Home > California National Bank > Net charge- offs to loans
California National Bank, Net charge- offs to loans
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9733% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9544% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 4.8682% | 1,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2399% | 1,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0668% | 668 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1327% | 3,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1538% | 1,409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8180% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5062% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | 10.7730% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1236% | 867 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1144% | 715 |
| Percentage Net Loans Charged-off:Construction & development | 5.2562% | 802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2744% | 1,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1222% | 2,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1397% | 1,153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 3,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8477% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5340% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1043% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5442% | 936 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4666% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 3.8126% | 677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1826% | 1,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2128% | 714 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 2,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5840% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0048% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3293% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8725% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8318% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 2.0583% | 1,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 2,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1644% | 459 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4334% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6056% | 3,360 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2266% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4189% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3387% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.8208% | 1,190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 1,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0803% | 335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1073% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0354% | 7,363 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7149% | 943 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5389% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4765% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 1.1300% | 720 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0182% | 1,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1185% | 207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6689% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9626% | 8,121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4939% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5159% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 1.1758% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0449% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 6,733 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3253% | 8,138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 7,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 4,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 3,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 2,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3063% | 7,814 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4038% | 8,319 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 7,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 3,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 2,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 2,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1789% | 7,596 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9299% | 8,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 6,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 6,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7586% | 8,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 6,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 6,802 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1616% | 8,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 7,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1790% | 2,551 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.5143% | 8,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0001% | 5,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2531% | 1,808 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.6562% | 8,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0155% | 7,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5145% | 7,998 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.6052% | 8,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 6,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1498% | 7,511 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.8963% | 8,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 7,874 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.1798% | 7,879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 1,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1459% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 2,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 2,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2457% | 7,889 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4370% | 8,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 4,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0635% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2257% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2936% | 7,879 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8071% | 8,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 3,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3353% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4290% | 7,972 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5929% | 8,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 6,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0967% | 7,448 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7333% | 8,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 7,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 8,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 8,088 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0356% | 6,412 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0606% | 8,496 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0616% | 6,037 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0604% | 8,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3149% | 2,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9675% | 2,120 |
| Percentage Net Loans Charged-off: Credit card loans | 28.8986% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 7,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 8,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0476% | 6,369 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0702% | 8,534 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 5,949 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0779% | 8,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5696% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1348% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | 30.8222% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 7,570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 8,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0715% | 6,340 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0802% | 8,575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 5,919 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0880% | 8,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8951% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1750% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | 12.4317% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0210% | 7,523 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0525% | 8,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1499% | 6,288 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1544% | 8,715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0153% | 5,907 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1671% | 8,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8406% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7994% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | 12.7389% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 3,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0574% | 2,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.3502% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0565% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1579% | 8,833 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 5,960 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1652% | 8,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.7703% | 110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4903% | 1,376 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5669% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1515% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 2,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0766% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1142% | 8,814 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 5,927 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1187% | 8,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.9752% | 62 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6430% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6581% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0337% | 8,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0220% | 8,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1738% | 8,909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1804% | 8,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 18.3542% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1207% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0661% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 4,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 8,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0304% | 8,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4158% | 8,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5084% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 5,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 3,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0190% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0309% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0096% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0581% | 8,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0597% | 8,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9048% | 2,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5710% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2649% | 1,567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 6,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 8,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0062% | 808 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0583% | 8,964 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 6,598 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 2,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0380% | 2,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1314% | 8,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6839% | 3,323 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4818% | 5,442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 7,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0145% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 5,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0778% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1258% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0034% | 1,319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2430% | 2,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2433% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2455% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5458% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |