Home > California Security Bank > Income and Expense
California Security Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,121,000 | 7,607 |
| Total interest expense | $1,345,000 | 7,730 |
| Net interest income | $1,776,000 | 7,368 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $392,000 | 5,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,364 |
| Total noninterest expense | $1,814,000 | 6,043 |
| Salaries and employee benefits | $788,000 | 6,849 |
| Premises and equipment expense | $371,000 | 4,699 |
| Additional noninterest expense | $655,000 | 5,475 |
| Pre-tax net operating income | $354,000 | 8,711 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $354,000 | 7,966 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $354,000 | 7,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,543 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $354,000 | 7,908 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,755,000 | 8,337 |
| Total interest expense | $1,229,000 | 8,295 |
| Net interest income | $1,526,000 | 8,205 |
| Provision for loan and lease losses | $215,000 | 3,255 |
| Total noninterest income | $184,000 | 8,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,879 |
| Total noninterest expense | $2,066,000 | 5,812 |
| Salaries and employee benefits | $807,000 | 6,944 |
| Premises and equipment expense | $389,000 | 4,641 |
| Additional noninterest expense | $870,000 | 4,871 |
| Pre-tax net operating income | $-571,000 | 11,268 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,000 | 10,509 |
| Income before extraordinary items | $-573,000 | 11,289 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-573,000 | 11,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-235,000 | 11,347 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,710,000 | 321 |
| Net operating income | $-573,000 | 11,263 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 8,752 |
| Total interest expense | $1,304,000 | 8,269 |
| Net interest income | $1,323,000 | 9,011 |
| Provision for loan and lease losses | $870,000 | 1,062 |
| Total noninterest income | $299,000 | 7,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,373 |
| Total noninterest expense | $2,428,000 | 5,126 |
| Salaries and employee benefits | $975,000 | 6,187 |
| Premises and equipment expense | $336,000 | 5,189 |
| Additional noninterest expense | $1,117,000 | 3,981 |
| Pre-tax net operating income | $-1,676,000 | 11,914 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,000 | 11,074 |
| Income before extraordinary items | $-1,678,000 | 11,895 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,678,000 | 11,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,111,000 | 828 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,335,000 | 259 |
| Net operating income | $-1,678,000 | 11,893 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 8,622 |
| Total interest expense | $1,134,000 | 8,166 |
| Net interest income | $1,532,000 | 8,789 |
| Provision for loan and lease losses | $1,535,000 | 701 |
| Total noninterest income | $212,000 | 8,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $2,294,000 | 5,554 |
| Salaries and employee benefits | $885,000 | 6,733 |
| Premises and equipment expense | $351,000 | 5,073 |
| Additional noninterest expense | $1,058,000 | 4,494 |
| Pre-tax net operating income | $-2,085,000 | 12,527 |
| Securities gains (losses) | $-104,000 | 11,552 |
| Applicable income taxes | $2,000 | 11,553 |
| Income before extraordinary items | $-2,191,000 | 12,501 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,191,000 | 12,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,663,000 | 640 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,800,000 | 210 |
| Net operating income | $-2,087,000 | 12,499 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 7,716 |
| Total interest expense | $1,491,000 | 7,230 |
| Net interest income | $1,883,000 | 8,003 |
| Provision for loan and lease losses | $308,000 | 2,928 |
| Total noninterest income | $440,000 | 6,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,614 |
| Total noninterest expense | $3,040,000 | 4,457 |
| Salaries and employee benefits | $918,000 | 6,609 |
| Premises and equipment expense | $455,000 | 4,216 |
| Additional noninterest expense | $1,667,000 | 3,198 |
| Pre-tax net operating income | $-1,025,000 | 12,980 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $-1,026,000 | 13,003 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,026,000 | 13,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,948 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,026,000 | 12,961 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 7,167 |
| Total interest expense | $2,175,000 | 6,678 |
| Net interest income | $2,090,000 | 7,517 |
| Provision for loan and lease losses | $723,000 | 2,312 |
| Total noninterest income | $499,000 | 5,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 4,104 |
| Total noninterest expense | $3,529,000 | 3,906 |
| Salaries and employee benefits | $1,254,000 | 4,967 |
| Premises and equipment expense | $646,000 | 3,134 |
| Additional noninterest expense | $1,629,000 | 3,363 |
| Pre-tax net operating income | $-1,663,000 | 13,592 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-1,663,000 | 13,643 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,663,000 | 13,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $518,000 | 2,417 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $731,000 | 474 |
| Net operating income | $-1,663,000 | 13,588 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.