Calumet Federal Savings and Loan Association, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$3,450,000	8,260
Total interest expense	$2,064,000	6,966
Net interest income	$1,386,000	9,670
Provision for loan and lease losses	$82,000	7,825
Total noninterest income	$77,000	12,360
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$77,000	8,979
Total noninterest expense	$876,000	10,631
Salaries and employee benefits	$389,000	10,995
Premises and equipment expense	$200,000	7,833
Additional noninterest expense	$287,000	11,020
Pre-tax net operating income	$505,000	8,376
Securities gains (losses)	$0	8,369
Applicable income taxes	$210,000	7,363
Income before extraordinary items	$295,000	9,397
Extraordinary gains, net	$0	1,422
Net income	$295,000	9,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$295,000	8,997

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.