Home > California Oaks State Bank > Income and Expense
California Oaks State Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,857,000 | 4,188 |
| Total interest expense | $801,000 | 5,223 |
| Net interest income | $4,056,000 | 3,805 |
| Provision for loan and lease losses | $300,000 | 4,314 |
| Total noninterest income | $604,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $360,000 | 2,774 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $244,000 | 3,877 |
| Total noninterest expense | $4,501,000 | 3,115 |
| Salaries and employee benefits | $2,148,000 | 3,251 |
| Premises and equipment expense | $595,000 | 3,046 |
| Additional noninterest expense | $1,758,000 | 2,769 |
| Pre-tax net operating income | $-141,000 | 6,226 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-141,000 | 6,366 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-141,000 | 6,367 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-141,000 | 6,366 |
| Net charge-offs | $490,000 | 3,107 |
| Cash dividends | $135,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 696 |
| Net operating income | $-141,000 | 6,272 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 4,275 |
| Total interest expense | $567,000 | 5,193 |
| Net interest income | $2,609,000 | 3,900 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $411,000 | 3,584 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $250,000 | 2,718 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $161,000 | 3,868 |
| Total noninterest expense | $2,812,000 | 3,283 |
| Salaries and employee benefits | $1,455,000 | 3,228 |
| Premises and equipment expense | $394,000 | 3,094 |
| Additional noninterest expense | $963,000 | 3,299 |
| Pre-tax net operating income | $8,000 | 6,025 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $8,000 | 6,141 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $8,000 | 6,143 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $8,000 | 6,142 |
| Net charge-offs | $349,000 | 2,868 |
| Cash dividends | $90,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 626 |
| Net operating income | $8,000 | 6,040 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 4,294 |
| Total interest expense | $323,000 | 5,009 |
| Net interest income | $1,295,000 | 3,941 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $211,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $131,000 | 2,617 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $80,000 | 3,909 |
| Total noninterest expense | $1,417,000 | 3,291 |
| Salaries and employee benefits | $726,000 | 3,290 |
| Premises and equipment expense | $197,000 | 3,163 |
| Additional noninterest expense | $494,000 | 3,217 |
| Pre-tax net operating income | $-11,000 | 6,331 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-11,000 | 6,450 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-11,000 | 6,452 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-11,000 | 6,451 |
| Net charge-offs | $248,000 | 2,229 |
| Cash dividends | $45,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 567 |
| Net operating income | $-11,000 | 6,359 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,637,000 | 4,334 |
| Total interest expense | $1,575,000 | 5,057 |
| Net interest income | $5,062,000 | 3,922 |
| Provision for loan and lease losses | $686,000 | 4,071 |
| Total noninterest income | $1,101,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $524,000 | 2,791 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $577,000 | 2,954 |
| Total noninterest expense | $5,814,000 | 3,259 |
| Salaries and employee benefits | $2,613,000 | 3,571 |
| Premises and equipment expense | $966,000 | 2,663 |
| Additional noninterest expense | $2,235,000 | 3,032 |
| Pre-tax net operating income | $-337,000 | 5,843 |
| Securities gains (losses) | $73,000 | 2,378 |
| Applicable income taxes | $299,000 | 2,029 |
| Income before extraordinary items | $-563,000 | 6,119 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-563,000 | 6,119 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-563,000 | 6,119 |
| Net charge-offs | $1,091,000 | 2,760 |
| Cash dividends | $146,000 | 3,918 |
| Sale, conversion, retirement of capital stock, net | $3,373,000 | 244 |
| Net operating income | $-636,000 | 6,157 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,022,000 | 4,359 |
| Total interest expense | $1,244,000 | 5,054 |
| Net interest income | $3,778,000 | 3,930 |
| Provision for loan and lease losses | $185,000 | 5,248 |
| Total noninterest income | $895,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $401,000 | 2,760 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $494,000 | 2,831 |
| Total noninterest expense | $4,432,000 | 3,231 |
| Salaries and employee benefits | $2,005,000 | 3,534 |
| Premises and equipment expense | $740,000 | 2,636 |
| Additional noninterest expense | $1,687,000 | 2,987 |
| Pre-tax net operating income | $56,000 | 5,458 |
| Securities gains (losses) | $73,000 | 2,045 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $129,000 | 5,187 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $129,000 | 5,186 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $129,000 | 5,186 |
| Net charge-offs | $592,000 | 2,820 |
| Cash dividends | $101,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $3,349,000 | 199 |
| Net operating income | $56,000 | 5,472 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,387,000 | 4,361 |
| Total interest expense | $857,000 | 5,096 |
| Net interest income | $2,530,000 | 3,905 |
| Provision for loan and lease losses | $155,000 | 4,696 |
| Total noninterest income | $568,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $271,000 | 2,705 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $297,000 | 3,025 |
| Total noninterest expense | $2,952,000 | 3,261 |
| Salaries and employee benefits | $1,330,000 | 3,594 |
| Premises and equipment expense | $492,000 | 2,676 |
| Additional noninterest expense | $1,130,000 | 2,980 |
| Pre-tax net operating income | $-9,000 | 5,833 |
| Securities gains (losses) | $73,000 | 1,678 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $64,000 | 5,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 5,467 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $64,000 | 5,467 |
| Net charge-offs | $557,000 | 2,232 |
| Cash dividends | $56,000 | 3,603 |
| Sale, conversion, retirement of capital stock, net | $3,326,000 | 153 |
| Net operating income | $-9,000 | 5,878 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 4,308 |
| Total interest expense | $461,000 | 5,047 |
| Net interest income | $1,291,000 | 3,850 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $254,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $131,000 | 2,726 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $123,000 | 3,311 |
| Total noninterest expense | $1,441,000 | 3,246 |
| Salaries and employee benefits | $674,000 | 3,586 |
| Premises and equipment expense | $252,000 | 2,661 |
| Additional noninterest expense | $515,000 | 2,940 |
| Pre-tax net operating income | $44,000 | 5,718 |
| Securities gains (losses) | $73,000 | 1,132 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $117,000 | 4,725 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $117,000 | 4,729 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $117,000 | 4,728 |
| Net charge-offs | $400,000 | 1,543 |
| Cash dividends | $11,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $3,303,000 | 87 |
| Net operating income | $44,000 | 5,616 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,883,000 | 4,172 |
| Total interest expense | $1,849,000 | 5,501 |
| Net interest income | $6,034,000 | 3,463 |
| Provision for loan and lease losses | $1,648,000 | 2,036 |
| Total noninterest income | $848,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $534,000 | 2,867 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $314,000 | 4,031 |
| Total noninterest expense | $6,347,000 | 2,915 |
| Salaries and employee benefits | $3,045,000 | 3,207 |
| Premises and equipment expense | $1,037,000 | 2,543 |
| Additional noninterest expense | $2,265,000 | 2,544 |
| Pre-tax net operating income | $-1,113,000 | 7,066 |
| Securities gains (losses) | $25,000 | 2,045 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,088,000 | 7,035 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,088,000 | 7,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 3,604 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 809 |
| Net operating income | $-1,113,000 | 7,165 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,062,000 | 4,167 |
| Total interest expense | $1,356,000 | 5,678 |
| Net interest income | $4,706,000 | 3,368 |
| Provision for loan and lease losses | $359,000 | 3,264 |
| Total noninterest income | $607,000 | 3,934 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $393,000 | 2,921 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $214,000 | 4,294 |
| Total noninterest expense | $4,728,000 | 2,918 |
| Salaries and employee benefits | $2,349,000 | 3,159 |
| Premises and equipment expense | $746,000 | 2,653 |
| Additional noninterest expense | $1,633,000 | 2,569 |
| Pre-tax net operating income | $226,000 | 5,942 |
| Securities gains (losses) | $25,000 | 1,874 |
| Applicable income taxes | $110,000 | 3,513 |
| Income before extraordinary items | $141,000 | 5,985 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $141,000 | 5,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,340 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 664 |
| Net operating income | $125,000 | 6,211 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 4,198 |
| Total interest expense | $878,000 | 5,886 |
| Net interest income | $3,195,000 | 3,322 |
| Provision for loan and lease losses | $219,000 | 3,018 |
| Total noninterest income | $453,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $264,000 | 2,888 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $189,000 | 3,871 |
| Total noninterest expense | $3,235,000 | 2,854 |
| Salaries and employee benefits | $1,652,000 | 3,052 |
| Premises and equipment expense | $521,000 | 2,548 |
| Additional noninterest expense | $1,062,000 | 2,607 |
| Pre-tax net operating income | $194,000 | 5,857 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $76,000 | 3,719 |
| Income before extraordinary items | $118,000 | 6,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $118,000 | 6,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,293 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 538 |
| Net operating income | $118,000 | 6,159 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 4,345 |
| Total interest expense | $406,000 | 6,226 |
| Net interest income | $1,582,000 | 3,361 |
| Provision for loan and lease losses | $110,000 | 2,589 |
| Total noninterest income | $228,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $122,000 | 3,018 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $106,000 | 3,660 |
| Total noninterest expense | $1,706,000 | 2,734 |
| Salaries and employee benefits | $908,000 | 2,805 |
| Premises and equipment expense | $270,000 | 2,494 |
| Additional noninterest expense | $528,000 | 2,588 |
| Pre-tax net operating income | $-6,000 | 7,215 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-2,000 | 7,763 |
| Income before extraordinary items | $-4,000 | 7,304 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,000 | 7,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-275,000 | 8,472 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 330 |
| Net operating income | $-4,000 | 7,219 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,804,000 | 4,102 |
| Total interest expense | $1,602,000 | 6,289 |
| Net interest income | $7,202,000 | 3,019 |
| Provision for loan and lease losses | $663,000 | 1,914 |
| Total noninterest income | $927,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $529,000 | 2,924 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $398,000 | 3,744 |
| Total noninterest expense | $6,954,000 | 2,609 |
| Salaries and employee benefits | $3,760,000 | 2,636 |
| Premises and equipment expense | $983,000 | 2,617 |
| Additional noninterest expense | $2,211,000 | 2,435 |
| Pre-tax net operating income | $512,000 | 5,947 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $249,000 | 3,622 |
| Income before extraordinary items | $263,000 | 6,558 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $263,000 | 6,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $723,000 | 1,303 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $568,000 | 512 |
| Net operating income | $263,000 | 6,539 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,647,000 | 4,094 |
| Total interest expense | $1,238,000 | 6,268 |
| Net interest income | $5,409,000 | 3,016 |
| Provision for loan and lease losses | $153,000 | 3,446 |
| Total noninterest income | $649,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $392,000 | 2,943 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $257,000 | 4,039 |
| Total noninterest expense | $5,156,000 | 2,613 |
| Salaries and employee benefits | $2,790,000 | 2,649 |
| Premises and equipment expense | $714,000 | 2,669 |
| Additional noninterest expense | $1,652,000 | 2,406 |
| Pre-tax net operating income | $749,000 | 4,984 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $337,000 | 3,033 |
| Income before extraordinary items | $412,000 | 5,773 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $412,000 | 5,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,906 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $441,000 | 430 |
| Net operating income | $412,000 | 5,758 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,479,000 | 4,084 |
| Total interest expense | $840,000 | 6,268 |
| Net interest income | $3,639,000 | 3,019 |
| Provision for loan and lease losses | $107,000 | 3,191 |
| Total noninterest income | $463,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $267,000 | 2,890 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $196,000 | 3,819 |
| Total noninterest expense | $3,377,000 | 2,682 |
| Salaries and employee benefits | $1,798,000 | 2,757 |
| Premises and equipment expense | $465,000 | 2,735 |
| Additional noninterest expense | $1,114,000 | 2,378 |
| Pre-tax net operating income | $618,000 | 4,577 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $239,000 | 3,033 |
| Income before extraordinary items | $379,000 | 5,183 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $379,000 | 5,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 1,286 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $342,000 | 357 |
| Net operating income | $379,000 | 5,172 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 4,072 |
| Total interest expense | $411,000 | 6,318 |
| Net interest income | $1,841,000 | 2,980 |
| Provision for loan and lease losses | $31,000 | 3,721 |
| Total noninterest income | $171,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $120,000 | 3,069 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $51,000 | 5,068 |
| Total noninterest expense | $1,658,000 | 2,735 |
| Salaries and employee benefits | $846,000 | 2,930 |
| Premises and equipment expense | $239,000 | 2,694 |
| Additional noninterest expense | $573,000 | 2,273 |
| Pre-tax net operating income | $323,000 | 4,486 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $123,000 | 3,006 |
| Income before extraordinary items | $200,000 | 5,061 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $200,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 231 |
| Net operating income | $200,000 | 5,050 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,581,000 | 4,013 |
| Total interest expense | $1,307,000 | 6,408 |
| Net interest income | $7,274,000 | 3,004 |
| Provision for loan and lease losses | $170,000 | 3,852 |
| Total noninterest income | $712,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $385,000 | 3,611 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $327,000 | 4,132 |
| Total noninterest expense | $6,390,000 | 2,721 |
| Salaries and employee benefits | $3,232,000 | 2,926 |
| Premises and equipment expense | $949,000 | 2,595 |
| Additional noninterest expense | $2,209,000 | 2,352 |
| Pre-tax net operating income | $1,426,000 | 4,407 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-193,000 | 8,444 |
| Income before extraordinary items | $1,619,000 | 3,598 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,619,000 | 3,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,976 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 789 |
| Net operating income | $1,619,000 | 3,584 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,208,000 | 4,076 |
| Total interest expense | $827,000 | 6,727 |
| Net interest income | $5,381,000 | 3,067 |
| Provision for loan and lease losses | $153,000 | 3,365 |
| Total noninterest income | $454,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $268,000 | 3,797 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $186,000 | 4,680 |
| Total noninterest expense | $4,768,000 | 2,736 |
| Salaries and employee benefits | $2,365,000 | 2,985 |
| Premises and equipment expense | $708,000 | 2,611 |
| Additional noninterest expense | $1,695,000 | 2,285 |
| Pre-tax net operating income | $914,000 | 4,918 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-194,000 | 8,623 |
| Income before extraordinary items | $1,108,000 | 3,915 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,108,000 | 3,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,446 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 663 |
| Net operating income | $1,108,000 | 3,904 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 4,126 |
| Total interest expense | $511,000 | 6,801 |
| Net interest income | $3,493,000 | 3,138 |
| Provision for loan and lease losses | $102,000 | 3,281 |
| Total noninterest income | $312,000 | 4,629 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $163,000 | 3,974 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $149,000 | 4,331 |
| Total noninterest expense | $3,171,000 | 2,766 |
| Salaries and employee benefits | $1,579,000 | 2,998 |
| Premises and equipment expense | $460,000 | 2,665 |
| Additional noninterest expense | $1,132,000 | 2,294 |
| Pre-tax net operating income | $532,000 | 5,273 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $5,000 | 6,332 |
| Income before extraordinary items | $527,000 | 4,757 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $527,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,722 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 521 |
| Net operating income | $527,000 | 4,742 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 4,185 |
| Total interest expense | $219,000 | 7,055 |
| Net interest income | $1,708,000 | 3,190 |
| Provision for loan and lease losses | $51,000 | 3,086 |
| Total noninterest income | $119,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $70,000 | 4,229 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,161 |
| Total noninterest expense | $1,586,000 | 2,763 |
| Salaries and employee benefits | $799,000 | 2,975 |
| Premises and equipment expense | $224,000 | 2,731 |
| Additional noninterest expense | $563,000 | 2,279 |
| Pre-tax net operating income | $190,000 | 5,947 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $185,000 | 5,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 5,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 355 |
| Net operating income | $185,000 | 5,509 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,485,000 | 4,392 |
| Total interest expense | $345,000 | 8,068 |
| Net interest income | $6,140,000 | 3,357 |
| Provision for loan and lease losses | $325,000 | 2,662 |
| Total noninterest income | $766,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $442,000 | 3,324 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $324,000 | 4,173 |
| Total noninterest expense | $5,961,000 | 2,769 |
| Salaries and employee benefits | $2,908,000 | 3,053 |
| Premises and equipment expense | $943,000 | 2,491 |
| Additional noninterest expense | $2,110,000 | 2,366 |
| Pre-tax net operating income | $620,000 | 6,358 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-499,000 | 8,767 |
| Income before extraordinary items | $1,119,000 | 4,523 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,119,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,956 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $735,000 | 510 |
| Net operating income | $1,119,000 | 4,475 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 4,497 |
| Total interest expense | $196,000 | 8,289 |
| Net interest income | $4,436,000 | 3,458 |
| Provision for loan and lease losses | $140,000 | 3,587 |
| Total noninterest income | $650,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $359,000 | 3,146 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $291,000 | 3,854 |
| Total noninterest expense | $4,426,000 | 2,767 |
| Salaries and employee benefits | $2,166,000 | 3,034 |
| Premises and equipment expense | $710,000 | 2,478 |
| Additional noninterest expense | $1,550,000 | 2,364 |
| Pre-tax net operating income | $520,000 | 6,319 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $519,000 | 5,809 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $519,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $689,000 | 381 |
| Net operating income | $519,000 | 5,780 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 4,609 |
| Total interest expense | $101,000 | 8,437 |
| Net interest income | $2,794,000 | 3,608 |
| Provision for loan and lease losses | $93,000 | 3,464 |
| Total noninterest income | $363,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $250,000 | 3,011 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $113,000 | 4,941 |
| Total noninterest expense | $2,870,000 | 2,817 |
| Salaries and employee benefits | $1,396,000 | 3,126 |
| Premises and equipment expense | $466,000 | 2,486 |
| Additional noninterest expense | $1,008,000 | 2,411 |
| Pre-tax net operating income | $194,000 | 7,254 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $193,000 | 6,988 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $193,000 | 6,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $639,000 | 268 |
| Net operating income | $193,000 | 6,933 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 4,776 |
| Total interest expense | $38,000 | 8,632 |
| Net interest income | $1,327,000 | 3,749 |
| Provision for loan and lease losses | $46,000 | 3,310 |
| Total noninterest income | $192,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $136,000 | 2,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,934 |
| Total noninterest expense | $1,421,000 | 2,851 |
| Salaries and employee benefits | $683,000 | 3,194 |
| Premises and equipment expense | $232,000 | 2,518 |
| Additional noninterest expense | $506,000 | 2,413 |
| Pre-tax net operating income | $52,000 | 7,875 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $52,000 | 7,732 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $52,000 | 7,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $639,000 | 145 |
| Net operating income | $52,000 | 7,707 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,775,000 | 4,999 |
| Total interest expense | $139,000 | 8,638 |
| Net interest income | $4,636,000 | 4,028 |
| Provision for loan and lease losses | $43,000 | 6,114 |
| Total noninterest income | $1,995,000 | 2,202 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $555,000 | 2,895 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,440,000 | 1,691 |
| Total noninterest expense | $6,058,000 | 2,617 |
| Salaries and employee benefits | $2,574,000 | 3,265 |
| Premises and equipment expense | $911,000 | 2,499 |
| Additional noninterest expense | $2,573,000 | 1,885 |
| Pre-tax net operating income | $530,000 | 6,625 |
| Securities gains (losses) | $25,000 | 2,257 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $554,000 | 6,135 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $554,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 8,751 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $4,093,000 | 254 |
| Net operating income | $529,000 | 6,173 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 5,077 |
| Total interest expense | $102,000 | 8,699 |
| Net interest income | $3,381,000 | 4,107 |
| Provision for loan and lease losses | $43,000 | 5,652 |
| Total noninterest income | $1,902,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $427,000 | 2,840 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,475,000 | 1,349 |
| Total noninterest expense | $4,508,000 | 2,604 |
| Salaries and employee benefits | $1,881,000 | 3,317 |
| Premises and equipment expense | $665,000 | 2,547 |
| Additional noninterest expense | $1,962,000 | 1,829 |
| Pre-tax net operating income | $732,000 | 5,407 |
| Securities gains (losses) | $25,000 | 2,158 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $756,000 | 4,766 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $756,000 | 4,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,771 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 651 |
| Net operating income | $731,000 | 4,760 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 5,180 |
| Total interest expense | $65,000 | 8,780 |
| Net interest income | $2,177,000 | 4,216 |
| Provision for loan and lease losses | $43,000 | 4,943 |
| Total noninterest income | $1,709,000 | 1,454 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $274,000 | 2,912 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,435,000 | 1,027 |
| Total noninterest expense | $3,018,000 | 2,596 |
| Salaries and employee benefits | $1,250,000 | 3,331 |
| Premises and equipment expense | $428,000 | 2,623 |
| Additional noninterest expense | $1,340,000 | 1,783 |
| Pre-tax net operating income | $825,000 | 4,029 |
| Securities gains (losses) | $23,000 | 1,953 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $847,000 | 3,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $847,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,856 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 630 |
| Net operating income | $824,000 | 3,361 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 5,234 |
| Total interest expense | $31,000 | 8,847 |
| Net interest income | $1,078,000 | 4,255 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $340,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $130,000 | 2,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $210,000 | 2,397 |
| Total noninterest expense | $1,486,000 | 2,647 |
| Salaries and employee benefits | $643,000 | 3,260 |
| Premises and equipment expense | $207,000 | 2,727 |
| Additional noninterest expense | $636,000 | 1,854 |
| Pre-tax net operating income | $-93,000 | 8,791 |
| Securities gains (losses) | $23,000 | 1,635 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-70,000 | 8,786 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-70,000 | 8,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 452 |
| Net operating income | $-93,000 | 8,793 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,702,000 | 5,106 |
| Total interest expense | $308,000 | 8,432 |
| Net interest income | $4,394,000 | 4,070 |
| Provision for loan and lease losses | $241,000 | 3,608 |
| Total noninterest income | $1,083,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $585,000 | 2,753 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $498,000 | 3,593 |
| Total noninterest expense | $5,962,000 | 2,615 |
| Salaries and employee benefits | $2,302,000 | 3,496 |
| Premises and equipment expense | $1,060,000 | 2,147 |
| Additional noninterest expense | $2,600,000 | 1,856 |
| Pre-tax net operating income | $-726,000 | 8,902 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $-707,000 | 8,969 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-707,000 | 8,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,331 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,080,000 | 333 |
| Net operating income | $-727,000 | 8,921 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 5,144 |
| Total interest expense | $267,000 | 8,390 |
| Net interest income | $3,284,000 | 4,105 |
| Provision for loan and lease losses | $211,000 | 3,245 |
| Total noninterest income | $675,000 | 4,021 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $397,000 | 2,963 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 4,169 |
| Total noninterest expense | $4,165,000 | 2,793 |
| Salaries and employee benefits | $1,641,000 | 3,627 |
| Premises and equipment expense | $833,000 | 2,064 |
| Additional noninterest expense | $1,691,000 | 2,125 |
| Pre-tax net operating income | $-417,000 | 8,921 |
| Securities gains (losses) | $20,000 | 2,954 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $-398,000 | 8,992 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-398,000 | 8,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,181 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-418,000 | 8,938 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 5,167 |
| Total interest expense | $196,000 | 8,363 |
| Net interest income | $2,177,000 | 4,125 |
| Provision for loan and lease losses | $173,000 | 2,798 |
| Total noninterest income | $358,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $245,000 | 3,117 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $113,000 | 5,110 |
| Total noninterest expense | $2,586,000 | 2,965 |
| Salaries and employee benefits | $1,089,000 | 3,635 |
| Premises and equipment expense | $543,000 | 2,099 |
| Additional noninterest expense | $954,000 | 2,474 |
| Pre-tax net operating income | $-224,000 | 8,947 |
| Securities gains (losses) | $20,000 | 2,610 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $-205,000 | 9,005 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-205,000 | 9,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-225,000 | 8,954 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 5,278 |
| Total interest expense | $89,000 | 8,572 |
| Net interest income | $1,066,000 | 4,202 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $126,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $114,000 | 3,214 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $1,184,000 | 3,192 |
| Salaries and employee benefits | $549,000 | 3,611 |
| Premises and equipment expense | $229,000 | 2,426 |
| Additional noninterest expense | $406,000 | 2,819 |
| Pre-tax net operating income | $-19,000 | 8,811 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-19,000 | 8,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-19,000 | 8,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-19,000 | 8,775 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 5,868 |
| Total interest expense | $389,000 | 8,686 |
| Net interest income | $3,661,000 | 4,625 |
| Provision for loan and lease losses | $129,000 | 5,225 |
| Total noninterest income | $271,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $223,000 | 4,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,649 |
| Total noninterest expense | $4,406,000 | 3,279 |
| Salaries and employee benefits | $1,618,000 | 4,419 |
| Premises and equipment expense | $735,000 | 2,872 |
| Additional noninterest expense | $2,053,000 | 2,249 |
| Pre-tax net operating income | $-603,000 | 9,019 |
| Securities gains (losses) | $15,000 | 3,365 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $-589,000 | 9,067 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-589,000 | 9,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,843 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,708,000 | 318 |
| Net operating income | $-604,000 | 9,032 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 6,613 |
| Total interest expense | $742,000 | 8,552 |
| Net interest income | $2,932,000 | 5,156 |
| Provision for loan and lease losses | $68,000 | 6,251 |
| Total noninterest income | $223,000 | 7,094 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $179,000 | 5,405 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $44,000 | 7,857 |
| Total noninterest expense | $3,243,000 | 4,085 |
| Salaries and employee benefits | $1,233,000 | 5,214 |
| Premises and equipment expense | $637,000 | 3,202 |
| Additional noninterest expense | $1,373,000 | 3,108 |
| Pre-tax net operating income | $-156,000 | 8,920 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $1,000 | 7,858 |
| Income before extraordinary items | $-156,000 | 9,003 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-156,000 | 9,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-157,000 | 8,945 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 7,115 |
| Total interest expense | $884,000 | 8,464 |
| Net interest income | $2,413,000 | 5,943 |
| Provision for loan and lease losses | $8,000 | 8,049 |
| Total noninterest income | $176,000 | 7,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 5,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,238 |
| Total noninterest expense | $2,579,000 | 4,750 |
| Salaries and employee benefits | $1,129,000 | 5,461 |
| Premises and equipment expense | $512,000 | 3,719 |
| Additional noninterest expense | $938,000 | 4,201 |
| Pre-tax net operating income | $2,000 | 9,110 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $1,000 | 9,148 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,000 | 9,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,278 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,000 | 9,134 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 8,173 |
| Total interest expense | $672,000 | 9,009 |
| Net interest income | $1,595,000 | 7,400 |
| Provision for loan and lease losses | $132,000 | 4,547 |
| Total noninterest income | $121,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $2,040,000 | 5,620 |
| Salaries and employee benefits | $916,000 | 6,230 |
| Premises and equipment expense | $358,000 | 4,887 |
| Additional noninterest expense | $766,000 | 4,946 |
| Pre-tax net operating income | $-456,000 | 9,817 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $-457,000 | 9,875 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-457,000 | 9,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-457,000 | 9,853 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $914,000 | 9,930 |
| Total interest expense | $334,000 | 10,005 |
| Net interest income | $580,000 | 9,782 |
| Provision for loan and lease losses | $105,000 | 5,006 |
| Total noninterest income | $41,000 | 9,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $1,989,000 | 5,620 |
| Salaries and employee benefits | $1,022,000 | 5,698 |
| Premises and equipment expense | $237,000 | 6,158 |
| Additional noninterest expense | $730,000 | 4,989 |
| Pre-tax net operating income | $-1,473,000 | 10,393 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-1,473,000 | 10,401 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,473,000 | 10,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $5,591,000 | 212 |
| Net operating income | $-1,473,000 | 10,387 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.