Home > California Chohung Bank > Income and Expense
California Chohung Bank, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,591,000 | 3,431 |
| Total interest expense | $2,300,000 | 4,372 |
| Net interest income | $6,291,000 | 3,016 |
| Provision for loan and lease losses | $787,000 | 1,660 |
| Total noninterest income | $2,088,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $652,000 | 2,402 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,436,000 | 1,699 |
| Total noninterest expense | $4,553,000 | 3,193 |
| Salaries and employee benefits | $2,024,000 | 3,698 |
| Premises and equipment expense | $751,000 | 2,817 |
| Additional noninterest expense | $1,778,000 | 2,566 |
| Pre-tax net operating income | $3,039,000 | 2,478 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,263,000 | 1,876 |
| Income before extraordinary items | $1,776,000 | 3,075 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,776,000 | 3,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 9,202 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,776,000 | 2,977 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,390,000 | 3,500 |
| Total interest expense | $2,981,000 | 4,753 |
| Net interest income | $6,409,000 | 2,770 |
| Provision for loan and lease losses | $596,000 | 1,921 |
| Total noninterest income | $2,621,000 | 1,632 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $659,000 | 2,265 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,962,000 | 1,262 |
| Total noninterest expense | $4,283,000 | 3,225 |
| Salaries and employee benefits | $1,928,000 | 3,704 |
| Premises and equipment expense | $713,000 | 2,900 |
| Additional noninterest expense | $1,642,000 | 2,657 |
| Pre-tax net operating income | $4,151,000 | 1,713 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,413,000 | 1,579 |
| Income before extraordinary items | $2,738,000 | 1,916 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,738,000 | 1,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 9,309 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,738,000 | 1,839 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,128,000 | 3,687 |
| Total interest expense | $2,483,000 | 5,579 |
| Net interest income | $6,645,000 | 2,675 |
| Provision for loan and lease losses | $1,244,000 | 889 |
| Total noninterest income | $2,913,000 | 1,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $541,000 | 2,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,372,000 | 1,008 |
| Total noninterest expense | $4,133,000 | 3,241 |
| Salaries and employee benefits | $1,839,000 | 3,704 |
| Premises and equipment expense | $685,000 | 2,919 |
| Additional noninterest expense | $1,609,000 | 2,650 |
| Pre-tax net operating income | $4,181,000 | 1,752 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $517,000 | 3,415 |
| Income before extraordinary items | $3,664,000 | 1,446 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,664,000 | 1,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,901,000 | 377 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,664,000 | 1,437 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,477,000 | 4,688 |
| Total interest expense | $1,417,000 | 7,154 |
| Net interest income | $5,060,000 | 3,429 |
| Provision for loan and lease losses | $2,254,000 | 517 |
| Total noninterest income | $4,107,000 | 1,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $492,000 | 2,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,615,000 | 794 |
| Total noninterest expense | $4,571,000 | 2,947 |
| Salaries and employee benefits | $1,552,000 | 4,212 |
| Premises and equipment expense | $768,000 | 2,640 |
| Additional noninterest expense | $2,251,000 | 1,937 |
| Pre-tax net operating income | $2,342,000 | 2,945 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $794,000 | 2,662 |
| Income before extraordinary items | $1,548,000 | 3,161 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,548,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,801 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,548,000 | 3,126 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,506,000 | 5,291 |
| Total interest expense | $1,213,000 | 7,882 |
| Net interest income | $4,293,000 | 3,887 |
| Provision for loan and lease losses | $4,036,000 | 377 |
| Total noninterest income | $2,877,000 | 1,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $484,000 | 2,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,393,000 | 1,038 |
| Total noninterest expense | $4,539,000 | 2,858 |
| Salaries and employee benefits | $1,567,000 | 4,105 |
| Premises and equipment expense | $704,000 | 2,757 |
| Additional noninterest expense | $2,268,000 | 1,860 |
| Pre-tax net operating income | $-1,405,000 | 10,388 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-258,000 | 10,343 |
| Income before extraordinary items | $-1,147,000 | 10,380 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,147,000 | 10,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,008,000 | 319 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $681,000 | 516 |
| Net operating income | $-1,147,000 | 10,362 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,640,000 | 6,094 |
| Total interest expense | $944,000 | 8,843 |
| Net interest income | $3,696,000 | 4,533 |
| Provision for loan and lease losses | $846,000 | 1,137 |
| Total noninterest income | $2,257,000 | 1,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,851,000 | 1,159 |
| Total noninterest expense | $4,369,000 | 2,904 |
| Salaries and employee benefits | $1,726,000 | 3,787 |
| Premises and equipment expense | $659,000 | 2,899 |
| Additional noninterest expense | $1,984,000 | 2,100 |
| Pre-tax net operating income | $738,000 | 6,835 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $479,000 | 4,340 |
| Income before extraordinary items | $259,000 | 8,679 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $259,000 | 8,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $259,000 | 8,640 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 7,357 |
| Total interest expense | $600,000 | 10,273 |
| Net interest income | $2,925,000 | 5,543 |
| Provision for loan and lease losses | $278,000 | 2,749 |
| Total noninterest income | $1,665,000 | 2,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,346,000 | 1,482 |
| Total noninterest expense | $4,212,000 | 3,187 |
| Salaries and employee benefits | $1,641,000 | 3,980 |
| Premises and equipment expense | $729,000 | 2,684 |
| Additional noninterest expense | $1,842,000 | 2,641 |
| Pre-tax net operating income | $100,000 | 10,361 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $18,000 | 10,236 |
| Income before extraordinary items | $82,000 | 10,380 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $82,000 | 10,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $82,000 | 10,336 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 9,138 |
| Total interest expense | $284,000 | 11,607 |
| Net interest income | $2,099,000 | 7,084 |
| Provision for loan and lease losses | $47,000 | 6,364 |
| Total noninterest income | $545,000 | 4,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,402 |
| Total noninterest expense | $3,288,000 | 3,962 |
| Salaries and employee benefits | $1,105,000 | 5,581 |
| Premises and equipment expense | $573,000 | 3,338 |
| Additional noninterest expense | $1,610,000 | 2,901 |
| Pre-tax net operating income | $-691,000 | 11,833 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-691,000 | 11,829 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-691,000 | 11,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-691,000 | 11,818 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 9,820 |
| Total interest expense | $549,000 | 10,852 |
| Net interest income | $1,441,000 | 9,040 |
| Provision for loan and lease losses | $-3,562,000 | 12,574 |
| Total noninterest income | $2,369,000 | 1,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,946,000 | 1,148 |
| Total noninterest expense | $8,563,000 | 1,705 |
| Salaries and employee benefits | $1,530,000 | 4,216 |
| Premises and equipment expense | $1,486,000 | 1,404 |
| Additional noninterest expense | $5,547,000 | 1,078 |
| Pre-tax net operating income | $-1,191,000 | 12,477 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-1,191,000 | 12,443 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,191,000 | 12,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,008,000 | 551 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,191,000 | 12,444 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 8,357 |
| Total interest expense | $1,113,000 | 8,619 |
| Net interest income | $1,874,000 | 8,029 |
| Provision for loan and lease losses | $11,499,000 | 256 |
| Total noninterest income | $1,734,000 | 2,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $803,000 | 1,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $931,000 | 2,137 |
| Total noninterest expense | $6,795,000 | 2,151 |
| Salaries and employee benefits | $2,010,000 | 3,273 |
| Premises and equipment expense | $1,219,000 | 1,720 |
| Additional noninterest expense | $3,566,000 | 1,657 |
| Pre-tax net operating income | $-14,686,000 | 13,254 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-14,686,000 | 13,234 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-14,686,000 | 13,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,114,000 | 277 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 122 |
| Net operating income | $-14,686,000 | 13,228 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,116,000 | 6,282 |
| Total interest expense | $2,112,000 | 6,838 |
| Net interest income | $3,004,000 | 5,705 |
| Provision for loan and lease losses | $4,869,000 | 606 |
| Total noninterest income | $1,539,000 | 2,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $949,000 | 1,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $590,000 | 2,848 |
| Total noninterest expense | $6,030,000 | 2,408 |
| Salaries and employee benefits | $2,041,000 | 3,161 |
| Premises and equipment expense | $1,032,000 | 2,035 |
| Additional noninterest expense | $2,957,000 | 2,017 |
| Pre-tax net operating income | $-6,356,000 | 13,819 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-6,356,000 | 13,824 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-6,356,000 | 13,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,705,000 | 789 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 93 |
| Net operating income | $-6,356,000 | 13,797 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.