Home > Cairo Banking Company > Income and Expense
Cairo Banking Company, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 5,249 |
| Total interest expense | $1,548,000 | 5,247 |
| Net interest income | $2,606,000 | 5,118 |
| Provision for loan and lease losses | $80,000 | 4,494 |
| Total noninterest income | $517,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $435,000 | 2,776 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 6,193 |
| Total noninterest expense | $1,677,000 | 5,817 |
| Salaries and employee benefits | $769,000 | 6,341 |
| Premises and equipment expense | $147,000 | 6,793 |
| Additional noninterest expense | $761,000 | 4,443 |
| Pre-tax net operating income | $1,366,000 | 3,996 |
| Securities gains (losses) | $-133,000 | 8,472 |
| Applicable income taxes | $412,000 | 3,136 |
| Income before extraordinary items | $821,000 | 4,638 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $821,000 | 4,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,405 |
| Cash dividends | $615,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $910,110 | 4,381 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 5,205 |
| Total interest expense | $998,000 | 5,225 |
| Net interest income | $1,785,000 | 5,055 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $330,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $279,000 | 2,818 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $51,000 | 6,354 |
| Total noninterest expense | $1,098,000 | 5,898 |
| Salaries and employee benefits | $499,000 | 6,441 |
| Premises and equipment expense | $95,000 | 6,871 |
| Additional noninterest expense | $504,000 | 4,465 |
| Pre-tax net operating income | $967,000 | 3,877 |
| Securities gains (losses) | $-133,000 | 8,582 |
| Applicable income taxes | $279,000 | 3,154 |
| Income before extraordinary items | $555,000 | 4,623 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $555,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,440 |
| Cash dividends | $615,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $644,110 | 4,261 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 5,240 |
| Total interest expense | $468,000 | 5,297 |
| Net interest income | $883,000 | 5,095 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $165,000 | 4,423 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $135,000 | 2,821 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $547,000 | 5,913 |
| Salaries and employee benefits | $242,000 | 6,536 |
| Premises and equipment expense | $45,000 | 6,974 |
| Additional noninterest expense | $260,000 | 4,346 |
| Pre-tax net operating income | $481,000 | 3,835 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $161,000 | 2,934 |
| Income before extraordinary items | $320,000 | 4,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 4,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,516 |
| Cash dividends | $615,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $320,000 | 4,237 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,969,000 | 5,167 |
| Total interest expense | $1,472,000 | 5,268 |
| Net interest income | $3,497,000 | 5,026 |
| Provision for loan and lease losses | $-38,000 | 8,558 |
| Total noninterest income | $692,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $613,000 | 2,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $79,000 | 6,771 |
| Total noninterest expense | $2,300,000 | 5,640 |
| Salaries and employee benefits | $1,102,000 | 6,054 |
| Premises and equipment expense | $188,000 | 6,848 |
| Additional noninterest expense | $1,010,000 | 4,389 |
| Pre-tax net operating income | $1,927,000 | 3,780 |
| Securities gains (losses) | $-48,000 | 8,164 |
| Applicable income taxes | $647,000 | 2,949 |
| Income before extraordinary items | $1,232,000 | 4,284 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,232,000 | 4,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,263,680 | 4,200 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 5,216 |
| Total interest expense | $1,047,000 | 5,313 |
| Net interest income | $2,594,000 | 5,071 |
| Provision for loan and lease losses | $52,000 | 5,144 |
| Total noninterest income | $524,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $464,000 | 2,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,768 |
| Total noninterest expense | $1,718,000 | 5,623 |
| Salaries and employee benefits | $815,000 | 6,069 |
| Premises and equipment expense | $135,000 | 6,936 |
| Additional noninterest expense | $768,000 | 4,310 |
| Pre-tax net operating income | $1,348,000 | 4,032 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $450,000 | 3,121 |
| Income before extraordinary items | $898,000 | 4,464 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $898,000 | 4,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $898,000 | 4,427 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 5,244 |
| Total interest expense | $652,000 | 5,344 |
| Net interest income | $1,707,000 | 5,100 |
| Provision for loan and lease losses | $135,000 | 2,835 |
| Total noninterest income | $345,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $299,000 | 2,622 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $46,000 | 6,538 |
| Total noninterest expense | $1,104,000 | 5,731 |
| Salaries and employee benefits | $514,000 | 6,251 |
| Premises and equipment expense | $84,000 | 7,053 |
| Additional noninterest expense | $506,000 | 4,332 |
| Pre-tax net operating income | $813,000 | 4,255 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $271,000 | 3,281 |
| Income before extraordinary items | $542,000 | 4,692 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $542,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $542,000 | 4,637 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 5,386 |
| Total interest expense | $303,000 | 5,452 |
| Net interest income | $816,000 | 5,276 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $176,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $148,000 | 2,585 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $525,000 | 5,940 |
| Salaries and employee benefits | $231,000 | 6,603 |
| Premises and equipment expense | $39,000 | 7,270 |
| Additional noninterest expense | $255,000 | 4,301 |
| Pre-tax net operating income | $377,000 | 4,426 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $125,000 | 3,403 |
| Income before extraordinary items | $252,000 | 4,847 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $252,000 | 4,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,609 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $252,000 | 4,809 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 5,666 |
| Total interest expense | $1,142,000 | 5,260 |
| Net interest income | $2,712,000 | 5,737 |
| Provision for loan and lease losses | $75,000 | 5,393 |
| Total noninterest income | $781,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $685,000 | 2,420 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $96,000 | 6,495 |
| Total noninterest expense | $2,055,000 | 5,917 |
| Salaries and employee benefits | $913,000 | 6,560 |
| Premises and equipment expense | $169,000 | 7,119 |
| Additional noninterest expense | $973,000 | 4,441 |
| Pre-tax net operating income | $1,363,000 | 4,494 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $460,000 | 3,479 |
| Income before extraordinary items | $903,000 | 4,957 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $903,000 | 4,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,645 |
| Cash dividends | $535,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $903,000 | 4,888 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 5,733 |
| Total interest expense | $859,000 | 5,220 |
| Net interest income | $1,969,000 | 5,839 |
| Provision for loan and lease losses | $-1,000 | 8,750 |
| Total noninterest income | $603,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $528,000 | 2,382 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 6,422 |
| Total noninterest expense | $1,525,000 | 5,906 |
| Salaries and employee benefits | $673,000 | 6,574 |
| Premises and equipment expense | $127,000 | 7,085 |
| Additional noninterest expense | $725,000 | 4,404 |
| Pre-tax net operating income | $1,048,000 | 4,489 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $338,000 | 3,576 |
| Income before extraordinary items | $710,000 | 4,921 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $710,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,523 |
| Cash dividends | $535,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $710,000 | 4,835 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 5,847 |
| Total interest expense | $579,000 | 5,214 |
| Net interest income | $1,242,000 | 6,051 |
| Provision for loan and lease losses | $-50,000 | 8,928 |
| Total noninterest income | $393,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $333,000 | 2,497 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $992,000 | 6,024 |
| Salaries and employee benefits | $434,000 | 6,730 |
| Premises and equipment expense | $83,000 | 7,150 |
| Additional noninterest expense | $475,000 | 4,497 |
| Pre-tax net operating income | $693,000 | 4,478 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $223,000 | 3,578 |
| Income before extraordinary items | $470,000 | 4,891 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $470,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $535,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $470,000 | 4,807 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 5,871 |
| Total interest expense | $296,000 | 5,202 |
| Net interest income | $620,000 | 6,045 |
| Provision for loan and lease losses | $-51,000 | 9,005 |
| Total noninterest income | $193,000 | 4,147 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $150,000 | 2,684 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $43,000 | 5,417 |
| Total noninterest expense | $502,000 | 6,034 |
| Salaries and employee benefits | $220,000 | 6,718 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $241,000 | 4,449 |
| Pre-tax net operating income | $362,000 | 4,333 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $117,000 | 3,528 |
| Income before extraordinary items | $245,000 | 4,810 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $245,000 | 4,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $535,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $245,000 | 4,691 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 5,790 |
| Total interest expense | $1,398,000 | 5,098 |
| Net interest income | $2,433,000 | 6,000 |
| Provision for loan and lease losses | $-30,000 | 8,952 |
| Total noninterest income | $798,000 | 4,234 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $647,000 | 2,533 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $151,000 | 5,815 |
| Total noninterest expense | $2,025,000 | 5,958 |
| Salaries and employee benefits | $813,000 | 6,874 |
| Premises and equipment expense | $176,000 | 7,072 |
| Additional noninterest expense | $1,036,000 | 4,157 |
| Pre-tax net operating income | $1,236,000 | 4,613 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $394,000 | 3,819 |
| Income before extraordinary items | $843,000 | 5,113 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $843,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,592 |
| Cash dividends | $1,175,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $842,320 | 4,949 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 5,805 |
| Total interest expense | $1,081,000 | 5,133 |
| Net interest income | $1,841,000 | 5,992 |
| Provision for loan and lease losses | $-60,000 | 9,108 |
| Total noninterest income | $577,000 | 4,362 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $464,000 | 2,643 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 5,844 |
| Total noninterest expense | $1,560,000 | 5,845 |
| Salaries and employee benefits | $641,000 | 6,740 |
| Premises and equipment expense | $136,000 | 7,031 |
| Additional noninterest expense | $783,000 | 4,124 |
| Pre-tax net operating income | $918,000 | 4,781 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $292,000 | 3,962 |
| Income before extraordinary items | $626,000 | 5,290 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $626,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $1,175,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $626,000 | 5,106 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 5,759 |
| Total interest expense | $748,000 | 5,142 |
| Net interest income | $1,246,000 | 5,947 |
| Provision for loan and lease losses | $-65,000 | 9,170 |
| Total noninterest income | $380,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $296,000 | 2,681 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $84,000 | 5,643 |
| Total noninterest expense | $1,045,000 | 5,847 |
| Salaries and employee benefits | $430,000 | 6,747 |
| Premises and equipment expense | $91,000 | 7,004 |
| Additional noninterest expense | $524,000 | 4,094 |
| Pre-tax net operating income | $646,000 | 4,637 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $205,000 | 3,917 |
| Income before extraordinary items | $441,000 | 5,143 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $441,000 | 5,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,986 |
| Cash dividends | $1,175,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $441,000 | 4,938 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 5,649 |
| Total interest expense | $384,000 | 5,152 |
| Net interest income | $652,000 | 5,774 |
| Provision for loan and lease losses | $-45,000 | 9,226 |
| Total noninterest income | $186,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $138,000 | 2,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 5,346 |
| Total noninterest expense | $545,000 | 5,673 |
| Salaries and employee benefits | $234,000 | 6,500 |
| Premises and equipment expense | $46,000 | 7,010 |
| Additional noninterest expense | $265,000 | 4,034 |
| Pre-tax net operating income | $338,000 | 4,469 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $109,000 | 3,790 |
| Income before extraordinary items | $233,000 | 4,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $233,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 9,109 |
| Cash dividends | $1,175,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $230,280 | 4,749 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,986,000 | 5,190 |
| Total interest expense | $1,807,000 | 5,143 |
| Net interest income | $3,179,000 | 5,103 |
| Provision for loan and lease losses | $-58,000 | 9,235 |
| Total noninterest income | $873,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $678,000 | 2,303 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 5,085 |
| Total noninterest expense | $2,556,000 | 5,012 |
| Salaries and employee benefits | $1,107,000 | 5,788 |
| Premises and equipment expense | $197,000 | 6,796 |
| Additional noninterest expense | $1,252,000 | 3,494 |
| Pre-tax net operating income | $1,554,000 | 4,024 |
| Securities gains (losses) | $325,000 | 848 |
| Applicable income taxes | $618,000 | 3,073 |
| Income before extraordinary items | $1,261,000 | 3,950 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,261,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,609 |
| Cash dividends | $1,311,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,043,250 | 4,371 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,192,000 | 4,852 |
| Total interest expense | $2,696,000 | 5,130 |
| Net interest income | $3,496,000 | 4,559 |
| Provision for loan and lease losses | $-206,000 | 9,555 |
| Total noninterest income | $791,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $670,000 | 2,233 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $121,000 | 5,991 |
| Total noninterest expense | $2,625,000 | 4,798 |
| Salaries and employee benefits | $1,091,000 | 5,674 |
| Premises and equipment expense | $215,000 | 6,569 |
| Additional noninterest expense | $1,319,000 | 3,216 |
| Pre-tax net operating income | $1,868,000 | 3,335 |
| Securities gains (losses) | $207,000 | 1,165 |
| Applicable income taxes | $676,000 | 2,739 |
| Income before extraordinary items | $1,399,000 | 3,402 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,399,000 | 3,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-118,000 | 9,519 |
| Cash dividends | $1,249,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,260,310 | 3,566 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,747,000 | 4,721 |
| Total interest expense | $2,800,000 | 5,188 |
| Net interest income | $3,947,000 | 4,224 |
| Provision for loan and lease losses | $8,000 | 8,049 |
| Total noninterest income | $746,000 | 3,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $618,000 | 2,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 5,852 |
| Total noninterest expense | $2,607,000 | 4,713 |
| Salaries and employee benefits | $1,168,000 | 5,334 |
| Premises and equipment expense | $228,000 | 6,345 |
| Additional noninterest expense | $1,211,000 | 3,405 |
| Pre-tax net operating income | $2,078,000 | 3,226 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $678,000 | 2,860 |
| Income before extraordinary items | $1,400,000 | 3,434 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,400,000 | 3,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,198 |
| Cash dividends | $1,195,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,400,000 | 3,421 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,298,000 | 4,792 |
| Total interest expense | $2,451,000 | 5,254 |
| Net interest income | $3,847,000 | 4,320 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $607,000 | 4,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $464,000 | 2,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,714 |
| Total noninterest expense | $2,473,000 | 4,923 |
| Salaries and employee benefits | $1,060,000 | 5,663 |
| Premises and equipment expense | $246,000 | 6,090 |
| Additional noninterest expense | $1,167,000 | 3,521 |
| Pre-tax net operating income | $1,933,000 | 3,422 |
| Securities gains (losses) | $-17,000 | 9,494 |
| Applicable income taxes | $652,000 | 3,042 |
| Income before extraordinary items | $1,264,000 | 3,705 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,264,000 | 3,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,499 |
| Cash dividends | $2,475,000 | 1,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,275,220 | 3,648 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,813,000 | 4,489 |
| Total interest expense | $2,852,000 | 4,900 |
| Net interest income | $3,961,000 | 4,153 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $2,175,000 | 1,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $484,000 | 2,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,691,000 | 1,295 |
| Total noninterest expense | $3,057,000 | 4,050 |
| Salaries and employee benefits | $1,055,000 | 5,570 |
| Premises and equipment expense | $311,000 | 5,278 |
| Additional noninterest expense | $1,691,000 | 2,468 |
| Pre-tax net operating income | $3,031,000 | 2,345 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $619,000 | 3,323 |
| Income before extraordinary items | $2,412,000 | 2,160 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,412,000 | 2,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $1,400,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,412,000 | 2,097 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,824,000 | 4,592 |
| Total interest expense | $2,854,000 | 4,925 |
| Net interest income | $3,970,000 | 4,267 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $749,000 | 3,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $519,000 | 2,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,605 |
| Total noninterest expense | $2,895,000 | 4,217 |
| Salaries and employee benefits | $1,157,000 | 5,254 |
| Premises and equipment expense | $295,000 | 5,499 |
| Additional noninterest expense | $1,443,000 | 2,833 |
| Pre-tax net operating income | $1,788,000 | 3,884 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $583,000 | 3,774 |
| Income before extraordinary items | $1,196,000 | 4,076 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,196,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,164 |
| Cash dividends | $1,432,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,202,030 | 3,989 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,921,000 | 4,622 |
| Total interest expense | $2,859,000 | 4,990 |
| Net interest income | $4,062,000 | 4,266 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $616,000 | 4,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 3,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,615 |
| Total noninterest expense | $2,587,000 | 4,869 |
| Salaries and employee benefits | $1,199,000 | 5,212 |
| Premises and equipment expense | $283,000 | 5,797 |
| Additional noninterest expense | $1,105,000 | 4,043 |
| Pre-tax net operating income | $2,091,000 | 3,293 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $458,000 | 4,444 |
| Income before extraordinary items | $1,624,000 | 2,963 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,624,000 | 2,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,724 |
| Cash dividends | $1,810,000 | 1,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,631,020 | 2,915 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,344,000 | 4,953 |
| Total interest expense | $2,723,000 | 5,188 |
| Net interest income | $3,621,000 | 4,711 |
| Provision for loan and lease losses | $246,000 | 2,601 |
| Total noninterest income | $614,000 | 4,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 3,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,418 |
| Total noninterest expense | $2,675,000 | 4,706 |
| Salaries and employee benefits | $1,146,000 | 5,421 |
| Premises and equipment expense | $300,000 | 5,625 |
| Additional noninterest expense | $1,229,000 | 3,668 |
| Pre-tax net operating income | $1,314,000 | 4,919 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $356,000 | 5,372 |
| Income before extraordinary items | $958,000 | 4,761 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $958,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 11,454 |
| Cash dividends | $397,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $958,000 | 4,749 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,382,000 | 4,599 |
| Total interest expense | $2,631,000 | 4,436 |
| Net interest income | $3,751,000 | 4,638 |
| Provision for loan and lease losses | $270,000 | 2,445 |
| Total noninterest income | $794,000 | 3,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $554,000 | 2,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,702 |
| Total noninterest expense | $3,224,000 | 4,150 |
| Salaries and employee benefits | $1,422,000 | 4,491 |
| Premises and equipment expense | $409,000 | 4,501 |
| Additional noninterest expense | $1,393,000 | 3,550 |
| Pre-tax net operating income | $1,051,000 | 5,748 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $256,000 | 6,437 |
| Income before extraordinary items | $795,000 | 5,392 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $795,000 | 5,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,730 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $795,000 | 5,454 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 5,033 |
| Total interest expense | $2,506,000 | 4,798 |
| Net interest income | $3,379,000 | 5,112 |
| Provision for loan and lease losses | $771,000 | 1,564 |
| Total noninterest income | $802,000 | 3,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $552,000 | 2,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 5,006 |
| Total noninterest expense | $2,844,000 | 4,720 |
| Salaries and employee benefits | $1,352,000 | 4,715 |
| Premises and equipment expense | $467,000 | 4,108 |
| Additional noninterest expense | $1,025,000 | 4,815 |
| Pre-tax net operating income | $566,000 | 8,185 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $161,000 | 8,402 |
| Income before extraordinary items | $405,000 | 8,374 |
| Extraordinary gains, net | $555,000 | 405 |
| Net income | $960,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 1,596 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $405,000 | 8,101 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 12,202 |
| Total interest expense | $697,000 | 11,834 |
| Net interest income | $694,000 | 12,339 |
| Provision for loan and lease losses | $671,000 | 2,445 |
| Total noninterest income | $155,000 | 10,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $824,000 | 10,887 |
| Salaries and employee benefits | $317,000 | 11,823 |
| Premises and equipment expense | $122,000 | 9,963 |
| Additional noninterest expense | $385,000 | 9,756 |
| Pre-tax net operating income | $-646,000 | 13,368 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-223,000 | 13,674 |
| Income before extraordinary items | $-423,000 | 13,340 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-423,000 | 13,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 2,439 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-423,000 | 13,233 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.