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California Business Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 5,728 |
| Total interest expense | $1,527,000 | 7,121 |
| Net interest income | $3,526,000 | 4,924 |
| Provision for loan and lease losses | $310,000 | 2,913 |
| Total noninterest income | $1,135,000 | 3,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $906,000 | 2,187 |
| Total noninterest expense | $3,568,000 | 3,848 |
| Salaries and employee benefits | $1,825,000 | 3,567 |
| Premises and equipment expense | $542,000 | 3,620 |
| Additional noninterest expense | $1,201,000 | 4,188 |
| Pre-tax net operating income | $783,000 | 6,902 |
| Securities gains (losses) | $63,000 | 3,105 |
| Applicable income taxes | $46,000 | 11,040 |
| Income before extraordinary items | $800,000 | 5,571 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $800,000 | 5,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 2,501 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $740,150 | 5,619 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,846,000 | 6,540 |
| Total interest expense | $1,687,000 | 7,927 |
| Net interest income | $3,159,000 | 5,483 |
| Provision for loan and lease losses | $122,000 | 6,674 |
| Total noninterest income | $680,000 | 4,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $472,000 | 3,308 |
| Total noninterest expense | $3,178,000 | 4,283 |
| Salaries and employee benefits | $1,546,000 | 4,110 |
| Premises and equipment expense | $487,000 | 4,060 |
| Additional noninterest expense | $1,145,000 | 4,533 |
| Pre-tax net operating income | $539,000 | 8,146 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $473,000 | 7,561 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $473,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 4,520 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $473,000 | 7,196 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.