Home > BYL Bank Group > Income and Expense
BYL Bank Group, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $28,576,000 | 1,238 |
| Total interest expense | $10,267,000 | 1,674 |
| Net interest income | $18,309,000 | 947 |
| Provision for loan and lease losses | $600,000 | 1,605 |
| Total noninterest income | $17,816,000 | 411 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $703,000 | 1,966 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $17,113,000 | 321 |
| Total noninterest expense | $32,689,000 | 495 |
| Salaries and employee benefits | $17,111,000 | 444 |
| Premises and equipment expense | $4,369,000 | 518 |
| Additional noninterest expense | $11,209,000 | 531 |
| Pre-tax net operating income | $2,836,000 | 2,501 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,151,000 | 1,883 |
| Income before extraordinary items | $1,685,000 | 2,957 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,685,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $915,000 | 797 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,685,000 | 2,943 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,528,000 | 1,185 |
| Total interest expense | $11,586,000 | 1,304 |
| Net interest income | $15,942,000 | 1,100 |
| Provision for loan and lease losses | $694,000 | 1,333 |
| Total noninterest income | $22,686,000 | 365 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,752,000 | 764 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $20,934,000 | 294 |
| Total noninterest expense | $33,841,000 | 501 |
| Salaries and employee benefits | $19,906,000 | 385 |
| Premises and equipment expense | $5,085,000 | 457 |
| Additional noninterest expense | $8,850,000 | 659 |
| Pre-tax net operating income | $4,093,000 | 1,808 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,768,000 | 1,380 |
| Income before extraordinary items | $2,325,000 | 2,248 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,325,000 | 2,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,502 |
| Cash dividends | $760,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,325,000 | 2,227 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,980,000 | 1,346 |
| Total interest expense | $8,406,000 | 1,821 |
| Net interest income | $15,574,000 | 1,085 |
| Provision for loan and lease losses | $755,000 | 1,232 |
| Total noninterest income | $21,951,000 | 357 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,537,000 | 802 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $20,414,000 | 285 |
| Total noninterest expense | $30,277,000 | 527 |
| Salaries and employee benefits | $19,662,000 | 378 |
| Premises and equipment expense | $3,677,000 | 587 |
| Additional noninterest expense | $6,938,000 | 770 |
| Pre-tax net operating income | $6,493,000 | 1,150 |
| Securities gains (losses) | $-39,000 | 10,354 |
| Applicable income taxes | $2,662,000 | 966 |
| Income before extraordinary items | $3,792,000 | 1,399 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,792,000 | 1,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,568 |
| Cash dividends | $531,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,816,960 | 1,333 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,029,000 | 2,331 |
| Total interest expense | $4,160,000 | 3,530 |
| Net interest income | $9,869,000 | 1,768 |
| Provision for loan and lease losses | $733,000 | 1,281 |
| Total noninterest income | $13,783,000 | 457 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,568,000 | 811 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $12,215,000 | 364 |
| Total noninterest expense | $19,133,000 | 766 |
| Salaries and employee benefits | $12,313,000 | 555 |
| Premises and equipment expense | $2,147,000 | 936 |
| Additional noninterest expense | $4,673,000 | 1,020 |
| Pre-tax net operating income | $3,786,000 | 1,982 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,609,000 | 1,607 |
| Income before extraordinary items | $2,177,000 | 2,393 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,177,000 | 2,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,529 |
| Cash dividends | $292,000 | 4,666 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 805 |
| Net operating income | $2,177,000 | 2,334 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,248,000 | 4,424 |
| Total interest expense | $2,060,000 | 6,299 |
| Net interest income | $5,188,000 | 3,434 |
| Provision for loan and lease losses | $344,000 | 2,349 |
| Total noninterest income | $7,948,000 | 688 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $575,000 | 2,366 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $7,373,000 | 515 |
| Total noninterest expense | $10,981,000 | 1,308 |
| Salaries and employee benefits | $6,383,000 | 1,047 |
| Premises and equipment expense | $1,373,000 | 1,477 |
| Additional noninterest expense | $3,225,000 | 1,615 |
| Pre-tax net operating income | $1,811,000 | 3,698 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $747,000 | 3,025 |
| Income before extraordinary items | $1,064,000 | 4,257 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,064,000 | 4,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,645 |
| Cash dividends | $179,000 | 5,713 |
| Sale, conversion, retirement of capital stock, net | $6,461,000 | 101 |
| Net operating income | $1,064,000 | 4,205 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 6,505 |
| Total interest expense | $1,045,000 | 9,100 |
| Net interest income | $3,408,000 | 4,971 |
| Provision for loan and lease losses | $262,000 | 2,482 |
| Total noninterest income | $5,447,000 | 904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,062,000 | 656 |
| Total noninterest expense | $7,095,000 | 1,948 |
| Salaries and employee benefits | $4,345,000 | 1,529 |
| Premises and equipment expense | $972,000 | 2,071 |
| Additional noninterest expense | $1,778,000 | 2,656 |
| Pre-tax net operating income | $1,498,000 | 4,460 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $578,000 | 3,756 |
| Income before extraordinary items | $920,000 | 4,902 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $920,000 | 4,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,370 |
| Cash dividends | $270,000 | 4,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $920,000 | 4,900 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,199,000 | 6,472 |
| Total interest expense | $1,005,000 | 8,671 |
| Net interest income | $3,194,000 | 5,331 |
| Provision for loan and lease losses | $423,000 | 1,744 |
| Total noninterest income | $4,154,000 | 1,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,747,000 | 768 |
| Total noninterest expense | $5,772,000 | 2,438 |
| Salaries and employee benefits | $3,117,000 | 2,124 |
| Premises and equipment expense | $924,000 | 2,186 |
| Additional noninterest expense | $1,731,000 | 2,920 |
| Pre-tax net operating income | $1,153,000 | 5,382 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $475,000 | 4,214 |
| Income before extraordinary items | $678,000 | 6,036 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $678,000 | 6,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,904 |
| Cash dividends | $91,000 | 7,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $678,000 | 6,113 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,034,000 | 5,753 |
| Total interest expense | $1,039,000 | 8,929 |
| Net interest income | $3,995,000 | 4,406 |
| Provision for loan and lease losses | $819,000 | 1,491 |
| Total noninterest income | $1,989,000 | 1,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,604,000 | 1,468 |
| Total noninterest expense | $5,479,000 | 2,618 |
| Salaries and employee benefits | $2,853,000 | 2,337 |
| Premises and equipment expense | $941,000 | 2,183 |
| Additional noninterest expense | $1,685,000 | 3,166 |
| Pre-tax net operating income | $-314,000 | 12,773 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-106,000 | 12,962 |
| Income before extraordinary items | $-208,000 | 12,767 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-208,000 | 12,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $888,000 | 1,243 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-208,000 | 12,685 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,010,000 | 6,379 |
| Total interest expense | $1,255,000 | 9,405 |
| Net interest income | $3,755,000 | 4,722 |
| Provision for loan and lease losses | $318,000 | 3,992 |
| Total noninterest income | $1,802,000 | 2,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $421,000 | 3,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,381,000 | 1,601 |
| Total noninterest expense | $4,691,000 | 3,040 |
| Salaries and employee benefits | $2,690,000 | 2,403 |
| Premises and equipment expense | $961,000 | 2,171 |
| Additional noninterest expense | $1,040,000 | 4,892 |
| Pre-tax net operating income | $548,000 | 8,083 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $215,000 | 7,283 |
| Income before extraordinary items | $333,000 | 8,898 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $333,000 | 9,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 4,924 |
| Cash dividends | $83,000 | 6,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $333,000 | 8,540 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.