Home > California United Bank > Loan Charge- Offs and Recoveries
California United Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $610,000 | 1,495 |
| Loans secured by real estate, total | $188,000 | 966 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $188,000 | 966 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $17,000 | 2,415 |
| Secured by multifamily residential properties | $112,000 | 190 |
| Secured by nonfarm nonresidential properties | $59,000 | 779 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $299,000 | 1,033 |
| Loans to individuals | $123,000 | 2,219 |
| Credit card loan charge offs | $41,000 | 1,089 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $82,000 | 2,555 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $715,000 | 532 |
| Loans secured by real estate, total | $83,000 | 804 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $83,000 | 804 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $40,000 | 705 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $43,000 | 579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $612,000 | 212 |
| Loans to individuals | $20,000 | 3,110 |
| Credit card loan recoveries | $11,000 | 766 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $9,000 | 4,256 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-105,000 | 10,718 |
| Loans secured by real estate, total | $105,000 | 1,087 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $105,000 | 1,085 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $-23,000 | 10,601 |
| Secured by multifamily residential properties | $112,000 | 161 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,007 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $-313,000 | 10,854 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $103,000 | 2,003 |
| Credit card loan net charge offs | $30,000 | 1,177 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $73,000 | 2,194 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,728,000 | 348 |
| Loans secured by real estate, total | $2,194,000 | 222 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $2,194,000 | 222 |
| Construction and land development | $125,000 | 200 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $706,000 | 252 |
| Secured by multifamily residential properties | $193,000 | 171 |
| Secured by nonfarm nonresidential properties | $1,170,000 | 167 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $4,041,000 | 120 |
| Loans to individuals | $493,000 | 889 |
| Credit card loan charge offs | $107,000 | 695 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $386,000 | 825 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,552,000 | 369 |
| Loans secured by real estate, total | $272,000 | 430 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $272,000 | 430 |
| Construction and land development | $71,000 | 154 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $83,000 | 434 |
| Secured by multifamily residential properties | $103,000 | 107 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,062 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $1,245,000 | 152 |
| Loans to individuals | $35,000 | 2,246 |
| Credit card loan recoveries | $7,000 | 1,039 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $28,000 | 2,377 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,176,000 | 330 |
| Loans secured by real estate, total | $1,922,000 | 182 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,922,000 | 181 |
| Construction and land development | $54,000 | 267 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $623,000 | 233 |
| Secured by multifamily residential properties | $90,000 | 211 |
| Secured by nonfarm nonresidential properties | $1,155,000 | 116 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $2,796,000 | 105 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $458,000 | 784 |
| Credit card loan net charge offs | $100,000 | 651 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $358,000 | 688 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,483,000 | 635 |
| Loans secured by real estate, total | $1,378,000 | 388 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,378,000 | 386 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $11,000 | 2,981 |
| Secured by multifamily residential properties | $744,000 | 100 |
| Secured by nonfarm nonresidential properties | $623,000 | 330 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $704,000 | 473 |
| Loans to individuals | $401,000 | 931 |
| Credit card loan charge offs | $52,000 | 942 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $349,000 | 817 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $678,000 | 628 |
| Loans secured by real estate, total | $477,000 | 309 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $477,000 | 308 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $24,000 | 241 |
| Secured by nonfarm nonresidential properties | $453,000 | 199 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $150,000 | 826 |
| Loans to individuals | $51,000 | 1,731 |
| Credit card loan recoveries | $19,000 | 681 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $32,000 | 2,189 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,805,000 | 610 |
| Loans secured by real estate, total | $901,000 | 407 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $901,000 | 406 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $11,000 | 2,496 |
| Secured by multifamily residential properties | $720,000 | 90 |
| Secured by nonfarm nonresidential properties | $170,000 | 568 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $554,000 | 384 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $350,000 | 804 |
| Credit card loan net charge offs | $33,000 | 1,059 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $317,000 | 635 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,025,000 | 734 |
| Loans secured by real estate, total | $421,000 | 883 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $421,000 | 883 |
| Construction and land development | $421,000 | 175 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $1,351,000 | 323 |
| Loans to individuals | $253,000 | 1,125 |
| Credit card loan charge offs | $81,000 | 756 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $172,000 | 1,245 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $470,000 | 886 |
| Loans secured by real estate, total | $175,000 | 685 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $175,000 | 684 |
| Construction and land development | $175,000 | 153 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $249,000 | 659 |
| Loans to individuals | $46,000 | 1,951 |
| Credit card loan recoveries | $4,000 | 1,401 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $42,000 | 1,912 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,555,000 | 666 |
| Loans secured by real estate, total | $246,000 | 1,012 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $246,000 | 1,012 |
| Construction and land development | $246,000 | 208 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $1,102,000 | 239 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $207,000 | 961 |
| Credit card loan net charge offs | $77,000 | 696 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $130,000 | 1,033 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,892,000 | 577 |
| Loans secured by real estate, total | $829,000 | 762 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $829,000 | 761 |
| Construction and land development | $809,000 | 222 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $20,000 | 2,296 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $2,718,000 | 269 |
| Loans to individuals | $345,000 | 1,031 |
| Credit card loan charge offs | $47,000 | 1,054 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $298,000 | 880 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,703,000 | 301 |
| Loans secured by real estate, total | $0 | 6,091 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $0 | 6,082 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $2,628,000 | 121 |
| Loans to individuals | $75,000 | 1,473 |
| Credit card loan recoveries | $2,000 | 1,867 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $73,000 | 1,332 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,189,000 | 1,021 |
| Loans secured by real estate, total | $829,000 | 675 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $829,000 | 673 |
| Construction and land development | $809,000 | 206 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $20,000 | 2,022 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $90,000 | 2,516 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $270,000 | 913 |
| Credit card loan net charge offs | $45,000 | 966 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $225,000 | 747 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,413,000 | 420 |
| Loans secured by real estate, total | $100,000 | 3,013 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $100,000 | 3,013 |
| Construction and land development | $100,000 | 797 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $7,741,000 | 164 |
| Loans to individuals | $572,000 | 909 |
| Credit card loan charge offs | $66,000 | 1,020 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $506,000 | 764 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,643,000 | 294 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $2,573,000 | 121 |
| Loans to individuals | $70,000 | 1,635 |
| Credit card loan recoveries | $5,000 | 1,375 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $65,000 | 1,555 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,770,000 | 477 |
| Loans secured by real estate, total | $100,000 | 2,700 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $100,000 | 2,700 |
| Construction and land development | $100,000 | 759 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $5,168,000 | 187 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $502,000 | 803 |
| Credit card loan net charge offs | $61,000 | 962 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $441,000 | 627 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.