Home > Cambridge State Bank > Income and Expense
Cambridge State Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 5,173 |
| Total interest expense | $120,000 | 5,482 |
| Net interest income | $1,730,000 | 5,093 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $308,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $83,000 | 4,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $225,000 | 4,001 |
| Total noninterest expense | $1,193,000 | 5,403 |
| Salaries and employee benefits | $466,000 | 5,755 |
| Premises and equipment expense | $91,000 | 5,663 |
| Additional noninterest expense | $636,000 | 4,622 |
| Pre-tax net operating income | $845,000 | 4,012 |
| Securities gains (losses) | $-4,000 | 5,921 |
| Applicable income taxes | $298,000 | 2,488 |
| Income before extraordinary items | $543,000 | 4,452 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $543,000 | 4,454 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $543,000 | 4,455 |
| Net charge-offs | $-92,000 | 5,784 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $545,600 | 4,402 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 5,212 |
| Total interest expense | $81,000 | 5,512 |
| Net interest income | $1,154,000 | 5,134 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $204,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $55,000 | 4,634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $149,000 | 4,030 |
| Total noninterest expense | $789,000 | 5,463 |
| Salaries and employee benefits | $317,000 | 5,796 |
| Premises and equipment expense | $61,000 | 5,710 |
| Additional noninterest expense | $411,000 | 4,707 |
| Pre-tax net operating income | $569,000 | 3,988 |
| Securities gains (losses) | $-4,000 | 6,027 |
| Applicable income taxes | $200,000 | 2,486 |
| Income before extraordinary items | $365,000 | 4,432 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $365,000 | 4,434 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $365,000 | 4,434 |
| Net charge-offs | $-67,000 | 5,827 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $367,600 | 4,357 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $596,000 | 5,297 |
| Total interest expense | $42,000 | 5,535 |
| Net interest income | $554,000 | 5,229 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $131,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $105,000 | 3,532 |
| Total noninterest expense | $401,000 | 5,492 |
| Salaries and employee benefits | $163,000 | 5,820 |
| Premises and equipment expense | $31,000 | 5,744 |
| Additional noninterest expense | $207,000 | 4,738 |
| Pre-tax net operating income | $284,000 | 3,961 |
| Securities gains (losses) | $-3,000 | 6,134 |
| Applicable income taxes | $100,000 | 2,443 |
| Income before extraordinary items | $181,000 | 4,431 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $181,000 | 4,433 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $181,000 | 4,434 |
| Net charge-offs | $-33,000 | 5,842 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $182,920 | 4,345 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 5,313 |
| Total interest expense | $499,000 | 4,013 |
| Net interest income | $1,991,000 | 5,479 |
| Provision for loan and lease losses | $-1,000,000 | 6,352 |
| Total noninterest income | $399,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $115,000 | 4,786 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $284,000 | 4,080 |
| Total noninterest expense | $2,655,000 | 4,772 |
| Salaries and employee benefits | $715,000 | 5,831 |
| Premises and equipment expense | $142,000 | 5,755 |
| Additional noninterest expense | $1,798,000 | 3,121 |
| Pre-tax net operating income | $735,000 | 4,590 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $255,000 | 2,771 |
| Income before extraordinary items | $480,000 | 4,974 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $480,000 | 4,973 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $480,000 | 4,974 |
| Net charge-offs | $-29,000 | 5,884 |
| Cash dividends | $315,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $480,000 | 4,923 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 5,450 |
| Total interest expense | $458,000 | 3,652 |
| Net interest income | $1,325,000 | 5,715 |
| Provision for loan and lease losses | $-1,000,000 | 6,460 |
| Total noninterest income | $319,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $86,000 | 4,863 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $233,000 | 4,002 |
| Total noninterest expense | $2,257,000 | 4,499 |
| Salaries and employee benefits | $543,000 | 5,860 |
| Premises and equipment expense | $115,000 | 5,727 |
| Additional noninterest expense | $1,599,000 | 2,745 |
| Pre-tax net operating income | $387,000 | 5,091 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $130,000 | 3,128 |
| Income before extraordinary items | $257,000 | 5,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $257,000 | 5,375 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $257,000 | 5,377 |
| Net charge-offs | $5,000 | 4,372 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $257,000 | 5,334 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 5,480 |
| Total interest expense | $308,000 | 3,672 |
| Net interest income | $882,000 | 5,751 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $187,000 | 4,769 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $56,000 | 4,893 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $131,000 | 4,213 |
| Total noninterest expense | $876,000 | 5,537 |
| Salaries and employee benefits | $362,000 | 5,909 |
| Premises and equipment expense | $64,000 | 5,959 |
| Additional noninterest expense | $450,000 | 4,714 |
| Pre-tax net operating income | $193,000 | 5,355 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $61,000 | 3,329 |
| Income before extraordinary items | $132,000 | 5,580 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $132,000 | 5,582 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $132,000 | 5,583 |
| Net charge-offs | $41,000 | 2,951 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $132,000 | 5,537 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 5,537 |
| Total interest expense | $154,000 | 3,726 |
| Net interest income | $441,000 | 5,798 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $104,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $77,000 | 3,948 |
| Total noninterest expense | $431,000 | 5,633 |
| Salaries and employee benefits | $186,000 | 5,938 |
| Premises and equipment expense | $34,000 | 5,956 |
| Additional noninterest expense | $211,000 | 4,877 |
| Pre-tax net operating income | $114,000 | 5,142 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $37,000 | 3,165 |
| Income before extraordinary items | $77,000 | 5,414 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 5,414 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $77,000 | 5,414 |
| Net charge-offs | $50,000 | 1,867 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $77,000 | 5,373 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 5,522 |
| Total interest expense | $690,000 | 3,778 |
| Net interest income | $1,830,000 | 5,808 |
| Provision for loan and lease losses | $74,000 | 3,968 |
| Total noninterest income | $580,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $118,000 | 4,986 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $462,000 | 3,467 |
| Total noninterest expense | $1,903,000 | 5,546 |
| Salaries and employee benefits | $750,000 | 5,999 |
| Premises and equipment expense | $136,000 | 6,035 |
| Additional noninterest expense | $1,017,000 | 4,546 |
| Pre-tax net operating income | $433,000 | 5,148 |
| Securities gains (losses) | $4,000 | 2,846 |
| Applicable income taxes | $121,000 | 3,297 |
| Income before extraordinary items | $316,000 | 5,374 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $316,000 | 5,378 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $316,000 | 5,378 |
| Net charge-offs | $738,000 | 1,577 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $313,120 | 5,331 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 5,618 |
| Total interest expense | $532,000 | 3,796 |
| Net interest income | $1,312,000 | 5,922 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $484,000 | 4,072 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $87,000 | 5,070 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $397,000 | 3,347 |
| Total noninterest expense | $1,494,000 | 5,501 |
| Salaries and employee benefits | $601,000 | 5,936 |
| Premises and equipment expense | $109,000 | 6,009 |
| Additional noninterest expense | $784,000 | 4,517 |
| Pre-tax net operating income | $302,000 | 5,328 |
| Securities gains (losses) | $-1,000 | 6,307 |
| Applicable income taxes | $76,000 | 3,473 |
| Income before extraordinary items | $225,000 | 5,543 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $225,000 | 5,544 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $225,000 | 5,544 |
| Net charge-offs | $544,000 | 1,515 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $225,750 | 5,472 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 5,620 |
| Total interest expense | $363,000 | 3,802 |
| Net interest income | $891,000 | 5,925 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $361,000 | 3,882 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $56,000 | 5,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $305,000 | 3,179 |
| Total noninterest expense | $1,012,000 | 5,497 |
| Salaries and employee benefits | $415,000 | 5,926 |
| Premises and equipment expense | $72,000 | 6,048 |
| Additional noninterest expense | $525,000 | 4,521 |
| Pre-tax net operating income | $240,000 | 5,112 |
| Securities gains (losses) | $-1,000 | 6,487 |
| Applicable income taxes | $57,000 | 3,427 |
| Income before extraordinary items | $182,000 | 5,371 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $182,000 | 5,373 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $182,000 | 5,373 |
| Net charge-offs | $114,000 | 2,636 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $182,760 | 5,247 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $621,000 | 5,673 |
| Total interest expense | $186,000 | 3,835 |
| Net interest income | $435,000 | 5,991 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $132,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $105,000 | 3,692 |
| Total noninterest expense | $546,000 | 5,398 |
| Salaries and employee benefits | $236,000 | 5,755 |
| Premises and equipment expense | $39,000 | 5,996 |
| Additional noninterest expense | $271,000 | 4,465 |
| Pre-tax net operating income | $21,000 | 6,143 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $20,000 | 6,210 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $20,000 | 6,210 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $20,000 | 6,211 |
| Net charge-offs | $-364,000 | 6,958 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $20,000 | 6,127 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 5,747 |
| Total interest expense | $881,000 | 3,912 |
| Net interest income | $1,711,000 | 6,110 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $941,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $132,000 | 4,987 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $809,000 | 2,671 |
| Total noninterest expense | $2,391,000 | 5,277 |
| Salaries and employee benefits | $1,000,000 | 5,700 |
| Premises and equipment expense | $156,000 | 6,070 |
| Additional noninterest expense | $1,235,000 | 4,284 |
| Pre-tax net operating income | $261,000 | 5,526 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $31,000 | 4,048 |
| Income before extraordinary items | $233,000 | 5,687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $233,000 | 5,684 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $233,000 | 5,685 |
| Net charge-offs | $939,000 | 1,888 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $230,360 | 5,512 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 5,776 |
| Total interest expense | $687,000 | 3,939 |
| Net interest income | $1,310,000 | 6,185 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $622,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $62,000 | 5,753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $560,000 | 2,771 |
| Total noninterest expense | $1,828,000 | 5,269 |
| Salaries and employee benefits | $761,000 | 5,707 |
| Premises and equipment expense | $120,000 | 6,098 |
| Additional noninterest expense | $947,000 | 4,253 |
| Pre-tax net operating income | $104,000 | 5,993 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $-28,000 | 6,815 |
| Income before extraordinary items | $135,000 | 5,986 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $135,000 | 5,985 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $135,000 | 5,985 |
| Net charge-offs | $312,000 | 2,773 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $132,000 | 5,858 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 5,802 |
| Total interest expense | $481,000 | 3,922 |
| Net interest income | $869,000 | 6,229 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $349,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $42,000 | 5,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $307,000 | 3,041 |
| Total noninterest expense | $1,263,000 | 5,224 |
| Salaries and employee benefits | $517,000 | 5,719 |
| Premises and equipment expense | $83,000 | 6,085 |
| Additional noninterest expense | $663,000 | 4,142 |
| Pre-tax net operating income | $-45,000 | 6,436 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-75,000 | 6,995 |
| Income before extraordinary items | $30,000 | 6,331 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $30,000 | 6,330 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $30,000 | 6,331 |
| Net charge-offs | $474,000 | 1,835 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $30,000 | 6,191 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $627,000 | 5,997 |
| Total interest expense | $249,000 | 3,946 |
| Net interest income | $378,000 | 6,458 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $154,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $131,000 | 3,265 |
| Total noninterest expense | $631,000 | 5,251 |
| Salaries and employee benefits | $263,000 | 5,742 |
| Premises and equipment expense | $41,000 | 6,152 |
| Additional noninterest expense | $327,000 | 4,170 |
| Pre-tax net operating income | $-99,000 | 6,732 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-44,000 | 7,104 |
| Income before extraordinary items | $-55,000 | 6,726 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-55,000 | 6,728 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-55,000 | 6,728 |
| Net charge-offs | $154,000 | 2,060 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-55,000 | 6,646 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 5,739 |
| Total interest expense | $1,174,000 | 4,028 |
| Net interest income | $1,854,000 | 6,208 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $440,000 | 4,604 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $132,000 | 5,096 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $308,000 | 3,819 |
| Total noninterest expense | $2,725,000 | 5,127 |
| Salaries and employee benefits | $1,093,000 | 5,707 |
| Premises and equipment expense | $166,000 | 6,285 |
| Additional noninterest expense | $1,466,000 | 3,914 |
| Pre-tax net operating income | $-431,000 | 6,370 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-200,000 | 6,920 |
| Income before extraordinary items | $-231,000 | 6,352 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-231,000 | 6,355 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-231,000 | 6,355 |
| Net charge-offs | $432,000 | 3,349 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-231,000 | 6,298 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 5,746 |
| Total interest expense | $917,000 | 4,045 |
| Net interest income | $1,416,000 | 6,231 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $298,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $111,000 | 4,948 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $187,000 | 4,196 |
| Total noninterest expense | $2,123,000 | 5,045 |
| Salaries and employee benefits | $844,000 | 5,663 |
| Premises and equipment expense | $123,000 | 6,342 |
| Additional noninterest expense | $1,156,000 | 3,782 |
| Pre-tax net operating income | $-409,000 | 6,547 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-5,000 | 6,751 |
| Income before extraordinary items | $-404,000 | 6,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-404,000 | 6,646 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-404,000 | 6,646 |
| Net charge-offs | $861,000 | 2,058 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-404,000 | 6,590 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 5,727 |
| Total interest expense | $651,000 | 3,995 |
| Net interest income | $957,000 | 6,245 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $233,000 | 4,600 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $74,000 | 4,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 3,845 |
| Total noninterest expense | $1,397,000 | 5,120 |
| Salaries and employee benefits | $593,000 | 5,592 |
| Premises and equipment expense | $85,000 | 6,342 |
| Additional noninterest expense | $719,000 | 4,027 |
| Pre-tax net operating income | $-207,000 | 6,559 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-5,000 | 6,826 |
| Income before extraordinary items | $-202,000 | 6,628 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-202,000 | 6,628 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-202,000 | 6,628 |
| Net charge-offs | $-149,000 | 7,412 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-202,000 | 6,597 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $789,000 | 5,804 |
| Total interest expense | $321,000 | 4,123 |
| Net interest income | $468,000 | 6,308 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $129,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $26,000 | 5,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $103,000 | 3,519 |
| Total noninterest expense | $689,000 | 5,199 |
| Salaries and employee benefits | $292,000 | 5,673 |
| Premises and equipment expense | $53,000 | 6,034 |
| Additional noninterest expense | $344,000 | 4,142 |
| Pre-tax net operating income | $-92,000 | 6,670 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-92,000 | 6,703 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-92,000 | 6,703 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-92,000 | 6,703 |
| Net charge-offs | $-138,000 | 7,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-92,000 | 6,694 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,501,000 | 5,103 |
| Total interest expense | $1,765,000 | 3,874 |
| Net interest income | $2,736,000 | 5,573 |
| Provision for loan and lease losses | $5,191,000 | 1,116 |
| Total noninterest income | $350,000 | 5,164 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $148,000 | 4,917 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $202,000 | 4,579 |
| Total noninterest expense | $3,576,000 | 4,532 |
| Salaries and employee benefits | $1,122,000 | 5,814 |
| Premises and equipment expense | $184,000 | 6,338 |
| Additional noninterest expense | $2,270,000 | 2,914 |
| Pre-tax net operating income | $-5,681,000 | 7,157 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-2,059,000 | 7,459 |
| Income before extraordinary items | $-3,622,000 | 7,062 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,622,000 | 7,063 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,622,000 | 7,063 |
| Net charge-offs | $6,590,000 | 824 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,622,000 | 7,047 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 5,177 |
| Total interest expense | $1,432,000 | 3,823 |
| Net interest income | $1,976,000 | 5,733 |
| Provision for loan and lease losses | $4,866,000 | 895 |
| Total noninterest income | $228,000 | 5,465 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $163,000 | 4,333 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $65,000 | 5,729 |
| Total noninterest expense | $2,628,000 | 4,609 |
| Salaries and employee benefits | $893,000 | 5,728 |
| Premises and equipment expense | $136,000 | 6,448 |
| Additional noninterest expense | $1,599,000 | 3,031 |
| Pre-tax net operating income | $-5,290,000 | 7,384 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-1,904,000 | 7,600 |
| Income before extraordinary items | $-3,386,000 | 7,314 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,386,000 | 7,313 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,386,000 | 7,314 |
| Net charge-offs | $2,983,000 | 1,147 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,386,000 | 7,298 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 5,035 |
| Total interest expense | $1,024,000 | 3,742 |
| Net interest income | $1,400,000 | 5,622 |
| Provision for loan and lease losses | $2,454,000 | 1,095 |
| Total noninterest income | $250,000 | 4,623 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $96,000 | 4,562 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $154,000 | 3,933 |
| Total noninterest expense | $1,665,000 | 4,744 |
| Salaries and employee benefits | $610,000 | 5,694 |
| Premises and equipment expense | $92,000 | 6,458 |
| Additional noninterest expense | $963,000 | 3,299 |
| Pre-tax net operating income | $-2,469,000 | 7,343 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-829,000 | 7,582 |
| Income before extraordinary items | $-1,640,000 | 7,282 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,640,000 | 7,281 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,640,000 | 7,282 |
| Net charge-offs | $2,813,000 | 873 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,640,000 | 7,269 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 4,910 |
| Total interest expense | $521,000 | 3,819 |
| Net interest income | $775,000 | 5,386 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $132,000 | 4,538 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $43,000 | 4,750 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $89,000 | 3,720 |
| Total noninterest expense | $712,000 | 5,254 |
| Salaries and employee benefits | $341,000 | 5,442 |
| Premises and equipment expense | $49,000 | 6,432 |
| Additional noninterest expense | $322,000 | 4,395 |
| Pre-tax net operating income | $-105,000 | 6,661 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-55,000 | 7,343 |
| Income before extraordinary items | $-50,000 | 6,616 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-50,000 | 6,618 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-50,000 | 6,617 |
| Net charge-offs | $699,000 | 1,330 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-50,000 | 6,540 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,087,000 | 4,576 |
| Total interest expense | $2,621,000 | 3,771 |
| Net interest income | $3,466,000 | 4,989 |
| Provision for loan and lease losses | $10,451,000 | 839 |
| Total noninterest income | $723,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $258,000 | 4,175 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $465,000 | 3,329 |
| Total noninterest expense | $2,457,000 | 5,737 |
| Salaries and employee benefits | $1,204,000 | 5,839 |
| Premises and equipment expense | $196,000 | 6,516 |
| Additional noninterest expense | $1,057,000 | 5,092 |
| Pre-tax net operating income | $-8,719,000 | 7,432 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-3,497,000 | 7,663 |
| Income before extraordinary items | $-5,222,000 | 7,280 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,222,000 | 7,280 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,222,000 | 7,280 |
| Net charge-offs | $3,860,000 | 1,370 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,222,000 | 7,303 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,690,000 | 4,562 |
| Total interest expense | $2,012,000 | 3,830 |
| Net interest income | $2,678,000 | 4,921 |
| Provision for loan and lease losses | $3,708,000 | 1,296 |
| Total noninterest income | $546,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $201,000 | 4,112 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $345,000 | 3,412 |
| Total noninterest expense | $1,863,000 | 5,716 |
| Salaries and employee benefits | $935,000 | 5,769 |
| Premises and equipment expense | $148,000 | 6,553 |
| Additional noninterest expense | $780,000 | 5,130 |
| Pre-tax net operating income | $-2,347,000 | 7,150 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-959,000 | 7,549 |
| Income before extraordinary items | $-1,388,000 | 6,954 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,388,000 | 6,955 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,388,000 | 6,955 |
| Net charge-offs | $852,000 | 2,389 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,388,000 | 6,932 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 4,573 |
| Total interest expense | $1,374,000 | 3,891 |
| Net interest income | $1,777,000 | 4,920 |
| Provision for loan and lease losses | $344,000 | 3,513 |
| Total noninterest income | $405,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $129,000 | 4,169 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $276,000 | 3,130 |
| Total noninterest expense | $1,182,000 | 5,898 |
| Salaries and employee benefits | $619,000 | 5,840 |
| Premises and equipment expense | $102,000 | 6,546 |
| Additional noninterest expense | $461,000 | 5,464 |
| Pre-tax net operating income | $656,000 | 2,875 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $232,000 | 1,808 |
| Income before extraordinary items | $424,000 | 3,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $424,000 | 3,383 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $424,000 | 3,386 |
| Net charge-offs | $63,000 | 4,708 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $424,000 | 3,272 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 4,563 |
| Total interest expense | $707,000 | 3,923 |
| Net interest income | $895,000 | 4,911 |
| Provision for loan and lease losses | $119,000 | 3,665 |
| Total noninterest income | $174,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $60,000 | 4,245 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $114,000 | 3,441 |
| Total noninterest expense | $575,000 | 5,914 |
| Salaries and employee benefits | $304,000 | 5,946 |
| Premises and equipment expense | $55,000 | 6,463 |
| Additional noninterest expense | $216,000 | 5,392 |
| Pre-tax net operating income | $375,000 | 2,929 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $133,000 | 1,892 |
| Income before extraordinary items | $242,000 | 3,504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $242,000 | 3,505 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $242,000 | 3,505 |
| Net charge-offs | $59,000 | 3,391 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $242,000 | 3,356 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,679,000 | 4,625 |
| Total interest expense | $3,297,000 | 3,994 |
| Net interest income | $3,382,000 | 5,073 |
| Provision for loan and lease losses | $409,000 | 4,109 |
| Total noninterest income | $628,000 | 4,366 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $328,000 | 3,853 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $300,000 | 4,104 |
| Total noninterest expense | $2,118,000 | 6,087 |
| Salaries and employee benefits | $1,101,000 | 6,206 |
| Premises and equipment expense | $191,000 | 6,754 |
| Additional noninterest expense | $826,000 | 5,394 |
| Pre-tax net operating income | $1,483,000 | 3,050 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $492,000 | 1,877 |
| Income before extraordinary items | $989,000 | 3,315 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $989,000 | 3,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 3,433 |
| Cash dividends | $155,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $990,340 | 3,455 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 4,665 |
| Total interest expense | $2,525,000 | 4,052 |
| Net interest income | $2,551,000 | 5,103 |
| Provision for loan and lease losses | $114,000 | 5,010 |
| Total noninterest income | $506,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $238,000 | 3,950 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $268,000 | 3,889 |
| Total noninterest expense | $1,585,000 | 6,084 |
| Salaries and employee benefits | $858,000 | 6,116 |
| Premises and equipment expense | $141,000 | 6,827 |
| Additional noninterest expense | $586,000 | 5,489 |
| Pre-tax net operating income | $1,358,000 | 3,054 |
| Securities gains (losses) | $-2,000 | 7,202 |
| Applicable income taxes | $461,000 | 2,004 |
| Income before extraordinary items | $895,000 | 3,329 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $895,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,232 |
| Cash dividends | $154,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $896,320 | 3,461 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 4,722 |
| Total interest expense | $1,702,000 | 4,157 |
| Net interest income | $1,687,000 | 5,130 |
| Provision for loan and lease losses | $84,000 | 4,545 |
| Total noninterest income | $343,000 | 4,329 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $162,000 | 3,906 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $181,000 | 3,952 |
| Total noninterest expense | $1,036,000 | 6,183 |
| Salaries and employee benefits | $571,000 | 6,175 |
| Premises and equipment expense | $99,000 | 6,767 |
| Additional noninterest expense | $366,000 | 5,665 |
| Pre-tax net operating income | $910,000 | 3,145 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $308,000 | 2,188 |
| Income before extraordinary items | $602,000 | 3,635 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $602,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,432 |
| Cash dividends | $154,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $602,000 | 3,577 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 4,769 |
| Total interest expense | $878,000 | 4,251 |
| Net interest income | $840,000 | 5,158 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $160,000 | 4,475 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $79,000 | 3,905 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $81,000 | 4,169 |
| Total noninterest expense | $519,000 | 6,200 |
| Salaries and employee benefits | $299,000 | 6,092 |
| Premises and equipment expense | $53,000 | 6,667 |
| Additional noninterest expense | $167,000 | 5,879 |
| Pre-tax net operating income | $451,000 | 3,266 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $158,000 | 2,257 |
| Income before extraordinary items | $293,000 | 3,853 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $293,000 | 3,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $293,000 | 3,764 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,848,000 | 4,799 |
| Total interest expense | $3,354,000 | 4,462 |
| Net interest income | $3,494,000 | 5,036 |
| Provision for loan and lease losses | $206,000 | 3,809 |
| Total noninterest income | $496,000 | 5,046 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $260,000 | 4,381 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $236,000 | 4,714 |
| Total noninterest expense | $2,097,000 | 6,091 |
| Salaries and employee benefits | $1,217,000 | 5,940 |
| Premises and equipment expense | $197,000 | 6,761 |
| Additional noninterest expense | $683,000 | 5,798 |
| Pre-tax net operating income | $1,687,000 | 3,684 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $655,000 | 2,384 |
| Income before extraordinary items | $1,032,000 | 4,242 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,032,000 | 4,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,354 |
| Cash dividends | $220,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,032,000 | 4,241 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,081,000 | 4,835 |
| Total interest expense | $2,461,000 | 4,525 |
| Net interest income | $2,620,000 | 5,050 |
| Provision for loan and lease losses | $126,000 | 3,786 |
| Total noninterest income | $344,000 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $186,000 | 4,489 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $158,000 | 4,980 |
| Total noninterest expense | $1,529,000 | 6,164 |
| Salaries and employee benefits | $874,000 | 6,056 |
| Premises and equipment expense | $163,000 | 6,573 |
| Additional noninterest expense | $492,000 | 5,845 |
| Pre-tax net operating income | $1,309,000 | 3,769 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $509,000 | 2,511 |
| Income before extraordinary items | $800,000 | 4,346 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $800,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,379 |
| Cash dividends | $220,000 | 4,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $800,000 | 4,338 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 4,919 |
| Total interest expense | $1,589,000 | 4,608 |
| Net interest income | $1,740,000 | 5,094 |
| Provision for loan and lease losses | $81,000 | 3,650 |
| Total noninterest income | $215,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $122,000 | 4,550 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $93,000 | 5,248 |
| Total noninterest expense | $996,000 | 6,269 |
| Salaries and employee benefits | $579,000 | 6,124 |
| Premises and equipment expense | $111,000 | 6,546 |
| Additional noninterest expense | $306,000 | 6,070 |
| Pre-tax net operating income | $878,000 | 3,819 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $359,000 | 2,522 |
| Income before extraordinary items | $519,000 | 4,468 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $519,000 | 4,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,597 |
| Cash dividends | $220,000 | 3,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $519,000 | 4,460 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 4,909 |
| Total interest expense | $778,000 | 4,649 |
| Net interest income | $889,000 | 5,036 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $112,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $61,000 | 4,494 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $51,000 | 5,068 |
| Total noninterest expense | $511,000 | 6,234 |
| Salaries and employee benefits | $281,000 | 6,246 |
| Premises and equipment expense | $61,000 | 6,362 |
| Additional noninterest expense | $169,000 | 5,774 |
| Pre-tax net operating income | $445,000 | 3,770 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $175,000 | 2,577 |
| Income before extraordinary items | $270,000 | 4,391 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $270,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,528 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $270,000 | 4,375 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,960,000 | 5,042 |
| Total interest expense | $2,556,000 | 4,765 |
| Net interest income | $3,404,000 | 5,143 |
| Provision for loan and lease losses | $290,000 | 2,855 |
| Total noninterest income | $399,000 | 5,613 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $241,000 | 4,583 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $158,000 | 5,525 |
| Total noninterest expense | $2,015,000 | 6,144 |
| Salaries and employee benefits | $1,107,000 | 6,134 |
| Premises and equipment expense | $192,000 | 6,813 |
| Additional noninterest expense | $716,000 | 5,570 |
| Pre-tax net operating income | $1,498,000 | 4,286 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $539,000 | 3,041 |
| Income before extraordinary items | $959,000 | 4,804 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $959,000 | 4,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,299 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $959,000 | 4,791 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 5,110 |
| Total interest expense | $1,801,000 | 4,855 |
| Net interest income | $2,553,000 | 5,188 |
| Provision for loan and lease losses | $244,000 | 2,489 |
| Total noninterest income | $293,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $182,000 | 4,600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 5,644 |
| Total noninterest expense | $1,462,000 | 6,224 |
| Salaries and employee benefits | $774,000 | 6,321 |
| Premises and equipment expense | $151,000 | 6,740 |
| Additional noninterest expense | $537,000 | 5,555 |
| Pre-tax net operating income | $1,140,000 | 4,432 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $399,000 | 3,182 |
| Income before extraordinary items | $741,000 | 4,882 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $741,000 | 4,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $741,000 | 4,869 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 5,174 |
| Total interest expense | $1,108,000 | 4,956 |
| Net interest income | $1,705,000 | 5,207 |
| Provision for loan and lease losses | $65,000 | 3,979 |
| Total noninterest income | $197,000 | 5,672 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $124,000 | 4,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 5,716 |
| Total noninterest expense | $964,000 | 6,274 |
| Salaries and employee benefits | $499,000 | 6,441 |
| Premises and equipment expense | $100,000 | 6,762 |
| Additional noninterest expense | $365,000 | 5,498 |
| Pre-tax net operating income | $873,000 | 4,119 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $312,000 | 2,997 |
| Income before extraordinary items | $561,000 | 4,599 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $561,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $561,000 | 4,590 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 5,210 |
| Total interest expense | $509,000 | 5,068 |
| Net interest income | $856,000 | 5,198 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $97,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $63,000 | 4,435 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $468,000 | 6,362 |
| Salaries and employee benefits | $238,000 | 6,577 |
| Premises and equipment expense | $50,000 | 6,755 |
| Additional noninterest expense | $180,000 | 5,503 |
| Pre-tax net operating income | $455,000 | 3,973 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $162,000 | 2,925 |
| Income before extraordinary items | $293,000 | 4,479 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $293,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $293,000 | 4,464 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 5,355 |
| Total interest expense | $1,534,000 | 5,172 |
| Net interest income | $3,159,000 | 5,347 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $473,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $265,000 | 4,451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $208,000 | 5,082 |
| Total noninterest expense | $2,022,000 | 6,082 |
| Salaries and employee benefits | $1,084,000 | 6,120 |
| Premises and equipment expense | $191,000 | 6,813 |
| Additional noninterest expense | $747,000 | 5,393 |
| Pre-tax net operating income | $1,490,000 | 4,397 |
| Securities gains (losses) | $9,000 | 1,510 |
| Applicable income taxes | $568,000 | 3,161 |
| Income before extraordinary items | $931,000 | 5,002 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $931,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,287 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $925,240 | 4,984 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 5,407 |
| Total interest expense | $1,095,000 | 5,186 |
| Net interest income | $2,325,000 | 5,412 |
| Provision for loan and lease losses | $83,000 | 4,565 |
| Total noninterest income | $366,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $201,000 | 4,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $165,000 | 5,014 |
| Total noninterest expense | $1,474,000 | 6,136 |
| Salaries and employee benefits | $743,000 | 6,372 |
| Premises and equipment expense | $178,000 | 6,312 |
| Additional noninterest expense | $553,000 | 5,394 |
| Pre-tax net operating income | $1,134,000 | 4,462 |
| Securities gains (losses) | $15,000 | 1,338 |
| Applicable income taxes | $412,000 | 3,271 |
| Income before extraordinary items | $737,000 | 4,958 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $737,000 | 4,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $727,400 | 4,944 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 5,411 |
| Total interest expense | $680,000 | 5,240 |
| Net interest income | $1,550,000 | 5,392 |
| Provision for loan and lease losses | $64,000 | 4,058 |
| Total noninterest income | $228,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $121,000 | 4,629 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $107,000 | 5,049 |
| Total noninterest expense | $970,000 | 6,181 |
| Salaries and employee benefits | $500,000 | 6,347 |
| Premises and equipment expense | $119,000 | 6,301 |
| Additional noninterest expense | $351,000 | 5,514 |
| Pre-tax net operating income | $744,000 | 4,456 |
| Securities gains (losses) | $9,000 | 1,390 |
| Applicable income taxes | $267,000 | 3,310 |
| Income before extraordinary items | $486,000 | 4,951 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $486,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $480,150 | 4,934 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,522 |
| Total interest expense | $321,000 | 5,301 |
| Net interest income | $752,000 | 5,522 |
| Provision for loan and lease losses | $28,000 | 4,295 |
| Total noninterest income | $115,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $61,000 | 4,567 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 5,007 |
| Total noninterest expense | $487,000 | 6,206 |
| Salaries and employee benefits | $266,000 | 6,186 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $161,000 | 5,778 |
| Pre-tax net operating income | $352,000 | 4,580 |
| Securities gains (losses) | $12,000 | 950 |
| Applicable income taxes | $108,000 | 3,649 |
| Income before extraordinary items | $256,000 | 4,804 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $256,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $247,600 | 4,851 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 5,559 |
| Total interest expense | $1,210,000 | 5,083 |
| Net interest income | $2,786,000 | 5,658 |
| Provision for loan and lease losses | $237,000 | 3,402 |
| Total noninterest income | $508,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $255,000 | 4,706 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $253,000 | 4,613 |
| Total noninterest expense | $1,804,000 | 6,356 |
| Salaries and employee benefits | $1,015,000 | 6,227 |
| Premises and equipment expense | $196,000 | 6,808 |
| Additional noninterest expense | $593,000 | 6,012 |
| Pre-tax net operating income | $1,253,000 | 4,693 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $464,000 | 3,472 |
| Income before extraordinary items | $792,000 | 5,283 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $792,000 | 5,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,324 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $790,080 | 5,217 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 5,627 |
| Total interest expense | $898,000 | 5,098 |
| Net interest income | $2,024,000 | 5,758 |
| Provision for loan and lease losses | $144,000 | 3,617 |
| Total noninterest income | $384,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $197,000 | 4,676 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $187,000 | 4,640 |
| Total noninterest expense | $1,341,000 | 6,347 |
| Salaries and employee benefits | $735,000 | 6,308 |
| Premises and equipment expense | $164,000 | 6,524 |
| Additional noninterest expense | $442,000 | 5,991 |
| Pre-tax net operating income | $923,000 | 4,806 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $330,000 | 3,623 |
| Income before extraordinary items | $598,000 | 5,374 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $598,000 | 5,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,336 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $594,800 | 5,302 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 5,702 |
| Total interest expense | $592,000 | 5,136 |
| Net interest income | $1,312,000 | 5,847 |
| Provision for loan and lease losses | $58,000 | 4,543 |
| Total noninterest income | $256,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $127,000 | 4,740 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $129,000 | 4,617 |
| Total noninterest expense | $890,000 | 6,398 |
| Salaries and employee benefits | $495,000 | 6,328 |
| Premises and equipment expense | $102,000 | 6,737 |
| Additional noninterest expense | $293,000 | 6,043 |
| Pre-tax net operating income | $620,000 | 4,749 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $215,000 | 3,631 |
| Income before extraordinary items | $410,000 | 5,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,718 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $406,700 | 5,203 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $939,000 | 5,786 |
| Total interest expense | $298,000 | 5,185 |
| Net interest income | $641,000 | 5,924 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $126,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $57,000 | 4,910 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $449,000 | 6,416 |
| Salaries and employee benefits | $250,000 | 6,338 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $156,000 | 5,881 |
| Pre-tax net operating income | $295,000 | 4,850 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $99,000 | 3,795 |
| Income before extraordinary items | $202,000 | 5,319 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $202,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,425 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $197,980 | 5,253 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 5,850 |
| Total interest expense | $1,320,000 | 5,281 |
| Net interest income | $2,433,000 | 6,000 |
| Provision for loan and lease losses | $96,000 | 5,391 |
| Total noninterest income | $748,000 | 4,383 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $309,000 | 4,228 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $439,000 | 3,796 |
| Total noninterest expense | $1,863,000 | 6,221 |
| Salaries and employee benefits | $1,070,000 | 6,024 |
| Premises and equipment expense | $180,000 | 7,024 |
| Additional noninterest expense | $613,000 | 5,928 |
| Pre-tax net operating income | $1,222,000 | 4,647 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $448,000 | 3,571 |
| Income before extraordinary items | $774,000 | 5,323 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $774,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $517,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $774,000 | 5,173 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 5,930 |
| Total interest expense | $1,007,000 | 5,362 |
| Net interest income | $1,794,000 | 6,061 |
| Provision for loan and lease losses | $72,000 | 5,277 |
| Total noninterest income | $561,000 | 4,424 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $246,000 | 4,129 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $315,000 | 3,959 |
| Total noninterest expense | $1,298,000 | 6,451 |
| Salaries and employee benefits | $698,000 | 6,477 |
| Premises and equipment expense | $138,000 | 6,995 |
| Additional noninterest expense | $462,000 | 5,888 |
| Pre-tax net operating income | $985,000 | 4,582 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $351,000 | 3,636 |
| Income before extraordinary items | $634,000 | 5,246 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $634,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $407,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $634,000 | 5,076 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 5,979 |
| Total interest expense | $684,000 | 5,419 |
| Net interest income | $1,166,000 | 6,147 |
| Provision for loan and lease losses | $48,000 | 5,200 |
| Total noninterest income | $339,000 | 4,663 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $169,000 | 4,024 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $170,000 | 4,337 |
| Total noninterest expense | $821,000 | 6,626 |
| Salaries and employee benefits | $438,000 | 6,688 |
| Premises and equipment expense | $88,000 | 7,078 |
| Additional noninterest expense | $295,000 | 6,030 |
| Pre-tax net operating income | $636,000 | 4,671 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $225,000 | 3,738 |
| Income before extraordinary items | $411,000 | 5,324 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $411,000 | 5,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $275,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $411,000 | 5,127 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $921,000 | 6,026 |
| Total interest expense | $355,000 | 5,410 |
| Net interest income | $566,000 | 6,254 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $156,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $81,000 | 4,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 4,475 |
| Total noninterest expense | $406,000 | 6,667 |
| Salaries and employee benefits | $219,000 | 6,708 |
| Premises and equipment expense | $43,000 | 7,175 |
| Additional noninterest expense | $144,000 | 6,077 |
| Pre-tax net operating income | $292,000 | 4,853 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $100,000 | 3,933 |
| Income before extraordinary items | $192,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $192,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $110,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $192,000 | 5,233 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 5,958 |
| Total interest expense | $1,616,000 | 5,496 |
| Net interest income | $2,323,000 | 6,146 |
| Provision for loan and lease losses | $92,000 | 5,858 |
| Total noninterest income | $506,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $254,000 | 4,650 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $252,000 | 4,595 |
| Total noninterest expense | $1,663,000 | 6,533 |
| Salaries and employee benefits | $935,000 | 6,373 |
| Premises and equipment expense | $202,000 | 6,751 |
| Additional noninterest expense | $526,000 | 6,361 |
| Pre-tax net operating income | $1,074,000 | 5,031 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $370,000 | 4,046 |
| Income before extraordinary items | $704,000 | 5,546 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $704,000 | 5,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $440,000 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $704,000 | 5,405 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 6,251 |
| Total interest expense | $2,094,000 | 5,953 |
| Net interest income | $2,030,000 | 6,392 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $350,000 | 6,022 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $238,000 | 4,764 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $112,000 | 6,154 |
| Total noninterest expense | $1,510,000 | 6,775 |
| Salaries and employee benefits | $793,000 | 6,806 |
| Premises and equipment expense | $186,000 | 6,985 |
| Additional noninterest expense | $531,000 | 6,257 |
| Pre-tax net operating income | $810,000 | 5,459 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $277,000 | 4,426 |
| Income before extraordinary items | $533,000 | 5,913 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $533,000 | 5,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,161 |
| Cash dividends | $77,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $533,000 | 5,799 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 6,547 |
| Total interest expense | $1,964,000 | 6,328 |
| Net interest income | $1,961,000 | 6,614 |
| Provision for loan and lease losses | $153,000 | 4,362 |
| Total noninterest income | $241,000 | 6,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,303 |
| Total noninterest expense | $1,321,000 | 7,191 |
| Salaries and employee benefits | $643,000 | 7,472 |
| Premises and equipment expense | $164,000 | 7,343 |
| Additional noninterest expense | $514,000 | 6,321 |
| Pre-tax net operating income | $728,000 | 6,124 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $267,000 | 4,842 |
| Income before extraordinary items | $461,000 | 6,531 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $461,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,198 |
| Cash dividends | $83,000 | 6,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $461,000 | 6,542 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 7,016 |
| Total interest expense | $1,623,000 | 6,683 |
| Net interest income | $1,703,000 | 7,192 |
| Provision for loan and lease losses | $52,000 | 6,466 |
| Total noninterest income | $279,000 | 6,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $1,201,000 | 7,565 |
| Salaries and employee benefits | $651,000 | 7,486 |
| Premises and equipment expense | $175,000 | 7,220 |
| Additional noninterest expense | $375,000 | 7,488 |
| Pre-tax net operating income | $729,000 | 6,211 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $273,000 | 5,018 |
| Income before extraordinary items | $456,000 | 6,661 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $456,000 | 6,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $176,000 | 5,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $456,000 | 6,640 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 7,178 |
| Total interest expense | $1,636,000 | 6,904 |
| Net interest income | $1,657,000 | 7,370 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $281,000 | 6,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 4,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,572 |
| Total noninterest expense | $1,158,000 | 7,660 |
| Salaries and employee benefits | $621,000 | 7,637 |
| Premises and equipment expense | $179,000 | 7,070 |
| Additional noninterest expense | $358,000 | 7,594 |
| Pre-tax net operating income | $770,000 | 6,208 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $269,000 | 5,466 |
| Income before extraordinary items | $501,000 | 6,610 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $501,000 | 6,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $484,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $501,000 | 6,486 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 7,604 |
| Total interest expense | $1,569,000 | 7,183 |
| Net interest income | $1,553,000 | 7,866 |
| Provision for loan and lease losses | $179,000 | 3,765 |
| Total noninterest income | $277,000 | 6,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,457 |
| Total noninterest expense | $1,062,000 | 8,127 |
| Salaries and employee benefits | $562,000 | 8,175 |
| Premises and equipment expense | $146,000 | 7,890 |
| Additional noninterest expense | $354,000 | 7,767 |
| Pre-tax net operating income | $589,000 | 7,476 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $269,000 | 6,045 |
| Income before extraordinary items | $320,000 | 8,223 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $320,000 | 8,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,272 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 527 |
| Net operating income | $320,000 | 8,183 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 8,626 |
| Total interest expense | $1,239,000 | 8,268 |
| Net interest income | $1,319,000 | 8,719 |
| Provision for loan and lease losses | $56,000 | 6,391 |
| Total noninterest income | $236,000 | 7,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $901,000 | 9,051 |
| Salaries and employee benefits | $474,000 | 9,068 |
| Premises and equipment expense | $128,000 | 8,584 |
| Additional noninterest expense | $299,000 | 8,899 |
| Pre-tax net operating income | $598,000 | 7,433 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $241,000 | 6,572 |
| Income before extraordinary items | $357,000 | 7,943 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $357,000 | 7,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $357,000 | 7,884 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 9,595 |
| Total interest expense | $935,000 | 9,485 |
| Net interest income | $1,144,000 | 9,498 |
| Provision for loan and lease losses | $28,000 | 7,236 |
| Total noninterest income | $226,000 | 8,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,889 |
| Total noninterest expense | $855,000 | 9,529 |
| Salaries and employee benefits | $450,000 | 9,537 |
| Premises and equipment expense | $127,000 | 8,867 |
| Additional noninterest expense | $278,000 | 9,513 |
| Pre-tax net operating income | $487,000 | 8,507 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $188,000 | 7,634 |
| Income before extraordinary items | $299,000 | 8,955 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $299,000 | 8,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $126,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $299,000 | 8,921 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 10,476 |
| Total interest expense | $646,000 | 10,370 |
| Net interest income | $984,000 | 10,441 |
| Provision for loan and lease losses | $51,000 | 6,050 |
| Total noninterest income | $176,000 | 9,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,933 |
| Total noninterest expense | $744,000 | 10,503 |
| Salaries and employee benefits | $374,000 | 10,510 |
| Premises and equipment expense | $110,000 | 9,702 |
| Additional noninterest expense | $260,000 | 10,401 |
| Pre-tax net operating income | $365,000 | 9,620 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $142,000 | 8,466 |
| Income before extraordinary items | $223,000 | 10,004 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $223,000 | 10,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $280,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $223,000 | 10,063 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 11,130 |
| Total interest expense | $628,000 | 10,982 |
| Net interest income | $919,000 | 11,085 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $166,000 | 9,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $703,000 | 11,150 |
| Salaries and employee benefits | $372,000 | 10,914 |
| Premises and equipment expense | $99,000 | 10,473 |
| Additional noninterest expense | $232,000 | 11,292 |
| Pre-tax net operating income | $361,000 | 9,718 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $145,000 | 8,762 |
| Income before extraordinary items | $262,000 | 9,902 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $262,000 | 10,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $232,560 | 10,002 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 11,996 |
| Total interest expense | $662,000 | 12,002 |
| Net interest income | $827,000 | 11,802 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $116,000 | 11,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $636,000 | 11,851 |
| Salaries and employee benefits | $337,000 | 11,580 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $211,000 | 12,085 |
| Pre-tax net operating income | $298,000 | 10,160 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $88,000 | 10,227 |
| Income before extraordinary items | $210,000 | 10,468 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $210,000 | 10,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $210,000 | 10,112 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.