Home > Cadence Bank > Net charge- offs to loans
Cadence Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2266% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,477 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0181% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7962% | 381 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0536% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2786% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9710% | 279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0032% | 69 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2040% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,284 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 4,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0152% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,513 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 3,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0011% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 3,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7403% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8121% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1443% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6933% | 323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0924% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,802 |
| Percentage Net Loans Charged-off:Construction & development | -0.0123% | 4,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,555 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0344% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 3,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3116% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8906% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1035% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8162% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 1,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0040% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0140% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,625 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0601% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 4,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0270% | 702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9671% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0173% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9502% | 278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 3,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0442% | 4,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.1288% | 4,600 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0264% | 4,320 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,613 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 4,054 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0945% | 4,541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 3,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0453% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6370% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8061% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2942% | 361 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0419% | 4,374 |
| Percentage Net Loans Charged-off:Construction & development | -0.1732% | 4,658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,656 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 4,117 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0958% | 4,574 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 4,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1331% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5447% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5103% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2668% | 327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0131% | 3,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0281% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.0622% | 4,186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 4,126 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 3,791 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0339% | 4,131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1332% | 3,426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 4,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0326% | 3,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2922% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8833% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1232% | 390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 3,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 3,950 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 4,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0367% | 4,236 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0345% | 3,353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 4,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0512% | 3,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3595% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6332% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2832% | 355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0299% | 4,121 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 4,156 |
| Percentage Net Loans Charged-off:Construction & development | -0.0400% | 4,143 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0249% | 4,310 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0916% | 3,964 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 3,857 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0560% | 3,365 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 3,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1380% | 4,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1042% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7513% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8552% | 441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 4,256 |
| Percentage Net Loans Charged-off:Construction & development | -0.0352% | 4,192 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0379% | 4,438 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1448% | 4,010 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 3,819 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0539% | 3,423 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 3,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0613% | 915 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1443% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6979% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9062% | 384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 940 |
| Percentage Net Loans Charged-off:Construction & development | -0.0432% | 4,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0424% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0888% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 4,098 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0988% | 3,525 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 3,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0438% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0283% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0193% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5849% | 564 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0495% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 0.1755% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0649% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 4,235 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1098% | 3,581 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 4,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0823% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3915% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6423% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7650% | 501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1818% | 927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.2674% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0695% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0516% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0320% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6126% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5460% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3366% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1748% | 459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1444% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.2217% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 4,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0680% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 4,123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 3,350 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 4,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6713% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5819% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6382% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0962% | 490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2007% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 0.3443% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0473% | 4,723 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 3,995 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0175% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0483% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6074% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7520% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0818% | 564 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3822% | 375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 0.7413% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0819% | 4,833 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,037 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0911% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2149% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9708% | 364 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6575% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6516% | 405 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 3,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0293% | 4,615 |
| Percentage Net Loans Charged-off:Construction & development | -0.1235% | 4,549 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,451 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 4,077 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0272% | 4,522 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0762% | 3,681 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 4,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0513% | 1,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1162% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0214% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6805% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 2,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | -0.1157% | 4,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0968% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,122 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0442% | 4,729 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0935% | 3,749 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0349% | 4,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 3,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0976% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0731% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6274% | 365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0801% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 915 |
| Percentage Net Loans Charged-off:Construction & development | -0.1084% | 4,631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1460% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 4,154 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0329% | 4,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0670% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0521% | 4,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0609% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2774% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5695% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6290% | 373 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1230% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0839% | 499 |
| Percentage Net Loans Charged-off:Construction & development | -0.2189% | 4,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2979% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 4,213 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0608% | 4,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1676% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1054% | 5,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1150% | 833 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3807% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6343% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7424% | 359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 4,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.1531% | 4,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0300% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 4,226 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0253% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 4,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0337% | 4,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8396% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4236% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5335% | 404 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 3,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 4,599 |
| Percentage Net Loans Charged-off:Construction & development | -0.1996% | 4,783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 4,268 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 4,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0029% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0710% | 4,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8125% | 356 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3208% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5445% | 380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 4,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.2075% | 4,828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0462% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 4,310 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0478% | 3,816 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0639% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7029% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5005% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2787% | 476 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 4,165 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0564% | 5,112 |
| Percentage Net Loans Charged-off:Construction & development | -0.3471% | 4,945 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,761 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0101% | 4,379 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 4,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1175% | 3,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0327% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9272% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7366% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4850% | 463 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0768% | 2,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 2,686 |
| Percentage Net Loans Charged-off:Construction & development | -0.1692% | 4,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 1,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0323% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 1,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3372% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8130% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7720% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2628% | 592 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 4,175 |
| Percentage Net Loans Charged-off:Construction & development | -0.1935% | 4,939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 1,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0379% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3860% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7980% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7218% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2705% | 537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 4,206 |
| Percentage Net Loans Charged-off:Construction & development | -0.2516% | 5,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0564% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,445 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0377% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3671% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6854% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7298% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0862% | 631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0168% | 4,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0475% | 5,277 |
| Percentage Net Loans Charged-off:Construction & development | -0.4512% | 5,170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 4,500 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0656% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 4,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5691% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7243% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9012% | 824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0625% | 2,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 2,693 |
| Percentage Net Loans Charged-off:Construction & development | -0.0816% | 4,869 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 5,098 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 4,518 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 1,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2251% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 2,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1364% | 1,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4955% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2508% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0543% | 792 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0686% | 1,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 4,270 |
| Percentage Net Loans Charged-off:Construction & development | -0.0876% | 4,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 5,066 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,557 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 1,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1263% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 1,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0804% | 1,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4209% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0951% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0285% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0263% | 1,254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0474% | 2,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 1,964 |
| Percentage Net Loans Charged-off:Construction & development | -0.0593% | 4,925 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1485% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2839% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1461% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7788% | 944 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0179% | 1,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 2,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 1,596 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 4,857 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0467% | 5,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0012% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0897% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3147% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 1,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0222% | 4,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4082% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4018% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8202% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0475% | 5,252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 3,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1034% | 5,744 |
| Percentage Net Loans Charged-off:Construction & development | -1.2002% | 5,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0735% | 4,804 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 2,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1010% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5436% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3905% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1704% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9384% | 778 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1789% | 5,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0471% | 5,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1352% | 5,867 |
| Percentage Net Loans Charged-off:Construction & development | -1.4972% | 5,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0500% | 1,058 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0990% | 4,862 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0553% | 2,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1308% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0389% | 2,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2419% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2900% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0672% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8446% | 808 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2475% | 5,531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1175% | 5,846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0590% | 5,664 |
| Percentage Net Loans Charged-off:Construction & development | -0.6928% | 5,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0695% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1528% | 4,916 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 2,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1165% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 5,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6265% | 5,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1866% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9105% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7723% | 850 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0728% | 5,442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0317% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 1,990 |
| Percentage Net Loans Charged-off:Construction & development | -0.1196% | 5,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0280% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1272% | 4,944 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1923% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 1,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0287% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3885% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2923% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8755% | 759 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0921% | 5,484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 2,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0978% | 2,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,931 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0870% | 1,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0392% | 371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1286% | 2,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1440% | 833 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 2,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0389% | 2,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3554% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9887% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0495% | 785 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1137% | 5,623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1330% | 2,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1402% | 1,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0568% | 877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1228% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0602% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1713% | 1,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1966% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1654% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0306% | 4,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2591% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0577% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8889% | 909 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1295% | 5,697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1328% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1404% | 1,719 |
| Percentage Net Loans Charged-off:Construction & development | -0.1955% | 5,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1445% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1417% | 213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1931% | 1,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1564% | 653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2018% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0284% | 4,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1576% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9919% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7828% | 1,008 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1043% | 5,711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1556% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2141% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0156% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1873% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0042% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2392% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1080% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2705% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2041% | 5,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9891% | 891 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8835% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6005% | 1,186 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1441% | 5,749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2121% | 2,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2116% | 2,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.2834% | 1,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1983% | 1,688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2802% | 426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1984% | 2,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1770% | 1,091 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2036% | 2,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1117% | 2,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0290% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9315% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6927% | 1,510 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0216% | 5,591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2733% | 2,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2852% | 1,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.5085% | 975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2404% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3920% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2717% | 1,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1849% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2927% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1964% | 1,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9312% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9610% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5609% | 1,611 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0797% | 5,818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2380% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2376% | 1,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.5488% | 866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1159% | 1,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5279% | 252 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2637% | 1,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1489% | 910 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2915% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2438% | 1,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7160% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5813% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4097% | 1,863 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0618% | 5,772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2686% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2442% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.1705% | 809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3580% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4982% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1366% | 1,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2825% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1012% | 1,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3529% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7159% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4148% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4721% | 1,550 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0851% | 796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6628% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7478% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | 2.9655% | 854 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2383% | 2,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4779% | 373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5349% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4464% | 1,080 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5566% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3995% | 2,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0021% | 1,393 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9631% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6818% | 1,768 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0413% | 1,437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7232% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7790% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 3.2720% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2109% | 2,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7533% | 315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5023% | 1,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3264% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5456% | 1,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6844% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9864% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0333% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6426% | 1,683 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0285% | 5,960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7939% | 1,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9093% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 3.8851% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2636% | 1,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7243% | 272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5724% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3945% | 935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6164% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4935% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9685% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1167% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5924% | 1,705 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0178% | 5,905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0484% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1715% | 795 |
| Percentage Net Loans Charged-off:Construction & development | 4.1842% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7946% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6396% | 275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6944% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4222% | 744 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7620% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8002% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1155% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0388% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8124% | 1,199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0697% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4297% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5419% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 6.1182% | 803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9121% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0630% | 962 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5702% | 2,039 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0714% | 798 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4413% | 2,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0980% | 1,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2104% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5659% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9470% | 704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2739% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5507% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6324% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 6.7189% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8690% | 1,178 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0313% | 5,648 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5357% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0123% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4127% | 2,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3502% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5149% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6237% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2592% | 556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3375% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8215% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8438% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 8.4351% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7166% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0544% | 647 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5876% | 1,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8893% | 761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5091% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9764% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2166% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5194% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0298% | 386 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2139% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2259% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3915% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 11.1113% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8218% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1235% | 407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7484% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7720% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7422% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5071% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9490% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8085% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3261% | 2,185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3064% | 636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8886% | 1,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1957% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 8.2996% | 741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6772% | 1,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8110% | 747 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0998% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9156% | 925 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1479% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6799% | 3,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8011% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1267% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5969% | 1,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7983% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0552% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 7.7387% | 729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6366% | 1,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4064% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9884% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9565% | 819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9967% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8039% | 2,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7987% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2772% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5789% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6563% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8345% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 6.6361% | 793 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7315% | 1,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1352% | 649 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7945% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7938% | 797 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7947% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7941% | 2,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0500% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7642% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9102% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2486% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4103% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 4.3616% | 853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6082% | 998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2656% | 395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9303% | 1,081 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1862% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8633% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5743% | 1,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7367% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4076% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2169% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7510% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7684% | 2,279 |
| Percentage Net Loans Charged-off:Construction & development | 2.0249% | 2,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2447% | 2,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0136% | 909 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6897% | 1,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9914% | 857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6145% | 1,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6152% | 3,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5148% | 1,856 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5556% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1781% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5819% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5662% | 2,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.9542% | 2,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2710% | 1,755 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0034% | 6,121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7260% | 1,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8881% | 768 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6861% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4770% | 3,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5116% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8087% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2510% | 1,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5385% | 2,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5591% | 2,006 |
| Percentage Net Loans Charged-off:Construction & development | 1.0276% | 1,770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1444% | 1,682 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 6,124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8052% | 1,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8651% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7906% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2168% | 3,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4261% | 1,703 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8141% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1775% | 1,252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5305% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5569% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 1.0149% | 1,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1882% | 970 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0104% | 6,100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7538% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8923% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7204% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2075% | 2,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2674% | 1,739 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5118% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1706% | 978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3971% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3670% | 2,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.8959% | 1,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1025% | 1,739 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0113% | 6,225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3386% | 1,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2743% | 929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3524% | 1,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4891% | 2,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9838% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6336% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0413% | 1,737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3411% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2836% | 1,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.7109% | 1,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0841% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2496% | 1,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2002% | 813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2599% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5945% | 1,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9370% | 1,989 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6219% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 6,661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2912% | 2,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1731% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.2433% | 1,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1079% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2162% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1573% | 692 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2282% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8605% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9165% | 1,856 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7834% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0387% | 1,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2868% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1081% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.1775% | 866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1536% | 1,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2678% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1313% | 1,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3406% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7163% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3947% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0181% | 6,823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1385% | 3,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0965% | 2,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0546% | 1,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0649% | 1,215 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0688% | 6,238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1678% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1082% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1783% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1445% | 2,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9935% | 1,614 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0653% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0713% | 7,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0695% | 820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0553% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0909% | 6,194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0910% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0561% | 618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0969% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1434% | 2,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9717% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1488% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0926% | 7,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1203% | 2,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0561% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0607% | 602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0595% | 6,172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0978% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0777% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1011% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2530% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9391% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3034% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1267% | 7,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 2,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 1,589 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 7,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0145% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1215% | 6,128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0416% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0386% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2605% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7964% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4577% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1634% | 7,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1467% | 2,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1357% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 7,646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1952% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2550% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1223% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1136% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1235% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0301% | 7,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8124% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1328% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0060% | 1,588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1187% | 942 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 7,658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1753% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3887% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0890% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1278% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0837% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1348% | 7,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7138% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8059% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0770% | 7,180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1324% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1286% | 818 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 7,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1719% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5679% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1063% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1495% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1005% | 993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0284% | 2,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5686% | 2,131 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5299% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0359% | 7,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0873% | 2,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0870% | 787 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 7,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1134% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0575% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0991% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0076% | 1,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4628% | 2,258 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3812% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1368% | 7,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2230% | 2,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1640% | 832 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 7,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1760% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 6,315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2170% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0219% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2419% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1393% | 3,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0511% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4664% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3261% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2481% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1892% | 658 |
| Percentage Net Loans Charged-off:Construction & development | -0.0113% | 7,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2126% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 6,292 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2424% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0183% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2708% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1465% | 2,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0295% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3621% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4455% | 754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2392% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1646% | 728 |
| Percentage Net Loans Charged-off:Construction & development | -0.0164% | 7,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1827% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 6,241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2113% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0069% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2368% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1694% | 2,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0640% | 1,460 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3364% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5681% | 599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2164% | 1,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.0247% | 7,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0332% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1417% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 5,896 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1597% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3896% | 1,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1584% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0550% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9753% | 374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3214% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1260% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0539% | 582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0649% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1458% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2107% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0393% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2282% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8892% | 1,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6321% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2366% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0394% | 1,497 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2992% | 1,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1038% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0748% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0332% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0207% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1904% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 5,954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2095% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9734% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4449% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2529% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0102% | 7,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3280% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1234% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.1070% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0490% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0257% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2129% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 5,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2336% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9553% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5825% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2789% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0171% | 1,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3047% | 1,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0837% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.2233% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0537% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0857% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0293% | 5,919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0956% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8648% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7075% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2122% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0191% | 870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3288% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0805% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0978% | 597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0560% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1087% | 1,691 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0154% | 5,994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1166% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0131% | 1,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5817% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4601% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1662% | 1,402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3148% | 2,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0850% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0905% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0656% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1120% | 1,372 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 5,912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1187% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8209% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6121% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5382% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1478% | 1,252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3024% | 2,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0666% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0515% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1049% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 5,883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1106% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6581% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7001% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6737% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1785% | 1,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3004% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1271% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.2368% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1188% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1314% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7498% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2120% | 1,628 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1230% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0434% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4089% | 2,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1091% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | -0.0090% | 8,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0718% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1811% | 1,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3711% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1717% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1849% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6793% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1239% | 909 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0894% | 1,667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3424% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 1,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.1631% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0319% | 1,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0469% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4114% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0776% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5180% | 2,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4695% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6947% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2424% | 1,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1128% | 66 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3363% | 2,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0913% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0301% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1055% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0025% | 1,335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0288% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3311% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0997% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0109% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6393% | 134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.7504% | 468 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2647% | 2,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0033% | 242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0694% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0549% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0962% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0522% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0193% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9852% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8337% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0624% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2822% | 2,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.1705% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0249% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0989% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1022% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0988% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2729% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8280% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7535% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0720% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2637% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0679% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0705% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2428% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8230% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1170% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0635% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1793% | 4,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0650% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0451% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5775% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5257% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0438% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 5,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0064% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0448% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0890% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3556% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0893% | 789 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0159% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1311% | 5,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 614 |
| Percentage Net Loans Charged-off:Construction & development | 0.2531% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0651% | 548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0761% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0796% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1396% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2410% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6636% | 832 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0412% | 1,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3067% | 4,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1308% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0705% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2067% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2158% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0556% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8138% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9711% | 784 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0453% | 1,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4510% | 4,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3813% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2324% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7622% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5201% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5517% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1231% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8480% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9999% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0070% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |