Home > C&L Bank of Blountstown > Income and Expense
C&L Bank of Blountstown, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 6,170 |
| Total interest expense | $2,340,000 | 5,610 |
| Net interest income | $2,024,000 | 6,631 |
| Provision for loan and lease losses | $784,000 | 1,201 |
| Total noninterest income | $351,000 | 6,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,511 |
| Total noninterest expense | $1,590,000 | 6,449 |
| Salaries and employee benefits | $704,000 | 7,162 |
| Premises and equipment expense | $306,000 | 5,331 |
| Additional noninterest expense | $580,000 | 5,884 |
| Pre-tax net operating income | $1,000 | 9,779 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $-69,000 | 10,170 |
| Income before extraordinary items | $76,000 | 9,485 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $76,000 | 9,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 1,357 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $70,000 | 9,453 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,392,000 | 6,316 |
| Total interest expense | $2,262,000 | 5,775 |
| Net interest income | $2,130,000 | 6,658 |
| Provision for loan and lease losses | $723,000 | 1,294 |
| Total noninterest income | $315,000 | 6,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,887 |
| Total noninterest expense | $1,699,000 | 6,290 |
| Salaries and employee benefits | $813,000 | 6,717 |
| Premises and equipment expense | $291,000 | 5,538 |
| Additional noninterest expense | $595,000 | 5,843 |
| Pre-tax net operating income | $23,000 | 10,315 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,000 | 9,982 |
| Income before extraordinary items | $19,000 | 10,356 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $19,000 | 10,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,809 |
| Cash dividends | $60,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $19,000 | 10,316 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 6,768 |
| Total interest expense | $2,108,000 | 6,206 |
| Net interest income | $1,992,000 | 7,165 |
| Provision for loan and lease losses | $154,000 | 4,014 |
| Total noninterest income | $299,000 | 6,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $1,463,000 | 7,218 |
| Salaries and employee benefits | $712,000 | 7,451 |
| Premises and equipment expense | $248,000 | 6,276 |
| Additional noninterest expense | $503,000 | 7,031 |
| Pre-tax net operating income | $674,000 | 7,049 |
| Securities gains (losses) | $26,000 | 1,793 |
| Applicable income taxes | $237,000 | 6,613 |
| Income before extraordinary items | $463,000 | 7,152 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $463,000 | 7,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $60,000 | 7,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $445,840 | 7,208 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 7,523 |
| Total interest expense | $1,706,000 | 7,125 |
| Net interest income | $1,821,000 | 7,709 |
| Provision for loan and lease losses | $76,000 | 5,218 |
| Total noninterest income | $292,000 | 7,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $1,203,000 | 8,197 |
| Salaries and employee benefits | $561,000 | 8,637 |
| Premises and equipment expense | $207,000 | 7,060 |
| Additional noninterest expense | $435,000 | 7,859 |
| Pre-tax net operating income | $834,000 | 6,706 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $269,000 | 6,377 |
| Income before extraordinary items | $575,000 | 6,758 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $575,000 | 6,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $568,200 | 6,774 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 8,681 |
| Total interest expense | $1,130,000 | 8,184 |
| Net interest income | $1,498,000 | 8,891 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $210,000 | 8,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $1,048,000 | 9,173 |
| Salaries and employee benefits | $488,000 | 9,505 |
| Premises and equipment expense | $193,000 | 7,590 |
| Additional noninterest expense | $367,000 | 9,154 |
| Pre-tax net operating income | $612,000 | 7,937 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $196,000 | 7,404 |
| Income before extraordinary items | $416,000 | 8,040 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $416,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,320 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $416,000 | 8,082 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 9,708 |
| Total interest expense | $1,077,000 | 8,772 |
| Net interest income | $1,154,000 | 10,214 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $208,000 | 9,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $857,000 | 10,404 |
| Salaries and employee benefits | $394,000 | 10,699 |
| Premises and equipment expense | $164,000 | 8,533 |
| Additional noninterest expense | $299,000 | 10,466 |
| Pre-tax net operating income | $461,000 | 8,936 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $159,000 | 8,437 |
| Income before extraordinary items | $312,000 | 9,341 |
| Extraordinary gains, net | $-9,000 | 12,296 |
| Net income | $303,000 | 9,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,845 |
| Cash dividends | $25,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $305,400 | 9,166 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 10,354 |
| Total interest expense | $1,219,000 | 9,533 |
| Net interest income | $1,042,000 | 10,929 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $196,000 | 9,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $762,000 | 11,191 |
| Salaries and employee benefits | $317,000 | 11,823 |
| Premises and equipment expense | $125,000 | 9,856 |
| Additional noninterest expense | $320,000 | 10,554 |
| Pre-tax net operating income | $428,000 | 8,984 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $146,000 | 8,720 |
| Income before extraordinary items | $282,000 | 9,517 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $282,000 | 9,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $282,000 | 9,146 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.