Home > California State Bank > Loan Charge- Offs and Recoveries
California State Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $885,000 | 1,091 |
| Loans secured by real estate, total | $111,000 | 1,343 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $111,000 | 1,344 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $41,000 | 1,573 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $70,000 | 724 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $366,000 | 845 |
| Loans to individuals | $408,000 | 958 |
| Credit card loan charge offs | $283,000 | 420 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $125,000 | 1,903 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $321,000 | 920 |
| Loans secured by real estate, total | $28,000 | 1,534 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $28,000 | 1,534 |
| Construction and land development | $3,000 | 402 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 2,590 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $23,000 | 772 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $60,000 | 1,492 |
| Loans to individuals | $215,000 | 554 |
| Credit card loan recoveries | $32,000 | 460 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $183,000 | 503 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $18,000 | 150 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $564,000 | 1,227 |
| Loans secured by real estate, total | $83,000 | 1,230 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $83,000 | 1,228 |
| Construction and land development | $-3,000 | 10,608 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $39,000 | 1,342 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $47,000 | 680 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $306,000 | 762 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $193,000 | 1,320 |
| Credit card loan net charge offs | $251,000 | 413 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-58,000 | 10,880 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $-18,000 | 9,691 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,586,000 | 825 |
| Loans secured by real estate, total | $747,000 | 480 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $747,000 | 480 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $258,000 | 523 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $489,000 | 302 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $388,000 | 822 |
| Loans to individuals | $439,000 | 955 |
| Credit card loan charge offs | $219,000 | 513 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $220,000 | 1,226 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $12,000 | 275 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $329,000 | 1,034 |
| Loans secured by real estate, total | $21,000 | 1,955 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $21,000 | 1,955 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $19,000 | 1,247 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,672 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $221,000 | 577 |
| Loans to individuals | $83,000 | 1,177 |
| Credit card loan recoveries | $18,000 | 655 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $65,000 | 1,253 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $4,000 | 233 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,257,000 | 770 |
| Loans secured by real estate, total | $726,000 | 367 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $726,000 | 366 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $239,000 | 461 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $487,000 | 213 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $167,000 | 1,260 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $356,000 | 905 |
| Credit card loan net charge offs | $201,000 | 492 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $155,000 | 1,230 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $8,000 | 266 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,318,000 | 945 |
| Loans secured by real estate, total | $401,000 | 812 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $401,000 | 811 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $61,000 | 1,422 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $340,000 | 479 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $308,000 | 976 |
| Loans to individuals | $609,000 | 718 |
| Credit card loan charge offs | $291,000 | 479 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $318,000 | 872 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $495,000 | 787 |
| Loans secured by real estate, total | $0 | 5,162 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $0 | 5,149 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $400,000 | 390 |
| Loans to individuals | $95,000 | 1,087 |
| Credit card loan recoveries | $35,000 | 514 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $60,000 | 1,365 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $823,000 | 1,006 |
| Loans secured by real estate, total | $401,000 | 661 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $401,000 | 660 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $61,000 | 1,209 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $340,000 | 394 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-92,000 | 11,558 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $514,000 | 644 |
| Credit card loan net charge offs | $256,000 | 456 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $258,000 | 764 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,325,000 | 952 |
| Loans secured by real estate, total | $336,000 | 1,021 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $336,000 | 1,021 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $336,000 | 521 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $659,000 | 555 |
| Loans to individuals | $330,000 | 958 |
| Credit card loan charge offs | $98,000 | 699 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $232,000 | 964 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $229,000 | 1,521 |
| Loans secured by real estate, total | $0 | 5,649 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $0 | 5,631 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $164,000 | 912 |
| Loans to individuals | $47,000 | 1,918 |
| Credit card loan recoveries | $4,000 | 1,401 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $43,000 | 1,873 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $18,000 | 197 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,096,000 | 820 |
| Loans secured by real estate, total | $336,000 | 839 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $336,000 | 839 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $336,000 | 443 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $495,000 | 474 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $283,000 | 791 |
| Credit card loan net charge offs | $94,000 | 639 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $189,000 | 760 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $-18,000 | 10,985 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,016,000 | 1,421 |
| Loans secured by real estate, total | $1,000 | 6,977 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,000 | 6,975 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $1,000 | 5,496 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $476,000 | 1,041 |
| Loans to individuals | $539,000 | 766 |
| Credit card loan charge offs | $154,000 | 631 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $385,000 | 736 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $97,000 | 3,208 |
| Loans secured by real estate, total | $0 | 6,091 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $0 | 6,082 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $54,000 | 2,468 |
| Loans to individuals | $43,000 | 2,192 |
| Credit card loan recoveries | $16,000 | 787 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $27,000 | 2,819 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $919,000 | 1,221 |
| Loans secured by real estate, total | $1,000 | 5,908 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,000 | 5,906 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,000 | 4,760 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $422,000 | 865 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $496,000 | 621 |
| Credit card loan net charge offs | $138,000 | 608 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $358,000 | 518 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $750,000 | 2,250 |
| Loans secured by real estate, total | $57,000 | 3,911 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $57,000 | 3,911 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $57,000 | 2,276 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $355,000 | 1,808 |
| Loans to individuals | $337,000 | 1,277 |
| Credit card loan charge offs | $122,000 | 782 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $215,000 | 1,486 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $1,000 | 377 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $180,000 | 2,139 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $139,000 | 1,195 |
| Loans to individuals | $37,000 | 2,596 |
| Credit card loan recoveries | $9,000 | 1,069 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $28,000 | 2,893 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $2,000 | 310 |
| Lease financing receivables | $2,000 | 337 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $570,000 | 2,250 |
| Loans secured by real estate, total | $57,000 | 3,463 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $57,000 | 3,463 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $57,000 | 1,988 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $216,000 | 2,114 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $300,000 | 1,086 |
| Credit card loan net charge offs | $113,000 | 750 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $187,000 | 1,205 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-1,000 | 1,103 |
| Lease financing receivables | $-2,000 | 11,893 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.