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,086,000 | 869 |
| Total interest expense | $1,360,000 | 1,739 |
| Net interest income | $7,726,000 | 705 |
| Provision for loan and lease losses | $291,000 | 2,505 |
| Total noninterest income | $2,067,000 | 689 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,365,000 | 288 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $702,000 | 1,005 |
| Total noninterest expense | $5,965,000 | 831 |
| Salaries and employee benefits | $2,581,000 | 949 |
| Premises and equipment expense | $940,000 | 713 |
| Additional noninterest expense | $2,444,000 | 746 |
| Pre-tax net operating income | $3,537,000 | 381 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $887,000 | 416 |
| Income before extraordinary items | $2,650,000 | 409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,650,000 | 410 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,650,000 | 411 |
| Net charge-offs | $101,000 | 3,096 |
| Cash dividends | $200,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,650,000 | 399 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $37,059,000 | 912 |
| Total interest expense | $5,781,000 | 1,978 |
| Net interest income | $31,278,000 | 682 |
| Provision for loan and lease losses | $1,164,000 | 3,258 |
| Total noninterest income | $8,775,000 | 710 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $5,922,000 | 294 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,853,000 | 1,084 |
| Total noninterest expense | $23,419,000 | 901 |
| Salaries and employee benefits | $10,353,000 | 947 |
| Premises and equipment expense | $3,481,000 | 777 |
| Additional noninterest expense | $9,585,000 | 833 |
| Pre-tax net operating income | $15,470,000 | 277 |
| Securities gains (losses) | $-187,000 | 7,411 |
| Applicable income taxes | $4,066,000 | 311 |
| Income before extraordinary items | $11,217,000 | 287 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,217,000 | 289 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $11,217,000 | 289 |
| Net charge-offs | $573,000 | 3,619 |
| Cash dividends | $4,059,000 | 430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $11,353,510 | 284 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $27,834,000 | 928 |
| Total interest expense | $4,259,000 | 2,097 |
| Net interest income | $23,575,000 | 680 |
| Provision for loan and lease losses | $873,000 | 2,988 |
| Total noninterest income | $6,775,000 | 696 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $4,447,000 | 293 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,328,000 | 1,035 |
| Total noninterest expense | $17,240,000 | 912 |
| Salaries and employee benefits | $7,735,000 | 964 |
| Premises and equipment expense | $2,603,000 | 796 |
| Additional noninterest expense | $6,902,000 | 816 |
| Pre-tax net operating income | $12,237,000 | 272 |
| Securities gains (losses) | $-187,000 | 7,577 |
| Applicable income taxes | $3,234,000 | 309 |
| Income before extraordinary items | $8,816,000 | 290 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $8,816,000 | 290 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $8,816,000 | 290 |
| Net charge-offs | $253,000 | 3,947 |
| Cash dividends | $1,782,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $8,952,510 | 280 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $18,367,000 | 959 |
| Total interest expense | $2,727,000 | 2,259 |
| Net interest income | $15,640,000 | 685 |
| Provision for loan and lease losses | $582,000 | 2,764 |
| Total noninterest income | $4,630,000 | 693 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,897,000 | 301 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,733,000 | 985 |
| Total noninterest expense | $11,690,000 | 909 |
| Salaries and employee benefits | $5,452,000 | 932 |
| Premises and equipment expense | $1,712,000 | 822 |
| Additional noninterest expense | $4,526,000 | 845 |
| Pre-tax net operating income | $7,998,000 | 279 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,253,000 | 311 |
| Income before extraordinary items | $5,745,000 | 314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,745,000 | 311 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $5,745,000 | 313 |
| Net charge-offs | $131,000 | 3,934 |
| Cash dividends | $1,732,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $5,745,000 | 295 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,043,000 | 983 |
| Total interest expense | $1,355,000 | 2,349 |
| Net interest income | $7,688,000 | 691 |
| Provision for loan and lease losses | $291,000 | 2,396 |
| Total noninterest income | $2,444,000 | 649 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,385,000 | 304 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,059,000 | 815 |
| Total noninterest expense | $5,558,000 | 920 |
| Salaries and employee benefits | $2,539,000 | 993 |
| Premises and equipment expense | $882,000 | 803 |
| Additional noninterest expense | $2,137,000 | 784 |
| Pre-tax net operating income | $4,283,000 | 279 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,429,000 | 268 |
| Income before extraordinary items | $2,854,000 | 345 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,854,000 | 345 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,854,000 | 347 |
| Net charge-offs | $59,000 | 3,391 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,854,000 | 324 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $36,251,000 | 1,047 |
| Total interest expense | $7,081,000 | 2,184 |
| Net interest income | $29,170,000 | 744 |
| Provision for loan and lease losses | $1,680,000 | 2,007 |
| Total noninterest income | $8,778,000 | 666 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,017,000 | 298 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,761,000 | 1,035 |
| Total noninterest expense | $22,450,000 | 888 |
| Salaries and employee benefits | $10,177,000 | 974 |
| Premises and equipment expense | $3,667,000 | 757 |
| Additional noninterest expense | $8,606,000 | 763 |
| Pre-tax net operating income | $13,818,000 | 384 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $4,525,000 | 346 |
| Income before extraordinary items | $9,293,000 | 415 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,293,000 | 415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,126,000 | 1,828 |
| Cash dividends | $5,725,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $9,293,000 | 440 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $27,080,000 | 1,081 |
| Total interest expense | $5,471,000 | 2,210 |
| Net interest income | $21,609,000 | 771 |
| Provision for loan and lease losses | $810,000 | 2,080 |
| Total noninterest income | $6,598,000 | 689 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $4,557,000 | 305 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,041,000 | 1,094 |
| Total noninterest expense | $16,867,000 | 877 |
| Salaries and employee benefits | $7,610,000 | 1,008 |
| Premises and equipment expense | $2,775,000 | 757 |
| Additional noninterest expense | $6,482,000 | 725 |
| Pre-tax net operating income | $10,530,000 | 483 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,505,000 | 407 |
| Income before extraordinary items | $7,025,000 | 518 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $7,025,000 | 517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 2,445 |
| Cash dividends | $2,260,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $7,025,000 | 539 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,066,000 | 1,092 |
| Total interest expense | $3,726,000 | 2,239 |
| Net interest income | $14,340,000 | 769 |
| Provision for loan and lease losses | $540,000 | 1,834 |
| Total noninterest income | $4,311,000 | 717 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,988,000 | 303 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,323,000 | 1,153 |
| Total noninterest expense | $11,285,000 | 872 |
| Salaries and employee benefits | $5,174,000 | 1,004 |
| Premises and equipment expense | $1,839,000 | 758 |
| Additional noninterest expense | $4,272,000 | 706 |
| Pre-tax net operating income | $6,826,000 | 531 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,270,000 | 476 |
| Income before extraordinary items | $4,556,000 | 606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,556,000 | 605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,014 |
| Cash dividends | $1,760,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,556,000 | 590 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,944,000 | 1,127 |
| Total interest expense | $2,053,000 | 2,197 |
| Net interest income | $6,891,000 | 795 |
| Provision for loan and lease losses | $270,000 | 1,503 |
| Total noninterest income | $2,040,000 | 734 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,440,000 | 304 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $600,000 | 1,233 |
| Total noninterest expense | $5,270,000 | 920 |
| Salaries and employee benefits | $2,428,000 | 1,066 |
| Premises and equipment expense | $879,000 | 791 |
| Additional noninterest expense | $1,963,000 | 739 |
| Pre-tax net operating income | $3,391,000 | 581 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,122,000 | 532 |
| Income before extraordinary items | $2,269,000 | 682 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,269,000 | 683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,269,000 | 654 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,519,000 | 1,186 |
| Total interest expense | $9,643,000 | 1,993 |
| Net interest income | $25,876,000 | 845 |
| Provision for loan and lease losses | $925,000 | 1,508 |
| Total noninterest income | $9,279,000 | 648 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $6,183,000 | 298 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,096,000 | 991 |
| Total noninterest expense | $21,956,000 | 845 |
| Salaries and employee benefits | $10,062,000 | 992 |
| Premises and equipment expense | $3,736,000 | 714 |
| Additional noninterest expense | $8,158,000 | 703 |
| Pre-tax net operating income | $12,274,000 | 701 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,020,000 | 636 |
| Income before extraordinary items | $8,254,000 | 790 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,254,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 1,380 |
| Cash dividends | $3,674,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,254,000 | 781 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,638,000 | 1,194 |
| Total interest expense | $7,357,000 | 1,976 |
| Net interest income | $19,281,000 | 850 |
| Provision for loan and lease losses | $692,000 | 1,223 |
| Total noninterest income | $7,070,000 | 639 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,675,000 | 291 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,395,000 | 962 |
| Total noninterest expense | $16,154,000 | 853 |
| Salaries and employee benefits | $7,355,000 | 1,019 |
| Premises and equipment expense | $2,691,000 | 740 |
| Additional noninterest expense | $6,108,000 | 685 |
| Pre-tax net operating income | $9,505,000 | 731 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,167,000 | 667 |
| Income before extraordinary items | $6,338,000 | 823 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,338,000 | 821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 1,660 |
| Cash dividends | $1,907,000 | 1,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,338,000 | 808 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,738,000 | 1,204 |
| Total interest expense | $4,953,000 | 1,977 |
| Net interest income | $12,785,000 | 874 |
| Provision for loan and lease losses | $460,000 | 1,097 |
| Total noninterest income | $4,816,000 | 657 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,126,000 | 292 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,690,000 | 967 |
| Total noninterest expense | $11,014,000 | 852 |
| Salaries and employee benefits | $5,120,000 | 984 |
| Premises and equipment expense | $1,784,000 | 767 |
| Additional noninterest expense | $4,110,000 | 688 |
| Pre-tax net operating income | $6,127,000 | 784 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,036,000 | 722 |
| Income before extraordinary items | $4,091,000 | 895 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,091,000 | 894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,337 |
| Cash dividends | $1,745,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,091,000 | 883 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,766,000 | 1,206 |
| Total interest expense | $2,466,000 | 1,972 |
| Net interest income | $6,300,000 | 889 |
| Provision for loan and lease losses | $218,000 | 1,096 |
| Total noninterest income | $2,333,000 | 662 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,515,000 | 296 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $818,000 | 981 |
| Total noninterest expense | $5,359,000 | 864 |
| Salaries and employee benefits | $2,497,000 | 1,020 |
| Premises and equipment expense | $888,000 | 769 |
| Additional noninterest expense | $1,974,000 | 704 |
| Pre-tax net operating income | $3,056,000 | 786 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,008,000 | 730 |
| Income before extraordinary items | $2,048,000 | 868 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,048,000 | 867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,127 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,048,000 | 860 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $35,061,000 | 1,122 |
| Total interest expense | $8,793,000 | 1,884 |
| Net interest income | $26,268,000 | 839 |
| Provision for loan and lease losses | $1,330,000 | 788 |
| Total noninterest income | $9,571,000 | 635 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $5,881,000 | 304 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,690,000 | 856 |
| Total noninterest expense | $22,465,000 | 788 |
| Salaries and employee benefits | $10,585,000 | 909 |
| Premises and equipment expense | $3,441,000 | 741 |
| Additional noninterest expense | $8,439,000 | 644 |
| Pre-tax net operating income | $12,044,000 | 825 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,020,000 | 754 |
| Income before extraordinary items | $8,024,000 | 930 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,024,000 | 930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $890,000 | 756 |
| Cash dividends | $3,492,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,024,000 | 912 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $26,180,000 | 1,134 |
| Total interest expense | $6,494,000 | 1,861 |
| Net interest income | $19,686,000 | 856 |
| Provision for loan and lease losses | $959,000 | 781 |
| Total noninterest income | $7,123,000 | 653 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,326,000 | 312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,797,000 | 865 |
| Total noninterest expense | $16,546,000 | 813 |
| Salaries and employee benefits | $7,824,000 | 933 |
| Premises and equipment expense | $2,507,000 | 776 |
| Additional noninterest expense | $6,215,000 | 670 |
| Pre-tax net operating income | $9,304,000 | 836 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,987,000 | 793 |
| Income before extraordinary items | $6,317,000 | 923 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,317,000 | 922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $603,000 | 694 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,317,000 | 913 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,183,000 | 1,128 |
| Total interest expense | $4,220,000 | 1,818 |
| Net interest income | $12,963,000 | 871 |
| Provision for loan and lease losses | $942,000 | 546 |
| Total noninterest income | $4,636,000 | 661 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,792,000 | 319 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,844,000 | 881 |
| Total noninterest expense | $11,035,000 | 811 |
| Salaries and employee benefits | $5,298,000 | 925 |
| Premises and equipment expense | $1,649,000 | 787 |
| Additional noninterest expense | $4,088,000 | 678 |
| Pre-tax net operating income | $5,622,000 | 915 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,753,000 | 879 |
| Income before extraordinary items | $3,869,000 | 1,002 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,869,000 | 1,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,267 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,869,000 | 985 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,505,000 | 1,104 |
| Total interest expense | $2,025,000 | 1,799 |
| Net interest income | $6,480,000 | 873 |
| Provision for loan and lease losses | $240,000 | 964 |
| Total noninterest income | $2,505,000 | 610 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,328,000 | 321 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,177,000 | 711 |
| Total noninterest expense | $5,582,000 | 800 |
| Salaries and employee benefits | $2,713,000 | 904 |
| Premises and equipment expense | $847,000 | 766 |
| Additional noninterest expense | $2,022,000 | 684 |
| Pre-tax net operating income | $3,163,000 | 815 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $946,000 | 822 |
| Income before extraordinary items | $2,217,000 | 858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,217,000 | 857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,060 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,217,000 | 843 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $27,850,000 | 1,200 |
| Total interest expense | $6,535,000 | 1,742 |
| Net interest income | $21,315,000 | 995 |
| Provision for loan and lease losses | $949,000 | 1,101 |
| Total noninterest income | $8,931,000 | 676 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,380,000 | 319 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,551,000 | 892 |
| Total noninterest expense | $21,800,000 | 782 |
| Salaries and employee benefits | $10,457,000 | 873 |
| Premises and equipment expense | $3,564,000 | 695 |
| Additional noninterest expense | $7,779,000 | 685 |
| Pre-tax net operating income | $7,497,000 | 1,270 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,382,000 | 1,184 |
| Income before extraordinary items | $5,115,000 | 1,385 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,115,000 | 1,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $734,000 | 852 |
| Cash dividends | $1,738,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,115,000 | 1,375 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,318,000 | 1,189 |
| Total interest expense | $4,763,000 | 1,692 |
| Net interest income | $15,555,000 | 1,014 |
| Provision for loan and lease losses | $709,000 | 1,056 |
| Total noninterest income | $6,736,000 | 675 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,387,000 | 287 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,349,000 | 987 |
| Total noninterest expense | $16,047,000 | 790 |
| Salaries and employee benefits | $7,648,000 | 879 |
| Premises and equipment expense | $2,503,000 | 723 |
| Additional noninterest expense | $5,896,000 | 679 |
| Pre-tax net operating income | $5,535,000 | 1,296 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,760,000 | 1,205 |
| Income before extraordinary items | $3,775,000 | 1,416 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,775,000 | 1,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,156 |
| Cash dividends | $1,600,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,775,000 | 1,392 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,269,000 | 1,180 |
| Total interest expense | $3,074,000 | 1,652 |
| Net interest income | $10,195,000 | 1,024 |
| Provision for loan and lease losses | $469,000 | 1,034 |
| Total noninterest income | $4,599,000 | 656 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $3,004,000 | 274 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,595,000 | 956 |
| Total noninterest expense | $10,352,000 | 808 |
| Salaries and employee benefits | $4,876,000 | 919 |
| Premises and equipment expense | $1,659,000 | 724 |
| Additional noninterest expense | $3,817,000 | 695 |
| Pre-tax net operating income | $3,973,000 | 1,177 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,238,000 | 1,127 |
| Income before extraordinary items | $2,735,000 | 1,285 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,735,000 | 1,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 988 |
| Cash dividends | $1,600,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,735,000 | 1,261 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,536,000 | 1,176 |
| Total interest expense | $1,431,000 | 1,673 |
| Net interest income | $5,105,000 | 1,016 |
| Provision for loan and lease losses | $229,000 | 998 |
| Total noninterest income | $2,302,000 | 638 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,451,000 | 269 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $851,000 | 900 |
| Total noninterest expense | $5,151,000 | 805 |
| Salaries and employee benefits | $2,458,000 | 905 |
| Premises and equipment expense | $829,000 | 723 |
| Additional noninterest expense | $1,864,000 | 689 |
| Pre-tax net operating income | $2,027,000 | 1,143 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $685,000 | 1,027 |
| Income before extraordinary items | $1,342,000 | 1,287 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,342,000 | 1,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 1,034 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,342,000 | 1,263 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $24,199,000 | 1,175 |
| Total interest expense | $4,367,000 | 1,862 |
| Net interest income | $19,832,000 | 1,000 |
| Provision for loan and lease losses | $891,000 | 1,166 |
| Total noninterest income | $8,914,000 | 670 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $6,261,000 | 272 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,653,000 | 1,071 |
| Total noninterest expense | $19,731,000 | 816 |
| Salaries and employee benefits | $9,580,000 | 895 |
| Premises and equipment expense | $3,296,000 | 699 |
| Additional noninterest expense | $6,855,000 | 748 |
| Pre-tax net operating income | $8,124,000 | 1,083 |
| Securities gains (losses) | $47,000 | 1,791 |
| Applicable income taxes | $2,871,000 | 934 |
| Income before extraordinary items | $5,300,000 | 1,232 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,300,000 | 1,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,223 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,269,450 | 1,206 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,813,000 | 1,166 |
| Total interest expense | $3,065,000 | 1,955 |
| Net interest income | $14,748,000 | 1,001 |
| Provision for loan and lease losses | $731,000 | 1,039 |
| Total noninterest income | $6,641,000 | 677 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $4,681,000 | 277 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,960,000 | 1,105 |
| Total noninterest expense | $14,913,000 | 804 |
| Salaries and employee benefits | $7,074,000 | 911 |
| Premises and equipment expense | $2,537,000 | 686 |
| Additional noninterest expense | $5,302,000 | 728 |
| Pre-tax net operating income | $5,745,000 | 1,147 |
| Securities gains (losses) | $47,000 | 1,709 |
| Applicable income taxes | $1,902,000 | 1,053 |
| Income before extraordinary items | $3,890,000 | 1,268 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,890,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,518 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,858,510 | 1,241 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,345,000 | 1,213 |
| Total interest expense | $1,967,000 | 2,004 |
| Net interest income | $9,378,000 | 1,044 |
| Provision for loan and lease losses | $491,000 | 1,020 |
| Total noninterest income | $4,649,000 | 653 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $3,041,000 | 282 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,608,000 | 941 |
| Total noninterest expense | $9,490,000 | 857 |
| Salaries and employee benefits | $4,516,000 | 940 |
| Premises and equipment expense | $1,650,000 | 707 |
| Additional noninterest expense | $3,324,000 | 758 |
| Pre-tax net operating income | $4,046,000 | 1,075 |
| Securities gains (losses) | $47,000 | 1,505 |
| Applicable income taxes | $1,327,000 | 1,022 |
| Income before extraordinary items | $2,766,000 | 1,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,766,000 | 1,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,770 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,734,040 | 1,156 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 1,232 |
| Total interest expense | $982,000 | 2,020 |
| Net interest income | $4,637,000 | 1,063 |
| Provision for loan and lease losses | $241,000 | 988 |
| Total noninterest income | $2,322,000 | 646 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,503,000 | 281 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $819,000 | 910 |
| Total noninterest expense | $4,648,000 | 882 |
| Salaries and employee benefits | $2,330,000 | 930 |
| Premises and equipment expense | $771,000 | 761 |
| Additional noninterest expense | $1,547,000 | 794 |
| Pre-tax net operating income | $2,070,000 | 1,043 |
| Securities gains (losses) | $47,000 | 1,239 |
| Applicable income taxes | $697,000 | 984 |
| Income before extraordinary items | $1,420,000 | 1,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,420,000 | 1,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,853 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,388,510 | 1,116 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,128,000 | 1,344 |
| Total interest expense | $4,339,000 | 2,049 |
| Net interest income | $16,789,000 | 1,158 |
| Provision for loan and lease losses | $987,000 | 1,210 |
| Total noninterest income | $9,629,000 | 673 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $6,223,000 | 279 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,406,000 | 988 |
| Total noninterest expense | $17,724,000 | 908 |
| Salaries and employee benefits | $8,477,000 | 1,005 |
| Premises and equipment expense | $3,122,000 | 734 |
| Additional noninterest expense | $6,125,000 | 836 |
| Pre-tax net operating income | $7,707,000 | 1,094 |
| Securities gains (losses) | $-27,000 | 8,904 |
| Applicable income taxes | $2,541,000 | 1,059 |
| Income before extraordinary items | $5,139,000 | 1,248 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,139,000 | 1,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 1,245 |
| Cash dividends | $239,000 | 4,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,157,090 | 1,176 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,768,000 | 1,377 |
| Total interest expense | $3,343,000 | 2,076 |
| Net interest income | $12,425,000 | 1,181 |
| Provision for loan and lease losses | $701,000 | 1,216 |
| Total noninterest income | $7,338,000 | 694 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,635,000 | 293 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,703,000 | 989 |
| Total noninterest expense | $13,499,000 | 908 |
| Salaries and employee benefits | $6,562,000 | 992 |
| Premises and equipment expense | $2,400,000 | 732 |
| Additional noninterest expense | $4,537,000 | 856 |
| Pre-tax net operating income | $5,563,000 | 1,160 |
| Securities gains (losses) | $-27,000 | 9,042 |
| Applicable income taxes | $1,881,000 | 1,113 |
| Income before extraordinary items | $3,655,000 | 1,363 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,655,000 | 1,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,076 |
| Cash dividends | $120,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,672,820 | 1,277 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,409,000 | 1,404 |
| Total interest expense | $2,282,000 | 2,104 |
| Net interest income | $8,127,000 | 1,198 |
| Provision for loan and lease losses | $465,000 | 1,222 |
| Total noninterest income | $4,653,000 | 708 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $3,032,000 | 299 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,621,000 | 1,075 |
| Total noninterest expense | $8,777,000 | 927 |
| Salaries and employee benefits | $4,265,000 | 1,011 |
| Premises and equipment expense | $1,574,000 | 744 |
| Additional noninterest expense | $2,938,000 | 881 |
| Pre-tax net operating income | $3,538,000 | 1,212 |
| Securities gains (losses) | $-27,000 | 9,124 |
| Applicable income taxes | $1,159,000 | 1,215 |
| Income before extraordinary items | $2,352,000 | 1,401 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,352,000 | 1,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 1,522 |
| Cash dividends | $120,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,370,090 | 1,297 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 1,421 |
| Total interest expense | $1,145,000 | 2,139 |
| Net interest income | $4,053,000 | 1,215 |
| Provision for loan and lease losses | $196,000 | 1,396 |
| Total noninterest income | $2,263,000 | 722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,501,000 | 299 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $762,000 | 1,088 |
| Total noninterest expense | $4,410,000 | 925 |
| Salaries and employee benefits | $2,201,000 | 978 |
| Premises and equipment expense | $807,000 | 729 |
| Additional noninterest expense | $1,402,000 | 892 |
| Pre-tax net operating income | $1,710,000 | 1,259 |
| Securities gains (losses) | $15,000 | 2,029 |
| Applicable income taxes | $594,000 | 1,196 |
| Income before extraordinary items | $1,131,000 | 1,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,131,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,807 |
| Cash dividends | $120,000 | 2,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,121,100 | 1,364 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,028,000 | 1,464 |
| Total interest expense | $5,048,000 | 2,223 |
| Net interest income | $15,980,000 | 1,209 |
| Provision for loan and lease losses | $1,043,000 | 1,298 |
| Total noninterest income | $7,901,000 | 736 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $5,474,000 | 309 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,427,000 | 1,148 |
| Total noninterest expense | $15,783,000 | 992 |
| Salaries and employee benefits | $7,760,000 | 1,032 |
| Premises and equipment expense | $2,962,000 | 750 |
| Additional noninterest expense | $5,061,000 | 987 |
| Pre-tax net operating income | $7,055,000 | 1,197 |
| Securities gains (losses) | $143,000 | 1,424 |
| Applicable income taxes | $2,438,000 | 1,097 |
| Income before extraordinary items | $4,760,000 | 1,321 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,760,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,766 |
| Cash dividends | $544,000 | 3,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,665,620 | 1,290 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,951,000 | 1,621 |
| Total interest expense | $7,231,000 | 2,214 |
| Net interest income | $13,720,000 | 1,294 |
| Provision for loan and lease losses | $920,000 | 1,332 |
| Total noninterest income | $6,613,000 | 784 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $4,739,000 | 331 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,874,000 | 1,306 |
| Total noninterest expense | $13,356,000 | 1,106 |
| Salaries and employee benefits | $6,276,000 | 1,183 |
| Premises and equipment expense | $2,646,000 | 799 |
| Additional noninterest expense | $4,434,000 | 1,073 |
| Pre-tax net operating income | $6,057,000 | 1,237 |
| Securities gains (losses) | $-39,000 | 9,424 |
| Applicable income taxes | $2,014,000 | 1,169 |
| Income before extraordinary items | $4,004,000 | 1,367 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,004,000 | 1,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,000 | 1,413 |
| Cash dividends | $830,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,030,130 | 1,295 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,338,000 | 1,784 |
| Total interest expense | $7,471,000 | 2,274 |
| Net interest income | $11,867,000 | 1,479 |
| Provision for loan and lease losses | $617,000 | 1,571 |
| Total noninterest income | $5,838,000 | 828 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $4,151,000 | 340 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,687,000 | 1,263 |
| Total noninterest expense | $12,171,000 | 1,144 |
| Salaries and employee benefits | $5,474,000 | 1,294 |
| Premises and equipment expense | $2,333,000 | 849 |
| Additional noninterest expense | $4,364,000 | 1,078 |
| Pre-tax net operating income | $4,917,000 | 1,501 |
| Securities gains (losses) | $-52,000 | 9,214 |
| Applicable income taxes | $1,690,000 | 1,361 |
| Income before extraordinary items | $3,175,000 | 1,653 |
| Extraordinary gains, net | $-54,000 | 9,880 |
| Net income | $3,121,000 | 1,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,880 |
| Cash dividends | $499,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,208,800 | 1,626 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,000,000 | 1,810 |
| Total interest expense | $6,185,000 | 2,372 |
| Net interest income | $11,815,000 | 1,492 |
| Provision for loan and lease losses | $861,000 | 1,109 |
| Total noninterest income | $4,821,000 | 973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,668,000 | 380 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,153,000 | 1,693 |
| Total noninterest expense | $11,157,000 | 1,238 |
| Salaries and employee benefits | $5,134,000 | 1,348 |
| Premises and equipment expense | $2,080,000 | 972 |
| Additional noninterest expense | $3,943,000 | 1,176 |
| Pre-tax net operating income | $4,618,000 | 1,627 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $1,610,000 | 1,496 |
| Income before extraordinary items | $3,011,000 | 1,767 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,011,000 | 1,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $930,000 | 745 |
| Cash dividends | $74,000 | 6,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,009,050 | 1,738 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,777,000 | 1,930 |
| Total interest expense | $6,290,000 | 2,397 |
| Net interest income | $10,487,000 | 1,625 |
| Provision for loan and lease losses | $448,000 | 1,889 |
| Total noninterest income | $3,412,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,573,000 | 500 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $839,000 | 2,089 |
| Total noninterest expense | $9,511,000 | 1,384 |
| Salaries and employee benefits | $4,475,000 | 1,461 |
| Premises and equipment expense | $1,499,000 | 1,294 |
| Additional noninterest expense | $3,537,000 | 1,258 |
| Pre-tax net operating income | $3,940,000 | 1,849 |
| Securities gains (losses) | $79,000 | 1,432 |
| Applicable income taxes | $1,260,000 | 1,901 |
| Income before extraordinary items | $2,759,000 | 1,894 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,759,000 | 1,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,584 |
| Cash dividends | $72,000 | 6,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,704,490 | 1,859 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,369,000 | 2,447 |
| Total interest expense | $5,334,000 | 2,807 |
| Net interest income | $8,035,000 | 2,187 |
| Provision for loan and lease losses | $220,000 | 3,234 |
| Total noninterest income | $2,802,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,983,000 | 648 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $819,000 | 1,999 |
| Total noninterest expense | $7,498,000 | 1,731 |
| Salaries and employee benefits | $3,459,000 | 1,897 |
| Premises and equipment expense | $1,229,000 | 1,584 |
| Additional noninterest expense | $2,810,000 | 1,524 |
| Pre-tax net operating income | $3,119,000 | 2,401 |
| Securities gains (losses) | $-19,000 | 10,340 |
| Applicable income taxes | $813,000 | 2,890 |
| Income before extraordinary items | $2,287,000 | 2,301 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,287,000 | 2,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,552 |
| Cash dividends | $70,000 | 6,919 |
| Sale, conversion, retirement of capital stock, net | $1,519,000 | 403 |
| Net operating income | $2,301,060 | 2,228 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,430,000 | 2,893 |
| Total interest expense | $4,795,000 | 3,110 |
| Net interest income | $6,635,000 | 2,664 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $2,115,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,397,000 | 952 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $718,000 | 2,255 |
| Total noninterest expense | $6,224,000 | 2,207 |
| Salaries and employee benefits | $3,017,000 | 2,210 |
| Premises and equipment expense | $994,000 | 2,015 |
| Additional noninterest expense | $2,213,000 | 2,248 |
| Pre-tax net operating income | $2,466,000 | 2,802 |
| Securities gains (losses) | $-39,000 | 10,953 |
| Applicable income taxes | $518,000 | 4,039 |
| Income before extraordinary items | $1,909,000 | 2,548 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,909,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,894 |
| Cash dividends | $119,000 | 6,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,939,810 | 2,470 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,106,000 | 3,254 |
| Total interest expense | $4,054,000 | 3,639 |
| Net interest income | $6,052,000 | 2,942 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,878,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,128,000 | 1,186 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $750,000 | 2,197 |
| Total noninterest expense | $5,337,000 | 2,544 |
| Salaries and employee benefits | $2,598,000 | 2,569 |
| Premises and equipment expense | $816,000 | 2,443 |
| Additional noninterest expense | $1,923,000 | 2,481 |
| Pre-tax net operating income | $2,593,000 | 2,747 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $782,000 | 2,928 |
| Income before extraordinary items | $1,801,000 | 2,742 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,801,000 | 2,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,894 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,808,000 | 2,696 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,010,000 | 3,725 |
| Total interest expense | $2,773,000 | 4,249 |
| Net interest income | $5,237,000 | 3,416 |
| Provision for loan and lease losses | $-194,000 | 12,309 |
| Total noninterest income | $1,289,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,004,000 | 1,333 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $285,000 | 4,238 |
| Total noninterest expense | $4,605,000 | 2,993 |
| Salaries and employee benefits | $2,188,000 | 3,025 |
| Premises and equipment expense | $737,000 | 2,709 |
| Additional noninterest expense | $1,680,000 | 2,998 |
| Pre-tax net operating income | $2,115,000 | 3,276 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $491,000 | 4,112 |
| Income before extraordinary items | $1,608,000 | 2,992 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,608,000 | 3,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 12,318 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,620,320 | 2,991 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,025,000 | 4,299 |
| Total interest expense | $2,386,000 | 5,018 |
| Net interest income | $4,639,000 | 3,820 |
| Provision for loan and lease losses | $-348,000 | 13,125 |
| Total noninterest income | $1,148,000 | 3,009 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $915,000 | 1,478 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $233,000 | 5,208 |
| Total noninterest expense | $4,367,000 | 3,204 |
| Salaries and employee benefits | $2,086,000 | 3,143 |
| Premises and equipment expense | $681,000 | 2,962 |
| Additional noninterest expense | $1,600,000 | 3,310 |
| Pre-tax net operating income | $1,768,000 | 3,750 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $382,000 | 5,172 |
| Income before extraordinary items | $1,386,000 | 3,485 |
| Extraordinary gains, net | $384,000 | 579 |
| Net income | $1,770,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,520 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,386,000 | 3,297 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,724,000 | 4,428 |
| Total interest expense | $3,284,000 | 4,798 |
| Net interest income | $4,440,000 | 4,049 |
| Provision for loan and lease losses | $3,565,000 | 747 |
| Total noninterest income | $1,006,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $784,000 | 1,714 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $222,000 | 5,329 |
| Total noninterest expense | $4,348,000 | 3,263 |
| Salaries and employee benefits | $2,136,000 | 3,022 |
| Premises and equipment expense | $755,000 | 2,753 |
| Additional noninterest expense | $1,457,000 | 3,687 |
| Pre-tax net operating income | $-2,467,000 | 13,682 |
| Securities gains (losses) | $155,000 | 2,378 |
| Applicable income taxes | $-37,000 | 13,476 |
| Income before extraordinary items | $-2,275,000 | 13,703 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,275,000 | 13,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,972,000 | 971 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,426,900 | 13,667 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.