Home > California Thrift and Loan > Income and Expense
California Thrift and Loan, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $32,054,000 | 1,082 |
| Total interest expense | $15,833,000 | 1,040 |
| Net interest income | $16,221,000 | 1,120 |
| Provision for loan and lease losses | $751,000 | 1,255 |
| Total noninterest income | $1,357,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,357,000 | 1,475 |
| Total noninterest expense | $11,242,000 | 1,274 |
| Salaries and employee benefits | $6,255,000 | 1,075 |
| Premises and equipment expense | $1,157,000 | 1,746 |
| Additional noninterest expense | $3,830,000 | 1,394 |
| Pre-tax net operating income | $5,585,000 | 1,280 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,556,000 | 997 |
| Income before extraordinary items | $3,029,000 | 1,644 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,029,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,027,000 | 387 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,029,000 | 1,614 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $58,243,000 | 676 |
| Total interest expense | $25,070,000 | 732 |
| Net interest income | $33,173,000 | 619 |
| Provision for loan and lease losses | $4,742,000 | 333 |
| Total noninterest income | $1,310,000 | 2,530 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,310,000 | 1,498 |
| Total noninterest expense | $20,213,000 | 779 |
| Salaries and employee benefits | $11,738,000 | 597 |
| Premises and equipment expense | $2,937,000 | 778 |
| Additional noninterest expense | $5,538,000 | 1,035 |
| Pre-tax net operating income | $9,528,000 | 863 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,962,000 | 731 |
| Income before extraordinary items | $5,566,000 | 962 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,566,000 | 962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,627,000 | 332 |
| Cash dividends | $3,720,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,566,000 | 954 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $51,444,000 | 685 |
| Total interest expense | $19,228,000 | 743 |
| Net interest income | $32,216,000 | 634 |
| Provision for loan and lease losses | $3,894,000 | 350 |
| Total noninterest income | $2,474,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,474,000 | 998 |
| Total noninterest expense | $21,550,000 | 757 |
| Salaries and employee benefits | $11,963,000 | 604 |
| Premises and equipment expense | $2,841,000 | 791 |
| Additional noninterest expense | $6,746,000 | 936 |
| Pre-tax net operating income | $9,246,000 | 846 |
| Securities gains (losses) | $-27,000 | 10,567 |
| Applicable income taxes | $3,844,000 | 705 |
| Income before extraordinary items | $5,375,000 | 957 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,375,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,330,000 | 395 |
| Cash dividends | $690,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,392,280 | 964 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $48,686,000 | 715 |
| Total interest expense | $18,173,000 | 777 |
| Net interest income | $30,513,000 | 660 |
| Provision for loan and lease losses | $5,878,000 | 395 |
| Total noninterest income | $2,581,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,581,000 | 1,064 |
| Total noninterest expense | $18,593,000 | 897 |
| Salaries and employee benefits | $10,144,000 | 703 |
| Premises and equipment expense | $2,861,000 | 808 |
| Additional noninterest expense | $5,588,000 | 1,160 |
| Pre-tax net operating income | $8,623,000 | 855 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,579,000 | 719 |
| Income before extraordinary items | $5,044,000 | 1,028 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,044,000 | 1,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,049,000 | 356 |
| Cash dividends | $900,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,044,000 | 963 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $48,403,000 | 811 |
| Total interest expense | $20,480,000 | 896 |
| Net interest income | $27,923,000 | 717 |
| Provision for loan and lease losses | $6,400,000 | 513 |
| Total noninterest income | $880,000 | 3,684 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $880,000 | 2,172 |
| Total noninterest expense | $18,000,000 | 927 |
| Salaries and employee benefits | $7,389,000 | 921 |
| Premises and equipment expense | $2,219,000 | 1,021 |
| Additional noninterest expense | $8,392,000 | 886 |
| Pre-tax net operating income | $4,403,000 | 1,443 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,783,000 | 630 |
| Income before extraordinary items | $620,000 | 6,436 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $620,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,393,000 | 579 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $620,000 | 6,073 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.