Home > California United Bank > Income and Expense
California United Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,406,000 | 1,406 |
| Total interest expense | $8,885,000 | 1,788 |
| Net interest income | $15,521,000 | 1,170 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,065,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $695,000 | 1,949 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,370,000 | 1,437 |
| Total noninterest expense | $12,344,000 | 1,192 |
| Salaries and employee benefits | $6,834,000 | 1,007 |
| Premises and equipment expense | $1,803,000 | 1,167 |
| Additional noninterest expense | $3,707,000 | 1,417 |
| Pre-tax net operating income | $5,242,000 | 1,442 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,153,000 | 1,203 |
| Income before extraordinary items | $3,089,000 | 1,647 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,089,000 | 1,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,391 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,089,000 | 1,631 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,959,000 | 1,715 |
| Total interest expense | $4,087,000 | 2,979 |
| Net interest income | $13,872,000 | 1,305 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $5,408,000 | 879 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $623,000 | 2,178 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,785,000 | 656 |
| Total noninterest expense | $14,514,000 | 1,041 |
| Salaries and employee benefits | $6,335,000 | 1,063 |
| Premises and equipment expense | $1,663,000 | 1,253 |
| Additional noninterest expense | $6,516,000 | 950 |
| Pre-tax net operating income | $4,766,000 | 1,528 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,980,000 | 1,215 |
| Income before extraordinary items | $2,786,000 | 1,759 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,786,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-914,000 | 12,572 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,786,000 | 1,760 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,622,000 | 1,676 |
| Total interest expense | $4,192,000 | 3,024 |
| Net interest income | $14,430,000 | 1,255 |
| Provision for loan and lease losses | $450,000 | 2,259 |
| Total noninterest income | $26,346,000 | 326 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $520,000 | 2,678 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $25,826,000 | 223 |
| Total noninterest expense | $36,714,000 | 518 |
| Salaries and employee benefits | $11,020,000 | 658 |
| Premises and equipment expense | $2,458,000 | 907 |
| Additional noninterest expense | $23,236,000 | 418 |
| Pre-tax net operating income | $3,612,000 | 1,890 |
| Securities gains (losses) | $77,000 | 2,843 |
| Applicable income taxes | $1,423,000 | 1,641 |
| Income before extraordinary items | $2,266,000 | 2,208 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,266,000 | 2,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,923,000 | 329 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,216,720 | 2,124 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,367,000 | 1,388 |
| Total interest expense | $5,694,000 | 2,926 |
| Net interest income | $20,673,000 | 911 |
| Provision for loan and lease losses | $17,090,000 | 237 |
| Total noninterest income | $20,833,000 | 384 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $626,000 | 2,170 |
| Trading account gains and fees | $138,000 | 249 |
| Additional Noninterest Income | $20,069,000 | 274 |
| Total noninterest expense | $37,288,000 | 512 |
| Salaries and employee benefits | $12,647,000 | 576 |
| Premises and equipment expense | $2,442,000 | 949 |
| Additional noninterest expense | $22,199,000 | 435 |
| Pre-tax net operating income | $-12,872,000 | 13,893 |
| Securities gains (losses) | $617,000 | 919 |
| Applicable income taxes | $-4,269,000 | 13,904 |
| Income before extraordinary items | $-7,986,000 | 13,839 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-7,986,000 | 13,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,471,000 | 247 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-8,387,050 | 13,823 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.