Home > California Bank of Commerce > Income and Expense

California Bank of Commerce, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$109,232,000501
Total interest expense$32,447,000540
Net interest income$76,785,000480
Provision for loan and lease losses$1,297,000718
Total noninterest income$4,875,0001,218
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,264,000374
Trading account gains and feesNANA
Additional Noninterest Income$1,611,0001,800
Total noninterest expense$46,729,000606
Salaries and employee benefits$32,394,000490
Premises and equipment expense$5,052,000542
Additional noninterest expense$1,611,0001,800
Pre-tax net operating income$33,634,000475
Securities gains (losses)$0988
Applicable income taxes$9,876,000348
Income before extraordinary items$23,758,000516
Extraordinary gains, net$054
Net income$23,758,000522
Minority interest net income$088
Net income of bank and minority interests.$23,758,000518
Net charge-offs$149,0001,299
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$1,969,000140
Net operating income$23,758,000526
2023-09-30 (YTD Data)Rank
Total interest income$80,827,000498
Total interest expense$23,178,000530
Net interest income$57,649,000484
Provision for loan and lease losses$1,115,000615
Total noninterest income$3,536,0001,232
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,391,000384
Trading account gains and feesNANA
Additional Noninterest Income$1,145,0001,857
Total noninterest expense$34,681,000610
Salaries and employee benefits$23,945,000500
Premises and equipment expense$3,498,000593
Additional noninterest expense$1,145,0001,857
Pre-tax net operating income$25,389,000478
Securities gains (losses)$0849
Applicable income taxes$7,487,000364
Income before extraordinary items$17,902,000528
Extraordinary gains, net$052
Net income$17,902,000532
Minority interest net income$081
Net income of bank and minority interests.$17,902,000528
Net charge-offs$169,000953
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$1,398,000141
Net operating income$17,902,000533
2023-06-30 (YTD Data)Rank
Total interest income$52,734,000486
Total interest expense$14,217,000513
Net interest income$38,517,000479
Provision for loan and lease losses$802,000577
Total noninterest income$2,242,0001,210
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,512,000386
Trading account gains and feesNANA
Additional Noninterest Income$730,0001,844
Total noninterest expense$23,035,000598
Salaries and employee benefits$15,707,000498
Premises and equipment expense$2,343,000574
Additional noninterest expense$730,0001,842
Pre-tax net operating income$16,922,000481
Securities gains (losses)$0938
Applicable income taxes$4,957,000370
Income before extraordinary items$11,965,000520
Extraordinary gains, net$051
Net income$11,965,000528
Minority interest net income$081
Net income of bank and minority interests.$11,965,000519
Net charge-offs$247,000611
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$910,000130
Net operating income$11,965,000525
2023-03-31 (YTD Data)Rank
Total interest income$25,538,000501
Total interest expense$6,229,000517
Net interest income$19,309,000487
Provision for loan and lease losses$357,000610
Total noninterest income$1,107,0001,227
Gross Fiduciary activities income$0913
Service charges on deposit accounts$756,000403
Trading account gains and feesNANA
Additional Noninterest Income$351,0001,865
Total noninterest expense$11,647,000605
Salaries and employee benefits$7,876,000503
Premises and equipment expense$1,175,000598
Additional noninterest expense$351,0001,865
Pre-tax net operating income$8,412,000492
Securities gains (losses)$0950
Applicable income taxes$2,433,000384
Income before extraordinary items$5,979,000541
Extraordinary gains, net$04
Net income$5,979,000541
Minority interest net income$048
Net income of bank and minority interests.$5,979,000542
Net charge-offs$247,000394
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$351,000126
Net operating income$5,979,000544
2022-12-31 (YTD Data)Rank
Total interest income$82,278,000492
Total interest expense$9,066,000494
Net interest income$73,212,000491
Provision for loan and lease losses$3,775,000337
Total noninterest income$7,374,000928
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,709,000451
Trading account gains and feesNANA
Additional Noninterest Income$4,665,000951
Total noninterest expense$43,938,000614
Salaries and employee benefits$29,096,000526
Premises and equipment expense$5,093,000532
Additional noninterest expense$4,665,000951
Pre-tax net operating income$32,873,000531
Securities gains (losses)$0691
Applicable income taxes$9,675,000390
Income before extraordinary items$23,198,000587
Extraordinary gains, net$05
Net income$23,198,000588
Minority interest net income$063
Net income of bank and minority interests.$23,198,000588
Net charge-offs$851,000458
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$1,797,000185
Net operating income$23,198,000594
2022-09-30 (YTD Data)Rank
Total interest income$54,798,000515
Total interest expense$4,015,000569
Net interest income$50,783,000508
Provision for loan and lease losses$2,675,000334
Total noninterest income$5,413,000961
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,016,000455
Trading account gains and feesNANA
Additional Noninterest Income$3,397,000975
Total noninterest expense$32,412,000616
Salaries and employee benefits$21,654,000524
Premises and equipment expense$3,844,000530
Additional noninterest expense$3,397,000975
Pre-tax net operating income$21,109,000597
Securities gains (losses)$0740
Applicable income taxes$6,118,000443
Income before extraordinary items$14,991,000646
Extraordinary gains, net$04
Net income$14,991,000646
Minority interest net income$057
Net income of bank and minority interests.$14,991,000646
Net charge-offs$201,000692
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$1,325,000169
Net operating income$14,991,000653
2022-06-30 (YTD Data)Rank
Total interest income$33,630,000530
Total interest expense$1,766,000669
Net interest income$31,864,000522
Provision for loan and lease losses$1,875,000270
Total noninterest income$3,928,000894
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,204,000486
Trading account gains and feesNANA
Additional Noninterest Income$2,724,000891
Total noninterest expense$21,387,000610
Salaries and employee benefits$14,239,000528
Premises and equipment expense$2,569,000524
Additional noninterest expense$4,579,000830
Pre-tax net operating income$12,530,000610
Securities gains (losses)$0687
Applicable income taxes$3,622,000458
Income before extraordinary items$8,908,000662
Extraordinary gains, net$04
Net income$8,908,000662
Minority interest net income$060
Net income of bank and minority interests.$8,908,000662
Net charge-offs$-1,0002,999
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$828,000157
Net operating income$8,908,000670
2022-03-31 (YTD Data)Rank
Total interest income$15,923,000535
Total interest expense$845,000650
Net interest income$15,078,000532
Provision for loan and lease losses$950,000206
Total noninterest income$2,534,000766
Gross Fiduciary activities income$0892
Service charges on deposit accounts$571,000506
Trading account gains and feesNANA
Additional Noninterest Income$1,963,000700
Total noninterest expense$10,784,000609
Salaries and employee benefits$7,093,000530
Premises and equipment expense$1,302,000522
Additional noninterest expense$2,389,000791
Pre-tax net operating income$5,878,000604
Securities gains (losses)$0623
Applicable income taxes$1,723,000464
Income before extraordinary items$4,155,000680
Extraordinary gains, net$04
Net income$4,155,000680
Minority interest net income$050
Net income of bank and minority interests.$4,155,000680
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$355,000142
Net operating income$4,155,000687
2021-12-31 (YTD Data)Rank
Total interest income$61,247,000561
Total interest expense$5,112,000533
Net interest income$56,135,000566
Provision for loan and lease losses$4,0003,027
Total noninterest income$4,172,0001,476
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,703,000611
Trading account gains and feesNANA
Additional Noninterest Income$2,469,0001,695
Total noninterest expense$39,822,000661
Salaries and employee benefits$26,080,000569
Premises and equipment expense$5,289,000507
Additional noninterest expense$8,453,000888
Pre-tax net operating income$20,481,000724
Securities gains (losses)$02,062
Applicable income taxes$5,690,000573
Income before extraordinary items$14,791,000826
Extraordinary gains, net$010
Net income$14,791,000827
Minority interest net income$074
Net income of bank and minority interests.$14,791,000827
Net charge-offs$34,0001,852
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$1,513,000193
Net operating income$14,791,000807
2021-09-30 (YTD Data)Rank
Total interest income$45,705,000574
Total interest expense$4,105,000522
Net interest income$41,600,000580
Provision for loan and lease losses$-500,0004,545
Total noninterest income$3,179,0001,499
Gross Fiduciary activities income$0957
Service charges on deposit accounts$990,000773
Trading account gains and feesNANA
Additional Noninterest Income$2,189,0001,582
Total noninterest expense$30,029,000660
Salaries and employee benefits$19,710,000561
Premises and equipment expense$3,969,000516
Additional noninterest expense$6,350,000889
Pre-tax net operating income$15,250,000757
Securities gains (losses)$02,015
Applicable income taxes$4,192,000599
Income before extraordinary items$11,058,000869
Extraordinary gains, net$08
Net income$11,058,000869
Minority interest net income$069
Net income of bank and minority interests.$11,058,000869
Net charge-offs$40,0001,460
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$1,061,000179
Net operating income$11,058,000850
2021-06-30 (YTD Data)Rank
Total interest income$30,165,000572
Total interest expense$2,812,000533
Net interest income$27,353,000578
Provision for loan and lease losses$-800,0004,657
Total noninterest income$1,877,0001,588
Gross Fiduciary activities income$0951
Service charges on deposit accounts$617,000789
Trading account gains and feesNANA
Additional Noninterest Income$1,260,0001,686
Total noninterest expense$19,622,000664
Salaries and employee benefits$12,790,000579
Premises and equipment expense$2,597,000525
Additional noninterest expense$4,235,000881
Pre-tax net operating income$10,408,000731
Securities gains (losses)$01,818
Applicable income taxes$2,927,000580
Income before extraordinary items$7,481,000851
Extraordinary gains, net$06
Net income$7,481,000850
Minority interest net income$067
Net income of bank and minority interests.$7,481,000851
Net charge-offs$71,0001,038
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$448,000196
Net operating income$7,481,000829
2021-03-31 (YTD Data)Rank
Total interest income$15,032,000574
Total interest expense$1,447,000545
Net interest income$13,585,000578
Provision for loan and lease losses$300,000548
Total noninterest income$921,0001,602
Gross Fiduciary activities income$0922
Service charges on deposit accounts$245,000933
Trading account gains and feesNANA
Additional Noninterest Income$676,0001,618
Total noninterest expense$9,979,000646
Salaries and employee benefits$6,367,000580
Premises and equipment expense$1,197,000569
Additional noninterest expense$2,415,000771
Pre-tax net operating income$4,227,000881
Securities gains (losses)$01,392
Applicable income taxes$1,172,000671
Income before extraordinary items$3,055,0001,003
Extraordinary gains, net$03
Net income$3,055,0001,003
Minority interest net income$055
Net income of bank and minority interests.$3,055,0001,003
Net charge-offs$-166,0004,845
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$483,000120
Net operating income$3,055,000976
2020-12-31 (YTD Data)Rank
Total interest income$53,019,000645
Total interest expense$7,607,000636
Net interest income$45,412,000648
Provision for loan and lease losses$4,880,000584
Total noninterest income$4,082,0001,441
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$832,0001,100
Trading account gains and feesNANA
Additional Noninterest Income$3,250,0001,374
Total noninterest expense$36,784,000676
Salaries and employee benefits$22,122,000642
Premises and equipment expense$4,755,000555
Additional noninterest expense$9,907,000746
Pre-tax net operating income$7,830,0001,270
Securities gains (losses)$-70,0004,932
Applicable income taxes$2,308,000845
Income before extraordinary items$5,452,0001,533
Extraordinary gains, net$04
Net income$5,452,0001,533
Minority interest net income$072
Net income of bank and minority interests.$5,452,0001,533
Net charge-offs$1,844,000438
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$1,554,000170
Net operating income$5,507,3001,477
2020-09-30 (YTD Data)Rank
Total interest income$38,271,000669
Total interest expense$5,880,000659
Net interest income$32,391,000669
Provision for loan and lease losses$4,180,000571
Total noninterest income$3,167,0001,373
Gross Fiduciary activities income$0981
Service charges on deposit accounts$610,0001,111
Trading account gains and feesNANA
Additional Noninterest Income$2,557,0001,298
Total noninterest expense$26,516,000696
Salaries and employee benefits$15,051,000700
Premises and equipment expense$3,630,000543
Additional noninterest expense$7,835,000701
Pre-tax net operating income$4,862,0001,429
Securities gains (losses)$-70,0004,930
Applicable income taxes$1,489,000903
Income before extraordinary items$3,303,0001,772
Extraordinary gains, net$04
Net income$3,303,0001,772
Minority interest net income$065
Net income of bank and minority interests.$3,303,0001,772
Net charge-offs$1,871,000338
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$1,382,000142
Net operating income$3,358,3001,708
2020-06-30 (YTD Data)Rank
Total interest income$25,083,000689
Total interest expense$3,994,000693
Net interest income$21,089,000673
Provision for loan and lease losses$3,330,000523
Total noninterest income$2,138,0001,300
Gross Fiduciary activities income$0970
Service charges on deposit accounts$438,0001,070
Trading account gains and feesNANA
Additional Noninterest Income$1,700,0001,216
Total noninterest expense$16,237,000750
Salaries and employee benefits$8,598,000795
Premises and equipment expense$2,271,000569
Additional noninterest expense$5,368,000664
Pre-tax net operating income$3,660,0001,245
Securities gains (losses)$-70,0004,932
Applicable income taxes$1,051,000799
Income before extraordinary items$2,539,0001,511
Extraordinary gains, net$04
Net income$2,539,0001,510
Minority interest net income$065
Net income of bank and minority interests.$2,539,0001,511
Net charge-offs$1,881,000262
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$847,000129
Net operating income$2,594,3001,445
2020-03-31 (YTD Data)Rank
Total interest income$12,302,000699
Total interest expense$2,119,000751
Net interest income$10,183,000683
Provision for loan and lease losses$400,0001,004
Total noninterest income$1,361,0001,052
Gross Fiduciary activities income$0941
Service charges on deposit accounts$225,0001,198
Trading account gains and feesNANA
Additional Noninterest Income$1,136,000878
Total noninterest expense$10,107,000599
Salaries and employee benefits$6,477,000534
Premises and equipment expense$1,139,000575
Additional noninterest expense$2,491,000724
Pre-tax net operating income$1,037,0001,780
Securities gains (losses)$-70,0004,967
Applicable income taxes$282,0001,124
Income before extraordinary items$685,0002,202
Extraordinary gains, net$04
Net income$685,0002,201
Minority interest net income$056
Net income of bank and minority interests.$685,0002,202
Net charge-offs$-90,0004,957
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$396,000126
Net operating income$740,3002,054
2019-12-31 (YTD Data)Rank
Total interest income$49,078,000706
Total interest expense$8,089,000821
Net interest income$40,989,000677
Provision for loan and lease losses$2,326,000475
Total noninterest income$4,248,0001,247
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$957,0001,171
Trading account gains and feesNANA
Additional Noninterest Income$3,291,0001,127
Total noninterest expense$32,754,000720
Salaries and employee benefits$20,674,000638
Premises and equipment expense$3,502,000725
Additional noninterest expense$8,578,000802
Pre-tax net operating income$10,157,0001,045
Securities gains (losses)$02,379
Applicable income taxes$2,790,000727
Income before extraordinary items$7,367,0001,194
Extraordinary gains, net$011
Net income$7,367,0001,195
Minority interest net income$076
Net income of bank and minority interests.$7,367,0001,196
Net charge-offs$2,051,000405
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$1,866,000155
Net operating income$7,367,0001,173
2019-09-30 (YTD Data)Rank
Total interest income$36,272,000717
Total interest expense$5,867,000849
Net interest income$30,405,000681
Provision for loan and lease losses$1,326,000550
Total noninterest income$3,100,0001,275
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$757,0001,136
Trading account gains and feesNANA
Additional Noninterest Income$2,343,0001,165
Total noninterest expense$23,113,000756
Salaries and employee benefits$14,905,000668
Premises and equipment expense$2,343,000814
Additional noninterest expense$5,865,000862
Pre-tax net operating income$9,066,000914
Securities gains (losses)$02,167
Applicable income taxes$2,408,000687
Income before extraordinary items$6,658,0001,052
Extraordinary gains, net$011
Net income$6,658,0001,053
Minority interest net income$072
Net income of bank and minority interests.$6,658,0001,053
Net charge-offs$1,714,000343
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$1,148,000156
Net operating income$6,658,0001,026
2019-06-30 (YTD Data)Rank
Total interest income$23,717,000725
Total interest expense$3,743,000875
Net interest income$19,974,000696
Provision for loan and lease losses$826,000566
Total noninterest income$1,838,0001,352
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$511,0001,116
Trading account gains and feesNANA
Additional Noninterest Income$1,327,0001,258
Total noninterest expense$14,761,000777
Salaries and employee benefits$9,338,000713
Premises and equipment expense$1,517,000845
Additional noninterest expense$3,906,000868
Pre-tax net operating income$6,225,000870
Securities gains (losses)$01,702
Applicable income taxes$1,603,000660
Income before extraordinary items$4,622,000985
Extraordinary gains, net$011
Net income$4,622,000985
Minority interest net income$069
Net income of bank and minority interests.$4,622,000985
Net charge-offs$125,0001,264
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$794,000141
Net operating income$4,622,000965
2019-03-31 (YTD Data)Rank
Total interest income$11,494,000739
Total interest expense$1,656,000936
Net interest income$9,838,000703
Provision for loan and lease losses$581,000426
Total noninterest income$862,0001,362
Gross Fiduciary activities income$0972
Service charges on deposit accounts$255,0001,111
Trading account gains and feesNANA
Additional Noninterest Income$607,0001,277
Total noninterest expense$7,465,000769
Salaries and employee benefits$4,515,000734
Premises and equipment expense$745,000867
Additional noninterest expense$2,205,000777
Pre-tax net operating income$2,654,000969
Securities gains (losses)$01,087
Applicable income taxes$680,000721
Income before extraordinary items$1,974,0001,101
Extraordinary gains, net$05
Net income$1,974,0001,100
Minority interest net income$052
Net income of bank and minority interests.$1,974,0001,100
Net charge-offs$131,000783
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$545,00097
Net operating income$1,974,0001,085
2018-12-31 (YTD Data)Rank
Total interest income$40,939,000769
Total interest expense$4,773,000967
Net interest income$36,166,000738
Provision for loan and lease losses$1,435,000656
Total noninterest income$3,619,0001,356
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,010,0001,166
Trading account gains and feesNANA
Additional Noninterest Income$2,609,0001,258
Total noninterest expense$25,529,000866
Salaries and employee benefits$15,573,000807
Premises and equipment expense$2,918,000854
Additional noninterest expense$7,038,000957
Pre-tax net operating income$12,821,000850
Securities gains (losses)$97,000305
Applicable income taxes$3,377,000610
Income before extraordinary items$9,541,000949
Extraordinary gains, net$06
Net income$9,541,000948
Minority interest net income$072
Net income of bank and minority interests.$9,541,000948
Net charge-offs$-65,0004,949
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$14,049,00047
Net operating income$9,464,370953
2018-09-30 (YTD Data)Rank
Total interest income$29,905,000777
Total interest expense$3,299,000969
Net interest income$26,606,000752
Provision for loan and lease losses$845,000750
Total noninterest income$2,854,0001,321
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$767,0001,148
Trading account gains and feesNANA
Additional Noninterest Income$2,087,0001,216
Total noninterest expense$18,560,000889
Salaries and employee benefits$11,521,000813
Premises and equipment expense$2,145,000870
Additional noninterest expense$4,894,0001,014
Pre-tax net operating income$10,055,000821
Securities gains (losses)$01,118
Applicable income taxes$2,708,000589
Income before extraordinary items$7,347,000942
Extraordinary gains, net$05
Net income$7,347,000940
Minority interest net income$066
Net income of bank and minority interests.$7,347,000941
Net charge-offs$-55,0004,959
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$13,547,00036
Net operating income$7,347,000937
2018-06-30 (YTD Data)Rank
Total interest income$19,310,000784
Total interest expense$2,016,000988
Net interest income$17,294,000761
Provision for loan and lease losses$450,000888
Total noninterest income$1,928,0001,323
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$469,0001,225
Trading account gains and feesNANA
Additional Noninterest Income$1,459,0001,179
Total noninterest expense$12,460,000894
Salaries and employee benefits$7,830,000802
Premises and equipment expense$1,409,000888
Additional noninterest expense$3,221,0001,021
Pre-tax net operating income$6,312,000853
Securities gains (losses)$0961
Applicable income taxes$1,614,000637
Income before extraordinary items$4,698,000966
Extraordinary gains, net$06
Net income$4,698,000964
Minority interest net income$065
Net income of bank and minority interests.$4,698,000965
Net charge-offs$-50,0005,019
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$2,457,00083
Net operating income$4,698,000961
2018-03-31 (YTD Data)Rank
Total interest income$9,502,000790
Total interest expense$942,000993
Net interest income$8,560,000767
Provision for loan and lease losses$260,000768
Total noninterest income$1,040,0001,238
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$217,0001,298
Trading account gains and feesNANA
Additional Noninterest Income$823,0001,061
Total noninterest expense$6,142,000907
Salaries and employee benefits$3,879,000820
Premises and equipment expense$663,000940
Additional noninterest expense$1,600,0001,012
Pre-tax net operating income$3,198,000816
Securities gains (losses)$0735
Applicable income taxes$933,000567
Income before extraordinary items$2,265,000965
Extraordinary gains, net$07
Net income$2,265,000964
Minority interest net income$052
Net income of bank and minority interests.$2,265,000965
Net charge-offs$-40,0005,184
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$1,292,00075
Net operating income$2,265,000954
2017-12-31 (YTD Data)Rank
Total interest income$34,693,000827
Total interest expense$2,896,0001,118
Net interest income$31,797,000794
Provision for loan and lease losses$2,393,000453
Total noninterest income$3,090,0001,552
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$706,0001,556
Trading account gains and feesNANA
Additional Noninterest Income$2,384,0001,367
Total noninterest expense$20,743,0001,024
Salaries and employee benefits$12,343,000969
Premises and equipment expense$2,458,000967
Additional noninterest expense$5,942,0001,087
Pre-tax net operating income$11,751,000870
Securities gains (losses)$02,243
Applicable income taxes$5,850,000599
Income before extraordinary items$5,901,0001,187
Extraordinary gains, net$09
Net income$5,901,0001,187
Minority interest net income$076
Net income of bank and minority interests.$5,901,0001,187
Net charge-offs$618,000966
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$2,641,000147
Net operating income$5,901,0001,169
2017-09-30 (YTD Data)Rank
Total interest income$25,427,000842
Total interest expense$2,038,0001,164
Net interest income$23,389,000806
Provision for loan and lease losses$2,110,000382
Total noninterest income$2,326,0001,558
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$509,0001,617
Trading account gains and feesNANA
Additional Noninterest Income$1,817,0001,371
Total noninterest expense$14,949,0001,059
Salaries and employee benefits$8,843,0001,014
Premises and equipment expense$1,792,0001,001
Additional noninterest expense$4,314,0001,120
Pre-tax net operating income$8,656,000891
Securities gains (losses)$02,274
Applicable income taxes$2,869,000713
Income before extraordinary items$5,787,0001,035
Extraordinary gains, net$09
Net income$5,787,0001,034
Minority interest net income$071
Net income of bank and minority interests.$5,787,0001,035
Net charge-offs$635,000680
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$2,298,000128
Net operating income$5,787,0001,016
2017-06-30 (YTD Data)Rank
Total interest income$16,432,000862
Total interest expense$1,245,0001,224
Net interest income$15,187,000824
Provision for loan and lease losses$1,813,000305
Total noninterest income$1,539,0001,573
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$343,0001,589
Trading account gains and feesNANA
Additional Noninterest Income$1,196,0001,379
Total noninterest expense$9,753,0001,085
Salaries and employee benefits$5,670,0001,059
Premises and equipment expense$1,150,0001,039
Additional noninterest expense$2,933,0001,103
Pre-tax net operating income$5,160,000969
Securities gains (losses)$01,906
Applicable income taxes$1,633,000781
Income before extraordinary items$3,527,0001,097
Extraordinary gains, net$011
Net income$3,527,0001,097
Minority interest net income$071
Net income of bank and minority interests.$3,527,0001,097
Net charge-offs$638,000475
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$1,745,000101
Net operating income$3,527,0001,084
2017-03-31 (YTD Data)Rank
Total interest income$7,826,000896
Total interest expense$534,0001,388
Net interest income$7,292,000850
Provision for loan and lease losses$550,000426
Total noninterest income$756,0001,583
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$173,0001,581
Trading account gains and feesNANA
Additional Noninterest Income$583,0001,383
Total noninterest expense$4,785,0001,104
Salaries and employee benefits$2,827,0001,073
Premises and equipment expense$574,0001,047
Additional noninterest expense$1,384,0001,152
Pre-tax net operating income$2,713,000897
Securities gains (losses)$01,153
Applicable income taxes$1,038,000637
Income before extraordinary items$1,675,0001,119
Extraordinary gains, net$08
Net income$1,675,0001,118
Minority interest net income$055
Net income of bank and minority interests.$1,675,0001,119
Net charge-offs$-25,0005,330
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$186,000191
Net operating income$1,675,0001,097
2016-12-31 (YTD Data)Rank
Total interest income$29,249,000935
Total interest expense$2,099,0001,355
Net interest income$27,150,000875
Provision for loan and lease losses$1,403,000680
Total noninterest income$3,060,0001,618
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$699,0001,617
Trading account gains and fees$0170
Additional Noninterest Income$2,361,0001,425
Total noninterest expense$20,390,0001,036
Salaries and employee benefits$12,165,000965
Premises and equipment expense$2,325,0001,015
Additional noninterest expense$5,900,0001,111
Pre-tax net operating income$8,417,0001,057
Securities gains (losses)$-2,0005,543
Applicable income taxes$3,222,000741
Income before extraordinary items$5,193,0001,340
Extraordinary gains, net$05
Net income$5,193,0001,339
Minority interest net income$082
Net income of bank and minority interests.$5,193,0001,339
Net charge-offs$-247,0005,692
Cash dividends$151,0003,805
Sale, conversion, retirement of capital stock, net$-6,471,0005,902
Net operating income$5,194,2801,306
2016-09-30 (YTD Data)Rank
Total interest income$21,465,000949
Total interest expense$1,498,0001,417
Net interest income$19,967,000893
Provision for loan and lease losses$991,000692
Total noninterest income$2,086,0001,722
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$517,0001,637
Trading account gains and fees$0169
Additional Noninterest Income$1,569,0001,547
Total noninterest expense$15,566,0001,014
Salaries and employee benefits$9,265,000958
Premises and equipment expense$1,761,0001,005
Additional noninterest expense$4,540,0001,088
Pre-tax net operating income$5,496,0001,212
Securities gains (losses)$-2,0005,712
Applicable income taxes$2,087,000847
Income before extraordinary items$3,407,0001,518
Extraordinary gains, net$05
Net income$3,407,0001,517
Minority interest net income$071
Net income of bank and minority interests.$3,407,0001,518
Net charge-offs$-234,0005,760
Cash dividends$152,0003,293
Sale, conversion, retirement of capital stock, net$-6,503,0005,970
Net operating income$3,408,2801,476
2016-06-30 (YTD Data)Rank
Total interest income$13,926,000972
Total interest expense$1,081,0001,320
Net interest income$12,845,000936
Provision for loan and lease losses$534,000812
Total noninterest income$1,318,0001,779
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$362,0001,554
Trading account gains and fees$0157
Additional Noninterest Income$956,0001,603
Total noninterest expense$10,411,0001,008
Salaries and employee benefits$6,506,000910
Premises and equipment expense$1,122,0001,060
Additional noninterest expense$2,783,0001,169
Pre-tax net operating income$3,218,0001,344
Securities gains (losses)$-2,0005,810
Applicable income taxes$1,204,000937
Income before extraordinary items$2,012,0001,656
Extraordinary gains, net$016
Net income$2,012,0001,657
Minority interest net income$071
Net income of bank and minority interests.$2,012,0001,657
Net charge-offs$-226,0005,867
Cash dividends$152,0003,016
Sale, conversion, retirement of capital stock, net$-6,888,0006,048
Net operating income$2,013,2801,605
2016-03-31 (YTD Data)Rank
Total interest income$6,820,000997
Total interest expense$436,0001,583
Net interest income$6,384,000937
Provision for loan and lease losses$115,0001,409
Total noninterest income$610,0001,831
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$178,0001,571
Trading account gains and fees$0142
Additional Noninterest Income$432,0001,660
Total noninterest expense$5,373,000981
Salaries and employee benefits$3,417,000863
Premises and equipment expense$571,0001,050
Additional noninterest expense$1,385,0001,161
Pre-tax net operating income$1,506,0001,401
Securities gains (losses)$-2,0005,868
Applicable income taxes$561,000972
Income before extraordinary items$943,0001,707
Extraordinary gains, net$012
Net income$943,0001,708
Minority interest net income$062
Net income of bank and minority interests.$943,0001,708
Net charge-offs$-208,0005,993
Cash dividends$67,0002,545
Sale, conversion, retirement of capital stock, net$94,000267
Net operating income$944,2801,666
2015-12-31 (YTD Data)Rank
Total interest income$18,637,0001,351
Total interest expense$1,384,0001,897
Net interest income$17,253,0001,307
Provision for loan and lease losses$280,0001,981
Total noninterest income$2,369,0001,887
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$597,0001,840
Trading account gains and fees$0159
Additional Noninterest Income$1,772,0001,667
Total noninterest expense$15,193,0001,300
Salaries and employee benefits$9,354,0001,197
Premises and equipment expense$1,205,0001,888
Additional noninterest expense$4,634,0001,355
Pre-tax net operating income$4,149,0001,812
Securities gains (losses)$-22,0005,947
Applicable income taxes$1,698,0001,136
Income before extraordinary items$2,429,0002,386
Extraordinary gains, net$023
Net income$2,429,0002,387
Minority interest net income$081
Net income of bank and minority interests.$2,429,0002,388
Net charge-offs$-35,0005,472
Cash dividends$110,0003,954
Sale, conversion, retirement of capital stock, net$17,257,00033
Net operating income$2,443,0802,343
2015-09-30 (YTD Data)Rank
Total interest income$13,617,0001,385
Total interest expense$1,011,0001,951
Net interest income$12,606,0001,347
Provision for loan and lease losses$111,0002,565
Total noninterest income$1,691,0001,971
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$454,0001,846
Trading account gains and fees$0153
Additional Noninterest Income$1,237,0001,755
Total noninterest expense$10,401,0001,402
Salaries and employee benefits$6,741,0001,239
Premises and equipment expense$796,0002,115
Additional noninterest expense$2,864,0001,587
Pre-tax net operating income$3,785,0001,591
Securities gains (losses)$-22,0006,068
Applicable income taxes$1,368,0001,102
Income before extraordinary items$2,395,0001,955
Extraordinary gains, net$021
Net income$2,395,0001,957
Minority interest net income$078
Net income of bank and minority interests.$2,395,0001,957
Net charge-offs$-29,0005,446
Cash dividends$82,0003,524
Sale, conversion, retirement of capital stock, net$760,000202
Net operating income$2,409,0801,914
2015-06-30 (YTD Data)Rank
Total interest income$8,786,0001,434
Total interest expense$655,0002,001
Net interest income$8,131,0001,383
Provision for loan and lease losses$98,0002,271
Total noninterest income$1,053,0002,070
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$302,0001,830
Trading account gains and fees$0157
Additional Noninterest Income$751,0001,878
Total noninterest expense$6,653,0001,475
Salaries and employee benefits$4,329,0001,280
Premises and equipment expense$491,0002,252
Additional noninterest expense$1,833,0001,661
Pre-tax net operating income$2,433,0001,613
Securities gains (losses)$02,636
Applicable income taxes$953,0001,062
Income before extraordinary items$1,480,0002,075
Extraordinary gains, net$022
Net income$1,480,0002,077
Minority interest net income$075
Net income of bank and minority interests.$1,480,0002,077
Net charge-offs$-22,0005,499
Cash dividends$55,0003,414
Sale, conversion, retirement of capital stock, net$486,000197
Net operating income$1,480,0002,026
2015-03-31 (YTD Data)Rank
Total interest income$4,301,0001,454
Total interest expense$323,0002,029
Net interest income$3,978,0001,414
Provision for loan and lease losses$4,0003,525
Total noninterest income$498,0002,109
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$146,0001,858
Trading account gains and fees$0152
Additional Noninterest Income$352,0001,916
Total noninterest expense$3,314,0001,470
Salaries and employee benefits$2,220,0001,263
Premises and equipment expense$256,0002,203
Additional noninterest expense$838,0001,792
Pre-tax net operating income$1,158,0001,635
Securities gains (losses)$02,027
Applicable income taxes$474,0001,055
Income before extraordinary items$684,0002,190
Extraordinary gains, net$013
Net income$684,0002,191
Minority interest net income$064
Net income of bank and minority interests.$684,0002,191
Net charge-offs$-11,0005,460
Cash dividends$27,0002,723
Sale, conversion, retirement of capital stock, net$432,000127
Net operating income$684,0002,120
2014-12-31 (YTD Data)Rank
Total interest income$16,185,0001,531
Total interest expense$1,287,0002,142
Net interest income$14,898,0001,484
Provision for loan and lease losses$-71,0005,998
Total noninterest income$2,103,0002,032
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$587,0002,006
Trading account gains and fees$0180
Additional Noninterest Income$1,516,0001,762
Total noninterest expense$11,800,0001,625
Salaries and employee benefits$7,599,0001,389
Premises and equipment expense$968,0002,304
Additional noninterest expense$3,233,0001,911
Pre-tax net operating income$5,272,0001,450
Securities gains (losses)$53,0001,690
Applicable income taxes$1,958,000996
Income before extraordinary items$3,367,0001,833
Extraordinary gains, net$017
Net income$3,367,0001,833
Minority interest net income$084
Net income of bank and minority interests.$3,367,0001,832
Net charge-offs$-381,0006,355
Cash dividends$110,0003,991
Sale, conversion, retirement of capital stock, net$16,129,00027
Net operating income$3,333,0801,817
2014-09-30 (YTD Data)Rank
Total interest income$11,920,0001,565
Total interest expense$932,0002,225
Net interest income$10,988,0001,509
Provision for loan and lease losses$-149,0006,238
Total noninterest income$1,568,0002,042
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$434,0002,029
Trading account gains and fees$0174
Additional Noninterest Income$1,134,0001,788
Total noninterest expense$8,716,0001,654
Salaries and employee benefits$5,652,0001,408
Premises and equipment expense$695,0002,409
Additional noninterest expense$2,369,0001,942
Pre-tax net operating income$3,989,0001,457
Securities gains (losses)$88,0001,079
Applicable income taxes$1,664,000924
Income before extraordinary items$2,413,0001,897
Extraordinary gains, net$015
Net income$2,413,0001,897
Minority interest net income$081
Net income of bank and minority interests.$2,413,0001,896
Net charge-offs$-349,0006,430
Cash dividends$83,0003,529
Sale, conversion, retirement of capital stock, net$16,062,00025
Net operating income$2,356,6801,892
2014-06-30 (YTD Data)Rank
Total interest income$7,813,0001,592
Total interest expense$605,0002,309
Net interest income$7,208,0001,532
Provision for loan and lease losses$-150,0006,373
Total noninterest income$1,041,0002,037
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$282,0002,053
Trading account gains and fees$0172
Additional Noninterest Income$759,0001,760
Total noninterest expense$5,564,0001,707
Salaries and employee benefits$3,676,0001,429
Premises and equipment expense$448,0002,485
Additional noninterest expense$1,440,0002,095
Pre-tax net operating income$2,835,0001,348
Securities gains (losses)$-2,0006,107
Applicable income taxes$1,157,000868
Income before extraordinary items$1,676,0001,797
Extraordinary gains, net$020
Net income$1,676,0001,800
Minority interest net income$080
Net income of bank and minority interests.$1,676,0001,799
Net charge-offs$-325,0006,519
Cash dividends$55,0003,410
Sale, conversion, retirement of capital stock, net$15,834,00015
Net operating income$1,677,2801,749
2014-03-31 (YTD Data)Rank
Total interest income$3,859,0001,606
Total interest expense$298,0002,373
Net interest income$3,561,0001,540
Provision for loan and lease losses$-153,0006,548
Total noninterest income$427,0002,268
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$137,0002,080
Trading account gains and fees$0147
Additional Noninterest Income$290,0002,044
Total noninterest expense$2,857,0001,677
Salaries and employee benefits$1,900,0001,410
Premises and equipment expense$220,0002,565
Additional noninterest expense$737,0002,047
Pre-tax net operating income$1,284,0001,427
Securities gains (losses)$01,715
Applicable income taxes$528,000900
Income before extraordinary items$756,0001,895
Extraordinary gains, net$016
Net income$756,0001,898
Minority interest net income$066
Net income of bank and minority interests.$756,0001,898
Net charge-offs$-323,0006,646
Cash dividends$27,0002,712
Sale, conversion, retirement of capital stock, net$71,000300
Net operating income$756,0001,855
2013-12-31 (YTD Data)Rank
Total interest income$14,420,0001,726
Total interest expense$1,384,0002,308
Net interest income$13,036,0001,655
Provision for loan and lease losses$263,0002,619
Total noninterest income$1,451,0002,643
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$412,0002,744
Trading account gains and fees$0184
Additional Noninterest Income$1,039,0002,328
Total noninterest expense$9,920,0001,913
Salaries and employee benefits$6,512,0001,587
Premises and equipment expense$831,0002,625
Additional noninterest expense$2,577,0002,389
Pre-tax net operating income$4,304,0001,619
Securities gains (losses)$18,0002,386
Applicable income taxes$1,766,000996
Income before extraordinary items$2,556,0002,157
Extraordinary gains, net$029
Net income$2,556,0002,162
Minority interest net income$090
Net income of bank and minority interests.$2,556,0002,161
Net charge-offs$-312,0006,687
Cash dividends$110,0003,914
Sale, conversion, retirement of capital stock, net$395,000315
Net operating income$2,544,4802,115
2013-09-30 (YTD Data)Rank
Total interest income$10,511,0001,788
Total interest expense$1,065,0002,319
Net interest income$9,446,0001,708
Provision for loan and lease losses$348,0001,936
Total noninterest income$1,015,0002,797
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$296,0002,853
Trading account gains and fees$0180
Additional Noninterest Income$719,0002,477
Total noninterest expense$7,029,0002,021
Salaries and employee benefits$4,673,0001,654
Premises and equipment expense$618,0002,660
Additional noninterest expense$1,738,0002,637
Pre-tax net operating income$3,084,0001,697
Securities gains (losses)$25,0002,108
Applicable income taxes$1,214,0001,090
Income before extraordinary items$1,895,0002,229
Extraordinary gains, net$025
Net income$1,895,0002,234
Minority interest net income$084
Net income of bank and minority interests.$1,895,0002,234
Net charge-offs$-177,0006,703
Cash dividends$82,0003,410
Sale, conversion, retirement of capital stock, net$221,000331
Net operating income$1,879,0002,177
2013-06-30 (YTD Data)Rank
Total interest income$6,810,0001,838
Total interest expense$722,0002,331
Net interest income$6,088,0001,761
Provision for loan and lease losses$269,0001,799
Total noninterest income$614,0002,966
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$179,0003,034
Trading account gains and fees$0157
Additional Noninterest Income$435,0002,675
Total noninterest expense$4,636,0002,044
Salaries and employee benefits$3,098,0001,671
Premises and equipment expense$412,0002,678
Additional noninterest expense$1,126,0002,682
Pre-tax net operating income$1,797,0001,891
Securities gains (losses)$25,0001,903
Applicable income taxes$671,0001,230
Income before extraordinary items$1,151,0002,361
Extraordinary gains, net$022
Net income$1,151,0002,371
Minority interest net income$082
Net income of bank and minority interests.$1,151,0002,369
Net charge-offs$-26,0006,391
Cash dividends$55,0003,256
Sale, conversion, retirement of capital stock, net$123,000339
Net operating income$1,135,0002,302
2013-03-31 (YTD Data)Rank
Total interest income$3,364,0001,873
Total interest expense$380,0002,305
Net interest income$2,984,0001,793
Provision for loan and lease losses$211,0001,312
Total noninterest income$320,0002,917
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$88,0003,040
Trading account gains and fees$0148
Additional Noninterest Income$232,0002,565
Total noninterest expense$2,338,0002,047
Salaries and employee benefits$1,599,0001,645
Premises and equipment expense$204,0002,724
Additional noninterest expense$535,0002,825
Pre-tax net operating income$755,0002,133
Securities gains (losses)$28,0001,163
Applicable income taxes$229,0001,579
Income before extraordinary items$554,0002,395
Extraordinary gains, net$010
Net income$554,0002,397
Minority interest net income$076
Net income of bank and minority interests.$554,0002,397
Net charge-offs$-14,0006,319
Cash dividends$27,0002,526
Sale, conversion, retirement of capital stock, net$39,000372
Net operating income$534,1202,373
2012-12-31 (YTD Data)Rank
Total interest income$13,048,0002,017
Total interest expense$1,611,0002,573
Net interest income$11,437,0001,916
Provision for loan and lease losses$1,250,0001,508
Total noninterest income$1,454,0002,660
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$325,0003,344
Trading account gains and fees$0166
Additional Noninterest Income$1,129,0002,224
Total noninterest expense$8,807,0002,161
Salaries and employee benefits$5,930,0001,699
Premises and equipment expense$708,0002,993
Additional noninterest expense$2,169,0002,902
Pre-tax net operating income$2,834,0002,199
Securities gains (losses)$286,0001,402
Applicable income taxes$1,354,0001,180
Income before extraordinary items$1,766,0002,829
Extraordinary gains, net$029
Net income$1,766,0002,832
Minority interest net income$093
Net income of bank and minority interests.$1,766,0002,831
Net charge-offs$750,0002,141
Cash dividends$202,0003,597
Sale, conversion, retirement of capital stock, net$286,000385
Net operating income$1,582,9602,887
2012-09-30 (YTD Data)Rank
Total interest income$9,626,0002,079
Total interest expense$1,208,0002,661
Net interest income$8,418,0001,975
Provision for loan and lease losses$1,000,0001,432
Total noninterest income$939,0002,900
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$241,0003,397
Trading account gains and fees$0157
Additional Noninterest Income$698,0002,471
Total noninterest expense$6,384,0002,240
Salaries and employee benefits$4,265,0001,765
Premises and equipment expense$536,0003,005
Additional noninterest expense$1,583,0002,974
Pre-tax net operating income$1,973,0002,383
Securities gains (losses)$217,0001,372
Applicable income taxes$952,0001,276
Income before extraordinary items$1,238,0003,000
Extraordinary gains, net$020
Net income$1,238,0003,000
Minority interest net income$086
Net income of bank and minority interests.$1,238,0002,999
Net charge-offs$525,0002,118
Cash dividends$174,0003,014
Sale, conversion, retirement of capital stock, net$300,000305
Net operating income$1,099,1203,107
2012-06-30 (YTD Data)Rank
Total interest income$6,268,0002,130
Total interest expense$783,0002,822
Net interest income$5,485,0002,017
Provision for loan and lease losses$687,0001,444
Total noninterest income$652,0002,788
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$152,0003,480
Trading account gains and fees$0153
Additional Noninterest Income$500,0002,325
Total noninterest expense$4,277,0002,236
Salaries and employee benefits$2,927,0001,718
Premises and equipment expense$356,0003,021
Additional noninterest expense$994,0003,136
Pre-tax net operating income$1,173,0002,558
Securities gains (losses)$160,0001,273
Applicable income taxes$581,0001,353
Income before extraordinary items$752,0003,179
Extraordinary gains, net$019
Net income$752,0003,177
Minority interest net income$084
Net income of bank and minority interests.$752,0003,179
Net charge-offs$212,0002,691
Cash dividends$147,0002,767
Sale, conversion, retirement of capital stock, net$199,000273
Net operating income$649,6003,293
2012-03-31 (YTD Data)Rank
Total interest income$2,994,0002,258
Total interest expense$382,0002,965
Net interest income$2,612,0002,111
Provision for loan and lease losses$290,0001,634
Total noninterest income$200,0003,646
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$72,0003,586
Trading account gains and fees$0148
Additional Noninterest Income$128,0003,301
Total noninterest expense$2,000,0002,365
Salaries and employee benefits$1,391,0001,804
Premises and equipment expense$172,0003,125
Additional noninterest expense$437,0003,436
Pre-tax net operating income$522,0002,792
Securities gains (losses)$77,0001,025
Applicable income taxes$265,0001,420
Income before extraordinary items$334,0003,435
Extraordinary gains, net$019
Net income$334,0003,438
Minority interest net income$078
Net income of bank and minority interests.$334,0003,438
Net charge-offs$65,0002,817
Cash dividends$27,0002,578
Sale, conversion, retirement of capital stock, net$98,000226
Net operating income$284,7203,572
2011-12-31 (YTD Data)Rank
Total interest income$10,689,0002,606
Total interest expense$1,555,0003,359
Net interest income$9,134,0002,394
Provision for loan and lease losses$1,328,0002,030
Total noninterest income$710,0003,756
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$234,0004,094
Trading account gains and fees$0146
Additional Noninterest Income$476,0003,190
Total noninterest expense$7,164,0002,618
Salaries and employee benefits$4,598,0002,099
Premises and equipment expense$634,0003,438
Additional noninterest expense$1,932,0003,232
Pre-tax net operating income$1,352,0003,204
Securities gains (losses)$124,0001,887
Applicable income taxes$683,0001,704
Income before extraordinary items$793,0003,959
Extraordinary gains, net$029
Net income$793,0003,964
Minority interest net income$096
Net income of bank and minority interests.$793,0003,963
Net charge-offs$1,480,0001,895
Cash dividends$160,0003,501
Sale, conversion, retirement of capital stock, net$7,002,00096
Net operating income$713,6403,996
2011-09-30 (YTD Data)Rank
Total interest income$7,740,0002,715
Total interest expense$1,137,0003,542
Net interest income$6,603,0002,502
Provision for loan and lease losses$1,168,0001,785
Total noninterest income$539,0003,738
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$169,0004,190
Trading account gains and fees$0145
Additional Noninterest Income$370,0003,161
Total noninterest expense$5,133,0002,715
Salaries and employee benefits$3,245,0002,232
Premises and equipment expense$463,0003,544
Additional noninterest expense$1,425,0003,283
Pre-tax net operating income$841,0003,620
Securities gains (losses)$80,0001,980
Applicable income taxes$446,0001,832
Income before extraordinary items$475,0004,406
Extraordinary gains, net$021
Net income$475,0004,407
Minority interest net income$087
Net income of bank and minority interests.$475,0004,407
Net charge-offs$1,331,0001,618
Cash dividends$127,0003,007
Sale, conversion, retirement of capital stock, net$6,965,00082
Net operating income$423,8004,451
2011-06-30 (YTD Data)Rank
Total interest income$4,969,0002,822
Total interest expense$727,0003,719
Net interest income$4,242,0002,597
Provision for loan and lease losses$787,0001,749
Total noninterest income$420,0003,456
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$109,0004,230
Trading account gains and fees$0153
Additional Noninterest Income$311,0002,820
Total noninterest expense$3,332,0002,805
Salaries and employee benefits$2,058,0002,358
Premises and equipment expense$300,0003,650
Additional noninterest expense$974,0003,269
Pre-tax net operating income$543,0003,651
Securities gains (losses)$02,914
Applicable income taxes$268,0001,919
Income before extraordinary items$275,0004,573
Extraordinary gains, net$015
Net income$275,0004,571
Minority interest net income$089
Net income of bank and minority interests.$275,0004,573
Net charge-offs$1,340,0001,222
Cash dividends$109,0002,744
Sale, conversion, retirement of capital stock, net$120,000384
Net operating income$275,0004,493
2011-03-31 (YTD Data)Rank
Total interest income$2,404,0002,922
Total interest expense$350,0003,915
Net interest income$2,054,0002,663
Provision for loan and lease losses$469,0001,484
Total noninterest income$323,0002,705
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$53,0004,251
Trading account gains and fees$0158
Additional Noninterest Income$270,0002,048
Total noninterest expense$1,654,0002,839
Salaries and employee benefits$1,068,0002,296
Premises and equipment expense$147,0003,752
Additional noninterest expense$439,0003,516
Pre-tax net operating income$254,0003,797
Securities gains (losses)$01,772
Applicable income taxes$122,0001,985
Income before extraordinary items$132,0004,645
Extraordinary gains, net$09
Net income$132,0004,644
Minority interest net income$086
Net income of bank and minority interests.$132,0004,645
Net charge-offs$1,072,000822
Cash dividends$55,0002,195
Sale, conversion, retirement of capital stock, net$49,000361
Net operating income$132,0004,586
2010-12-31 (YTD Data)Rank
Total interest income$9,196,0003,159
Total interest expense$1,556,0004,172
Net interest income$7,640,0002,846
Provision for loan and lease losses$2,095,0002,015
Total noninterest income$334,0005,233
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$189,0004,517
Trading account gains and fees$0175
Additional Noninterest Income$145,0005,023
Total noninterest expense$5,937,0003,136
Salaries and employee benefits$3,589,0002,662
Premises and equipment expense$630,0003,587
Additional noninterest expense$1,718,0003,650
Pre-tax net operating income$-58,0005,883
Securities gains (losses)$373,0001,090
Applicable income taxes$-3,051,0007,528
Income before extraordinary items$3,366,0001,261
Extraordinary gains, net$029
Net income$3,366,0001,263
Minority interest net income$0111
Net income of bank and minority interests.$3,366,0001,264
Net charge-offs$333,0004,182
Cash dividends$218,0003,212
Sale, conversion, retirement of capital stock, net$535,000454
Net operating income$2,993,0001,360
2010-09-30 (YTD Data)Rank
Total interest income$6,860,0003,242
Total interest expense$1,168,0004,316
Net interest income$5,692,0002,905
Provision for loan and lease losses$1,283,0002,188
Total noninterest income$246,0005,350
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$141,0004,593
Trading account gains and fees$0165
Additional Noninterest Income$105,0005,152
Total noninterest expense$4,481,0003,125
Salaries and employee benefits$2,692,0002,668
Premises and equipment expense$479,0003,596
Additional noninterest expense$1,310,0003,589
Pre-tax net operating income$174,0005,354
Securities gains (losses)$183,0001,443
Applicable income taxes$1,0004,603
Income before extraordinary items$356,0004,631
Extraordinary gains, net$023
Net income$356,0004,634
Minority interest net income$0110
Net income of bank and minority interests.$356,0004,634
Net charge-offs$63,0005,341
Cash dividends$164,0002,861
Sale, conversion, retirement of capital stock, net$472,000380
Net operating income$173,0005,255
2010-06-30 (YTD Data)Rank
Total interest income$4,388,0003,400
Total interest expense$758,0004,484
Net interest income$3,630,0003,028
Provision for loan and lease losses$698,0002,387
Total noninterest income$165,0005,331
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$92,0004,638
Trading account gains and fees$0152
Additional Noninterest Income$73,0005,101
Total noninterest expense$3,084,0003,040
Salaries and employee benefits$1,835,0002,633
Premises and equipment expense$328,0003,567
Additional noninterest expense$921,0003,430
Pre-tax net operating income$13,0005,995
Securities gains (losses)$03,184
Applicable income taxes$1,0004,552
Income before extraordinary items$12,0006,119
Extraordinary gains, net$019
Net income$12,0006,121
Minority interest net income$0105
Net income of bank and minority interests.$12,0006,120
Net charge-offs$63,0004,678
Cash dividends$109,0002,766
Sale, conversion, retirement of capital stock, net$411,000289
Net operating income$12,0006,019
2010-03-31 (YTD Data)Rank
Total interest income$2,105,0003,582
Total interest expense$345,0004,868
Net interest income$1,760,0003,117
Provision for loan and lease losses$507,0001,800
Total noninterest income$79,0005,443
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$43,0004,750
Trading account gains and fees$0175
Additional Noninterest Income$36,0005,201
Total noninterest expense$1,546,0003,079
Salaries and employee benefits$955,0002,577
Premises and equipment expense$160,0003,713
Additional noninterest expense$431,0003,612
Pre-tax net operating income$-214,0006,850
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$-215,0006,954
Extraordinary gains, net$016
Net income$-215,0006,955
Minority interest net income$091
Net income of bank and minority interests.$-215,0006,954
Net charge-offs$142,0002,782
Cash dividends$55,0002,229
Sale, conversion, retirement of capital stock, net$206,000226
Net operating income$-215,0006,916
2009-12-31 (YTD Data)Rank
Total interest income$6,739,0004,280
Total interest expense$1,347,0005,402
Net interest income$5,392,0003,758
Provision for loan and lease losses$1,256,0003,143
Total noninterest income$243,0005,960
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$125,0005,433
Trading account gains and fees$0211
Additional Noninterest Income$118,0005,430
Total noninterest expense$6,022,0003,173
Salaries and employee benefits$3,764,0002,581
Premises and equipment expense$650,0003,667
Additional noninterest expense$1,608,0003,895
Pre-tax net operating income$-1,643,0006,506
Securities gains (losses)$107,0002,084
Applicable income taxes$1,0004,275
Income before extraordinary items$-1,537,0006,581
Extraordinary gains, net$034
Net income$-1,537,0006,581
Minority interest net income$0115
Net income of bank and minority interests.$-1,537,0006,581
Net charge-offs$91,0005,775
Cash dividends$210,0003,590
Sale, conversion, retirement of capital stock, net$4,675,000195
Net operating income$-1,644,0006,621
2009-09-30 (YTD Data)Rank
Total interest income$4,741,0004,525
Total interest expense$999,0005,560
Net interest income$3,742,0003,961
Provision for loan and lease losses$800,0003,105
Total noninterest income$161,0006,233
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$87,0005,592
Trading account gains and fees$0212
Additional Noninterest Income$74,0005,796
Total noninterest expense$4,498,0003,178
Salaries and employee benefits$2,835,0002,594
Premises and equipment expense$491,0003,666
Additional noninterest expense$1,172,0003,924
Pre-tax net operating income$-1,395,0006,823
Securities gains (losses)$40,0002,423
Applicable income taxes$1,0004,465
Income before extraordinary items$-1,356,0006,938
Extraordinary gains, net$027
Net income$-1,356,0006,939
Minority interest net income$0118
Net income of bank and minority interests.$-1,356,0006,939
Net charge-offs$06,987
Cash dividends$156,0003,285
Sale, conversion, retirement of capital stock, net$4,484,000164
Net operating income$-1,396,0006,937
2009-06-30 (YTD Data)Rank
Total interest income$2,958,0004,747
Total interest expense$659,0005,711
Net interest income$2,299,0004,152
Provision for loan and lease losses$575,0002,778
Total noninterest income$89,0006,551
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$52,0005,748
Trading account gains and fees$0193
Additional Noninterest Income$37,0006,175
Total noninterest expense$3,072,0003,161
Salaries and employee benefits$1,966,0002,551
Premises and equipment expense$327,0003,693
Additional noninterest expense$779,0003,953
Pre-tax net operating income$-1,259,0007,145
Securities gains (losses)$03,136
Applicable income taxes$1,0004,523
Income before extraordinary items$-1,260,0007,258
Extraordinary gains, net$021
Net income$-1,260,0007,257
Minority interest net income$0112
Net income of bank and minority interests.$-1,260,0007,257
Net charge-offs$06,628
Cash dividends$102,0003,236
Sale, conversion, retirement of capital stock, net$4,304,000123
Net operating income$-1,260,0007,252
2009-03-31 (YTD Data)Rank
Total interest income$1,403,0004,942
Total interest expense$362,0005,598
Net interest income$1,041,0004,459
Provision for loan and lease losses$100,0003,845
Total noninterest income$40,0006,659
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$24,0005,827
Trading account gains and fees$0171
Additional Noninterest Income$16,0006,411
Total noninterest expense$1,547,0003,056
Salaries and employee benefits$1,002,0002,542
Premises and equipment expense$172,0003,614
Additional noninterest expense$373,0003,775
Pre-tax net operating income$-566,0007,389
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-566,0007,499
Extraordinary gains, net$015
Net income$-566,0007,500
Minority interest net income$0102
Net income of bank and minority interests.$-566,0007,500
Net charge-offs$05,728
Cash dividends$47,0002,708
Sale, conversion, retirement of capital stock, net$4,127,00069
Net operating income$-566,0007,479
2008-12-31 (YTD Data)Rank
Total interest income$4,567,0005,702
Total interest expense$1,481,0006,011
Net interest income$3,086,0005,338
Provision for loan and lease losses$1,152,0002,497
Total noninterest income$244,0006,179
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$30,0006,909
Trading account gains and fees$0154
Additional Noninterest Income$214,0004,726
Total noninterest expense$5,517,0003,305
Salaries and employee benefits$3,556,0002,782
Premises and equipment expense$647,0003,702
Additional noninterest expense$1,314,0003,986
Pre-tax net operating income$-3,339,0007,646
Securities gains (losses)$-1,915,0007,883
Applicable income taxes$04,979
Income before extraordinary items$-5,254,0007,828
Extraordinary gains, net$039
Net income$-5,254,0007,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$719,000473
Net operating income$-3,339,0007,731
2008-09-30 (YTD Data)Rank
Total interest income$3,056,0006,039
Total interest expense$1,038,0006,246
Net interest income$2,018,0005,777
Provision for loan and lease losses$852,0002,009
Total noninterest income$63,0007,586
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$11,0007,156
Trading account gains and fees$0148
Additional Noninterest Income$52,0006,542
Total noninterest expense$4,103,0003,319
Salaries and employee benefits$2,655,0002,811
Premises and equipment expense$478,0003,756
Additional noninterest expense$970,0003,953
Pre-tax net operating income$-2,874,0008,006
Securities gains (losses)$-2,015,0008,060
Applicable income taxes$1,0005,240
Income before extraordinary items$-4,890,0008,119
Extraordinary gains, net$031
Net income$-4,890,0008,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$540,000366
Net operating income$-2,875,0008,059
2008-06-30 (YTD Data)Rank
Total interest income$1,736,0006,475
Total interest expense$595,0006,701
Net interest income$1,141,0006,175
Provision for loan and lease losses$527,0001,854
Total noninterest income$31,0007,849
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,0007,382
Trading account gains and fees$0149
Additional Noninterest Income$30,0006,778
Total noninterest expense$2,710,0003,355
Salaries and employee benefits$1,752,0002,879
Premises and equipment expense$318,0003,787
Additional noninterest expense$640,0003,979
Pre-tax net operating income$-2,065,0008,170
Securities gains (losses)$31,0001,759
Applicable income taxes$1,0005,487
Income before extraordinary items$-2,035,0008,210
Extraordinary gains, net$021
Net income$-2,035,0008,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$359,000308
Net operating income$-2,066,0008,209
2008-03-31 (YTD Data)Rank
Total interest income$763,0006,810
Total interest expense$250,0007,136
Net interest income$513,0006,452
Provision for loan and lease losses$212,0001,758
Total noninterest income$17,0007,813
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$17,0006,648
Total noninterest expense$1,307,0003,465
Salaries and employee benefits$851,0002,993
Premises and equipment expense$155,0003,877
Additional noninterest expense$301,0004,105
Pre-tax net operating income$-989,0008,269
Securities gains (losses)$31,0001,352
Applicable income taxes$1,0005,476
Income before extraordinary items$-959,0008,298
Extraordinary gains, net$015
Net income$-959,0008,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$178,000226
Net operating income$-990,0008,292
2007-12-31 (YTD Data)Rank
Total interest income$917,0008,230
Total interest expense$232,0008,272
Net interest income$685,0008,099
Provision for loan and lease losses$248,0003,529
Total noninterest income$8,0008,323
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$8,0008,113
Total noninterest expense$2,279,0005,856
Salaries and employee benefits$1,408,0005,490
Premises and equipment expense$199,0006,738
Additional noninterest expense$672,0005,839
Pre-tax net operating income$-1,834,0008,255
Securities gains (losses)$1,0001,983
Applicable income taxes$06,070
Income before extraordinary items$-1,833,0008,294
Extraordinary gains, net$039
Net income$-1,833,0008,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$26,546,00048
Net operating income$-1,834,0008,284
2007-09-30 (YTD Data)Rank
Total interest income$339,0008,458
Total interest expense$51,0008,456
Net interest income$288,0008,408
Provision for loan and lease losses$81,0004,480
Total noninterest income$08,457
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$08,377
Total noninterest expense$963,0007,218
Salaries and employee benefits$576,0007,042
Premises and equipment expense$75,0007,728
Additional noninterest expense$312,0006,959
Pre-tax net operating income$-756,0008,206
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-756,0008,250
Extraordinary gains, net$033
Net income$-756,0008,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$26,347,00037
Net operating income$-756,0008,241

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.