Home > California State Bank > Income and Expense
California State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $59,506,000 | 602 |
| Total interest expense | $16,154,000 | 1,008 |
| Net interest income | $43,352,000 | 453 |
| Provision for loan and lease losses | $700,000 | 1,328 |
| Total noninterest income | $7,223,000 | 719 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $3,192,000 | 413 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,031,000 | 708 |
| Total noninterest expense | $34,477,000 | 464 |
| Salaries and employee benefits | $17,203,000 | 408 |
| Premises and equipment expense | $6,268,000 | 360 |
| Additional noninterest expense | $11,006,000 | 541 |
| Pre-tax net operating income | $15,398,000 | 563 |
| Securities gains (losses) | $65,000 | 1,192 |
| Applicable income taxes | $6,133,000 | 529 |
| Income before extraordinary items | $9,330,000 | 633 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $9,330,000 | 634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 1,227 |
| Cash dividends | $2,259,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $-1,646,000 | 10,886 |
| Net operating income | $9,288,400 | 610 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $51,521,000 | 718 |
| Total interest expense | $14,110,000 | 1,163 |
| Net interest income | $37,411,000 | 544 |
| Provision for loan and lease losses | $1,000,000 | 1,019 |
| Total noninterest income | $7,457,000 | 726 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $3,122,000 | 459 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,335,000 | 702 |
| Total noninterest expense | $33,831,000 | 509 |
| Salaries and employee benefits | $16,725,000 | 436 |
| Premises and equipment expense | $5,722,000 | 428 |
| Additional noninterest expense | $11,384,000 | 602 |
| Pre-tax net operating income | $10,037,000 | 786 |
| Securities gains (losses) | $69,000 | 1,150 |
| Applicable income taxes | $3,646,000 | 757 |
| Income before extraordinary items | $6,460,000 | 837 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,460,000 | 838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,257,000 | 770 |
| Cash dividends | $1,882,000 | 1,348 |
| Sale, conversion, retirement of capital stock, net | $805,000 | 411 |
| Net operating income | $6,415,840 | 819 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $39,187,000 | 927 |
| Total interest expense | $10,037,000 | 1,589 |
| Net interest income | $29,150,000 | 688 |
| Provision for loan and lease losses | $1,600,000 | 678 |
| Total noninterest income | $4,252,000 | 1,068 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,187,000 | 630 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,065,000 | 1,107 |
| Total noninterest expense | $24,885,000 | 670 |
| Salaries and employee benefits | $12,638,000 | 565 |
| Premises and equipment expense | $3,697,000 | 630 |
| Additional noninterest expense | $8,550,000 | 761 |
| Pre-tax net operating income | $6,917,000 | 1,121 |
| Securities gains (losses) | $-146,000 | 11,607 |
| Applicable income taxes | $2,145,000 | 1,207 |
| Income before extraordinary items | $4,626,000 | 1,140 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,626,000 | 1,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $823,000 | 1,006 |
| Cash dividends | $1,409,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $916,000 | 310 |
| Net operating income | $4,725,280 | 1,099 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $28,174,000 | 1,119 |
| Total interest expense | $6,620,000 | 1,885 |
| Net interest income | $21,554,000 | 864 |
| Provision for loan and lease losses | $720,000 | 1,182 |
| Total noninterest income | $3,810,000 | 1,125 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,171,000 | 630 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,639,000 | 1,296 |
| Total noninterest expense | $21,164,000 | 772 |
| Salaries and employee benefits | $10,140,000 | 695 |
| Premises and equipment expense | $3,120,000 | 738 |
| Additional noninterest expense | $7,904,000 | 831 |
| Pre-tax net operating income | $3,480,000 | 2,050 |
| Securities gains (losses) | $143,000 | 621 |
| Applicable income taxes | $55,000 | 10,338 |
| Income before extraordinary items | $3,568,000 | 1,392 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,568,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,096,000 | 820 |
| Cash dividends | $1,387,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $286,000 | 634 |
| Net operating income | $3,427,860 | 1,456 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,354,000 | 1,366 |
| Total interest expense | $6,104,000 | 2,126 |
| Net interest income | $17,250,000 | 1,064 |
| Provision for loan and lease losses | $1,320,000 | 1,089 |
| Total noninterest income | $4,025,000 | 1,163 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,536,000 | 547 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,489,000 | 1,562 |
| Total noninterest expense | $18,795,000 | 888 |
| Salaries and employee benefits | $8,868,000 | 780 |
| Premises and equipment expense | $2,910,000 | 795 |
| Additional noninterest expense | $7,017,000 | 980 |
| Pre-tax net operating income | $1,160,000 | 5,300 |
| Securities gains (losses) | $272,000 | 1,390 |
| Applicable income taxes | $-59,000 | 12,902 |
| Income before extraordinary items | $1,491,000 | 3,267 |
| Extraordinary gains, net | $-40,000 | 12,653 |
| Net income | $1,451,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $919,000 | 1,221 |
| Cash dividends | $1,385,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $544,000 | 578 |
| Net operating income | $1,219,000 | 3,747 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,089,000 | 1,402 |
| Total interest expense | $8,223,000 | 2,072 |
| Net interest income | $17,866,000 | 1,039 |
| Provision for loan and lease losses | $620,000 | 2,574 |
| Total noninterest income | $4,237,000 | 1,100 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,263,000 | 608 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,974,000 | 1,258 |
| Total noninterest expense | $16,433,000 | 997 |
| Salaries and employee benefits | $8,995,000 | 766 |
| Premises and equipment expense | $2,818,000 | 843 |
| Additional noninterest expense | $4,620,000 | 1,426 |
| Pre-tax net operating income | $5,050,000 | 1,262 |
| Securities gains (losses) | $772,000 | 784 |
| Applicable income taxes | $2,407,000 | 964 |
| Income before extraordinary items | $3,415,000 | 1,363 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,415,000 | 1,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 2,250 |
| Cash dividends | $1,008,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $485,000 | 574 |
| Net operating income | $2,920,920 | 1,472 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.