Home > California State Bank > Assets and Liabilities
California State Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 323 | 540 |
| Assets and Liabilities | ||
| Total Assets: | $849,232,000 | 614 |
| Cash and due from depository institutions | $38,091,000 | 540 |
| Interest-bearing balances | $10,000 | 6,144 |
| Securities | $293,629,000 | 453 |
| Federal funds sold & reverse repurchase agreements | $14,600,000 | 905 |
| Net loans & leases | $442,819,000 | 699 |
| Loan loss allowance | $8,401,000 | 544 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $16,483,000 | 453 |
| Other real estate owned | $2,217,000 | 540 |
| Goodwill and other intangibles | $16,142,000 | 287 |
| All other assets | $25,251,000 | 436 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $849,232,000 | 614 |
| Total liabilities | $765,799,000 | 613 |
| Total deposits | $701,658,000 | 561 |
| Interest-bearing deposits | $446,328,000 | 715 |
| Deposits held in domestic offices | $701,658,000 | 555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,298,000 | 2,036 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $50,000,000 | 571 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $11,843,000 | 559 |
| Total equity capital | $83,433,000 | 572 |
| Total bank equity capital | $83,433,000 | 572 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $49,095,000 | 94 |
| Surplus | $0 | 10,084 |
| Undivided profits | $34,338,000 | 749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,114,000 | 910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,604,000 | 832 |
| Earning assets | $751,058,000 | 625 |
| Long-term assets (5+ years) | $200,125,000 | 412 |
| Average Assets, year-to-date | $792,660,200 | 617 |
| Average Assets, quarterly | $828,045,500 | 613 |
| Volatile liabilities | $121,106,000 | 743 |
| Insider loans | $2,788,000 | 1,527 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $18,434,000 | 158 |
| Unused loan commitments | $145,672,000 | 501 |
| Tier 1 (core) risk-based capital | $66,456,000 | 662 |
| Tier 2 risk-based capital | $7,321,110 | 528 |
| Total risk weighted assets | $584,609,110 | 563 |
| Total unused commitments | $145,672,000 | 502 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 374 | 504 |
| Assets and Liabilities | ||
| Total Assets: | $753,825,000 | 701 |
| Cash and due from depository institutions | $60,185,000 | 504 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $174,521,000 | 718 |
| Federal funds sold & reverse repurchase agreements | $27,800,000 | 479 |
| Net loans & leases | $426,604,000 | 748 |
| Loan loss allowance | $8,265,000 | 611 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $18,317,000 | 422 |
| Other real estate owned | $5,817,000 | 504 |
| Goodwill and other intangibles | $17,648,000 | 256 |
| All other assets | $22,933,000 | 500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $753,825,000 | 701 |
| Total liabilities | $676,802,000 | 705 |
| Total deposits | $664,599,000 | 624 |
| Interest-bearing deposits | $438,496,000 | 763 |
| Deposits held in domestic offices | $664,599,000 | 616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,735,000 | 2,037 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $9,468,000 | 644 |
| Total equity capital | $77,023,000 | 639 |
| Total bank equity capital | $77,023,000 | 639 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $49,050,000 | 97 |
| Surplus | $0 | 10,586 |
| Undivided profits | $27,973,000 | 918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,541,000 | 956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,570,000 | 856 |
| Earning assets | $628,925,000 | 738 |
| Long-term assets (5+ years) | $76,710,000 | 894 |
| Average Assets, year-to-date | $642,187,200 | 753 |
| Average Assets, quarterly | $743,482,500 | 701 |
| Volatile liabilities | $87,285,000 | 954 |
| Insider loans | $5,160,000 | 830 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $8,690,000 | 235 |
| Unused loan commitments | $119,237,000 | 592 |
| Tier 1 (core) risk-based capital | $59,138,000 | 762 |
| Tier 2 risk-based capital | $6,730,300 | 589 |
| Total risk weighted assets | $536,889,100 | 630 |
| Total unused commitments | $119,237,000 | 595 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 233 | 825 |
| Assets and Liabilities | ||
| Total Assets: | $499,237,000 | 995 |
| Cash and due from depository institutions | $35,016,000 | 825 |
| Interest-bearing balances | $1,084,000 | 2,461 |
| Securities | $110,073,000 | 1,137 |
| Federal funds sold & reverse repurchase agreements | $16,100,000 | 877 |
| Net loans & leases | $296,639,000 | 1,022 |
| Loan loss allowance | $5,029,000 | 899 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,695,000 | 768 |
| Other real estate owned | $8,072,000 | 825 |
| Goodwill and other intangibles | $4,610,000 | 542 |
| All other assets | $19,032,000 | 601 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $499,237,000 | 995 |
| Total liabilities | $446,505,000 | 1,007 |
| Total deposits | $429,202,000 | 933 |
| Interest-bearing deposits | $298,646,000 | 1,137 |
| Deposits held in domestic offices | $429,202,000 | 921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,300,000 | 1,156 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $8,003,000 | 753 |
| Total equity capital | $52,732,000 | 910 |
| Total bank equity capital | $52,732,000 | 910 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $29,877,000 | 156 |
| Surplus | $0 | 11,041 |
| Undivided profits | $22,855,000 | 1,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,370,000 | 1,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,808,000 | 1,239 |
| Earning assets | $423,896,000 | 1,069 |
| Long-term assets (5+ years) | $52,103,000 | 1,154 |
| Average Assets, year-to-date | $473,676,000 | 1,004 |
| Average Assets, quarterly | $490,377,000 | 1,002 |
| Volatile liabilities | $96,857,000 | 846 |
| Insider loans | $1,921,000 | 2,211 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $12,411,000 | 203 |
| Unused loan commitments | $78,915,000 | 789 |
| Tier 1 (core) risk-based capital | $47,913,000 | 934 |
| Tier 2 risk-based capital | $4,885,150 | 748 |
| Total risk weighted assets | $390,668,250 | 811 |
| Total unused commitments | $78,915,000 | 793 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 242 | 814 |
| Assets and Liabilities | ||
| Total Assets: | $457,762,000 | 1,052 |
| Cash and due from depository institutions | $35,502,000 | 814 |
| Interest-bearing balances | $3,435,000 | 1,042 |
| Securities | $106,492,000 | 1,217 |
| Federal funds sold & reverse repurchase agreements | $12,800,000 | 751 |
| Net loans & leases | $264,352,000 | 1,082 |
| Loan loss allowance | $4,252,000 | 1,029 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,541,000 | 768 |
| Other real estate owned | $6,254,000 | 814 |
| Goodwill and other intangibles | $5,038,000 | 464 |
| All other assets | $17,783,000 | 638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $457,762,000 | 1,052 |
| Total liabilities | $409,868,000 | 1,061 |
| Total deposits | $388,692,000 | 982 |
| Interest-bearing deposits | $273,219,000 | 1,198 |
| Deposits held in domestic offices | $388,692,000 | 972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,010,000 | 1,021 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $6,166,000 | 801 |
| Total equity capital | $47,894,000 | 905 |
| Total bank equity capital | $47,894,000 | 905 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $29,007,000 | 156 |
| Surplus | $0 | 11,565 |
| Undivided profits | $18,887,000 | 1,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,545,000 | 1,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,682,000 | 1,149 |
| Earning assets | $387,079,000 | 1,128 |
| Long-term assets (5+ years) | $61,774,000 | 1,003 |
| Average Assets, year-to-date | $394,143,000 | 1,177 |
| Average Assets, quarterly | $461,823,500 | 1,026 |
| Volatile liabilities | $76,457,000 | 946 |
| Insider loans | $1,703,000 | 2,391 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $7,415,000 | 215 |
| Unused loan commitments | $63,527,000 | 837 |
| Tier 1 (core) risk-based capital | $43,956,000 | 951 |
| Tier 2 risk-based capital | $4,252,000 | 811 |
| Total risk weighted assets | $343,075,000 | 857 |
| Total unused commitments | $63,527,000 | 846 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 188 | 1,095 |
| Assets and Liabilities | ||
| Total Assets: | $344,486,000 | 1,373 |
| Cash and due from depository institutions | $15,513,000 | 1,095 |
| Interest-bearing balances | $2,056,000 | 2,341 |
| Securities | $96,245,000 | 1,415 |
| Federal funds sold & reverse repurchase agreements | $19,300,000 | 710 |
| Net loans & leases | $180,562,000 | 1,536 |
| Loan loss allowance | $3,203,000 | 1,388 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,178,000 | 1,020 |
| Other real estate owned | $9,865,000 | 1,095 |
| Goodwill and other intangibles | $1,781,000 | 753 |
| All other assets | $14,042,000 | 746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,486,000 | 1,373 |
| Total liabilities | $297,959,000 | 1,445 |
| Total deposits | $293,164,000 | 1,362 |
| Interest-bearing deposits | $223,676,000 | 1,534 |
| Deposits held in domestic offices | $293,164,000 | 1,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,795,000 | 973 |
| Total equity capital | $46,527,000 | 903 |
| Total bank equity capital | $46,527,000 | 903 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $28,750,000 | 147 |
| Surplus | $0 | 12,104 |
| Undivided profits | $17,777,000 | 1,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,680,000 | 791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $969,000 | 1,802 |
| Earning assets | $298,163,000 | 1,437 |
| Long-term assets (5+ years) | $55,237,000 | 1,116 |
| Average Assets, year-to-date | $345,257,600 | 1,343 |
| Average Assets, quarterly | $341,935,500 | 1,375 |
| Volatile liabilities | $67,043,000 | 991 |
| Insider loans | $1,367,000 | 2,886 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,687,000 | 862 |
| Unused loan commitments | $50,675,000 | 978 |
| Tier 1 (core) risk-based capital | $44,746,000 | 901 |
| Tier 2 risk-based capital | $3,151,810 | 1,064 |
| Total risk weighted assets | $252,093,410 | 1,126 |
| Total unused commitments | $50,675,000 | 1,001 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 206 | 1,033 |
| Assets and Liabilities | ||
| Total Assets: | $354,753,000 | 1,398 |
| Cash and due from depository institutions | $19,298,000 | 1,033 |
| Interest-bearing balances | $189,000 | 6,411 |
| Securities | $84,132,000 | 1,593 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,841 |
| Net loans & leases | $206,290,000 | 1,404 |
| Loan loss allowance | $2,802,000 | 1,612 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,501,000 | 973 |
| Other real estate owned | $13,733,000 | 1,033 |
| Goodwill and other intangibles | $2,008,000 | 714 |
| All other assets | $12,791,000 | 842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,753,000 | 1,398 |
| Total liabilities | $309,026,000 | 1,465 |
| Total deposits | $301,147,000 | 1,401 |
| Interest-bearing deposits | $238,513,000 | 1,519 |
| Deposits held in domestic offices | $301,147,000 | 1,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $30,000 | 4,755 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $7,849,000 | 706 |
| Total equity capital | $45,727,000 | 875 |
| Total bank equity capital | $45,727,000 | 875 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $28,234,000 | 146 |
| Surplus | $0 | 12,588 |
| Undivided profits | $17,493,000 | 1,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,619,000 | 1,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,150,000 | 1,682 |
| Earning assets | $299,611,000 | 1,490 |
| Long-term assets (5+ years) | $49,465,000 | 1,182 |
| Average Assets, year-to-date | $346,261,400 | 1,397 |
| Average Assets, quarterly | $349,746,000 | 1,401 |
| Volatile liabilities | $79,754,000 | 858 |
| Insider loans | $1,079,000 | 767 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $52,938,000 | 926 |
| Tier 1 (core) risk-based capital | $43,719,000 | 883 |
| Tier 2 risk-based capital | $2,802,000 | 1,192 |
| Total risk weighted assets | $274,040,600 | 1,069 |
| Total unused commitments | $52,938,000 | 941 |
| Derivatives | $0 | 651 |