Home > Cambridge Trust Company > Income and Expense

Cambridge Trust Company, Income and Expense

2024-06-30 (YTD Data)Rank
Total interest income$112,802,000296
Total interest expense$59,244,000257
Net interest income$53,558,000362
Provision for loan and lease losses$3,052,000285
Total noninterest income$21,494,000295
Gross Fiduciary activities income$17,545,00098
Service charges on deposit accounts$1,507,000407
Trading account gains and fees$0145
Additional Noninterest Income$2,442,000878
Total noninterest expense$54,812,000300
Salaries and employee benefits$34,225,000260
Premises and equipment expense$6,520,000245
Additional noninterest expense$2,442,000878
Pre-tax net operating income$17,188,000444
Securities gains (losses)$0628
Applicable income taxes$4,128,000399
Income before extraordinary items$13,060,000460
Extraordinary gains, net$052
Net income$13,060,000463
Minority interest net income$084
Net income of bank and minority interests.$13,060,000462
Net charge-offs$6,667,000152
Cash dividends$10,514,000277
Sale, conversion, retirement of capital stock, net$483,000216
Net operating income$13,060,000459
2024-03-31 (YTD Data)Rank
Total interest income$56,284,000301
Total interest expense$29,181,000258
Net interest income$27,103,000362
Provision for loan and lease losses$125,0001,082
Total noninterest income$10,534,000299
Gross Fiduciary activities income$8,715,00086
Service charges on deposit accounts$773,000397
Trading account gains and fees$0121
Additional Noninterest Income$1,046,000964
Total noninterest expense$28,233,000297
Salaries and employee benefits$17,337,000262
Premises and equipment expense$3,322,000243
Additional noninterest expense$1,046,000964
Pre-tax net operating income$9,279,000416
Securities gains (losses)$0689
Applicable income taxes$2,373,000368
Income before extraordinary items$6,906,000452
Extraordinary gains, net$051
Net income$6,906,000452
Minority interest net income$072
Net income of bank and minority interests.$6,906,000452
Net charge-offs$2,0001,977
Cash dividends$5,256,000250
Sale, conversion, retirement of capital stock, net$345,000121
Net operating income$6,906,000444
2023-12-31 (YTD Data)Rank
Total interest income$218,811,000290
Total interest expense$97,728,000237
Net interest income$121,083,000323
Provision for loan and lease losses$904,000887
Total noninterest income$41,453,000281
Gross Fiduciary activities income$33,004,00085
Service charges on deposit accounts$3,183,000383
Trading account gains and fees$0123
Additional Noninterest Income$5,266,000856
Total noninterest expense$115,064,000289
Salaries and employee benefits$69,972,000251
Premises and equipment expense$13,349,000236
Additional noninterest expense$5,266,000856
Pre-tax net operating income$46,568,000368
Securities gains (losses)$0988
Applicable income taxes$12,343,000296
Income before extraordinary items$34,225,000378
Extraordinary gains, net$054
Net income$34,225,000384
Minority interest net income$088
Net income of bank and minority interests.$34,225,000381
Net charge-offs$70,0001,673
Cash dividends$20,986,000293
Sale, conversion, retirement of capital stock, net$213,000360
Net operating income$34,225,000394
2023-09-30 (YTD Data)Rank
Total interest income$161,800,000289
Total interest expense$68,928,000240
Net interest income$92,872,000320
Provision for loan and lease losses$335,0001,270
Total noninterest income$31,077,000282
Gross Fiduciary activities income$24,526,00087
Service charges on deposit accounts$2,477,000371
Trading account gains and fees$0125
Additional Noninterest Income$4,074,000853
Total noninterest expense$88,207,000281
Salaries and employee benefits$52,896,000254
Premises and equipment expense$10,075,000238
Additional noninterest expense$4,074,000853
Pre-tax net operating income$35,407,000377
Securities gains (losses)$0849
Applicable income taxes$9,248,000309
Income before extraordinary items$26,159,000387
Extraordinary gains, net$052
Net income$26,159,000391
Minority interest net income$081
Net income of bank and minority interests.$26,159,000387
Net charge-offs$80,0001,280
Cash dividends$15,730,000275
Sale, conversion, retirement of capital stock, net$290,000289
Net operating income$26,159,000400
2023-06-30 (YTD Data)Rank
Total interest income$106,048,000283
Total interest expense$41,877,000233
Net interest income$64,171,000310
Provision for loan and lease losses$140,0001,613
Total noninterest income$20,583,000275
Gross Fiduciary activities income$16,013,00085
Service charges on deposit accounts$1,668,000359
Trading account gains and fees$0112
Additional Noninterest Income$2,902,000763
Total noninterest expense$58,603,000275
Salaries and employee benefits$35,614,000249
Premises and equipment expense$6,751,000232
Additional noninterest expense$2,902,000763
Pre-tax net operating income$26,011,000350
Securities gains (losses)$0938
Applicable income taxes$6,428,000304
Income before extraordinary items$19,583,000358
Extraordinary gains, net$051
Net income$19,583,000366
Minority interest net income$081
Net income of bank and minority interests.$19,583,000359
Net charge-offs$6,0001,974
Cash dividends$10,472,000268
Sale, conversion, retirement of capital stock, net$-236,0004,629
Net operating income$19,583,000364
2023-03-31 (YTD Data)Rank
Total interest income$51,815,000285
Total interest expense$17,494,000243
Net interest income$34,321,000298
Provision for loan and lease losses$60,0001,563
Total noninterest income$10,642,000265
Gross Fiduciary activities income$7,937,00090
Service charges on deposit accounts$833,000375
Trading account gains and fees$097
Additional Noninterest Income$1,872,000639
Total noninterest expense$28,301,000291
Salaries and employee benefits$18,587,000249
Premises and equipment expense$3,476,000233
Additional noninterest expense$1,872,000639
Pre-tax net operating income$16,602,000303
Securities gains (losses)$0950
Applicable income taxes$4,167,000254
Income before extraordinary items$12,435,000312
Extraordinary gains, net$04
Net income$12,435,000313
Minority interest net income$048
Net income of bank and minority interests.$12,435,000313
Net charge-offs$-6,0003,898
Cash dividends$5,224,000256
Sale, conversion, retirement of capital stock, net$-898,0004,666
Net operating income$12,435,000316
2022-12-31 (YTD Data)Rank
Total interest income$160,200,000287
Total interest expense$16,778,000298
Net interest income$143,422,000287
Provision for loan and lease losses$3,881,000331
Total noninterest income$42,802,000283
Gross Fiduciary activities income$33,034,00089
Service charges on deposit accounts$2,765,000446
Trading account gains and feesNANA
Additional Noninterest Income$7,003,000708
Total noninterest expense$110,234,000291
Salaries and employee benefits$70,432,000250
Premises and equipment expense$13,247,000239
Additional noninterest expense$7,003,000708
Pre-tax net operating income$72,109,000297
Securities gains (losses)$0691
Applicable income taxes$19,092,000250
Income before extraordinary items$53,017,000301
Extraordinary gains, net$05
Net income$53,017,000301
Minority interest net income$063
Net income of bank and minority interests.$53,017,000301
Net charge-offs$-53,0004,113
Cash dividends$18,414,000303
Sale, conversion, retirement of capital stock, net$1,379,000206
Net operating income$53,017,000309
2022-09-30 (YTD Data)Rank
Total interest income$110,609,000296
Total interest expense$8,121,000308
Net interest income$102,488,000293
Provision for loan and lease losses$200,0001,467
Total noninterest income$32,786,000284
Gross Fiduciary activities income$24,935,00092
Service charges on deposit accounts$1,970,000466
Trading account gains and feesNANA
Additional Noninterest Income$5,881,000673
Total noninterest expense$78,408,000301
Salaries and employee benefits$52,003,000253
Premises and equipment expense$9,834,000241
Additional noninterest expense$5,881,000673
Pre-tax net operating income$56,666,000293
Securities gains (losses)$0740
Applicable income taxes$15,000,000238
Income before extraordinary items$41,666,000297
Extraordinary gains, net$04
Net income$41,666,000297
Minority interest net income$057
Net income of bank and minority interests.$41,666,000297
Net charge-offs$-37,0003,984
Cash dividends$13,425,000282
Sale, conversion, retirement of capital stock, net$863,000202
Net operating income$41,666,000303
2022-06-30 (YTD Data)Rank
Total interest income$70,302,000289
Total interest expense$4,127,000310
Net interest income$66,175,000290
Provision for loan and lease losses$-412,0004,594
Total noninterest income$22,377,000277
Gross Fiduciary activities income$16,696,00072
Service charges on deposit accounts$1,167,000498
Trading account gains and feesNANA
Additional Noninterest Income$4,514,000635
Total noninterest expense$52,108,000294
Salaries and employee benefits$34,624,000249
Premises and equipment expense$6,585,000236
Additional noninterest expense$10,899,000406
Pre-tax net operating income$36,856,000284
Securities gains (losses)$0687
Applicable income taxes$9,836,000241
Income before extraordinary items$27,020,000289
Extraordinary gains, net$04
Net income$27,020,000289
Minority interest net income$060
Net income of bank and minority interests.$27,020,000289
Net charge-offs$-27,0003,978
Cash dividends$8,941,000295
Sale, conversion, retirement of capital stock, net$218,000289
Net operating income$27,020,000298
2022-03-31 (YTD Data)Rank
Total interest income$33,952,000292
Total interest expense$2,029,000287
Net interest income$31,923,000290
Provision for loan and lease losses$-412,0004,621
Total noninterest income$11,300,000282
Gross Fiduciary activities income$8,574,00070
Service charges on deposit accounts$474,000597
Trading account gains and feesNANA
Additional Noninterest Income$2,252,000649
Total noninterest expense$25,854,000295
Salaries and employee benefits$17,504,000250
Premises and equipment expense$3,270,000235
Additional noninterest expense$5,080,000420
Pre-tax net operating income$17,781,000281
Securities gains (losses)$0623
Applicable income taxes$4,450,000249
Income before extraordinary items$13,331,000285
Extraordinary gains, net$04
Net income$13,331,000285
Minority interest net income$050
Net income of bank and minority interests.$13,331,000285
Net charge-offs$-13,0004,007
Cash dividends$4,460,000282
Sale, conversion, retirement of capital stock, net$-649,0004,778
Net operating income$13,331,000285
2021-12-31 (YTD Data)Rank
Total interest income$134,145,000288
Total interest expense$5,533,000491
Net interest income$128,612,000282
Provision for loan and lease losses$-1,294,0004,560
Total noninterest income$43,692,000304
Gross Fiduciary activities income$35,037,00068
Service charges on deposit accounts$1,806,000581
Trading account gains and feesNANA
Additional Noninterest Income$6,849,000864
Total noninterest expense$100,334,000307
Salaries and employee benefits$65,732,000267
Premises and equipment expense$12,772,000243
Additional noninterest expense$21,830,000396
Pre-tax net operating income$73,264,000287
Securities gains (losses)$02,062
Applicable income taxes$19,133,000264
Income before extraordinary items$54,131,000307
Extraordinary gains, net$010
Net income$54,131,000308
Minority interest net income$074
Net income of bank and minority interests.$54,131,000308
Net charge-offs$-154,0004,478
Cash dividends$16,554,000335
Sale, conversion, retirement of capital stock, net$1,761,000179
Net operating income$54,131,000301
2021-09-30 (YTD Data)Rank
Total interest income$100,292,000293
Total interest expense$3,795,000565
Net interest income$96,497,000279
Provision for loan and lease losses$-1,021,0004,625
Total noninterest income$32,581,000308
Gross Fiduciary activities income$26,012,00069
Service charges on deposit accounts$1,321,000590
Trading account gains and feesNANA
Additional Noninterest Income$5,248,000876
Total noninterest expense$74,909,000306
Salaries and employee benefits$49,379,000266
Premises and equipment expense$9,534,000245
Additional noninterest expense$15,996,000404
Pre-tax net operating income$55,190,000291
Securities gains (losses)$02,015
Applicable income taxes$14,350,000263
Income before extraordinary items$40,840,000317
Extraordinary gains, net$08
Net income$40,840,000317
Minority interest net income$069
Net income of bank and minority interests.$40,840,000317
Net charge-offs$-142,0004,560
Cash dividends$12,305,000320
Sale, conversion, retirement of capital stock, net$1,247,000168
Net operating income$40,840,000305
2021-06-30 (YTD Data)Rank
Total interest income$66,567,000291
Total interest expense$2,562,000573
Net interest income$64,005,000276
Provision for loan and lease losses$-1,107,0004,685
Total noninterest income$21,536,000315
Gross Fiduciary activities income$16,774,00069
Service charges on deposit accounts$897,000570
Trading account gains and feesNANA
Additional Noninterest Income$3,865,000823
Total noninterest expense$49,428,000313
Salaries and employee benefits$32,848,000267
Premises and equipment expense$6,498,000236
Additional noninterest expense$10,082,000409
Pre-tax net operating income$37,220,000289
Securities gains (losses)$01,818
Applicable income taxes$9,731,000258
Income before extraordinary items$27,489,000315
Extraordinary gains, net$06
Net income$27,489,000314
Minority interest net income$067
Net income of bank and minority interests.$27,489,000315
Net charge-offs$-66,0004,443
Cash dividends$8,057,000317
Sale, conversion, retirement of capital stock, net$941,000139
Net operating income$27,489,000307
2021-03-31 (YTD Data)Rank
Total interest income$32,881,000293
Total interest expense$1,415,000559
Net interest income$31,466,000279
Provision for loan and lease losses$-206,0004,700
Total noninterest income$10,788,000319
Gross Fiduciary activities income$8,151,00073
Service charges on deposit accounts$447,000566
Trading account gains and feesNANA
Additional Noninterest Income$2,190,000763
Total noninterest expense$24,198,000313
Salaries and employee benefits$16,219,000271
Premises and equipment expense$3,274,000236
Additional noninterest expense$4,705,000422
Pre-tax net operating income$18,262,000294
Securities gains (losses)$01,392
Applicable income taxes$4,749,000266
Income before extraordinary items$13,513,000316
Extraordinary gains, net$03
Net income$13,513,000315
Minority interest net income$055
Net income of bank and minority interests.$13,513,000316
Net charge-offs$-20,0004,337
Cash dividends$3,810,000294
Sale, conversion, retirement of capital stock, net$-92,0004,946
Net operating income$13,513,000307
2020-12-31 (YTD Data)Rank
Total interest income$129,950,000297
Total interest expense$8,702,000562
Net interest income$121,248,000285
Provision for loan and lease losses$18,070,000238
Total noninterest income$38,885,000321
Gross Fiduciary activities income$29,056,00073
Service charges on deposit accounts$2,522,000438
Trading account gains and feesNANA
Additional Noninterest Income$7,307,000792
Total noninterest expense$98,215,000291
Salaries and employee benefits$59,811,000271
Premises and equipment expense$11,965,000256
Additional noninterest expense$26,439,000334
Pre-tax net operating income$43,848,000325
Securities gains (losses)$69,0001,564
Applicable income taxes$11,557,000271
Income before extraordinary items$32,360,000357
Extraordinary gains, net$04
Net income$32,360,000356
Minority interest net income$072
Net income of bank and minority interests.$32,360,000357
Net charge-offs$439,0001,062
Cash dividends$13,083,000380
Sale, conversion, retirement of capital stock, net$4,112,000104
Net operating income$32,305,490350
2020-09-30 (YTD Data)Rank
Total interest income$93,739,000304
Total interest expense$7,103,000555
Net interest income$86,636,000288
Provision for loan and lease losses$18,148,000221
Total noninterest income$28,422,000316
Gross Fiduciary activities income$20,350,00076
Service charges on deposit accounts$2,040,000410
Trading account gains and feesNANA
Additional Noninterest Income$6,032,000727
Total noninterest expense$71,161,000293
Salaries and employee benefits$42,957,000275
Premises and equipment expense$8,659,000264
Additional noninterest expense$19,545,000334
Pre-tax net operating income$25,749,000366
Securities gains (losses)$69,0001,386
Applicable income taxes$6,633,000307
Income before extraordinary items$19,185,000402
Extraordinary gains, net$04
Net income$19,185,000402
Minority interest net income$065
Net income of bank and minority interests.$19,185,000402
Net charge-offs$613,000665
Cash dividends$9,410,000376
Sale, conversion, retirement of capital stock, net$2,506,000101
Net operating income$19,130,490396
2020-06-30 (YTD Data)Rank
Total interest income$56,734,000327
Total interest expense$5,374,000547
Net interest income$51,360,000310
Provision for loan and lease losses$16,029,000213
Total noninterest income$17,613,000312
Gross Fiduciary activities income$13,524,00075
Service charges on deposit accounts$1,453,000386
Trading account gains and feesNANA
Additional Noninterest Income$2,636,000897
Total noninterest expense$45,864,000301
Salaries and employee benefits$26,976,000287
Premises and equipment expense$5,322,000276
Additional noninterest expense$13,566,000321
Pre-tax net operating income$7,080,000687
Securities gains (losses)$69,0001,142
Applicable income taxes$1,553,000596
Income before extraordinary items$5,596,000755
Extraordinary gains, net$04
Net income$5,596,000756
Minority interest net income$065
Net income of bank and minority interests.$5,596,000755
Net charge-offs$400,000677
Cash dividends$5,739,000392
Sale, conversion, retirement of capital stock, net$1,686,00092
Net operating income$5,541,490739
2020-03-31 (YTD Data)Rank
Total interest income$26,131,000356
Total interest expense$3,695,000462
Net interest income$22,436,000340
Provision for loan and lease losses$2,043,000395
Total noninterest income$8,782,000287
Gross Fiduciary activities income$6,627,00079
Service charges on deposit accounts$767,000413
Trading account gains and feesNANA
Additional Noninterest Income$1,388,000776
Total noninterest expense$19,863,000336
Salaries and employee benefits$13,230,000289
Premises and equipment expense$2,617,000287
Additional noninterest expense$4,016,000474
Pre-tax net operating income$9,312,000280
Securities gains (losses)$01,705
Applicable income taxes$2,067,000252
Income before extraordinary items$7,245,000289
Extraordinary gains, net$04
Net income$7,245,000288
Minority interest net income$056
Net income of bank and minority interests.$7,245,000289
Net charge-offs$265,000537
Cash dividends$2,869,000428
Sale, conversion, retirement of capital stock, net$437,000121
Net operating income$7,245,000289
2019-12-31 (YTD Data)Rank
Total interest income$97,080,000373
Total interest expense$17,643,000429
Net interest income$79,437,000362
Provision for loan and lease losses$3,004,000369
Total noninterest income$35,741,000294
Gross Fiduciary activities income$26,499,00077
Service charges on deposit accounts$3,088,000411
Trading account gains and feesNANA
Additional Noninterest Income$6,154,000719
Total noninterest expense$78,045,000327
Salaries and employee benefits$48,013,000299
Premises and equipment expense$10,059,000289
Additional noninterest expense$19,973,000379
Pre-tax net operating income$34,129,000409
Securities gains (losses)$-79,0005,061
Applicable income taxes$8,697,000345
Income before extraordinary items$25,353,000440
Extraordinary gains, net$011
Net income$25,353,000439
Minority interest net income$076
Net income of bank and minority interests.$25,353,000440
Net charge-offs$1,592,000490
Cash dividends$10,732,000457
Sale, conversion, retirement of capital stock, net$40,685,00017
Net operating income$25,415,410431
2019-09-30 (YTD Data)Rank
Total interest income$70,018,000393
Total interest expense$12,836,000444
Net interest income$57,182,000380
Provision for loan and lease losses$2,673,000327
Total noninterest income$26,452,000292
Gross Fiduciary activities income$19,576,00078
Service charges on deposit accounts$2,326,000408
Trading account gains and feesNANA
Additional Noninterest Income$4,550,000717
Total noninterest expense$56,652,000333
Salaries and employee benefits$34,671,000308
Premises and equipment expense$7,236,000302
Additional noninterest expense$14,745,000379
Pre-tax net operating income$24,309,000427
Securities gains (losses)$-79,0005,148
Applicable income taxes$6,015,000365
Income before extraordinary items$18,215,000462
Extraordinary gains, net$011
Net income$18,215,000462
Minority interest net income$072
Net income of bank and minority interests.$18,215,000462
Net charge-offs$1,406,000394
Cash dividends$10,711,000353
Sale, conversion, retirement of capital stock, net$1,603,000131
Net operating income$18,277,410456
2019-06-30 (YTD Data)Rank
Total interest income$43,642,000410
Total interest expense$7,551,000478
Net interest income$36,091,000397
Provision for loan and lease losses$503,000846
Total noninterest income$16,128,000305
Gross Fiduciary activities income$12,543,00081
Service charges on deposit accounts$1,543,000409
Trading account gains and fees$0131
Additional Noninterest Income$2,042,000916
Total noninterest expense$37,824,000334
Salaries and employee benefits$22,493,000311
Premises and equipment expense$4,644,000319
Additional noninterest expense$10,687,000371
Pre-tax net operating income$13,892,000474
Securities gains (losses)$-81,0005,191
Applicable income taxes$3,297,000413
Income before extraordinary items$10,514,000518
Extraordinary gains, net$011
Net income$10,514,000517
Minority interest net income$069
Net income of bank and minority interests.$10,514,000517
Net charge-offs$172,0001,086
Cash dividends$8,207,000308
Sale, conversion, retirement of capital stock, net$1,237,000107
Net operating income$10,577,990501
2019-03-31 (YTD Data)Rank
Total interest income$19,145,000466
Total interest expense$2,857,000599
Net interest income$16,288,000438
Provision for loan and lease losses$-93,0005,265
Total noninterest income$8,017,000294
Gross Fiduciary activities income$6,124,00080
Service charges on deposit accounts$724,000432
Trading account gains and fees$0126
Additional Noninterest Income$1,169,000811
Total noninterest expense$16,348,000371
Salaries and employee benefits$10,919,000321
Premises and equipment expense$2,152,000336
Additional noninterest expense$3,277,000543
Pre-tax net operating income$8,050,000410
Securities gains (losses)$-87,0005,289
Applicable income taxes$1,747,000394
Income before extraordinary items$6,216,000443
Extraordinary gains, net$05
Net income$6,216,000442
Minority interest net income$052
Net income of bank and minority interests.$6,216,000442
Net charge-offs$23,0001,634
Cash dividends$5,689,000247
Sale, conversion, retirement of capital stock, net$575,00094
Net operating income$6,284,730431
2018-12-31 (YTD Data)Rank
Total interest income$69,145,000470
Total interest expense$5,467,000858
Net interest income$63,678,000439
Provision for loan and lease losses$1,502,000619
Total noninterest income$32,896,000306
Gross Fiduciary activities income$25,191,00076
Service charges on deposit accounts$3,011,000434
Trading account gains and fees$0126
Additional Noninterest Income$4,694,000828
Total noninterest expense$63,870,000380
Salaries and employee benefits$41,433,000328
Premises and equipment expense$8,274,000342
Additional noninterest expense$14,163,000488
Pre-tax net operating income$31,202,000423
Securities gains (losses)$2,000956
Applicable income taxes$7,239,000370
Income before extraordinary items$23,965,000450
Extraordinary gains, net$06
Net income$23,965,000449
Minority interest net income$072
Net income of bank and minority interests.$23,965,000449
Net charge-offs$54,0002,581
Cash dividends$8,615,000479
Sale, conversion, retirement of capital stock, net$2,446,000151
Net operating income$23,963,420447
2018-09-30 (YTD Data)Rank
Total interest income$50,751,000470
Total interest expense$3,492,000918
Net interest income$47,259,000441
Provision for loan and lease losses$787,000788
Total noninterest income$24,868,000307
Gross Fiduciary activities income$19,044,00074
Service charges on deposit accounts$2,262,000429
Trading account gains and fees$0138
Additional Noninterest Income$3,562,000831
Total noninterest expense$47,145,000384
Salaries and employee benefits$31,043,000331
Premises and equipment expense$6,134,000347
Additional noninterest expense$9,968,000521
Pre-tax net operating income$24,195,000423
Securities gains (losses)$2,000952
Applicable income taxes$5,622,000376
Income before extraordinary items$18,575,000437
Extraordinary gains, net$05
Net income$18,575,000435
Minority interest net income$066
Net income of bank and minority interests.$18,575,000436
Net charge-offs$1,0003,412
Cash dividends$6,547,000439
Sale, conversion, retirement of capital stock, net$1,949,000137
Net operating income$18,573,420436
2018-06-30 (YTD Data)Rank
Total interest income$33,138,000476
Total interest expense$2,061,000968
Net interest income$31,077,000443
Provision for loan and lease losses$330,0001,104
Total noninterest income$15,950,000312
Gross Fiduciary activities income$12,265,00078
Service charges on deposit accounts$1,498,000424
Trading account gains and fees$0130
Additional Noninterest Income$2,187,000888
Total noninterest expense$31,266,000390
Salaries and employee benefits$20,637,000333
Premises and equipment expense$4,040,000350
Additional noninterest expense$6,589,000517
Pre-tax net operating income$15,431,000422
Securities gains (losses)$2,000815
Applicable income taxes$3,517,000393
Income before extraordinary items$11,916,000447
Extraordinary gains, net$06
Net income$11,916,000446
Minority interest net income$065
Net income of bank and minority interests.$11,916,000446
Net charge-offs$5,0002,834
Cash dividends$4,474,000431
Sale, conversion, retirement of capital stock, net$1,288,000120
Net operating income$11,914,420444
2018-03-31 (YTD Data)Rank
Total interest income$16,142,000486
Total interest expense$979,000971
Net interest income$15,163,000455
Provision for loan and lease losses$409,000543
Total noninterest income$8,167,000311
Gross Fiduciary activities income$6,126,00079
Service charges on deposit accounts$737,000435
Trading account gains and fees$0123
Additional Noninterest Income$1,304,000767
Total noninterest expense$15,500,000391
Salaries and employee benefits$10,141,000339
Premises and equipment expense$2,012,000351
Additional noninterest expense$3,347,000509
Pre-tax net operating income$7,421,000430
Securities gains (losses)$0735
Applicable income taxes$1,616,000399
Income before extraordinary items$5,805,000447
Extraordinary gains, net$07
Net income$5,805,000446
Minority interest net income$052
Net income of bank and minority interests.$5,805,000447
Net charge-offs$-3,0004,242
Cash dividends$2,463,000367
Sale, conversion, retirement of capital stock, net$513,000117
Net operating income$5,805,000448
2017-12-31 (YTD Data)Rank
Total interest income$61,377,000477
Total interest expense$3,587,000918
Net interest income$57,790,000449
Provision for loan and lease losses$362,0001,759
Total noninterest income$30,041,000318
Gross Fiduciary activities income$23,029,00078
Service charges on deposit accounts$3,106,000423
Trading account gains and fees$0151
Additional Noninterest Income$3,906,000971
Total noninterest expense$59,292,000390
Salaries and employee benefits$36,907,000348
Premises and equipment expense$8,630,000325
Additional noninterest expense$13,755,000500
Pre-tax net operating income$28,177,000414
Securities gains (losses)$-3,0004,906
Applicable income taxes$13,358,000335
Income before extraordinary items$14,816,000533
Extraordinary gains, net$09
Net income$14,816,000531
Minority interest net income$076
Net income of bank and minority interests.$14,816,000533
Net charge-offs$303,0001,474
Cash dividends$8,052,000441
Sale, conversion, retirement of capital stock, net$1,000,000227
Net operating income$14,817,920523
2017-09-30 (YTD Data)Rank
Total interest income$45,597,000481
Total interest expense$2,617,000921
Net interest income$42,980,000455
Provision for loan and lease losses$360,0001,438
Total noninterest income$22,502,000316
Gross Fiduciary activities income$17,077,00077
Service charges on deposit accounts$2,434,000414
Trading account gains and fees$0145
Additional Noninterest Income$2,991,000972
Total noninterest expense$44,280,000395
Salaries and employee benefits$27,376,000357
Premises and equipment expense$6,573,000321
Additional noninterest expense$10,331,000500
Pre-tax net operating income$20,842,000430
Securities gains (losses)$-3,0005,250
Applicable income taxes$6,987,000385
Income before extraordinary items$13,852,000465
Extraordinary gains, net$09
Net income$13,852,000463
Minority interest net income$071
Net income of bank and minority interests.$13,852,000465
Net charge-offs$1,0003,697
Cash dividends$6,134,000422
Sale, conversion, retirement of capital stock, net$772,000208
Net operating income$13,853,980459
2017-06-30 (YTD Data)Rank
Total interest income$29,842,000483
Total interest expense$1,583,000985
Net interest income$28,259,000456
Provision for loan and lease losses$50,0002,834
Total noninterest income$14,607,000321
Gross Fiduciary activities income$10,946,00081
Service charges on deposit accounts$1,653,000406
Trading account gains and fees$0139
Additional Noninterest Income$2,008,000968
Total noninterest expense$29,678,000400
Salaries and employee benefits$18,254,000364
Premises and equipment expense$4,349,000323
Additional noninterest expense$7,075,000486
Pre-tax net operating income$13,138,000446
Securities gains (losses)$-3,0005,365
Applicable income taxes$4,293,000403
Income before extraordinary items$8,842,000478
Extraordinary gains, net$011
Net income$8,842,000477
Minority interest net income$071
Net income of bank and minority interests.$8,842,000478
Net charge-offs$8,0002,974
Cash dividends$4,215,000411
Sale, conversion, retirement of capital stock, net$529,000194
Net operating income$8,844,010469
2017-03-31 (YTD Data)Rank
Total interest income$14,728,000483
Total interest expense$712,0001,059
Net interest income$14,016,000459
Provision for loan and lease losses$30,0002,408
Total noninterest income$7,274,000326
Gross Fiduciary activities income$5,362,00081
Service charges on deposit accounts$829,000405
Trading account gains and fees$0142
Additional Noninterest Income$1,083,000904
Total noninterest expense$14,946,000400
Salaries and employee benefits$9,268,000366
Premises and equipment expense$2,139,000335
Additional noninterest expense$3,539,000487
Pre-tax net operating income$6,314,000446
Securities gains (losses)$-2,0005,508
Applicable income taxes$1,984,000419
Income before extraordinary items$4,328,000484
Extraordinary gains, net$08
Net income$4,328,000484
Minority interest net income$055
Net income of bank and minority interests.$4,328,000484
Net charge-offs$2,0002,694
Cash dividends$1,868,000434
Sale, conversion, retirement of capital stock, net$-208,0005,839
Net operating income$4,329,380472
2016-12-31 (YTD Data)Rank
Total interest income$57,027,000475
Total interest expense$3,355,000876
Net interest income$53,672,000454
Provision for loan and lease losses$132,0002,843
Total noninterest income$28,223,000335
Gross Fiduciary activities income$20,389,00081
Service charges on deposit accounts$2,413,000545
Trading account gains and fees$0170
Additional Noninterest Income$5,421,000793
Total noninterest expense$56,749,000404
Salaries and employee benefits$34,799,000369
Premises and equipment expense$8,852,000310
Additional noninterest expense$13,098,000531
Pre-tax net operating income$25,014,000424
Securities gains (losses)$438,000485
Applicable income taxes$8,556,000374
Income before extraordinary items$16,896,000468
Extraordinary gains, net$05
Net income$16,896,000465
Minority interest net income$082
Net income of bank and minority interests.$16,896,000467
Net charge-offs$62,0002,981
Cash dividends$1,851,0001,512
Sale, conversion, retirement of capital stock, net$-428,0005,856
Net operating income$16,606,920467
2016-09-30 (YTD Data)Rank
Total interest income$42,365,000475
Total interest expense$2,592,000847
Net interest income$39,773,000457
Provision for loan and lease losses$338,0001,512
Total noninterest income$20,946,000339
Gross Fiduciary activities income$15,027,00081
Service charges on deposit accounts$2,217,000451
Trading account gains and fees$0169
Additional Noninterest Income$3,702,000845
Total noninterest expense$42,155,000407
Salaries and employee benefits$25,643,000373
Premises and equipment expense$6,667,000307
Additional noninterest expense$9,845,000536
Pre-tax net operating income$18,226,000432
Securities gains (losses)$437,000441
Applicable income taxes$6,190,000391
Income before extraordinary items$12,473,000483
Extraordinary gains, net$05
Net income$12,473,000481
Minority interest net income$071
Net income of bank and minority interests.$12,473,000483
Net charge-offs$-8,0004,864
Cash dividends$1,852,0001,106
Sale, conversion, retirement of capital stock, net$-658,0005,934
Net operating income$12,180,210480
2016-06-30 (YTD Data)Rank
Total interest income$28,050,000481
Total interest expense$1,797,000811
Net interest income$26,253,000463
Provision for loan and lease losses$225,0001,514
Total noninterest income$13,334,000345
Gross Fiduciary activities income$9,545,00087
Service charges on deposit accounts$1,427,000462
Trading account gains and fees$0157
Additional Noninterest Income$2,362,000856
Total noninterest expense$27,993,000409
Salaries and employee benefits$16,962,000377
Premises and equipment expense$4,508,000304
Additional noninterest expense$6,523,000536
Pre-tax net operating income$11,369,000458
Securities gains (losses)$435,000312
Applicable income taxes$3,906,000408
Income before extraordinary items$7,898,000494
Extraordinary gains, net$016
Net income$7,898,000491
Minority interest net income$071
Net income of bank and minority interests.$7,898,000493
Net charge-offs$5,0003,320
Cash dividends$1,852,000824
Sale, conversion, retirement of capital stock, net$101,000364
Net operating income$7,606,550501
2016-03-31 (YTD Data)Rank
Total interest income$14,061,000480
Total interest expense$925,000783
Net interest income$13,136,000461
Provision for loan and lease losses$75,0001,741
Total noninterest income$6,324,000336
Gross Fiduciary activities income$4,602,00084
Service charges on deposit accounts$674,000479
Trading account gains and fees$0142
Additional Noninterest Income$1,048,000903
Total noninterest expense$13,991,000415
Salaries and employee benefits$8,393,000382
Premises and equipment expense$2,126,000328
Additional noninterest expense$3,472,000499
Pre-tax net operating income$5,394,000462
Securities gains (losses)$344,000183
Applicable income taxes$1,860,000411
Income before extraordinary items$3,878,000482
Extraordinary gains, net$012
Net income$3,878,000480
Minority interest net income$062
Net income of bank and minority interests.$3,878,000482
Net charge-offs$7,0002,464
Cash dividends$1,852,000467
Sale, conversion, retirement of capital stock, net$-27,0006,074
Net operating income$3,644,080505
2015-12-31 (YTD Data)Rank
Total interest income$54,341,000473
Total interest expense$2,694,0001,047
Net interest income$51,647,000441
Provision for loan and lease losses$1,075,000774
Total noninterest income$25,174,000348
Gross Fiduciary activities income$19,242,00083
Service charges on deposit accounts$2,324,000571
Trading account gains and fees$0159
Additional Noninterest Income$3,608,0001,027
Total noninterest expense$53,191,000420
Salaries and employee benefits$30,838,000392
Premises and equipment expense$8,211,000327
Additional noninterest expense$14,142,000485
Pre-tax net operating income$22,555,000434
Securities gains (losses)$690,000281
Applicable income taxes$7,551,000396
Income before extraordinary items$15,694,000472
Extraordinary gains, net$023
Net income$15,694,000471
Minority interest net income$081
Net income of bank and minority interests.$15,694,000473
Net charge-offs$153,0002,240
Cash dividends$7,178,000489
Sale, conversion, retirement of capital stock, net$-104,0006,103
Net operating income$15,224,800478
2015-09-30 (YTD Data)Rank
Total interest income$40,285,000483
Total interest expense$1,835,0001,153
Net interest income$38,450,000449
Provision for loan and lease losses$1,075,000557
Total noninterest income$18,681,000363
Gross Fiduciary activities income$14,388,00083
Service charges on deposit accounts$1,716,000583
Trading account gains and fees$0153
Additional Noninterest Income$2,577,0001,083
Total noninterest expense$39,212,000430
Salaries and employee benefits$23,127,000395
Premises and equipment expense$5,864,000354
Additional noninterest expense$10,221,000505
Pre-tax net operating income$16,844,000446
Securities gains (losses)$690,000240
Applicable income taxes$5,711,000411
Income before extraordinary items$11,823,000479
Extraordinary gains, net$021
Net income$11,823,000477
Minority interest net income$078
Net income of bank and minority interests.$11,823,000479
Net charge-offs$80,0002,366
Cash dividends$5,377,000454
Sale, conversion, retirement of capital stock, net$9,000696
Net operating income$11,360,700487
2015-06-30 (YTD Data)Rank
Total interest income$26,362,000484
Total interest expense$1,107,0001,265
Net interest income$25,255,000448
Provision for loan and lease losses$950,000446
Total noninterest income$12,205,000363
Gross Fiduciary activities income$9,384,00085
Service charges on deposit accounts$1,137,000572
Trading account gains and fees$0157
Additional Noninterest Income$1,684,0001,097
Total noninterest expense$26,096,000434
Salaries and employee benefits$15,541,000396
Premises and equipment expense$3,901,000354
Additional noninterest expense$6,654,000517
Pre-tax net operating income$10,414,000487
Securities gains (losses)$671,000201
Applicable income taxes$3,616,000428
Income before extraordinary items$7,469,000505
Extraordinary gains, net$022
Net income$7,469,000502
Minority interest net income$075
Net income of bank and minority interests.$7,469,000505
Net charge-offs$63,0002,134
Cash dividends$3,578,000441
Sale, conversion, retirement of capital stock, net$-41,0006,291
Net operating income$7,019,430532
2015-03-31 (YTD Data)Rank
Total interest income$13,042,000490
Total interest expense$541,0001,304
Net interest income$12,501,000453
Provision for loan and lease losses$325,000586
Total noninterest income$5,913,000368
Gross Fiduciary activities income$4,588,00083
Service charges on deposit accounts$542,000588
Trading account gains and fees$0152
Additional Noninterest Income$783,0001,111
Total noninterest expense$13,007,000437
Salaries and employee benefits$7,772,000392
Premises and equipment expense$1,955,000361
Additional noninterest expense$3,280,000506
Pre-tax net operating income$5,082,000484
Securities gains (losses)$452,000182
Applicable income taxes$1,801,000417
Income before extraordinary items$3,733,000497
Extraordinary gains, net$013
Net income$3,733,000496
Minority interest net income$064
Net income of bank and minority interests.$3,733,000497
Net charge-offs$32,0001,842
Cash dividends$1,782,000408
Sale, conversion, retirement of capital stock, net$-139,0006,392
Net operating income$3,430,160524
2014-12-31 (YTD Data)Rank
Total interest income$50,369,000495
Total interest expense$2,098,0001,396
Net interest income$48,271,000456
Provision for loan and lease losses$1,550,000587
Total noninterest income$23,391,000340
Gross Fiduciary activities income$17,954,00085
Service charges on deposit accounts$2,416,000572
Trading account gains and fees$0180
Additional Noninterest Income$3,021,0001,095
Total noninterest expense$49,005,000441
Salaries and employee benefits$27,798,000421
Premises and equipment expense$7,658,000351
Additional noninterest expense$13,549,000503
Pre-tax net operating income$21,107,000435
Securities gains (losses)$1,073,000201
Applicable income taxes$7,236,000380
Income before extraordinary items$14,944,000473
Extraordinary gains, net$017
Net income$14,944,000471
Minority interest net income$084
Net income of bank and minority interests.$14,944,000472
Net charge-offs$-11,0005,679
Cash dividends$6,602,000471
Sale, conversion, retirement of capital stock, net$-299,0006,459
Net operating income$14,225,090479
2014-09-30 (YTD Data)Rank
Total interest income$37,269,000499
Total interest expense$1,563,0001,428
Net interest income$35,706,000461
Provision for loan and lease losses$950,000691
Total noninterest income$17,595,000333
Gross Fiduciary activities income$13,494,00085
Service charges on deposit accounts$1,850,000551
Trading account gains and fees$0174
Additional Noninterest Income$2,251,0001,110
Total noninterest expense$36,966,000440
Salaries and employee benefits$21,139,000412
Premises and equipment expense$5,745,000349
Additional noninterest expense$10,082,000503
Pre-tax net operating income$15,385,000446
Securities gains (losses)$1,073,000147
Applicable income taxes$5,380,000393
Income before extraordinary items$11,078,000468
Extraordinary gains, net$015
Net income$11,078,000467
Minority interest net income$081
Net income of bank and minority interests.$11,078,000468
Net charge-offs$-42,0005,989
Cash dividends$4,947,000457
Sale, conversion, retirement of capital stock, net$-36,0006,519
Net operating income$10,359,090482
2014-06-30 (YTD Data)Rank
Total interest income$24,655,000500
Total interest expense$1,032,0001,448
Net interest income$23,623,000463
Provision for loan and lease losses$525,000805
Total noninterest income$11,268,000341
Gross Fiduciary activities income$8,533,00088
Service charges on deposit accounts$1,242,000544
Trading account gains and fees$0172
Additional Noninterest Income$1,493,0001,098
Total noninterest expense$24,659,000437
Salaries and employee benefits$14,293,000400
Premises and equipment expense$3,728,000363
Additional noninterest expense$6,638,000511
Pre-tax net operating income$9,707,000462
Securities gains (losses)$878,000140
Applicable income taxes$3,433,000399
Income before extraordinary items$7,152,000475
Extraordinary gains, net$020
Net income$7,152,000474
Minority interest net income$080
Net income of bank and minority interests.$7,152,000475
Net charge-offs$-9,0005,629
Cash dividends$3,292,000443
Sale, conversion, retirement of capital stock, net$-176,0006,623
Net operating income$6,554,960499
2014-03-31 (YTD Data)Rank
Total interest income$12,336,000494
Total interest expense$516,0001,470
Net interest income$11,820,000459
Provision for loan and lease losses$375,000572
Total noninterest income$5,523,000340
Gross Fiduciary activities income$4,185,00089
Service charges on deposit accounts$633,000523
Trading account gains and fees$0147
Additional Noninterest Income$705,0001,118
Total noninterest expense$12,266,000447
Salaries and employee benefits$7,161,000404
Premises and equipment expense$1,837,000375
Additional noninterest expense$3,268,000514
Pre-tax net operating income$4,702,000460
Securities gains (losses)$522,000127
Applicable income taxes$1,713,000383
Income before extraordinary items$3,511,000464
Extraordinary gains, net$016
Net income$3,511,000463
Minority interest net income$066
Net income of bank and minority interests.$3,511,000464
Net charge-offs$-3,0005,214
Cash dividends$1,639,000388
Sale, conversion, retirement of capital stock, net$-359,0006,712
Net operating income$3,161,260501
2013-12-31 (YTD Data)Rank
Total interest income$47,661,000519
Total interest expense$2,194,0001,557
Net interest income$45,467,000474
Provision for loan and lease losses$1,500,000788
Total noninterest income$22,060,000382
Gross Fiduciary activities income$16,265,00087
Service charges on deposit accounts$2,567,000537
Trading account gains and fees$0184
Additional Noninterest Income$3,228,0001,098
Total noninterest expense$46,111,000463
Salaries and employee benefits$27,292,000414
Premises and equipment expense$7,126,000368
Additional noninterest expense$11,693,000591
Pre-tax net operating income$19,916,000443
Securities gains (losses)$1,121,000210
Applicable income taxes$6,897,000371
Income before extraordinary items$14,140,000486
Extraordinary gains, net$029
Net income$14,140,000485
Minority interest net income$090
Net income of bank and minority interests.$14,140,000487
Net charge-offs$-260,0006,662
Cash dividends$6,164,000479
Sale, conversion, retirement of capital stock, net$119,000523
Net operating income$13,388,930495
2013-09-30 (YTD Data)Rank
Total interest income$35,207,000523
Total interest expense$1,661,0001,586
Net interest income$33,546,000481
Provision for loan and lease losses$1,000,000876
Total noninterest income$16,356,000397
Gross Fiduciary activities income$11,964,00088
Service charges on deposit accounts$1,927,000537
Trading account gains and fees$0180
Additional Noninterest Income$2,465,0001,110
Total noninterest expense$34,274,000466
Salaries and employee benefits$20,105,000424
Premises and equipment expense$5,323,000369
Additional noninterest expense$8,846,000588
Pre-tax net operating income$14,628,000458
Securities gains (losses)$990,000211
Applicable income taxes$5,117,000384
Income before extraordinary items$10,501,000495
Extraordinary gains, net$025
Net income$10,501,000492
Minority interest net income$084
Net income of bank and minority interests.$10,501,000496
Net charge-offs$1,0005,139
Cash dividends$4,531,000450
Sale, conversion, retirement of capital stock, net$279,000289
Net operating income$9,837,700512
2013-06-30 (YTD Data)Rank
Total interest income$23,179,000527
Total interest expense$1,137,0001,575
Net interest income$22,042,000488
Provision for loan and lease losses$400,0001,362
Total noninterest income$10,614,000410
Gross Fiduciary activities income$7,620,00089
Service charges on deposit accounts$1,281,000522
Trading account gains and fees$0157
Additional Noninterest Income$1,713,0001,087
Total noninterest expense$22,926,000469
Salaries and employee benefits$13,444,000421
Premises and equipment expense$3,556,000369
Additional noninterest expense$5,926,000587
Pre-tax net operating income$9,330,000464
Securities gains (losses)$805,000230
Applicable income taxes$3,329,000391
Income before extraordinary items$6,806,000502
Extraordinary gains, net$022
Net income$6,806,000501
Minority interest net income$082
Net income of bank and minority interests.$6,806,000504
Net charge-offs$-5,0005,951
Cash dividends$3,017,000445
Sale, conversion, retirement of capital stock, net$186,000273
Net operating income$6,266,650523
2013-03-31 (YTD Data)Rank
Total interest income$11,585,000536
Total interest expense$622,0001,491
Net interest income$10,963,000491
Provision for loan and lease losses$200,0001,346
Total noninterest income$5,289,000410
Gross Fiduciary activities income$3,745,00089
Service charges on deposit accounts$648,000520
Trading account gains and fees$0148
Additional Noninterest Income$896,0001,063
Total noninterest expense$11,670,000469
Salaries and employee benefits$6,841,000421
Premises and equipment expense$1,813,000359
Additional noninterest expense$3,016,000581
Pre-tax net operating income$4,382,000484
Securities gains (losses)$600,000182
Applicable income taxes$1,651,000392
Income before extraordinary items$3,331,000506
Extraordinary gains, net$010
Net income$3,331,000505
Minority interest net income$076
Net income of bank and minority interests.$3,331,000507
Net charge-offs$2,0003,902
Cash dividends$1,504,000383
Sale, conversion, retirement of capital stock, net$114,000221
Net operating income$2,929,000536
2012-12-31 (YTD Data)Rank
Total interest income$49,066,000528
Total interest expense$3,191,0001,395
Net interest income$45,875,000487
Provision for loan and lease losses$800,0002,072
Total noninterest income$19,605,000432
Gross Fiduciary activities income$14,110,00090
Service charges on deposit accounts$2,462,000580
Trading account gains and fees$0166
Additional Noninterest Income$3,033,0001,151
Total noninterest expense$45,845,000478
Salaries and employee benefits$28,043,000393
Premises and equipment expense$6,655,000380
Additional noninterest expense$11,147,000637
Pre-tax net operating income$18,835,000452
Securities gains (losses)$882,000598
Applicable income taxes$6,314,000376
Income before extraordinary items$13,403,000498
Extraordinary gains, net$029
Net income$13,403,000497
Minority interest net income$093
Net income of bank and minority interests.$13,403,000498
Net charge-offs$11,0005,581
Cash dividends$1,503,0001,480
Sale, conversion, retirement of capital stock, net$448,000325
Net operating income$12,803,240506
2012-09-30 (YTD Data)Rank
Total interest income$36,740,000536
Total interest expense$2,480,0001,411
Net interest income$34,260,000491
Provision for loan and lease losses$700,0001,850
Total noninterest income$14,518,000433
Gross Fiduciary activities income$10,557,00089
Service charges on deposit accounts$1,829,000592
Trading account gains and fees$0157
Additional Noninterest Income$2,132,0001,210
Total noninterest expense$33,629,000480
Salaries and employee benefits$20,299,000401
Premises and equipment expense$4,935,000380
Additional noninterest expense$8,395,000642
Pre-tax net operating income$14,449,000444
Securities gains (losses)$753,000540
Applicable income taxes$4,802,000374
Income before extraordinary items$10,400,000486
Extraordinary gains, net$020
Net income$10,400,000485
Minority interest net income$086
Net income of bank and minority interests.$10,400,000486
Net charge-offs$-92,0007,026
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$341,000284
Net operating income$9,887,960489
2012-06-30 (YTD Data)Rank
Total interest income$24,813,000535
Total interest expense$1,743,0001,390
Net interest income$23,070,000493
Provision for loan and lease losses$550,0001,699
Total noninterest income$9,210,000434
Gross Fiduciary activities income$6,709,00091
Service charges on deposit accounts$1,234,000578
Trading account gains and fees$0153
Additional Noninterest Income$1,267,0001,288
Total noninterest expense$22,336,000479
Salaries and employee benefits$13,427,000404
Premises and equipment expense$3,285,000383
Additional noninterest expense$5,624,000632
Pre-tax net operating income$9,394,000435
Securities gains (losses)$429,000650
Applicable income taxes$3,087,000376
Income before extraordinary items$6,736,000486
Extraordinary gains, net$019
Net income$6,736,000486
Minority interest net income$084
Net income of bank and minority interests.$6,736,000486
Net charge-offs$-81,0007,060
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$225,000254
Net operating income$6,439,990488
2012-03-31 (YTD Data)Rank
Total interest income$12,404,000540
Total interest expense$867,0001,454
Net interest income$11,537,000492
Provision for loan and lease losses$300,0001,500
Total noninterest income$4,548,000427
Gross Fiduciary activities income$3,343,00091
Service charges on deposit accounts$609,000584
Trading account gains and fees$0148
Additional Noninterest Income$596,0001,333
Total noninterest expense$11,263,000465
Salaries and employee benefits$6,751,000400
Premises and equipment expense$1,687,000380
Additional noninterest expense$2,825,000625
Pre-tax net operating income$4,522,000452
Securities gains (losses)$257,000509
Applicable income taxes$1,494,000384
Income before extraordinary items$3,285,000491
Extraordinary gains, net$019
Net income$3,285,000492
Minority interest net income$078
Net income of bank and minority interests.$3,285,000492
Net charge-offs$-15,0006,792
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$106,000216
Net operating income$3,107,670499
2011-12-31 (YTD Data)Rank
Total interest income$47,663,000578
Total interest expense$3,931,0001,543
Net interest income$43,732,000505
Provision for loan and lease losses$1,000,0002,401
Total noninterest income$17,596,000410
Gross Fiduciary activities income$13,152,00080
Service charges on deposit accounts$2,264,000649
Trading account gains and fees$0146
Additional Noninterest Income$2,180,0001,280
Total noninterest expense$42,686,000483
Salaries and employee benefits$25,290,000400
Premises and equipment expense$6,290,000420
Additional noninterest expense$11,106,000653
Pre-tax net operating income$17,642,000404
Securities gains (losses)$552,000738
Applicable income taxes$5,717,000375
Income before extraordinary items$12,477,000437
Extraordinary gains, net$029
Net income$12,477,000437
Minority interest net income$096
Net income of bank and minority interests.$12,477,000438
Net charge-offs$-274,0007,308
Cash dividends$5,675,000381
Sale, conversion, retirement of capital stock, net$425,000435
Net operating income$12,096,120442
2011-09-30 (YTD Data)Rank
Total interest income$35,472,000591
Total interest expense$2,960,0001,598
Net interest income$32,512,000510
Provision for loan and lease losses$750,0002,344
Total noninterest income$13,363,000406
Gross Fiduciary activities income$10,029,00081
Service charges on deposit accounts$1,670,000664
Trading account gains and fees$0145
Additional Noninterest Income$1,664,0001,254
Total noninterest expense$31,529,000485
Salaries and employee benefits$18,332,000408
Premises and equipment expense$4,675,000425
Additional noninterest expense$8,522,000636
Pre-tax net operating income$13,596,000399
Securities gains (losses)$465,000681
Applicable income taxes$4,494,000365
Income before extraordinary items$9,567,000430
Extraordinary gains, net$021
Net income$9,567,000430
Minority interest net income$087
Net income of bank and minority interests.$9,567,000430
Net charge-offs$-288,0007,392
Cash dividends$4,269,000337
Sale, conversion, retirement of capital stock, net$305,000402
Net operating income$9,250,800430
2011-06-30 (YTD Data)Rank
Total interest income$23,549,000605
Total interest expense$1,998,0001,634
Net interest income$21,551,000513
Provision for loan and lease losses$500,0002,302
Total noninterest income$8,809,000412
Gross Fiduciary activities income$6,570,00083
Service charges on deposit accounts$1,122,000655
Trading account gains and fees$0153
Additional Noninterest Income$1,117,0001,250
Total noninterest expense$20,962,000496
Salaries and employee benefits$12,116,000416
Premises and equipment expense$3,118,000430
Additional noninterest expense$5,728,000640
Pre-tax net operating income$8,898,000404
Securities gains (losses)$361,000472
Applicable income taxes$2,978,000363
Income before extraordinary items$6,281,000431
Extraordinary gains, net$015
Net income$6,281,000430
Minority interest net income$089
Net income of bank and minority interests.$6,281,000431
Net charge-offs$-402,0007,479
Cash dividends$2,759,000334
Sale, conversion, retirement of capital stock, net$202,000308
Net operating income$6,035,520433
2011-03-31 (YTD Data)Rank
Total interest income$11,601,000621
Total interest expense$1,038,0001,632
Net interest income$10,563,000521
Provision for loan and lease losses$250,0002,162
Total noninterest income$4,374,000412
Gross Fiduciary activities income$3,260,00081
Service charges on deposit accounts$559,000643
Trading account gains and fees$0158
Additional Noninterest Income$555,0001,263
Total noninterest expense$10,414,000501
Salaries and employee benefits$5,949,000422
Premises and equipment expense$1,590,000426
Additional noninterest expense$2,875,000628
Pre-tax net operating income$4,273,000422
Securities gains (losses)$268,000275
Applicable income taxes$1,436,000355
Income before extraordinary items$3,105,000428
Extraordinary gains, net$09
Net income$3,105,000427
Minority interest net income$086
Net income of bank and minority interests.$3,105,000428
Net charge-offs$-244,0007,522
Cash dividends$1,428,000292
Sale, conversion, retirement of capital stock, net$96,000274
Net operating income$2,922,760438
2010-12-31 (YTD Data)Rank
Total interest income$46,556,000639
Total interest expense$4,806,0001,701
Net interest income$41,750,000517
Provision for loan and lease losses$550,0003,991
Total noninterest income$19,643,000398
Gross Fiduciary activities income$12,364,00082
Service charges on deposit accounts$2,218,000672
Trading account gains and fees$0175
Additional Noninterest Income$5,061,000738
Total noninterest expense$41,444,000513
Salaries and employee benefits$24,065,000405
Premises and equipment expense$5,658,000458
Additional noninterest expense$11,721,000651
Pre-tax net operating income$19,399,000307
Securities gains (losses)$234,0001,457
Applicable income taxes$6,379,000302
Income before extraordinary items$13,254,000350
Extraordinary gains, net$029
Net income$13,254,000350
Minority interest net income$0111
Net income of bank and minority interests.$13,254,000351
Net charge-offs$394,0003,950
Cash dividends$5,634,000298
Sale, conversion, retirement of capital stock, net$352,000521
Net operating income$13,094,880338
2010-09-30 (YTD Data)Rank
Total interest income$35,025,000640
Total interest expense$3,673,0001,740
Net interest income$31,352,000508
Provision for loan and lease losses$500,0003,526
Total noninterest income$15,327,000372
Gross Fiduciary activities income$9,153,00082
Service charges on deposit accounts$1,652,000688
Trading account gains and fees$0165
Additional Noninterest Income$4,522,000617
Total noninterest expense$30,640,000505
Salaries and employee benefits$17,735,000407
Premises and equipment expense$4,147,000468
Additional noninterest expense$8,758,000626
Pre-tax net operating income$15,539,000290
Securities gains (losses)$146,0001,620
Applicable income taxes$5,085,000272
Income before extraordinary items$10,600,000334
Extraordinary gains, net$023
Net income$10,600,000335
Minority interest net income$0110
Net income of bank and minority interests.$10,600,000335
Net charge-offs$54,0005,452
Cash dividends$4,317,000261
Sale, conversion, retirement of capital stock, net$257,000466
Net operating income$10,500,720320
2010-06-30 (YTD Data)Rank
Total interest income$23,395,000646
Total interest expense$2,522,0001,761
Net interest income$20,873,000505
Provision for loan and lease losses$450,0002,998
Total noninterest income$10,772,000354
Gross Fiduciary activities income$5,732,00085
Service charges on deposit accounts$1,074,000714
Trading account gains and fees$0152
Additional Noninterest Income$3,966,000493
Total noninterest expense$20,254,000505
Salaries and employee benefits$11,697,000405
Premises and equipment expense$2,757,000471
Additional noninterest expense$5,800,000626
Pre-tax net operating income$10,941,000273
Securities gains (losses)$146,0001,149
Applicable income taxes$3,663,000246
Income before extraordinary items$7,424,000299
Extraordinary gains, net$019
Net income$7,424,000298
Minority interest net income$0105
Net income of bank and minority interests.$7,424,000299
Net charge-offs$61,0004,705
Cash dividends$2,619,000262
Sale, conversion, retirement of capital stock, net$167,000395
Net operating income$7,326,180299
2010-03-31 (YTD Data)Rank
Total interest income$11,684,000664
Total interest expense$1,312,0001,780
Net interest income$10,372,000523
Provision for loan and lease losses$300,0002,372
Total noninterest income$3,983,000435
Gross Fiduciary activities income$2,877,00086
Service charges on deposit accounts$529,000729
Trading account gains and fees$0175
Additional Noninterest Income$577,0001,159
Total noninterest expense$10,090,000509
Salaries and employee benefits$5,849,000411
Premises and equipment expense$1,391,000481
Additional noninterest expense$2,850,000646
Pre-tax net operating income$3,965,000351
Securities gains (losses)$138,000660
Applicable income taxes$1,357,000303
Income before extraordinary items$2,746,000392
Extraordinary gains, net$016
Net income$2,746,000393
Minority interest net income$091
Net income of bank and minority interests.$2,746,000394
Net charge-offs$-72,0007,826
Cash dividends$1,303,000262
Sale, conversion, retirement of capital stock, net$75,000346
Net operating income$2,653,540398
2009-12-31 (YTD Data)Rank
Total interest income$46,158,000713
Total interest expense$7,149,0001,655
Net interest income$39,009,000557
Provision for loan and lease losses$1,200,0003,210
Total noninterest income$16,236,000445
Gross Fiduciary activities income$11,353,00086
Service charges on deposit accounts$2,468,000679
Trading account gains and fees$0211
Additional Noninterest Income$2,415,0001,203
Total noninterest expense$39,627,000542
Salaries and employee benefits$22,863,000420
Premises and equipment expense$5,578,000478
Additional noninterest expense$11,186,000722
Pre-tax net operating income$14,418,000293
Securities gains (losses)$382,0001,046
Applicable income taxes$4,523,000285
Income before extraordinary items$10,277,000307
Extraordinary gains, net$034
Net income$10,277,000308
Minority interest net income$0115
Net income of bank and minority interests.$10,277,000309
Net charge-offs$167,0005,204
Cash dividends$6,316,000279
Sale, conversion, retirement of capital stock, net$302,000630
Net operating income$10,013,420317
2009-09-30 (YTD Data)Rank
Total interest income$34,077,000749
Total interest expense$5,619,0001,650
Net interest income$28,458,000575
Provision for loan and lease losses$900,0002,931
Total noninterest income$12,137,000455
Gross Fiduciary activities income$8,437,00085
Service charges on deposit accounts$1,895,000661
Trading account gains and fees$0212
Additional Noninterest Income$1,805,0001,237
Total noninterest expense$29,237,000555
Salaries and employee benefits$16,501,000449
Premises and equipment expense$4,227,000486
Additional noninterest expense$8,509,000677
Pre-tax net operating income$10,458,000312
Securities gains (losses)$382,000840
Applicable income taxes$3,194,000314
Income before extraordinary items$7,646,000334
Extraordinary gains, net$027
Net income$7,646,000333
Minority interest net income$0118
Net income of bank and minority interests.$7,646,000334
Net charge-offs$94,0005,110
Cash dividends$4,513,000283
Sale, conversion, retirement of capital stock, net$227,000561
Net operating income$7,374,780352
2009-06-30 (YTD Data)Rank
Total interest income$22,472,000777
Total interest expense$3,978,0001,641
Net interest income$18,494,000594
Provision for loan and lease losses$600,0002,697
Total noninterest income$7,652,000481
Gross Fiduciary activities income$5,161,00091
Service charges on deposit accounts$1,291,000643
Trading account gains and fees$0193
Additional Noninterest Income$1,200,0001,264
Total noninterest expense$19,533,000560
Salaries and employee benefits$10,839,000460
Premises and equipment expense$2,850,000484
Additional noninterest expense$5,844,000665
Pre-tax net operating income$6,013,000376
Securities gains (losses)$234,000922
Applicable income taxes$1,761,000376
Income before extraordinary items$4,486,000389
Extraordinary gains, net$021
Net income$4,486,000386
Minority interest net income$0112
Net income of bank and minority interests.$4,486,000388
Net charge-offs$49,0004,935
Cash dividends$3,279,000265
Sale, conversion, retirement of capital stock, net$153,000519
Net operating income$4,317,520381
2009-03-31 (YTD Data)Rank
Total interest income$11,126,000788
Total interest expense$2,109,0001,612
Net interest income$9,017,000602
Provision for loan and lease losses$300,0002,285
Total noninterest income$3,642,000475
Gross Fiduciary activities income$2,468,00092
Service charges on deposit accounts$629,000647
Trading account gains and fees$0171
Additional Noninterest Income$545,0001,322
Total noninterest expense$9,562,000539
Salaries and employee benefits$5,482,000458
Premises and equipment expense$1,427,000489
Additional noninterest expense$2,653,000644
Pre-tax net operating income$2,797,000425
Securities gains (losses)$2,0002,230
Applicable income taxes$793,000430
Income before extraordinary items$2,006,000493
Extraordinary gains, net$015
Net income$2,006,000495
Minority interest net income$0102
Net income of bank and minority interests.$2,006,000496
Net charge-offs$45,0003,676
Cash dividends$1,923,000234
Sale, conversion, retirement of capital stock, net$76,000410
Net operating income$2,004,560458
2008-12-31 (YTD Data)Rank
Total interest income$44,782,000846
Total interest expense$10,447,0001,547
Net interest income$34,335,000623
Provision for loan and lease losses$1,000,0002,705
Total noninterest income$16,598,000407
Gross Fiduciary activities income$11,749,00091
Service charges on deposit accounts$2,525,000686
Trading account gains and fees$0154
Additional Noninterest Income$2,324,0001,169
Total noninterest expense$36,267,000553
Salaries and employee benefits$21,152,000452
Premises and equipment expense$5,483,000499
Additional noninterest expense$9,632,000699
Pre-tax net operating income$13,666,000389
Securities gains (losses)$252,000614
Applicable income taxes$4,305,000358
Income before extraordinary items$9,613,000400
Extraordinary gains, net$039
Net income$9,613,000400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,153
Cash dividends$6,785,000430
Sale, conversion, retirement of capital stock, net$315,000661
Net operating income$9,439,120434
2008-09-30 (YTD Data)Rank
Total interest income$33,456,000868
Total interest expense$8,078,0001,565
Net interest income$25,378,000652
Provision for loan and lease losses$750,0002,169
Total noninterest income$12,847,000413
Gross Fiduciary activities income$9,175,00091
Service charges on deposit accounts$1,878,000700
Trading account gains and fees$0148
Additional Noninterest Income$1,794,0001,202
Total noninterest expense$26,973,000553
Salaries and employee benefits$15,572,000482
Premises and equipment expense$4,142,000505
Additional noninterest expense$7,259,000659
Pre-tax net operating income$10,502,000487
Securities gains (losses)$246,000535
Applicable income taxes$3,375,000420
Income before extraordinary items$7,373,000492
Extraordinary gains, net$031
Net income$7,373,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-66,0008,236
Cash dividends$5,406,000427
Sale, conversion, retirement of capital stock, net$236,000530
Net operating income$7,203,260525
2008-06-30 (YTD Data)Rank
Total interest income$22,006,000895
Total interest expense$5,572,0001,571
Net interest income$16,434,000671
Provision for loan and lease losses$500,0001,907
Total noninterest income$8,315,000443
Gross Fiduciary activities income$5,872,00095
Service charges on deposit accounts$1,245,000692
Trading account gains and fees$0149
Additional Noninterest Income$1,198,0001,237
Total noninterest expense$17,562,000563
Salaries and employee benefits$10,135,000495
Premises and equipment expense$2,747,000506
Additional noninterest expense$4,680,000663
Pre-tax net operating income$6,687,000540
Securities gains (losses)$245,000528
Applicable income taxes$2,091,000500
Income before extraordinary items$4,841,000572
Extraordinary gains, net$021
Net income$4,841,000571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,226
Cash dividends$3,589,000471
Sale, conversion, retirement of capital stock, net$156,000458
Net operating income$4,669,500573
2008-03-31 (YTD Data)Rank
Total interest income$10,921,000927
Total interest expense$3,005,0001,568
Net interest income$7,916,000698
Provision for loan and lease losses$250,0001,575
Total noninterest income$4,113,000454
Gross Fiduciary activities income$2,952,00095
Service charges on deposit accounts$628,000683
Trading account gains and fees$0158
Additional Noninterest Income$533,0001,346
Total noninterest expense$8,647,000559
Salaries and employee benefits$5,038,000500
Premises and equipment expense$1,356,000512
Additional noninterest expense$2,253,000648
Pre-tax net operating income$3,132,000624
Securities gains (losses)$158,000523
Applicable income taxes$979,000589
Income before extraordinary items$2,311,000669
Extraordinary gains, net$015
Net income$2,311,000670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,185
Cash dividends$1,428,000557
Sale, conversion, retirement of capital stock, net$78,000367
Net operating income$2,200,400673
2007-12-31 (YTD Data)Rank
Total interest income$42,548,000994
Total interest expense$11,953,0001,678
Net interest income$30,595,000723
Provision for loan and lease losses$700,0001,852
Total noninterest income$16,938,000426
Gross Fiduciary activities income$11,995,00092
Service charges on deposit accounts$2,672,000654
Trading account gains and fees$0178
Additional Noninterest Income$2,271,0001,259
Total noninterest expense$33,583,000554
Salaries and employee benefits$19,469,000501
Premises and equipment expense$5,242,000508
Additional noninterest expense$8,872,000646
Pre-tax net operating income$13,250,000651
Securities gains (losses)$122,000559
Applicable income taxes$4,129,000621
Income before extraordinary items$9,243,000703
Extraordinary gains, net$039
Net income$9,243,000701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0003,679
Cash dividends$7,547,000524
Sale, conversion, retirement of capital stock, net$227,000720
Net operating income$9,158,820703
2007-09-30 (YTD Data)Rank
Total interest income$31,578,0001,004
Total interest expense$8,612,0001,741
Net interest income$22,966,000722
Provision for loan and lease losses$500,0001,569
Total noninterest income$12,600,000429
Gross Fiduciary activities income$8,941,00093
Service charges on deposit accounts$2,004,000645
Trading account gains and fees$0184
Additional Noninterest Income$1,655,0001,294
Total noninterest expense$24,918,000556
Salaries and employee benefits$14,225,000517
Premises and equipment expense$3,942,000502
Additional noninterest expense$6,751,000620
Pre-tax net operating income$10,148,000692
Securities gains (losses)$119,000458
Applicable income taxes$3,261,000647
Income before extraordinary items$7,006,000743
Extraordinary gains, net$033
Net income$7,006,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,785
Cash dividends$5,810,000500
Sale, conversion, retirement of capital stock, net$170,000633
Net operating income$6,925,080747
2007-06-30 (YTD Data)Rank
Total interest income$20,633,0001,041
Total interest expense$5,451,0001,830
Net interest income$15,182,000740
Provision for loan and lease losses$200,0002,152
Total noninterest income$8,082,000451
Gross Fiduciary activities income$5,660,00098
Service charges on deposit accounts$1,347,000646
Trading account gains and fees$0168
Additional Noninterest Income$1,075,0001,335
Total noninterest expense$16,490,000573
Salaries and employee benefits$9,357,000545
Premises and equipment expense$2,656,000512
Additional noninterest expense$4,477,000629
Pre-tax net operating income$6,574,000744
Securities gains (losses)$119,000384
Applicable income taxes$2,114,000702
Income before extraordinary items$4,579,000795
Extraordinary gains, net$029
Net income$4,579,000794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,925
Cash dividends$3,627,000552
Sale, conversion, retirement of capital stock, net$112,000581
Net operating income$4,498,080795
2007-03-31 (YTD Data)Rank
Total interest income$10,163,0001,052
Total interest expense$2,655,0001,854
Net interest income$7,508,000741
Provision for loan and lease losses$100,0002,001
Total noninterest income$3,871,000464
Gross Fiduciary activities income$2,714,00097
Service charges on deposit accounts$664,000632
Trading account gains and fees$0195
Additional Noninterest Income$493,0001,372
Total noninterest expense$8,165,000578
Salaries and employee benefits$4,629,000551
Premises and equipment expense$1,326,000514
Additional noninterest expense$2,210,000628
Pre-tax net operating income$3,114,000775
Securities gains (losses)$119,000277
Applicable income taxes$989,000744
Income before extraordinary items$2,244,000800
Extraordinary gains, net$022
Net income$2,244,000799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,307
Cash dividends$1,507,000575
Sale, conversion, retirement of capital stock, net$62,000445
Net operating income$2,161,890823
2006-12-31 (YTD Data)Rank
Total interest income$39,019,0001,010
Total interest expense$8,587,0001,921
Net interest income$30,432,000726
Provision for loan and lease losses$266,0002,991
Total noninterest income$15,596,000459
Gross Fiduciary activities income$11,092,00097
Service charges on deposit accounts$2,511,000703
Trading account gains and fees$0130
Additional Noninterest Income$1,993,0001,362
Total noninterest expense$33,166,000551
Salaries and employee benefits$19,367,000490
Premises and equipment expense$5,433,000473
Additional noninterest expense$8,366,000651
Pre-tax net operating income$12,596,000794
Securities gains (losses)$287,000331
Applicable income taxes$4,203,000726
Income before extraordinary items$8,680,000865
Extraordinary gains, net$051
Net income$8,680,000864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,692
Cash dividends$5,771,000625
Sale, conversion, retirement of capital stock, net$761,000527
Net operating income$8,487,710871
2006-09-30 (YTD Data)Rank
Total interest income$28,887,0001,022
Total interest expense$6,022,0001,983
Net interest income$22,865,000735
Provision for loan and lease losses$205,0002,826
Total noninterest income$11,840,000468
Gross Fiduciary activities income$8,394,000100
Service charges on deposit accounts$1,902,000705
Trading account gains and fees$0126
Additional Noninterest Income$1,544,0001,340
Total noninterest expense$25,067,000557
Salaries and employee benefits$14,597,000503
Premises and equipment expense$4,107,000481
Additional noninterest expense$6,363,000654
Pre-tax net operating income$9,433,000820
Securities gains (losses)$293,000278
Applicable income taxes$3,171,000764
Income before extraordinary items$6,555,000894
Extraordinary gains, net$045
Net income$6,555,000893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,407
Cash dividends$4,419,000585
Sale, conversion, retirement of capital stock, net$696,000412
Net operating income$6,358,690903
2006-06-30 (YTD Data)Rank
Total interest income$18,965,0001,011
Total interest expense$3,619,0002,072
Net interest income$15,346,000733
Provision for loan and lease losses$145,0002,719
Total noninterest income$7,666,000476
Gross Fiduciary activities income$5,333,000106
Service charges on deposit accounts$1,301,000663
Trading account gains and fees$0126
Additional Noninterest Income$1,032,0001,320
Total noninterest expense$16,844,000559
Salaries and employee benefits$9,826,000507
Premises and equipment expense$2,781,000475
Additional noninterest expense$4,237,000661
Pre-tax net operating income$6,023,000857
Securities gains (losses)$282,000220
Applicable income taxes$2,063,000780
Income before extraordinary items$4,242,000918
Extraordinary gains, net$039
Net income$4,242,000919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0001,202
Cash dividends$3,111,000551
Sale, conversion, retirement of capital stock, net$572,000314
Net operating income$4,053,060927
2006-03-31 (YTD Data)Rank
Total interest income$9,363,000993
Total interest expense$1,624,0002,180
Net interest income$7,739,000724
Provision for loan and lease losses$100,0001,992
Total noninterest income$3,783,000473
Gross Fiduciary activities income$2,640,000106
Service charges on deposit accounts$652,000632
Trading account gains and fees$0115
Additional Noninterest Income$491,0001,358
Total noninterest expense$8,440,000554
Salaries and employee benefits$4,862,000511
Premises and equipment expense$1,396,000477
Additional noninterest expense$2,182,000644
Pre-tax net operating income$2,982,000851
Securities gains (losses)$279,000145
Applicable income taxes$1,103,000733
Income before extraordinary items$2,158,000881
Extraordinary gains, net$021
Net income$2,158,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,102
Cash dividends$1,156,000663
Sale, conversion, retirement of capital stock, net$67,000368
Net operating income$1,973,860947
2005-12-31 (YTD Data)Rank
Total interest income$34,685,000947
Total interest expense$4,564,0002,392
Net interest income$30,121,000696
Provision for loan and lease losses$200,0003,577
Total noninterest income$17,785,000438
Gross Fiduciary activities income$10,406,000102
Service charges on deposit accounts$2,337,000740
Trading account gains and fees$0138
Additional Noninterest Income$5,042,000677
Total noninterest expense$35,886,000509
Salaries and employee benefits$18,490,000508
Premises and equipment expense$5,418,000456
Additional noninterest expense$11,978,000478
Pre-tax net operating income$11,820,000831
Securities gains (losses)$128,000625
Applicable income taxes$4,224,000746
Income before extraordinary items$7,724,000934
Extraordinary gains, net$046
Net income$7,724,000934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-134,0008,678
Cash dividends$6,096,000556
Sale, conversion, retirement of capital stock, net$320,000582
Net operating income$7,640,800923
2005-09-30 (YTD Data)Rank
Total interest income$25,502,000942
Total interest expense$3,063,0002,496
Net interest income$22,439,000692
Provision for loan and lease losses$200,0002,952
Total noninterest income$13,159,000437
Gross Fiduciary activities income$7,732,000104
Service charges on deposit accounts$1,775,000730
Trading account gains and fees$0126
Additional Noninterest Income$3,652,000700
Total noninterest expense$26,813,000508
Salaries and employee benefits$14,046,000495
Premises and equipment expense$4,036,000459
Additional noninterest expense$8,731,000487
Pre-tax net operating income$8,585,000859
Securities gains (losses)$122,000601
Applicable income taxes$3,107,000758
Income before extraordinary items$5,600,000962
Extraordinary gains, net$035
Net income$5,600,000963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-151,0008,703
Cash dividends$2,329,000931
Sale, conversion, retirement of capital stock, net$208,000487
Net operating income$5,521,920955
2005-06-30 (YTD Data)Rank
Total interest income$16,627,000944
Total interest expense$1,908,0002,511
Net interest income$14,719,000697
Provision for loan and lease losses$160,0002,526
Total noninterest income$8,415,000446
Gross Fiduciary activities income$4,906,000105
Service charges on deposit accounts$1,190,000707
Trading account gains and fees$0116
Additional Noninterest Income$2,319,000725
Total noninterest expense$17,852,000508
Salaries and employee benefits$9,471,000489
Premises and equipment expense$2,653,000460
Additional noninterest expense$5,728,000498
Pre-tax net operating income$5,122,000925
Securities gains (losses)$119,000518
Applicable income taxes$1,838,000815
Income before extraordinary items$3,403,0001,025
Extraordinary gains, net$030
Net income$3,403,0001,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-66,0008,551
Cash dividends$1,971,000754
Sale, conversion, retirement of capital stock, net$372,000319
Net operating income$3,325,6501,028
2005-03-31 (YTD Data)Rank
Total interest income$8,217,000925
Total interest expense$819,0002,733
Net interest income$7,398,000681
Provision for loan and lease losses$40,0003,596
Total noninterest income$4,050,000440
Gross Fiduciary activities income$2,400,000108
Service charges on deposit accounts$595,000687
Trading account gains and fees$0115
Additional Noninterest Income$1,055,000754
Total noninterest expense$8,766,000510
Salaries and employee benefits$4,692,000484
Premises and equipment expense$1,305,000465
Additional noninterest expense$2,769,000505
Pre-tax net operating income$2,642,000893
Securities gains (losses)$2,0001,406
Applicable income taxes$933,000807
Income before extraordinary items$1,711,0001,017
Extraordinary gains, net$024
Net income$1,711,0001,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,0008,721
Cash dividends$984,000697
Sale, conversion, retirement of capital stock, net$160,000229
Net operating income$1,709,700994
2004-12-31 (YTD Data)Rank
Total interest income$31,243,000895
Total interest expense$2,836,0002,744
Net interest income$28,407,000689
Provision for loan and lease losses$475,0002,052
Total noninterest income$19,092,000405
Gross Fiduciary activities income$10,777,000102
Service charges on deposit accounts$2,747,000636
Trading account gains and fees$0138
Additional Noninterest Income$5,568,000620
Total noninterest expense$34,472,000515
Salaries and employee benefits$17,848,000501
Premises and equipment expense$4,988,000468
Additional noninterest expense$11,636,000482
Pre-tax net operating income$12,552,000715
Securities gains (losses)$312,000619
Applicable income taxes$4,680,000630
Income before extraordinary items$8,184,000810
Extraordinary gains, net$034
Net income$8,184,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$523,0001,286
Cash dividends$3,554,000841
Sale, conversion, retirement of capital stock, net$-840,0008,937
Net operating income$7,984,320798
2004-09-30 (YTD Data)Rank
Total interest income$23,122,000895
Total interest expense$2,081,0002,752
Net interest income$21,041,000693
Provision for loan and lease losses$400,0001,766
Total noninterest income$13,625,000431
Gross Fiduciary activities income$7,979,000101
Service charges on deposit accounts$2,121,000627
Trading account gains and fees$0134
Additional Noninterest Income$3,525,000720
Total noninterest expense$25,822,000508
Salaries and employee benefits$13,580,000497
Premises and equipment expense$3,776,000469
Additional noninterest expense$8,466,000491
Pre-tax net operating income$8,444,000788
Securities gains (losses)$294,000607
Applicable income taxes$3,120,000697
Income before extraordinary items$5,618,000885
Extraordinary gains, net$026
Net income$5,618,000886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0001,235
Cash dividends$2,572,000788
Sale, conversion, retirement of capital stock, net$-1,004,0009,004
Net operating income$5,429,840873
2004-06-30 (YTD Data)Rank
Total interest income$15,102,000902
Total interest expense$1,352,0002,793
Net interest income$13,750,000701
Provision for loan and lease losses$325,0001,439
Total noninterest income$8,931,000426
Gross Fiduciary activities income$5,216,000105
Service charges on deposit accounts$1,409,000616
Trading account gains and fees$0130
Additional Noninterest Income$2,306,000718
Total noninterest expense$17,128,000507
Salaries and employee benefits$9,038,000492
Premises and equipment expense$2,477,000477
Additional noninterest expense$5,613,000490
Pre-tax net operating income$5,228,000835
Securities gains (losses)$260,000546
Applicable income taxes$1,950,000734
Income before extraordinary items$3,538,000922
Extraordinary gains, net$021
Net income$3,538,000923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,000938
Cash dividends$1,574,000852
Sale, conversion, retirement of capital stock, net$948,000227
Net operating income$3,371,600936
2004-03-31 (YTD Data)Rank
Total interest income$7,408,000929
Total interest expense$650,0002,932
Net interest income$6,758,000717
Provision for loan and lease losses$175,0001,288
Total noninterest income$4,439,000425
Gross Fiduciary activities income$2,624,000105
Service charges on deposit accounts$700,000616
Trading account gains and fees$0121
Additional Noninterest Income$1,115,000735
Total noninterest expense$8,472,000515
Salaries and employee benefits$4,503,000500
Premises and equipment expense$1,232,000491
Additional noninterest expense$2,737,000495
Pre-tax net operating income$2,550,000849
Securities gains (losses)$179,000549
Applicable income taxes$955,000759
Income before extraordinary items$1,774,000916
Extraordinary gains, net$016
Net income$1,774,000916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,000582
Cash dividends$704,000906
Sale, conversion, retirement of capital stock, net$948,000132
Net operating income$1,657,650936
2003-12-31 (YTD Data)Rank
Total interest income$30,468,000919
Total interest expense$3,736,0002,368
Net interest income$26,732,000708
Provision for loan and lease losses$700,0001,617
Total noninterest income$17,085,000443
Gross Fiduciary activities income$9,860,000109
Service charges on deposit accounts$2,575,000667
Trading account gains and fees$0160
Additional Noninterest Income$4,650,000803
Total noninterest expense$34,319,000517
Salaries and employee benefits$18,182,000489
Premises and equipment expense$4,884,000487
Additional noninterest expense$11,253,000503
Pre-tax net operating income$8,798,000958
Securities gains (losses)$52,0002,478
Applicable income taxes$2,747,000985
Income before extraordinary items$6,103,0001,056
Extraordinary gains, net$054
Net income$6,103,0001,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0003,222
Cash dividends$3,385,000901
Sale, conversion, retirement of capital stock, net$712,000456
Net operating income$6,067,120998
2003-09-30 (YTD Data)Rank
Total interest income$22,859,000940
Total interest expense$2,867,0002,398
Net interest income$19,992,000716
Provision for loan and lease losses$610,0001,384
Total noninterest income$12,691,000471
Gross Fiduciary activities income$7,321,000114
Service charges on deposit accounts$1,949,000673
Trading account gains and fees$0153
Additional Noninterest Income$3,421,000839
Total noninterest expense$25,805,000529
Salaries and employee benefits$13,757,000498
Premises and equipment expense$3,677,000488
Additional noninterest expense$8,371,000516
Pre-tax net operating income$6,268,0001,039
Securities gains (losses)$38,0002,527
Applicable income taxes$1,924,0001,095
Income before extraordinary items$4,382,0001,139
Extraordinary gains, net$040
Net income$4,382,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,279
Cash dividends$2,002,000999
Sale, conversion, retirement of capital stock, net$319,000402
Net operating income$4,355,7801,082
2003-06-30 (YTD Data)Rank
Total interest income$15,299,000947
Total interest expense$1,942,0002,438
Net interest income$13,357,000714
Provision for loan and lease losses$460,0001,230
Total noninterest income$8,207,000477
Gross Fiduciary activities income$4,843,000116
Service charges on deposit accounts$1,280,000666
Trading account gains and fees$0150
Additional Noninterest Income$2,084,000893
Total noninterest expense$17,101,000530
Salaries and employee benefits$9,209,000491
Premises and equipment expense$2,443,000487
Additional noninterest expense$5,449,000524
Pre-tax net operating income$4,003,0001,079
Securities gains (losses)$20,0002,610
Applicable income taxes$1,193,0001,185
Income before extraordinary items$2,830,0001,187
Extraordinary gains, net$030
Net income$2,830,0001,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,160
Cash dividends$1,139,0001,184
Sale, conversion, retirement of capital stock, net$240,000311
Net operating income$2,816,0001,104
2003-03-31 (YTD Data)Rank
Total interest income$7,631,000963
Total interest expense$985,0002,469
Net interest income$6,646,000717
Provision for loan and lease losses$240,0001,159
Total noninterest income$3,866,000497
Gross Fiduciary activities income$2,318,000120
Service charges on deposit accounts$603,000686
Trading account gains and fees$0134
Additional Noninterest Income$945,000927
Total noninterest expense$8,462,000538
Salaries and employee benefits$4,632,000490
Premises and equipment expense$1,202,000508
Additional noninterest expense$2,628,000538
Pre-tax net operating income$1,810,0001,191
Securities gains (losses)$11,0002,147
Applicable income taxes$512,0001,350
Income before extraordinary items$1,309,0001,263
Extraordinary gains, net$021
Net income$1,309,0001,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,727
Cash dividends$891,000775
Sale, conversion, retirement of capital stock, net$190,000191
Net operating income$1,301,0801,187
2002-12-31 (YTD Data)Rank
Total interest income$32,421,000936
Total interest expense$5,793,0001,960
Net interest income$26,628,000709
Provision for loan and lease losses$600,0002,054
Total noninterest income$16,167,000461
Gross Fiduciary activities income$9,649,000118
Service charges on deposit accounts$2,220,000723
Trading account gains and fees$0153
Additional Noninterest Income$4,298,000776
Total noninterest expense$33,463,000522
Salaries and employee benefits$17,878,000482
Premises and equipment expense$4,733,000489
Additional noninterest expense$10,852,000532
Pre-tax net operating income$8,732,000973
Securities gains (losses)$249,0001,026
Applicable income taxes$2,435,0001,099
Income before extraordinary items$6,546,000953
Extraordinary gains, net$-4,133,0009,345
Net income$2,413,0002,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$642,0001,369
Cash dividends$6,977,000474
Sale, conversion, retirement of capital stock, net$706,000426
Net operating income$6,364,230941
2001-12-31 (YTD Data)Rank
Total interest income$35,221,000964
Total interest expense$7,844,0002,058
Net interest income$27,377,000657
Provision for loan and lease losses$900,0001,348
Total noninterest income$16,362,000437
Gross Fiduciary activities income$10,442,000116
Service charges on deposit accounts$1,901,000770
Trading account gains and fees$0177
Additional Noninterest Income$4,019,000770
Total noninterest expense$29,636,000565
Salaries and employee benefits$16,474,000487
Premises and equipment expense$4,018,000558
Additional noninterest expense$9,144,000615
Pre-tax net operating income$13,203,000596
Securities gains (losses)$41,0002,547
Applicable income taxes$4,262,000614
Income before extraordinary items$8,982,000626
Extraordinary gains, net$0105
Net income$8,982,000628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,729
Cash dividends$6,529,000492
Sale, conversion, retirement of capital stock, net$285,000553
Net operating income$8,954,120599
2000-12-31 (YTD Data)Rank
Total interest income$33,821,0001,047
Total interest expense$7,794,0002,183
Net interest income$26,027,000687
Provision for loan and lease losses$700,0001,410
Total noninterest income$13,542,000477
Gross Fiduciary activities income$8,452,000129
Service charges on deposit accounts$1,811,000750
Trading account gains and fees$0180
Additional Noninterest Income$3,279,000813
Total noninterest expense$27,657,000577
Salaries and employee benefits$14,166,000517
Premises and equipment expense$4,464,000504
Additional noninterest expense$9,027,000623
Pre-tax net operating income$11,212,000701
Securities gains (losses)$-339,0009,656
Applicable income taxes$3,179,000791
Income before extraordinary items$7,694,000707
Extraordinary gains, net$038
Net income$7,694,000707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$818,000863
Cash dividends$3,399,000868
Sale, conversion, retirement of capital stock, net$215,000627
Net operating income$7,934,690693
1999-12-31 (YTD Data)Rank
Total interest income$30,035,0001,090
Total interest expense$7,503,0001,986
Net interest income$22,532,000786
Provision for loan and lease losses$900,0001,061
Total noninterest income$12,243,000551
Gross Fiduciary activities income$7,729,000156
Service charges on deposit accounts$1,724,000772
Trading account gains and fees$0173
Additional Noninterest Income$2,790,000938
Total noninterest expense$24,865,000644
Salaries and employee benefits$13,357,000550
Premises and equipment expense$4,117,000548
Additional noninterest expense$7,391,000748
Pre-tax net operating income$9,010,000913
Securities gains (losses)$-400,00010,095
Applicable income taxes$2,580,000995
Income before extraordinary items$6,030,000931
Extraordinary gains, net$035
Net income$6,030,000931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0001,836
Cash dividends$3,714,000823
Sale, conversion, retirement of capital stock, net$135,000759
Net operating income$6,310,000879
1998-12-31 (YTD Data)Rank
Total interest income$28,759,0001,132
Total interest expense$8,542,0001,785
Net interest income$20,217,000848
Provision for loan and lease losses$860,0001,111
Total noninterest income$11,256,000559
Gross Fiduciary activities income$7,134,000162
Service charges on deposit accounts$1,746,000705
Trading account gains and fees$0224
Additional Noninterest Income$2,376,0001,045
Total noninterest expense$22,921,000665
Salaries and employee benefits$11,964,000590
Premises and equipment expense$3,932,000560
Additional noninterest expense$7,025,000765
Pre-tax net operating income$7,692,000998
Securities gains (losses)$62,0001,582
Applicable income taxes$2,494,0001,022
Income before extraordinary items$5,260,0001,021
Extraordinary gains, net$032
Net income$5,260,0001,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,277,000625
Cash dividends$1,646,0001,542
Sale, conversion, retirement of capital stock, net$196,000684
Net operating income$5,217,840992
1997-12-31 (YTD Data)Rank
Total interest income$27,166,0001,237
Total interest expense$8,120,0001,905
Net interest income$19,046,000940
Provision for loan and lease losses$600,0001,510
Total noninterest income$9,765,000586
Gross Fiduciary activities income$5,766,000182
Service charges on deposit accounts$1,829,000694
Trading account gains and fees$0239
Additional Noninterest Income$2,170,0001,039
Total noninterest expense$21,401,000702
Salaries and employee benefits$10,955,000635
Premises and equipment expense$3,813,000558
Additional noninterest expense$6,633,000786
Pre-tax net operating income$6,810,0001,168
Securities gains (losses)$116,000923
Applicable income taxes$2,301,0001,177
Income before extraordinary items$4,625,0001,190
Extraordinary gains, net$044
Net income$4,625,0001,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,0001,344
Cash dividends$1,406,0001,698
Sale, conversion, retirement of capital stock, net$409,000577
Net operating income$4,547,2801,180
1996-12-31 (YTD Data)Rank
Total interest income$26,547,0001,286
Total interest expense$7,853,0002,000
Net interest income$18,694,000989
Provision for loan and lease losses$600,0001,497
Total noninterest income$9,778,000593
Gross Fiduciary activities income$4,266,000236
Service charges on deposit accounts$1,956,000683
Trading account gains and fees$0262
Additional Noninterest Income$3,556,000799
Total noninterest expense$19,569,000801
Salaries and employee benefits$10,178,000691
Premises and equipment expense$3,521,000633
Additional noninterest expense$5,870,0001,001
Pre-tax net operating income$8,303,000924
Securities gains (losses)$16,0002,154
Applicable income taxes$2,472,0001,022
Income before extraordinary items$5,847,000909
Extraordinary gains, net$053
Net income$5,847,000910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,581
Cash dividends$1,608,0001,499
Sale, conversion, retirement of capital stock, net$341,000512
Net operating income$5,835,800895
1995-12-31 (YTD Data)Rank
Total interest income$25,604,0001,335
Total interest expense$7,885,0001,988
Net interest income$17,719,0001,043
Provision for loan and lease losses$796,0001,126
Total noninterest income$8,005,000701
Gross Fiduciary activities income$4,016,000254
Service charges on deposit accounts$2,014,000673
Trading account gains and fees$0522
Additional Noninterest Income$1,975,0001,138
Total noninterest expense$17,521,000890
Salaries and employee benefits$9,343,000753
Premises and equipment expense$2,956,000774
Additional noninterest expense$5,222,0001,085
Pre-tax net operating income$7,407,0001,052
Securities gains (losses)$-4,0009,551
Applicable income taxes$2,153,0001,203
Income before extraordinary items$5,250,0001,021
Extraordinary gains, net$065
Net income$5,250,0001,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0002,032
Cash dividends$1,153,0001,814
Sale, conversion, retirement of capital stock, net$346,000420
Net operating income$5,252,8401,007
1994-12-31 (YTD Data)Rank
Total interest income$23,345,0001,336
Total interest expense$6,245,0002,006
Net interest income$17,100,0001,080
Provision for loan and lease losses$728,0001,171
Total noninterest income$9,092,000632
Gross Fiduciary activities income$3,643,000269
Service charges on deposit accounts$2,006,000685
Trading account gains and fees$0475
Additional Noninterest Income$3,443,000805
Total noninterest expense$18,645,000854
Salaries and employee benefits$9,285,000745
Premises and equipment expense$3,485,000672
Additional noninterest expense$5,875,0001,031
Pre-tax net operating income$6,819,0001,108
Securities gains (losses)$125,000683
Applicable income taxes$2,107,0001,144
Income before extraordinary items$4,837,0001,049
Extraordinary gains, net$0249
Net income$4,837,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,0001,453
Cash dividends$1,039,0001,834
Sale, conversion, retirement of capital stock, net$317,000618
Net operating income$4,749,5001,080
1993-12-31 (YTD Data)Rank
Total interest income$22,292,0001,426
Total interest expense$6,529,0001,984
Net interest income$15,763,0001,156
Provision for loan and lease losses$1,191,0001,164
Total noninterest income$9,618,000627
Gross Fiduciary activities income$3,350,000280
Service charges on deposit accounts$1,960,000697
Trading account gains and fees$0532
Additional Noninterest Income$4,308,000764
Total noninterest expense$18,240,000909
Salaries and employee benefits$9,382,000740
Premises and equipment expense$3,464,000679
Additional noninterest expense$5,394,0001,195
Pre-tax net operating income$5,950,0001,169
Securities gains (losses)$5,0006,132
Applicable income taxes$1,965,0001,226
Income before extraordinary items$3,990,0001,276
Extraordinary gains, net$03,149
Net income$3,990,0001,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$641,0001,519
Cash dividends$954,0001,844
Sale, conversion, retirement of capital stock, net$404,000641
Net operating income$3,986,6501,187
1992-12-31 (YTD Data)Rank
Total interest income$21,548,0001,655
Total interest expense$8,038,0002,116
Net interest income$13,510,0001,371
Provision for loan and lease losses$1,330,0001,527
Total noninterest income$9,184,000632
Gross Fiduciary activities income$3,390,000284
Service charges on deposit accounts$1,703,000778
Trading account gains and fees$0504
Additional Noninterest Income$4,091,000775
Total noninterest expense$16,788,000982
Salaries and employee benefits$8,401,000810
Premises and equipment expense$3,337,000722
Additional noninterest expense$5,050,0001,309
Pre-tax net operating income$4,576,0001,395
Securities gains (losses)$409,0001,257
Applicable income taxes$2,131,0001,058
Income before extraordinary items$2,854,0001,618
Extraordinary gains, net$01,422
Net income$2,854,0001,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$530,0002,378
Cash dividends$850,0001,800
Sale, conversion, retirement of capital stock, net$165,000760
Net operating income$2,592,2401,624

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.