Home > California Oaks State Bank > Assets and Liabilities
California Oaks State Bank, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 29 | 4,555 |
| Assets and Liabilities | ||
| Total Assets: | $137,468,000 | 4,178 |
| Cash and due from depository institutions | $25,158,000 | 4,555 |
| Interest-bearing balances | $19,398,000 | 1,767 |
| Securities | $11,944,000 | 5,389 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $94,232,000 | 3,967 |
| Loan loss allowance | $1,750,000 | 3,508 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $403,000 | 6,485 |
| Other real estate owned | $263,000 | 4,555 |
| Goodwill and other intangibles | $13,000 | 2,962 |
| All other assets | $5,455,000 | 3,084 |
| Life insurance assets | $2,519,000 | 2,039 |
| Total liabilities and capital | $137,468,000 | 4,178 |
| Total liabilities | $120,782,000 | 4,221 |
| Total deposits | $114,859,000 | 4,179 |
| Interest-bearing deposits | $79,474,000 | 4,752 |
| Deposits held in domestic offices | $114,859,000 | 4,176 |
| % insured | 76.21% | 6,616 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,500,000 | 3,114 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $423,000 | 5,350 |
| Total equity capital | $16,686,000 | 3,751 |
| Total bank equity capital | $16,686,000 | 3,750 |
| Perpetual preferred stock | $3,344,000 | 127 |
| Common stock | $14,781,000 | 337 |
| Surplus | $517,000 | 6,666 |
| Undivided profits | $-1,956,000 | 6,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $2,432,000 | 3,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $388,000 | 5,921 |
| Earning assets | $125,574,000 | 4,182 |
| Long-term assets (5+ years) | $32,029,000 | 3,315 |
| Average Assets, year-to-date | $132,686,250 | 4,259 |
| Average Assets, quarterly | $137,100,000 | 4,189 |
| Volatile liabilities | $21,837,000 | 4,596 |
| Insider loans | $128,000 | 6,342 |
| FHLB advances | $5,500,000 | 2,985 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $17,790,000 | 2,828 |
| Tier 1 (core) risk-based capital | $16,661,000 | 3,571 |
| Tier 2 risk-based capital | $1,325,000 | 3,572 |
| Total risk weighted assets | $105,542,000 | 3,832 |
| Total unused commitments | $17,790,000 | 2,830 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 29 | 4,611 |
| Assets and Liabilities | ||
| Total Assets: | $136,732,000 | 4,223 |
| Cash and due from depository institutions | $27,972,000 | 4,611 |
| Interest-bearing balances | $20,605,000 | 1,574 |
| Securities | $7,565,000 | 6,175 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 2,710 |
| Net loans & leases | $93,067,000 | 4,045 |
| Loan loss allowance | $1,791,000 | 3,456 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $387,000 | 6,591 |
| Other real estate owned | $79,000 | 4,611 |
| Goodwill and other intangibles | $16,000 | 2,959 |
| All other assets | $5,746,000 | 3,012 |
| Life insurance assets | $2,493,000 | 2,053 |
| Total liabilities and capital | $136,732,000 | 4,223 |
| Total liabilities | $119,880,000 | 4,264 |
| Total deposits | $113,967,000 | 4,215 |
| Interest-bearing deposits | $81,622,000 | 4,700 |
| Deposits held in domestic offices | $113,967,000 | 4,213 |
| % insured | 77.30% | 6,602 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,500,000 | 3,263 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $413,000 | 5,273 |
| Total equity capital | $16,852,000 | 3,708 |
| Total bank equity capital | $16,852,000 | 3,708 |
| Perpetual preferred stock | $3,335,000 | 121 |
| Common stock | $14,781,000 | 337 |
| Surplus | $488,000 | 6,791 |
| Undivided profits | $-1,752,000 | 6,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $2,913,000 | 3,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $309,000 | 672 |
| Income earned, not collected on loans | $337,000 | 6,222 |
| Earning assets | $123,137,000 | 4,270 |
| Long-term assets (5+ years) | $27,972,000 | 3,576 |
| Average Assets, year-to-date | $131,092,330 | 4,323 |
| Average Assets, quarterly | $133,925,000 | 4,275 |
| Volatile liabilities | $23,568,000 | 4,448 |
| Insider loans | $328,000 | 5,665 |
| FHLB advances | $5,500,000 | 3,131 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $15,912,000 | 3,060 |
| Tier 1 (core) risk-based capital | $16,827,000 | 3,525 |
| Tier 2 risk-based capital | $1,310,000 | 3,600 |
| Total risk weighted assets | $104,304,000 | 3,896 |
| Total unused commitments | $15,912,000 | 3,064 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 28 | 4,748 |
| Assets and Liabilities | ||
| Total Assets: | $131,118,000 | 4,396 |
| Cash and due from depository institutions | $23,257,000 | 4,748 |
| Interest-bearing balances | $17,357,000 | 1,820 |
| Securities | $5,779,000 | 6,573 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 3,042 |
| Net loans & leases | $93,830,000 | 4,083 |
| Loan loss allowance | $1,792,000 | 3,485 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $427,000 | 6,585 |
| Other real estate owned | $0 | 4,748 |
| Goodwill and other intangibles | $18,000 | 2,958 |
| All other assets | $5,907,000 | 3,031 |
| Life insurance assets | $2,467,000 | 2,068 |
| Total liabilities and capital | $131,118,000 | 4,396 |
| Total liabilities | $114,321,000 | 4,472 |
| Total deposits | $108,444,000 | 4,411 |
| Interest-bearing deposits | $78,780,000 | 4,866 |
| Deposits held in domestic offices | $108,444,000 | 4,409 |
| % insured | 81.30% | 6,040 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,500,000 | 3,374 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $377,000 | 5,425 |
| Total equity capital | $16,797,000 | 3,721 |
| Total bank equity capital | $16,797,000 | 3,720 |
| Perpetual preferred stock | $3,326,000 | 117 |
| Common stock | $14,781,000 | 336 |
| Surplus | $460,000 | 6,913 |
| Undivided profits | $-1,770,000 | 6,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,585,000 | 4,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $751,000 | 410 |
| Income earned, not collected on loans | $333,000 | 6,327 |
| Earning assets | $118,866,000 | 4,415 |
| Long-term assets (5+ years) | $27,864,000 | 3,569 |
| Average Assets, year-to-date | $128,272,500 | 4,448 |
| Average Assets, quarterly | $128,272,500 | 4,448 |
| Volatile liabilities | $22,054,000 | 4,660 |
| Insider loans | $328,000 | 5,724 |
| FHLB advances | $5,500,000 | 3,231 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $16,186,000 | 3,160 |
| Tier 1 (core) risk-based capital | $16,824,000 | 3,558 |
| Tier 2 risk-based capital | $1,332,000 | 3,595 |
| Total risk weighted assets | $106,088,000 | 3,904 |
| Total unused commitments | $16,186,000 | 3,162 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 27 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $125,427,000 | 4,539 |
| Cash and due from depository institutions | $19,996,000 | 4,916 |
| Interest-bearing balances | $14,736,000 | 1,762 |
| Securities | $1,488,000 | 7,410 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $97,692,000 | 4,013 |
| Loan loss allowance | $1,940,000 | 3,294 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $462,000 | 6,572 |
| Other real estate owned | $0 | 4,916 |
| Goodwill and other intangibles | $22,000 | 2,963 |
| All other assets | $5,767,000 | 3,151 |
| Life insurance assets | $2,441,000 | 2,079 |
| Total liabilities and capital | $125,427,000 | 4,539 |
| Total liabilities | $108,570,000 | 4,623 |
| Total deposits | $97,121,000 | 4,726 |
| Interest-bearing deposits | $67,637,000 | 5,288 |
| Deposits held in domestic offices | $97,121,000 | 4,725 |
| % insured | 87.92% | 4,407 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $11,000,000 | 2,604 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $449,000 | 5,133 |
| Total equity capital | $16,857,000 | 3,679 |
| Total bank equity capital | $16,857,000 | 3,678 |
| Perpetual preferred stock | $3,316,000 | 109 |
| Common stock | $14,781,000 | 330 |
| Surplus | $431,000 | 7,007 |
| Undivided profits | $-1,671,000 | 6,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,356,000 | 4,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $458,000 | 524 |
| Income earned, not collected on loans | $351,000 | 6,322 |
| Earning assets | $113,916,000 | 4,544 |
| Long-term assets (5+ years) | $28,681,000 | 3,475 |
| Average Assets, year-to-date | $126,087,800 | 4,427 |
| Average Assets, quarterly | $127,834,000 | 4,448 |
| Volatile liabilities | $21,799,000 | 4,721 |
| Insider loans | $328,000 | 5,805 |
| FHLB advances | $11,000,000 | 2,490 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $14,601,000 | 3,377 |
| Tier 1 (core) risk-based capital | $16,851,000 | 3,544 |
| Tier 2 risk-based capital | $1,374,000 | 3,521 |
| Total risk weighted assets | $109,315,000 | 3,868 |
| Total unused commitments | $14,601,000 | 3,379 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 29 | 4,732 |
| Assets and Liabilities | ||
| Total Assets: | $130,241,000 | 4,420 |
| Cash and due from depository institutions | $28,794,000 | 4,732 |
| Interest-bearing balances | $16,089,000 | 1,458 |
| Securities | $1,638,000 | 7,456 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $94,312,000 | 4,144 |
| Loan loss allowance | $1,938,000 | 3,225 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $452,000 | 6,660 |
| Other real estate owned | $0 | 4,732 |
| Goodwill and other intangibles | $25,000 | 2,978 |
| All other assets | $5,020,000 | 3,093 |
| Life insurance assets | $2,412,000 | 2,083 |
| Total liabilities and capital | $130,241,000 | 4,420 |
| Total liabilities | $112,668,000 | 4,496 |
| Total deposits | $96,044,000 | 4,729 |
| Interest-bearing deposits | $63,780,000 | 5,433 |
| Deposits held in domestic offices | $96,044,000 | 4,727 |
| % insured | 89.41% | 4,152 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $16,000,000 | 2,215 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $624,000 | 4,853 |
| Total equity capital | $17,573,000 | 3,658 |
| Total bank equity capital | $17,573,000 | 3,657 |
| Perpetual preferred stock | $3,307,000 | 107 |
| Common stock | $14,771,000 | 326 |
| Surplus | $418,000 | 7,086 |
| Undivided profits | $-923,000 | 6,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $993,000 | 4,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $730,000 | 365 |
| Income earned, not collected on loans | $304,000 | 6,780 |
| Earning assets | $112,039,000 | 4,605 |
| Long-term assets (5+ years) | $31,269,000 | 3,266 |
| Average Assets, year-to-date | $126,253,000 | 4,442 |
| Average Assets, quarterly | $128,565,500 | 4,433 |
| Volatile liabilities | $25,225,000 | 4,415 |
| Insider loans | $328,000 | 5,850 |
| FHLB advances | $16,000,000 | 2,105 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $19,288,000 | 2,933 |
| Tier 1 (core) risk-based capital | $16,969,000 | 3,594 |
| Tier 2 risk-based capital | $1,324,000 | 3,586 |
| Total risk weighted assets | $105,254,000 | 3,989 |
| Total unused commitments | $19,288,000 | 2,934 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 29 | 4,786 |
| Assets and Liabilities | ||
| Total Assets: | $126,890,000 | 4,498 |
| Cash and due from depository institutions | $15,454,000 | 4,786 |
| Interest-bearing balances | $8,188,000 | 2,062 |
| Securities | $1,751,000 | 7,491 |
| Federal funds sold & reverse repurchase agreements | $5,420,000 | 1,801 |
| Net loans & leases | $98,191,000 | 4,041 |
| Loan loss allowance | $1,943,000 | 3,126 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $468,000 | 6,716 |
| Other real estate owned | $594,000 | 4,786 |
| Goodwill and other intangibles | $28,000 | 2,984 |
| All other assets | $4,984,000 | 3,118 |
| Life insurance assets | $2,386,000 | 2,104 |
| Total liabilities and capital | $126,890,000 | 4,498 |
| Total liabilities | $109,373,000 | 4,595 |
| Total deposits | $92,639,000 | 4,853 |
| Interest-bearing deposits | $60,746,000 | 5,574 |
| Deposits held in domestic offices | $92,639,000 | 4,850 |
| % insured | 71.02% | 5,875 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $16,000,000 | 2,287 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $734,000 | 4,472 |
| Total equity capital | $17,517,000 | 3,617 |
| Total bank equity capital | $17,517,000 | 3,617 |
| Perpetual preferred stock | $3,298,000 | 106 |
| Common stock | $14,771,000 | 325 |
| Surplus | $395,000 | 7,220 |
| Undivided profits | $-947,000 | 7,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,081,000 | 2,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $314,000 | 6,691 |
| Earning assets | $113,550,000 | 4,568 |
| Long-term assets (5+ years) | $33,003,000 | 3,103 |
| Average Assets, year-to-date | $124,923,670 | 4,511 |
| Average Assets, quarterly | $126,702,500 | 4,486 |
| Volatile liabilities | $24,953,000 | 4,460 |
| Insider loans | $328,000 | 5,915 |
| FHLB advances | $16,000,000 | 2,165 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $16,927,000 | 3,269 |
| Tier 1 (core) risk-based capital | $16,925,000 | 3,628 |
| Tier 2 risk-based capital | $1,380,000 | 3,456 |
| Total risk weighted assets | $109,811,000 | 3,899 |
| Total unused commitments | $16,927,000 | 3,269 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 28 | 4,918 |
| Assets and Liabilities | ||
| Total Assets: | $126,515,000 | 4,520 |
| Cash and due from depository institutions | $6,526,000 | 4,918 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $1,928,000 | 7,530 |
| Federal funds sold & reverse repurchase agreements | $8,045,000 | 1,517 |
| Net loans & leases | $104,360,000 | 3,885 |
| Loan loss allowance | $2,005,000 | 2,976 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $497,000 | 6,701 |
| Other real estate owned | $0 | 4,918 |
| Goodwill and other intangibles | $33,000 | 2,991 |
| All other assets | $5,126,000 | 3,072 |
| Life insurance assets | $2,359,000 | 2,121 |
| Total liabilities and capital | $126,515,000 | 4,520 |
| Total liabilities | $108,919,000 | 4,624 |
| Total deposits | $92,318,000 | 4,852 |
| Interest-bearing deposits | $62,075,000 | 5,527 |
| Deposits held in domestic offices | $92,318,000 | 4,849 |
| % insured | 74.32% | 5,273 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $16,000,000 | 2,340 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $601,000 | 4,816 |
| Total equity capital | $17,596,000 | 3,629 |
| Total bank equity capital | $17,596,000 | 3,629 |
| Perpetual preferred stock | $3,288,000 | 100 |
| Common stock | $14,771,000 | 322 |
| Surplus | $371,000 | 7,288 |
| Undivided profits | $-834,000 | 7,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,620,000 | 3,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $362,000 | 6,399 |
| Earning assets | $114,333,000 | 4,556 |
| Long-term assets (5+ years) | $35,019,000 | 2,971 |
| Average Assets, year-to-date | $123,940,500 | 4,544 |
| Average Assets, quarterly | $123,940,500 | 4,544 |
| Volatile liabilities | $25,500,000 | 4,356 |
| Insider loans | $420,000 | 5,675 |
| FHLB advances | $16,000,000 | 2,228 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $17,852,000 | 3,283 |
| Tier 1 (core) risk-based capital | $17,000,000 | 3,645 |
| Tier 2 risk-based capital | $1,434,000 | 3,375 |
| Total risk weighted assets | $114,117,000 | 3,798 |
| Total unused commitments | $17,852,000 | 3,283 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 28 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $121,366,000 | 4,605 |
| Cash and due from depository institutions | $4,517,000 | 4,957 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $4,471,000 | 7,021 |
| Federal funds sold & reverse repurchase agreements | $1,280,000 | 3,730 |
| Net loans & leases | $105,251,000 | 3,901 |
| Loan loss allowance | $2,345,000 | 2,576 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $533,000 | 6,669 |
| Other real estate owned | $0 | 4,957 |
| Goodwill and other intangibles | $36,000 | 2,990 |
| All other assets | $5,278,000 | 3,035 |
| Life insurance assets | $2,335,000 | 2,136 |
| Total liabilities and capital | $121,366,000 | 4,605 |
| Total liabilities | $107,147,000 | 4,641 |
| Total deposits | $90,312,000 | 4,842 |
| Interest-bearing deposits | $60,329,000 | 5,534 |
| Deposits held in domestic offices | $90,312,000 | 4,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $16,000,000 | 2,513 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $835,000 | 4,140 |
| Total equity capital | $14,219,000 | 4,288 |
| Total bank equity capital | $14,219,000 | 4,288 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $14,771,000 | 321 |
| Surplus | $348,000 | 7,352 |
| Undivided profits | $-900,000 | 7,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,109,000 | 2,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,056 |
| Income earned, not collected on loans | $361,000 | 6,601 |
| Earning assets | $111,002,000 | 4,615 |
| Long-term assets (5+ years) | $36,968,000 | 2,827 |
| Average Assets, year-to-date | $121,314,000 | 4,487 |
| Average Assets, quarterly | $122,304,000 | 4,544 |
| Volatile liabilities | $16,274,000 | 5,386 |
| Insider loans | $420,000 | 5,757 |
| FHLB advances | $16,000,000 | 2,390 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $19,943,000 | 3,073 |
| Tier 1 (core) risk-based capital | $13,591,000 | 4,291 |
| Tier 2 risk-based capital | $1,449,000 | 3,338 |
| Total risk weighted assets | $114,327,000 | 3,792 |
| Total unused commitments | $19,943,000 | 3,073 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 34 | 4,412 |
| Assets and Liabilities | ||
| Total Assets: | $123,242,000 | 4,529 |
| Cash and due from depository institutions | $5,624,000 | 4,412 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $5,108,000 | 6,889 |
| Federal funds sold & reverse repurchase agreements | $2,785,000 | 3,239 |
| Net loans & leases | $103,873,000 | 3,928 |
| Loan loss allowance | $1,184,000 | 3,987 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $454,000 | 6,936 |
| Other real estate owned | $0 | 4,412 |
| Goodwill and other intangibles | $26,000 | 3,104 |
| All other assets | $5,372,000 | 3,003 |
| Life insurance assets | $2,312,000 | 2,143 |
| Total liabilities and capital | $123,242,000 | 4,529 |
| Total liabilities | $107,853,000 | 4,592 |
| Total deposits | $90,015,000 | 4,804 |
| Interest-bearing deposits | $58,138,000 | 5,607 |
| Deposits held in domestic offices | $90,015,000 | 4,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $17,000,000 | 2,435 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $838,000 | 4,252 |
| Total equity capital | $15,389,000 | 4,099 |
| Total bank equity capital | $15,389,000 | 4,099 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $14,771,000 | 317 |
| Surplus | $322,000 | 7,428 |
| Undivided profits | $296,000 | 6,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,078,000 | 4,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $389,000 | 6,561 |
| Earning assets | $111,766,000 | 4,567 |
| Long-term assets (5+ years) | $33,483,000 | 2,981 |
| Average Assets, year-to-date | $121,301,000 | 4,494 |
| Average Assets, quarterly | $123,541,000 | 4,499 |
| Volatile liabilities | $13,322,000 | 5,735 |
| Insider loans | $328,000 | 6,041 |
| FHLB advances | $17,000,000 | 2,332 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $22,017,000 | 3,041 |
| Tier 1 (core) risk-based capital | $15,390,000 | 4,003 |
| Tier 2 risk-based capital | $1,239,000 | 3,641 |
| Total risk weighted assets | $113,422,000 | 3,824 |
| Total unused commitments | $22,017,000 | 3,042 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 32 | 4,653 |
| Assets and Liabilities | ||
| Total Assets: | $123,840,000 | 4,522 |
| Cash and due from depository institutions | $5,790,000 | 4,653 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $7,682,000 | 6,398 |
| Federal funds sold & reverse repurchase agreements | $935,000 | 4,731 |
| Net loans & leases | $103,293,000 | 3,927 |
| Loan loss allowance | $1,258,000 | 3,764 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $389,000 | 7,175 |
| Other real estate owned | $0 | 4,653 |
| Goodwill and other intangibles | $41,000 | 3,048 |
| All other assets | $5,710,000 | 2,836 |
| Life insurance assets | $2,289,000 | 2,160 |
| Total liabilities and capital | $123,840,000 | 4,522 |
| Total liabilities | $108,564,000 | 4,567 |
| Total deposits | $90,750,000 | 4,801 |
| Interest-bearing deposits | $55,190,000 | 5,751 |
| Deposits held in domestic offices | $90,750,000 | 4,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $17,000,000 | 2,370 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $814,000 | 4,289 |
| Total equity capital | $15,276,000 | 4,136 |
| Total bank equity capital | $15,276,000 | 4,136 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $14,771,000 | 314 |
| Surplus | $296,000 | 7,530 |
| Undivided profits | $209,000 | 7,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $413,000 | 6,344 |
| Earning assets | $111,910,000 | 4,561 |
| Long-term assets (5+ years) | $34,255,000 | 2,934 |
| Average Assets, year-to-date | $120,654,000 | 4,542 |
| Average Assets, quarterly | $127,720,000 | 4,401 |
| Volatile liabilities | $14,402,000 | 5,592 |
| Insider loans | $328,000 | 6,028 |
| FHLB advances | $17,000,000 | 2,269 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $26,157,000 | 2,782 |
| Tier 1 (core) risk-based capital | $15,341,000 | 4,037 |
| Tier 2 risk-based capital | $1,324,000 | 3,432 |
| Total risk weighted assets | $114,176,000 | 3,813 |
| Total unused commitments | $26,157,000 | 2,782 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 38 | 4,139 |
| Assets and Liabilities | ||
| Total Assets: | $131,600,000 | 4,321 |
| Cash and due from depository institutions | $6,265,000 | 4,139 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $8,557,000 | 6,222 |
| Federal funds sold & reverse repurchase agreements | $9,080,000 | 1,942 |
| Net loans & leases | $101,849,000 | 3,922 |
| Loan loss allowance | $1,367,000 | 3,483 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $429,000 | 7,080 |
| Other real estate owned | $0 | 4,139 |
| Goodwill and other intangibles | $40,000 | 3,071 |
| All other assets | $5,380,000 | 2,883 |
| Life insurance assets | $2,267,000 | 2,163 |
| Total liabilities and capital | $131,600,000 | 4,321 |
| Total liabilities | $116,390,000 | 4,330 |
| Total deposits | $93,375,000 | 4,725 |
| Interest-bearing deposits | $58,558,000 | 5,606 |
| Deposits held in domestic offices | $93,375,000 | 4,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $22,500,000 | 1,864 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $515,000 | 5,589 |
| Total equity capital | $15,210,000 | 4,218 |
| Total bank equity capital | $15,210,000 | 4,218 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $14,771,000 | 314 |
| Surplus | $271,000 | 7,567 |
| Undivided profits | $168,000 | 7,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $720,000 | 4,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $192,000 | 578 |
| Income earned, not collected on loans | $437,000 | 6,202 |
| Earning assets | $119,486,000 | 4,360 |
| Long-term assets (5+ years) | $31,194,000 | 3,039 |
| Average Assets, year-to-date | $119,061,000 | 4,584 |
| Average Assets, quarterly | $119,061,000 | 4,584 |
| Volatile liabilities | $9,899,000 | 6,288 |
| Insider loans | $328,000 | 6,027 |
| FHLB advances | $22,500,000 | 1,774 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $26,651,000 | 2,809 |
| Tier 1 (core) risk-based capital | $15,194,000 | 4,055 |
| Tier 2 risk-based capital | $1,426,000 | 3,211 |
| Total risk weighted assets | $114,045,000 | 3,769 |
| Total unused commitments | $26,651,000 | 2,811 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 36 | 4,303 |
| Assets and Liabilities | ||
| Total Assets: | $106,522,000 | 4,908 |
| Cash and due from depository institutions | $4,833,000 | 4,303 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $6,077,000 | 6,832 |
| Federal funds sold & reverse repurchase agreements | $5,775,000 | 2,276 |
| Net loans & leases | $86,677,000 | 4,321 |
| Loan loss allowance | $982,000 | 4,267 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $472,000 | 7,002 |
| Other real estate owned | $0 | 4,303 |
| Goodwill and other intangibles | $35,000 | 3,093 |
| All other assets | $2,653,000 | 4,525 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $106,522,000 | 4,908 |
| Total liabilities | $91,437,000 | 4,988 |
| Total deposits | $76,829,000 | 5,277 |
| Interest-bearing deposits | $42,674,000 | 6,334 |
| Deposits held in domestic offices | $76,829,000 | 5,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $14,000,000 | 2,295 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $608,000 | 5,210 |
| Total equity capital | $15,085,000 | 4,193 |
| Total bank equity capital | $15,085,000 | 4,193 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $14,698,000 | 315 |
| Surplus | $248,000 | 7,648 |
| Undivided profits | $139,000 | 7,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $300,000 | 5,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $300,000 | 453 |
| Income earned, not collected on loans | $428,000 | 6,457 |
| Earning assets | $98,529,000 | 4,879 |
| Long-term assets (5+ years) | $12,594,000 | 4,556 |
| Average Assets, year-to-date | $107,923,000 | 4,722 |
| Average Assets, quarterly | $104,433,500 | 4,922 |
| Volatile liabilities | $18,170,000 | 4,998 |
| Insider loans | $331,000 | 6,052 |
| FHLB advances | $14,000,000 | 2,194 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $32,189,000 | 2,470 |
| Tier 1 (core) risk-based capital | $15,103,000 | 4,052 |
| Tier 2 risk-based capital | $1,064,000 | 3,896 |
| Total risk weighted assets | $94,558,000 | 4,251 |
| Total unused commitments | $32,189,000 | 2,472 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 43 | 3,759 |
| Assets and Liabilities | ||
| Total Assets: | $102,345,000 | 4,974 |
| Cash and due from depository institutions | $9,343,000 | 3,759 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $7,273,000 | 6,631 |
| Federal funds sold & reverse repurchase agreements | $2,465,000 | 3,822 |
| Net loans & leases | $80,370,000 | 4,468 |
| Loan loss allowance | $985,000 | 4,216 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $497,000 | 6,940 |
| Other real estate owned | $0 | 3,759 |
| Goodwill and other intangibles | $17,000 | 3,187 |
| All other assets | $2,380,000 | 4,853 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $102,345,000 | 4,974 |
| Total liabilities | $87,278,000 | 5,096 |
| Total deposits | $83,732,000 | 4,975 |
| Interest-bearing deposits | $49,001,000 | 6,017 |
| Deposits held in domestic offices | $83,732,000 | 4,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,000,000 | 4,035 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $546,000 | 5,558 |
| Total equity capital | $15,067,000 | 4,166 |
| Total bank equity capital | $15,067,000 | 4,166 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $14,593,000 | 306 |
| Surplus | $227,000 | 7,664 |
| Undivided profits | $247,000 | 7,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $440,000 | 6,637 |
| Earning assets | $90,108,000 | 5,123 |
| Long-term assets (5+ years) | $9,677,000 | 4,902 |
| Average Assets, year-to-date | $108,273,250 | 4,719 |
| Average Assets, quarterly | $104,974,000 | 4,867 |
| Volatile liabilities | $12,815,000 | 5,769 |
| Insider loans | $353,000 | 5,968 |
| FHLB advances | $3,000,000 | 3,850 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $11,081,000 | 4,564 |
| Tier 1 (core) risk-based capital | $15,126,000 | 4,054 |
| Tier 2 risk-based capital | $1,060,000 | 3,863 |
| Total risk weighted assets | $89,424,000 | 4,369 |
| Total unused commitments | $11,081,000 | 4,564 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 42 | 3,891 |
| Assets and Liabilities | ||
| Total Assets: | $107,603,000 | 4,796 |
| Cash and due from depository institutions | $9,187,000 | 3,891 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $7,451,000 | 6,620 |
| Federal funds sold & reverse repurchase agreements | $2,970,000 | 3,610 |
| Net loans & leases | $84,983,000 | 4,302 |
| Loan loss allowance | $936,000 | 4,380 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $497,000 | 6,977 |
| Other real estate owned | $0 | 3,891 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,515,000 | 4,675 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $107,603,000 | 4,796 |
| Total liabilities | $92,721,000 | 4,908 |
| Total deposits | $89,242,000 | 4,789 |
| Interest-bearing deposits | $53,865,000 | 5,789 |
| Deposits held in domestic offices | $89,242,000 | 4,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,000,000 | 3,962 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $479,000 | 5,653 |
| Total equity capital | $14,882,000 | 4,128 |
| Total bank equity capital | $14,882,000 | 4,128 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $14,593,000 | 306 |
| Surplus | $126,000 | 7,890 |
| Undivided profits | $163,000 | 7,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 5,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $436,000 | 6,471 |
| Earning assets | $95,404,000 | 4,921 |
| Long-term assets (5+ years) | $9,156,000 | 4,937 |
| Average Assets, year-to-date | $110,249,330 | 4,723 |
| Average Assets, quarterly | $108,344,500 | 4,780 |
| Volatile liabilities | $14,550,000 | 5,429 |
| Insider loans | $882,000 | 4,519 |
| FHLB advances | $3,000,000 | 3,791 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $26,646,000 | 2,843 |
| Tier 1 (core) risk-based capital | $14,993,000 | 4,059 |
| Tier 2 risk-based capital | $1,005,000 | 3,983 |
| Total risk weighted assets | $95,441,000 | 4,177 |
| Total unused commitments | $26,646,000 | 2,843 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $109,086,000 | 4,805 |
| Cash and due from depository institutions | $7,482,000 | 3,774 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $7,730,000 | 6,611 |
| Federal funds sold & reverse repurchase agreements | $5,170,000 | 3,268 |
| Net loans & leases | $85,698,000 | 4,246 |
| Loan loss allowance | $1,073,000 | 3,986 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $362,000 | 7,370 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,644,000 | 4,469 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $109,086,000 | 4,805 |
| Total liabilities | $94,474,000 | 4,876 |
| Total deposits | $90,944,000 | 4,758 |
| Interest-bearing deposits | $53,511,000 | 5,825 |
| Deposits held in domestic offices | $90,944,000 | 4,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,000,000 | 3,890 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $530,000 | 5,411 |
| Total equity capital | $14,612,000 | 4,185 |
| Total bank equity capital | $14,612,000 | 4,185 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $14,497,000 | 294 |
| Surplus | $104,000 | 7,928 |
| Undivided profits | $11,000 | 7,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $438,000 | 6,347 |
| Earning assets | $98,598,000 | 4,850 |
| Long-term assets (5+ years) | $7,151,000 | 5,294 |
| Average Assets, year-to-date | $111,572,500 | 4,709 |
| Average Assets, quarterly | $111,572,500 | 4,709 |
| Volatile liabilities | $13,549,000 | 5,506 |
| Insider loans | $693,000 | 4,951 |
| FHLB advances | $3,000,000 | 3,728 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $26,786,000 | 2,843 |
| Tier 1 (core) risk-based capital | $14,695,000 | 4,092 |
| Tier 2 risk-based capital | $1,140,000 | 3,662 |
| Total risk weighted assets | $95,380,000 | 4,127 |
| Total unused commitments | $26,786,000 | 2,845 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 42 | 3,848 |
| Assets and Liabilities | ||
| Total Assets: | $114,059,000 | 4,641 |
| Cash and due from depository institutions | $8,319,000 | 3,848 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $7,938,000 | 6,601 |
| Federal funds sold & reverse repurchase agreements | $6,420,000 | 2,436 |
| Net loans & leases | $88,642,000 | 4,139 |
| Loan loss allowance | $1,042,000 | 4,034 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $346,000 | 7,407 |
| Other real estate owned | $0 | 3,848 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,394,000 | 4,764 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $114,059,000 | 4,641 |
| Total liabilities | $99,887,000 | 4,685 |
| Total deposits | $91,248,000 | 4,697 |
| Interest-bearing deposits | $52,099,000 | 5,847 |
| Deposits held in domestic offices | $91,248,000 | 4,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,003,000 | 2,807 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $636,000 | 4,912 |
| Total equity capital | $14,172,000 | 4,226 |
| Total bank equity capital | $14,172,000 | 4,226 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $14,296,000 | 289 |
| Surplus | $82,000 | 7,999 |
| Undivided profits | $-206,000 | 7,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $403,000 | 6,678 |
| Earning assets | $103,000,000 | 4,699 |
| Long-term assets (5+ years) | $7,343,000 | 5,228 |
| Average Assets, year-to-date | $107,468,200 | 4,680 |
| Average Assets, quarterly | $113,603,500 | 4,623 |
| Volatile liabilities | $21,385,000 | 4,544 |
| Insider loans | $695,000 | 4,926 |
| FHLB advances | $8,003,000 | 2,692 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $27,149,000 | 2,772 |
| Tier 1 (core) risk-based capital | $14,272,000 | 4,126 |
| Tier 2 risk-based capital | $1,110,000 | 3,713 |
| Total risk weighted assets | $99,044,000 | 4,006 |
| Total unused commitments | $27,149,000 | 2,773 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $113,148,000 | 4,651 |
| Cash and due from depository institutions | $8,609,000 | 3,860 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $6,179,000 | 7,061 |
| Federal funds sold & reverse repurchase agreements | $8,810,000 | 1,592 |
| Net loans & leases | $86,787,000 | 4,196 |
| Loan loss allowance | $1,038,000 | 4,076 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $358,000 | 7,422 |
| Other real estate owned | $0 | 3,860 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,405,000 | 4,783 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $113,148,000 | 4,651 |
| Total liabilities | $99,639,000 | 4,664 |
| Total deposits | $91,196,000 | 4,649 |
| Interest-bearing deposits | $55,075,000 | 5,666 |
| Deposits held in domestic offices | $91,196,000 | 4,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,003,000 | 2,963 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $440,000 | 5,892 |
| Total equity capital | $13,509,000 | 4,358 |
| Total bank equity capital | $13,509,000 | 4,358 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,279,000 | 278 |
| Surplus | $61,000 | 8,069 |
| Undivided profits | $-831,000 | 8,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $419,000 | 6,618 |
| Earning assets | $101,776,000 | 4,701 |
| Long-term assets (5+ years) | $7,114,000 | 5,243 |
| Average Assets, year-to-date | $105,820,500 | 4,754 |
| Average Assets, quarterly | $110,329,500 | 4,681 |
| Volatile liabilities | $21,292,000 | 4,557 |
| Insider loans | $696,000 | 4,910 |
| FHLB advances | $8,003,000 | 2,826 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $30,045,000 | 2,608 |
| Tier 1 (core) risk-based capital | $13,724,000 | 4,237 |
| Tier 2 risk-based capital | $1,113,000 | 3,706 |
| Total risk weighted assets | $96,891,000 | 4,041 |
| Total unused commitments | $30,045,000 | 2,608 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $107,511,000 | 4,765 |
| Cash and due from depository institutions | $9,354,000 | 4,042 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $6,444,000 | 7,035 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,374 |
| Net loans & leases | $84,681,000 | 4,221 |
| Loan loss allowance | $1,037,000 | 4,049 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $400,000 | 7,303 |
| Other real estate owned | $0 | 4,042 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,032,000 | 5,113 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $107,511,000 | 4,765 |
| Total liabilities | $94,692,000 | 4,805 |
| Total deposits | $89,214,000 | 4,696 |
| Interest-bearing deposits | $49,472,000 | 5,957 |
| Deposits held in domestic offices | $89,214,000 | 4,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,000,000 | 3,629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $478,000 | 5,387 |
| Total equity capital | $12,819,000 | 4,400 |
| Total bank equity capital | $12,819,000 | 4,400 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $14,279,000 | 266 |
| Surplus | $40,000 | 8,116 |
| Undivided profits | $-1,500,000 | 8,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $363,000 | 6,737 |
| Earning assets | $95,725,000 | 4,850 |
| Long-term assets (5+ years) | $7,502,000 | 5,110 |
| Average Assets, year-to-date | $103,378,000 | 4,853 |
| Average Assets, quarterly | $106,775,500 | 4,761 |
| Volatile liabilities | $15,882,000 | 5,215 |
| Insider loans | $688,000 | 4,940 |
| FHLB advances | $5,000,000 | 3,453 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $24,555,000 | 2,994 |
| Tier 1 (core) risk-based capital | $13,122,000 | 4,324 |
| Tier 2 risk-based capital | $1,100,000 | 3,713 |
| Total risk weighted assets | $94,116,000 | 4,083 |
| Total unused commitments | $24,555,000 | 2,995 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $106,040,000 | 4,801 |
| Cash and due from depository institutions | $8,612,000 | 3,734 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $6,830,000 | 7,002 |
| Federal funds sold & reverse repurchase agreements | $10,285,000 | 1,457 |
| Net loans & leases | $77,621,000 | 4,381 |
| Loan loss allowance | $980,000 | 4,183 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $428,000 | 7,204 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,264,000 | 4,759 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $106,040,000 | 4,801 |
| Total liabilities | $93,540,000 | 4,825 |
| Total deposits | $88,178,000 | 4,736 |
| Interest-bearing deposits | $50,088,000 | 5,917 |
| Deposits held in domestic offices | $88,178,000 | 4,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,527 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $362,000 | 5,976 |
| Total equity capital | $12,500,000 | 4,446 |
| Total bank equity capital | $12,500,000 | 4,446 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,263,000 | 258 |
| Surplus | $20,000 | 8,125 |
| Undivided profits | $-1,783,000 | 8,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 6,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $334,000 | 6,840 |
| Earning assets | $94,736,000 | 4,882 |
| Long-term assets (5+ years) | $8,476,000 | 4,885 |
| Average Assets, year-to-date | $101,311,500 | 4,917 |
| Average Assets, quarterly | $101,311,500 | 4,917 |
| Volatile liabilities | $15,553,000 | 5,133 |
| Insider loans | $710,000 | 4,838 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $27,746,000 | 2,711 |
| Tier 1 (core) risk-based capital | $12,743,000 | 4,354 |
| Tier 2 risk-based capital | $1,045,000 | 3,792 |
| Total risk weighted assets | $87,990,000 | 4,211 |
| Total unused commitments | $27,746,000 | 2,713 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $96,583,000 | 5,077 |
| Cash and due from depository institutions | $9,063,000 | 3,788 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $7,137,000 | 6,972 |
| Federal funds sold & reverse repurchase agreements | $2,540,000 | 3,614 |
| Net loans & leases | $75,380,000 | 4,457 |
| Loan loss allowance | $926,000 | 4,324 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $459,000 | 7,143 |
| Other real estate owned | $0 | 3,788 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,004,000 | 5,053 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $96,583,000 | 5,077 |
| Total liabilities | $84,344,000 | 5,147 |
| Total deposits | $83,746,000 | 4,887 |
| Interest-bearing deposits | $48,955,000 | 5,977 |
| Deposits held in domestic offices | $83,746,000 | 4,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $598,000 | 4,671 |
| Total equity capital | $12,239,000 | 4,474 |
| Total bank equity capital | $12,239,000 | 4,474 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $14,208,000 | 254 |
| Surplus | $0 | 8,157 |
| Undivided profits | $-1,969,000 | 8,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $339,000 | 6,840 |
| Earning assets | $85,057,000 | 5,198 |
| Long-term assets (5+ years) | $9,334,000 | 4,701 |
| Average Assets, year-to-date | $94,251,000 | 5,008 |
| Average Assets, quarterly | $98,797,500 | 4,961 |
| Volatile liabilities | $9,509,000 | 6,155 |
| Insider loans | $712,000 | 4,815 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $22,736,000 | 3,052 |
| Tier 1 (core) risk-based capital | $12,483,000 | 4,349 |
| Tier 2 risk-based capital | $984,000 | 3,943 |
| Total risk weighted assets | $84,943,000 | 4,290 |
| Total unused commitments | $22,736,000 | 3,053 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 42 | 3,858 |
| Assets and Liabilities | ||
| Total Assets: | $101,012,000 | 4,896 |
| Cash and due from depository institutions | $9,164,000 | 3,858 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $7,656,000 | 6,860 |
| Federal funds sold & reverse repurchase agreements | $5,725,000 | 2,062 |
| Net loans & leases | $76,981,000 | 4,370 |
| Loan loss allowance | $736,000 | 4,979 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $443,000 | 7,197 |
| Other real estate owned | $0 | 3,858 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,043,000 | 6,593 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $101,012,000 | 4,896 |
| Total liabilities | $89,370,000 | 4,909 |
| Total deposits | $88,899,000 | 4,662 |
| Interest-bearing deposits | $48,917,000 | 5,953 |
| Deposits held in domestic offices | $88,899,000 | 4,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $471,000 | 5,302 |
| Total equity capital | $11,642,000 | 4,620 |
| Total bank equity capital | $11,642,000 | 4,620 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,162,000 | 241 |
| Surplus | $0 | 8,180 |
| Undivided profits | $-2,520,000 | 8,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 5,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $316,000 | 7,055 |
| Earning assets | $90,362,000 | 4,958 |
| Long-term assets (5+ years) | $11,502,000 | 4,371 |
| Average Assets, year-to-date | $93,668,000 | 5,034 |
| Average Assets, quarterly | $97,111,000 | 4,987 |
| Volatile liabilities | $8,399,000 | 6,414 |
| Insider loans | $1,513,000 | 3,321 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $25,317,000 | 2,826 |
| Tier 1 (core) risk-based capital | $11,837,000 | 4,491 |
| Tier 2 risk-based capital | $801,000 | 4,463 |
| Total risk weighted assets | $85,885,000 | 4,217 |
| Total unused commitments | $25,317,000 | 2,828 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 45 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $93,210,000 | 5,111 |
| Cash and due from depository institutions | $7,549,000 | 3,663 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $8,292,000 | 6,758 |
| Federal funds sold & reverse repurchase agreements | $1,075,000 | 4,262 |
| Net loans & leases | $74,798,000 | 4,397 |
| Loan loss allowance | $688,000 | 5,136 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $495,000 | 7,034 |
| Other real estate owned | $0 | 3,663 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,001,000 | 6,538 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $93,210,000 | 5,111 |
| Total liabilities | $81,923,000 | 5,144 |
| Total deposits | $81,558,000 | 4,873 |
| Interest-bearing deposits | $41,820,000 | 6,368 |
| Deposits held in domestic offices | $81,558,000 | 4,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $365,000 | 5,690 |
| Total equity capital | $11,287,000 | 4,668 |
| Total bank equity capital | $11,287,000 | 4,668 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,112,000 | 229 |
| Surplus | $0 | 8,188 |
| Undivided profits | $-2,825,000 | 8,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $284,000 | 7,093 |
| Earning assets | $84,165,000 | 5,148 |
| Long-term assets (5+ years) | $11,223,000 | 4,480 |
| Average Assets, year-to-date | $91,220,000 | 5,103 |
| Average Assets, quarterly | $93,119,500 | 5,072 |
| Volatile liabilities | $4,493,000 | 7,423 |
| Insider loans | $1,815,000 | 2,953 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $28,287,000 | 2,550 |
| Tier 1 (core) risk-based capital | $11,461,000 | 4,517 |
| Tier 2 risk-based capital | $762,000 | 4,559 |
| Total risk weighted assets | $83,371,000 | 4,238 |
| Total unused commitments | $28,287,000 | 2,552 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 44 | 3,706 |
| Assets and Liabilities | ||
| Total Assets: | $93,029,000 | 5,115 |
| Cash and due from depository institutions | $6,896,000 | 3,706 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,800,000 | 6,695 |
| Federal funds sold & reverse repurchase agreements | $8,975,000 | 1,382 |
| Net loans & leases | $66,794,000 | 4,674 |
| Loan loss allowance | $641,000 | 5,364 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $552,000 | 6,931 |
| Other real estate owned | $0 | 3,706 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,012,000 | 6,552 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $93,029,000 | 5,115 |
| Total liabilities | $81,952,000 | 5,153 |
| Total deposits | $81,662,000 | 4,907 |
| Interest-bearing deposits | $44,502,000 | 6,243 |
| Deposits held in domestic offices | $81,662,000 | 4,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $290,000 | 6,138 |
| Total equity capital | $11,077,000 | 4,645 |
| Total bank equity capital | $11,077,000 | 4,645 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,112,000 | 219 |
| Surplus | $0 | 8,248 |
| Undivided profits | $-3,035,000 | 8,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $260,000 | 7,249 |
| Earning assets | $84,569,000 | 5,139 |
| Long-term assets (5+ years) | $12,141,000 | 4,373 |
| Average Assets, year-to-date | $90,225,000 | 5,182 |
| Average Assets, quarterly | $90,225,000 | 5,182 |
| Volatile liabilities | $3,518,000 | 7,717 |
| Insider loans | $1,856,000 | 2,900 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $30,981,000 | 2,346 |
| Tier 1 (core) risk-based capital | $11,320,000 | 4,506 |
| Tier 2 risk-based capital | $718,000 | 4,742 |
| Total risk weighted assets | $77,568,000 | 4,415 |
| Total unused commitments | $30,981,000 | 2,350 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 39 | 4,100 |
| Assets and Liabilities | ||
| Total Assets: | $87,421,000 | 5,305 |
| Cash and due from depository institutions | $6,479,000 | 4,100 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $9,444,000 | 6,585 |
| Federal funds sold & reverse repurchase agreements | $5,605,000 | 1,998 |
| Net loans & leases | $64,351,000 | 4,769 |
| Loan loss allowance | $595,000 | 5,572 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $633,000 | 6,713 |
| Other real estate owned | $0 | 4,100 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $909,000 | 6,738 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $87,421,000 | 5,305 |
| Total liabilities | $76,906,000 | 5,345 |
| Total deposits | $76,342,000 | 5,097 |
| Interest-bearing deposits | $41,300,000 | 6,483 |
| Deposits held in domestic offices | $76,342,000 | 5,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $564,000 | 4,428 |
| Total equity capital | $10,515,000 | 4,830 |
| Total bank equity capital | $10,515,000 | 4,830 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,473,000 | 220 |
| Surplus | $0 | 8,282 |
| Undivided profits | $-2,958,000 | 8,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $229,000 | 7,539 |
| Earning assets | $79,400,000 | 5,340 |
| Long-term assets (5+ years) | $12,572,000 | 4,385 |
| Average Assets, year-to-date | $83,608,400 | 5,320 |
| Average Assets, quarterly | $85,498,000 | 5,338 |
| Volatile liabilities | $1,315,000 | 8,526 |
| Insider loans | $1,158,000 | 3,821 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $22,305,000 | 2,813 |
| Tier 1 (core) risk-based capital | $10,629,000 | 4,671 |
| Tier 2 risk-based capital | $653,000 | 5,006 |
| Total risk weighted assets | $73,818,000 | 4,549 |
| Total unused commitments | $22,305,000 | 2,815 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 37 | 4,246 |
| Assets and Liabilities | ||
| Total Assets: | $83,575,000 | 5,405 |
| Cash and due from depository institutions | $8,097,000 | 4,246 |
| Interest-bearing balances | $499,000 | 3,520 |
| Securities | $10,569,000 | 6,377 |
| Federal funds sold & reverse repurchase agreements | $1,955,000 | 3,667 |
| Net loans & leases | $61,324,000 | 4,902 |
| Loan loss allowance | $603,000 | 5,518 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $703,000 | 6,523 |
| Other real estate owned | $0 | 4,246 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $927,000 | 6,756 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $83,575,000 | 5,405 |
| Total liabilities | $76,927,000 | 5,302 |
| Total deposits | $76,698,000 | 5,043 |
| Interest-bearing deposits | $40,397,000 | 6,515 |
| Deposits held in domestic offices | $76,698,000 | 5,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $229,000 | 6,828 |
| Total equity capital | $6,648,000 | 6,426 |
| Total bank equity capital | $6,648,000 | 6,426 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $9,401,000 | 351 |
| Surplus | $0 | 8,313 |
| Undivided profits | $-2,753,000 | 8,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 6,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $243,000 | 7,530 |
| Earning assets | $74,347,000 | 5,515 |
| Long-term assets (5+ years) | $11,094,000 | 4,700 |
| Average Assets, year-to-date | $82,655,250 | 5,367 |
| Average Assets, quarterly | $83,656,000 | 5,372 |
| Volatile liabilities | $826,000 | 8,739 |
| Insider loans | $1,157,000 | 3,782 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $23,486,000 | 2,690 |
| Tier 1 (core) risk-based capital | $6,760,000 | 6,229 |
| Tier 2 risk-based capital | $661,000 | 4,943 |
| Total risk weighted assets | $70,401,000 | 4,648 |
| Total unused commitments | $23,486,000 | 2,694 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 40 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $83,737,000 | 5,398 |
| Cash and due from depository institutions | $9,443,000 | 4,036 |
| Interest-bearing balances | $497,000 | 3,578 |
| Securities | $11,054,000 | 6,350 |
| Federal funds sold & reverse repurchase agreements | $3,890,000 | 2,398 |
| Net loans & leases | $57,884,000 | 5,019 |
| Loan loss allowance | $603,000 | 5,527 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $670,000 | 6,645 |
| Other real estate owned | $0 | 4,036 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $796,000 | 7,060 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $83,737,000 | 5,398 |
| Total liabilities | $77,235,000 | 5,296 |
| Total deposits | $77,023,000 | 5,039 |
| Interest-bearing deposits | $39,031,000 | 6,643 |
| Deposits held in domestic offices | $77,023,000 | 5,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $212,000 | 6,689 |
| Total equity capital | $6,502,000 | 6,377 |
| Total bank equity capital | $6,502,000 | 6,377 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $9,380,000 | 347 |
| Surplus | $0 | 8,370 |
| Undivided profits | $-2,878,000 | 8,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 6,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $205,000 | 7,774 |
| Earning assets | $73,325,000 | 5,546 |
| Long-term assets (5+ years) | $11,020,000 | 4,853 |
| Average Assets, year-to-date | $82,348,670 | 5,413 |
| Average Assets, quarterly | $83,412,000 | 5,385 |
| Volatile liabilities | $803,000 | 8,804 |
| Insider loans | $1,216,000 | 3,668 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,763,000 | 2,936 |
| Tier 1 (core) risk-based capital | $6,830,000 | 6,156 |
| Tier 2 risk-based capital | $654,000 | 4,960 |
| Total risk weighted assets | $65,940,000 | 4,810 |
| Total unused commitments | $20,763,000 | 2,939 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $83,087,000 | 5,431 |
| Cash and due from depository institutions | $4,306,000 | 4,371 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $11,893,000 | 6,157 |
| Federal funds sold & reverse repurchase agreements | $15,045,000 | 956 |
| Net loans & leases | $50,724,000 | 5,367 |
| Loan loss allowance | $502,000 | 6,041 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $579,000 | 6,894 |
| Other real estate owned | $0 | 4,371 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $540,000 | 7,743 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $83,087,000 | 5,431 |
| Total liabilities | $77,240,000 | 5,298 |
| Total deposits | $76,992,000 | 5,046 |
| Interest-bearing deposits | $38,359,000 | 6,718 |
| Deposits held in domestic offices | $76,992,000 | 5,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $248,000 | 6,615 |
| Total equity capital | $5,847,000 | 6,824 |
| Total bank equity capital | $5,847,000 | 6,824 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $9,380,000 | 340 |
| Surplus | $0 | 8,403 |
| Undivided profits | $-3,533,000 | 9,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $197,000 | 7,820 |
| Earning assets | $77,662,000 | 5,375 |
| Long-term assets (5+ years) | $9,346,000 | 5,120 |
| Average Assets, year-to-date | $81,654,500 | 5,466 |
| Average Assets, quarterly | $81,654,500 | 5,466 |
| Volatile liabilities | $1,102,000 | 8,716 |
| Insider loans | $1,514,000 | 3,189 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $20,149,000 | 2,916 |
| Tier 1 (core) risk-based capital | $5,913,000 | 6,599 |
| Tier 2 risk-based capital | $553,000 | 5,412 |
| Total risk weighted assets | $60,580,000 | 5,011 |
| Total unused commitments | $20,149,000 | 2,923 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 36 | 4,384 |
| Assets and Liabilities | ||
| Total Assets: | $80,222,000 | 5,555 |
| Cash and due from depository institutions | $7,217,000 | 4,384 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $12,435,000 | 6,118 |
| Federal funds sold & reverse repurchase agreements | $6,790,000 | 1,771 |
| Net loans & leases | $52,207,000 | 5,266 |
| Loan loss allowance | $476,000 | 6,181 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $563,000 | 6,966 |
| Other real estate owned | $0 | 4,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,010,000 | 6,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,222,000 | 5,555 |
| Total liabilities | $74,415,000 | 5,421 |
| Total deposits | $74,095,000 | 5,150 |
| Interest-bearing deposits | $38,032,000 | 6,735 |
| Deposits held in domestic offices | $74,095,000 | 5,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $320,000 | 5,924 |
| Total equity capital | $5,807,000 | 6,776 |
| Total bank equity capital | $5,807,000 | 6,776 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,379,000 | 342 |
| Surplus | $0 | 8,463 |
| Undivided profits | $-3,572,000 | 9,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $273,000 | 7,218 |
| Earning assets | $71,432,000 | 5,622 |
| Long-term assets (5+ years) | $2,570,000 | 7,041 |
| Average Assets, year-to-date | $90,176,800 | 5,015 |
| Average Assets, quarterly | $86,232,000 | 5,268 |
| Volatile liabilities | $1,621,000 | 8,580 |
| Insider loans | $1,340,000 | 3,424 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $21,058,000 | 2,751 |
| Tier 1 (core) risk-based capital | $5,982,000 | 6,527 |
| Tier 2 risk-based capital | $527,000 | 5,552 |
| Total risk weighted assets | $61,064,000 | 5,001 |
| Total unused commitments | $21,058,000 | 2,755 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 36 | 4,409 |
| Assets and Liabilities | ||
| Total Assets: | $92,242,000 | 5,025 |
| Cash and due from depository institutions | $16,921,000 | 4,409 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $13,179,000 | 5,877 |
| Federal funds sold & reverse repurchase agreements | $8,510,000 | 1,661 |
| Net loans & leases | $52,397,000 | 5,258 |
| Loan loss allowance | $545,000 | 5,817 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $612,000 | 6,841 |
| Other real estate owned | $0 | 4,409 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $623,000 | 7,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,242,000 | 5,025 |
| Total liabilities | $88,238,000 | 4,805 |
| Total deposits | $86,673,000 | 4,614 |
| Interest-bearing deposits | $47,840,000 | 6,065 |
| Deposits held in domestic offices | $86,673,000 | 4,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,565,000 | 2,326 |
| Total equity capital | $4,004,000 | 7,787 |
| Total bank equity capital | $4,004,000 | 7,787 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,299,000 | 462 |
| Surplus | $0 | 8,515 |
| Undivided profits | $-3,295,000 | 9,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 7,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $209,000 | 7,929 |
| Earning assets | $74,086,000 | 5,516 |
| Long-term assets (5+ years) | $6,564,000 | 5,819 |
| Average Assets, year-to-date | $92,665,500 | 4,938 |
| Average Assets, quarterly | $97,719,000 | 4,829 |
| Volatile liabilities | $4,813,000 | 7,299 |
| Insider loans | $637,000 | 4,973 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $21,644,000 | 2,698 |
| Tier 1 (core) risk-based capital | $4,211,000 | 7,599 |
| Tier 2 risk-based capital | $545,000 | 5,470 |
| Total risk weighted assets | $63,856,000 | 4,851 |
| Total unused commitments | $21,644,000 | 2,702 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 34 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $103,196,000 | 4,658 |
| Cash and due from depository institutions | $16,276,000 | 4,624 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $14,864,000 | 5,511 |
| Federal funds sold & reverse repurchase agreements | $17,665,000 | 873 |
| Net loans & leases | $53,106,000 | 5,182 |
| Loan loss allowance | $611,000 | 5,444 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $666,000 | 6,689 |
| Other real estate owned | $0 | 4,624 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $619,000 | 7,617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,196,000 | 4,658 |
| Total liabilities | $98,768,000 | 4,436 |
| Total deposits | $98,656,000 | 4,171 |
| Interest-bearing deposits | $58,307,000 | 5,410 |
| Deposits held in domestic offices | $98,656,000 | 4,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $112,000 | 8,343 |
| Total equity capital | $4,428,000 | 7,592 |
| Total bank equity capital | $4,428,000 | 7,592 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,299,000 | 456 |
| Surplus | $0 | 8,544 |
| Undivided profits | $-2,871,000 | 9,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 5,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $262,000 | 7,399 |
| Earning assets | $85,635,000 | 4,989 |
| Long-term assets (5+ years) | $9,829,000 | 4,920 |
| Average Assets, year-to-date | $92,806,670 | 4,939 |
| Average Assets, quarterly | $96,971,000 | 4,829 |
| Volatile liabilities | $8,443,000 | 6,149 |
| Insider loans | $1,506,000 | 3,146 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $24,373,000 | 2,466 |
| Tier 1 (core) risk-based capital | $4,404,000 | 7,459 |
| Tier 2 risk-based capital | $611,000 | 5,106 |
| Total risk weighted assets | $66,137,000 | 4,693 |
| Total unused commitments | $24,373,000 | 2,473 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 36 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $90,746,000 | 5,035 |
| Cash and due from depository institutions | $12,689,000 | 4,413 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $12,897,000 | 5,886 |
| Federal funds sold & reverse repurchase agreements | $11,690,000 | 1,448 |
| Net loans & leases | $52,172,000 | 5,196 |
| Loan loss allowance | $465,000 | 6,229 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $763,000 | 6,448 |
| Other real estate owned | $0 | 4,413 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $535,000 | 7,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,746,000 | 5,035 |
| Total liabilities | $86,181,000 | 4,834 |
| Total deposits | $86,101,000 | 4,585 |
| Interest-bearing deposits | $53,545,000 | 5,689 |
| Deposits held in domestic offices | $86,101,000 | 4,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $80,000 | 8,738 |
| Total equity capital | $4,565,000 | 7,466 |
| Total bank equity capital | $4,565,000 | 7,466 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,299,000 | 444 |
| Surplus | $0 | 8,583 |
| Undivided profits | $-2,734,000 | 9,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $296,000 | 7,109 |
| Earning assets | $76,759,000 | 5,310 |
| Long-term assets (5+ years) | $6,164,000 | 5,776 |
| Average Assets, year-to-date | $87,612,000 | 5,129 |
| Average Assets, quarterly | $87,612,000 | 5,129 |
| Volatile liabilities | $8,990,000 | 5,972 |
| Insider loans | $908,000 | 4,169 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $22,508,000 | 2,503 |
| Tier 1 (core) risk-based capital | $4,590,000 | 7,298 |
| Tier 2 risk-based capital | $465,000 | 5,850 |
| Total risk weighted assets | $61,650,000 | 4,850 |
| Total unused commitments | $22,508,000 | 2,511 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 33 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $84,478,000 | 5,246 |
| Cash and due from depository institutions | $9,453,000 | 4,697 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $10,170,000 | 6,474 |
| Federal funds sold & reverse repurchase agreements | $14,745,000 | 964 |
| Net loans & leases | $48,952,000 | 5,394 |
| Loan loss allowance | $438,000 | 6,364 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $744,000 | 6,495 |
| Other real estate owned | $0 | 4,697 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $414,000 | 8,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,478,000 | 5,246 |
| Total liabilities | $79,821,000 | 5,062 |
| Total deposits | $79,711,000 | 4,809 |
| Interest-bearing deposits | $47,453,000 | 6,030 |
| Deposits held in domestic offices | $79,711,000 | 4,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $110,000 | 8,485 |
| Total equity capital | $4,657,000 | 7,396 |
| Total bank equity capital | $4,657,000 | 7,396 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,299,000 | 441 |
| Surplus | $0 | 8,619 |
| Undivided profits | $-2,642,000 | 9,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $232,000 | 7,842 |
| Earning assets | $73,867,000 | 5,407 |
| Long-term assets (5+ years) | $2,686,000 | 6,908 |
| Average Assets, year-to-date | $70,917,200 | 5,679 |
| Average Assets, quarterly | $79,114,500 | 5,449 |
| Volatile liabilities | $7,370,000 | 6,468 |
| Insider loans | $1,067,000 | 3,797 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $22,132,000 | 2,460 |
| Tier 1 (core) risk-based capital | $4,609,000 | 7,266 |
| Tier 2 risk-based capital | $438,000 | 6,007 |
| Total risk weighted assets | $58,250,000 | 5,020 |
| Total unused commitments | $22,132,000 | 2,464 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 23 | 5,961 |
| Assets and Liabilities | ||
| Total Assets: | $61,066,000 | 6,261 |
| Cash and due from depository institutions | $6,595,000 | 5,961 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $14,699,000 | 5,433 |
| Federal funds sold & reverse repurchase agreements | $4,050,000 | 3,219 |
| Net loans & leases | $34,895,000 | 6,360 |
| Loan loss allowance | $298,000 | 7,383 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $358,000 | 7,834 |
| Other real estate owned | $0 | 5,961 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $469,000 | 8,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,066,000 | 6,261 |
| Total liabilities | $57,694,000 | 6,079 |
| Total deposits | $57,582,000 | 5,835 |
| Interest-bearing deposits | $38,149,000 | 6,693 |
| Deposits held in domestic offices | $57,582,000 | 5,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $112,000 | 8,811 |
| Total equity capital | $3,372,000 | 8,234 |
| Total bank equity capital | $3,372,000 | 8,234 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,591,000 | 624 |
| Surplus | $0 | 8,858 |
| Undivided profits | $-2,219,000 | 9,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $278,000 | 7,728 |
| Earning assets | $53,644,000 | 6,373 |
| Long-term assets (5+ years) | $1,079,000 | 7,842 |
| Average Assets, year-to-date | $55,328,200 | 6,411 |
| Average Assets, quarterly | $58,531,000 | 6,353 |
| Volatile liabilities | $7,434,000 | 6,428 |
| Insider loans | $1,744,000 | 2,670 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,872,000 | 3,204 |
| Tier 1 (core) risk-based capital | $3,490,000 | 8,044 |
| Tier 2 risk-based capital | $298,000 | 7,114 |
| Total risk weighted assets | $42,542,000 | 5,937 |
| Total unused commitments | $13,872,000 | 3,213 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 22 | 6,224 |
| Assets and Liabilities | ||
| Total Assets: | $49,098,000 | 6,919 |
| Cash and due from depository institutions | $4,325,000 | 6,224 |
| Interest-bearing balances | $199,000 | 3,911 |
| Securities | $15,710,000 | 5,426 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,757 |
| Net loans & leases | $25,484,000 | 7,256 |
| Loan loss allowance | $238,000 | 7,918 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $468,000 | 7,595 |
| Other real estate owned | $0 | 6,224 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $611,000 | 7,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,098,000 | 6,919 |
| Total liabilities | $45,519,000 | 6,763 |
| Total deposits | $45,427,000 | 6,528 |
| Interest-bearing deposits | $31,230,000 | 7,268 |
| Deposits held in domestic offices | $45,427,000 | 6,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $92,000 | 9,349 |
| Total equity capital | $3,579,000 | 8,155 |
| Total bank equity capital | $3,579,000 | 8,155 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,591,000 | 615 |
| Surplus | $0 | 9,124 |
| Undivided profits | $-2,012,000 | 9,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 7,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $134,000 | 8,701 |
| Earning assets | $43,893,000 | 6,997 |
| Long-term assets (5+ years) | $946,000 | 7,983 |
| Average Assets, year-to-date | $46,685,800 | 6,897 |
| Average Assets, quarterly | $48,528,000 | 6,907 |
| Volatile liabilities | $5,466,000 | 7,259 |
| Insider loans | $1,894,000 | 2,447 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,146,000 | 3,968 |
| Tier 1 (core) risk-based capital | $3,646,000 | 8,030 |
| Tier 2 risk-based capital | $238,000 | 7,647 |
| Total risk weighted assets | $32,980,500 | 6,679 |
| Total unused commitments | $9,146,000 | 3,970 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 17 | 7,277 |
| Assets and Liabilities | ||
| Total Assets: | $41,612,000 | 7,545 |
| Cash and due from depository institutions | $2,527,000 | 7,277 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $13,587,000 | 6,137 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 2,212 |
| Net loans & leases | $20,445,000 | 7,929 |
| Loan loss allowance | $215,000 | 8,282 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $427,000 | 8,017 |
| Other real estate owned | $0 | 7,277 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $426,000 | 8,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,612,000 | 7,545 |
| Total liabilities | $38,144,000 | 7,440 |
| Total deposits | $38,052,000 | 7,240 |
| Interest-bearing deposits | $25,451,000 | 7,995 |
| Deposits held in domestic offices | $38,052,000 | 7,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $92,000 | 9,506 |
| Total equity capital | $3,468,000 | 8,271 |
| Total bank equity capital | $3,468,000 | 8,271 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,591,000 | 637 |
| Surplus | $0 | 9,427 |
| Undivided profits | $-2,123,000 | 10,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 8,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $92,000 | 9,260 |
| Earning assets | $38,232,000 | 7,524 |
| Long-term assets (5+ years) | $1,584,000 | 7,931 |
| Average Assets, year-to-date | $34,361,200 | 7,983 |
| Average Assets, quarterly | $39,209,500 | 7,685 |
| Volatile liabilities | $4,537,000 | 7,588 |
| Insider loans | $1,727,000 | 2,511 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,461,000 | 4,459 |
| Tier 1 (core) risk-based capital | $3,645,000 | 8,147 |
| Tier 2 risk-based capital | $215,000 | 7,989 |
| Total risk weighted assets | $27,056,100 | 7,304 |
| Total unused commitments | $7,461,000 | 4,463 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 16 | 7,609 |
| Assets and Liabilities | ||
| Total Assets: | $27,517,000 | 8,869 |
| Cash and due from depository institutions | $2,574,000 | 7,609 |
| Interest-bearing balances | $257,000 | 4,093 |
| Securities | $11,601,000 | 6,633 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 4,110 |
| Net loans & leases | $8,821,000 | 9,651 |
| Loan loss allowance | $103,000 | 9,619 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $358,000 | 8,408 |
| Other real estate owned | $0 | 7,609 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $263,000 | 9,593 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,517,000 | 8,869 |
| Total liabilities | $23,412,000 | 8,935 |
| Total deposits | $23,366,000 | 8,827 |
| Interest-bearing deposits | $19,013,000 | 8,909 |
| Deposits held in domestic offices | $23,366,000 | 8,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $46,000 | 10,265 |
| Total equity capital | $4,105,000 | 7,823 |
| Total bank equity capital | $4,105,000 | 7,823 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,591,000 | 628 |
| Surplus | $0 | 9,669 |
| Undivided profits | $-1,486,000 | 10,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $31,000 | 10,109 |
| Earning assets | $24,579,000 | 8,899 |
| Long-term assets (5+ years) | $1,528,000 | 8,035 |
| Average Assets, year-to-date | $19,414,750 | 9,478 |
| Average Assets, quarterly | $24,838,500 | 9,038 |
| Volatile liabilities | $3,512,000 | 7,912 |
| Insider loans | $439,000 | 5,628 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,946,000 | 5,380 |
| Tier 1 (core) risk-based capital | $4,118,000 | 7,681 |
| Tier 2 risk-based capital | $103,000 | 9,500 |
| Total risk weighted assets | $13,407,200 | 9,186 |
| Total unused commitments | $4,946,000 | 5,389 |
| Derivatives | $0 | 527 |