Home > Caldwell Savings Bank, Inc., S.S.B. > Income and Expense
Caldwell Savings Bank, Inc., S.S.B., Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,408,000 | 7,001 |
| Total interest expense | $2,439,000 | 6,105 |
| Net interest income | $1,969,000 | 7,841 |
| Provision for loan and lease losses | $38,000 | 9,593 |
| Total noninterest income | $160,000 | 10,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $1,248,000 | 8,850 |
| Salaries and employee benefits | $517,000 | 9,610 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $581,000 | 7,681 |
| Pre-tax net operating income | $843,000 | 6,367 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $326,000 | 5,617 |
| Income before extraordinary items | $517,000 | 7,180 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $517,000 | 7,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 7,638 |
| Cash dividends | $46,000 | 7,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $517,000 | 6,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.