Home > Calnet Business Bank > Income and Expense
Calnet Business Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,294,000 | 3,336 |
| Total interest expense | $1,479,000 | 5,258 |
| Net interest income | $7,815,000 | 2,767 |
| Provision for loan and lease losses | $291,000 | 2,922 |
| Total noninterest income | $1,202,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $51,000 | 7,068 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,151,000 | 2,023 |
| Total noninterest expense | $6,821,000 | 2,443 |
| Salaries and employee benefits | $2,823,000 | 3,135 |
| Premises and equipment expense | $684,000 | 3,300 |
| Additional noninterest expense | $3,314,000 | 1,541 |
| Pre-tax net operating income | $1,905,000 | 3,809 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-336,000 | 8,730 |
| Income before extraordinary items | $2,241,000 | 2,805 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,241,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $242,000 | 628 |
| Net operating income | $2,241,000 | 2,766 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,642,000 | 3,414 |
| Total interest expense | $1,075,000 | 5,249 |
| Net interest income | $5,567,000 | 2,871 |
| Provision for loan and lease losses | $261,000 | 2,459 |
| Total noninterest income | $1,082,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 7,148 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,045,000 | 1,769 |
| Total noninterest expense | $4,942,000 | 2,505 |
| Salaries and employee benefits | $2,126,000 | 3,100 |
| Premises and equipment expense | $510,000 | 3,308 |
| Additional noninterest expense | $2,306,000 | 1,623 |
| Pre-tax net operating income | $1,446,000 | 3,857 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,446,000 | 3,214 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,446,000 | 3,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 586 |
| Net operating income | $1,446,000 | 3,180 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 3,505 |
| Total interest expense | $655,000 | 5,334 |
| Net interest income | $3,520,000 | 2,985 |
| Provision for loan and lease losses | $211,000 | 2,054 |
| Total noninterest income | $933,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $27,000 | 7,065 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $906,000 | 1,443 |
| Total noninterest expense | $3,266,000 | 2,488 |
| Salaries and employee benefits | $1,426,000 | 3,059 |
| Premises and equipment expense | $325,000 | 3,391 |
| Additional noninterest expense | $1,515,000 | 1,629 |
| Pre-tax net operating income | $976,000 | 3,780 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $156,000 | 4,190 |
| Income before extraordinary items | $820,000 | 3,586 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $820,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 450 |
| Net operating income | $820,000 | 3,537 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 3,525 |
| Total interest expense | $295,000 | 5,524 |
| Net interest income | $1,749,000 | 2,992 |
| Provision for loan and lease losses | $131,000 | 1,628 |
| Total noninterest income | $609,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $593,000 | 1,178 |
| Total noninterest expense | $1,732,000 | 2,376 |
| Salaries and employee benefits | $744,000 | 2,949 |
| Premises and equipment expense | $166,000 | 3,360 |
| Additional noninterest expense | $822,000 | 1,515 |
| Pre-tax net operating income | $495,000 | 3,705 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $79,000 | 4,134 |
| Income before extraordinary items | $416,000 | 3,524 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $416,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 282 |
| Net operating income | $416,000 | 3,486 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,848,000 | 4,338 |
| Total interest expense | $1,039,000 | 5,551 |
| Net interest income | $4,809,000 | 3,922 |
| Provision for loan and lease losses | $151,000 | 4,218 |
| Total noninterest income | $1,643,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $57,000 | 7,178 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,586,000 | 1,577 |
| Total noninterest expense | $5,146,000 | 3,030 |
| Salaries and employee benefits | $2,466,000 | 3,386 |
| Premises and equipment expense | $704,000 | 3,116 |
| Additional noninterest expense | $1,976,000 | 2,449 |
| Pre-tax net operating income | $1,155,000 | 4,891 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $1,154,000 | 4,301 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,154,000 | 4,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $10,143,000 | 99 |
| Net operating income | $1,154,000 | 4,231 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,155,000 | 4,496 |
| Total interest expense | $781,000 | 5,514 |
| Net interest income | $3,374,000 | 4,113 |
| Provision for loan and lease losses | $128,000 | 3,881 |
| Total noninterest income | $1,049,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $42,000 | 7,235 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,007,000 | 1,760 |
| Total noninterest expense | $3,633,000 | 3,189 |
| Salaries and employee benefits | $1,746,000 | 3,517 |
| Premises and equipment expense | $521,000 | 3,141 |
| Additional noninterest expense | $1,366,000 | 2,599 |
| Pre-tax net operating income | $662,000 | 5,642 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $661,000 | 5,104 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $661,000 | 5,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 677 |
| Net operating income | $661,000 | 5,018 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 4,629 |
| Total interest expense | $536,000 | 5,450 |
| Net interest income | $2,121,000 | 4,301 |
| Provision for loan and lease losses | $98,000 | 3,550 |
| Total noninterest income | $564,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $27,000 | 7,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $537,000 | 2,081 |
| Total noninterest expense | $2,348,000 | 3,292 |
| Salaries and employee benefits | $1,156,000 | 3,558 |
| Premises and equipment expense | $335,000 | 3,246 |
| Additional noninterest expense | $857,000 | 2,748 |
| Pre-tax net operating income | $239,000 | 6,907 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $238,000 | 6,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 6,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 572 |
| Net operating income | $238,000 | 6,466 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 4,780 |
| Total interest expense | $298,000 | 5,185 |
| Net interest income | $981,000 | 4,547 |
| Provision for loan and lease losses | $73,000 | 2,730 |
| Total noninterest income | $246,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $233,000 | 2,238 |
| Total noninterest expense | $1,133,000 | 3,405 |
| Salaries and employee benefits | $565,000 | 3,641 |
| Premises and equipment expense | $170,000 | 3,240 |
| Additional noninterest expense | $398,000 | 2,932 |
| Pre-tax net operating income | $21,000 | 8,304 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $20,000 | 8,327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $20,000 | 8,262 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 5,596 |
| Total interest expense | $1,032,000 | 6,024 |
| Net interest income | $3,027,000 | 5,284 |
| Provision for loan and lease losses | $382,000 | 2,679 |
| Total noninterest income | $598,000 | 4,979 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $37,000 | 7,623 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $561,000 | 3,379 |
| Total noninterest expense | $3,751,000 | 3,887 |
| Salaries and employee benefits | $1,798,000 | 4,270 |
| Premises and equipment expense | $583,000 | 3,606 |
| Additional noninterest expense | $1,370,000 | 3,343 |
| Pre-tax net operating income | $-508,000 | 8,827 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $-510,000 | 8,912 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-510,000 | 8,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $531,000 | 483 |
| Net operating income | $-510,000 | 8,850 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 5,860 |
| Total interest expense | $764,000 | 6,200 |
| Net interest income | $2,102,000 | 5,559 |
| Provision for loan and lease losses | $297,000 | 2,540 |
| Total noninterest income | $391,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $29,000 | 7,663 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $362,000 | 3,720 |
| Total noninterest expense | $2,743,000 | 3,951 |
| Salaries and employee benefits | $1,297,000 | 4,376 |
| Premises and equipment expense | $438,000 | 3,604 |
| Additional noninterest expense | $1,008,000 | 3,372 |
| Pre-tax net operating income | $-547,000 | 8,981 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $-548,000 | 9,038 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-548,000 | 9,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $572,000 | 359 |
| Net operating income | $-548,000 | 8,987 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 6,206 |
| Total interest expense | $490,000 | 6,452 |
| Net interest income | $1,231,000 | 5,989 |
| Provision for loan and lease losses | $259,000 | 2,078 |
| Total noninterest income | $230,000 | 5,672 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $18,000 | 7,723 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $212,000 | 3,938 |
| Total noninterest expense | $1,787,000 | 4,025 |
| Salaries and employee benefits | $867,000 | 4,363 |
| Premises and equipment expense | $285,000 | 3,650 |
| Additional noninterest expense | $635,000 | 3,538 |
| Pre-tax net operating income | $-585,000 | 9,097 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $-586,000 | 9,153 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-586,000 | 9,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $572,000 | 253 |
| Net operating income | $-586,000 | 9,100 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 6,495 |
| Total interest expense | $218,000 | 6,841 |
| Net interest income | $574,000 | 6,199 |
| Provision for loan and lease losses | $118,000 | 2,130 |
| Total noninterest income | $74,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 4,730 |
| Total noninterest expense | $849,000 | 4,182 |
| Salaries and employee benefits | $440,000 | 4,317 |
| Premises and equipment expense | $132,000 | 3,884 |
| Additional noninterest expense | $277,000 | 3,893 |
| Pre-tax net operating income | $-319,000 | 9,144 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $-320,000 | 9,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-320,000 | 9,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $572,000 | 131 |
| Net operating income | $-320,000 | 9,138 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 8,038 |
| Total interest expense | $648,000 | 7,960 |
| Net interest income | $1,184,000 | 7,970 |
| Provision for loan and lease losses | $454,000 | 2,559 |
| Total noninterest income | $198,000 | 7,330 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $12,000 | 8,062 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $186,000 | 5,172 |
| Total noninterest expense | $2,846,000 | 4,636 |
| Salaries and employee benefits | $1,390,000 | 4,961 |
| Premises and equipment expense | $477,000 | 4,079 |
| Additional noninterest expense | $979,000 | 4,248 |
| Pre-tax net operating income | $-1,918,000 | 9,245 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $3,000 | 7,526 |
| Income before extraordinary items | $-1,919,000 | 9,272 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,919,000 | 9,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,424,000 | 213 |
| Net operating income | $-1,921,000 | 9,248 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $38,000 | 9,596 |
| Total interest expense | $15,000 | 9,559 |
| Net interest income | $23,000 | 9,592 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $0 | 9,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $1,534,000 | 6,725 |
| Salaries and employee benefits | $234,000 | 9,303 |
| Premises and equipment expense | $80,000 | 8,627 |
| Additional noninterest expense | $1,220,000 | 3,444 |
| Pre-tax net operating income | $-1,535,000 | 9,448 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,535,000 | 9,489 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,535,000 | 9,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $9,491,000 | 81 |
| Net operating income | $-1,535,000 | 9,459 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.