Home > Calnet Business Bank > Assets and Liabilities
Calnet Business Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 30 | 4,947 |
| Assets and Liabilities | ||
| Total Assets: | $176,628,000 | 3,281 |
| Cash and due from depository institutions | $8,403,000 | 4,947 |
| Interest-bearing balances | $300,000 | 3,797 |
| Securities | $32,521,000 | 3,334 |
| Federal funds sold & reverse repurchase agreements | $23,860,000 | 534 |
| Net loans & leases | $107,439,000 | 3,513 |
| Loan loss allowance | $1,268,000 | 3,480 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $489,000 | 7,049 |
| Other real estate owned | $0 | 4,947 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,916,000 | 3,441 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $176,628,000 | 3,281 |
| Total liabilities | $153,896,000 | 3,358 |
| Total deposits | $152,897,000 | 3,120 |
| Interest-bearing deposits | $67,053,000 | 5,008 |
| Deposits held in domestic offices | $152,897,000 | 3,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $999,000 | 3,499 |
| Total equity capital | $22,732,000 | 2,672 |
| Total bank equity capital | $22,732,000 | 2,672 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,899,000 | 343 |
| Surplus | $12,932,000 | 1,845 |
| Undivided profits | $-1,099,000 | 8,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 4,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $692,000 | 4,655 |
| Earning assets | $164,120,000 | 3,232 |
| Long-term assets (5+ years) | $33,444,000 | 2,370 |
| Average Assets, year-to-date | $156,913,400 | 3,469 |
| Average Assets, quarterly | $163,747,500 | 3,462 |
| Volatile liabilities | $6,324,000 | 6,946 |
| Insider loans | $1,807,000 | 3,022 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $35,573,000 | 2,252 |
| Tier 1 (core) risk-based capital | $23,261,000 | 2,528 |
| Tier 2 risk-based capital | $1,343,000 | 3,146 |
| Total risk weighted assets | $132,367,000 | 3,106 |
| Total unused commitments | $35,573,000 | 2,252 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 32 | 4,741 |
| Assets and Liabilities | ||
| Total Assets: | $150,867,000 | 3,676 |
| Cash and due from depository institutions | $5,724,000 | 4,741 |
| Interest-bearing balances | $300,000 | 3,923 |
| Securities | $35,498,000 | 3,095 |
| Federal funds sold & reverse repurchase agreements | $1,710,000 | 3,972 |
| Net loans & leases | $104,462,000 | 3,535 |
| Loan loss allowance | $1,238,000 | 3,512 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $457,000 | 7,166 |
| Other real estate owned | $0 | 4,741 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,016,000 | 4,013 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $150,867,000 | 3,676 |
| Total liabilities | $128,878,000 | 3,811 |
| Total deposits | $127,851,000 | 3,544 |
| Interest-bearing deposits | $75,315,000 | 4,594 |
| Deposits held in domestic offices | $127,851,000 | 3,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,027,000 | 3,403 |
| Total equity capital | $21,989,000 | 2,739 |
| Total bank equity capital | $21,989,000 | 2,739 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,821,000 | 333 |
| Surplus | $12,852,000 | 1,794 |
| Undivided profits | $-1,684,000 | 8,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 4,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $607,000 | 5,095 |
| Earning assets | $141,970,000 | 3,591 |
| Long-term assets (5+ years) | $35,070,000 | 2,300 |
| Average Assets, year-to-date | $151,984,750 | 3,557 |
| Average Assets, quarterly | $149,180,000 | 3,663 |
| Volatile liabilities | $6,859,000 | 6,796 |
| Insider loans | $1,860,000 | 2,945 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $36,631,000 | 2,187 |
| Tier 1 (core) risk-based capital | $22,307,000 | 2,603 |
| Tier 2 risk-based capital | $1,238,000 | 3,326 |
| Total risk weighted assets | $124,612,000 | 3,219 |
| Total unused commitments | $36,631,000 | 2,189 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 30 | 4,929 |
| Assets and Liabilities | ||
| Total Assets: | $147,493,000 | 3,683 |
| Cash and due from depository institutions | $7,497,000 | 4,929 |
| Interest-bearing balances | $300,000 | 3,868 |
| Securities | $37,691,000 | 2,985 |
| Federal funds sold & reverse repurchase agreements | $570,000 | 4,852 |
| Net loans & leases | $98,262,000 | 3,650 |
| Loan loss allowance | $1,188,000 | 3,570 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $454,000 | 7,151 |
| Other real estate owned | $0 | 4,929 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,019,000 | 3,882 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $147,493,000 | 3,683 |
| Total liabilities | $126,002,000 | 3,812 |
| Total deposits | $124,875,000 | 3,552 |
| Interest-bearing deposits | $76,073,000 | 4,518 |
| Deposits held in domestic offices | $124,875,000 | 3,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,127,000 | 2,994 |
| Total equity capital | $21,491,000 | 2,751 |
| Total bank equity capital | $21,491,000 | 2,751 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,821,000 | 313 |
| Surplus | $12,852,000 | 1,754 |
| Undivided profits | $-2,182,000 | 8,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 4,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $617,000 | 4,688 |
| Earning assets | $136,823,000 | 3,647 |
| Long-term assets (5+ years) | $37,236,000 | 2,207 |
| Average Assets, year-to-date | $152,357,330 | 3,524 |
| Average Assets, quarterly | $150,388,500 | 3,603 |
| Volatile liabilities | $6,953,000 | 6,682 |
| Insider loans | $1,828,000 | 2,938 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $29,154,000 | 2,497 |
| Tier 1 (core) risk-based capital | $21,682,000 | 2,600 |
| Tier 2 risk-based capital | $1,188,000 | 3,368 |
| Total risk weighted assets | $118,625,000 | 3,274 |
| Total unused commitments | $29,154,000 | 2,498 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $153,284,000 | 3,557 |
| Cash and due from depository institutions | $6,976,000 | 5,036 |
| Interest-bearing balances | $399,000 | 3,646 |
| Securities | $38,784,000 | 2,953 |
| Federal funds sold & reverse repurchase agreements | $15,225,000 | 805 |
| Net loans & leases | $89,022,000 | 3,884 |
| Loan loss allowance | $1,108,000 | 3,762 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $508,000 | 7,050 |
| Other real estate owned | $0 | 5,036 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,769,000 | 4,052 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $153,284,000 | 3,557 |
| Total liabilities | $132,479,000 | 3,658 |
| Total deposits | $131,367,000 | 3,423 |
| Interest-bearing deposits | $73,681,000 | 4,664 |
| Deposits held in domestic offices | $131,367,000 | 3,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,112,000 | 2,967 |
| Total equity capital | $20,805,000 | 2,760 |
| Total bank equity capital | $20,805,000 | 2,760 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,819,000 | 300 |
| Surplus | $12,848,000 | 1,710 |
| Undivided profits | $-2,862,000 | 8,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $301,000 | 4,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $529,000 | 5,155 |
| Earning assets | $143,430,000 | 3,504 |
| Long-term assets (5+ years) | $38,856,000 | 2,191 |
| Average Assets, year-to-date | $154,789,500 | 3,500 |
| Average Assets, quarterly | $154,789,500 | 3,500 |
| Volatile liabilities | $8,334,000 | 6,271 |
| Insider loans | $1,748,000 | 3,030 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $29,003,000 | 2,450 |
| Tier 1 (core) risk-based capital | $21,273,000 | 2,610 |
| Tier 2 risk-based capital | $1,108,000 | 3,555 |
| Total risk weighted assets | $111,917,000 | 3,389 |
| Total unused commitments | $29,003,000 | 2,455 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 29 | 5,048 |
| Assets and Liabilities | ||
| Total Assets: | $156,295,000 | 3,475 |
| Cash and due from depository institutions | $5,653,000 | 5,048 |
| Interest-bearing balances | $399,000 | 3,690 |
| Securities | $27,965,000 | 3,817 |
| Federal funds sold & reverse repurchase agreements | $39,980,000 | 305 |
| Net loans & leases | $79,846,000 | 4,160 |
| Loan loss allowance | $977,000 | 4,104 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $522,000 | 7,033 |
| Other real estate owned | $0 | 5,048 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,329,000 | 4,434 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $156,295,000 | 3,475 |
| Total liabilities | $135,662,000 | 3,575 |
| Total deposits | $134,734,000 | 3,338 |
| Interest-bearing deposits | $71,445,000 | 4,743 |
| Deposits held in domestic offices | $134,734,000 | 3,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $928,000 | 3,266 |
| Total equity capital | $20,633,000 | 2,766 |
| Total bank equity capital | $20,633,000 | 2,766 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,781,000 | 294 |
| Surplus | $12,809,000 | 1,695 |
| Undivided profits | $-2,957,000 | 8,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 4,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $453,000 | 5,673 |
| Earning assets | $148,190,000 | 3,399 |
| Long-term assets (5+ years) | $35,403,000 | 2,406 |
| Average Assets, year-to-date | $121,572,600 | 4,116 |
| Average Assets, quarterly | $140,355,500 | 3,770 |
| Volatile liabilities | $8,109,000 | 6,296 |
| Insider loans | $2,399,000 | 2,402 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $31,940,000 | 2,224 |
| Tier 1 (core) risk-based capital | $20,779,000 | 2,624 |
| Tier 2 risk-based capital | $977,000 | 3,864 |
| Total risk weighted assets | $105,323,000 | 3,528 |
| Total unused commitments | $31,940,000 | 2,224 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 28 | 5,187 |
| Assets and Liabilities | ||
| Total Assets: | $124,416,000 | 4,138 |
| Cash and due from depository institutions | $4,065,000 | 5,187 |
| Interest-bearing balances | $399,000 | 3,733 |
| Securities | $22,064,000 | 4,444 |
| Federal funds sold & reverse repurchase agreements | $19,210,000 | 583 |
| Net loans & leases | $76,323,000 | 4,255 |
| Loan loss allowance | $988,000 | 4,067 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $545,000 | 6,956 |
| Other real estate owned | $0 | 5,187 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,209,000 | 4,575 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $124,416,000 | 4,138 |
| Total liabilities | $114,313,000 | 4,055 |
| Total deposits | $113,688,000 | 3,772 |
| Interest-bearing deposits | $63,035,000 | 5,112 |
| Deposits held in domestic offices | $113,688,000 | 3,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $625,000 | 4,340 |
| Total equity capital | $10,103,000 | 4,962 |
| Total bank equity capital | $10,103,000 | 4,962 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,878,000 | 528 |
| Surplus | $6,583,000 | 2,884 |
| Undivided profits | $-3,358,000 | 8,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $409,000 | 6,140 |
| Earning assets | $117,996,000 | 4,041 |
| Long-term assets (5+ years) | $15,437,000 | 4,070 |
| Average Assets, year-to-date | $112,892,000 | 4,348 |
| Average Assets, quarterly | $118,507,000 | 4,267 |
| Volatile liabilities | $7,288,000 | 6,541 |
| Insider loans | $2,403,000 | 2,371 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $28,596,000 | 2,361 |
| Tier 1 (core) risk-based capital | $10,158,000 | 4,805 |
| Tier 2 risk-based capital | $988,000 | 3,809 |
| Total risk weighted assets | $96,105,000 | 3,733 |
| Total unused commitments | $28,596,000 | 2,365 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 26 | 5,508 |
| Assets and Liabilities | ||
| Total Assets: | $112,598,000 | 4,428 |
| Cash and due from depository institutions | $3,522,000 | 5,508 |
| Interest-bearing balances | $399,000 | 3,814 |
| Securities | $12,347,000 | 6,095 |
| Federal funds sold & reverse repurchase agreements | $21,145,000 | 502 |
| Net loans & leases | $72,911,000 | 4,341 |
| Loan loss allowance | $958,000 | 4,141 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $579,000 | 6,894 |
| Other real estate owned | $0 | 5,508 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,094,000 | 4,710 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $112,598,000 | 4,428 |
| Total liabilities | $103,142,000 | 4,367 |
| Total deposits | $102,526,000 | 4,088 |
| Interest-bearing deposits | $69,075,000 | 4,836 |
| Deposits held in domestic offices | $102,526,000 | 4,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $616,000 | 4,048 |
| Total equity capital | $9,456,000 | 5,051 |
| Total bank equity capital | $9,456,000 | 5,051 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,878,000 | 519 |
| Surplus | $6,583,000 | 2,848 |
| Undivided profits | $-4,005,000 | 8,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $347,000 | 6,473 |
| Earning assets | $106,802,000 | 4,339 |
| Long-term assets (5+ years) | $10,595,000 | 4,934 |
| Average Assets, year-to-date | $109,050,670 | 4,477 |
| Average Assets, quarterly | $110,966,000 | 4,457 |
| Volatile liabilities | $8,490,000 | 6,195 |
| Insider loans | $1,470,000 | 3,290 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $17,508,000 | 3,265 |
| Tier 1 (core) risk-based capital | $9,734,000 | 4,891 |
| Tier 2 risk-based capital | $958,000 | 3,857 |
| Total risk weighted assets | $88,257,000 | 3,921 |
| Total unused commitments | $17,508,000 | 3,267 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 25 | 5,632 |
| Assets and Liabilities | ||
| Total Assets: | $109,334,000 | 4,522 |
| Cash and due from depository institutions | $3,155,000 | 5,632 |
| Interest-bearing balances | $300,000 | 4,232 |
| Securities | $10,660,000 | 6,429 |
| Federal funds sold & reverse repurchase agreements | $19,920,000 | 720 |
| Net loans & leases | $73,453,000 | 4,238 |
| Loan loss allowance | $933,000 | 4,167 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $593,000 | 6,851 |
| Other real estate owned | $0 | 5,632 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,553,000 | 5,294 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $109,334,000 | 4,522 |
| Total liabilities | $99,795,000 | 4,463 |
| Total deposits | $99,233,000 | 4,189 |
| Interest-bearing deposits | $74,887,000 | 4,577 |
| Deposits held in domestic offices | $99,233,000 | 4,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $562,000 | 4,595 |
| Total equity capital | $9,539,000 | 5,106 |
| Total bank equity capital | $9,539,000 | 5,106 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,871,000 | 509 |
| Surplus | $6,575,000 | 2,811 |
| Undivided profits | $-3,907,000 | 9,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $338,000 | 6,486 |
| Earning assets | $104,333,000 | 4,414 |
| Long-term assets (5+ years) | $7,912,000 | 5,429 |
| Average Assets, year-to-date | $107,277,000 | 4,551 |
| Average Assets, quarterly | $107,277,000 | 4,551 |
| Volatile liabilities | $8,669,000 | 6,053 |
| Insider loans | $1,274,000 | 3,533 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $18,853,000 | 3,068 |
| Tier 1 (core) risk-based capital | $9,501,000 | 4,931 |
| Tier 2 risk-based capital | $933,000 | 3,881 |
| Total risk weighted assets | $88,886,000 | 3,855 |
| Total unused commitments | $18,853,000 | 3,074 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 23 | 5,941 |
| Assets and Liabilities | ||
| Total Assets: | $105,220,000 | 4,631 |
| Cash and due from depository institutions | $4,124,000 | 5,941 |
| Interest-bearing balances | $300,000 | 4,135 |
| Securities | $4,001,000 | 8,071 |
| Federal funds sold & reverse repurchase agreements | $27,180,000 | 414 |
| Net loans & leases | $67,730,000 | 4,478 |
| Loan loss allowance | $860,000 | 4,398 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $642,000 | 6,744 |
| Other real estate owned | $0 | 5,941 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,543,000 | 5,358 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,220,000 | 4,631 |
| Total liabilities | $95,737,000 | 4,569 |
| Total deposits | $94,911,000 | 4,307 |
| Interest-bearing deposits | $70,356,000 | 4,775 |
| Deposits held in domestic offices | $94,911,000 | 4,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $826,000 | 3,504 |
| Total equity capital | $9,483,000 | 5,054 |
| Total bank equity capital | $9,483,000 | 5,054 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,871,000 | 516 |
| Surplus | $6,575,000 | 2,781 |
| Undivided profits | $-3,963,000 | 9,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $307,000 | 6,921 |
| Earning assets | $99,211,000 | 4,530 |
| Long-term assets (5+ years) | $5,741,000 | 6,005 |
| Average Assets, year-to-date | $78,092,400 | 5,520 |
| Average Assets, quarterly | $96,398,000 | 4,876 |
| Volatile liabilities | $9,153,000 | 5,928 |
| Insider loans | $1,218,000 | 3,624 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,034,000 | 3,299 |
| Tier 1 (core) risk-based capital | $9,482,000 | 4,893 |
| Tier 2 risk-based capital | $860,000 | 4,110 |
| Total risk weighted assets | $82,461,000 | 4,061 |
| Total unused commitments | $16,034,000 | 3,301 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 22 | 6,112 |
| Assets and Liabilities | ||
| Total Assets: | $87,576,000 | 5,230 |
| Cash and due from depository institutions | $4,285,000 | 6,112 |
| Interest-bearing balances | $300,000 | 4,264 |
| Securities | $4,015,000 | 8,022 |
| Federal funds sold & reverse repurchase agreements | $16,260,000 | 891 |
| Net loans & leases | $61,022,000 | 4,788 |
| Loan loss allowance | $775,000 | 4,733 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $672,000 | 6,684 |
| Other real estate owned | $0 | 6,112 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,322,000 | 5,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,576,000 | 5,230 |
| Total liabilities | $78,076,000 | 5,241 |
| Total deposits | $77,485,000 | 4,998 |
| Interest-bearing deposits | $59,428,000 | 5,336 |
| Deposits held in domestic offices | $77,485,000 | 4,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,000 | 5,694 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $576,000 | 4,635 |
| Total equity capital | $9,500,000 | 5,017 |
| Total bank equity capital | $9,500,000 | 5,017 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,871,000 | 508 |
| Surplus | $6,617,000 | 2,716 |
| Undivided profits | $-3,988,000 | 9,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $263,000 | 7,464 |
| Earning assets | $81,597,000 | 5,161 |
| Long-term assets (5+ years) | $5,330,000 | 6,143 |
| Average Assets, year-to-date | $71,310,500 | 5,825 |
| Average Assets, quarterly | $82,987,500 | 5,397 |
| Volatile liabilities | $8,650,000 | 6,088 |
| Insider loans | $1,222,000 | 3,588 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $16,485,000 | 3,228 |
| Tier 1 (core) risk-based capital | $9,485,000 | 4,867 |
| Tier 2 risk-based capital | $775,000 | 4,429 |
| Total risk weighted assets | $73,535,000 | 4,397 |
| Total unused commitments | $16,485,000 | 3,230 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 19 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $78,399,000 | 5,608 |
| Cash and due from depository institutions | $8,538,000 | 6,562 |
| Interest-bearing balances | $300,000 | 4,369 |
| Securities | $2,016,000 | 8,576 |
| Federal funds sold & reverse repurchase agreements | $7,720,000 | 2,069 |
| Net loans & leases | $58,171,000 | 4,908 |
| Loan loss allowance | $737,000 | 4,849 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $654,000 | 6,722 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,300,000 | 5,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,399,000 | 5,608 |
| Total liabilities | $68,936,000 | 5,645 |
| Total deposits | $68,404,000 | 5,427 |
| Interest-bearing deposits | $56,068,000 | 5,543 |
| Deposits held in domestic offices | $68,404,000 | 5,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $26,000 | 5,710 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $506,000 | 5,039 |
| Total equity capital | $9,463,000 | 5,035 |
| Total bank equity capital | $9,463,000 | 5,035 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,871,000 | 502 |
| Surplus | $6,617,000 | 2,678 |
| Undivided profits | $-4,025,000 | 9,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $245,000 | 7,556 |
| Earning assets | $68,207,000 | 5,760 |
| Long-term assets (5+ years) | $4,937,000 | 6,196 |
| Average Assets, year-to-date | $65,888,670 | 6,083 |
| Average Assets, quarterly | $71,461,500 | 5,863 |
| Volatile liabilities | $10,605,000 | 5,548 |
| Insider loans | $1,315,000 | 3,436 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,208,000 | 3,782 |
| Tier 1 (core) risk-based capital | $9,447,000 | 4,816 |
| Tier 2 risk-based capital | $737,000 | 4,545 |
| Total risk weighted assets | $67,267,000 | 4,642 |
| Total unused commitments | $12,208,000 | 3,794 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 19 | 6,553 |
| Assets and Liabilities | ||
| Total Assets: | $64,524,000 | 6,185 |
| Cash and due from depository institutions | $2,471,000 | 6,553 |
| Interest-bearing balances | $300,000 | 4,273 |
| Securities | $1,019,000 | 8,865 |
| Federal funds sold & reverse repurchase agreements | $12,110,000 | 1,387 |
| Net loans & leases | $47,009,000 | 5,490 |
| Loan loss allowance | $596,000 | 5,469 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $687,000 | 6,636 |
| Other real estate owned | $0 | 6,553 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,228,000 | 5,835 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,524,000 | 6,185 |
| Total liabilities | $54,792,000 | 6,323 |
| Total deposits | $54,262,000 | 6,158 |
| Interest-bearing deposits | $43,428,000 | 6,366 |
| Deposits held in domestic offices | $54,262,000 | 6,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $38,000 | 5,589 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $492,000 | 5,170 |
| Total equity capital | $9,732,000 | 4,857 |
| Total bank equity capital | $9,732,000 | 4,857 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,871,000 | 489 |
| Surplus | $6,617,000 | 2,630 |
| Undivided profits | $-3,756,000 | 9,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $197,000 | 8,054 |
| Earning assets | $60,438,000 | 6,110 |
| Long-term assets (5+ years) | $1,356,000 | 7,550 |
| Average Assets, year-to-date | $59,633,500 | 6,410 |
| Average Assets, quarterly | $59,633,500 | 6,410 |
| Volatile liabilities | $11,219,000 | 5,351 |
| Insider loans | $1,423,000 | 3,192 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,035,000 | 3,758 |
| Tier 1 (core) risk-based capital | $9,713,000 | 4,666 |
| Tier 2 risk-based capital | $596,000 | 5,128 |
| Total risk weighted assets | $55,422,000 | 5,182 |
| Total unused commitments | $12,035,000 | 3,772 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 19 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $54,743,000 | 6,704 |
| Cash and due from depository institutions | $3,404,000 | 6,541 |
| Interest-bearing balances | $300,000 | 4,187 |
| Securities | $4,031,000 | 8,126 |
| Federal funds sold & reverse repurchase agreements | $7,810,000 | 1,870 |
| Net loans & leases | $37,694,000 | 6,186 |
| Loan loss allowance | $478,000 | 6,115 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $734,000 | 6,518 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,070,000 | 6,294 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,743,000 | 6,704 |
| Total liabilities | $45,250,000 | 6,916 |
| Total deposits | $44,210,000 | 6,786 |
| Interest-bearing deposits | $37,006,000 | 6,827 |
| Deposits held in domestic offices | $44,210,000 | 6,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $49,000 | 5,662 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $991,000 | 3,396 |
| Total equity capital | $9,493,000 | 4,900 |
| Total bank equity capital | $9,493,000 | 4,900 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,589,000 | 508 |
| Surplus | $6,326,000 | 2,680 |
| Undivided profits | $-3,422,000 | 9,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $203,000 | 8,083 |
| Earning assets | $49,835,000 | 6,696 |
| Long-term assets (5+ years) | $1,373,000 | 7,573 |
| Average Assets, year-to-date | $39,324,000 | 7,517 |
| Average Assets, quarterly | $52,300,500 | 6,798 |
| Volatile liabilities | $10,188,000 | 5,633 |
| Insider loans | $1,754,000 | 2,779 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,446,000 | 3,595 |
| Tier 1 (core) risk-based capital | $9,461,000 | 4,703 |
| Tier 2 risk-based capital | $478,000 | 5,783 |
| Total risk weighted assets | $45,807,000 | 5,770 |
| Total unused commitments | $12,446,000 | 3,599 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 16 | 7,117 |
| Assets and Liabilities | ||
| Total Assets: | $16,881,000 | 9,156 |
| Cash and due from depository institutions | $867,000 | 7,117 |
| Interest-bearing balances | $300,000 | 4,100 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $12,420,000 | 1,175 |
| Net loans & leases | $1,893,000 | 9,498 |
| Loan loss allowance | $24,000 | 9,455 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $781,000 | 6,444 |
| Other real estate owned | $0 | 7,117 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $920,000 | 6,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,881,000 | 9,156 |
| Total liabilities | $8,925,000 | 9,412 |
| Total deposits | $8,596,000 | 9,381 |
| Interest-bearing deposits | $7,612,000 | 9,319 |
| Deposits held in domestic offices | $8,596,000 | 9,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $90,000 | 5,445 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $239,000 | 7,508 |
| Total equity capital | $7,956,000 | 5,381 |
| Total bank equity capital | $7,956,000 | 5,381 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,922,000 | 743 |
| Surplus | $4,569,000 | 3,330 |
| Undivided profits | $-1,535,000 | 9,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $19,000 | 9,490 |
| Earning assets | $14,613,000 | 9,167 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $16,881,000 | 9,094 |
| Average Assets, quarterly | $16,881,000 | 9,132 |
| Volatile liabilities | $1,529,000 | 8,986 |
| Insider loans | $600,000 | 5,032 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,252,000 | 7,995 |
| Tier 1 (core) risk-based capital | $7,956,000 | 5,227 |
| Tier 2 risk-based capital | $24,000 | 9,452 |
| Total risk weighted assets | $6,061,000 | 9,379 |
| Total unused commitments | $1,252,000 | 8,002 |
| Derivatives | $0 | 450 |