Home > California Federal Bank > Net charge- offs to loans
California Federal Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 6,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 3,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0352% | 723 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 8,878 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0394% | 6,627 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 3,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0192% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 2,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6805% | 2,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8047% | 2,868 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0847% | 866 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 5,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | -1.0434% | 1,469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1108% | 1,468 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0400% | 1,379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1639% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3186% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6441% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8957% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2179% | 3,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1597% | 171 |
| Percentage Net Loans Charged-off:Construction & development | -1.5223% | 1,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1225% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1371% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1684% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5115% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4632% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8242% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9333% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2398% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1536% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 0.6275% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0545% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2526% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1496% | 197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8679% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1362% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4057% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2648% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2489% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 1.2919% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0993% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1290% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2913% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3688% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2668% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8655% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8100% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4956% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4490% | 111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5184% | 140 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2418% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3155% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0196% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3042% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4902% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0166% | 29 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5013% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6683% | 1,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6376% | 114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9750% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7987% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3093% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4225% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3068% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -847.4576% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5252% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9300% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2570% | 61 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2153% | 5 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 14.9757% | 5 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.3404% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9955% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4854% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0108% | 46 |
| Percentage Net Loans Charged-off: Commercial and industrial | 22.1386% | 10 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4142% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8836% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1153% | 425 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5129% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.9449% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4683% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6526% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3507% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6627% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 36.5447% | 9 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0098% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6514% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0483% | 1,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8860% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5983% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4480% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1181% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1216% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8595% | 110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3941% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9566% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |