Home > California United Bank > Net charge- offs to loans
California United Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0229% | 9,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0645% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7779% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1729% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1136% | 1,276 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2891% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1206% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2814% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6771% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0798% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1690% | 27 |
| Percentage Net Loans Charged-off:Construction & development | 0.2141% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0033% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4791% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4645% | 4 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 7.1967% | 2 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0124% | 185 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1499% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1760% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8774% | 801 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0325% | 66 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3045% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.2596% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0834% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2535% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6432% | 259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9893% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0778% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7791% | 1,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2866% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 1.2926% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2511% | 169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7595% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9283% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5451% | 2,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9049% | 202 |
| Percentage Net Loans Charged-off:Construction & development | 2.7833% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0508% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0939% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8405% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9115% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3168% | 566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1071% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 0.3122% | 511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5922% | 141 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0990% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8923% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |