Home > Byron State Bank > Income and Expense
Byron State Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $870,000 | 5,291 |
| Total interest expense | $138,000 | 4,531 |
| Net interest income | $732,000 | 5,342 |
| Provision for loan and lease losses | $32,000 | 3,112 |
| Total noninterest income | $27,000 | 5,564 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $22,000 | 5,128 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $5,000 | 5,561 |
| Total noninterest expense | $343,000 | 5,638 |
| Salaries and employee benefits | $231,000 | 5,550 |
| Premises and equipment expense | $36,000 | 5,521 |
| Additional noninterest expense | $76,000 | 5,710 |
| Pre-tax net operating income | $384,000 | 4,428 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $129,000 | 2,771 |
| Income before extraordinary items | $255,000 | 4,672 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $255,000 | 4,671 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $255,000 | 4,672 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $255,000 | 4,664 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 5,350 |
| Total interest expense | $68,000 | 4,566 |
| Net interest income | $357,000 | 5,400 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $13,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $10,000 | 5,206 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $3,000 | 5,614 |
| Total noninterest expense | $152,000 | 5,746 |
| Salaries and employee benefits | $89,000 | 5,717 |
| Premises and equipment expense | $15,000 | 5,636 |
| Additional noninterest expense | $48,000 | 5,728 |
| Pre-tax net operating income | $203,000 | 4,329 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $74,000 | 2,656 |
| Income before extraordinary items | $129,000 | 4,640 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $129,000 | 4,640 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $129,000 | 4,640 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $129,000 | 4,624 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 5,329 |
| Total interest expense | $257,000 | 4,673 |
| Net interest income | $1,575,000 | 5,362 |
| Provision for loan and lease losses | $65,000 | 3,464 |
| Total noninterest income | $69,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $58,000 | 5,066 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $11,000 | 5,671 |
| Total noninterest expense | $716,000 | 5,749 |
| Salaries and employee benefits | $515,000 | 5,623 |
| Premises and equipment expense | $66,000 | 5,678 |
| Additional noninterest expense | $135,000 | 5,856 |
| Pre-tax net operating income | $863,000 | 4,255 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $305,000 | 2,642 |
| Income before extraordinary items | $559,000 | 4,613 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $559,000 | 4,612 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $559,000 | 4,612 |
| Net charge-offs | $43,000 | 3,247 |
| Cash dividends | $105,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $558,350 | 4,570 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 5,374 |
| Total interest expense | $191,000 | 4,719 |
| Net interest income | $1,198,000 | 5,406 |
| Provision for loan and lease losses | $50,000 | 3,314 |
| Total noninterest income | $50,000 | 5,718 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $41,000 | 5,154 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $9,000 | 5,738 |
| Total noninterest expense | $396,000 | 5,895 |
| Salaries and employee benefits | $257,000 | 5,838 |
| Premises and equipment expense | $46,000 | 5,757 |
| Additional noninterest expense | $93,000 | 5,938 |
| Pre-tax net operating income | $802,000 | 4,030 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $217,000 | 2,750 |
| Income before extraordinary items | $586,000 | 4,288 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $586,000 | 4,287 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $586,000 | 4,288 |
| Net charge-offs | $-5,000 | 4,742 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $585,270 | 4,214 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $910,000 | 5,444 |
| Total interest expense | $126,000 | 4,772 |
| Net interest income | $784,000 | 5,484 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $30,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $25,000 | 5,256 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 5,822 |
| Total noninterest expense | $264,000 | 5,965 |
| Salaries and employee benefits | $169,000 | 5,911 |
| Premises and equipment expense | $30,000 | 5,831 |
| Additional noninterest expense | $65,000 | 5,998 |
| Pre-tax net operating income | $520,000 | 4,086 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $145,000 | 2,732 |
| Income before extraordinary items | $375,000 | 4,354 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $375,000 | 4,351 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $375,000 | 4,352 |
| Net charge-offs | $-3,000 | 4,597 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $375,000 | 4,284 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 5,486 |
| Total interest expense | $63,000 | 4,808 |
| Net interest income | $394,000 | 5,533 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $15,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $12,000 | 5,315 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $3,000 | 5,856 |
| Total noninterest expense | $131,000 | 6,027 |
| Salaries and employee benefits | $85,000 | 5,971 |
| Premises and equipment expense | $15,000 | 5,885 |
| Additional noninterest expense | $31,000 | 6,072 |
| Pre-tax net operating income | $263,000 | 4,065 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $68,000 | 2,770 |
| Income before extraordinary items | $195,000 | 4,275 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $195,000 | 4,272 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $195,000 | 4,274 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $195,000 | 4,223 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 5,561 |
| Total interest expense | $242,000 | 4,919 |
| Net interest income | $1,507,000 | 5,600 |
| Provision for loan and lease losses | $83,000 | 3,237 |
| Total noninterest income | $65,000 | 5,871 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $53,000 | 5,342 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $12,000 | 5,886 |
| Total noninterest expense | $731,000 | 5,985 |
| Salaries and employee benefits | $526,000 | 5,828 |
| Premises and equipment expense | $69,000 | 5,915 |
| Additional noninterest expense | $136,000 | 6,114 |
| Pre-tax net operating income | $758,000 | 4,477 |
| Securities gains (losses) | $-14,000 | 5,899 |
| Applicable income taxes | $262,000 | 2,765 |
| Income before extraordinary items | $482,000 | 4,848 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $482,000 | 4,849 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $482,000 | 4,849 |
| Net charge-offs | $-2,000 | 4,930 |
| Cash dividends | $105,000 | 3,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $491,100 | 4,783 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 5,653 |
| Total interest expense | $179,000 | 5,017 |
| Net interest income | $1,110,000 | 5,694 |
| Provision for loan and lease losses | $73,000 | 2,978 |
| Total noninterest income | $53,000 | 5,942 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $44,000 | 5,333 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 5,969 |
| Total noninterest expense | $390,000 | 6,172 |
| Salaries and employee benefits | $252,000 | 6,121 |
| Premises and equipment expense | $45,000 | 6,042 |
| Additional noninterest expense | $93,000 | 6,218 |
| Pre-tax net operating income | $700,000 | 4,294 |
| Securities gains (losses) | $-14,000 | 6,028 |
| Applicable income taxes | $189,000 | 2,860 |
| Income before extraordinary items | $497,000 | 4,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $497,000 | 4,585 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $497,000 | 4,586 |
| Net charge-offs | $1,000 | 4,077 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $507,080 | 4,481 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $817,000 | 5,755 |
| Total interest expense | $116,000 | 5,107 |
| Net interest income | $701,000 | 5,797 |
| Provision for loan and lease losses | $38,000 | 3,093 |
| Total noninterest income | $36,000 | 5,996 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $29,000 | 5,373 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,008 |
| Total noninterest expense | $255,000 | 6,249 |
| Salaries and employee benefits | $169,000 | 6,183 |
| Premises and equipment expense | $30,000 | 6,103 |
| Additional noninterest expense | $56,000 | 6,305 |
| Pre-tax net operating income | $444,000 | 4,338 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $124,000 | 2,871 |
| Income before extraordinary items | $320,000 | 4,610 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $320,000 | 4,612 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $320,000 | 4,613 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $320,000 | 4,545 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 5,836 |
| Total interest expense | $57,000 | 5,183 |
| Net interest income | $340,000 | 5,868 |
| Provision for loan and lease losses | $18,000 | 2,894 |
| Total noninterest income | $18,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 6,096 |
| Total noninterest expense | $128,000 | 6,322 |
| Salaries and employee benefits | $85,000 | 6,247 |
| Premises and equipment expense | $15,000 | 6,160 |
| Additional noninterest expense | $28,000 | 6,371 |
| Pre-tax net operating income | $212,000 | 4,362 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $58,000 | 2,892 |
| Income before extraordinary items | $154,000 | 4,656 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $154,000 | 4,658 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $154,000 | 4,660 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $154,000 | 4,580 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 5,867 |
| Total interest expense | $242,000 | 5,270 |
| Net interest income | $1,435,000 | 5,902 |
| Provision for loan and lease losses | $70,000 | 3,509 |
| Total noninterest income | $84,000 | 6,068 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $73,000 | 5,348 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,000 | 6,148 |
| Total noninterest expense | $743,000 | 6,295 |
| Salaries and employee benefits | $512,000 | 6,135 |
| Premises and equipment expense | $71,000 | 6,226 |
| Additional noninterest expense | $160,000 | 6,406 |
| Pre-tax net operating income | $706,000 | 4,650 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $237,000 | 2,826 |
| Income before extraordinary items | $469,000 | 5,001 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $469,000 | 5,000 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $469,000 | 5,001 |
| Net charge-offs | $45,000 | 3,853 |
| Cash dividends | $105,000 | 4,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $469,000 | 4,956 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 5,925 |
| Total interest expense | $182,000 | 5,335 |
| Net interest income | $1,079,000 | 5,965 |
| Provision for loan and lease losses | $25,000 | 3,831 |
| Total noninterest income | $62,000 | 6,163 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $54,000 | 5,438 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $8,000 | 6,231 |
| Total noninterest expense | $422,000 | 6,460 |
| Salaries and employee benefits | $247,000 | 6,417 |
| Premises and equipment expense | $51,000 | 6,308 |
| Additional noninterest expense | $124,000 | 6,474 |
| Pre-tax net operating income | $694,000 | 4,375 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $182,000 | 2,883 |
| Income before extraordinary items | $512,000 | 4,568 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $512,000 | 4,568 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $512,000 | 4,569 |
| Net charge-offs | $20,000 | 3,838 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $512,000 | 4,523 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $832,000 | 5,979 |
| Total interest expense | $121,000 | 5,396 |
| Net interest income | $711,000 | 6,019 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $43,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $38,000 | 5,397 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $5,000 | 6,289 |
| Total noninterest expense | $285,000 | 6,520 |
| Salaries and employee benefits | $164,000 | 6,483 |
| Premises and equipment expense | $35,000 | 6,346 |
| Additional noninterest expense | $86,000 | 6,519 |
| Pre-tax net operating income | $444,000 | 4,368 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $117,000 | 2,899 |
| Income before extraordinary items | $327,000 | 4,602 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $327,000 | 4,605 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $327,000 | 4,606 |
| Net charge-offs | $13,000 | 3,613 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $327,000 | 4,553 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $408,000 | 6,073 |
| Total interest expense | $60,000 | 5,474 |
| Net interest income | $348,000 | 6,093 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $21,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,000 | 6,315 |
| Total noninterest expense | $128,000 | 6,627 |
| Salaries and employee benefits | $81,000 | 6,561 |
| Premises and equipment expense | $18,000 | 6,404 |
| Additional noninterest expense | $29,000 | 6,673 |
| Pre-tax net operating income | $216,000 | 4,355 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $52,000 | 2,917 |
| Income before extraordinary items | $164,000 | 4,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $164,000 | 4,555 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $164,000 | 4,555 |
| Net charge-offs | $27,000 | 2,305 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $164,000 | 4,502 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 6,088 |
| Total interest expense | $285,000 | 5,476 |
| Net interest income | $1,409,000 | 6,140 |
| Provision for loan and lease losses | $160,000 | 3,211 |
| Total noninterest income | $85,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $76,000 | 5,578 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,000 | 6,357 |
| Total noninterest expense | $710,000 | 6,585 |
| Salaries and employee benefits | $489,000 | 6,429 |
| Premises and equipment expense | $69,000 | 6,514 |
| Additional noninterest expense | $152,000 | 6,705 |
| Pre-tax net operating income | $624,000 | 4,760 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $206,000 | 2,925 |
| Income before extraordinary items | $418,000 | 5,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $418,000 | 5,093 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $418,000 | 5,093 |
| Net charge-offs | $96,000 | 3,776 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $418,000 | 5,039 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 6,164 |
| Total interest expense | $220,000 | 5,526 |
| Net interest income | $1,042,000 | 6,221 |
| Provision for loan and lease losses | $125,000 | 3,137 |
| Total noninterest income | $62,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $55,000 | 5,681 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,000 | 6,461 |
| Total noninterest expense | $398,000 | 6,764 |
| Salaries and employee benefits | $244,000 | 6,709 |
| Premises and equipment expense | $47,000 | 6,604 |
| Additional noninterest expense | $107,000 | 6,785 |
| Pre-tax net operating income | $581,000 | 4,552 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $137,000 | 3,086 |
| Income before extraordinary items | $444,000 | 4,771 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $444,000 | 4,773 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $444,000 | 4,774 |
| Net charge-offs | $96,000 | 3,296 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $444,000 | 4,679 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $818,000 | 6,232 |
| Total interest expense | $153,000 | 5,522 |
| Net interest income | $665,000 | 6,298 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $38,000 | 6,470 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $33,000 | 5,799 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,480 |
| Total noninterest expense | $261,000 | 6,817 |
| Salaries and employee benefits | $163,000 | 6,762 |
| Premises and equipment expense | $31,000 | 6,647 |
| Additional noninterest expense | $67,000 | 6,839 |
| Pre-tax net operating income | $352,000 | 4,665 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $104,000 | 2,984 |
| Income before extraordinary items | $248,000 | 5,014 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $248,000 | 5,017 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $248,000 | 5,018 |
| Net charge-offs | $33,000 | 3,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $248,000 | 4,891 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 6,300 |
| Total interest expense | $78,000 | 5,571 |
| Net interest income | $324,000 | 6,361 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $17,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,573 |
| Total noninterest expense | $129,000 | 6,893 |
| Salaries and employee benefits | $81,000 | 6,830 |
| Premises and equipment expense | $16,000 | 6,693 |
| Additional noninterest expense | $32,000 | 6,925 |
| Pre-tax net operating income | $152,000 | 4,834 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $55,000 | 2,929 |
| Income before extraordinary items | $97,000 | 5,283 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $97,000 | 5,285 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $97,000 | 5,285 |
| Net charge-offs | $9,000 | 3,485 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $97,000 | 5,183 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 6,316 |
| Total interest expense | $381,000 | 5,621 |
| Net interest income | $1,362,000 | 6,389 |
| Provision for loan and lease losses | $140,000 | 4,347 |
| Total noninterest income | $70,000 | 6,511 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $61,000 | 6,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $9,000 | 6,419 |
| Total noninterest expense | $685,000 | 6,853 |
| Salaries and employee benefits | $482,000 | 6,660 |
| Premises and equipment expense | $66,000 | 6,787 |
| Additional noninterest expense | $137,000 | 6,988 |
| Pre-tax net operating income | $607,000 | 4,692 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $215,000 | 2,952 |
| Income before extraordinary items | $392,000 | 5,221 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $392,000 | 5,218 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $392,000 | 5,219 |
| Net charge-offs | $164,000 | 3,971 |
| Cash dividends | $1,106,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $392,000 | 5,023 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 6,430 |
| Total interest expense | $292,000 | 5,725 |
| Net interest income | $1,004,000 | 6,509 |
| Provision for loan and lease losses | $140,000 | 3,959 |
| Total noninterest income | $57,000 | 6,578 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $50,000 | 6,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,540 |
| Total noninterest expense | $386,000 | 7,056 |
| Salaries and employee benefits | $243,000 | 6,979 |
| Premises and equipment expense | $41,000 | 6,942 |
| Additional noninterest expense | $102,000 | 7,085 |
| Pre-tax net operating income | $535,000 | 4,633 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $171,000 | 2,978 |
| Income before extraordinary items | $364,000 | 5,107 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $364,000 | 5,105 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $364,000 | 5,105 |
| Net charge-offs | $105,000 | 3,921 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $364,000 | 4,919 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $843,000 | 6,507 |
| Total interest expense | $200,000 | 5,780 |
| Net interest income | $643,000 | 6,610 |
| Provision for loan and lease losses | $140,000 | 3,468 |
| Total noninterest income | $36,000 | 6,650 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $31,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,592 |
| Total noninterest expense | $252,000 | 7,124 |
| Salaries and employee benefits | $162,000 | 7,044 |
| Premises and equipment expense | $27,000 | 6,995 |
| Additional noninterest expense | $63,000 | 7,177 |
| Pre-tax net operating income | $287,000 | 4,893 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $106,000 | 3,016 |
| Income before extraordinary items | $181,000 | 5,445 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $181,000 | 5,444 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $181,000 | 5,444 |
| Net charge-offs | $97,000 | 3,450 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $181,000 | 5,254 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 6,610 |
| Total interest expense | $101,000 | 5,853 |
| Net interest income | $306,000 | 6,708 |
| Provision for loan and lease losses | $80,000 | 3,124 |
| Total noninterest income | $22,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $19,000 | 5,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $129,000 | 7,178 |
| Salaries and employee benefits | $80,000 | 7,108 |
| Premises and equipment expense | $14,000 | 7,031 |
| Additional noninterest expense | $35,000 | 7,197 |
| Pre-tax net operating income | $119,000 | 5,212 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $64,000 | 2,841 |
| Income before extraordinary items | $55,000 | 5,922 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $55,000 | 5,921 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $55,000 | 5,921 |
| Net charge-offs | $47,000 | 3,063 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $55,000 | 5,787 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 6,577 |
| Total interest expense | $435,000 | 6,085 |
| Net interest income | $1,364,000 | 6,626 |
| Provision for loan and lease losses | $130,000 | 5,088 |
| Total noninterest income | $91,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $81,000 | 5,797 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $10,000 | 6,530 |
| Total noninterest expense | $689,000 | 7,117 |
| Salaries and employee benefits | $487,000 | 6,918 |
| Premises and equipment expense | $60,000 | 7,116 |
| Additional noninterest expense | $142,000 | 7,260 |
| Pre-tax net operating income | $636,000 | 4,432 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $242,000 | 2,728 |
| Income before extraordinary items | $394,000 | 4,961 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $394,000 | 4,963 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $394,000 | 4,962 |
| Net charge-offs | $100,000 | 4,972 |
| Cash dividends | $70,000 | 3,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $394,000 | 4,832 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 6,643 |
| Total interest expense | $329,000 | 6,173 |
| Net interest income | $1,024,000 | 6,690 |
| Provision for loan and lease losses | $130,000 | 4,688 |
| Total noninterest income | $69,000 | 6,585 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $61,000 | 5,818 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,000 | 6,684 |
| Total noninterest expense | $392,000 | 7,300 |
| Salaries and employee benefits | $242,000 | 7,226 |
| Premises and equipment expense | $43,000 | 7,192 |
| Additional noninterest expense | $107,000 | 7,323 |
| Pre-tax net operating income | $571,000 | 4,295 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $188,000 | 2,710 |
| Income before extraordinary items | $383,000 | 4,722 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $383,000 | 4,723 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $383,000 | 4,723 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $70,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $383,000 | 4,593 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $883,000 | 6,727 |
| Total interest expense | $221,000 | 6,279 |
| Net interest income | $662,000 | 6,778 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $46,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $41,000 | 5,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,772 |
| Total noninterest expense | $261,000 | 7,373 |
| Salaries and employee benefits | $162,000 | 7,303 |
| Premises and equipment expense | $28,000 | 7,270 |
| Additional noninterest expense | $71,000 | 7,403 |
| Pre-tax net operating income | $347,000 | 4,414 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $126,000 | 2,666 |
| Income before extraordinary items | $221,000 | 4,870 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $221,000 | 4,869 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $221,000 | 4,870 |
| Net charge-offs | $-3,000 | 6,756 |
| Cash dividends | $70,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $221,000 | 4,784 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 6,808 |
| Total interest expense | $113,000 | 6,333 |
| Net interest income | $316,000 | 6,868 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $22,000 | 6,736 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $122,000 | 7,458 |
| Salaries and employee benefits | $80,000 | 7,358 |
| Premises and equipment expense | $14,000 | 7,313 |
| Additional noninterest expense | $28,000 | 7,511 |
| Pre-tax net operating income | $166,000 | 4,508 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $63,000 | 2,644 |
| Income before extraordinary items | $103,000 | 4,967 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $103,000 | 4,965 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $103,000 | 4,967 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $70,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $103,000 | 4,907 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 6,840 |
| Total interest expense | $516,000 | 6,484 |
| Net interest income | $1,304,000 | 6,880 |
| Provision for loan and lease losses | $80,000 | 6,173 |
| Total noninterest income | $91,000 | 6,738 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 5,907 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 6,604 |
| Total noninterest expense | $680,000 | 7,395 |
| Salaries and employee benefits | $470,000 | 7,182 |
| Premises and equipment expense | $63,000 | 7,348 |
| Additional noninterest expense | $147,000 | 7,531 |
| Pre-tax net operating income | $635,000 | 4,072 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $221,000 | 2,635 |
| Income before extraordinary items | $414,000 | 4,582 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $414,000 | 4,582 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $414,000 | 4,582 |
| Net charge-offs | $119,000 | 5,274 |
| Cash dividends | $105,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $414,000 | 4,427 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 6,962 |
| Total interest expense | $390,000 | 6,605 |
| Net interest income | $965,000 | 6,996 |
| Provision for loan and lease losses | $80,000 | 5,907 |
| Total noninterest income | $71,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $54,000 | 5,964 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $17,000 | 6,740 |
| Total noninterest expense | $382,000 | 7,617 |
| Salaries and employee benefits | $229,000 | 7,547 |
| Premises and equipment expense | $45,000 | 7,473 |
| Additional noninterest expense | $108,000 | 7,629 |
| Pre-tax net operating income | $574,000 | 4,014 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $152,000 | 2,782 |
| Income before extraordinary items | $422,000 | 4,399 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $422,000 | 4,400 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $422,000 | 4,400 |
| Net charge-offs | $122,000 | 4,704 |
| Cash dividends | $105,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $422,000 | 4,225 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $876,000 | 7,060 |
| Total interest expense | $259,000 | 6,698 |
| Net interest income | $617,000 | 7,090 |
| Provision for loan and lease losses | $20,000 | 6,391 |
| Total noninterest income | $39,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $34,000 | 6,062 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 7,045 |
| Total noninterest expense | $237,000 | 7,703 |
| Salaries and employee benefits | $153,000 | 7,615 |
| Premises and equipment expense | $28,000 | 7,560 |
| Additional noninterest expense | $56,000 | 7,764 |
| Pre-tax net operating income | $399,000 | 3,997 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $101,000 | 2,775 |
| Income before extraordinary items | $298,000 | 4,320 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $298,000 | 4,319 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $298,000 | 4,319 |
| Net charge-offs | $118,000 | 4,067 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $298,000 | 4,178 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 7,201 |
| Total interest expense | $130,000 | 6,813 |
| Net interest income | $294,000 | 7,230 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $15,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $113,000 | 7,819 |
| Salaries and employee benefits | $75,000 | 7,723 |
| Premises and equipment expense | $14,000 | 7,650 |
| Additional noninterest expense | $24,000 | 7,890 |
| Pre-tax net operating income | $176,000 | 4,298 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $51,000 | 2,776 |
| Income before extraordinary items | $125,000 | 4,666 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $125,000 | 4,667 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $125,000 | 4,665 |
| Net charge-offs | $117,000 | 2,969 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $125,000 | 4,554 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 7,217 |
| Total interest expense | $620,000 | 6,875 |
| Net interest income | $1,178,000 | 7,256 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $72,000 | 7,220 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $63,000 | 6,289 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $9,000 | 7,208 |
| Total noninterest expense | $657,000 | 7,750 |
| Salaries and employee benefits | $441,000 | 7,554 |
| Premises and equipment expense | $68,000 | 7,654 |
| Additional noninterest expense | $148,000 | 7,889 |
| Pre-tax net operating income | $593,000 | 3,786 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $206,000 | 2,353 |
| Income before extraordinary items | $387,000 | 4,217 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $387,000 | 4,217 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $387,000 | 4,217 |
| Net charge-offs | $3,000 | 7,105 |
| Cash dividends | $140,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $387,000 | 4,146 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 7,296 |
| Total interest expense | $479,000 | 6,948 |
| Net interest income | $864,000 | 7,340 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $51,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $45,000 | 6,374 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,000 | 7,405 |
| Total noninterest expense | $359,000 | 7,963 |
| Salaries and employee benefits | $212,000 | 7,897 |
| Premises and equipment expense | $47,000 | 7,772 |
| Additional noninterest expense | $100,000 | 7,985 |
| Pre-tax net operating income | $556,000 | 3,733 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $140,000 | 2,620 |
| Income before extraordinary items | $416,000 | 3,992 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $416,000 | 3,988 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $416,000 | 3,991 |
| Net charge-offs | $-2,000 | 7,695 |
| Cash dividends | $70,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $416,000 | 3,892 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $883,000 | 7,370 |
| Total interest expense | $325,000 | 7,032 |
| Net interest income | $558,000 | 7,417 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $34,000 | 7,444 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $30,000 | 6,417 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $224,000 | 8,066 |
| Salaries and employee benefits | $141,000 | 7,989 |
| Premises and equipment expense | $32,000 | 7,838 |
| Additional noninterest expense | $51,000 | 8,122 |
| Pre-tax net operating income | $368,000 | 3,824 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $94,000 | 2,680 |
| Income before extraordinary items | $274,000 | 4,108 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $274,000 | 4,108 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $274,000 | 4,108 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $70,000 | 3,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $274,000 | 3,993 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $443,000 | 7,425 |
| Total interest expense | $165,000 | 7,095 |
| Net interest income | $278,000 | 7,451 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $14,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $115,000 | 8,108 |
| Salaries and employee benefits | $70,000 | 8,045 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $28,000 | 8,126 |
| Pre-tax net operating income | $177,000 | 4,243 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $47,000 | 2,939 |
| Income before extraordinary items | $130,000 | 4,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $130,000 | 4,581 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $130,000 | 4,581 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $70,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $130,000 | 4,413 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 7,461 |
| Total interest expense | $789,000 | 7,155 |
| Net interest income | $1,040,000 | 7,538 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $76,000 | 7,528 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $62,000 | 6,466 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $14,000 | 7,582 |
| Total noninterest expense | $585,000 | 8,045 |
| Salaries and employee benefits | $407,000 | 7,876 |
| Premises and equipment expense | $67,000 | 7,914 |
| Additional noninterest expense | $111,000 | 8,187 |
| Pre-tax net operating income | $531,000 | 4,774 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $183,000 | 2,894 |
| Income before extraordinary items | $348,000 | 4,928 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $348,000 | 4,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,058 |
| Cash dividends | $70,000 | 5,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $348,000 | 5,091 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 7,554 |
| Total interest expense | $608,000 | 7,231 |
| Net interest income | $747,000 | 7,658 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $60,000 | 7,629 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $47,000 | 6,503 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 7,670 |
| Total noninterest expense | $324,000 | 8,232 |
| Salaries and employee benefits | $202,000 | 8,190 |
| Premises and equipment expense | $46,000 | 8,025 |
| Additional noninterest expense | $76,000 | 8,280 |
| Pre-tax net operating income | $483,000 | 4,985 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $121,000 | 3,439 |
| Income before extraordinary items | $362,000 | 4,933 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $362,000 | 4,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,177 |
| Cash dividends | $70,000 | 4,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $362,000 | 5,101 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $898,000 | 7,633 |
| Total interest expense | $417,000 | 7,300 |
| Net interest income | $481,000 | 7,746 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $41,000 | 7,668 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $30,000 | 6,564 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,000 | 7,625 |
| Total noninterest expense | $215,000 | 8,300 |
| Salaries and employee benefits | $134,000 | 8,260 |
| Premises and equipment expense | $30,000 | 8,088 |
| Additional noninterest expense | $51,000 | 8,339 |
| Pre-tax net operating income | $307,000 | 5,243 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $81,000 | 3,656 |
| Income before extraordinary items | $226,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 5,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,229 |
| Cash dividends | $70,000 | 4,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $226,000 | 5,363 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 7,700 |
| Total interest expense | $216,000 | 7,378 |
| Net interest income | $237,000 | 7,807 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $24,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 7,309 |
| Total noninterest expense | $108,000 | 8,345 |
| Salaries and employee benefits | $67,000 | 8,301 |
| Premises and equipment expense | $14,000 | 8,144 |
| Additional noninterest expense | $27,000 | 8,352 |
| Pre-tax net operating income | $153,000 | 5,414 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $40,000 | 3,790 |
| Income before extraordinary items | $113,000 | 5,665 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $113,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,186 |
| Cash dividends | $70,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $113,000 | 5,560 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 7,701 |
| Total interest expense | $877,000 | 7,363 |
| Net interest income | $916,000 | 7,845 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $78,000 | 7,771 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $72,000 | 6,409 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,000 | 8,155 |
| Total noninterest expense | $545,000 | 8,282 |
| Salaries and employee benefits | $380,000 | 8,110 |
| Premises and equipment expense | $64,000 | 8,126 |
| Additional noninterest expense | $101,000 | 8,418 |
| Pre-tax net operating income | $439,000 | 6,163 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $156,000 | 4,096 |
| Income before extraordinary items | $283,000 | 6,497 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $283,000 | 6,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $70,000 | 5,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $283,000 | 6,474 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 7,770 |
| Total interest expense | $645,000 | 7,429 |
| Net interest income | $672,000 | 7,921 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $61,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $57,000 | 6,395 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,000 | 8,224 |
| Total noninterest expense | $310,000 | 8,403 |
| Salaries and employee benefits | $199,000 | 8,326 |
| Premises and equipment expense | $42,000 | 8,191 |
| Additional noninterest expense | $69,000 | 8,455 |
| Pre-tax net operating income | $413,000 | 6,108 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $106,000 | 4,386 |
| Income before extraordinary items | $307,000 | 6,287 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $307,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $70,000 | 4,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $307,000 | 6,282 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $871,000 | 7,831 |
| Total interest expense | $422,000 | 7,480 |
| Net interest income | $449,000 | 7,975 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $40,000 | 7,858 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $38,000 | 6,420 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,000 | 8,320 |
| Total noninterest expense | $203,000 | 8,470 |
| Salaries and employee benefits | $133,000 | 8,386 |
| Premises and equipment expense | $26,000 | 8,277 |
| Additional noninterest expense | $44,000 | 8,515 |
| Pre-tax net operating income | $276,000 | 6,184 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $71,000 | 4,465 |
| Income before extraordinary items | $205,000 | 6,335 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $205,000 | 6,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $70,000 | 4,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $205,000 | 6,331 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $421,000 | 7,925 |
| Total interest expense | $206,000 | 7,538 |
| Net interest income | $215,000 | 8,082 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $97,000 | 8,518 |
| Salaries and employee benefits | $65,000 | 8,436 |
| Premises and equipment expense | $12,000 | 8,328 |
| Additional noninterest expense | $20,000 | 8,563 |
| Pre-tax net operating income | $136,000 | 6,220 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $35,000 | 4,487 |
| Income before extraordinary items | $101,000 | 6,385 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $101,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $101,000 | 6,367 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 7,855 |
| Total interest expense | $732,000 | 7,467 |
| Net interest income | $867,000 | 8,011 |
| Provision for loan and lease losses | $40,000 | 5,799 |
| Total noninterest income | $89,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $83,000 | 6,393 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,369 |
| Total noninterest expense | $510,000 | 8,427 |
| Salaries and employee benefits | $364,000 | 8,234 |
| Premises and equipment expense | $43,000 | 8,425 |
| Additional noninterest expense | $103,000 | 8,547 |
| Pre-tax net operating income | $406,000 | 6,774 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $140,000 | 4,685 |
| Income before extraordinary items | $266,000 | 7,041 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $266,000 | 7,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $140,000 | 5,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $266,000 | 7,035 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 7,932 |
| Total interest expense | $538,000 | 7,501 |
| Net interest income | $643,000 | 8,099 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $66,000 | 7,950 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $62,000 | 6,468 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $278,000 | 8,604 |
| Salaries and employee benefits | $194,000 | 8,488 |
| Premises and equipment expense | $27,000 | 8,542 |
| Additional noninterest expense | $57,000 | 8,666 |
| Pre-tax net operating income | $391,000 | 6,643 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $89,000 | 5,028 |
| Income before extraordinary items | $302,000 | 6,716 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $302,000 | 6,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $140,000 | 4,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $302,000 | 6,719 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $772,000 | 7,974 |
| Total interest expense | $353,000 | 7,475 |
| Net interest income | $419,000 | 8,173 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $41,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $185,000 | 8,648 |
| Salaries and employee benefits | $130,000 | 8,536 |
| Premises and equipment expense | $18,000 | 8,572 |
| Additional noninterest expense | $37,000 | 8,704 |
| Pre-tax net operating income | $265,000 | 6,673 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $59,000 | 5,090 |
| Income before extraordinary items | $206,000 | 6,715 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $206,000 | 6,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $70,000 | 4,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $206,000 | 6,720 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 8,005 |
| Total interest expense | $176,000 | 7,445 |
| Net interest income | $203,000 | 8,232 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $17,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $93,000 | 8,665 |
| Salaries and employee benefits | $65,000 | 8,555 |
| Premises and equipment expense | $11,000 | 8,487 |
| Additional noninterest expense | $17,000 | 8,731 |
| Pre-tax net operating income | $117,000 | 6,846 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $30,000 | 5,017 |
| Income before extraordinary items | $87,000 | 6,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $70,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $87,000 | 6,933 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 7,956 |
| Total interest expense | $601,000 | 7,328 |
| Net interest income | $839,000 | 8,166 |
| Provision for loan and lease losses | $25,000 | 6,321 |
| Total noninterest income | $67,000 | 8,284 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $63,000 | 6,871 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $524,000 | 8,532 |
| Salaries and employee benefits | $400,000 | 8,210 |
| Premises and equipment expense | $35,000 | 8,634 |
| Additional noninterest expense | $89,000 | 8,731 |
| Pre-tax net operating income | $357,000 | 7,207 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $125,000 | 5,179 |
| Income before extraordinary items | $232,000 | 7,455 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $232,000 | 7,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,747 |
| Cash dividends | $70,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $232,000 | 7,431 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 7,989 |
| Total interest expense | $447,000 | 7,294 |
| Net interest income | $624,000 | 8,220 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $52,000 | 8,290 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 6,889 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,585 |
| Total noninterest expense | $287,000 | 8,692 |
| Salaries and employee benefits | $203,000 | 8,554 |
| Premises and equipment expense | $25,000 | 8,655 |
| Additional noninterest expense | $59,000 | 8,760 |
| Pre-tax net operating income | $364,000 | 6,930 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $84,000 | 5,399 |
| Income before extraordinary items | $280,000 | 7,019 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $280,000 | 7,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $70,000 | 4,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $280,000 | 6,984 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $696,000 | 8,025 |
| Total interest expense | $292,000 | 7,240 |
| Net interest income | $404,000 | 8,272 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $34,000 | 8,314 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $31,000 | 6,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,000 | 8,558 |
| Total noninterest expense | $184,000 | 8,714 |
| Salaries and employee benefits | $137,000 | 8,560 |
| Premises and equipment expense | $14,000 | 8,690 |
| Additional noninterest expense | $33,000 | 8,800 |
| Pre-tax net operating income | $254,000 | 6,885 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $56,000 | 5,420 |
| Income before extraordinary items | $198,000 | 6,955 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $198,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $198,000 | 6,900 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $334,000 | 8,133 |
| Total interest expense | $149,000 | 7,180 |
| Net interest income | $185,000 | 8,443 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $96,000 | 8,764 |
| Salaries and employee benefits | $71,000 | 8,603 |
| Premises and equipment expense | $9,000 | 8,660 |
| Additional noninterest expense | $16,000 | 8,866 |
| Pre-tax net operating income | $106,000 | 7,134 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $28,000 | 5,369 |
| Income before extraordinary items | $78,000 | 7,274 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $78,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $78,000 | 7,245 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 8,056 |
| Total interest expense | $502,000 | 7,297 |
| Net interest income | $844,000 | 8,246 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $66,000 | 8,440 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $61,000 | 7,102 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,000 | 8,690 |
| Total noninterest expense | $595,000 | 8,532 |
| Salaries and employee benefits | $465,000 | 8,088 |
| Premises and equipment expense | $38,000 | 8,741 |
| Additional noninterest expense | $92,000 | 8,841 |
| Pre-tax net operating income | $315,000 | 7,386 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $70,000 | 5,816 |
| Income before extraordinary items | $245,000 | 7,446 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $245,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,894 |
| Cash dividends | $21,000 | 6,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $245,000 | 7,390 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $999,000 | 8,106 |
| Total interest expense | $377,000 | 7,322 |
| Net interest income | $622,000 | 8,296 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $49,000 | 8,493 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $45,000 | 7,167 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $268,000 | 8,867 |
| Salaries and employee benefits | $187,000 | 8,753 |
| Premises and equipment expense | $24,000 | 8,819 |
| Additional noninterest expense | $57,000 | 8,924 |
| Pre-tax net operating income | $403,000 | 6,726 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $40,000 | 6,113 |
| Income before extraordinary items | $363,000 | 6,536 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $363,000 | 6,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $363,000 | 6,462 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $658,000 | 8,180 |
| Total interest expense | $254,000 | 7,359 |
| Net interest income | $404,000 | 8,376 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $32,000 | 8,558 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $29,000 | 7,223 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $187,000 | 8,908 |
| Salaries and employee benefits | $128,000 | 8,794 |
| Premises and equipment expense | $17,000 | 8,845 |
| Additional noninterest expense | $42,000 | 8,947 |
| Pre-tax net operating income | $249,000 | 6,832 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $14,000 | 6,499 |
| Income before extraordinary items | $235,000 | 6,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 6,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,762 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $235,000 | 6,495 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,219 |
| Total interest expense | $132,000 | 7,324 |
| Net interest income | $198,000 | 8,446 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $15,000 | 8,621 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $98,000 | 8,917 |
| Salaries and employee benefits | $64,000 | 8,829 |
| Premises and equipment expense | $9,000 | 8,833 |
| Additional noninterest expense | $25,000 | 8,937 |
| Pre-tax net operating income | $115,000 | 6,927 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-12,000 | 8,870 |
| Income before extraordinary items | $127,000 | 6,391 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $127,000 | 6,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,329 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $127,000 | 6,277 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 8,250 |
| Total interest expense | $572,000 | 7,487 |
| Net interest income | $759,000 | 8,474 |
| Provision for loan and lease losses | $10,000 | 7,370 |
| Total noninterest income | $65,000 | 8,648 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $60,000 | 7,265 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,000 | 8,909 |
| Total noninterest expense | $549,000 | 8,761 |
| Salaries and employee benefits | $409,000 | 8,382 |
| Premises and equipment expense | $33,000 | 8,976 |
| Additional noninterest expense | $107,000 | 8,969 |
| Pre-tax net operating income | $265,000 | 7,577 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $89,000 | 5,838 |
| Income before extraordinary items | $176,000 | 7,880 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $176,000 | 7,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,588 |
| Cash dividends | $21,000 | 6,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $176,000 | 7,750 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $989,000 | 8,351 |
| Total interest expense | $440,000 | 7,585 |
| Net interest income | $549,000 | 8,583 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $48,000 | 8,744 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $45,000 | 7,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 9,005 |
| Total noninterest expense | $273,000 | 9,058 |
| Salaries and employee benefits | $168,000 | 8,990 |
| Premises and equipment expense | $22,000 | 9,040 |
| Additional noninterest expense | $83,000 | 8,999 |
| Pre-tax net operating income | $324,000 | 7,053 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $81,000 | 5,792 |
| Income before extraordinary items | $243,000 | 7,307 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $243,000 | 7,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $243,000 | 7,138 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $658,000 | 8,419 |
| Total interest expense | $303,000 | 7,633 |
| Net interest income | $355,000 | 8,652 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $34,000 | 8,713 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,000 | 8,960 |
| Total noninterest expense | $191,000 | 9,066 |
| Salaries and employee benefits | $112,000 | 9,027 |
| Premises and equipment expense | $15,000 | 9,055 |
| Additional noninterest expense | $64,000 | 8,923 |
| Pre-tax net operating income | $198,000 | 7,232 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $54,000 | 5,837 |
| Income before extraordinary items | $144,000 | 7,500 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $144,000 | 7,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $144,000 | 7,316 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $329,000 | 8,491 |
| Total interest expense | $155,000 | 7,686 |
| Net interest income | $174,000 | 8,724 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $15,000 | 8,812 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $100,000 | 9,089 |
| Salaries and employee benefits | $59,000 | 9,040 |
| Premises and equipment expense | $7,000 | 9,093 |
| Additional noninterest expense | $34,000 | 8,932 |
| Pre-tax net operating income | $89,000 | 7,372 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $27,000 | 5,815 |
| Income before extraordinary items | $62,000 | 7,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $62,000 | 7,501 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 8,411 |
| Total interest expense | $709,000 | 7,794 |
| Net interest income | $767,000 | 8,637 |
| Provision for loan and lease losses | $35,000 | 7,087 |
| Total noninterest income | $64,000 | 8,822 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $59,000 | 7,370 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 9,073 |
| Total noninterest expense | $524,000 | 8,945 |
| Salaries and employee benefits | $397,000 | 8,521 |
| Premises and equipment expense | $44,000 | 8,995 |
| Additional noninterest expense | $83,000 | 9,221 |
| Pre-tax net operating income | $272,000 | 7,661 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $92,000 | 6,039 |
| Income before extraordinary items | $181,000 | 7,940 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $181,000 | 7,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $180,340 | 7,827 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 8,690 |
| Total interest expense | $884,000 | 8,253 |
| Net interest income | $657,000 | 8,931 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $55,000 | 9,107 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $48,000 | 7,644 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,000 | 9,251 |
| Total noninterest expense | $465,000 | 9,244 |
| Salaries and employee benefits | $369,000 | 8,753 |
| Premises and equipment expense | $38,000 | 9,323 |
| Additional noninterest expense | $58,000 | 9,533 |
| Pre-tax net operating income | $247,000 | 7,655 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $81,000 | 6,246 |
| Income before extraordinary items | $166,000 | 7,929 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $166,000 | 7,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,628 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $166,000 | 7,820 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 8,946 |
| Total interest expense | $901,000 | 8,440 |
| Net interest income | $615,000 | 9,267 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $47,000 | 9,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 7,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 9,680 |
| Total noninterest expense | $436,000 | 9,523 |
| Salaries and employee benefits | $341,000 | 9,051 |
| Premises and equipment expense | $40,000 | 9,542 |
| Additional noninterest expense | $55,000 | 9,821 |
| Pre-tax net operating income | $226,000 | 8,255 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $73,000 | 6,884 |
| Income before extraordinary items | $153,000 | 8,403 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $153,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $153,000 | 8,403 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 9,180 |
| Total interest expense | $805,000 | 8,661 |
| Net interest income | $612,000 | 9,482 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $45,000 | 9,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,002 |
| Total noninterest expense | $430,000 | 9,798 |
| Salaries and employee benefits | $325,000 | 9,332 |
| Premises and equipment expense | $40,000 | 9,825 |
| Additional noninterest expense | $65,000 | 10,108 |
| Pre-tax net operating income | $227,000 | 8,445 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $82,000 | 7,173 |
| Income before extraordinary items | $145,000 | 8,676 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $145,000 | 8,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,445 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $145,000 | 8,631 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 9,359 |
| Total interest expense | $834,000 | 8,844 |
| Net interest income | $613,000 | 9,702 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $39,000 | 9,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,282 |
| Total noninterest expense | $425,000 | 9,985 |
| Salaries and employee benefits | $316,000 | 9,532 |
| Premises and equipment expense | $51,000 | 9,797 |
| Additional noninterest expense | $58,000 | 10,359 |
| Pre-tax net operating income | $227,000 | 8,781 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $65,000 | 8,075 |
| Income before extraordinary items | $162,000 | 8,893 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $162,000 | 8,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,026 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $162,000 | 8,831 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 9,846 |
| Total interest expense | $801,000 | 9,258 |
| Net interest income | $569,000 | 10,247 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $44,000 | 10,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,761 |
| Total noninterest expense | $395,000 | 10,489 |
| Salaries and employee benefits | $297,000 | 9,974 |
| Premises and equipment expense | $41,000 | 10,416 |
| Additional noninterest expense | $57,000 | 10,805 |
| Pre-tax net operating income | $218,000 | 9,480 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $63,000 | 9,033 |
| Income before extraordinary items | $155,000 | 9,537 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $155,000 | 9,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $14,000 | 7,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $155,000 | 9,495 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 10,387 |
| Total interest expense | $791,000 | 9,673 |
| Net interest income | $512,000 | 10,864 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $38,000 | 11,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 9,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 11,246 |
| Total noninterest expense | $349,000 | 11,116 |
| Salaries and employee benefits | $257,000 | 10,674 |
| Premises and equipment expense | $36,000 | 11,014 |
| Additional noninterest expense | $56,000 | 11,363 |
| Pre-tax net operating income | $201,000 | 9,785 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $99,000 | 8,762 |
| Income before extraordinary items | $102,000 | 10,200 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $102,000 | 10,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $14,000 | 8,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $102,000 | 10,149 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 10,990 |
| Total interest expense | $694,000 | 10,331 |
| Net interest income | $496,000 | 11,409 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $45,000 | 11,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 9,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $347,000 | 11,596 |
| Salaries and employee benefits | $248,000 | 11,168 |
| Premises and equipment expense | $29,000 | 11,637 |
| Additional noninterest expense | $70,000 | 11,812 |
| Pre-tax net operating income | $194,000 | 10,498 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $72,000 | 9,749 |
| Income before extraordinary items | $122,000 | 10,727 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $122,000 | 10,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 11,628 |
| Cash dividends | $14,000 | 8,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $122,000 | 10,701 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 11,594 |
| Total interest expense | $581,000 | 10,686 |
| Net interest income | $479,000 | 12,066 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $59,000 | 11,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,244 |
| Total noninterest expense | $357,000 | 12,191 |
| Salaries and employee benefits | $234,000 | 11,802 |
| Premises and equipment expense | $32,000 | 12,185 |
| Additional noninterest expense | $91,000 | 12,368 |
| Pre-tax net operating income | $181,000 | 11,048 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $54,000 | 10,369 |
| Income before extraordinary items | $125,000 | 11,106 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $125,000 | 11,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $126,400 | 11,143 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $935,000 | 12,424 |
| Total interest expense | $574,000 | 11,293 |
| Net interest income | $361,000 | 12,899 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $71,000 | 12,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $300,000 | 12,983 |
| Salaries and employee benefits | $181,000 | 12,768 |
| Premises and equipment expense | $26,000 | 12,948 |
| Additional noninterest expense | $93,000 | 12,996 |
| Pre-tax net operating income | $132,000 | 11,619 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $25,000 | 11,496 |
| Income before extraordinary items | $106,000 | 11,743 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $106,000 | 11,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $106,810 | 11,539 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 12,929 |
| Total interest expense | $655,000 | 12,047 |
| Net interest income | $396,000 | 13,398 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $51,000 | 13,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 11,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $329,000 | 13,476 |
| Salaries and employee benefits | $189,000 | 13,259 |
| Premises and equipment expense | $40,000 | 13,061 |
| Additional noninterest expense | $100,000 | 13,523 |
| Pre-tax net operating income | $118,000 | 11,835 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $37,000 | 11,601 |
| Income before extraordinary items | $81,000 | 12,203 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $81,000 | 12,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 12,539 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $81,000 | 11,907 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.