Home > Calais Federal Savings and Loan Association > Income and Expense
Calais Federal Savings and Loan Association, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 6,227 |
| Total interest expense | $463,000 | 6,031 |
| Net interest income | $577,000 | 6,261 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $25,000 | 7,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $25,000 | 6,275 |
| Total noninterest expense | $533,000 | 6,119 |
| Salaries and employee benefits | $291,000 | 6,143 |
| Premises and equipment expense | $88,000 | 5,432 |
| Additional noninterest expense | $154,000 | 6,053 |
| Pre-tax net operating income | $24,000 | 7,610 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $15,000 | 7,694 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $15,000 | 7,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $15,000 | 7,671 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,806,000 | 6,241 |
| Total interest expense | $1,546,000 | 6,049 |
| Net interest income | $2,260,000 | 6,270 |
| Provision for loan and lease losses | $612,000 | 1,581 |
| Total noninterest income | $1,388,000 | 2,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,388,000 | 1,763 |
| Total noninterest expense | $2,773,000 | 5,152 |
| Salaries and employee benefits | $1,394,000 | 5,424 |
| Premises and equipment expense | $352,000 | 5,310 |
| Additional noninterest expense | $1,027,000 | 4,430 |
| Pre-tax net operating income | $263,000 | 7,223 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $100,000 | 4,967 |
| Income before extraordinary items | $163,000 | 7,425 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $163,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,515 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $163,000 | 7,421 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 6,324 |
| Total interest expense | $1,044,000 | 6,230 |
| Net interest income | $1,731,000 | 6,279 |
| Provision for loan and lease losses | $145,000 | 3,470 |
| Total noninterest income | $1,356,000 | 2,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,356,000 | 1,462 |
| Total noninterest expense | $1,390,000 | 6,366 |
| Salaries and employee benefits | $730,000 | 6,468 |
| Premises and equipment expense | $256,000 | 5,405 |
| Additional noninterest expense | $404,000 | 6,369 |
| Pre-tax net operating income | $1,552,000 | 3,714 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $625,000 | 2,527 |
| Income before extraordinary items | $927,000 | 4,341 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $927,000 | 4,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,087 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $927,000 | 4,327 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 6,393 |
| Total interest expense | $653,000 | 6,287 |
| Net interest income | $1,140,000 | 6,345 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $1,325,000 | 1,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,325,000 | 1,103 |
| Total noninterest expense | $909,000 | 6,438 |
| Salaries and employee benefits | $478,000 | 6,542 |
| Premises and equipment expense | $177,000 | 5,303 |
| Additional noninterest expense | $254,000 | 6,531 |
| Pre-tax net operating income | $1,466,000 | 2,921 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $574,000 | 2,114 |
| Income before extraordinary items | $892,000 | 3,467 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $892,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 792 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $892,000 | 3,457 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 6,410 |
| Total interest expense | $327,000 | 6,193 |
| Net interest income | $553,000 | 6,429 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $1,285,000 | 1,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,285,000 | 667 |
| Total noninterest expense | $488,000 | 6,251 |
| Salaries and employee benefits | $273,000 | 6,208 |
| Premises and equipment expense | $91,000 | 5,241 |
| Additional noninterest expense | $124,000 | 6,561 |
| Pre-tax net operating income | $1,305,000 | 1,842 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $522,000 | 1,345 |
| Income before extraordinary items | $783,000 | 2,244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $783,000 | 2,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,440 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $783,000 | 2,222 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,281,000 | 6,359 |
| Total interest expense | $946,000 | 6,419 |
| Net interest income | $2,335,000 | 6,225 |
| Provision for loan and lease losses | $125,000 | 4,393 |
| Total noninterest income | $138,000 | 7,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $138,000 | 5,869 |
| Total noninterest expense | $1,760,000 | 6,467 |
| Salaries and employee benefits | $871,000 | 6,714 |
| Premises and equipment expense | $324,000 | 5,516 |
| Additional noninterest expense | $565,000 | 6,230 |
| Pre-tax net operating income | $588,000 | 6,461 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $190,000 | 4,730 |
| Income before extraordinary items | $398,000 | 6,782 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $398,000 | 6,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,711 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $398,000 | 6,750 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 6,420 |
| Total interest expense | $648,000 | 6,555 |
| Net interest income | $1,759,000 | 6,248 |
| Provision for loan and lease losses | $95,000 | 4,242 |
| Total noninterest income | $102,000 | 7,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,914 |
| Total noninterest expense | $1,322,000 | 6,460 |
| Salaries and employee benefits | $655,000 | 6,713 |
| Premises and equipment expense | $243,000 | 5,522 |
| Additional noninterest expense | $424,000 | 6,205 |
| Pre-tax net operating income | $444,000 | 6,597 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $174,000 | 4,624 |
| Income before extraordinary items | $270,000 | 7,065 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $270,000 | 7,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,382 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $270,000 | 7,035 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 6,399 |
| Total interest expense | $401,000 | 6,598 |
| Net interest income | $1,185,000 | 6,228 |
| Provision for loan and lease losses | $65,000 | 4,019 |
| Total noninterest income | $63,000 | 7,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $63,000 | 6,050 |
| Total noninterest expense | $879,000 | 6,469 |
| Salaries and employee benefits | $431,000 | 6,745 |
| Premises and equipment expense | $163,000 | 5,467 |
| Additional noninterest expense | $285,000 | 6,162 |
| Pre-tax net operating income | $304,000 | 6,557 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $116,000 | 4,625 |
| Income before extraordinary items | $188,000 | 7,014 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $188,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $188,000 | 6,970 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $781,000 | 6,451 |
| Total interest expense | $179,000 | 6,799 |
| Net interest income | $602,000 | 6,219 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $31,000 | 7,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,124 |
| Total noninterest expense | $422,000 | 6,641 |
| Salaries and employee benefits | $219,000 | 6,759 |
| Premises and equipment expense | $80,000 | 5,566 |
| Additional noninterest expense | $123,000 | 6,592 |
| Pre-tax net operating income | $176,000 | 6,238 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $58,000 | 4,584 |
| Income before extraordinary items | $118,000 | 6,602 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $118,000 | 6,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $118,000 | 6,566 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 6,558 |
| Total interest expense | $610,000 | 6,909 |
| Net interest income | $2,263,000 | 6,292 |
| Provision for loan and lease losses | $190,000 | 3,789 |
| Total noninterest income | $141,000 | 7,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $141,000 | 5,805 |
| Total noninterest expense | $1,586,000 | 6,736 |
| Salaries and employee benefits | $766,000 | 7,055 |
| Premises and equipment expense | $274,000 | 5,947 |
| Additional noninterest expense | $546,000 | 6,299 |
| Pre-tax net operating income | $628,000 | 6,311 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $233,000 | 4,544 |
| Income before extraordinary items | $395,000 | 6,801 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $395,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,821 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $395,000 | 6,735 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 6,592 |
| Total interest expense | $441,000 | 6,999 |
| Net interest income | $1,691,000 | 6,305 |
| Provision for loan and lease losses | $160,000 | 3,409 |
| Total noninterest income | $146,000 | 7,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $146,000 | 5,185 |
| Total noninterest expense | $1,155,000 | 6,788 |
| Salaries and employee benefits | $559,000 | 7,087 |
| Premises and equipment expense | $195,000 | 6,068 |
| Additional noninterest expense | $401,000 | 6,301 |
| Pre-tax net operating income | $522,000 | 6,229 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $174,000 | 4,650 |
| Income before extraordinary items | $348,000 | 6,618 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $348,000 | 6,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,250 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $348,000 | 6,551 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 6,651 |
| Total interest expense | $291,000 | 7,043 |
| Net interest income | $1,117,000 | 6,354 |
| Provision for loan and lease losses | $130,000 | 2,974 |
| Total noninterest income | $116,000 | 6,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $116,000 | 4,862 |
| Total noninterest expense | $766,000 | 6,837 |
| Salaries and employee benefits | $385,000 | 7,032 |
| Premises and equipment expense | $129,000 | 6,121 |
| Additional noninterest expense | $252,000 | 6,500 |
| Pre-tax net operating income | $337,000 | 6,265 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $114,000 | 4,678 |
| Income before extraordinary items | $223,000 | 6,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $223,000 | 6,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $223,000 | 6,594 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $699,000 | 6,716 |
| Total interest expense | $147,000 | 7,076 |
| Net interest income | $552,000 | 6,416 |
| Provision for loan and lease losses | $85,000 | 2,404 |
| Total noninterest income | $91,000 | 5,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $91,000 | 3,909 |
| Total noninterest expense | $382,000 | 6,883 |
| Salaries and employee benefits | $196,000 | 7,040 |
| Premises and equipment expense | $62,000 | 6,230 |
| Additional noninterest expense | $124,000 | 6,581 |
| Pre-tax net operating income | $176,000 | 6,113 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $54,000 | 4,750 |
| Income before extraordinary items | $122,000 | 6,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $122,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $122,000 | 6,363 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 6,816 |
| Total interest expense | $644,000 | 7,247 |
| Net interest income | $2,080,000 | 6,459 |
| Provision for loan and lease losses | $143,000 | 4,680 |
| Total noninterest income | $126,000 | 8,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $126,000 | 6,134 |
| Total noninterest expense | $1,344,000 | 7,180 |
| Salaries and employee benefits | $688,000 | 7,346 |
| Premises and equipment expense | $250,000 | 6,180 |
| Additional noninterest expense | $406,000 | 7,118 |
| Pre-tax net operating income | $719,000 | 5,946 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $247,000 | 4,600 |
| Income before extraordinary items | $472,000 | 6,463 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $472,000 | 6,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,926 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $472,000 | 6,304 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 6,896 |
| Total interest expense | $496,000 | 7,333 |
| Net interest income | $1,543,000 | 6,550 |
| Provision for loan and lease losses | $98,000 | 4,702 |
| Total noninterest income | $98,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 6,119 |
| Total noninterest expense | $985,000 | 7,240 |
| Salaries and employee benefits | $504,000 | 7,380 |
| Premises and equipment expense | $187,000 | 6,172 |
| Additional noninterest expense | $294,000 | 7,191 |
| Pre-tax net operating income | $558,000 | 6,036 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $153,000 | 5,059 |
| Income before extraordinary items | $405,000 | 6,329 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $405,000 | 6,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,747 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $405,000 | 6,145 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 6,936 |
| Total interest expense | $342,000 | 7,380 |
| Net interest income | $1,025,000 | 6,570 |
| Provision for loan and lease losses | $58,000 | 4,973 |
| Total noninterest income | $61,000 | 8,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $61,000 | 6,230 |
| Total noninterest expense | $666,000 | 7,231 |
| Salaries and employee benefits | $351,000 | 7,279 |
| Premises and equipment expense | $125,000 | 6,160 |
| Additional noninterest expense | $190,000 | 7,275 |
| Pre-tax net operating income | $362,000 | 6,097 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $102,000 | 5,103 |
| Income before extraordinary items | $260,000 | 6,442 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $260,000 | 6,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,275 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $260,000 | 6,235 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $687,000 | 6,953 |
| Total interest expense | $182,000 | 7,323 |
| Net interest income | $505,000 | 6,617 |
| Provision for loan and lease losses | $28,000 | 4,838 |
| Total noninterest income | $35,000 | 7,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 5,938 |
| Total noninterest expense | $320,000 | 7,357 |
| Salaries and employee benefits | $171,000 | 7,386 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $89,000 | 7,438 |
| Pre-tax net operating income | $192,000 | 5,935 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $51,000 | 5,066 |
| Income before extraordinary items | $141,000 | 6,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $141,000 | 6,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $141,000 | 5,977 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 7,155 |
| Total interest expense | $913,000 | 7,165 |
| Net interest income | $1,792,000 | 6,972 |
| Provision for loan and lease losses | $88,000 | 5,953 |
| Total noninterest income | $89,000 | 8,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $1,214,000 | 7,439 |
| Salaries and employee benefits | $590,000 | 7,745 |
| Premises and equipment expense | $261,000 | 5,987 |
| Additional noninterest expense | $363,000 | 7,394 |
| Pre-tax net operating income | $579,000 | 6,491 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $203,000 | 5,094 |
| Income before extraordinary items | $376,000 | 6,953 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $376,000 | 6,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $376,000 | 6,825 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 7,552 |
| Total interest expense | $1,224,000 | 7,572 |
| Net interest income | $1,463,000 | 7,397 |
| Provision for loan and lease losses | $118,000 | 5,336 |
| Total noninterest income | $116,000 | 8,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $116,000 | 6,082 |
| Total noninterest expense | $1,179,000 | 7,506 |
| Salaries and employee benefits | $568,000 | 7,816 |
| Premises and equipment expense | $217,000 | 6,533 |
| Additional noninterest expense | $394,000 | 7,194 |
| Pre-tax net operating income | $282,000 | 7,501 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $99,000 | 6,018 |
| Income before extraordinary items | $183,000 | 7,841 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $183,000 | 7,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $183,000 | 7,731 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,586,000 | 7,824 |
| Total interest expense | $1,178,000 | 7,849 |
| Net interest income | $1,408,000 | 7,631 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $143,000 | 7,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $143,000 | 5,596 |
| Total noninterest expense | $1,012,000 | 7,982 |
| Salaries and employee benefits | $526,000 | 8,120 |
| Premises and equipment expense | $184,000 | 7,017 |
| Additional noninterest expense | $302,000 | 7,928 |
| Pre-tax net operating income | $521,000 | 6,900 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $185,000 | 5,550 |
| Income before extraordinary items | $336,000 | 7,251 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $336,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $336,000 | 7,241 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 7,887 |
| Total interest expense | $1,194,000 | 7,662 |
| Net interest income | $1,326,000 | 7,929 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $94,000 | 8,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $94,000 | 6,776 |
| Total noninterest expense | $1,017,000 | 8,071 |
| Salaries and employee benefits | $554,000 | 8,010 |
| Premises and equipment expense | $166,000 | 7,378 |
| Additional noninterest expense | $297,000 | 8,144 |
| Pre-tax net operating income | $383,000 | 7,675 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $139,000 | 6,415 |
| Income before extraordinary items | $244,000 | 7,978 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $244,000 | 7,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $244,000 | 7,950 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 7,891 |
| Total interest expense | $1,309,000 | 7,645 |
| Net interest income | $1,370,000 | 7,969 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $67,000 | 9,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $67,000 | 7,572 |
| Total noninterest expense | $982,000 | 8,165 |
| Salaries and employee benefits | $506,000 | 8,321 |
| Premises and equipment expense | $180,000 | 7,052 |
| Additional noninterest expense | $296,000 | 8,150 |
| Pre-tax net operating income | $435,000 | 7,693 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $144,000 | 6,930 |
| Income before extraordinary items | $291,000 | 7,958 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $291,000 | 7,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $291,000 | 7,871 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 8,113 |
| Total interest expense | $1,335,000 | 7,764 |
| Net interest income | $1,378,000 | 8,286 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $48,000 | 10,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $815,000 | 8,981 |
| Salaries and employee benefits | $455,000 | 8,918 |
| Premises and equipment expense | $151,000 | 7,778 |
| Additional noninterest expense | $209,000 | 9,284 |
| Pre-tax net operating income | $611,000 | 7,364 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $212,000 | 6,728 |
| Income before extraordinary items | $399,000 | 7,649 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $399,000 | 7,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $399,000 | 7,589 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 8,463 |
| Total interest expense | $1,353,000 | 7,948 |
| Net interest income | $1,323,000 | 8,706 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $74,000 | 10,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $74,000 | 7,943 |
| Total noninterest expense | $1,076,000 | 8,416 |
| Salaries and employee benefits | $455,000 | 9,207 |
| Premises and equipment expense | $166,000 | 7,709 |
| Additional noninterest expense | $455,000 | 7,423 |
| Pre-tax net operating income | $321,000 | 8,983 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $110,000 | 8,579 |
| Income before extraordinary items | $211,000 | 9,193 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $211,000 | 9,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $211,000 | 9,140 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 8,742 |
| Total interest expense | $1,330,000 | 8,191 |
| Net interest income | $1,304,000 | 9,061 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $92,000 | 10,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $92,000 | 7,497 |
| Total noninterest expense | $820,000 | 9,687 |
| Salaries and employee benefits | $415,000 | 9,834 |
| Premises and equipment expense | $168,000 | 7,858 |
| Additional noninterest expense | $237,000 | 9,968 |
| Pre-tax net operating income | $576,000 | 8,018 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $214,000 | 7,188 |
| Income before extraordinary items | $362,000 | 8,374 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $362,000 | 8,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $362,000 | 8,351 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 9,116 |
| Total interest expense | $1,136,000 | 8,161 |
| Net interest income | $1,251,000 | 9,619 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $99,000 | 10,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $99,000 | 7,543 |
| Total noninterest expense | $753,000 | 10,451 |
| Salaries and employee benefits | $381,000 | 10,458 |
| Premises and equipment expense | $167,000 | 8,151 |
| Additional noninterest expense | $205,000 | 11,089 |
| Pre-tax net operating income | $597,000 | 8,018 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $202,000 | 7,307 |
| Income before extraordinary items | $395,000 | 8,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $395,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $395,000 | 8,281 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 9,422 |
| Total interest expense | $1,249,000 | 8,087 |
| Net interest income | $1,130,000 | 10,294 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $737,000 | 10,983 |
| Salaries and employee benefits | $401,000 | 10,622 |
| Premises and equipment expense | $164,000 | 8,533 |
| Additional noninterest expense | $172,000 | 12,128 |
| Pre-tax net operating income | $454,000 | 8,994 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $156,000 | 8,496 |
| Income before extraordinary items | $298,000 | 9,507 |
| Extraordinary gains, net | $-22,000 | 12,478 |
| Net income | $276,000 | 9,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $298,000 | 9,239 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 9,899 |
| Total interest expense | $1,502,000 | 8,503 |
| Net interest income | $1,012,000 | 11,059 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $88,000 | 12,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $88,000 | 8,520 |
| Total noninterest expense | $770,000 | 11,155 |
| Salaries and employee benefits | $412,000 | 10,718 |
| Premises and equipment expense | $158,000 | 8,881 |
| Additional noninterest expense | $200,000 | 12,237 |
| Pre-tax net operating income | $321,000 | 9,937 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $97,000 | 10,000 |
| Income before extraordinary items | $224,000 | 10,262 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $224,000 | 10,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $224,000 | 9,913 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.