Home > Calwest Bank > Income and Expense
Calwest Bank, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 2,600 |
| Total interest expense | $327,000 | 2,888 |
| Net interest income | $2,103,000 | 2,505 |
| Provision for loan and lease losses | $76,000 | 2,166 |
| Total noninterest income | $183,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $102,000 | 2,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 3,404 |
| Total noninterest expense | $3,074,000 | 1,656 |
| Salaries and employee benefits | $1,713,000 | 1,707 |
| Premises and equipment expense | $389,000 | 1,474 |
| Additional noninterest expense | $972,000 | 1,553 |
| Pre-tax net operating income | $-864,000 | 5,020 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-133,000 | 4,968 |
| Income before extraordinary items | $-731,000 | 4,990 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-731,000 | 4,991 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-731,000 | 4,990 |
| Net charge-offs | $13,000 | 1,768 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 398 |
| Net operating income | $-731,000 | 5,015 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,708,000 | 2,626 |
| Total interest expense | $1,406,000 | 2,832 |
| Net interest income | $8,302,000 | 2,556 |
| Provision for loan and lease losses | $-82,000 | 4,977 |
| Total noninterest income | $792,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $424,000 | 2,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,366 |
| Total noninterest expense | $7,577,000 | 2,327 |
| Salaries and employee benefits | $4,282,000 | 2,329 |
| Premises and equipment expense | $1,212,000 | 1,785 |
| Additional noninterest expense | $2,083,000 | 2,485 |
| Pre-tax net operating income | $1,599,000 | 3,319 |
| Securities gains (losses) | $-28,000 | 4,956 |
| Applicable income taxes | $-5,220,000 | 5,176 |
| Income before extraordinary items | $6,791,000 | 1,266 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,791,000 | 1,267 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,791,000 | 1,268 |
| Net charge-offs | $-77,000 | 4,850 |
| Cash dividends | $400,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 510 |
| Net operating income | $6,819,000 | 1,243 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,198,000 | 2,687 |
| Total interest expense | $1,049,000 | 2,860 |
| Net interest income | $6,149,000 | 2,605 |
| Provision for loan and lease losses | $-65,000 | 5,087 |
| Total noninterest income | $588,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $322,000 | 2,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 3,420 |
| Total noninterest expense | $5,576,000 | 2,368 |
| Salaries and employee benefits | $3,268,000 | 2,316 |
| Premises and equipment expense | $859,000 | 1,870 |
| Additional noninterest expense | $1,449,000 | 2,618 |
| Pre-tax net operating income | $1,226,000 | 3,357 |
| Securities gains (losses) | $49,000 | 1,075 |
| Applicable income taxes | $-5,358,000 | 5,256 |
| Income before extraordinary items | $6,633,000 | 1,057 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,633,000 | 1,058 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,633,000 | 1,058 |
| Net charge-offs | $-65,000 | 4,880 |
| Cash dividends | $400,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 471 |
| Net operating income | $6,584,000 | 1,039 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 2,732 |
| Total interest expense | $674,000 | 2,896 |
| Net interest income | $4,004,000 | 2,658 |
| Provision for loan and lease losses | $-46,000 | 5,151 |
| Total noninterest income | $377,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $212,000 | 2,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 3,493 |
| Total noninterest expense | $3,693,000 | 2,388 |
| Salaries and employee benefits | $2,201,000 | 2,300 |
| Premises and equipment expense | $498,000 | 2,073 |
| Additional noninterest expense | $994,000 | 2,590 |
| Pre-tax net operating income | $734,000 | 3,504 |
| Securities gains (losses) | $17,000 | 1,082 |
| Applicable income taxes | $5,000 | 3,726 |
| Income before extraordinary items | $746,000 | 3,349 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $746,000 | 3,347 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $746,000 | 3,348 |
| Net charge-offs | $-46,000 | 4,888 |
| Cash dividends | $400,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 452 |
| Net operating income | $729,170 | 3,356 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 2,794 |
| Total interest expense | $325,000 | 2,924 |
| Net interest income | $1,952,000 | 2,731 |
| Provision for loan and lease losses | $-26,000 | 5,229 |
| Total noninterest income | $179,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $109,000 | 2,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 3,651 |
| Total noninterest expense | $1,821,000 | 2,417 |
| Salaries and employee benefits | $1,155,000 | 2,258 |
| Premises and equipment expense | $218,000 | 2,280 |
| Additional noninterest expense | $448,000 | 2,786 |
| Pre-tax net operating income | $336,000 | 3,619 |
| Securities gains (losses) | $17,000 | 607 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $353,000 | 3,404 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $353,000 | 3,403 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $353,000 | 3,403 |
| Net charge-offs | $-26,000 | 4,931 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 415 |
| Net operating income | $336,000 | 3,456 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 2,969 |
| Total interest expense | $858,000 | 3,162 |
| Net interest income | $6,992,000 | 2,903 |
| Provision for loan and lease losses | $-165,000 | 5,212 |
| Total noninterest income | $795,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $510,000 | 1,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 3,743 |
| Total noninterest expense | $6,240,000 | 2,659 |
| Salaries and employee benefits | $4,065,000 | 2,430 |
| Premises and equipment expense | $726,000 | 2,508 |
| Additional noninterest expense | $1,449,000 | 3,232 |
| Pre-tax net operating income | $1,712,000 | 3,340 |
| Securities gains (losses) | $112,000 | 287 |
| Applicable income taxes | $2,000 | 3,892 |
| Income before extraordinary items | $1,822,000 | 3,074 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,822,000 | 3,073 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,822,000 | 3,073 |
| Net charge-offs | $-109,000 | 5,059 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 513 |
| Net operating income | $1,710,000 | 3,165 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,692,000 | 3,017 |
| Total interest expense | $603,000 | 3,190 |
| Net interest income | $5,089,000 | 2,969 |
| Provision for loan and lease losses | $-129,000 | 5,302 |
| Total noninterest income | $618,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $408,000 | 1,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 3,784 |
| Total noninterest expense | $4,559,000 | 2,705 |
| Salaries and employee benefits | $3,021,000 | 2,444 |
| Premises and equipment expense | $513,000 | 2,633 |
| Additional noninterest expense | $1,025,000 | 3,354 |
| Pre-tax net operating income | $1,277,000 | 3,409 |
| Securities gains (losses) | $113,000 | 278 |
| Applicable income taxes | $20,000 | 3,635 |
| Income before extraordinary items | $1,370,000 | 3,117 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,370,000 | 3,115 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,370,000 | 3,116 |
| Net charge-offs | $-85,000 | 5,073 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 480 |
| Net operating income | $1,258,130 | 3,251 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 3,048 |
| Total interest expense | $390,000 | 3,170 |
| Net interest income | $3,334,000 | 3,000 |
| Provision for loan and lease losses | $-79,000 | 5,366 |
| Total noninterest income | $412,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $288,000 | 1,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 3,940 |
| Total noninterest expense | $2,884,000 | 2,822 |
| Salaries and employee benefits | $1,915,000 | 2,548 |
| Premises and equipment expense | $301,000 | 2,862 |
| Additional noninterest expense | $668,000 | 3,420 |
| Pre-tax net operating income | $941,000 | 3,249 |
| Securities gains (losses) | $113,000 | 228 |
| Applicable income taxes | $15,000 | 3,597 |
| Income before extraordinary items | $1,039,000 | 2,885 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,039,000 | 2,884 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,039,000 | 2,884 |
| Net charge-offs | $-51,000 | 5,023 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 465 |
| Net operating income | $927,130 | 3,063 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 3,154 |
| Total interest expense | $194,000 | 3,134 |
| Net interest income | $1,572,000 | 3,120 |
| Provision for loan and lease losses | $-42,000 | 5,451 |
| Total noninterest income | $204,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $149,000 | 1,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,056 |
| Total noninterest expense | $1,437,000 | 2,857 |
| Salaries and employee benefits | $954,000 | 2,577 |
| Premises and equipment expense | $141,000 | 3,030 |
| Additional noninterest expense | $342,000 | 3,387 |
| Pre-tax net operating income | $381,000 | 3,508 |
| Securities gains (losses) | $113,000 | 159 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $494,000 | 2,916 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $494,000 | 2,916 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $494,000 | 2,916 |
| Net charge-offs | $-42,000 | 5,196 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 438 |
| Net operating income | $381,000 | 3,322 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,482,000 | 3,265 |
| Total interest expense | $742,000 | 3,049 |
| Net interest income | $5,740,000 | 3,269 |
| Provision for loan and lease losses | $-394,000 | 5,494 |
| Total noninterest income | $862,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $578,000 | 1,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 3,850 |
| Total noninterest expense | $5,100,000 | 3,060 |
| Salaries and employee benefits | $3,313,000 | 2,813 |
| Premises and equipment expense | $539,000 | 3,123 |
| Additional noninterest expense | $1,248,000 | 3,585 |
| Pre-tax net operating income | $1,896,000 | 3,204 |
| Securities gains (losses) | $-160,000 | 5,482 |
| Applicable income taxes | $19,000 | 3,769 |
| Income before extraordinary items | $1,717,000 | 2,935 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,717,000 | 2,934 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,717,000 | 2,935 |
| Net charge-offs | $-276,000 | 5,492 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 632 |
| Net operating income | $1,875,400 | 2,780 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,697,000 | 3,346 |
| Total interest expense | $567,000 | 3,008 |
| Net interest income | $4,130,000 | 3,367 |
| Provision for loan and lease losses | $-323,000 | 5,601 |
| Total noninterest income | $653,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $436,000 | 1,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 3,878 |
| Total noninterest expense | $3,698,000 | 3,130 |
| Salaries and employee benefits | $2,409,000 | 2,884 |
| Premises and equipment expense | $403,000 | 3,153 |
| Additional noninterest expense | $886,000 | 3,715 |
| Pre-tax net operating income | $1,408,000 | 3,280 |
| Securities gains (losses) | $-160,000 | 5,659 |
| Applicable income taxes | $12,000 | 3,840 |
| Income before extraordinary items | $1,236,000 | 3,157 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,236,000 | 3,156 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,236,000 | 3,157 |
| Net charge-offs | $-205,000 | 5,489 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 649 |
| Net operating income | $1,394,400 | 2,949 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 3,407 |
| Total interest expense | $368,000 | 3,026 |
| Net interest income | $2,655,000 | 3,447 |
| Provision for loan and lease losses | $-177,000 | 5,645 |
| Total noninterest income | $440,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $291,000 | 1,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 3,853 |
| Total noninterest expense | $2,426,000 | 3,183 |
| Salaries and employee benefits | $1,571,000 | 2,935 |
| Premises and equipment expense | $268,000 | 3,161 |
| Additional noninterest expense | $587,000 | 3,737 |
| Pre-tax net operating income | $846,000 | 3,387 |
| Securities gains (losses) | $-79,000 | 5,691 |
| Applicable income taxes | $2,000 | 4,063 |
| Income before extraordinary items | $765,000 | 3,243 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $765,000 | 3,242 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $765,000 | 3,243 |
| Net charge-offs | $-140,000 | 5,505 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 636 |
| Net operating income | $844,000 | 3,074 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 3,585 |
| Total interest expense | $184,000 | 3,012 |
| Net interest income | $1,218,000 | 3,626 |
| Provision for loan and lease losses | $-88,000 | 5,737 |
| Total noninterest income | $202,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $124,000 | 2,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 3,810 |
| Total noninterest expense | $1,212,000 | 3,220 |
| Salaries and employee benefits | $820,000 | 2,892 |
| Premises and equipment expense | $133,000 | 3,230 |
| Additional noninterest expense | $259,000 | 4,004 |
| Pre-tax net operating income | $296,000 | 3,859 |
| Securities gains (losses) | $-79,000 | 5,793 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $217,000 | 4,027 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $217,000 | 4,026 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $217,000 | 4,027 |
| Net charge-offs | $-52,000 | 5,482 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 601 |
| Net operating income | $296,000 | 3,607 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,015,000 | 3,797 |
| Total interest expense | $489,000 | 3,682 |
| Net interest income | $4,526,000 | 3,764 |
| Provision for loan and lease losses | $-432,000 | 5,724 |
| Total noninterest income | $1,187,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $507,000 | 2,060 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $680,000 | 2,875 |
| Total noninterest expense | $5,012,000 | 3,176 |
| Salaries and employee benefits | $2,913,000 | 3,077 |
| Premises and equipment expense | $524,000 | 3,277 |
| Additional noninterest expense | $1,575,000 | 3,235 |
| Pre-tax net operating income | $1,133,000 | 3,914 |
| Securities gains (losses) | $120,000 | 1,214 |
| Applicable income taxes | $2,000 | 4,157 |
| Income before extraordinary items | $1,251,000 | 3,568 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,251,000 | 3,566 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,251,000 | 3,567 |
| Net charge-offs | $-432,000 | 5,774 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 724 |
| Net operating income | $1,131,000 | 3,678 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 3,924 |
| Total interest expense | $342,000 | 3,833 |
| Net interest income | $3,223,000 | 3,899 |
| Provision for loan and lease losses | $-342,000 | 5,822 |
| Total noninterest income | $631,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $384,000 | 2,056 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $247,000 | 3,849 |
| Total noninterest expense | $3,730,000 | 3,198 |
| Salaries and employee benefits | $2,139,000 | 3,124 |
| Premises and equipment expense | $393,000 | 3,304 |
| Additional noninterest expense | $1,198,000 | 3,225 |
| Pre-tax net operating income | $466,000 | 4,712 |
| Securities gains (losses) | $120,000 | 1,135 |
| Applicable income taxes | $2,000 | 4,204 |
| Income before extraordinary items | $584,000 | 4,294 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $584,000 | 4,293 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $584,000 | 4,294 |
| Net charge-offs | $-342,000 | 5,813 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 678 |
| Net operating income | $464,000 | 4,527 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 4,019 |
| Total interest expense | $219,000 | 3,903 |
| Net interest income | $2,080,000 | 3,991 |
| Provision for loan and lease losses | $-186,000 | 5,894 |
| Total noninterest income | $424,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $261,000 | 2,002 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $163,000 | 3,884 |
| Total noninterest expense | $2,521,000 | 3,186 |
| Salaries and employee benefits | $1,412,000 | 3,174 |
| Premises and equipment expense | $259,000 | 3,338 |
| Additional noninterest expense | $850,000 | 3,098 |
| Pre-tax net operating income | $169,000 | 5,208 |
| Securities gains (losses) | $120,000 | 848 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $289,000 | 4,669 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $289,000 | 4,667 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $289,000 | 4,667 |
| Net charge-offs | $-186,000 | 5,846 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 674 |
| Net operating income | $169,000 | 5,078 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 4,039 |
| Total interest expense | $107,000 | 3,970 |
| Net interest income | $1,037,000 | 4,010 |
| Provision for loan and lease losses | $-106,000 | 5,984 |
| Total noninterest income | $209,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $126,000 | 2,042 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $83,000 | 3,818 |
| Total noninterest expense | $1,215,000 | 3,289 |
| Salaries and employee benefits | $680,000 | 3,274 |
| Premises and equipment expense | $126,000 | 3,424 |
| Additional noninterest expense | $409,000 | 3,180 |
| Pre-tax net operating income | $137,000 | 4,822 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $139,000 | 4,712 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $139,000 | 4,711 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $139,000 | 4,712 |
| Net charge-offs | $-106,000 | 5,886 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 640 |
| Net operating income | $137,000 | 4,663 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 4,171 |
| Total interest expense | $459,000 | 3,881 |
| Net interest income | $3,832,000 | 4,155 |
| Provision for loan and lease losses | $-562,000 | 5,965 |
| Total noninterest income | $873,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $528,000 | 2,047 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $345,000 | 3,790 |
| Total noninterest expense | $5,907,000 | 2,898 |
| Salaries and employee benefits | $2,756,000 | 3,195 |
| Premises and equipment expense | $499,000 | 3,485 |
| Additional noninterest expense | $2,652,000 | 2,217 |
| Pre-tax net operating income | $-640,000 | 6,060 |
| Securities gains (losses) | $111,000 | 1,112 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $-531,000 | 6,053 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-531,000 | 6,053 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-531,000 | 6,053 |
| Net charge-offs | $-536,000 | 6,018 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $6,706,000 | 67 |
| Net operating income | $-642,000 | 6,062 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 4,189 |
| Total interest expense | $348,000 | 3,923 |
| Net interest income | $2,912,000 | 4,173 |
| Provision for loan and lease losses | $-443,000 | 6,068 |
| Total noninterest income | $653,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $396,000 | 2,056 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $257,000 | 3,830 |
| Total noninterest expense | $3,707,000 | 3,257 |
| Salaries and employee benefits | $2,076,000 | 3,219 |
| Premises and equipment expense | $374,000 | 3,529 |
| Additional noninterest expense | $1,257,000 | 3,177 |
| Pre-tax net operating income | $301,000 | 5,218 |
| Securities gains (losses) | $111,000 | 973 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $410,000 | 4,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 4,825 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $410,000 | 4,827 |
| Net charge-offs | $-414,000 | 6,079 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 731 |
| Net operating income | $299,000 | 5,070 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,229,000 | 4,167 |
| Total interest expense | $232,000 | 3,964 |
| Net interest income | $1,997,000 | 4,140 |
| Provision for loan and lease losses | $-392,000 | 6,173 |
| Total noninterest income | $452,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $272,000 | 1,966 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $180,000 | 3,793 |
| Total noninterest expense | $2,519,000 | 3,243 |
| Salaries and employee benefits | $1,424,000 | 3,179 |
| Premises and equipment expense | $248,000 | 3,566 |
| Additional noninterest expense | $847,000 | 3,185 |
| Pre-tax net operating income | $322,000 | 4,772 |
| Securities gains (losses) | $42,000 | 1,338 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $362,000 | 4,447 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $362,000 | 4,449 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $362,000 | 4,449 |
| Net charge-offs | $-356,000 | 6,165 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 710 |
| Net operating income | $320,420 | 4,544 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 4,292 |
| Total interest expense | $116,000 | 4,003 |
| Net interest income | $935,000 | 4,291 |
| Provision for loan and lease losses | $-123,000 | 6,222 |
| Total noninterest income | $238,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $150,000 | 1,824 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $88,000 | 3,793 |
| Total noninterest expense | $1,263,000 | 3,263 |
| Salaries and employee benefits | $710,000 | 3,209 |
| Premises and equipment expense | $124,000 | 3,584 |
| Additional noninterest expense | $429,000 | 3,135 |
| Pre-tax net operating income | $33,000 | 5,758 |
| Securities gains (losses) | $42,000 | 921 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $75,000 | 5,370 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $75,000 | 5,373 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $75,000 | 5,373 |
| Net charge-offs | $-82,000 | 6,075 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 676 |
| Net operating income | $33,000 | 5,719 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 4,153 |
| Total interest expense | $518,000 | 3,943 |
| Net interest income | $4,084,000 | 4,142 |
| Provision for loan and lease losses | $-405,000 | 6,229 |
| Total noninterest income | $1,449,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $569,000 | 2,056 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $880,000 | 2,513 |
| Total noninterest expense | $5,530,000 | 3,103 |
| Salaries and employee benefits | $3,000,000 | 3,076 |
| Premises and equipment expense | $514,000 | 3,564 |
| Additional noninterest expense | $2,016,000 | 2,859 |
| Pre-tax net operating income | $408,000 | 5,234 |
| Securities gains (losses) | $112,000 | 1,169 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $518,000 | 4,889 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $518,000 | 4,888 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $518,000 | 4,889 |
| Net charge-offs | $-136,000 | 6,188 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 814 |
| Net operating income | $406,000 | 5,096 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 4,167 |
| Total interest expense | $394,000 | 3,980 |
| Net interest income | $3,101,000 | 4,141 |
| Provision for loan and lease losses | $-333,000 | 6,339 |
| Total noninterest income | $1,148,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $440,000 | 2,010 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $708,000 | 2,420 |
| Total noninterest expense | $4,211,000 | 3,073 |
| Salaries and employee benefits | $2,292,000 | 3,057 |
| Premises and equipment expense | $384,000 | 3,628 |
| Additional noninterest expense | $1,535,000 | 2,826 |
| Pre-tax net operating income | $371,000 | 5,131 |
| Securities gains (losses) | $71,000 | 1,222 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $440,000 | 4,804 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $440,000 | 4,804 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $440,000 | 4,805 |
| Net charge-offs | $-73,000 | 6,143 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 780 |
| Net operating income | $369,000 | 4,973 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 4,146 |
| Total interest expense | $260,000 | 4,046 |
| Net interest income | $2,105,000 | 4,104 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $935,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $310,000 | 1,897 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $625,000 | 1,995 |
| Total noninterest expense | $2,802,000 | 3,085 |
| Salaries and employee benefits | $1,533,000 | 3,071 |
| Premises and equipment expense | $254,000 | 3,679 |
| Additional noninterest expense | $1,015,000 | 2,844 |
| Pre-tax net operating income | $238,000 | 5,159 |
| Securities gains (losses) | $69,000 | 990 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $305,000 | 4,713 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $305,000 | 4,715 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $305,000 | 4,716 |
| Net charge-offs | $66,000 | 2,543 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 760 |
| Net operating income | $236,690 | 4,993 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 4,079 |
| Total interest expense | $127,000 | 4,134 |
| Net interest income | $1,095,000 | 4,029 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $689,000 | 1,619 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $149,000 | 1,944 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $540,000 | 1,338 |
| Total noninterest expense | $1,488,000 | 2,981 |
| Salaries and employee benefits | $751,000 | 3,132 |
| Premises and equipment expense | $127,000 | 3,720 |
| Additional noninterest expense | $610,000 | 2,447 |
| Pre-tax net operating income | $296,000 | 3,842 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $296,000 | 3,570 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $296,000 | 3,573 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $296,000 | 3,573 |
| Net charge-offs | $-114,000 | 6,497 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 714 |
| Net operating income | $296,000 | 3,523 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 4,372 |
| Total interest expense | $554,000 | 4,244 |
| Net interest income | $3,885,000 | 4,346 |
| Provision for loan and lease losses | $-500,000 | 6,582 |
| Total noninterest income | $947,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $575,000 | 2,141 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $372,000 | 3,778 |
| Total noninterest expense | $5,340,000 | 3,247 |
| Salaries and employee benefits | $2,737,000 | 3,308 |
| Premises and equipment expense | $571,000 | 3,426 |
| Additional noninterest expense | $2,032,000 | 2,931 |
| Pre-tax net operating income | $-8,000 | 6,215 |
| Securities gains (losses) | $401,000 | 545 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $391,000 | 5,172 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $391,000 | 5,175 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $391,000 | 5,175 |
| Net charge-offs | $101,000 | 3,728 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 854 |
| Net operating income | $-5,990 | 6,225 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 4,488 |
| Total interest expense | $417,000 | 4,323 |
| Net interest income | $2,822,000 | 4,449 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $709,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $406,000 | 2,255 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $303,000 | 3,738 |
| Total noninterest expense | $3,908,000 | 3,315 |
| Salaries and employee benefits | $2,031,000 | 3,359 |
| Premises and equipment expense | $437,000 | 3,415 |
| Additional noninterest expense | $1,440,000 | 3,067 |
| Pre-tax net operating income | $-377,000 | 6,577 |
| Securities gains (losses) | $288,000 | 657 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $-91,000 | 6,454 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-91,000 | 6,457 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-91,000 | 6,456 |
| Net charge-offs | $110,000 | 3,164 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 796 |
| Net operating income | $-379,000 | 6,591 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 4,504 |
| Total interest expense | $284,000 | 4,337 |
| Net interest income | $1,873,000 | 4,474 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $500,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $271,000 | 2,213 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $229,000 | 3,576 |
| Total noninterest expense | $2,637,000 | 3,298 |
| Salaries and employee benefits | $1,356,000 | 3,378 |
| Premises and equipment expense | $302,000 | 3,336 |
| Additional noninterest expense | $979,000 | 3,019 |
| Pre-tax net operating income | $-264,000 | 6,590 |
| Securities gains (losses) | $287,000 | 579 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $21,000 | 6,284 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $21,000 | 6,286 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $21,000 | 6,286 |
| Net charge-offs | $160,000 | 2,316 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 767 |
| Net operating income | $-240,170 | 6,602 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 4,497 |
| Total interest expense | $148,000 | 4,335 |
| Net interest income | $947,000 | 4,463 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $268,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $145,000 | 2,082 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 3,461 |
| Total noninterest expense | $1,332,000 | 3,290 |
| Salaries and employee benefits | $680,000 | 3,395 |
| Premises and equipment expense | $168,000 | 3,127 |
| Additional noninterest expense | $484,000 | 3,072 |
| Pre-tax net operating income | $-117,000 | 6,634 |
| Securities gains (losses) | $170,000 | 519 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $53,000 | 5,804 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $53,000 | 5,806 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $53,000 | 5,806 |
| Net charge-offs | $-116,000 | 6,859 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 708 |
| Net operating income | $-117,000 | 6,644 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 4,212 |
| Total interest expense | $705,000 | 4,390 |
| Net interest income | $4,493,000 | 4,100 |
| Provision for loan and lease losses | $1,981,000 | 1,071 |
| Total noninterest income | $1,216,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $587,000 | 2,193 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $629,000 | 3,038 |
| Total noninterest expense | $6,192,000 | 2,968 |
| Salaries and employee benefits | $2,662,000 | 3,411 |
| Premises and equipment expense | $897,000 | 2,493 |
| Additional noninterest expense | $2,633,000 | 2,455 |
| Pre-tax net operating income | $-2,464,000 | 6,844 |
| Securities gains (losses) | $557,000 | 852 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $-1,909,000 | 6,826 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,909,000 | 6,823 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,909,000 | 6,824 |
| Net charge-offs | $2,328,000 | 1,036 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 853 |
| Net operating income | $-2,466,000 | 6,847 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,985,000 | 4,235 |
| Total interest expense | $545,000 | 4,444 |
| Net interest income | $3,440,000 | 4,096 |
| Provision for loan and lease losses | $850,000 | 1,635 |
| Total noninterest income | $971,000 | 2,843 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $439,000 | 2,226 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $532,000 | 2,860 |
| Total noninterest expense | $4,564,000 | 3,014 |
| Salaries and employee benefits | $2,033,000 | 3,381 |
| Premises and equipment expense | $685,000 | 2,477 |
| Additional noninterest expense | $1,846,000 | 2,611 |
| Pre-tax net operating income | $-1,003,000 | 6,832 |
| Securities gains (losses) | $557,000 | 690 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-446,000 | 6,739 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-446,000 | 6,737 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-446,000 | 6,737 |
| Net charge-offs | $277,000 | 2,927 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 841 |
| Net operating income | $-1,003,000 | 6,849 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 4,124 |
| Total interest expense | $378,000 | 4,455 |
| Net interest income | $2,417,000 | 3,969 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $733,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $285,000 | 2,250 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $448,000 | 2,483 |
| Total noninterest expense | $3,059,000 | 3,011 |
| Salaries and employee benefits | $1,351,000 | 3,408 |
| Premises and equipment expense | $464,000 | 2,455 |
| Additional noninterest expense | $1,244,000 | 2,592 |
| Pre-tax net operating income | $91,000 | 5,914 |
| Securities gains (losses) | $180,000 | 1,181 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $269,000 | 4,961 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $269,000 | 4,965 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $269,000 | 4,965 |
| Net charge-offs | $306,000 | 2,300 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 775 |
| Net operating income | $90,800 | 5,852 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 4,075 |
| Total interest expense | $199,000 | 4,467 |
| Net interest income | $1,241,000 | 3,935 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $345,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $148,000 | 2,157 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $197,000 | 2,689 |
| Total noninterest expense | $1,465,000 | 3,115 |
| Salaries and employee benefits | $686,000 | 3,390 |
| Premises and equipment expense | $241,000 | 2,379 |
| Additional noninterest expense | $538,000 | 2,913 |
| Pre-tax net operating income | $121,000 | 5,194 |
| Securities gains (losses) | $74,000 | 1,040 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $195,000 | 4,425 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $195,000 | 4,428 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $195,000 | 4,428 |
| Net charge-offs | $268,000 | 1,591 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $121,000 | 5,002 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,887,000 | 4,122 |
| Total interest expense | $1,045,000 | 4,305 |
| Net interest income | $4,842,000 | 3,986 |
| Provision for loan and lease losses | $189,000 | 4,688 |
| Total noninterest income | $1,729,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $630,000 | 2,153 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,099,000 | 2,005 |
| Total noninterest expense | $7,054,000 | 2,651 |
| Salaries and employee benefits | $2,761,000 | 3,312 |
| Premises and equipment expense | $1,062,000 | 2,290 |
| Additional noninterest expense | $3,231,000 | 2,062 |
| Pre-tax net operating income | $-672,000 | 6,473 |
| Securities gains (losses) | $391,000 | 947 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $-283,000 | 6,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-283,000 | 6,377 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-283,000 | 6,377 |
| Net charge-offs | $601,000 | 2,953 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 801 |
| Net operating income | $-674,000 | 6,512 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,535,000 | 4,082 |
| Total interest expense | $831,000 | 4,278 |
| Net interest income | $3,704,000 | 3,955 |
| Provision for loan and lease losses | $189,000 | 4,216 |
| Total noninterest income | $1,070,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $484,000 | 2,134 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $586,000 | 2,460 |
| Total noninterest expense | $5,254,000 | 2,674 |
| Salaries and employee benefits | $2,162,000 | 3,216 |
| Premises and equipment expense | $806,000 | 2,285 |
| Additional noninterest expense | $2,286,000 | 2,186 |
| Pre-tax net operating income | $-669,000 | 6,682 |
| Securities gains (losses) | $391,000 | 760 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $-280,000 | 6,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-280,000 | 6,560 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-280,000 | 6,560 |
| Net charge-offs | $582,000 | 2,504 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 756 |
| Net operating income | $-671,000 | 6,715 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 4,061 |
| Total interest expense | $579,000 | 4,268 |
| Net interest income | $2,501,000 | 3,934 |
| Provision for loan and lease losses | $189,000 | 3,616 |
| Total noninterest income | $694,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $328,000 | 2,083 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $366,000 | 2,570 |
| Total noninterest expense | $3,623,000 | 2,603 |
| Salaries and employee benefits | $1,468,000 | 3,191 |
| Premises and equipment expense | $545,000 | 2,271 |
| Additional noninterest expense | $1,610,000 | 2,103 |
| Pre-tax net operating income | $-617,000 | 6,842 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $-619,000 | 6,889 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-619,000 | 6,888 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-619,000 | 6,889 |
| Net charge-offs | $546,000 | 2,059 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 705 |
| Net operating income | $-619,000 | 6,880 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 4,005 |
| Total interest expense | $310,000 | 4,217 |
| Net interest income | $1,276,000 | 3,887 |
| Provision for loan and lease losses | $189,000 | 2,519 |
| Total noninterest income | $325,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $172,000 | 1,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $153,000 | 2,867 |
| Total noninterest expense | $1,792,000 | 2,651 |
| Salaries and employee benefits | $743,000 | 3,177 |
| Premises and equipment expense | $256,000 | 2,441 |
| Additional noninterest expense | $793,000 | 2,121 |
| Pre-tax net operating income | $-380,000 | 7,017 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-379,000 | 7,060 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-379,000 | 7,061 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-379,000 | 7,061 |
| Net charge-offs | $341,000 | 1,637 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 654 |
| Net operating income | $-380,000 | 7,044 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,927,000 | 3,578 |
| Total interest expense | $1,920,000 | 3,676 |
| Net interest income | $6,007,000 | 3,464 |
| Provision for loan and lease losses | $6,280,000 | 960 |
| Total noninterest income | $737,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $763,000 | 1,912 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-26,000 | 7,072 |
| Total noninterest expense | $7,022,000 | 2,719 |
| Salaries and employee benefits | $3,073,000 | 3,043 |
| Premises and equipment expense | $1,140,000 | 2,216 |
| Additional noninterest expense | $2,809,000 | 2,409 |
| Pre-tax net operating income | $-6,558,000 | 7,206 |
| Securities gains (losses) | $46,000 | 2,712 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-6,512,000 | 7,256 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,512,000 | 7,256 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,512,000 | 7,256 |
| Net charge-offs | $4,001,000 | 1,207 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $844,000 | 387 |
| Net operating income | $-6,558,000 | 7,239 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 3,553 |
| Total interest expense | $1,531,000 | 3,652 |
| Net interest income | $4,627,000 | 3,452 |
| Provision for loan and lease losses | $4,705,000 | 920 |
| Total noninterest income | $369,000 | 4,673 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $567,000 | 1,966 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-198,000 | 7,464 |
| Total noninterest expense | $5,222,000 | 2,738 |
| Salaries and employee benefits | $2,385,000 | 2,983 |
| Premises and equipment expense | $873,000 | 2,200 |
| Additional noninterest expense | $1,964,000 | 2,520 |
| Pre-tax net operating income | $-4,931,000 | 7,357 |
| Securities gains (losses) | $46,000 | 2,464 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-4,885,000 | 7,412 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,885,000 | 7,412 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,885,000 | 7,412 |
| Net charge-offs | $2,937,000 | 1,157 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $831,000 | 313 |
| Net operating income | $-4,931,000 | 7,397 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 3,522 |
| Total interest expense | $1,046,000 | 3,691 |
| Net interest income | $3,159,000 | 3,401 |
| Provision for loan and lease losses | $3,100,000 | 923 |
| Total noninterest income | $-248,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $389,000 | 1,939 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-637,000 | 7,731 |
| Total noninterest expense | $3,488,000 | 2,739 |
| Salaries and employee benefits | $1,645,000 | 2,902 |
| Premises and equipment expense | $592,000 | 2,175 |
| Additional noninterest expense | $1,251,000 | 2,622 |
| Pre-tax net operating income | $-3,677,000 | 7,461 |
| Securities gains (losses) | $46,000 | 1,939 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-3,631,000 | 7,497 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,631,000 | 7,496 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,631,000 | 7,497 |
| Net charge-offs | $1,701,000 | 1,273 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $492,000 | 277 |
| Net operating income | $-3,677,000 | 7,494 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 3,604 |
| Total interest expense | $520,000 | 3,826 |
| Net interest income | $1,563,000 | 3,439 |
| Provision for loan and lease losses | $2,865,000 | 572 |
| Total noninterest income | $-515,000 | 7,883 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $197,000 | 1,897 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-712,000 | 7,895 |
| Total noninterest expense | $1,878,000 | 2,602 |
| Salaries and employee benefits | $885,000 | 2,776 |
| Premises and equipment expense | $312,000 | 2,139 |
| Additional noninterest expense | $681,000 | 2,434 |
| Pre-tax net operating income | $-3,695,000 | 7,724 |
| Securities gains (losses) | $46,000 | 1,182 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-3,649,000 | 7,741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,649,000 | 7,742 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,649,000 | 7,742 |
| Net charge-offs | $1,634,000 | 740 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $273,000 | 201 |
| Net operating income | $-3,695,000 | 7,737 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,526,000 | 3,656 |
| Total interest expense | $2,748,000 | 3,660 |
| Net interest income | $5,778,000 | 3,568 |
| Provision for loan and lease losses | $4,370,000 | 1,569 |
| Total noninterest income | $1,436,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $797,000 | 2,049 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $639,000 | 2,805 |
| Total noninterest expense | $7,750,000 | 2,548 |
| Salaries and employee benefits | $3,862,000 | 2,521 |
| Premises and equipment expense | $1,422,000 | 1,890 |
| Additional noninterest expense | $2,466,000 | 2,776 |
| Pre-tax net operating income | $-4,906,000 | 7,179 |
| Securities gains (losses) | $141,000 | 1,837 |
| Applicable income taxes | $217,000 | 2,313 |
| Income before extraordinary items | $-4,982,000 | 7,259 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,982,000 | 7,259 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,982,000 | 7,259 |
| Net charge-offs | $4,656,000 | 1,210 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $4,549,000 | 200 |
| Net operating income | $-5,123,000 | 7,291 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 3,674 |
| Total interest expense | $2,202,000 | 3,601 |
| Net interest income | $4,264,000 | 3,626 |
| Provision for loan and lease losses | $2,800,000 | 1,544 |
| Total noninterest income | $1,131,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $608,000 | 2,032 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $523,000 | 2,732 |
| Total noninterest expense | $5,863,000 | 2,520 |
| Salaries and employee benefits | $3,031,000 | 2,455 |
| Premises and equipment expense | $1,086,000 | 1,870 |
| Additional noninterest expense | $1,746,000 | 2,892 |
| Pre-tax net operating income | $-3,268,000 | 7,334 |
| Securities gains (losses) | $140,000 | 1,560 |
| Applicable income taxes | $-14,000 | 6,679 |
| Income before extraordinary items | $-3,114,000 | 7,393 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,114,000 | 7,393 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,114,000 | 7,393 |
| Net charge-offs | $3,038,000 | 1,174 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $3,832,000 | 186 |
| Net operating income | $-3,254,000 | 7,411 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 3,688 |
| Total interest expense | $1,596,000 | 3,514 |
| Net interest income | $2,742,000 | 3,708 |
| Provision for loan and lease losses | $2,600,000 | 1,191 |
| Total noninterest income | $626,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $411,000 | 1,975 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $215,000 | 3,540 |
| Total noninterest expense | $4,098,000 | 2,437 |
| Salaries and employee benefits | $2,162,000 | 2,335 |
| Premises and equipment expense | $748,000 | 1,845 |
| Additional noninterest expense | $1,188,000 | 2,855 |
| Pre-tax net operating income | $-3,330,000 | 7,600 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-9,000 | 6,795 |
| Income before extraordinary items | $-3,321,000 | 7,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,321,000 | 7,657 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,321,000 | 7,657 |
| Net charge-offs | $1,780,000 | 1,210 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $3,817,000 | 140 |
| Net operating income | $-3,321,000 | 7,668 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 3,722 |
| Total interest expense | $851,000 | 3,456 |
| Net interest income | $1,314,000 | 3,802 |
| Provision for loan and lease losses | $2,150,000 | 712 |
| Total noninterest income | $288,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $205,000 | 1,926 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $83,000 | 3,952 |
| Total noninterest expense | $1,998,000 | 2,429 |
| Salaries and employee benefits | $1,082,000 | 2,371 |
| Premises and equipment expense | $374,000 | 1,893 |
| Additional noninterest expense | $542,000 | 2,812 |
| Pre-tax net operating income | $-2,546,000 | 7,904 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-5,000 | 7,129 |
| Income before extraordinary items | $-2,541,000 | 7,946 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,541,000 | 7,947 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,541,000 | 7,947 |
| Net charge-offs | $1,650,000 | 691 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $3,801,000 | 77 |
| Net operating income | $-2,541,000 | 7,950 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,615,000 | 3,127 |
| Total interest expense | $4,160,000 | 3,418 |
| Net interest income | $7,455,000 | 2,880 |
| Provision for loan and lease losses | $5,705,000 | 917 |
| Total noninterest income | $1,335,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $871,000 | 1,974 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $464,000 | 3,318 |
| Total noninterest expense | $10,136,000 | 1,903 |
| Salaries and employee benefits | $4,878,000 | 2,082 |
| Premises and equipment expense | $2,046,000 | 1,341 |
| Additional noninterest expense | $3,212,000 | 1,904 |
| Pre-tax net operating income | $-7,051,000 | 7,901 |
| Securities gains (losses) | $494,000 | 382 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-6,557,000 | 7,895 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-6,557,000 | 7,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,273,000 | 662 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 1,025 |
| Net operating income | $-7,051,000 | 7,947 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,972,000 | 3,116 |
| Total interest expense | $3,168,000 | 3,487 |
| Net interest income | $5,804,000 | 2,808 |
| Provision for loan and lease losses | $3,905,000 | 776 |
| Total noninterest income | $1,061,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $685,000 | 1,899 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $376,000 | 3,283 |
| Total noninterest expense | $7,397,000 | 1,942 |
| Salaries and employee benefits | $3,782,000 | 2,034 |
| Premises and equipment expense | $1,570,000 | 1,319 |
| Additional noninterest expense | $2,045,000 | 2,124 |
| Pre-tax net operating income | $-4,437,000 | 8,104 |
| Securities gains (losses) | $38,000 | 1,609 |
| Applicable income taxes | $-1,267,000 | 8,105 |
| Income before extraordinary items | $-3,132,000 | 8,029 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,132,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,549,000 | 570 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 919 |
| Net operating income | $-3,158,980 | 8,090 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,150,000 | 3,081 |
| Total interest expense | $2,140,000 | 3,573 |
| Net interest income | $4,010,000 | 2,701 |
| Provision for loan and lease losses | $2,655,000 | 654 |
| Total noninterest income | $734,000 | 2,762 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $473,000 | 1,832 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $261,000 | 3,269 |
| Total noninterest expense | $5,145,000 | 1,869 |
| Salaries and employee benefits | $2,602,000 | 2,001 |
| Premises and equipment expense | $1,123,000 | 1,214 |
| Additional noninterest expense | $1,420,000 | 2,028 |
| Pre-tax net operating income | $-3,056,000 | 8,230 |
| Securities gains (losses) | $38,000 | 1,635 |
| Applicable income taxes | $-1,295,000 | 8,295 |
| Income before extraordinary items | $-1,723,000 | 8,183 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,723,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,514,000 | 482 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 916 |
| Net operating income | $-1,747,320 | 8,176 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 2,908 |
| Total interest expense | $1,087,000 | 3,698 |
| Net interest income | $2,275,000 | 2,411 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $438,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $233,000 | 1,823 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $205,000 | 2,532 |
| Total noninterest expense | $2,545,000 | 1,878 |
| Salaries and employee benefits | $1,354,000 | 1,941 |
| Premises and equipment expense | $452,000 | 1,546 |
| Additional noninterest expense | $739,000 | 1,909 |
| Pre-tax net operating income | $148,000 | 5,462 |
| Securities gains (losses) | $38,000 | 1,241 |
| Applicable income taxes | $51,000 | 3,537 |
| Income before extraordinary items | $135,000 | 5,386 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $135,000 | 5,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 725 |
| Net operating income | $107,260 | 5,655 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,269,000 | 3,222 |
| Total interest expense | $3,833,000 | 4,115 |
| Net interest income | $8,436,000 | 2,596 |
| Provision for loan and lease losses | $1,395,000 | 1,115 |
| Total noninterest income | $2,233,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $715,000 | 2,330 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,518,000 | 1,658 |
| Total noninterest expense | $10,280,000 | 1,800 |
| Salaries and employee benefits | $5,278,000 | 1,902 |
| Premises and equipment expense | $1,763,000 | 1,514 |
| Additional noninterest expense | $3,239,000 | 1,716 |
| Pre-tax net operating income | $-1,006,000 | 8,047 |
| Securities gains (losses) | $313,000 | 348 |
| Applicable income taxes | $-359,000 | 8,245 |
| Income before extraordinary items | $-334,000 | 7,801 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-334,000 | 7,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,870 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 851 |
| Net operating income | $-534,320 | 7,892 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,070,000 | 3,269 |
| Total interest expense | $2,722,000 | 4,264 |
| Net interest income | $6,348,000 | 2,609 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $1,627,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $475,000 | 2,551 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,152,000 | 1,641 |
| Total noninterest expense | $7,576,000 | 1,802 |
| Salaries and employee benefits | $3,957,000 | 1,901 |
| Premises and equipment expense | $1,306,000 | 1,526 |
| Additional noninterest expense | $2,313,000 | 1,757 |
| Pre-tax net operating income | $39,000 | 7,536 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-104,000 | 8,241 |
| Income before extraordinary items | $143,000 | 7,065 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $143,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,205 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 745 |
| Net operating income | $143,000 | 7,055 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,903,000 | 3,334 |
| Total interest expense | $1,649,000 | 4,504 |
| Net interest income | $4,254,000 | 2,620 |
| Provision for loan and lease losses | $194,000 | 2,216 |
| Total noninterest income | $1,025,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $286,000 | 2,758 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $739,000 | 1,700 |
| Total noninterest expense | $5,090,000 | 1,809 |
| Salaries and employee benefits | $2,661,000 | 1,917 |
| Premises and equipment expense | $858,000 | 1,562 |
| Additional noninterest expense | $1,571,000 | 1,735 |
| Pre-tax net operating income | $-5,000 | 7,792 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-61,000 | 8,317 |
| Income before extraordinary items | $56,000 | 7,444 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $56,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,072 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 673 |
| Net operating income | $56,000 | 7,434 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 3,416 |
| Total interest expense | $739,000 | 4,824 |
| Net interest income | $2,114,000 | 2,633 |
| Provision for loan and lease losses | $112,000 | 1,873 |
| Total noninterest income | $511,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $126,000 | 2,972 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $385,000 | 1,632 |
| Total noninterest expense | $2,494,000 | 1,850 |
| Salaries and employee benefits | $1,299,000 | 1,977 |
| Premises and equipment expense | $437,000 | 1,534 |
| Additional noninterest expense | $758,000 | 1,767 |
| Pre-tax net operating income | $19,000 | 7,664 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-23,000 | 8,319 |
| Income before extraordinary items | $42,000 | 7,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $42,000 | 7,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 650 |
| Net operating income | $42,000 | 7,263 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,366,000 | 3,480 |
| Total interest expense | $2,231,000 | 5,118 |
| Net interest income | $8,135,000 | 2,715 |
| Provision for loan and lease losses | $260,000 | 3,029 |
| Total noninterest income | $2,706,000 | 1,776 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $402,000 | 3,531 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,304,000 | 1,215 |
| Total noninterest expense | $8,947,000 | 1,971 |
| Salaries and employee benefits | $4,549,000 | 2,143 |
| Premises and equipment expense | $1,329,000 | 1,888 |
| Additional noninterest expense | $3,069,000 | 1,721 |
| Pre-tax net operating income | $1,634,000 | 4,108 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $621,000 | 2,841 |
| Income before extraordinary items | $1,013,000 | 4,683 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,013,000 | 4,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 887 |
| Net operating income | $1,013,000 | 4,679 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,645,000 | 3,502 |
| Total interest expense | $1,561,000 | 5,225 |
| Net interest income | $6,084,000 | 2,751 |
| Provision for loan and lease losses | $220,000 | 2,716 |
| Total noninterest income | $2,233,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $290,000 | 3,635 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,943,000 | 1,120 |
| Total noninterest expense | $6,746,000 | 1,957 |
| Salaries and employee benefits | $3,451,000 | 2,127 |
| Premises and equipment expense | $953,000 | 1,982 |
| Additional noninterest expense | $2,342,000 | 1,682 |
| Pre-tax net operating income | $1,351,000 | 4,019 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $520,000 | 2,808 |
| Income before extraordinary items | $831,000 | 4,612 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $831,000 | 4,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,182 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 752 |
| Net operating income | $831,000 | 4,601 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 3,475 |
| Total interest expense | $1,010,000 | 5,195 |
| Net interest income | $4,039,000 | 2,768 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $1,510,000 | 1,626 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $171,000 | 3,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,339,000 | 1,097 |
| Total noninterest expense | $4,368,000 | 2,010 |
| Salaries and employee benefits | $2,217,000 | 2,219 |
| Premises and equipment expense | $595,000 | 2,097 |
| Additional noninterest expense | $1,556,000 | 1,699 |
| Pre-tax net operating income | $1,061,000 | 3,660 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $422,000 | 2,535 |
| Income before extraordinary items | $639,000 | 4,289 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $639,000 | 4,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 1,038 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 628 |
| Net operating income | $639,000 | 4,278 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 3,515 |
| Total interest expense | $488,000 | 5,187 |
| Net interest income | $1,939,000 | 2,854 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $863,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 4,136 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $790,000 | 965 |
| Total noninterest expense | $2,185,000 | 2,019 |
| Salaries and employee benefits | $1,137,000 | 2,168 |
| Premises and equipment expense | $268,000 | 2,325 |
| Additional noninterest expense | $780,000 | 1,671 |
| Pre-tax net operating income | $587,000 | 3,361 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $247,000 | 2,289 |
| Income before extraordinary items | $340,000 | 4,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,282 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 474 |
| Net operating income | $340,000 | 4,073 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,387,000 | 3,617 |
| Total interest expense | $1,566,000 | 5,122 |
| Net interest income | $6,821,000 | 3,105 |
| Provision for loan and lease losses | $325,000 | 2,662 |
| Total noninterest income | $1,452,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $351,000 | 3,836 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,101,000 | 2,075 |
| Total noninterest expense | $6,441,000 | 2,577 |
| Salaries and employee benefits | $3,205,000 | 2,801 |
| Premises and equipment expense | $958,000 | 2,461 |
| Additional noninterest expense | $2,278,000 | 2,200 |
| Pre-tax net operating income | $1,507,000 | 4,365 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $620,000 | 3,018 |
| Income before extraordinary items | $887,000 | 5,117 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $887,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,901 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $9,000,000 | 214 |
| Net operating income | $887,000 | 5,076 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,063,000 | 3,674 |
| Total interest expense | $1,098,000 | 5,175 |
| Net interest income | $4,965,000 | 3,162 |
| Provision for loan and lease losses | $215,000 | 2,841 |
| Total noninterest income | $956,000 | 3,002 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $268,000 | 3,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $688,000 | 2,343 |
| Total noninterest expense | $4,629,000 | 2,644 |
| Salaries and employee benefits | $2,283,000 | 2,895 |
| Premises and equipment expense | $706,000 | 2,492 |
| Additional noninterest expense | $1,640,000 | 2,253 |
| Pre-tax net operating income | $1,077,000 | 4,584 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $443,000 | 3,149 |
| Income before extraordinary items | $634,000 | 5,320 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $634,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,938 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $9,000,000 | 151 |
| Net operating income | $634,000 | 5,286 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 3,771 |
| Total interest expense | $650,000 | 5,355 |
| Net interest income | $3,165,000 | 3,258 |
| Provision for loan and lease losses | $140,000 | 2,787 |
| Total noninterest income | $733,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $187,000 | 3,662 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $546,000 | 2,059 |
| Total noninterest expense | $3,123,000 | 2,604 |
| Salaries and employee benefits | $1,548,000 | 2,848 |
| Premises and equipment expense | $465,000 | 2,491 |
| Additional noninterest expense | $1,110,000 | 2,206 |
| Pre-tax net operating income | $635,000 | 4,870 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $262,000 | 3,333 |
| Income before extraordinary items | $373,000 | 5,626 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $373,000 | 5,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,487 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $373,000 | 5,581 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 3,942 |
| Total interest expense | $273,000 | 5,734 |
| Net interest income | $1,513,000 | 3,386 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $381,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $91,000 | 3,658 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $290,000 | 1,926 |
| Total noninterest expense | $1,527,000 | 2,667 |
| Salaries and employee benefits | $776,000 | 2,834 |
| Premises and equipment expense | $228,000 | 2,551 |
| Additional noninterest expense | $523,000 | 2,329 |
| Pre-tax net operating income | $322,000 | 4,816 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $131,000 | 3,336 |
| Income before extraordinary items | $191,000 | 5,527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $191,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,643 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $191,000 | 5,495 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,291,000 | 4,116 |
| Total interest expense | $808,000 | 6,230 |
| Net interest income | $5,483,000 | 3,545 |
| Provision for loan and lease losses | $330,000 | 2,726 |
| Total noninterest income | $1,596,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $341,000 | 4,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,255,000 | 1,850 |
| Total noninterest expense | $5,557,000 | 2,836 |
| Salaries and employee benefits | $2,717,000 | 3,126 |
| Premises and equipment expense | $890,000 | 2,550 |
| Additional noninterest expense | $1,950,000 | 2,480 |
| Pre-tax net operating income | $1,192,000 | 4,813 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $325,000 | 4,061 |
| Income before extraordinary items | $867,000 | 5,073 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $867,000 | 5,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,086 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $867,000 | 5,003 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 4,231 |
| Total interest expense | $562,000 | 6,401 |
| Net interest income | $3,951,000 | 3,629 |
| Provision for loan and lease losses | $190,000 | 3,078 |
| Total noninterest income | $1,148,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $247,000 | 4,129 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $901,000 | 1,915 |
| Total noninterest expense | $4,141,000 | 2,832 |
| Salaries and employee benefits | $2,005,000 | 3,119 |
| Premises and equipment expense | $680,000 | 2,484 |
| Additional noninterest expense | $1,456,000 | 2,455 |
| Pre-tax net operating income | $768,000 | 5,304 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $131,000 | 5,029 |
| Income before extraordinary items | $637,000 | 5,204 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $637,000 | 5,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $637,000 | 5,115 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 4,433 |
| Total interest expense | $346,000 | 6,648 |
| Net interest income | $2,482,000 | 3,805 |
| Provision for loan and lease losses | $110,000 | 3,324 |
| Total noninterest income | $819,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $164,000 | 4,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $655,000 | 1,806 |
| Total noninterest expense | $2,745,000 | 2,850 |
| Salaries and employee benefits | $1,338,000 | 3,140 |
| Premises and equipment expense | $436,000 | 2,575 |
| Additional noninterest expense | $971,000 | 2,448 |
| Pre-tax net operating income | $446,000 | 5,598 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $446,000 | 5,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $446,000 | 5,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $446,000 | 4,936 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 4,545 |
| Total interest expense | $171,000 | 6,735 |
| Net interest income | $1,205,000 | 3,884 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $337,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $81,000 | 4,084 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $256,000 | 2,098 |
| Total noninterest expense | $1,375,000 | 2,852 |
| Salaries and employee benefits | $690,000 | 3,067 |
| Premises and equipment expense | $199,000 | 2,824 |
| Additional noninterest expense | $486,000 | 2,429 |
| Pre-tax net operating income | $117,000 | 6,895 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $117,000 | 6,569 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,521 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $117,000 | 6,453 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,875,000 | 4,979 |
| Total interest expense | $1,025,000 | 6,042 |
| Net interest income | $3,850,000 | 4,481 |
| Provision for loan and lease losses | $868,000 | 1,365 |
| Total noninterest income | $1,884,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $312,000 | 4,206 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,572,000 | 1,761 |
| Total noninterest expense | $4,701,000 | 3,210 |
| Salaries and employee benefits | $2,245,000 | 3,558 |
| Premises and equipment expense | $696,000 | 3,097 |
| Additional noninterest expense | $1,760,000 | 2,687 |
| Pre-tax net operating income | $165,000 | 7,943 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $165,000 | 7,934 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $165,000 | 7,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 1,463 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $165,000 | 7,811 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 5,138 |
| Total interest expense | $832,000 | 5,954 |
| Net interest income | $2,730,000 | 4,685 |
| Provision for loan and lease losses | $294,000 | 2,556 |
| Total noninterest income | $1,458,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $226,000 | 4,303 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,232,000 | 1,774 |
| Total noninterest expense | $3,453,000 | 3,273 |
| Salaries and employee benefits | $1,637,000 | 3,633 |
| Premises and equipment expense | $520,000 | 3,116 |
| Additional noninterest expense | $1,296,000 | 2,707 |
| Pre-tax net operating income | $441,000 | 6,545 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $50,000 | 6,201 |
| Income before extraordinary items | $391,000 | 6,406 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $391,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,029 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $391,000 | 6,233 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 5,273 |
| Total interest expense | $588,000 | 5,912 |
| Net interest income | $1,713,000 | 4,874 |
| Provision for loan and lease losses | $108,000 | 3,738 |
| Total noninterest income | $1,011,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $150,000 | 4,294 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $861,000 | 1,694 |
| Total noninterest expense | $2,252,000 | 3,335 |
| Salaries and employee benefits | $1,053,000 | 3,761 |
| Premises and equipment expense | $345,000 | 3,115 |
| Additional noninterest expense | $854,000 | 2,722 |
| Pre-tax net operating income | $364,000 | 6,080 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $364,000 | 5,635 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $364,000 | 5,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,485 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $364,000 | 5,427 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 5,462 |
| Total interest expense | $311,000 | 5,833 |
| Net interest income | $784,000 | 5,161 |
| Provision for loan and lease losses | $43,000 | 4,044 |
| Total noninterest income | $521,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $81,000 | 4,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $440,000 | 1,621 |
| Total noninterest expense | $1,127,000 | 3,323 |
| Salaries and employee benefits | $540,000 | 3,657 |
| Premises and equipment expense | $170,000 | 3,154 |
| Additional noninterest expense | $417,000 | 2,753 |
| Pre-tax net operating income | $135,000 | 6,687 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $135,000 | 6,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 6,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $135,000 | 6,099 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,988,000 | 5,905 |
| Total interest expense | $1,318,000 | 6,129 |
| Net interest income | $2,670,000 | 5,689 |
| Provision for loan and lease losses | $163,000 | 4,771 |
| Total noninterest income | $1,773,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $268,000 | 4,521 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,505,000 | 1,640 |
| Total noninterest expense | $3,622,000 | 3,848 |
| Salaries and employee benefits | $1,786,000 | 4,122 |
| Premises and equipment expense | $649,000 | 3,188 |
| Additional noninterest expense | $1,187,000 | 3,636 |
| Pre-tax net operating income | $658,000 | 6,223 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-339,000 | 9,197 |
| Income before extraordinary items | $997,000 | 4,614 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $997,000 | 4,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,309 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,279,000 | 220 |
| Net operating income | $997,000 | 4,487 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 6,693 |
| Total interest expense | $1,656,000 | 6,682 |
| Net interest income | $1,930,000 | 6,538 |
| Provision for loan and lease losses | $133,000 | 5,016 |
| Total noninterest income | $1,041,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $182,000 | 5,365 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $859,000 | 2,278 |
| Total noninterest expense | $3,002,000 | 4,334 |
| Salaries and employee benefits | $1,488,000 | 4,545 |
| Premises and equipment expense | $596,000 | 3,374 |
| Additional noninterest expense | $918,000 | 4,339 |
| Pre-tax net operating income | $-164,000 | 8,929 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-181,000 | 9,361 |
| Income before extraordinary items | $17,000 | 8,744 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $17,000 | 8,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,426 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $481,000 | 507 |
| Net operating income | $17,000 | 8,657 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 8,889 |
| Total interest expense | $611,000 | 9,033 |
| Net interest income | $947,000 | 8,593 |
| Provision for loan and lease losses | $207,000 | 3,670 |
| Total noninterest income | $240,000 | 6,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 7,329 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,078 |
| Total noninterest expense | $2,570,000 | 4,764 |
| Salaries and employee benefits | $1,230,000 | 5,111 |
| Premises and equipment expense | $411,000 | 4,426 |
| Additional noninterest expense | $929,000 | 4,238 |
| Pre-tax net operating income | $-1,590,000 | 9,797 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,590,000 | 9,803 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,590,000 | 9,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $286,000 | 600 |
| Net operating income | $-1,590,000 | 9,803 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $156,000 | 10,149 |
| Total interest expense | $27,000 | 10,134 |
| Net interest income | $129,000 | 10,128 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $4,000 | 10,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,068 |
| Total noninterest expense | $700,000 | 9,034 |
| Salaries and employee benefits | $324,000 | 9,335 |
| Premises and equipment expense | $70,000 | 9,216 |
| Additional noninterest expense | $306,000 | 8,069 |
| Pre-tax net operating income | $-667,000 | 9,956 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-667,000 | 9,989 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-667,000 | 9,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $5,461,000 | 226 |
| Net operating income | $-667,000 | 9,975 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.