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Cambridge State Bank, Net charge- offs to loans

2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2450%6,044
Percentage Net Loans Charged-off: Total real estate loans-0.1610%5,901
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.2620%5,905
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.1083%5,853
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net-0.1119%5,856
Percentage Net Loans Charged-off: Commercial and industrial-1.5674%5,926
Percentage Net Loans Charged-off: Loans to individuals-0.9569%6,001
Percentage Net Loans Charged-off: Credit card loans1.4511%371
Percentage Net Loans Charged-off: Other loans to individual-2.1448%6,047
Percentage Net Loans Charged-off: All other loans and lease-0.7916%5,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2742%6,100
Percentage Net Loans Charged-off: Total real estate loans-0.1547%5,947
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.2542%5,983
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0999%5,882
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.1031%5,890
Percentage Net Loans Charged-off: Commercial and industrial-1.9412%6,008
Percentage Net Loans Charged-off: Loans to individuals-1.7825%6,130
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual-2.6572%6,118
Percentage Net Loans Charged-off: All other loans and lease-1.2637%5,684
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2779%6,126
Percentage Net Loans Charged-off: Total real estate loans-0.1732%6,036
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.2826%6,097
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.1244%5,979
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.1282%6,001
Percentage Net Loans Charged-off: Commercial and industrial-1.9273%6,085
Percentage Net Loans Charged-off: Loans to individuals-1.4401%6,146
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual-2.1798%6,168
Percentage Net Loans Charged-off: All other loans and lease-0.5089%5,664
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0637%6,011
Percentage Net Loans Charged-off: Total real estate loans0.0456%3,063
Percentage Net Loans Charged-off:Construction & development-0.6066%5,633
Percentage Net Loans Charged-off: Commercial real estate0.6174%560
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential-0.4820%6,328
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net-0.4921%6,318
Percentage Net Loans Charged-off: Commercial and industrial-1.3404%6,119
Percentage Net Loans Charged-off: Loans to individuals-2.0908%6,316
Percentage Net Loans Charged-off: Credit card loans0.0000%778
Percentage Net Loans Charged-off: Other loans to individual-3.3589%6,298
Percentage Net Loans Charged-off: All other loans and lease-0.3442%5,761
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0147%4,264
Percentage Net Loans Charged-off: Total real estate loans0.1441%1,746
Percentage Net Loans Charged-off:Construction & development-0.2925%5,551
Percentage Net Loans Charged-off: Commercial real estate0.9227%339
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.6080%6,418
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net-0.6193%6,407
Percentage Net Loans Charged-off: Commercial and industrial-1.5117%6,211
Percentage Net Loans Charged-off: Loans to individuals-2.2882%6,386
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual-3.6824%6,376
Percentage Net Loans Charged-off: All other loans and lease-0.3000%5,797
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1810%1,951
Percentage Net Loans Charged-off: Total real estate loans0.3381%906
Percentage Net Loans Charged-off:Construction & development1.9000%240
Percentage Net Loans Charged-off: Commercial real estate0.2718%829
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1947%1,489
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.1979%1,412
Percentage Net Loans Charged-off: Commercial and industrial-1.7784%6,282
Percentage Net Loans Charged-off: Loans to individuals-1.6590%6,415
Percentage Net Loans Charged-off: Credit card loans0.7299%522
Percentage Net Loans Charged-off: Other loans to individual-3.1158%6,432
Percentage Net Loans Charged-off: All other loans and lease-0.4928%5,865
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4439%815
Percentage Net Loans Charged-off: Total real estate loans0.6326%437
Percentage Net Loans Charged-off:Construction & development3.8033%131
Percentage Net Loans Charged-off: Commercial real estate0.8727%294
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0955%6,242
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0970%6,227
Percentage Net Loans Charged-off: Commercial and industrial-1.6340%6,312
Percentage Net Loans Charged-off: Loans to individuals-2.1592%6,489
Percentage Net Loans Charged-off: Credit card loans-1.4286%1,235
Percentage Net Loans Charged-off: Other loans to individual-2.6030%6,469
Percentage Net Loans Charged-off: All other loans and lease-0.5229%5,855
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5751%292
Percentage Net Loans Charged-off: Total real estate loans1.9151%166
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate3.8872%91
Percentage Net Loans Charged-off: Multi-family residential2.0094%195
Percentage Net Loans Charged-off: 1-4 family residential0.4363%1,277
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.4436%1,212
Percentage Net Loans Charged-off: Commercial and industrial-2.3595%6,472
Percentage Net Loans Charged-off: Loans to individuals-2.5907%6,623
Percentage Net Loans Charged-off: Credit card loans0.3209%746
Percentage Net Loans Charged-off: Other loans to individual-4.2783%6,619
Percentage Net Loans Charged-off: All other loans and lease-0.2838%5,949
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5359%294
Percentage Net Loans Charged-off: Total real estate loans1.9099%168
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate2.5609%189
Percentage Net Loans Charged-off: Multi-family residential2.5657%138
Percentage Net Loans Charged-off: 1-4 family residential1.6258%219
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net1.6530%237
Percentage Net Loans Charged-off: Commercial and industrial-2.9438%6,549
Percentage Net Loans Charged-off: Loans to individuals-2.9140%6,697
Percentage Net Loans Charged-off: Credit card loans0.4199%669
Percentage Net Loans Charged-off: Other loans to individual-4.8271%6,695
Percentage Net Loans Charged-off: All other loans and lease-0.2306%5,972
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4765%1,388
Percentage Net Loans Charged-off: Total real estate loans0.8157%684
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.8490%613
Percentage Net Loans Charged-off: Multi-family residential3.9613%89
Percentage Net Loans Charged-off: 1-4 family residential0.6897%811
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.7007%767
Percentage Net Loans Charged-off: Commercial and industrial-3.7641%6,602
Percentage Net Loans Charged-off: Loans to individuals-3.8231%6,755
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual-5.9965%6,748
Percentage Net Loans Charged-off: All other loans and lease-0.1706%5,922
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-3.0350%6,964
Percentage Net Loans Charged-off: Total real estate loans-2.9198%6,930
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate-6.9473%6,851
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.1323%6,583
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.1343%6,579
Percentage Net Loans Charged-off: Commercial and industrial-5.2061%6,691
Percentage Net Loans Charged-off: Loans to individuals-6.6079%6,846
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual-10.3359%6,830
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9887%365
Percentage Net Loans Charged-off: Total real estate loans2.4942%221
Percentage Net Loans Charged-off:Construction & development12.1786%188
Percentage Net Loans Charged-off: Commercial real estate2.5205%266
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential2.2067%288
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net2.2491%306
Percentage Net Loans Charged-off: Commercial and industrial-4.4666%6,786
Percentage Net Loans Charged-off: Loans to individuals0.5711%2,162
Percentage Net Loans Charged-off: Credit card loans-2.8769%1,380
Percentage Net Loans Charged-off: Other loans to individual2.2760%499
Percentage Net Loans Charged-off: All other loans and lease0.2171%1,024
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8796%1,245
Percentage Net Loans Charged-off: Total real estate loans1.4125%600
Percentage Net Loans Charged-off:Construction & development18.9349%113
Percentage Net Loans Charged-off: Commercial real estate0.9518%856
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential1.2149%704
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net1.2397%697
Percentage Net Loans Charged-off: Commercial and industrial-6.3165%6,888
Percentage Net Loans Charged-off: Loans to individuals-2.3443%6,985
Percentage Net Loans Charged-off: Credit card loans-3.4115%1,371
Percentage Net Loans Charged-off: Other loans to individual-1.8305%6,915
Percentage Net Loans Charged-off: All other loans and lease1.0961%474
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9942%422
Percentage Net Loans Charged-off: Total real estate loans2.0041%389
Percentage Net Loans Charged-off:Construction & development30.7692%50
Percentage Net Loans Charged-off: Commercial real estate1.1807%677
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential1.8418%415
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net1.8819%418
Percentage Net Loans Charged-off: Commercial and industrial3.5795%453
Percentage Net Loans Charged-off: Loans to individuals-2.3381%7,029
Percentage Net Loans Charged-off: Credit card loans-2.2409%1,347
Percentage Net Loans Charged-off: Other loans to individual-2.3841%6,982
Percentage Net Loans Charged-off: All other loans and lease1.9661%338
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2774%799
Percentage Net Loans Charged-off: Total real estate loans1.5991%548
Percentage Net Loans Charged-off:Construction & development61.8026%27
Percentage Net Loans Charged-off: Commercial real estate-1.4414%7,105
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential2.4799%294
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net2.5358%308
Percentage Net Loans Charged-off: Commercial and industrial-1.3798%6,845
Percentage Net Loans Charged-off: Loans to individuals-2.7814%7,080
Percentage Net Loans Charged-off: Credit card loans-4.3716%1,346
Percentage Net Loans Charged-off: Other loans to individual-2.0395%6,996
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7806%2,206
Percentage Net Loans Charged-off: Total real estate loans1.8808%728
Percentage Net Loans Charged-off:Construction & development26.5673%92
Percentage Net Loans Charged-off: Commercial real estate1.9533%589
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.1627%1,063
Percentage Net Loans Charged-off: Home equity loans8.2077%72
All other 1-4 family - Percent of loans charged-off, net0.9511%1,291
Percentage Net Loans Charged-off: Commercial and industrial-8.0731%7,063
Percentage Net Loans Charged-off: Loans to individuals2.3111%678
Percentage Net Loans Charged-off: Credit card loans9.9165%70
Percentage Net Loans Charged-off: Other loans to individual-0.2497%6,853
Percentage Net Loans Charged-off: All other loans and lease-14.4497%6,517
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0190%626
Percentage Net Loans Charged-off: Total real estate loans3.0512%288
Percentage Net Loans Charged-off:Construction & development31.6849%61
Percentage Net Loans Charged-off: Commercial real estate2.5548%335
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.7522%605
Percentage Net Loans Charged-off: Home equity loans10.4827%52
All other 1-4 family - Percent of loans charged-off, net1.4754%769
Percentage Net Loans Charged-off: Commercial and industrial-9.8171%7,142
Percentage Net Loans Charged-off: Loans to individuals2.7669%527
Percentage Net Loans Charged-off: Credit card loans10.8265%65
Percentage Net Loans Charged-off: Other loans to individual0.2040%3,379
Percentage Net Loans Charged-off: All other loans and lease-2.0075%6,513
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5092%7,404
Percentage Net Loans Charged-off: Total real estate loans-0.0117%6,916
Percentage Net Loans Charged-off:Construction & development0.4964%1,911
Percentage Net Loans Charged-off: Commercial real estate-0.0666%7,055
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,039
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0000%3,832
Percentage Net Loans Charged-off: Commercial and industrial-8.7464%7,204
Percentage Net Loans Charged-off: Loans to individuals4.0613%343
Percentage Net Loans Charged-off: Credit card loans16.5945%45
Percentage Net Loans Charged-off: Other loans to individual0.2773%2,798
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.9116%7,476
Percentage Net Loans Charged-off: Total real estate loans0.1135%3,136
Percentage Net Loans Charged-off:Construction & development0.9506%1,235
Percentage Net Loans Charged-off: Commercial real estate-0.0162%6,912
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2078%2,230
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.2144%2,078
Percentage Net Loans Charged-off: Commercial and industrial-14.4517%7,267
Percentage Net Loans Charged-off: Loans to individuals0.8864%1,495
Percentage Net Loans Charged-off: Credit card loans6.9051%161
Percentage Net Loans Charged-off: Other loans to individual-0.7196%7,137
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans8.5756%27
Percentage Net Loans Charged-off: Total real estate loans8.6535%22
Percentage Net Loans Charged-off:Construction & development0.4660%2,867
Percentage Net Loans Charged-off: Commercial real estate13.2891%11
Percentage Net Loans Charged-off: Multi-family residential30.9781%38
Percentage Net Loans Charged-off: 1-4 family residential5.3182%121
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net5.5579%132
Percentage Net Loans Charged-off: Commercial and industrial9.1990%242
Percentage Net Loans Charged-off: Loans to individuals4.5963%361
Percentage Net Loans Charged-off: Credit card loans6.4216%223
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.9796%207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.9360%182
Percentage Net Loans Charged-off: Total real estate loans4.8894%166
Percentage Net Loans Charged-off:Construction & development0.1287%2,903
Percentage Net Loans Charged-off: Commercial real estate5.8801%97
Percentage Net Loans Charged-off: Multi-family residential36.1550%37
Percentage Net Loans Charged-off: 1-4 family residential2.8149%368
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net2.9510%353
Percentage Net Loans Charged-off: Commercial and industrial7.8089%299
Percentage Net Loans Charged-off: Loans to individuals3.8249%450
Percentage Net Loans Charged-off: Credit card loans8.4386%153
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2452%1,201
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.7350%97
Percentage Net Loans Charged-off: Total real estate loans6.6765%93
Percentage Net Loans Charged-off:Construction & development0.1572%2,517
Percentage Net Loans Charged-off: Commercial real estate8.6583%61
Percentage Net Loans Charged-off: Multi-family residential51.2676%24
Percentage Net Loans Charged-off: 1-4 family residential3.5004%273
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net3.6807%273
Percentage Net Loans Charged-off: Commercial and industrial11.6360%170
Percentage Net Loans Charged-off: Loans to individuals3.2640%586
Percentage Net Loans Charged-off: Credit card loans3.8325%410
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2630%1,040
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2255%462
Percentage Net Loans Charged-off: Total real estate loans2.3315%627
Percentage Net Loans Charged-off:Construction & development0.2320%1,830
Percentage Net Loans Charged-off: Commercial real estate5.7835%132
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.5620%1,463
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.5919%1,350
Percentage Net Loans Charged-off: Commercial and industrial14.4144%158
Percentage Net Loans Charged-off: Loans to individuals1.3243%1,467
Percentage Net Loans Charged-off: Credit card loans7.6433%208
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4526%729
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2552%357
Percentage Net Loans Charged-off: Total real estate loans3.5036%506
Percentage Net Loans Charged-off:Construction & development3.3584%1,626
Percentage Net Loans Charged-off: Commercial real estate2.6779%395
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential2.6883%452
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net2.8418%450
Percentage Net Loans Charged-off: Commercial and industrial14.3466%129
Percentage Net Loans Charged-off: Loans to individuals1.3615%2,088
Percentage Net Loans Charged-off: Credit card loans1.2077%972
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2442%1,641
Percentage Net Loans Charged-off: Total real estate loans1.0613%1,498
Percentage Net Loans Charged-off:Construction & development1.9407%1,760
Percentage Net Loans Charged-off: Commercial real estate0.4632%1,420
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.0959%993
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net1.1587%917
Percentage Net Loans Charged-off: Commercial and industrial3.5768%901
Percentage Net Loans Charged-off: Loans to individuals0.9355%2,574
Percentage Net Loans Charged-off: Credit card loans1.0676%941
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1389%4,784
Percentage Net Loans Charged-off: Total real estate loans0.1181%3,648
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2677%2,187
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.2832%2,025
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,950
Percentage Net Loans Charged-off: Loans to individuals1.0554%2,211
Percentage Net Loans Charged-off: Credit card loans1.5968%780
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2617%3,091
Percentage Net Loans Charged-off: Total real estate loans0.2362%2,291
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.5410%1,168
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.5733%1,068
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals1.6566%1,390
Percentage Net Loans Charged-off: Credit card loans3.2226%485
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3794%2,940
Percentage Net Loans Charged-off: Total real estate loans0.3819%2,009
Percentage Net Loans Charged-off:Construction & development1.5519%1,257
Percentage Net Loans Charged-off: Commercial real estate0.0425%2,044
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.0502%4,305
Percentage Net Loans Charged-off: Loans to individuals1.3638%1,642
Percentage Net Loans Charged-off: Credit card loans3.1705%488
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1237%4,109
Percentage Net Loans Charged-off: Total real estate loans0.0746%3,199
Percentage Net Loans Charged-off:Construction & development0.3080%1,638
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.0664%3,444
Percentage Net Loans Charged-off: Loans to individuals1.3116%1,408
Percentage Net Loans Charged-off: Credit card loans4.1943%336
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1712%3,011
Percentage Net Loans Charged-off: Total real estate loans0.1134%2,252
Percentage Net Loans Charged-off:Construction & development0.4695%1,028
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.1009%2,657
Percentage Net Loans Charged-off: Loans to individuals1.5557%1,065
Percentage Net Loans Charged-off: Credit card loans6.5934%153
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,009
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0805%4,315
Percentage Net Loans Charged-off: Total real estate loans0.0308%3,252
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0699%2,184
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0751%2,009
Percentage Net Loans Charged-off: Commercial and industrial0.2544%2,546
Percentage Net Loans Charged-off: Loans to individuals0.8853%1,848
Percentage Net Loans Charged-off: Credit card loans0.9349%951
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3545%7,327
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1088%3,049
Percentage Net Loans Charged-off: Total real estate loans0.0416%2,217
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0943%1,453
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1010%1,315
Percentage Net Loans Charged-off: Commercial and industrial0.3436%1,794
Percentage Net Loans Charged-off: Loans to individuals0.8877%1,570
Percentage Net Loans Charged-off: Credit card loans1.0133%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1658%1,980
Percentage Net Loans Charged-off: Total real estate loans0.0637%1,530
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1425%980
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.1522%867
Percentage Net Loans Charged-off: Commercial and industrial0.5167%1,229
Percentage Net Loans Charged-off: Loans to individuals1.3351%922
Percentage Net Loans Charged-off: Credit card loans1.5190%613
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3425%892
Percentage Net Loans Charged-off: Total real estate loans0.1297%757
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2951%486
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.3162%444
Percentage Net Loans Charged-off: Commercial and industrial1.1493%560
Percentage Net Loans Charged-off: Loans to individuals2.5716%400
Percentage Net Loans Charged-off: Credit card loans2.3099%449
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0600%4,129
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.6549%1,387
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,719
Percentage Net Loans Charged-off: Credit card loans1.8532%626
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0020%5,733
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0219%2,949
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,218
Percentage Net Loans Charged-off: Credit card loans2.4697%452
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0030%5,207
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0345%2,421
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,727
Percentage Net Loans Charged-off: Credit card loans3.6518%281
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0629%7,870
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals-1.1088%8,311
Percentage Net Loans Charged-off: Credit card loans0.7168%746
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0837%3,975
Percentage Net Loans Charged-off: Total real estate loans-0.0188%8,095
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0560%8,375
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0604%8,347
Percentage Net Loans Charged-off: Commercial and industrial0.1907%2,832
Percentage Net Loans Charged-off: Loans to individuals1.3353%1,243
Percentage Net Loans Charged-off: Credit card loans2.4561%696
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0314%4,794
Percentage Net Loans Charged-off: Total real estate loans-0.0253%8,133
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0754%8,388
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0817%8,376
Percentage Net Loans Charged-off: Commercial and industrial0.2469%2,162
Percentage Net Loans Charged-off: Loans to individuals0.4492%3,323
Percentage Net Loans Charged-off: Credit card loans2.5805%591
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0235%7,679
Percentage Net Loans Charged-off: Total real estate loans-0.0379%8,211
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.1131%8,441
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.1226%8,436
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.1151%4,676
Percentage Net Loans Charged-off: Credit card loans0.3599%1,143
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0407%7,731
Percentage Net Loans Charged-off: Total real estate loans-0.0679%8,442
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.2011%8,587
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.2186%8,576
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.2339%3,444
Percentage Net Loans Charged-off: Credit card loans0.7373%825
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4318%1,317
Percentage Net Loans Charged-off: Total real estate loans0.0215%3,005
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0596%2,064
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0639%1,928
Percentage Net Loans Charged-off: Commercial and industrial2.9518%460
Percentage Net Loans Charged-off: Loans to individuals0.6981%2,992
Percentage Net Loans Charged-off: Credit card loans0.7899%1,413
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3496%1,430
Percentage Net Loans Charged-off: Total real estate loans0.0295%2,372
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0804%1,541
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0859%1,438
Percentage Net Loans Charged-off: Commercial and industrial2.1572%584
Percentage Net Loans Charged-off: Loans to individuals0.7073%2,643
Percentage Net Loans Charged-off: Credit card loans1.0719%1,219
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2453%1,874
Percentage Net Loans Charged-off: Total real estate loans0.0454%1,831
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1253%1,075
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1335%998
Percentage Net Loans Charged-off: Commercial and industrial0.9931%1,053
Percentage Net Loans Charged-off: Loans to individuals1.0973%1,668
Percentage Net Loans Charged-off: Credit card loans0.8214%1,205
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2413%1,725
Percentage Net Loans Charged-off: Total real estate loans0.0938%1,040
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.2564%556
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.2720%519
Percentage Net Loans Charged-off: Commercial and industrial0.1844%1,618
Percentage Net Loans Charged-off: Loans to individuals1.8386%963
Percentage Net Loans Charged-off: Credit card loans0.8484%987
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0129%6,900
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,747
Percentage Net Loans Charged-off: Loans to individuals0.1514%6,153
Percentage Net Loans Charged-off: Credit card loans0.5171%1,712
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0059%6,707
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals0.1367%5,788
Percentage Net Loans Charged-off: Credit card loans0.7251%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0991%7,571
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0135%5,982
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.1550%5,236
Percentage Net Loans Charged-off: Credit card loans1.0899%1,322
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0091%7,565
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals-0.1041%7,966
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0896%5,344
Percentage Net Loans Charged-off: Total real estate loans0.0548%2,452
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1405%1,351
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1428%1,318
Percentage Net Loans Charged-off: Commercial and industrial-0.0149%7,798
Percentage Net Loans Charged-off: Loans to individuals0.4521%4,536
Percentage Net Loans Charged-off: Credit card loans1.9898%1,265
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2377%1,339
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1181%4,775
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.5604%2,543
Percentage Net Loans Charged-off: Loans to individuals0.3705%4,863
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1890%3,293
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1204%4,427
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0767%5,664
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4684%1,679
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0754%6,312
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0112%10,137
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1020%5,681
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0201%11,326
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0894%12,968
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA