Home > Calumet Federal Savings and Loan Association > Income and Expense
Calumet Federal Savings and Loan Association, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $36,230,000 | 914 |
| Total interest expense | $19,471,000 | 824 |
| Net interest income | $16,759,000 | 1,009 |
| Provision for loan and lease losses | $460,000 | 1,836 |
| Total noninterest income | $3,458,000 | 1,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,458,000 | 833 |
| Total noninterest expense | $9,286,000 | 1,423 |
| Salaries and employee benefits | $5,070,000 | 1,292 |
| Premises and equipment expense | $2,105,000 | 918 |
| Additional noninterest expense | $2,111,000 | 2,015 |
| Pre-tax net operating income | $10,471,000 | 747 |
| Securities gains (losses) | $140,000 | 1,086 |
| Applicable income taxes | $3,622,000 | 747 |
| Income before extraordinary items | $6,989,000 | 788 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,989,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,605 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,896,600 | 768 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $38,040,000 | 900 |
| Total interest expense | $20,919,000 | 793 |
| Net interest income | $17,121,000 | 1,031 |
| Provision for loan and lease losses | $700,000 | 1,328 |
| Total noninterest income | $2,590,000 | 1,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,590,000 | 932 |
| Total noninterest expense | $9,444,000 | 1,392 |
| Salaries and employee benefits | $5,362,000 | 1,229 |
| Premises and equipment expense | $1,949,000 | 1,016 |
| Additional noninterest expense | $2,133,000 | 1,985 |
| Pre-tax net operating income | $9,567,000 | 844 |
| Securities gains (losses) | $-630,000 | 10,885 |
| Applicable income taxes | $2,969,000 | 941 |
| Income before extraordinary items | $5,968,000 | 927 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,968,000 | 928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,171 |
| Cash dividends | $6,000,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,390,100 | 844 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $37,743,000 | 928 |
| Total interest expense | $21,170,000 | 803 |
| Net interest income | $16,573,000 | 1,097 |
| Provision for loan and lease losses | $800,000 | 1,203 |
| Total noninterest income | $2,751,000 | 1,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,751,000 | 936 |
| Total noninterest expense | $11,938,000 | 1,207 |
| Salaries and employee benefits | $5,124,000 | 1,310 |
| Premises and equipment expense | $1,820,000 | 1,155 |
| Additional noninterest expense | $4,994,000 | 1,136 |
| Pre-tax net operating income | $6,586,000 | 1,123 |
| Securities gains (losses) | $42,000 | 1,458 |
| Applicable income taxes | $1,986,000 | 1,236 |
| Income before extraordinary items | $4,642,000 | 1,112 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,642,000 | 1,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $9,000,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,612,600 | 1,100 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $37,313,000 | 953 |
| Total interest expense | $20,217,000 | 873 |
| Net interest income | $17,096,000 | 1,072 |
| Provision for loan and lease losses | $800,000 | 1,117 |
| Total noninterest income | $1,163,000 | 2,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,163,000 | 1,632 |
| Total noninterest expense | $8,768,000 | 1,620 |
| Salaries and employee benefits | $4,576,000 | 1,448 |
| Premises and equipment expense | $1,528,000 | 1,348 |
| Additional noninterest expense | $2,664,000 | 1,879 |
| Pre-tax net operating income | $8,691,000 | 924 |
| Securities gains (losses) | $-220,000 | 11,694 |
| Applicable income taxes | $2,797,000 | 960 |
| Income before extraordinary items | $5,674,000 | 939 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,674,000 | 939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,729 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $5,821,400 | 926 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $35,012,000 | 910 |
| Total interest expense | $16,651,000 | 832 |
| Net interest income | $18,361,000 | 1,003 |
| Provision for loan and lease losses | $800,000 | 1,087 |
| Total noninterest income | $2,546,000 | 1,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,546,000 | 977 |
| Total noninterest expense | $9,037,000 | 1,628 |
| Salaries and employee benefits | $4,607,000 | 1,462 |
| Premises and equipment expense | $1,560,000 | 1,342 |
| Additional noninterest expense | $2,870,000 | 1,880 |
| Pre-tax net operating income | $11,070,000 | 739 |
| Securities gains (losses) | $-307,000 | 12,118 |
| Applicable income taxes | $3,632,000 | 741 |
| Income before extraordinary items | $7,131,000 | 752 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,131,000 | 752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,195,000 | 784 |
| Cash dividends | $9,000,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,333,620 | 744 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $32,522,000 | 990 |
| Total interest expense | $15,305,000 | 924 |
| Net interest income | $17,217,000 | 1,067 |
| Provision for loan and lease losses | $800,000 | 1,514 |
| Total noninterest income | $2,464,000 | 1,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,464,000 | 1,099 |
| Total noninterest expense | $8,439,000 | 1,777 |
| Salaries and employee benefits | $4,513,000 | 1,506 |
| Premises and equipment expense | $1,302,000 | 1,613 |
| Additional noninterest expense | $2,624,000 | 2,126 |
| Pre-tax net operating income | $10,442,000 | 700 |
| Securities gains (losses) | $2,385,000 | 281 |
| Applicable income taxes | $4,489,000 | 584 |
| Income before extraordinary items | $8,338,000 | 627 |
| Extraordinary gains, net | $1,500,000 | 157 |
| Net income | $9,838,000 | 560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 2,198 |
| Cash dividends | $14,000,000 | 224 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 935 |
| Net operating income | $6,787,750 | 721 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $34,824,000 | 1,056 |
| Total interest expense | $17,965,000 | 1,006 |
| Net interest income | $16,859,000 | 1,102 |
| Provision for loan and lease losses | $400,000 | 3,453 |
| Total noninterest income | $1,199,000 | 2,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,199,000 | 1,770 |
| Total noninterest expense | $8,111,000 | 1,870 |
| Salaries and employee benefits | $4,566,000 | 1,454 |
| Premises and equipment expense | $1,139,000 | 1,854 |
| Additional noninterest expense | $2,406,000 | 2,396 |
| Pre-tax net operating income | $9,547,000 | 670 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,493,000 | 671 |
| Income before extraordinary items | $6,054,000 | 793 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,054,000 | 792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 2,897 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $14,810,000 | 68 |
| Net operating income | $6,054,000 | 720 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.