Home > California National Bank > Income and Expense
California National Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $219,985,000 | 152 |
| Total interest expense | $92,405,000 | 119 |
| Net interest income | $127,580,000 | 161 |
| Provision for loan and lease losses | $74,000,000 | 160 |
| Total noninterest income | $5,066,000 | 869 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $3,957,000 | 331 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,109,000 | 1,703 |
| Total noninterest expense | $111,396,000 | 173 |
| Salaries and employee benefits | $45,219,000 | 159 |
| Premises and equipment expense | $15,069,000 | 148 |
| Additional noninterest expense | $51,108,000 | 178 |
| Pre-tax net operating income | $-52,750,000 | 7,988 |
| Securities gains (losses) | $-23,238,000 | 8,066 |
| Applicable income taxes | $-27,012,000 | 8,039 |
| Income before extraordinary items | $-48,976,000 | 7,986 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-48,976,000 | 7,985 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-48,976,000 | 7,985 |
| Net charge-offs | $73,706,000 | 127 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-34,103,680 | 7,962 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $148,832,000 | 155 |
| Total interest expense | $61,303,000 | 126 |
| Net interest income | $87,529,000 | 163 |
| Provision for loan and lease losses | $49,000,000 | 163 |
| Total noninterest income | $5,675,000 | 604 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,582,000 | 330 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,093,000 | 628 |
| Total noninterest expense | $72,847,000 | 189 |
| Salaries and employee benefits | $29,612,000 | 169 |
| Premises and equipment expense | $9,890,000 | 155 |
| Additional noninterest expense | $33,345,000 | 184 |
| Pre-tax net operating income | $-28,643,000 | 8,057 |
| Securities gains (losses) | $-3,346,000 | 8,096 |
| Applicable income taxes | $-13,608,000 | 8,112 |
| Income before extraordinary items | $-18,381,000 | 8,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-18,381,000 | 8,027 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-18,381,000 | 8,027 |
| Net charge-offs | $53,036,000 | 118 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-16,239,560 | 8,009 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $74,889,000 | 156 |
| Total interest expense | $30,797,000 | 125 |
| Net interest income | $44,092,000 | 159 |
| Provision for loan and lease losses | $15,200,000 | 189 |
| Total noninterest income | $3,146,000 | 529 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,294,000 | 322 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,852,000 | 535 |
| Total noninterest expense | $32,342,000 | 204 |
| Salaries and employee benefits | $14,769,000 | 173 |
| Premises and equipment expense | $4,777,000 | 164 |
| Additional noninterest expense | $12,796,000 | 202 |
| Pre-tax net operating income | $-304,000 | 7,070 |
| Securities gains (losses) | $1,460,000 | 141 |
| Applicable income taxes | $251,000 | 1,226 |
| Income before extraordinary items | $905,000 | 1,199 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $905,000 | 1,200 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $905,000 | 1,201 |
| Net charge-offs | $19,327,000 | 128 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-233,800 | 7,024 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $380,378,000 | 141 |
| Total interest expense | $162,908,000 | 127 |
| Net interest income | $217,470,000 | 137 |
| Provision for loan and lease losses | $96,200,000 | 121 |
| Total noninterest income | $1,739,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,058,000 | 344 |
| Trading account gains and fees | $12,881,000 | 34 |
| Additional Noninterest Income | $-16,200,000 | 8,303 |
| Total noninterest expense | $123,983,000 | 210 |
| Salaries and employee benefits | $66,348,000 | 152 |
| Premises and equipment expense | $21,181,000 | 141 |
| Additional noninterest expense | $36,454,000 | 267 |
| Pre-tax net operating income | $-974,000 | 7,003 |
| Securities gains (losses) | $-509,896,000 | 8,299 |
| Applicable income taxes | $-212,273,000 | 8,293 |
| Income before extraordinary items | $-298,597,000 | 8,275 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-298,597,000 | 8,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,721,000 | 162 |
| Cash dividends | $20,000,000 | 170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $27,736,440 | 172 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $287,787,000 | 147 |
| Total interest expense | $128,079,000 | 131 |
| Net interest income | $159,708,000 | 146 |
| Provision for loan and lease losses | $42,700,000 | 147 |
| Total noninterest income | $18,591,000 | 325 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,783,000 | 354 |
| Trading account gains and fees | $11,617,000 | 28 |
| Additional Noninterest Income | $3,191,000 | 794 |
| Total noninterest expense | $85,933,000 | 213 |
| Salaries and employee benefits | $47,314,000 | 165 |
| Premises and equipment expense | $15,653,000 | 148 |
| Additional noninterest expense | $22,966,000 | 273 |
| Pre-tax net operating income | $49,666,000 | 140 |
| Securities gains (losses) | $-443,973,000 | 8,377 |
| Applicable income taxes | $-166,981,000 | 8,371 |
| Income before extraordinary items | $-227,326,000 | 8,361 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-227,326,000 | 8,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,955,000 | 224 |
| Cash dividends | $20,000,000 | 147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $56,816,720 | 104 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $188,454,000 | 148 |
| Total interest expense | $88,319,000 | 139 |
| Net interest income | $100,135,000 | 150 |
| Provision for loan and lease losses | $12,700,000 | 218 |
| Total noninterest income | $14,693,000 | 291 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,480,000 | 356 |
| Trading account gains and fees | $10,875,000 | 29 |
| Additional Noninterest Income | $1,338,000 | 1,147 |
| Total noninterest expense | $57,130,000 | 210 |
| Salaries and employee benefits | $32,024,000 | 166 |
| Premises and equipment expense | $10,345,000 | 153 |
| Additional noninterest expense | $14,761,000 | 275 |
| Pre-tax net operating income | $44,998,000 | 117 |
| Securities gains (losses) | $-1,271,000 | 8,384 |
| Applicable income taxes | $13,318,000 | 132 |
| Income before extraordinary items | $30,409,000 | 122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,409,000 | 122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,497,000 | 172 |
| Cash dividends | $20,000,000 | 122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $31,298,700 | 121 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $93,276,000 | 150 |
| Total interest expense | $47,215,000 | 140 |
| Net interest income | $46,061,000 | 164 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $10,120,000 | 234 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,230,000 | 352 |
| Trading account gains and fees | $6,000,000 | 30 |
| Additional Noninterest Income | $2,890,000 | 407 |
| Total noninterest expense | $29,077,000 | 205 |
| Salaries and employee benefits | $16,863,000 | 160 |
| Premises and equipment expense | $5,117,000 | 156 |
| Additional noninterest expense | $7,097,000 | 271 |
| Pre-tax net operating income | $27,104,000 | 113 |
| Securities gains (losses) | $-1,202,000 | 8,466 |
| Applicable income taxes | $8,369,000 | 120 |
| Income before extraordinary items | $17,533,000 | 119 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $17,533,000 | 118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,899,000 | 165 |
| Cash dividends | $20,000,000 | 63 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $18,350,360 | 116 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $398,138,000 | 151 |
| Total interest expense | $199,763,000 | 150 |
| Net interest income | $198,375,000 | 148 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $10,824,000 | 582 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $5,064,000 | 352 |
| Trading account gains and fees | $-5,565,000 | 8,517 |
| Additional Noninterest Income | $11,325,000 | 381 |
| Total noninterest expense | $111,115,000 | 204 |
| Salaries and employee benefits | $62,137,000 | 168 |
| Premises and equipment expense | $20,102,000 | 145 |
| Additional noninterest expense | $28,876,000 | 266 |
| Pre-tax net operating income | $98,084,000 | 136 |
| Securities gains (losses) | $-3,790,000 | 8,483 |
| Applicable income taxes | $35,821,000 | 128 |
| Income before extraordinary items | $58,473,000 | 156 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $58,473,000 | 155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-356,000 | 8,482 |
| Cash dividends | $60,000,000 | 127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $60,898,600 | 150 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $300,515,000 | 147 |
| Total interest expense | $148,587,000 | 148 |
| Net interest income | $151,928,000 | 143 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $14,962,000 | 381 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,783,000 | 349 |
| Trading account gains and fees | $2,310,000 | 56 |
| Additional Noninterest Income | $8,869,000 | 374 |
| Total noninterest expense | $82,114,000 | 204 |
| Salaries and employee benefits | $47,011,000 | 169 |
| Premises and equipment expense | $14,743,000 | 148 |
| Additional noninterest expense | $20,360,000 | 262 |
| Pre-tax net operating income | $84,776,000 | 137 |
| Securities gains (losses) | $3,028,000 | 77 |
| Applicable income taxes | $34,122,000 | 118 |
| Income before extraordinary items | $53,682,000 | 148 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $53,682,000 | 147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-166,000 | 8,448 |
| Cash dividends | $30,000,000 | 154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $51,744,080 | 147 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $193,473,000 | 162 |
| Total interest expense | $98,250,000 | 159 |
| Net interest income | $95,223,000 | 163 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $7,948,000 | 459 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,515,000 | 358 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,433,000 | 413 |
| Total noninterest expense | $53,804,000 | 214 |
| Salaries and employee benefits | $31,284,000 | 180 |
| Premises and equipment expense | $9,603,000 | 161 |
| Additional noninterest expense | $12,917,000 | 285 |
| Pre-tax net operating income | $49,367,000 | 165 |
| Securities gains (losses) | $-634,000 | 8,545 |
| Applicable income taxes | $18,882,000 | 150 |
| Income before extraordinary items | $29,851,000 | 175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $29,851,000 | 175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,172 |
| Cash dividends | $30,000,000 | 129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $30,256,760 | 173 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $96,570,000 | 162 |
| Total interest expense | $48,561,000 | 155 |
| Net interest income | $48,009,000 | 159 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $3,662,000 | 482 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,252,000 | 349 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,410,000 | 438 |
| Total noninterest expense | $27,065,000 | 212 |
| Salaries and employee benefits | $15,906,000 | 180 |
| Premises and equipment expense | $4,849,000 | 160 |
| Additional noninterest expense | $6,310,000 | 276 |
| Pre-tax net operating income | $24,606,000 | 159 |
| Securities gains (losses) | $-614,000 | 8,615 |
| Applicable income taxes | $9,341,000 | 145 |
| Income before extraordinary items | $14,651,000 | 170 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $14,651,000 | 169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,023 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $15,043,960 | 168 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $378,199,000 | 151 |
| Total interest expense | $168,851,000 | 156 |
| Net interest income | $209,348,000 | 143 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $22,960,000 | 344 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $5,488,000 | 324 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,472,000 | 294 |
| Total noninterest expense | $103,645,000 | 209 |
| Salaries and employee benefits | $57,214,000 | 181 |
| Premises and equipment expense | $18,849,000 | 153 |
| Additional noninterest expense | $27,582,000 | 257 |
| Pre-tax net operating income | $128,663,000 | 140 |
| Securities gains (losses) | $-878,000 | 8,570 |
| Applicable income taxes | $50,946,000 | 128 |
| Income before extraordinary items | $76,839,000 | 147 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $76,839,000 | 148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,188 |
| Cash dividends | $80,000,000 | 102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $77,400,920 | 146 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $276,248,000 | 163 |
| Total interest expense | $121,413,000 | 166 |
| Net interest income | $154,835,000 | 153 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $16,155,000 | 372 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,124,000 | 328 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,031,000 | 321 |
| Total noninterest expense | $77,605,000 | 221 |
| Salaries and employee benefits | $42,962,000 | 192 |
| Premises and equipment expense | $14,080,000 | 161 |
| Additional noninterest expense | $20,563,000 | 264 |
| Pre-tax net operating income | $93,385,000 | 154 |
| Securities gains (losses) | $-6,969,000 | 8,724 |
| Applicable income taxes | $34,584,000 | 147 |
| Income before extraordinary items | $51,832,000 | 178 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $51,832,000 | 178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $40,000,000 | 127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $56,292,160 | 165 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $176,213,000 | 169 |
| Total interest expense | $76,801,000 | 170 |
| Net interest income | $99,412,000 | 162 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $8,657,000 | 437 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,794,000 | 318 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,863,000 | 389 |
| Total noninterest expense | $50,731,000 | 231 |
| Salaries and employee benefits | $28,353,000 | 200 |
| Premises and equipment expense | $9,099,000 | 170 |
| Additional noninterest expense | $13,279,000 | 276 |
| Pre-tax net operating income | $57,338,000 | 161 |
| Securities gains (losses) | $-6,427,000 | 8,765 |
| Applicable income taxes | $20,461,000 | 155 |
| Income before extraordinary items | $30,450,000 | 196 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $30,450,000 | 196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-274,000 | 8,706 |
| Cash dividends | $40,000,000 | 92 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $34,563,280 | 174 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $86,645,000 | 166 |
| Total interest expense | $36,818,000 | 169 |
| Net interest income | $49,827,000 | 162 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $3,945,000 | 462 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,465,000 | 285 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,480,000 | 429 |
| Total noninterest expense | $25,180,000 | 228 |
| Salaries and employee benefits | $14,216,000 | 197 |
| Premises and equipment expense | $4,347,000 | 176 |
| Additional noninterest expense | $6,617,000 | 270 |
| Pre-tax net operating income | $28,592,000 | 161 |
| Securities gains (losses) | $-4,508,000 | 8,781 |
| Applicable income taxes | $9,649,000 | 161 |
| Income before extraordinary items | $14,435,000 | 200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,435,000 | 200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 8,591 |
| Cash dividends | $25,000,000 | 75 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $17,320,120 | 172 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $328,222,000 | 159 |
| Total interest expense | $116,820,000 | 159 |
| Net interest income | $211,402,000 | 149 |
| Provision for loan and lease losses | $420,000 | 2,180 |
| Total noninterest income | $23,350,000 | 357 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,096,000 | 333 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,254,000 | 301 |
| Total noninterest expense | $103,106,000 | 223 |
| Salaries and employee benefits | $59,292,000 | 184 |
| Premises and equipment expense | $16,614,000 | 176 |
| Additional noninterest expense | $27,200,000 | 274 |
| Pre-tax net operating income | $131,226,000 | 148 |
| Securities gains (losses) | $4,579,000 | 83 |
| Applicable income taxes | $55,346,000 | 133 |
| Income before extraordinary items | $80,459,000 | 163 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $80,459,000 | 163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-306,000 | 8,754 |
| Cash dividends | $25,000,000 | 202 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $77,528,440 | 163 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $243,444,000 | 161 |
| Total interest expense | $82,205,000 | 160 |
| Net interest income | $161,239,000 | 147 |
| Provision for loan and lease losses | $420,000 | 1,646 |
| Total noninterest income | $19,582,000 | 321 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,858,000 | 326 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,724,000 | 292 |
| Total noninterest expense | $77,377,000 | 220 |
| Salaries and employee benefits | $44,767,000 | 181 |
| Premises and equipment expense | $12,418,000 | 178 |
| Additional noninterest expense | $20,192,000 | 270 |
| Pre-tax net operating income | $103,024,000 | 147 |
| Securities gains (losses) | $5,108,000 | 73 |
| Applicable income taxes | $45,318,000 | 125 |
| Income before extraordinary items | $62,814,000 | 159 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $62,814,000 | 159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,317,000 | 412 |
| Cash dividends | $25,000,000 | 163 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $59,544,880 | 161 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $157,453,000 | 158 |
| Total interest expense | $51,379,000 | 154 |
| Net interest income | $106,074,000 | 148 |
| Provision for loan and lease losses | $420,000 | 1,135 |
| Total noninterest income | $16,466,000 | 272 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,528,000 | 318 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,938,000 | 243 |
| Total noninterest expense | $51,371,000 | 214 |
| Salaries and employee benefits | $29,538,000 | 182 |
| Premises and equipment expense | $8,223,000 | 177 |
| Additional noninterest expense | $13,610,000 | 263 |
| Pre-tax net operating income | $70,749,000 | 141 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $29,699,000 | 123 |
| Income before extraordinary items | $41,050,000 | 160 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $41,050,000 | 160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,366,000 | 294 |
| Cash dividends | $25,000,000 | 110 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $41,050,000 | 156 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $75,354,000 | 163 |
| Total interest expense | $24,081,000 | 155 |
| Net interest income | $51,273,000 | 152 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $7,837,000 | 276 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,238,000 | 312 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,599,000 | 248 |
| Total noninterest expense | $26,187,000 | 213 |
| Salaries and employee benefits | $15,649,000 | 180 |
| Premises and equipment expense | $4,066,000 | 180 |
| Additional noninterest expense | $6,472,000 | 270 |
| Pre-tax net operating income | $32,923,000 | 154 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $13,832,000 | 130 |
| Income before extraordinary items | $19,091,000 | 168 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $19,091,000 | 168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,526 |
| Cash dividends | $25,000,000 | 55 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $19,091,000 | 162 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $280,753,000 | 157 |
| Total interest expense | $83,385,000 | 145 |
| Net interest income | $197,368,000 | 156 |
| Provision for loan and lease losses | $6,000,000 | 215 |
| Total noninterest income | $15,505,000 | 453 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $5,485,000 | 309 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,020,000 | 411 |
| Total noninterest expense | $106,292,000 | 211 |
| Salaries and employee benefits | $57,403,000 | 189 |
| Premises and equipment expense | $16,625,000 | 176 |
| Additional noninterest expense | $32,264,000 | 248 |
| Pre-tax net operating income | $100,581,000 | 164 |
| Securities gains (losses) | $9,718,000 | 66 |
| Applicable income taxes | $45,295,000 | 141 |
| Income before extraordinary items | $65,004,000 | 175 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $65,004,000 | 176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-188,000 | 8,872 |
| Cash dividends | $104,000,000 | 76 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $58,784,480 | 176 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $210,634,000 | 155 |
| Total interest expense | $61,109,000 | 142 |
| Net interest income | $149,525,000 | 155 |
| Provision for loan and lease losses | $6,000,000 | 182 |
| Total noninterest income | $14,298,000 | 414 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $4,111,000 | 315 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,187,000 | 345 |
| Total noninterest expense | $79,727,000 | 214 |
| Salaries and employee benefits | $42,899,000 | 188 |
| Premises and equipment expense | $12,287,000 | 179 |
| Additional noninterest expense | $24,541,000 | 247 |
| Pre-tax net operating income | $78,096,000 | 158 |
| Securities gains (losses) | $7,828,000 | 68 |
| Applicable income taxes | $35,938,000 | 142 |
| Income before extraordinary items | $49,986,000 | 170 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $49,986,000 | 171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-156,000 | 8,881 |
| Cash dividends | $60,000,000 | 96 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $44,976,080 | 173 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $139,236,000 | 156 |
| Total interest expense | $39,989,000 | 141 |
| Net interest income | $99,247,000 | 151 |
| Provision for loan and lease losses | $6,000,000 | 140 |
| Total noninterest income | $9,764,000 | 401 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,735,000 | 309 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,029,000 | 343 |
| Total noninterest expense | $53,133,000 | 211 |
| Salaries and employee benefits | $28,581,000 | 187 |
| Premises and equipment expense | $7,994,000 | 182 |
| Additional noninterest expense | $16,558,000 | 238 |
| Pre-tax net operating income | $49,878,000 | 166 |
| Securities gains (losses) | $7,928,000 | 55 |
| Applicable income taxes | $24,163,000 | 142 |
| Income before extraordinary items | $33,643,000 | 171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,643,000 | 172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-167,000 | 8,966 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $28,569,080 | 180 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $69,717,000 | 155 |
| Total interest expense | $20,014,000 | 143 |
| Net interest income | $49,703,000 | 149 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $3,814,000 | 462 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,372,000 | 311 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,442,000 | 417 |
| Total noninterest expense | $26,007,000 | 215 |
| Salaries and employee benefits | $13,876,000 | 189 |
| Premises and equipment expense | $3,919,000 | 187 |
| Additional noninterest expense | $8,212,000 | 233 |
| Pre-tax net operating income | $27,510,000 | 154 |
| Securities gains (losses) | $1,873,000 | 120 |
| Applicable income taxes | $12,299,000 | 133 |
| Income before extraordinary items | $17,084,000 | 167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $17,084,000 | 168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-187,000 | 9,038 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $15,885,280 | 162 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $303,251,000 | 147 |
| Total interest expense | $97,634,000 | 136 |
| Net interest income | $205,617,000 | 145 |
| Provision for loan and lease losses | $2,700,000 | 526 |
| Total noninterest income | $13,210,000 | 532 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $5,339,000 | 309 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,871,000 | 538 |
| Total noninterest expense | $104,121,000 | 206 |
| Salaries and employee benefits | $50,155,000 | 199 |
| Premises and equipment expense | $17,863,000 | 166 |
| Additional noninterest expense | $36,103,000 | 234 |
| Pre-tax net operating income | $112,006,000 | 146 |
| Securities gains (losses) | $-5,790,000 | 9,172 |
| Applicable income taxes | $46,142,000 | 132 |
| Income before extraordinary items | $60,074,000 | 176 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $60,074,000 | 177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,887,000 | 245 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $63,779,600 | 152 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $228,664,000 | 149 |
| Total interest expense | $76,681,000 | 138 |
| Net interest income | $151,983,000 | 148 |
| Provision for loan and lease losses | $2,700,000 | 421 |
| Total noninterest income | $10,599,000 | 541 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,843,000 | 338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,756,000 | 513 |
| Total noninterest expense | $77,825,000 | 210 |
| Salaries and employee benefits | $37,597,000 | 199 |
| Premises and equipment expense | $12,735,000 | 174 |
| Additional noninterest expense | $27,493,000 | 232 |
| Pre-tax net operating income | $82,057,000 | 149 |
| Securities gains (losses) | $-5,898,000 | 9,232 |
| Applicable income taxes | $33,553,000 | 139 |
| Income before extraordinary items | $42,606,000 | 186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $42,606,000 | 187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,239,000 | 258 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $46,380,720 | 159 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $152,390,000 | 150 |
| Total interest expense | $54,278,000 | 137 |
| Net interest income | $98,112,000 | 151 |
| Provision for loan and lease losses | $2,700,000 | 316 |
| Total noninterest income | $6,970,000 | 544 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,544,000 | 335 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,426,000 | 516 |
| Total noninterest expense | $53,143,000 | 205 |
| Salaries and employee benefits | $24,880,000 | 199 |
| Premises and equipment expense | $8,699,000 | 169 |
| Additional noninterest expense | $19,564,000 | 225 |
| Pre-tax net operating income | $49,239,000 | 160 |
| Securities gains (losses) | $-1,688,000 | 9,255 |
| Applicable income taxes | $21,551,000 | 146 |
| Income before extraordinary items | $26,000,000 | 200 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $26,000,000 | 200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,096,000 | 248 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $27,080,320 | 175 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $76,639,000 | 151 |
| Total interest expense | $29,045,000 | 135 |
| Net interest income | $47,594,000 | 158 |
| Provision for loan and lease losses | $2,700,000 | 204 |
| Total noninterest income | $3,595,000 | 524 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,347,000 | 321 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,248,000 | 505 |
| Total noninterest expense | $25,252,000 | 214 |
| Salaries and employee benefits | $12,291,000 | 199 |
| Premises and equipment expense | $4,175,000 | 175 |
| Additional noninterest expense | $8,786,000 | 235 |
| Pre-tax net operating income | $23,237,000 | 162 |
| Securities gains (losses) | $-1,689,000 | 9,306 |
| Applicable income taxes | $9,425,000 | 160 |
| Income before extraordinary items | $12,123,000 | 212 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,123,000 | 212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 647 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $13,203,960 | 174 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $333,607,000 | 150 |
| Total interest expense | $139,141,000 | 133 |
| Net interest income | $194,466,000 | 158 |
| Provision for loan and lease losses | $2,370,000 | 651 |
| Total noninterest income | $13,507,000 | 523 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $5,070,000 | 331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,437,000 | 483 |
| Total noninterest expense | $107,863,000 | 213 |
| Salaries and employee benefits | $49,179,000 | 200 |
| Premises and equipment expense | $22,482,000 | 143 |
| Additional noninterest expense | $36,203,000 | 242 |
| Pre-tax net operating income | $97,740,000 | 153 |
| Securities gains (losses) | $1,241,000 | 369 |
| Applicable income taxes | $41,316,000 | 148 |
| Income before extraordinary items | $57,665,000 | 179 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $57,665,000 | 179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,650,000 | 392 |
| Cash dividends | $12,000,000 | 321 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $56,870,760 | 172 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $200,635,000 | 236 |
| Total interest expense | $109,019,000 | 209 |
| Net interest income | $91,616,000 | 262 |
| Provision for loan and lease losses | $8,700,000 | 253 |
| Total noninterest income | $5,980,000 | 861 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,044,000 | 733 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,936,000 | 784 |
| Total noninterest expense | $42,832,000 | 407 |
| Salaries and employee benefits | $18,052,000 | 444 |
| Premises and equipment expense | $9,360,000 | 277 |
| Additional noninterest expense | $15,420,000 | 422 |
| Pre-tax net operating income | $46,064,000 | 237 |
| Securities gains (losses) | $461,000 | 640 |
| Applicable income taxes | $20,134,000 | 207 |
| Income before extraordinary items | $26,391,000 | 271 |
| Extraordinary gains, net | $-3,355,000 | 9,590 |
| Net income | $23,036,000 | 295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,044,000 | 908 |
| Cash dividends | $5,000,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $26,095,960 | 262 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $77,374,000 | 509 |
| Total interest expense | $44,428,000 | 457 |
| Net interest income | $32,946,000 | 568 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $2,087,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $162,000 | 5,596 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,925,000 | 1,164 |
| Total noninterest expense | $9,611,000 | 1,447 |
| Salaries and employee benefits | $4,073,000 | 1,767 |
| Premises and equipment expense | $2,212,000 | 905 |
| Additional noninterest expense | $3,326,000 | 1,352 |
| Pre-tax net operating income | $25,422,000 | 376 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $10,413,000 | 326 |
| Income before extraordinary items | $15,009,000 | 412 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $15,009,000 | 412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $4,500,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $15,009,000 | 414 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $67,713,000 | 551 |
| Total interest expense | $35,557,000 | 495 |
| Net interest income | $32,156,000 | 603 |
| Provision for loan and lease losses | $500,000 | 1,756 |
| Total noninterest income | $530,000 | 4,784 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $115,000 | 6,446 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $415,000 | 3,326 |
| Total noninterest expense | $7,113,000 | 1,931 |
| Salaries and employee benefits | $3,356,000 | 2,091 |
| Premises and equipment expense | $1,159,000 | 1,766 |
| Additional noninterest expense | $2,598,000 | 1,718 |
| Pre-tax net operating income | $25,073,000 | 404 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $10,193,000 | 365 |
| Income before extraordinary items | $14,880,000 | 451 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,880,000 | 450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 1,194 |
| Cash dividends | $9,000,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $14,880,000 | 443 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $57,297,000 | 618 |
| Total interest expense | $33,759,000 | 526 |
| Net interest income | $23,538,000 | 738 |
| Provision for loan and lease losses | $1,500,000 | 707 |
| Total noninterest income | $2,642,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $194,000 | 5,226 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,448,000 | 1,030 |
| Total noninterest expense | $7,167,000 | 1,816 |
| Salaries and employee benefits | $3,125,000 | 2,166 |
| Premises and equipment expense | $1,111,000 | 1,769 |
| Additional noninterest expense | $2,931,000 | 1,481 |
| Pre-tax net operating income | $17,513,000 | 487 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $6,991,000 | 437 |
| Income before extraordinary items | $10,522,000 | 569 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $10,522,000 | 568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,433,000 | 580 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $55,000,000 | 17 |
| Net operating income | $10,522,000 | 542 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.