Home > Cabarrus Bank of North Carolina > Assets and Liabilities
Cabarrus Bank of North Carolina, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $172,098,000 | 2,738 |
| Cash and due from depository institutions | $6,135,000 | 3,591 |
| Interest-bearing balances | $408,000 | 3,316 |
| Securities | $31,610,000 | 3,425 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $128,052,000 | 2,344 |
| Loan loss allowance | $1,856,000 | 1,980 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,031,000 | 3,963 |
| Other real estate owned | $4,000 | 3,591 |
| Goodwill and other intangibles | $2,133,000 | 1,041 |
| All other assets | $2,133,000 | 3,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,098,000 | 2,738 |
| Total liabilities | $157,493,000 | 2,706 |
| Total deposits | $143,237,000 | 2,658 |
| Interest-bearing deposits | $123,068,000 | 2,673 |
| Deposits held in domestic offices | $143,237,000 | 2,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,614,000 | 1,005 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $642,000 | 4,547 |
| Total equity capital | $14,605,000 | 3,023 |
| Total bank equity capital | $14,605,000 | 3,023 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $738,000 | 3,931 |
| Surplus | $5,376,000 | 2,810 |
| Undivided profits | $8,491,000 | 2,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 4,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $887,000 | 2,611 |
| Earning assets | $160,070,000 | 2,695 |
| Long-term assets (5+ years) | $38,670,000 | 2,110 |
| Average Assets, year-to-date | $170,145,800 | 2,650 |
| Average Assets, quarterly | $170,936,000 | 2,721 |
| Volatile liabilities | $35,246,000 | 2,234 |
| Insider loans | $2,918,000 | 1,604 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $30,279,000 | 1,729 |
| Tier 1 (core) risk-based capital | $12,900,000 | 3,408 |
| Tier 2 risk-based capital | $1,583,050 | 2,087 |
| Total risk weighted assets | $126,371,350 | 2,414 |
| Total unused commitments | $30,279,000 | 1,731 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 54 | 3,258 |
| Assets and Liabilities | ||
| Total Assets: | $172,286,000 | 2,672 |
| Cash and due from depository institutions | $14,412,000 | 3,258 |
| Interest-bearing balances | $746,000 | 3,126 |
| Securities | $29,397,000 | 3,705 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,957 |
| Net loans & leases | $117,973,000 | 2,355 |
| Loan loss allowance | $1,710,000 | 2,073 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,274,000 | 3,494 |
| Other real estate owned | $6,000 | 3,258 |
| Goodwill and other intangibles | $2,310,000 | 945 |
| All other assets | $1,814,000 | 3,848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,286,000 | 2,672 |
| Total liabilities | $158,762,000 | 2,612 |
| Total deposits | $143,470,000 | 2,664 |
| Interest-bearing deposits | $127,275,000 | 2,550 |
| Deposits held in domestic offices | $143,470,000 | 2,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,322,000 | 1,504 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,006,000 | 1,544 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $964,000 | 3,628 |
| Total equity capital | $13,524,000 | 3,302 |
| Total bank equity capital | $13,524,000 | 3,302 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $737,000 | 3,959 |
| Surplus | $5,376,000 | 2,668 |
| Undivided profits | $7,411,000 | 3,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 3,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $815,000 | 2,809 |
| Earning assets | $152,216,000 | 2,791 |
| Long-term assets (5+ years) | $25,553,000 | 2,674 |
| Average Assets, year-to-date | $155,426,400 | 2,779 |
| Average Assets, quarterly | $164,817,000 | 2,753 |
| Volatile liabilities | $38,272,000 | 1,771 |
| Insider loans | $3,225,000 | 1,343 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $24,763,000 | 1,901 |
| Tier 1 (core) risk-based capital | $11,138,000 | 3,806 |
| Tier 2 risk-based capital | $1,476,160 | 2,137 |
| Total risk weighted assets | $117,859,060 | 2,433 |
| Total unused commitments | $24,763,000 | 1,908 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 56 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $143,025,000 | 3,102 |
| Cash and due from depository institutions | $6,046,000 | 3,222 |
| Interest-bearing balances | $643,000 | 2,901 |
| Securities | $36,563,000 | 3,070 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $93,605,000 | 2,919 |
| Loan loss allowance | $1,377,000 | 2,517 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,470,000 | 3,199 |
| Other real estate owned | $173,000 | 3,222 |
| Goodwill and other intangibles | $2,444,000 | 872 |
| All other assets | $1,724,000 | 3,980 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,025,000 | 3,102 |
| Total liabilities | $131,268,000 | 3,043 |
| Total deposits | $127,906,000 | 2,910 |
| Interest-bearing deposits | $114,600,000 | 2,801 |
| Deposits held in domestic offices | $127,906,000 | 2,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,434,000 | 2,002 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $928,000 | 3,775 |
| Total equity capital | $11,757,000 | 3,732 |
| Total bank equity capital | $11,757,000 | 3,732 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $738,000 | 4,089 |
| Surplus | $5,376,000 | 2,608 |
| Undivided profits | $5,643,000 | 4,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $598,000 | 3,973 |
| Earning assets | $130,811,000 | 3,122 |
| Long-term assets (5+ years) | $15,128,000 | 3,347 |
| Average Assets, year-to-date | $128,723,800 | 3,275 |
| Average Assets, quarterly | $142,178,000 | 3,072 |
| Volatile liabilities | $19,478,000 | 3,054 |
| Insider loans | $3,781,000 | 1,105 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,523,000 | 2,441 |
| Tier 1 (core) risk-based capital | $9,283,000 | 4,454 |
| Tier 2 risk-based capital | $1,148,550 | 2,576 |
| Total risk weighted assets | $91,655,250 | 3,011 |
| Total unused commitments | $16,523,000 | 2,446 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 41 | 4,469 |
| Assets and Liabilities | ||
| Total Assets: | $108,875,000 | 4,083 |
| Cash and due from depository institutions | $4,841,000 | 4,469 |
| Interest-bearing balances | $102,000 | 4,542 |
| Securities | $19,999,000 | 5,304 |
| Federal funds sold & reverse repurchase agreements | $1,482,000 | 5,637 |
| Net loans & leases | $78,837,000 | 3,439 |
| Loan loss allowance | $1,237,000 | 2,918 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,211,000 | 3,470 |
| Other real estate owned | $49,000 | 4,469 |
| Goodwill and other intangibles | $275,000 | 1,978 |
| All other assets | $1,181,000 | 5,559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,875,000 | 4,083 |
| Total liabilities | $101,278,000 | 3,969 |
| Total deposits | $97,096,000 | 3,880 |
| Interest-bearing deposits | $89,547,000 | 3,636 |
| Deposits held in domestic offices | $97,096,000 | 3,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,018,000 | 1,957 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,164,000 | 3,142 |
| Total equity capital | $7,597,000 | 5,459 |
| Total bank equity capital | $7,597,000 | 5,459 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $737,000 | 4,362 |
| Surplus | $2,576,000 | 4,686 |
| Undivided profits | $4,284,000 | 4,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $217,000 | 6,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $497,000 | 4,679 |
| Earning assets | $100,420,000 | 4,080 |
| Long-term assets (5+ years) | $15,183,000 | 3,233 |
| Average Assets, year-to-date | $99,782,400 | 4,272 |
| Average Assets, quarterly | $106,759,500 | 4,120 |
| Volatile liabilities | $14,107,000 | 3,789 |
| Insider loans | $1,172,000 | 3,240 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,667,000 | 2,585 |
| Tier 1 (core) risk-based capital | $7,307,000 | 5,520 |
| Tier 2 risk-based capital | $905,210 | 3,274 |
| Total risk weighted assets | $72,084,710 | 3,765 |
| Total unused commitments | $14,667,000 | 2,597 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 41 | 4,605 |
| Assets and Liabilities | ||
| Total Assets: | $93,386,000 | 4,698 |
| Cash and due from depository institutions | $2,645,000 | 4,605 |
| Interest-bearing balances | $50,000 | 5,736 |
| Securities | $18,988,000 | 5,751 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $68,081,000 | 3,842 |
| Loan loss allowance | $1,012,000 | 3,493 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,346,000 | 3,204 |
| Other real estate owned | $358,000 | 4,605 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $968,000 | 6,517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,386,000 | 4,698 |
| Total liabilities | $86,420,000 | 4,583 |
| Total deposits | $85,514,000 | 4,419 |
| Interest-bearing deposits | $80,506,000 | 4,078 |
| Deposits held in domestic offices | $85,514,000 | 4,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $906,000 | 3,947 |
| Total equity capital | $6,966,000 | 5,884 |
| Total bank equity capital | $6,966,000 | 5,884 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $737,000 | 4,581 |
| Surplus | $2,576,000 | 4,674 |
| Undivided profits | $3,653,000 | 5,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $502,000 | 4,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $439,000 | 5,352 |
| Earning assets | $87,119,000 | 4,635 |
| Long-term assets (5+ years) | $17,446,000 | 2,757 |
| Average Assets, year-to-date | $89,794,600 | 4,668 |
| Average Assets, quarterly | $92,878,500 | 4,667 |
| Volatile liabilities | $10,861,000 | 4,319 |
| Insider loans | $1,081,000 | 3,541 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,944,000 | 3,802 |
| Tier 1 (core) risk-based capital | $6,952,000 | 5,760 |
| Tier 2 risk-based capital | $942,570 | 3,076 |
| Total risk weighted assets | $75,335,770 | 3,502 |
| Total unused commitments | $7,944,000 | 3,816 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities | ||
| Total Assets: | $84,735,000 | 5,058 |
| Cash and due from depository institutions | $2,474,000 | 4,778 |
| Interest-bearing balances | $51,000 | 6,094 |
| Securities | $16,626,000 | 6,646 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 5,642 |
| Net loans & leases | $60,416,000 | 4,178 |
| Loan loss allowance | $986,000 | 3,648 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,193,000 | 3,358 |
| Other real estate owned | $668,000 | 4,778 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,408,000 | 5,191 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,735,000 | 5,058 |
| Total liabilities | $78,363,000 | 4,948 |
| Total deposits | $77,633,000 | 4,760 |
| Interest-bearing deposits | $74,317,000 | 4,343 |
| Deposits held in domestic offices | $77,633,000 | 4,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $730,000 | 3,877 |
| Total equity capital | $6,372,000 | 5,989 |
| Total bank equity capital | $6,372,000 | 5,989 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $738,000 | 4,812 |
| Surplus | $2,576,000 | 4,636 |
| Undivided profits | $3,058,000 | 5,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 5,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $382,000 | 5,387 |
| Earning assets | $78,043,000 | 5,034 |
| Long-term assets (5+ years) | $16,382,000 | 2,963 |
| Average Assets, year-to-date | $84,218,400 | 4,976 |
| Average Assets, quarterly | $84,406,500 | 5,043 |
| Volatile liabilities | $7,225,000 | 5,436 |
| Insider loans | $520,000 | 5,561 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,341,000 | 3,872 |
| Tier 1 (core) risk-based capital | $6,515,000 | 5,985 |
| Tier 2 risk-based capital | $654,400 | 4,223 |
| Total risk weighted assets | $52,020,600 | 4,766 |
| Total unused commitments | $7,341,000 | 3,879 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 44 | 4,651 |
| Assets and Liabilities | ||
| Total Assets: | $84,927,000 | 5,138 |
| Cash and due from depository institutions | $3,305,000 | 4,651 |
| Interest-bearing balances | $728,000 | 3,834 |
| Securities | $19,093,000 | 6,353 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 8,530 |
| Net loans & leases | $56,734,000 | 4,305 |
| Loan loss allowance | $742,000 | 4,746 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,317,000 | 3,148 |
| Other real estate owned | $1,199,000 | 4,651 |
| Goodwill and other intangibles | $13,000 | 2,824 |
| All other assets | $1,566,000 | 4,275 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,927,000 | 5,138 |
| Total liabilities | $78,636,000 | 5,048 |
| Total deposits | $77,778,000 | 4,884 |
| Interest-bearing deposits | $73,943,000 | 4,519 |
| Deposits held in domestic offices | $77,778,000 | 4,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $858,000 | 3,513 |
| Total equity capital | $6,291,000 | 6,139 |
| Total bank equity capital | $6,291,000 | 6,139 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $738,000 | 5,016 |
| Surplus | $2,576,000 | 4,598 |
| Undivided profits | $2,977,000 | 6,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $417,000 | 5,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $329,000 | 5,585 |
| Earning assets | $77,255,000 | 5,177 |
| Long-term assets (5+ years) | $19,210,000 | 2,754 |
| Average Assets, year-to-date | $86,132,600 | 4,934 |
| Average Assets, quarterly | $85,742,500 | 5,048 |
| Volatile liabilities | $7,580,000 | 4,993 |
| Insider loans | $183,000 | 8,522 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,734,000 | 4,508 |
| Tier 1 (core) risk-based capital | $6,278,000 | 6,076 |
| Tier 2 risk-based capital | $610,680 | 4,459 |
| Total risk weighted assets | $48,723,380 | 5,012 |
| Total unused commitments | $5,734,000 | 4,531 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 42 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $85,371,000 | 5,193 |
| Cash and due from depository institutions | $5,881,000 | 4,959 |
| Interest-bearing balances | $4,261,000 | 1,631 |
| Securities | $12,179,000 | 8,319 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $60,442,000 | 4,139 |
| Loan loss allowance | $766,000 | 4,663 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,000,000 | 3,611 |
| Other real estate owned | $1,799,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,070,000 | 3,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,371,000 | 5,193 |
| Total liabilities | $78,935,000 | 5,137 |
| Total deposits | $77,994,000 | 4,999 |
| Interest-bearing deposits | $74,338,000 | 4,640 |
| Deposits held in domestic offices | $77,994,000 | 4,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $941,000 | 3,459 |
| Total equity capital | $6,436,000 | 5,782 |
| Total bank equity capital | $6,436,000 | 5,782 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $737,000 | 5,270 |
| Surplus | $2,576,000 | 4,528 |
| Undivided profits | $3,123,000 | 5,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $718,000 | 4,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $411,000 | 4,933 |
| Earning assets | $77,882,000 | 5,202 |
| Long-term assets (5+ years) | $24,704,000 | 2,195 |
| Average Assets, year-to-date | $89,238,600 | 4,890 |
| Average Assets, quarterly | $87,552,000 | 5,047 |
| Volatile liabilities | $6,507,000 | 5,587 |
| Insider loans | $478,000 | 1,921 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,429,000 | 5,685 |
| Tier 1 (core) risk-based capital | $6,436,000 | 5,714 |
| Tier 2 risk-based capital | $595,030 | 4,518 |
| Total risk weighted assets | $47,431,630 | 5,161 |
| Total unused commitments | $3,429,000 | 5,712 |
| Derivatives | $0 | 651 |