Home > Cabarrus Bank of North Carolina > Loan Charge- Offs and Recoveries

Cabarrus Bank of North Carolina, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$374,0001,957
Loans secured by real estate, total$13,0003,219
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0003,219
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$03,696
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$13,0001,072
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$306,0001,032
Loans to individuals$55,0003,372
Credit card loan charge offs$24,0001,188
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$31,0004,024
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,213
Total recoveries$20,0005,101
Loans secured by real estate, total$5,0002,542
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0002,541
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$5,0001,822
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$13,0003,210
Loans to individuals$2,0006,247
Credit card loan recoveries$1,0001,990
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,0006,462
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,259
Net charge-offs$354,0001,599
Loans secured by real estate, total$8,0002,986
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0002,987
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$-5,0009,490
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$13,000865
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$293,000868
To non-U.S. addresseesNANA
Loans to individuals$53,0002,733
Credit card loan net charge offs$23,0001,061
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$30,0003,298
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,003
1998-12-31 (YTD Data)Rank
Total charge-offs$169,0003,469
Loans secured by real estate, total$04,620
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,613
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$37,0003,824
Loans to individuals$132,0002,020
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$132,0001,730
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$30,0004,477
Loans secured by real estate, total$7,0002,428
To non-U.S. addresseesNANA
Real estate loans in domestic offices$7,0002,429
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$7,0001,672
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0005,656
Loans to individuals$22,0002,858
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$22,0002,608
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$139,0003,049
Loans secured by real estate, total$-7,0009,388
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-7,0009,406
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$-7,0009,810
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$36,0003,124
To non-U.S. addresseesNANA
Loans to individuals$110,0001,809
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$110,0001,518
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$88,0005,136
Loans secured by real estate, total$21,0002,967
To non-U.S. addresseesNANA
Real estate loans in domestic offices$21,0002,967
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$21,0002,205
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$18,0004,916
Loans to individuals$49,0003,918
Credit card loan charge offs$2,0003,255
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$47,0003,562
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$26,0005,012
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$12,0003,699
Loans to individuals$14,0003,746
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$14,0003,481
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$62,0004,755
Loans secured by real estate, total$21,0002,403
To non-U.S. addresseesNANA
Real estate loans in domestic offices$21,0002,401
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$21,0001,842
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$6,0004,756
To non-U.S. addresseesNANA
Loans to individuals$35,0003,805
Credit card loan net charge offs$2,0003,043
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$33,0003,462
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$54,0006,470
Loans secured by real estate, total$05,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0005,260
Loans to individuals$38,0004,435
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$38,0003,931
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$4,0008,462
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0006,555
Loans to individuals$3,0006,637
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$3,0006,302
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$50,0005,304
Loans secured by real estate, total$04,193
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,185
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$15,0004,202
To non-U.S. addresseesNANA
Loans to individuals$35,0003,741
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$35,0003,253
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$216,0003,138
Loans secured by real estate, total$22,0003,262
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0003,260
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$22,0002,302
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$95,0002,415
Loans to individuals$99,0002,323
Credit card loan charge offs$5,0002,647
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$94,0002,099
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$12,0007,351
Loans secured by real estate, total$9,0002,930
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0002,929
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$9,0001,871
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,599
Loans to individuals$3,0006,963
Credit card loan recoveries$1,0002,129
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0007,218
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$204,0002,468
Loans secured by real estate, total$13,0003,098
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0003,096
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$13,0002,382
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$95,0001,754
To non-U.S. addresseesNANA
Loans to individuals$96,0001,819
Credit card loan net charge offs$4,0002,593
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$92,0001,546
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$40,0007,319
Loans secured by real estate, total$2,0005,723
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0005,724
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$2,0004,473
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,969
Loans to individuals$38,0004,076
Credit card loan charge offs$3,0002,927
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$35,0003,827
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$9,0008,516
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$9,0005,182
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$9,0004,913
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$31,0005,921
Loans secured by real estate, total$2,0004,651
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0004,654
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$2,0003,781
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,704
To non-U.S. addresseesNANA
Loans to individuals$29,0003,501
Credit card loan net charge offs$3,0002,646
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$26,0003,203
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$350,0002,900
Loans secured by real estate, total$180,0001,802
To non-U.S. addresseesNANA
Real estate loans in domestic offices$180,0001,801
Construction and land development$180,000465
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,929
Loans to individuals$170,0001,707
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$170,0001,421
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$16,0007,909
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$16,0004,225
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$16,0003,950
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$334,0002,305
Loans secured by real estate, total$180,0001,554
To non-U.S. addresseesNANA
Real estate loans in domestic offices$180,0001,552
Construction and land development$180,000422
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,774
To non-U.S. addresseesNANA
Loans to individuals$154,0001,344
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$154,0001,005
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$260,0004,404
Loans secured by real estate, total$62,0003,758
To non-U.S. addresseesNANA
Real estate loans in domestic offices$62,0003,758
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$62,0002,166
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$163,0003,074
Loans to individuals$35,0005,523
Credit card loan charge offs$6,0002,749
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$29,0005,572
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$10,0009,295
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0008,685
Loans to individuals$9,0005,819
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$9,0005,554
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$250,0003,718
Loans secured by real estate, total$62,0003,337
To non-U.S. addresseesNANA
Real estate loans in domestic offices$62,0003,337
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$62,0001,892
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$162,0002,557
To non-U.S. addresseesNANA
Loans to individuals$26,0005,077
Credit card loan net charge offs$6,0002,534
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$20,0005,193
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.