Home > Cadence Bank, N.A. > Net charge- offs to loans

Cadence Bank, N.A., Net charge- offs to loans

2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2247%369
Percentage Net Loans Charged-off: Total real estate loans-0.0349%4,319
Percentage Net Loans Charged-off:Construction & development-0.0802%4,282
Percentage Net Loans Charged-off: Commercial real estate-0.0752%4,562
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0149%648
Percentage Net Loans Charged-off: Home equity loans-0.0028%3,197
All other 1-4 family - Percent of loans charged-off, net0.0163%604
Percentage Net Loans Charged-off: Commercial and industrial0.5585%295
Percentage Net Loans Charged-off: Loans to individuals0.2175%1,344
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2175%1,233
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3392%256
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,375
Percentage Net Loans Charged-off:Construction & development-0.0595%4,298
Percentage Net Loans Charged-off: Commercial real estate0.0724%324
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0355%4,268
Percentage Net Loans Charged-off: Home equity loans-0.0031%3,242
All other 1-4 family - Percent of loans charged-off, net-0.0382%4,311
Percentage Net Loans Charged-off: Commercial and industrial0.7827%202
Percentage Net Loans Charged-off: Loans to individuals-0.0065%3,669
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0065%3,617
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3847%214
Percentage Net Loans Charged-off: Total real estate loans-0.0176%4,239
Percentage Net Loans Charged-off:Construction & development-0.0847%4,378
Percentage Net Loans Charged-off: Commercial real estate0.0063%321
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0097%3,956
Percentage Net Loans Charged-off: Home equity loans-0.0021%3,314
All other 1-4 family - Percent of loans charged-off, net-0.0103%4,008
Percentage Net Loans Charged-off: Commercial and industrial0.8884%153
Percentage Net Loans Charged-off: Loans to individuals0.0127%1,648
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0127%1,544
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7976%180
Percentage Net Loans Charged-off: Total real estate loans0.1877%347
Percentage Net Loans Charged-off:Construction & development0.0389%257
Percentage Net Loans Charged-off: Commercial real estate0.5522%202
Percentage Net Loans Charged-off: Multi-family residential-0.0238%4,013
Percentage Net Loans Charged-off: 1-4 family residential-0.0166%4,198
Percentage Net Loans Charged-off: Home equity loans-0.0292%3,466
All other 1-4 family - Percent of loans charged-off, net-0.0154%4,203
Percentage Net Loans Charged-off: Commercial and industrial1.5527%250
Percentage Net Loans Charged-off: Loans to individuals1.1743%508
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1743%460
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8426%160
Percentage Net Loans Charged-off: Total real estate loans0.0661%718
Percentage Net Loans Charged-off:Construction & development-0.0039%4,118
Percentage Net Loans Charged-off: Commercial real estate0.2076%304
Percentage Net Loans Charged-off: Multi-family residential-0.0061%3,990
Percentage Net Loans Charged-off: 1-4 family residential-0.0092%4,065
Percentage Net Loans Charged-off: Home equity loans-0.0265%3,483
All other 1-4 family - Percent of loans charged-off, net-0.0076%4,026
Percentage Net Loans Charged-off: Commercial and industrial1.7867%184
Percentage Net Loans Charged-off: Loans to individuals0.8023%753
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8023%675
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9697%153
Percentage Net Loans Charged-off: Total real estate loans0.0172%1,092
Percentage Net Loans Charged-off:Construction & development-0.0022%4,147
Percentage Net Loans Charged-off: Commercial real estate0.0629%411
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0098%4,112
Percentage Net Loans Charged-off: Home equity loans0.0054%282
All other 1-4 family - Percent of loans charged-off, net-0.0112%4,169
Percentage Net Loans Charged-off: Commercial and industrial2.1643%166
Percentage Net Loans Charged-off: Loans to individuals1.3212%507
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3212%439
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9806%156
Percentage Net Loans Charged-off: Total real estate loans0.0173%832
Percentage Net Loans Charged-off:Construction & development-0.0346%4,412
Percentage Net Loans Charged-off: Commercial real estate0.0834%264
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0109%4,173
Percentage Net Loans Charged-off: Home equity loans0.0035%206
All other 1-4 family - Percent of loans charged-off, net-0.0122%4,235
Percentage Net Loans Charged-off: Commercial and industrial2.2354%167
Percentage Net Loans Charged-off: Loans to individuals1.7207%435
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7207%382
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6661%260
Percentage Net Loans Charged-off: Total real estate loans0.0748%882
Percentage Net Loans Charged-off:Construction & development0.0125%349
Percentage Net Loans Charged-off: Commercial real estate0.1764%437
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0251%1,352
Percentage Net Loans Charged-off: Home equity loans0.0120%457
All other 1-4 family - Percent of loans charged-off, net0.0263%1,263
Percentage Net Loans Charged-off: Commercial and industrial1.3934%371
Percentage Net Loans Charged-off: Loans to individuals0.2297%2,349
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2297%2,217
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5250%320
Percentage Net Loans Charged-off: Total real estate loans0.0272%1,224
Percentage Net Loans Charged-off:Construction & development0.0174%256
Percentage Net Loans Charged-off: Commercial real estate0.0407%629
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0229%1,180
Percentage Net Loans Charged-off: Home equity loans0.0075%391
All other 1-4 family - Percent of loans charged-off, net0.0243%1,091
Percentage Net Loans Charged-off: Commercial and industrial1.1132%394
Percentage Net Loans Charged-off: Loans to individuals0.3488%1,830
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3488%1,703
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3057%560
Percentage Net Loans Charged-off: Total real estate loans0.0167%1,230
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0222%555
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0211%1,040
Percentage Net Loans Charged-off: Home equity loans0.0202%295
All other 1-4 family - Percent of loans charged-off, net0.0211%977
Percentage Net Loans Charged-off: Commercial and industrial0.6331%573
Percentage Net Loans Charged-off: Loans to individuals0.0439%2,694
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0439%2,574
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0184%2,101
Percentage Net Loans Charged-off: Total real estate loans0.0062%1,112
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0142%854
Percentage Net Loans Charged-off: Home equity loans0.0437%176
All other 1-4 family - Percent of loans charged-off, net0.0115%823
Percentage Net Loans Charged-off: Commercial and industrial0.0223%1,045
Percentage Net Loans Charged-off: Loans to individuals0.1233%2,093
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1233%1,990
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0647%2,198
Percentage Net Loans Charged-off: Total real estate loans-0.0037%4,119
Percentage Net Loans Charged-off:Construction & development-0.0164%4,360
Percentage Net Loans Charged-off: Commercial real estate-0.0112%4,620
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0108%1,827
Percentage Net Loans Charged-off: Home equity loans0.0772%375
All other 1-4 family - Percent of loans charged-off, net0.0046%1,882
Percentage Net Loans Charged-off: Commercial and industrial0.1166%1,562
Percentage Net Loans Charged-off: Loans to individuals-0.1940%4,955
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1940%4,912
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0857%1,652
Percentage Net Loans Charged-off: Total real estate loans-0.0057%4,151
Percentage Net Loans Charged-off:Construction & development-0.0212%4,438
Percentage Net Loans Charged-off: Commercial real estate-0.0144%4,715
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0128%1,557
Percentage Net Loans Charged-off: Home equity loans0.1051%277
All other 1-4 family - Percent of loans charged-off, net0.0036%1,638
Percentage Net Loans Charged-off: Commercial and industrial0.1544%1,216
Percentage Net Loans Charged-off: Loans to individuals-0.2137%4,968
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2137%4,932
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0600%1,748
Percentage Net Loans Charged-off: Total real estate loans-0.0039%4,048
Percentage Net Loans Charged-off:Construction & development-0.0313%4,559
Percentage Net Loans Charged-off: Commercial real estate-0.0105%4,725
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0222%1,216
Percentage Net Loans Charged-off: Home equity loans0.1573%194
All other 1-4 family - Percent of loans charged-off, net0.0080%1,328
Percentage Net Loans Charged-off: Commercial and industrial0.1042%1,156
Percentage Net Loans Charged-off: Loans to individuals-0.3149%5,053
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3149%5,017
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0197%2,103
Percentage Net Loans Charged-off: Total real estate loans-0.0151%4,609
Percentage Net Loans Charged-off:Construction & development-0.0621%4,750
Percentage Net Loans Charged-off: Commercial real estate-0.0182%4,982
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0294%891
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0326%804
Percentage Net Loans Charged-off: Commercial and industrial0.0350%991
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0565%2,677
Percentage Net Loans Charged-off: Total real estate loans-0.0180%4,817
Percentage Net Loans Charged-off:Construction & development-0.0048%4,408
Percentage Net Loans Charged-off: Commercial real estate-0.0464%5,113
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0047%4,533
Percentage Net Loans Charged-off: Home equity loans0.0898%447
All other 1-4 family - Percent of loans charged-off, net-0.0162%4,817
Percentage Net Loans Charged-off: Commercial and industrial0.1071%1,821
Percentage Net Loans Charged-off: Loans to individuals-0.1690%5,194
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1690%5,141
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0296%2,834
Percentage Net Loans Charged-off: Total real estate loans-0.0404%5,074
Percentage Net Loans Charged-off:Construction & development-0.0048%4,461
Percentage Net Loans Charged-off: Commercial real estate-0.0620%5,235
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0420%5,096
Percentage Net Loans Charged-off: Home equity loans-0.0786%4,039
All other 1-4 family - Percent of loans charged-off, net-0.0374%5,076
Percentage Net Loans Charged-off: Commercial and industrial0.0740%1,609
Percentage Net Loans Charged-off: Loans to individuals-0.1673%5,181
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1673%5,128
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0405%2,390
Percentage Net Loans Charged-off: Total real estate loans-0.0491%5,175
Percentage Net Loans Charged-off:Construction & development-0.0047%4,509
Percentage Net Loans Charged-off: Commercial real estate-0.0818%5,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0482%5,159
Percentage Net Loans Charged-off: Home equity loans0.0262%434
All other 1-4 family - Percent of loans charged-off, net-0.0577%5,236
Percentage Net Loans Charged-off: Commercial and industrial0.0972%1,291
Percentage Net Loans Charged-off: Loans to individuals-0.1334%5,076
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1334%5,016
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0133%4,536
Percentage Net Loans Charged-off: Total real estate loans0.0133%1,327
Percentage Net Loans Charged-off:Construction & development-0.0043%4,641
Percentage Net Loans Charged-off: Commercial real estate-0.0037%4,870
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0305%1,099
Percentage Net Loans Charged-off: Home equity loans-0.0048%3,851
All other 1-4 family - Percent of loans charged-off, net0.0350%997
Percentage Net Loans Charged-off: Commercial and industrial-0.0407%4,459
Percentage Net Loans Charged-off: Loans to individuals-0.1026%4,936
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1026%4,886
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6538%337
Percentage Net Loans Charged-off: Total real estate loans0.0356%2,052
Percentage Net Loans Charged-off:Construction & development-0.0963%4,911
Percentage Net Loans Charged-off: Commercial real estate0.0318%1,156
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0900%1,443
Percentage Net Loans Charged-off: Home equity loans0.7237%113
All other 1-4 family - Percent of loans charged-off, net0.0003%2,628
Percentage Net Loans Charged-off: Commercial and industrial1.0803%586
Percentage Net Loans Charged-off: Loans to individuals0.1050%3,219
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1050%3,070
Percentage Net Loans Charged-off: All other loans and lease0.3498%770
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8113%218
Percentage Net Loans Charged-off: Total real estate loans0.0516%1,515
Percentage Net Loans Charged-off:Construction & development-0.1291%5,013
Percentage Net Loans Charged-off: Commercial real estate0.0429%868
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1287%1,033
Percentage Net Loans Charged-off: Home equity loans0.9720%78
All other 1-4 family - Percent of loans charged-off, net0.0069%2,214
Percentage Net Loans Charged-off: Commercial and industrial1.3360%397
Percentage Net Loans Charged-off: Loans to individuals0.0961%2,944
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0961%2,790
Percentage Net Loans Charged-off: All other loans and lease0.3357%680
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4984%440
Percentage Net Loans Charged-off: Total real estate loans0.0276%1,822
Percentage Net Loans Charged-off:Construction & development-0.0158%4,725
Percentage Net Loans Charged-off: Commercial real estate0.0794%622
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0124%1,957
Percentage Net Loans Charged-off: Home equity loans0.0793%456
All other 1-4 family - Percent of loans charged-off, net0.0025%1,995
Percentage Net Loans Charged-off: Commercial and industrial0.8143%551
Percentage Net Loans Charged-off: Loans to individuals0.0521%2,899
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0521%2,757
Percentage Net Loans Charged-off: All other loans and lease0.3262%598
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0284%5,037
Percentage Net Loans Charged-off: Total real estate loans0.0008%1,772
Percentage Net Loans Charged-off:Construction & development-0.0185%4,849
Percentage Net Loans Charged-off: Commercial real estate-0.0029%5,006
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0107%1,501
Percentage Net Loans Charged-off: Home equity loans0.0692%347
All other 1-4 family - Percent of loans charged-off, net0.0018%1,470
Percentage Net Loans Charged-off: Commercial and industrial-0.0606%4,843
Percentage Net Loans Charged-off: Loans to individuals0.2216%1,940
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2216%1,795
Percentage Net Loans Charged-off: All other loans and lease0.3169%490
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1494%1,873
Percentage Net Loans Charged-off: Total real estate loans0.0128%3,004
Percentage Net Loans Charged-off:Construction & development-0.0042%4,643
Percentage Net Loans Charged-off: Commercial real estate0.0497%1,257
Percentage Net Loans Charged-off: Multi-family residential-0.3134%4,875
Percentage Net Loans Charged-off: 1-4 family residential0.0049%3,002
Percentage Net Loans Charged-off: Home equity loans0.0882%709
All other 1-4 family - Percent of loans charged-off, net-0.0087%5,227
Percentage Net Loans Charged-off: Commercial and industrial0.2297%1,474
Percentage Net Loans Charged-off: Loans to individuals0.1998%2,687
Percentage Net Loans Charged-off: Credit card loans0.0000%747
Percentage Net Loans Charged-off: Other loans to individual0.2000%2,533
Percentage Net Loans Charged-off: All other loans and lease0.5520%557
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1356%1,779
Percentage Net Loans Charged-off: Total real estate loans0.0200%2,568
Percentage Net Loans Charged-off:Construction & development0.0017%687
Percentage Net Loans Charged-off: Commercial real estate0.0748%958
Percentage Net Loans Charged-off: Multi-family residential-0.4130%4,927
Percentage Net Loans Charged-off: 1-4 family residential0.0040%2,731
Percentage Net Loans Charged-off: Home equity loans0.1039%608
All other 1-4 family - Percent of loans charged-off, net-0.0125%5,297
Percentage Net Loans Charged-off: Commercial and industrial0.1984%1,292
Percentage Net Loans Charged-off: Loans to individuals0.3719%1,814
Percentage Net Loans Charged-off: Credit card loans0.0000%684
Percentage Net Loans Charged-off: Other loans to individual0.3723%1,680
Percentage Net Loans Charged-off: All other loans and lease0.6373%474
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0617%2,498
Percentage Net Loans Charged-off: Total real estate loans0.0215%2,311
Percentage Net Loans Charged-off:Construction & development-0.0391%5,004
Percentage Net Loans Charged-off: Commercial real estate0.1090%755
Percentage Net Loans Charged-off: Multi-family residential-0.6201%4,972
Percentage Net Loans Charged-off: 1-4 family residential0.0030%2,484
Percentage Net Loans Charged-off: Home equity loans0.0661%606
All other 1-4 family - Percent of loans charged-off, net-0.0075%5,230
Percentage Net Loans Charged-off: Commercial and industrial0.0676%1,488
Percentage Net Loans Charged-off: Loans to individuals0.6046%1,164
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual0.6054%1,057
Percentage Net Loans Charged-off: All other loans and lease0.5614%468
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0567%2,194
Percentage Net Loans Charged-off: Total real estate loans0.0912%1,233
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.1607%453
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0642%1,394
Percentage Net Loans Charged-off: Home equity loans0.4358%228
All other 1-4 family - Percent of loans charged-off, net0.0008%1,716
Percentage Net Loans Charged-off: Commercial and industrial0.0084%1,143
Percentage Net Loans Charged-off: Loans to individuals1.9369%382
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual1.9404%341
Percentage Net Loans Charged-off: All other loans and lease-1.1270%5,711
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0820%3,329
Percentage Net Loans Charged-off: Total real estate loans0.2249%1,355
Percentage Net Loans Charged-off:Construction & development-0.0764%5,231
Percentage Net Loans Charged-off: Commercial real estate0.4348%739
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1479%1,963
Percentage Net Loans Charged-off: Home equity loans0.4048%476
All other 1-4 family - Percent of loans charged-off, net0.1037%2,257
Percentage Net Loans Charged-off: Commercial and industrial-0.0283%4,946
Percentage Net Loans Charged-off: Loans to individuals-0.1228%5,734
Percentage Net Loans Charged-off: Credit card loans0.0000%778
Percentage Net Loans Charged-off: Other loans to individual-0.1232%5,677
Percentage Net Loans Charged-off: All other loans and lease0.5177%618
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1162%2,639
Percentage Net Loans Charged-off: Total real estate loans0.3150%933
Percentage Net Loans Charged-off:Construction & development-0.0779%5,278
Percentage Net Loans Charged-off: Commercial real estate0.7818%398
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0811%2,347
Percentage Net Loans Charged-off: Home equity loans0.3627%481
All other 1-4 family - Percent of loans charged-off, net0.0326%2,700
Percentage Net Loans Charged-off: Commercial and industrial-0.0375%4,963
Percentage Net Loans Charged-off: Loans to individuals-0.1827%5,794
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual-0.1833%5,739
Percentage Net Loans Charged-off: All other loans and lease0.4920%555
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1517%2,175
Percentage Net Loans Charged-off: Total real estate loans0.4591%681
Percentage Net Loans Charged-off:Construction & development-0.0254%5,189
Percentage Net Loans Charged-off: Commercial real estate1.2012%253
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0801%2,153
Percentage Net Loans Charged-off: Home equity loans0.4233%418
All other 1-4 family - Percent of loans charged-off, net0.0208%2,559
Percentage Net Loans Charged-off: Commercial and industrial-0.0891%5,281
Percentage Net Loans Charged-off: Loans to individuals-0.1193%5,599
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual-0.1197%5,533
Percentage Net Loans Charged-off: All other loans and lease0.4253%537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1860%1,609
Percentage Net Loans Charged-off: Total real estate loans0.4367%663
Percentage Net Loans Charged-off:Construction & development-0.0205%5,264
Percentage Net Loans Charged-off: Commercial real estate1.0873%242
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1084%1,534
Percentage Net Loans Charged-off: Home equity loans0.4067%358
All other 1-4 family - Percent of loans charged-off, net0.0569%1,712
Percentage Net Loans Charged-off: Commercial and industrial-0.0024%4,526
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease0.0943%732
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1943%2,915
Percentage Net Loans Charged-off: Total real estate loans0.2816%1,846
Percentage Net Loans Charged-off:Construction & development0.5305%1,071
Percentage Net Loans Charged-off: Commercial real estate0.1620%1,830
Percentage Net Loans Charged-off: Multi-family residential0.7284%314
Percentage Net Loans Charged-off: 1-4 family residential0.2984%1,714
Percentage Net Loans Charged-off: Home equity loans0.9847%391
All other 1-4 family - Percent of loans charged-off, net0.1872%2,246
Percentage Net Loans Charged-off: Commercial and industrial0.1044%2,541
Percentage Net Loans Charged-off: Loans to individuals-0.2106%6,171
Percentage Net Loans Charged-off: Credit card loans0.0000%806
Percentage Net Loans Charged-off: Other loans to individual-0.2117%6,120
Percentage Net Loans Charged-off: All other loans and lease1.6123%360
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2220%2,479
Percentage Net Loans Charged-off: Total real estate loans0.3448%1,525
Percentage Net Loans Charged-off:Construction & development0.8271%826
Percentage Net Loans Charged-off: Commercial real estate0.2137%1,477
Percentage Net Loans Charged-off: Multi-family residential0.9533%239
Percentage Net Loans Charged-off: 1-4 family residential0.3334%1,488
Percentage Net Loans Charged-off: Home equity loans1.1957%339
All other 1-4 family - Percent of loans charged-off, net0.1958%2,042
Percentage Net Loans Charged-off: Commercial and industrial0.0998%2,269
Percentage Net Loans Charged-off: Loans to individuals-0.3256%6,261
Percentage Net Loans Charged-off: Credit card loans0.0000%736
Percentage Net Loans Charged-off: Other loans to individual-0.3275%6,213
Percentage Net Loans Charged-off: All other loans and lease2.1208%299
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2186%2,437
Percentage Net Loans Charged-off: Total real estate loans0.3408%1,496
Percentage Net Loans Charged-off:Construction & development1.3286%634
Percentage Net Loans Charged-off: Commercial real estate0.1880%1,354
Percentage Net Loans Charged-off: Multi-family residential1.3946%171
Percentage Net Loans Charged-off: 1-4 family residential0.2552%1,762
Percentage Net Loans Charged-off: Home equity loans1.3412%305
All other 1-4 family - Percent of loans charged-off, net0.0821%2,524
Percentage Net Loans Charged-off: Commercial and industrial0.1015%1,989
Percentage Net Loans Charged-off: Loans to individuals-0.4384%6,330
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual-0.4413%6,273
Percentage Net Loans Charged-off: All other loans and lease0.9665%418
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3942%1,470
Percentage Net Loans Charged-off: Total real estate loans0.5786%901
Percentage Net Loans Charged-off:Construction & development4.5866%243
Percentage Net Loans Charged-off: Commercial real estate0.0385%1,309
Percentage Net Loans Charged-off: Multi-family residential2.8294%93
Percentage Net Loans Charged-off: 1-4 family residential0.3881%1,198
Percentage Net Loans Charged-off: Home equity loans1.8825%190
All other 1-4 family - Percent of loans charged-off, net0.1486%1,757
Percentage Net Loans Charged-off: Commercial and industrial0.1964%1,269
Percentage Net Loans Charged-off: Loans to individuals-0.2225%5,977
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual-0.2241%5,929
Percentage Net Loans Charged-off: All other loans and lease0.9462%355
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4192%2,563
Percentage Net Loans Charged-off: Total real estate loans0.5284%1,878
Percentage Net Loans Charged-off:Construction & development0.7589%1,610
Percentage Net Loans Charged-off: Commercial real estate0.6158%1,346
Percentage Net Loans Charged-off: Multi-family residential3.2944%229
Percentage Net Loans Charged-off: 1-4 family residential0.2544%2,693
Percentage Net Loans Charged-off: Home equity loans0.7713%799
All other 1-4 family - Percent of loans charged-off, net0.1686%3,047
Percentage Net Loans Charged-off: Commercial and industrial0.1328%2,999
Percentage Net Loans Charged-off: Loans to individuals-0.1800%6,413
Percentage Net Loans Charged-off: Credit card loans0.0000%887
Percentage Net Loans Charged-off: Other loans to individual-0.1812%6,358
Percentage Net Loans Charged-off: All other loans and lease5.4706%205
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4703%2,218
Percentage Net Loans Charged-off: Total real estate loans0.5636%1,712
Percentage Net Loans Charged-off:Construction & development0.7972%1,476
Percentage Net Loans Charged-off: Commercial real estate0.5834%1,259
Percentage Net Loans Charged-off: Multi-family residential5.0951%148
Percentage Net Loans Charged-off: 1-4 family residential0.2216%2,706
Percentage Net Loans Charged-off: Home equity loans0.7685%729
All other 1-4 family - Percent of loans charged-off, net0.1301%3,057
Percentage Net Loans Charged-off: Commercial and industrial0.1519%2,649
Percentage Net Loans Charged-off: Loans to individuals0.1703%3,338
Percentage Net Loans Charged-off: Credit card loans0.0000%811
Percentage Net Loans Charged-off: Other loans to individual0.1714%3,159
Percentage Net Loans Charged-off: All other loans and lease5.3012%203
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6619%1,665
Percentage Net Loans Charged-off: Total real estate loans0.8131%1,212
Percentage Net Loans Charged-off:Construction & development1.5869%1,072
Percentage Net Loans Charged-off: Commercial real estate0.3403%1,515
Percentage Net Loans Charged-off: Multi-family residential10.6834%83
Percentage Net Loans Charged-off: 1-4 family residential0.3762%1,973
Percentage Net Loans Charged-off: Home equity loans0.9487%595
All other 1-4 family - Percent of loans charged-off, net0.2588%2,245
Percentage Net Loans Charged-off: Commercial and industrial0.0876%2,534
Percentage Net Loans Charged-off: Loans to individuals0.3044%2,591
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual0.3078%2,402
Percentage Net Loans Charged-off: All other loans and lease5.2691%185
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5613%1,681
Percentage Net Loans Charged-off: Total real estate loans0.6610%1,316
Percentage Net Loans Charged-off:Construction & development0.7186%1,049
Percentage Net Loans Charged-off: Commercial real estate-0.0041%6,454
Percentage Net Loans Charged-off: Multi-family residential14.8486%57
Percentage Net Loans Charged-off: 1-4 family residential0.1414%2,376
Percentage Net Loans Charged-off: Home equity loans0.8381%553
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial0.0155%1,999
Percentage Net Loans Charged-off: Loans to individuals0.6127%1,617
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.6192%1,465
Percentage Net Loans Charged-off: All other loans and lease6.4446%150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7830%2,201
Percentage Net Loans Charged-off: Total real estate loans0.4145%2,915
Percentage Net Loans Charged-off:Construction & development1.7153%1,808
Percentage Net Loans Charged-off: Commercial real estate0.3369%2,335
Percentage Net Loans Charged-off: Multi-family residential-0.0050%5,613
Percentage Net Loans Charged-off: 1-4 family residential0.0136%4,793
Percentage Net Loans Charged-off: Home equity loans0.0187%1,902
All other 1-4 family - Percent of loans charged-off, net0.0124%4,634
Percentage Net Loans Charged-off: Commercial and industrial2.7737%877
Percentage Net Loans Charged-off: Loans to individuals0.8650%1,887
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual0.8082%1,735
Percentage Net Loans Charged-off: All other loans and lease5.3833%220
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1763%4,392
Percentage Net Loans Charged-off: Total real estate loans0.1691%3,817
Percentage Net Loans Charged-off:Construction & development1.1900%1,806
Percentage Net Loans Charged-off: Commercial real estate0.0384%2,946
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0420%4,152
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0601%3,848
Percentage Net Loans Charged-off: Commercial and industrial0.0122%3,709
Percentage Net Loans Charged-off: Loans to individuals0.1316%3,984
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1252%3,796
Percentage Net Loans Charged-off: All other loans and lease1.8118%397
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1220%4,495
Percentage Net Loans Charged-off: Total real estate loans0.1210%3,796
Percentage Net Loans Charged-off:Construction & development0.8592%1,726
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0624%3,602
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0896%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,288
Percentage Net Loans Charged-off: Loans to individuals0.1764%3,433
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1652%3,243
Percentage Net Loans Charged-off: All other loans and lease1.0236%474
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0234%4,756
Percentage Net Loans Charged-off: Total real estate loans0.0194%3,769
Percentage Net Loans Charged-off:Construction & development0.1430%1,586
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0043%3,120
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0062%2,895
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease0.3877%597
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3585%816
Percentage Net Loans Charged-off: Total real estate loans2.2888%775
Percentage Net Loans Charged-off:Construction & development8.0784%770
Percentage Net Loans Charged-off: Commercial real estate1.3966%942
Percentage Net Loans Charged-off: Multi-family residential-0.0405%5,891
Percentage Net Loans Charged-off: 1-4 family residential0.7315%1,776
Percentage Net Loans Charged-off: Home equity loans0.3310%1,439
All other 1-4 family - Percent of loans charged-off, net0.9116%1,495
Percentage Net Loans Charged-off: Commercial and industrial2.9496%1,168
Percentage Net Loans Charged-off: Loans to individuals0.7613%2,657
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4084%669
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4252%710
Percentage Net Loans Charged-off: Total real estate loans2.3957%675
Percentage Net Loans Charged-off:Construction & development8.9478%613
Percentage Net Loans Charged-off: Commercial real estate1.2753%920
Percentage Net Loans Charged-off: Multi-family residential-0.0528%5,930
Percentage Net Loans Charged-off: 1-4 family residential0.5993%1,855
Percentage Net Loans Charged-off: Home equity loans0.2195%1,419
All other 1-4 family - Percent of loans charged-off, net0.7709%1,514
Percentage Net Loans Charged-off: Commercial and industrial2.9076%1,046
Percentage Net Loans Charged-off: Loans to individuals0.2747%3,911
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2245%669
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4216%722
Percentage Net Loans Charged-off: Total real estate loans2.3200%693
Percentage Net Loans Charged-off:Construction & development8.4883%600
Percentage Net Loans Charged-off: Commercial real estate1.2294%845
Percentage Net Loans Charged-off: Multi-family residential-0.0772%5,929
Percentage Net Loans Charged-off: 1-4 family residential0.6069%1,675
Percentage Net Loans Charged-off: Home equity loans0.1776%1,244
All other 1-4 family - Percent of loans charged-off, net0.7991%1,352
Percentage Net Loans Charged-off: Commercial and industrial3.2866%899
Percentage Net Loans Charged-off: Loans to individuals0.3591%3,355
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5618%835
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0121%1,628
Percentage Net Loans Charged-off: Total real estate loans0.9834%1,389
Percentage Net Loans Charged-off:Construction & development3.2089%1,008
Percentage Net Loans Charged-off: Commercial real estate0.4465%1,134
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.5956%1,415
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.8614%1,087
Percentage Net Loans Charged-off: Commercial and industrial1.2458%1,417
Percentage Net Loans Charged-off: Loans to individuals0.3330%2,979
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6964%630
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.6145%308
Percentage Net Loans Charged-off: Total real estate loans5.1272%238
Percentage Net Loans Charged-off:Construction & development14.9579%347
Percentage Net Loans Charged-off: Commercial real estate0.5158%1,733
Percentage Net Loans Charged-off: Multi-family residential12.9569%104
Percentage Net Loans Charged-off: 1-4 family residential1.5278%882
Percentage Net Loans Charged-off: Home equity loans0.8802%921
All other 1-4 family - Percent of loans charged-off, net1.7986%746
Percentage Net Loans Charged-off: Commercial and industrial3.2106%1,258
Percentage Net Loans Charged-off: Loans to individuals0.1678%5,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8067%739
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.5232%176
Percentage Net Loans Charged-off: Total real estate loans5.9741%133
Percentage Net Loans Charged-off:Construction & development16.4928%253
Percentage Net Loans Charged-off: Commercial real estate0.7252%1,064
Percentage Net Loans Charged-off: Multi-family residential15.2272%56
Percentage Net Loans Charged-off: 1-4 family residential1.6261%686
Percentage Net Loans Charged-off: Home equity loans0.9290%743
All other 1-4 family - Percent of loans charged-off, net1.9142%577
Percentage Net Loans Charged-off: Commercial and industrial4.6662%664
Percentage Net Loans Charged-off: Loans to individuals0.0359%5,545
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7500%646
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.6199%279
Percentage Net Loans Charged-off: Total real estate loans4.7204%227
Percentage Net Loans Charged-off:Construction & development14.0029%290
Percentage Net Loans Charged-off: Commercial real estate0.2711%1,388
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential1.4839%670
Percentage Net Loans Charged-off: Home equity loans1.0983%565
All other 1-4 family - Percent of loans charged-off, net1.6379%609
Percentage Net Loans Charged-off: Commercial and industrial5.1835%551
Percentage Net Loans Charged-off: Loans to individuals-0.0124%7,121
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3753%655
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.4048%262
Percentage Net Loans Charged-off: Total real estate loans5.4066%157
Percentage Net Loans Charged-off:Construction & development15.5070%194
Percentage Net Loans Charged-off: Commercial real estate0.0872%1,140
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential1.3937%559
Percentage Net Loans Charged-off: Home equity loans0.7875%489
All other 1-4 family - Percent of loans charged-off, net1.6214%484
Percentage Net Loans Charged-off: Commercial and industrial0.9446%1,461
Percentage Net Loans Charged-off: Loans to individuals-0.0984%7,078
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1143%588
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6925%654
Percentage Net Loans Charged-off: Total real estate loans1.9952%414
Percentage Net Loans Charged-off:Construction & development3.4179%741
Percentage Net Loans Charged-off: Commercial real estate0.4138%970
Percentage Net Loans Charged-off: Multi-family residential0.4856%364
Percentage Net Loans Charged-off: 1-4 family residential2.1427%248
Percentage Net Loans Charged-off: Home equity loans3.1207%168
All other 1-4 family - Percent of loans charged-off, net1.8129%299
Percentage Net Loans Charged-off: Commercial and industrial0.4857%2,744
Percentage Net Loans Charged-off: Loans to individuals0.8755%2,567
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1937%514
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4585%544
Percentage Net Loans Charged-off: Total real estate loans1.7560%324
Percentage Net Loans Charged-off:Construction & development3.2319%488
Percentage Net Loans Charged-off: Commercial real estate0.3671%691
Percentage Net Loans Charged-off: Multi-family residential0.6292%224
Percentage Net Loans Charged-off: 1-4 family residential1.3486%332
Percentage Net Loans Charged-off: Home equity loans2.9569%145
All other 1-4 family - Percent of loans charged-off, net0.8184%533
Percentage Net Loans Charged-off: Commercial and industrial0.3435%2,387
Percentage Net Loans Charged-off: Loans to individuals0.2947%4,033
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9284%448
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7988%872
Percentage Net Loans Charged-off: Total real estate loans0.9318%544
Percentage Net Loans Charged-off:Construction & development0.8841%804
Percentage Net Loans Charged-off: Commercial real estate0.6219%386
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential1.6009%250
Percentage Net Loans Charged-off: Home equity loans4.5228%83
All other 1-4 family - Percent of loans charged-off, net0.6558%566
Percentage Net Loans Charged-off: Commercial and industrial0.2003%2,320
Percentage Net Loans Charged-off: Loans to individuals0.3503%3,399
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8620%420
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8599%617
Percentage Net Loans Charged-off: Total real estate loans0.9925%347
Percentage Net Loans Charged-off:Construction & development0.2378%805
Percentage Net Loans Charged-off: Commercial real estate1.1553%161
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential2.3875%129
Percentage Net Loans Charged-off: Home equity loans8.6703%40
All other 1-4 family - Percent of loans charged-off, net0.3921%678
Percentage Net Loans Charged-off: Commercial and industrial0.3499%1,362
Percentage Net Loans Charged-off: Loans to individuals0.3813%2,797
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2186%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4240%1,331
Percentage Net Loans Charged-off: Total real estate loans0.2849%1,002
Percentage Net Loans Charged-off:Construction & development0.5197%662
Percentage Net Loans Charged-off: Commercial real estate0.2117%779
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0758%2,126
Percentage Net Loans Charged-off: Home equity loans0.0375%852
All other 1-4 family - Percent of loans charged-off, net0.0879%1,899
Percentage Net Loans Charged-off: Commercial and industrial0.8539%1,333
Percentage Net Loans Charged-off: Loans to individuals0.9841%1,637
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6574%287
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4661%851
Percentage Net Loans Charged-off: Total real estate loans0.1906%951
Percentage Net Loans Charged-off:Construction & development0.4509%413
Percentage Net Loans Charged-off: Commercial real estate-0.0121%7,874
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0821%1,552
Percentage Net Loans Charged-off: Home equity loans0.0342%662
All other 1-4 family - Percent of loans charged-off, net0.0972%1,338
Percentage Net Loans Charged-off: Commercial and industrial1.1879%810
Percentage Net Loans Charged-off: Loans to individuals1.0973%1,233
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2667%344
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3581%1,016
Percentage Net Loans Charged-off: Total real estate loans0.2916%531
Percentage Net Loans Charged-off:Construction & development0.6808%222
Percentage Net Loans Charged-off: Commercial real estate0.0007%878
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0897%1,251
Percentage Net Loans Charged-off: Home equity loans0.0553%467
All other 1-4 family - Percent of loans charged-off, net0.1005%1,106
Percentage Net Loans Charged-off: Commercial and industrial0.3002%1,594
Percentage Net Loans Charged-off: Loans to individuals1.2486%993
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7062%388
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1801%1,510
Percentage Net Loans Charged-off: Total real estate loans-0.0017%7,480
Percentage Net Loans Charged-off:Construction & development0.0192%398
Percentage Net Loans Charged-off: Commercial real estate-0.0627%8,131
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0374%1,198
Percentage Net Loans Charged-off: Home equity loans0.1106%296
All other 1-4 family - Percent of loans charged-off, net0.0149%1,224
Percentage Net Loans Charged-off: Commercial and industrial0.5312%862
Percentage Net Loans Charged-off: Loans to individuals1.2492%1,005
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3810%342
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1862%2,103
Percentage Net Loans Charged-off: Total real estate loans0.0577%1,841
Percentage Net Loans Charged-off:Construction & development0.0354%652
Percentage Net Loans Charged-off: Commercial real estate0.0874%820
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0695%1,733
Percentage Net Loans Charged-off: Home equity loans0.0193%653
All other 1-4 family - Percent of loans charged-off, net0.0839%1,512
Percentage Net Loans Charged-off: Commercial and industrial0.2236%2,375
Percentage Net Loans Charged-off: Loans to individuals0.5004%2,882
Percentage Net Loans Charged-off: Credit card loans2.3161%510
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6347%318
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1479%2,063
Percentage Net Loans Charged-off: Total real estate loans0.0429%1,736
Percentage Net Loans Charged-off:Construction & development0.0382%478
Percentage Net Loans Charged-off: Commercial real estate0.0477%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0606%1,507
Percentage Net Loans Charged-off: Home equity loans0.0267%494
All other 1-4 family - Percent of loans charged-off, net0.0702%1,353
Percentage Net Loans Charged-off: Commercial and industrial0.0558%2,678
Percentage Net Loans Charged-off: Loans to individuals0.6182%2,141
Percentage Net Loans Charged-off: Credit card loans1.9467%563
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6630%283
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0923%2,593
Percentage Net Loans Charged-off: Total real estate loans0.0354%1,637
Percentage Net Loans Charged-off:Construction & development0.0544%323
Percentage Net Loans Charged-off: Commercial real estate-0.0011%7,888
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0726%1,212
Percentage Net Loans Charged-off: Home equity loans0.0422%365
All other 1-4 family - Percent of loans charged-off, net0.0808%1,093
Percentage Net Loans Charged-off: Commercial and industrial-0.0667%7,192
Percentage Net Loans Charged-off: Loans to individuals0.3079%3,125
Percentage Net Loans Charged-off: Credit card loans1.4920%627
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3032%276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0984%2,118
Percentage Net Loans Charged-off: Total real estate loans0.0120%1,437
Percentage Net Loans Charged-off:Construction & development0.0269%214
Percentage Net Loans Charged-off: Commercial real estate0.0087%465
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0106%1,266
Percentage Net Loans Charged-off: Home equity loans0.0998%215
All other 1-4 family - Percent of loans charged-off, net-0.0135%7,972
Percentage Net Loans Charged-off: Commercial and industrial0.0530%1,533
Percentage Net Loans Charged-off: Loans to individuals0.5672%1,984
Percentage Net Loans Charged-off: Credit card loans2.1461%469
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7416%306
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4543%961
Percentage Net Loans Charged-off: Total real estate loans0.1637%833
Percentage Net Loans Charged-off:Construction & development0.0449%509
Percentage Net Loans Charged-off: Commercial real estate0.1855%585
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2077%818
Percentage Net Loans Charged-off: Home equity loans-0.0151%6,012
All other 1-4 family - Percent of loans charged-off, net0.2603%664
Percentage Net Loans Charged-off: Commercial and industrial0.8503%1,322
Percentage Net Loans Charged-off: Loans to individuals1.7327%855
Percentage Net Loans Charged-off: Credit card loans2.1810%766
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5042%315
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3315%1,215
Percentage Net Loans Charged-off: Total real estate loans0.1583%791
Percentage Net Loans Charged-off:Construction & development0.0061%510
Percentage Net Loans Charged-off: Commercial real estate0.3354%345
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0713%1,478
Percentage Net Loans Charged-off: Home equity loans-0.0278%5,991
All other 1-4 family - Percent of loans charged-off, net0.0879%1,294
Percentage Net Loans Charged-off: Commercial and industrial0.3424%1,881
Percentage Net Loans Charged-off: Loans to individuals0.7573%2,184
Percentage Net Loans Charged-off: Credit card loans3.1118%495
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.9049%248
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3027%1,273
Percentage Net Loans Charged-off: Total real estate loans0.2301%548
Percentage Net Loans Charged-off:Construction & development0.0095%395
Percentage Net Loans Charged-off: Commercial real estate0.5102%242
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0767%1,258
Percentage Net Loans Charged-off: Home equity loans-0.0562%5,960
All other 1-4 family - Percent of loans charged-off, net0.0983%1,076
Percentage Net Loans Charged-off: Commercial and industrial0.3506%1,637
Percentage Net Loans Charged-off: Loans to individuals0.6308%2,412
Percentage Net Loans Charged-off: Credit card loans1.6291%781
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8436%498
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3817%919
Percentage Net Loans Charged-off: Total real estate loans0.3210%341
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.5877%154
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.3109%437
Percentage Net Loans Charged-off: Home equity loans-0.1145%5,975
All other 1-4 family - Percent of loans charged-off, net0.3778%379
Percentage Net Loans Charged-off: Commercial and industrial0.4440%1,089
Percentage Net Loans Charged-off: Loans to individuals0.7871%1,885
Percentage Net Loans Charged-off: Credit card loans1.2583%731
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4086%510
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5330%1,014
Percentage Net Loans Charged-off: Total real estate loans0.4215%396
Percentage Net Loans Charged-off:Construction & development0.2422%336
Percentage Net Loans Charged-off: Commercial real estate0.2336%735
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.6007%290
Percentage Net Loans Charged-off: Home equity loans0.1327%359
All other 1-4 family - Percent of loans charged-off, net0.6685%271
Percentage Net Loans Charged-off: Commercial and industrial0.6040%1,916
Percentage Net Loans Charged-off: Loans to individuals0.7784%2,704
Percentage Net Loans Charged-off: Credit card loans2.1574%916
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9780%360
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4182%1,188
Percentage Net Loans Charged-off: Total real estate loans0.3244%477
Percentage Net Loans Charged-off:Construction & development-0.0026%7,822
Percentage Net Loans Charged-off: Commercial real estate0.0193%1,086
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.5724%289
Percentage Net Loans Charged-off: Home equity loans0.1385%299
All other 1-4 family - Percent of loans charged-off, net0.6343%265
Percentage Net Loans Charged-off: Commercial and industrial0.3217%2,192
Percentage Net Loans Charged-off: Loans to individuals0.8050%2,371
Percentage Net Loans Charged-off: Credit card loans2.3976%782
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8371%344
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2672%1,737
Percentage Net Loans Charged-off: Total real estate loans0.1091%1,199
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0075%8,317
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1629%912
Percentage Net Loans Charged-off: Home equity loans0.1199%267
All other 1-4 family - Percent of loans charged-off, net0.1689%865
Percentage Net Loans Charged-off: Commercial and industrial0.3957%1,770
Percentage Net Loans Charged-off: Loans to individuals0.7689%2,385
Percentage Net Loans Charged-off: Credit card loans3.2996%586
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8317%321
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1513%2,332
Percentage Net Loans Charged-off: Total real estate loans0.0351%1,464
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0149%8,454
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0780%1,065
Percentage Net Loans Charged-off: Home equity loans0.1210%200
All other 1-4 family - Percent of loans charged-off, net0.0722%1,033
Percentage Net Loans Charged-off: Commercial and industrial0.1127%1,807
Percentage Net Loans Charged-off: Loans to individuals0.8611%2,052
Percentage Net Loans Charged-off: Credit card loans1.3188%900
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8997%413
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4310%1,724
Percentage Net Loans Charged-off: Total real estate loans0.2549%883
Percentage Net Loans Charged-off:Construction & development0.0185%758
Percentage Net Loans Charged-off: Commercial real estate0.3781%582
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.2433%952
Percentage Net Loans Charged-off: Home equity loans0.2213%280
All other 1-4 family - Percent of loans charged-off, net0.2463%959
Percentage Net Loans Charged-off: Commercial and industrial0.4654%2,709
Percentage Net Loans Charged-off: Loans to individuals1.1572%1,964
Percentage Net Loans Charged-off: Credit card loans4.8544%439
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4605%549
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4254%1,529
Percentage Net Loans Charged-off: Total real estate loans0.2447%764
Percentage Net Loans Charged-off:Construction & development0.0258%588
Percentage Net Loans Charged-off: Commercial real estate0.3545%491
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.2306%848
Percentage Net Loans Charged-off: Home equity loans0.0815%346
All other 1-4 family - Percent of loans charged-off, net0.2506%795
Percentage Net Loans Charged-off: Commercial and industrial0.4559%2,325
Percentage Net Loans Charged-off: Loans to individuals1.1768%1,787
Percentage Net Loans Charged-off: Credit card loans5.1810%399
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3375%532
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4725%1,313
Percentage Net Loans Charged-off: Total real estate loans0.3350%544
Percentage Net Loans Charged-off:Construction & development0.0259%475
Percentage Net Loans Charged-off: Commercial real estate0.5327%336
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.3009%626
Percentage Net Loans Charged-off: Home equity loans0.1247%257
All other 1-4 family - Percent of loans charged-off, net0.3246%595
Percentage Net Loans Charged-off: Commercial and industrial0.6309%1,748
Percentage Net Loans Charged-off: Loans to individuals0.7860%2,606
Percentage Net Loans Charged-off: Credit card loans3.0263%781
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3771%482
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5588%991
Percentage Net Loans Charged-off: Total real estate loans0.3448%456
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.1959%376
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.5515%318
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.6248%288
Percentage Net Loans Charged-off: Commercial and industrial1.2854%859
Percentage Net Loans Charged-off: Loans to individuals0.7409%2,507
Percentage Net Loans Charged-off: Credit card loans8.0650%240
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8585%482
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5537%1,511
Percentage Net Loans Charged-off: Total real estate loans0.2911%783
Percentage Net Loans Charged-off:Construction & development-0.1273%8,149
Percentage Net Loans Charged-off: Commercial real estate0.2646%737
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.3995%556
Percentage Net Loans Charged-off: Home equity loans0.0421%516
All other 1-4 family - Percent of loans charged-off, net0.4398%512
Percentage Net Loans Charged-off: Commercial and industrial0.7551%2,271
Percentage Net Loans Charged-off: Loans to individuals1.4058%1,518
Percentage Net Loans Charged-off: Credit card loans4.3049%622
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3418%576
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7181%1,075
Percentage Net Loans Charged-off: Total real estate loans0.1678%1,154
Percentage Net Loans Charged-off:Construction & development0.3070%403
Percentage Net Loans Charged-off: Commercial real estate0.1354%857
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1965%951
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.2143%876
Percentage Net Loans Charged-off: Commercial and industrial3.1196%623
Percentage Net Loans Charged-off: Loans to individuals0.9266%2,478
Percentage Net Loans Charged-off: Credit card loans4.2491%561
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0077%683
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2631%2,514
Percentage Net Loans Charged-off: Total real estate loans0.0443%456
Percentage Net Loans Charged-off:Construction & development0.0365%200
Percentage Net Loans Charged-off: Commercial real estate0.0032%410
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0636%373
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0689%325
Percentage Net Loans Charged-off: Commercial and industrial0.5083%442
Percentage Net Loans Charged-off: Loans to individuals0.9967%412
Percentage Net Loans Charged-off: Credit card loans4.1370%189
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2716%2,508
Percentage Net Loans Charged-off: Total real estate loans0.1033%260
Percentage Net Loans Charged-off:Construction & development0.1789%96
Percentage Net Loans Charged-off: Commercial real estate0.0804%220
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1184%248
Percentage Net Loans Charged-off: Home equity loans0.0757%254
All other 1-4 family - Percent of loans charged-off, net0.1218%235
Percentage Net Loans Charged-off: Commercial and industrial0.6578%301
Percentage Net Loans Charged-off: Loans to individuals0.7243%615
Percentage Net Loans Charged-off: Credit card loans1.6737%627
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1161%1,326
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3288%2,266
Percentage Net Loans Charged-off: Total real estate loans0.1255%235
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.1582%192
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1293%229
Percentage Net Loans Charged-off: Home equity loans0.8567%49
All other 1-4 family - Percent of loans charged-off, net0.0477%463
Percentage Net Loans Charged-off: Commercial and industrial0.6227%282
Percentage Net Loans Charged-off: Loans to individuals0.8073%604
Percentage Net Loans Charged-off: Credit card loans3.2579%373
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0957%311
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1740%4,171
Percentage Net Loans Charged-off: Total real estate loans-0.0087%1,252
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate-0.0147%1,174
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0072%1,310
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net-0.0080%1,312
Percentage Net Loans Charged-off: Commercial and industrial0.1374%655
Percentage Net Loans Charged-off: Loans to individuals0.7242%716
Percentage Net Loans Charged-off: Credit card loans2.3566%587
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0580%321
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2947%3,020
Percentage Net Loans Charged-off: Total real estate loans0.0272%731
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0725%391
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%1,345
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net-0.0023%1,341
Percentage Net Loans Charged-off: Commercial and industrial0.3349%439
Percentage Net Loans Charged-off: Loans to individuals0.9504%554
Percentage Net Loans Charged-off: Credit card loans1.8523%684
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0630%359
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0883%5,923
Percentage Net Loans Charged-off: Total real estate loans0.0189%844
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0467%527
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%1,344
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net-0.0041%1,350
Percentage Net Loans Charged-off: Commercial and industrial-0.0424%1,120
Percentage Net Loans Charged-off: Loans to individuals0.2903%1,020
Percentage Net Loans Charged-off: Credit card loans0.5227%942
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2678%194
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1472%4,817
Percentage Net Loans Charged-off: Total real estate loans0.1187%524
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0784%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.1847%273
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.2047%255
Percentage Net Loans Charged-off: Commercial and industrial-0.0324%1,044
Percentage Net Loans Charged-off: Loans to individuals0.2931%868
Percentage Net Loans Charged-off: Credit card loans0.5202%871
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0135%342
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1617%5,960
Percentage Net Loans Charged-off: Total real estate loans0.0363%973
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0332%773
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0478%706
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0535%647
Percentage Net Loans Charged-off: Commercial and industrial0.1439%792
Percentage Net Loans Charged-off: Loans to individuals0.4436%798
Percentage Net Loans Charged-off: Credit card loans1.2054%710
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1874%1,210
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7369%2,980
Percentage Net Loans Charged-off: Total real estate loans0.2626%672
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.4091%620
Percentage Net Loans Charged-off: Multi-family residential0.0609%394
Percentage Net Loans Charged-off: 1-4 family residential0.2465%337
Percentage Net Loans Charged-off: Home equity loans0.0501%407
All other 1-4 family - Percent of loans charged-off, net0.2709%321
Percentage Net Loans Charged-off: Commercial and industrial1.9493%366
Percentage Net Loans Charged-off: Loans to individuals1.0172%569
Percentage Net Loans Charged-off: Credit card loans0.9466%896
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0797%394
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA