California Republic Bank, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$49,378,000	793
Total interest expense	$15,055,000	1,186
Net interest income	$34,323,000	601
Provision for loan and lease losses	$5,405,000	564
Total noninterest income	$8,672,000	662
Gross Fiduciary activities income	$243,000	1,031
Service charges on deposit accounts	$5,049,000	309
Trading account gains and fees	$0	504
Additional Noninterest Income	$3,380,000	876
Total noninterest expense	$34,519,000	546
Salaries and employee benefits	$15,583,000	477
Premises and equipment expense	$5,041,000	510
Additional noninterest expense	$13,895,000	604
Pre-tax net operating income	$3,071,000	2,026
Securities gains (losses)	$2,116,000	398
Applicable income taxes	$1,601,000	1,372
Income before extraordinary items	$3,586,000	1,302
Extraordinary gains, net	$0	1,422
Net income	$3,586,000	1,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,021,000	419
Cash dividends	$275,000	4,239
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,125,960	1,986

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.