Home > Butte Community Bank > Income and Expense
Butte Community Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,099,000 | 1,425 |
| Total interest expense | $1,739,000 | 2,462 |
| Net interest income | $9,360,000 | 1,214 |
| Provision for loan and lease losses | $10,232,000 | 352 |
| Total noninterest income | $7,604,000 | 458 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,650,000 | 463 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,954,000 | 379 |
| Total noninterest expense | $12,350,000 | 797 |
| Salaries and employee benefits | $5,752,000 | 845 |
| Premises and equipment expense | $2,307,000 | 558 |
| Additional noninterest expense | $4,291,000 | 836 |
| Pre-tax net operating income | $-5,618,000 | 7,580 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,161,000 | 7,631 |
| Income before extraordinary items | $-4,457,000 | 7,555 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,457,000 | 7,555 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,457,000 | 7,555 |
| Net charge-offs | $7,462,000 | 415 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,457,000 | 7,547 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,419,000 | 1,501 |
| Total interest expense | $919,000 | 2,452 |
| Net interest income | $4,500,000 | 1,278 |
| Provision for loan and lease losses | $5,289,000 | 356 |
| Total noninterest income | $1,719,000 | 800 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $771,000 | 492 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $948,000 | 827 |
| Total noninterest expense | $7,201,000 | 698 |
| Salaries and employee benefits | $2,970,000 | 830 |
| Premises and equipment expense | $1,215,000 | 545 |
| Additional noninterest expense | $3,016,000 | 601 |
| Pre-tax net operating income | $-6,271,000 | 7,800 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-2,164,000 | 7,865 |
| Income before extraordinary items | $-4,107,000 | 7,762 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,107,000 | 7,762 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,107,000 | 7,763 |
| Net charge-offs | $3,285,000 | 455 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-4,107,000 | 7,751 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $28,230,000 | 1,221 |
| Total interest expense | $5,925,000 | 1,944 |
| Net interest income | $22,305,000 | 974 |
| Provision for loan and lease losses | $23,057,000 | 446 |
| Total noninterest income | $12,418,000 | 553 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,613,000 | 457 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,805,000 | 485 |
| Total noninterest expense | $31,260,000 | 670 |
| Salaries and employee benefits | $12,466,000 | 783 |
| Premises and equipment expense | $5,415,000 | 490 |
| Additional noninterest expense | $13,379,000 | 607 |
| Pre-tax net operating income | $-19,594,000 | 7,706 |
| Securities gains (losses) | $-172,000 | 7,395 |
| Applicable income taxes | $6,704,000 | 223 |
| Income before extraordinary items | $-26,470,000 | 7,794 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-26,470,000 | 7,793 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-26,470,000 | 7,793 |
| Net charge-offs | $17,908,000 | 439 |
| Cash dividends | $225,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-26,298,000 | 7,796 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,470,000 | 1,225 |
| Total interest expense | $4,808,000 | 1,887 |
| Net interest income | $16,662,000 | 979 |
| Provision for loan and lease losses | $13,084,000 | 500 |
| Total noninterest income | $9,954,000 | 532 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,954,000 | 422 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $7,000,000 | 471 |
| Total noninterest expense | $22,687,000 | 698 |
| Salaries and employee benefits | $9,520,000 | 782 |
| Premises and equipment expense | $4,089,000 | 498 |
| Additional noninterest expense | $9,078,000 | 638 |
| Pre-tax net operating income | $-9,155,000 | 7,715 |
| Securities gains (losses) | $-172,000 | 7,559 |
| Applicable income taxes | $-4,077,000 | 7,871 |
| Income before extraordinary items | $-5,250,000 | 7,598 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,250,000 | 7,598 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,250,000 | 7,598 |
| Net charge-offs | $8,139,000 | 591 |
| Cash dividends | $225,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,139,920 | 7,600 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,471,000 | 1,239 |
| Total interest expense | $3,525,000 | 1,834 |
| Net interest income | $10,946,000 | 986 |
| Provision for loan and lease losses | $7,184,000 | 577 |
| Total noninterest income | $7,779,000 | 476 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,898,000 | 435 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,881,000 | 412 |
| Total noninterest expense | $14,249,000 | 744 |
| Salaries and employee benefits | $6,460,000 | 783 |
| Premises and equipment expense | $2,726,000 | 505 |
| Additional noninterest expense | $5,063,000 | 766 |
| Pre-tax net operating income | $-2,708,000 | 7,522 |
| Securities gains (losses) | $-172,000 | 7,759 |
| Applicable income taxes | $-992,000 | 7,751 |
| Income before extraordinary items | $-1,888,000 | 7,445 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,888,000 | 7,444 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,888,000 | 7,443 |
| Net charge-offs | $5,792,000 | 530 |
| Cash dividends | $225,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,774,480 | 7,414 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,076,000 | 1,279 |
| Total interest expense | $1,872,000 | 1,795 |
| Net interest income | $5,204,000 | 1,039 |
| Provision for loan and lease losses | $3,152,000 | 546 |
| Total noninterest income | $5,046,000 | 364 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $916,000 | 441 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,130,000 | 288 |
| Total noninterest expense | $6,476,000 | 775 |
| Salaries and employee benefits | $3,346,000 | 752 |
| Premises and equipment expense | $1,382,000 | 504 |
| Additional noninterest expense | $1,748,000 | 964 |
| Pre-tax net operating income | $622,000 | 1,997 |
| Securities gains (losses) | $-172,000 | 8,032 |
| Applicable income taxes | $104,000 | 2,138 |
| Income before extraordinary items | $346,000 | 2,843 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $346,000 | 2,842 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $346,000 | 2,844 |
| Net charge-offs | $2,281,000 | 553 |
| Cash dividends | $225,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $478,440 | 2,082 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $36,800,000 | 1,027 |
| Total interest expense | $9,602,000 | 1,692 |
| Net interest income | $27,198,000 | 790 |
| Provision for loan and lease losses | $3,742,000 | 1,208 |
| Total noninterest income | $9,222,000 | 637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,904,000 | 446 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,318,000 | 621 |
| Total noninterest expense | $25,751,000 | 773 |
| Salaries and employee benefits | $14,308,000 | 688 |
| Premises and equipment expense | $5,575,000 | 492 |
| Additional noninterest expense | $5,868,000 | 1,097 |
| Pre-tax net operating income | $6,927,000 | 797 |
| Securities gains (losses) | $-1,489,000 | 7,825 |
| Applicable income taxes | $1,777,000 | 748 |
| Income before extraordinary items | $3,661,000 | 1,128 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,661,000 | 1,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,148,000 | 1,813 |
| Cash dividends | $11,238,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,658,630 | 943 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $27,963,000 | 1,040 |
| Total interest expense | $7,430,000 | 1,703 |
| Net interest income | $20,533,000 | 802 |
| Provision for loan and lease losses | $1,929,000 | 1,216 |
| Total noninterest income | $6,935,000 | 666 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,883,000 | 459 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,052,000 | 647 |
| Total noninterest expense | $19,317,000 | 762 |
| Salaries and employee benefits | $10,797,000 | 700 |
| Premises and equipment expense | $4,192,000 | 501 |
| Additional noninterest expense | $4,328,000 | 1,059 |
| Pre-tax net operating income | $6,222,000 | 810 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,329,000 | 573 |
| Income before extraordinary items | $3,893,000 | 934 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,893,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $637,000 | 1,696 |
| Cash dividends | $11,088,000 | 217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,893,000 | 997 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,593,000 | 1,052 |
| Total interest expense | $5,211,000 | 1,681 |
| Net interest income | $13,382,000 | 814 |
| Provision for loan and lease losses | $1,229,000 | 1,077 |
| Total noninterest income | $4,335,000 | 714 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,851,000 | 460 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,484,000 | 715 |
| Total noninterest expense | $12,584,000 | 774 |
| Salaries and employee benefits | $7,152,000 | 710 |
| Premises and equipment expense | $2,759,000 | 501 |
| Additional noninterest expense | $2,673,000 | 1,116 |
| Pre-tax net operating income | $3,904,000 | 909 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,514,000 | 653 |
| Income before extraordinary items | $2,390,000 | 1,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,390,000 | 1,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,131 |
| Cash dividends | $10,955,000 | 173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,390,000 | 1,133 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,458,000 | 1,064 |
| Total interest expense | $2,786,000 | 1,688 |
| Net interest income | $6,672,000 | 819 |
| Provision for loan and lease losses | $805,000 | 721 |
| Total noninterest income | $2,015,000 | 743 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $857,000 | 487 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,158,000 | 767 |
| Total noninterest expense | $6,113,000 | 786 |
| Salaries and employee benefits | $3,593,000 | 706 |
| Premises and equipment expense | $1,349,000 | 514 |
| Additional noninterest expense | $1,171,000 | 1,223 |
| Pre-tax net operating income | $1,769,000 | 1,079 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $693,000 | 791 |
| Income before extraordinary items | $1,076,000 | 1,397 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,076,000 | 1,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $1,646,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,076,000 | 1,359 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $42,495,000 | 995 |
| Total interest expense | $12,782,000 | 1,575 |
| Net interest income | $29,713,000 | 742 |
| Provision for loan and lease losses | $-16,000 | 8,252 |
| Total noninterest income | $9,118,000 | 657 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,422,000 | 507 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,696,000 | 608 |
| Total noninterest expense | $25,993,000 | 722 |
| Salaries and employee benefits | $15,137,000 | 636 |
| Premises and equipment expense | $4,361,000 | 608 |
| Additional noninterest expense | $6,495,000 | 871 |
| Pre-tax net operating income | $12,854,000 | 669 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,212,000 | 526 |
| Income before extraordinary items | $7,642,000 | 844 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,642,000 | 842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $4,251,000 | 863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,642,000 | 834 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,123,000 | 987 |
| Total interest expense | $9,633,000 | 1,567 |
| Net interest income | $22,490,000 | 738 |
| Provision for loan and lease losses | $116,000 | 3,909 |
| Total noninterest income | $6,850,000 | 661 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,526,000 | 504 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,324,000 | 607 |
| Total noninterest expense | $19,209,000 | 717 |
| Salaries and employee benefits | $11,362,000 | 640 |
| Premises and equipment expense | $3,191,000 | 622 |
| Additional noninterest expense | $4,656,000 | 878 |
| Pre-tax net operating income | $10,015,000 | 702 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,060,000 | 548 |
| Income before extraordinary items | $5,955,000 | 878 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,955,000 | 876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,724 |
| Cash dividends | $2,992,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,955,000 | 871 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,194,000 | 1,011 |
| Total interest expense | $6,427,000 | 1,565 |
| Net interest income | $14,767,000 | 771 |
| Provision for loan and lease losses | $39,000 | 4,684 |
| Total noninterest income | $4,035,000 | 766 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,598,000 | 542 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,437,000 | 717 |
| Total noninterest expense | $12,899,000 | 735 |
| Salaries and employee benefits | $7,692,000 | 639 |
| Premises and equipment expense | $2,100,000 | 650 |
| Additional noninterest expense | $3,107,000 | 898 |
| Pre-tax net operating income | $5,864,000 | 823 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,429,000 | 622 |
| Income before extraordinary items | $3,435,000 | 1,052 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,435,000 | 1,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $1,964,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,435,000 | 1,034 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,469,000 | 1,016 |
| Total interest expense | $3,175,000 | 1,565 |
| Net interest income | $7,294,000 | 770 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $1,841,000 | 807 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $725,000 | 575 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,116,000 | 757 |
| Total noninterest expense | $6,469,000 | 725 |
| Salaries and employee benefits | $3,882,000 | 641 |
| Premises and equipment expense | $1,048,000 | 645 |
| Additional noninterest expense | $1,539,000 | 890 |
| Pre-tax net operating income | $2,591,000 | 910 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,069,000 | 695 |
| Income before extraordinary items | $1,522,000 | 1,161 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,522,000 | 1,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $984,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,522,000 | 1,140 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $40,263,000 | 974 |
| Total interest expense | $8,725,000 | 1,897 |
| Net interest income | $31,538,000 | 697 |
| Provision for loan and lease losses | $637,000 | 1,532 |
| Total noninterest income | $7,244,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,685,000 | 649 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,559,000 | 720 |
| Total noninterest expense | $23,686,000 | 740 |
| Salaries and employee benefits | $13,382,000 | 697 |
| Premises and equipment expense | $3,527,000 | 727 |
| Additional noninterest expense | $6,777,000 | 794 |
| Pre-tax net operating income | $14,459,000 | 708 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,855,000 | 568 |
| Income before extraordinary items | $8,604,000 | 872 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,604,000 | 872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,443 |
| Cash dividends | $3,039,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,604,000 | 858 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,618,000 | 994 |
| Total interest expense | $5,914,000 | 2,015 |
| Net interest income | $23,704,000 | 715 |
| Provision for loan and lease losses | $696,000 | 1,059 |
| Total noninterest income | $5,263,000 | 838 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,983,000 | 667 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,280,000 | 763 |
| Total noninterest expense | $17,016,000 | 789 |
| Salaries and employee benefits | $9,935,000 | 717 |
| Premises and equipment expense | $2,480,000 | 784 |
| Additional noninterest expense | $4,601,000 | 873 |
| Pre-tax net operating income | $11,255,000 | 720 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,614,000 | 572 |
| Income before extraordinary items | $6,641,000 | 882 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,641,000 | 881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $2,156,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,641,000 | 871 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,112,000 | 1,000 |
| Total interest expense | $3,562,000 | 2,096 |
| Net interest income | $15,550,000 | 726 |
| Provision for loan and lease losses | $477,000 | 1,024 |
| Total noninterest income | $3,615,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,257,000 | 692 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,358,000 | 708 |
| Total noninterest expense | $11,140,000 | 803 |
| Salaries and employee benefits | $6,685,000 | 712 |
| Premises and equipment expense | $1,586,000 | 812 |
| Additional noninterest expense | $2,869,000 | 934 |
| Pre-tax net operating income | $7,548,000 | 717 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,989,000 | 597 |
| Income before extraordinary items | $4,559,000 | 855 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,559,000 | 855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $1,389,000 | 1,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,559,000 | 839 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,148,000 | 1,021 |
| Total interest expense | $1,544,000 | 2,281 |
| Net interest income | $7,604,000 | 739 |
| Provision for loan and lease losses | $245,000 | 951 |
| Total noninterest income | $1,601,000 | 884 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $578,000 | 729 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,023,000 | 790 |
| Total noninterest expense | $5,531,000 | 805 |
| Salaries and employee benefits | $3,337,000 | 709 |
| Premises and equipment expense | $772,000 | 831 |
| Additional noninterest expense | $1,422,000 | 936 |
| Pre-tax net operating income | $3,429,000 | 769 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,377,000 | 625 |
| Income before extraordinary items | $2,052,000 | 925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,052,000 | 924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $625,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,052,000 | 905 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $31,916,000 | 1,037 |
| Total interest expense | $4,699,000 | 2,330 |
| Net interest income | $27,217,000 | 772 |
| Provision for loan and lease losses | $725,000 | 1,375 |
| Total noninterest income | $7,242,000 | 805 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,351,000 | 733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,891,000 | 698 |
| Total noninterest expense | $20,207,000 | 839 |
| Salaries and employee benefits | $11,258,000 | 803 |
| Premises and equipment expense | $3,005,000 | 806 |
| Additional noninterest expense | $5,944,000 | 864 |
| Pre-tax net operating income | $13,527,000 | 728 |
| Securities gains (losses) | $10,000 | 1,476 |
| Applicable income taxes | $5,449,000 | 606 |
| Income before extraordinary items | $8,088,000 | 891 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,088,000 | 891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,898 |
| Cash dividends | $2,258,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,081,600 | 874 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,929,000 | 1,047 |
| Total interest expense | $3,265,000 | 2,387 |
| Net interest income | $19,664,000 | 801 |
| Provision for loan and lease losses | $653,000 | 1,136 |
| Total noninterest income | $5,630,000 | 781 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,749,000 | 740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,881,000 | 670 |
| Total noninterest expense | $14,646,000 | 865 |
| Salaries and employee benefits | $8,373,000 | 798 |
| Premises and equipment expense | $2,208,000 | 808 |
| Additional noninterest expense | $4,065,000 | 943 |
| Pre-tax net operating income | $9,995,000 | 743 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,997,000 | 619 |
| Income before extraordinary items | $5,998,000 | 897 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,998,000 | 899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $1,664,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,998,000 | 883 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,509,000 | 1,067 |
| Total interest expense | $2,020,000 | 2,412 |
| Net interest income | $12,489,000 | 840 |
| Provision for loan and lease losses | $428,000 | 1,123 |
| Total noninterest income | $3,519,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,143,000 | 740 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,376,000 | 712 |
| Total noninterest expense | $9,508,000 | 878 |
| Salaries and employee benefits | $5,429,000 | 820 |
| Premises and equipment expense | $1,414,000 | 824 |
| Additional noninterest expense | $2,665,000 | 952 |
| Pre-tax net operating income | $6,072,000 | 790 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,450,000 | 651 |
| Income before extraordinary items | $3,622,000 | 958 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,622,000 | 958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $1,091,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,622,000 | 937 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,938,000 | 1,091 |
| Total interest expense | $1,004,000 | 2,331 |
| Net interest income | $5,934,000 | 876 |
| Provision for loan and lease losses | $234,000 | 986 |
| Total noninterest income | $1,776,000 | 788 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $539,000 | 754 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,237,000 | 682 |
| Total noninterest expense | $4,714,000 | 882 |
| Salaries and employee benefits | $2,843,000 | 781 |
| Premises and equipment expense | $677,000 | 870 |
| Additional noninterest expense | $1,194,000 | 1,031 |
| Pre-tax net operating income | $2,762,000 | 852 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,092,000 | 712 |
| Income before extraordinary items | $1,670,000 | 1,043 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,670,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $587,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,670,000 | 1,017 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $24,595,000 | 1,151 |
| Total interest expense | $3,617,000 | 2,235 |
| Net interest income | $20,978,000 | 943 |
| Provision for loan and lease losses | $409,000 | 2,328 |
| Total noninterest income | $6,488,000 | 850 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,086,000 | 831 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,402,000 | 732 |
| Total noninterest expense | $16,870,000 | 965 |
| Salaries and employee benefits | $9,226,000 | 934 |
| Premises and equipment expense | $2,563,000 | 870 |
| Additional noninterest expense | $5,081,000 | 990 |
| Pre-tax net operating income | $10,187,000 | 861 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,082,000 | 696 |
| Income before extraordinary items | $6,105,000 | 1,071 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,105,000 | 1,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,102 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,105,000 | 1,036 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,662,000 | 1,174 |
| Total interest expense | $2,629,000 | 2,247 |
| Net interest income | $15,033,000 | 976 |
| Provision for loan and lease losses | $640,000 | 1,173 |
| Total noninterest income | $4,478,000 | 931 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,539,000 | 848 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,939,000 | 815 |
| Total noninterest expense | $11,404,000 | 1,058 |
| Salaries and employee benefits | $6,503,000 | 987 |
| Premises and equipment expense | $1,898,000 | 882 |
| Additional noninterest expense | $3,003,000 | 1,223 |
| Pre-tax net operating income | $7,467,000 | 892 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,981,000 | 720 |
| Income before extraordinary items | $4,486,000 | 1,097 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,486,000 | 1,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,006 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,486,000 | 1,066 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,260,000 | 1,218 |
| Total interest expense | $1,744,000 | 2,242 |
| Net interest income | $9,516,000 | 1,028 |
| Provision for loan and lease losses | $415,000 | 1,192 |
| Total noninterest income | $2,976,000 | 937 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $964,000 | 889 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,012,000 | 796 |
| Total noninterest expense | $7,429,000 | 1,082 |
| Salaries and employee benefits | $4,297,000 | 1,001 |
| Premises and equipment expense | $1,205,000 | 937 |
| Additional noninterest expense | $1,927,000 | 1,259 |
| Pre-tax net operating income | $4,648,000 | 938 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,875,000 | 760 |
| Income before extraordinary items | $2,773,000 | 1,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,773,000 | 1,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,773,000 | 1,136 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 1,259 |
| Total interest expense | $887,000 | 2,231 |
| Net interest income | $4,612,000 | 1,072 |
| Provision for loan and lease losses | $225,000 | 1,035 |
| Total noninterest income | $1,324,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $453,000 | 925 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $871,000 | 872 |
| Total noninterest expense | $3,743,000 | 1,089 |
| Salaries and employee benefits | $2,233,000 | 966 |
| Premises and equipment expense | $616,000 | 938 |
| Additional noninterest expense | $894,000 | 1,356 |
| Pre-tax net operating income | $1,968,000 | 1,084 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $776,000 | 914 |
| Income before extraordinary items | $1,192,000 | 1,347 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,192,000 | 1,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,192,000 | 1,281 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,222,000 | 1,336 |
| Total interest expense | $3,956,000 | 2,230 |
| Net interest income | $17,266,000 | 1,120 |
| Provision for loan and lease losses | $655,000 | 1,716 |
| Total noninterest income | $6,318,000 | 936 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,397,000 | 1,243 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,921,000 | 774 |
| Total noninterest expense | $13,644,000 | 1,185 |
| Salaries and employee benefits | $7,421,000 | 1,144 |
| Premises and equipment expense | $2,068,000 | 1,102 |
| Additional noninterest expense | $4,155,000 | 1,202 |
| Pre-tax net operating income | $9,285,000 | 916 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,643,000 | 797 |
| Income before extraordinary items | $5,642,000 | 1,135 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,642,000 | 1,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,514 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,642,000 | 1,073 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,519,000 | 1,407 |
| Total interest expense | $3,022,000 | 2,275 |
| Net interest income | $12,497,000 | 1,177 |
| Provision for loan and lease losses | $480,000 | 1,726 |
| Total noninterest income | $4,362,000 | 1,039 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $937,000 | 1,393 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,425,000 | 837 |
| Total noninterest expense | $9,864,000 | 1,237 |
| Salaries and employee benefits | $5,415,000 | 1,187 |
| Premises and equipment expense | $1,450,000 | 1,177 |
| Additional noninterest expense | $2,999,000 | 1,251 |
| Pre-tax net operating income | $6,515,000 | 1,002 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,586,000 | 874 |
| Income before extraordinary items | $3,929,000 | 1,249 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,929,000 | 1,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,929,000 | 1,182 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,043,000 | 1,464 |
| Total interest expense | $2,048,000 | 2,321 |
| Net interest income | $7,995,000 | 1,218 |
| Provision for loan and lease losses | $270,000 | 1,999 |
| Total noninterest income | $2,718,000 | 1,082 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $522,000 | 1,616 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,196,000 | 857 |
| Total noninterest expense | $6,427,000 | 1,272 |
| Salaries and employee benefits | $3,552,000 | 1,211 |
| Premises and equipment expense | $903,000 | 1,262 |
| Additional noninterest expense | $1,972,000 | 1,260 |
| Pre-tax net operating income | $4,016,000 | 1,075 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,597,000 | 946 |
| Income before extraordinary items | $2,419,000 | 1,366 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,419,000 | 1,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,419,000 | 1,274 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 1,496 |
| Total interest expense | $1,020,000 | 2,399 |
| Net interest income | $3,936,000 | 1,238 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $1,263,000 | 1,117 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $258,000 | 1,588 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,005,000 | 888 |
| Total noninterest expense | $3,162,000 | 1,282 |
| Salaries and employee benefits | $1,787,000 | 1,195 |
| Premises and equipment expense | $436,000 | 1,322 |
| Additional noninterest expense | $939,000 | 1,293 |
| Pre-tax net operating income | $1,887,000 | 1,145 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $749,000 | 1,003 |
| Income before extraordinary items | $1,138,000 | 1,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,138,000 | 1,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,138,000 | 1,342 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,717,000 | 1,637 |
| Total interest expense | $4,774,000 | 2,340 |
| Net interest income | $13,943,000 | 1,394 |
| Provision for loan and lease losses | $603,000 | 2,048 |
| Total noninterest income | $6,441,000 | 850 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,028,000 | 1,574 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,413,000 | 651 |
| Total noninterest expense | $12,436,000 | 1,234 |
| Salaries and employee benefits | $6,219,000 | 1,317 |
| Premises and equipment expense | $1,575,000 | 1,397 |
| Additional noninterest expense | $4,642,000 | 1,064 |
| Pre-tax net operating income | $7,345,000 | 1,141 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,375,000 | 1,120 |
| Income before extraordinary items | $4,970,000 | 1,270 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,970,000 | 1,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,753 |
| Cash dividends | $613,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $518,000 | 466 |
| Net operating income | $4,970,000 | 1,211 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,516,000 | 1,747 |
| Total interest expense | $7,344,000 | 2,188 |
| Net interest income | $12,172,000 | 1,459 |
| Provision for loan and lease losses | $500,000 | 2,196 |
| Total noninterest income | $3,901,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $966,000 | 1,531 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,935,000 | 961 |
| Total noninterest expense | $9,338,000 | 1,567 |
| Salaries and employee benefits | $4,976,000 | 1,513 |
| Premises and equipment expense | $1,366,000 | 1,573 |
| Additional noninterest expense | $2,996,000 | 1,552 |
| Pre-tax net operating income | $6,235,000 | 1,193 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,424,000 | 999 |
| Income before extraordinary items | $3,811,000 | 1,423 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,811,000 | 1,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 4,010 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $666,000 | 464 |
| Net operating income | $3,811,000 | 1,364 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,788,000 | 2,098 |
| Total interest expense | $5,517,000 | 3,024 |
| Net interest income | $11,271,000 | 1,560 |
| Provision for loan and lease losses | $805,000 | 1,271 |
| Total noninterest income | $2,905,000 | 1,395 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $919,000 | 1,495 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,986,000 | 1,140 |
| Total noninterest expense | $8,393,000 | 1,664 |
| Salaries and employee benefits | $4,469,000 | 1,589 |
| Premises and equipment expense | $1,340,000 | 1,550 |
| Additional noninterest expense | $2,584,000 | 1,722 |
| Pre-tax net operating income | $4,978,000 | 1,486 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,932,000 | 1,191 |
| Income before extraordinary items | $3,046,000 | 1,723 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,046,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,427 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $-95,000 | 9,777 |
| Net operating income | $3,046,000 | 1,717 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,403,000 | 2,622 |
| Total interest expense | $3,705,000 | 3,835 |
| Net interest income | $8,698,000 | 2,025 |
| Provision for loan and lease losses | $305,000 | 2,603 |
| Total noninterest income | $3,019,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $864,000 | 1,524 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,155,000 | 1,096 |
| Total noninterest expense | $7,776,000 | 1,773 |
| Salaries and employee benefits | $3,731,000 | 1,869 |
| Premises and equipment expense | $1,129,000 | 1,811 |
| Additional noninterest expense | $2,916,000 | 1,546 |
| Pre-tax net operating income | $3,636,000 | 2,009 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,413,000 | 1,674 |
| Income before extraordinary items | $2,223,000 | 2,339 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,223,000 | 2,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,110 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $213,000 | 716 |
| Net operating income | $2,223,000 | 2,306 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,046,000 | 2,924 |
| Total interest expense | $3,673,000 | 3,960 |
| Net interest income | $7,373,000 | 2,316 |
| Provision for loan and lease losses | $565,000 | 1,568 |
| Total noninterest income | $3,215,000 | 1,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $702,000 | 1,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,513,000 | 1,018 |
| Total noninterest expense | $6,527,000 | 2,007 |
| Salaries and employee benefits | $3,356,000 | 1,997 |
| Premises and equipment expense | $885,000 | 2,201 |
| Additional noninterest expense | $2,286,000 | 1,849 |
| Pre-tax net operating income | $3,496,000 | 2,069 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,365,000 | 1,776 |
| Income before extraordinary items | $2,131,000 | 2,417 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,131,000 | 2,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,206 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $423,000 | 585 |
| Net operating income | $2,131,000 | 2,334 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,338,000 | 3,829 |
| Total interest expense | $2,686,000 | 5,124 |
| Net interest income | $5,652,000 | 3,088 |
| Provision for loan and lease losses | $250,000 | 2,930 |
| Total noninterest income | $1,657,000 | 2,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $475,000 | 2,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,182,000 | 1,574 |
| Total noninterest expense | $4,842,000 | 2,651 |
| Salaries and employee benefits | $2,229,000 | 2,975 |
| Premises and equipment expense | $725,000 | 2,648 |
| Additional noninterest expense | $1,888,000 | 2,207 |
| Pre-tax net operating income | $2,217,000 | 3,228 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $808,000 | 2,903 |
| Income before extraordinary items | $1,409,000 | 3,548 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,409,000 | 3,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,790 |
| Cash dividends | $2,000 | 7,852 |
| Sale, conversion, retirement of capital stock, net | $-60,000 | 10,758 |
| Net operating income | $1,409,000 | 3,476 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,113,000 | 4,518 |
| Total interest expense | $2,454,000 | 5,589 |
| Net interest income | $4,659,000 | 3,781 |
| Provision for loan and lease losses | $257,000 | 2,894 |
| Total noninterest income | $1,409,000 | 2,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,044,000 | 1,766 |
| Total noninterest expense | $3,846,000 | 3,460 |
| Salaries and employee benefits | $1,928,000 | 3,448 |
| Premises and equipment expense | $551,000 | 3,479 |
| Additional noninterest expense | $1,367,000 | 3,382 |
| Pre-tax net operating income | $1,965,000 | 3,463 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $740,000 | 3,054 |
| Income before extraordinary items | $1,225,000 | 3,808 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,225,000 | 3,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,972 |
| Cash dividends | $1,000 | 8,325 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 653 |
| Net operating income | $1,225,000 | 3,761 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,999,000 | 5,213 |
| Total interest expense | $2,035,000 | 6,385 |
| Net interest income | $3,964,000 | 4,346 |
| Provision for loan and lease losses | $160,000 | 3,506 |
| Total noninterest income | $706,000 | 4,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 4,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $392,000 | 3,347 |
| Total noninterest expense | $2,851,000 | 4,467 |
| Salaries and employee benefits | $1,426,000 | 4,483 |
| Premises and equipment expense | $368,000 | 4,852 |
| Additional noninterest expense | $1,057,000 | 4,164 |
| Pre-tax net operating income | $1,659,000 | 4,099 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $642,000 | 3,485 |
| Income before extraordinary items | $1,017,000 | 4,531 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,017,000 | 4,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $1,000 | 8,707 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 527 |
| Net operating income | $1,017,000 | 4,521 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 6,308 |
| Total interest expense | $1,240,000 | 7,750 |
| Net interest income | $3,108,000 | 5,464 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $679,000 | 4,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,639 |
| Total noninterest expense | $2,397,000 | 5,354 |
| Salaries and employee benefits | $1,164,000 | 5,398 |
| Premises and equipment expense | $352,000 | 5,067 |
| Additional noninterest expense | $881,000 | 5,269 |
| Pre-tax net operating income | $1,270,000 | 5,026 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $512,000 | 3,986 |
| Income before extraordinary items | $758,000 | 5,571 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $758,000 | 5,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,828 |
| Cash dividends | $1,000 | 8,919 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 981 |
| Net operating income | $758,000 | 5,643 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 7,474 |
| Total interest expense | $1,064,000 | 8,828 |
| Net interest income | $2,477,000 | 6,591 |
| Provision for loan and lease losses | $113,000 | 5,452 |
| Total noninterest income | $513,000 | 5,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 4,589 |
| Total noninterest expense | $1,867,000 | 6,706 |
| Salaries and employee benefits | $818,000 | 7,212 |
| Premises and equipment expense | $283,000 | 6,138 |
| Additional noninterest expense | $766,000 | 6,130 |
| Pre-tax net operating income | $1,010,000 | 5,855 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $385,000 | 5,144 |
| Income before extraordinary items | $625,000 | 6,597 |
| Extraordinary gains, net | $20,000 | 2,703 |
| Net income | $645,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 922 |
| Net operating income | $625,000 | 6,354 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 9,312 |
| Total interest expense | $1,062,000 | 10,131 |
| Net interest income | $1,745,000 | 8,519 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $344,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 5,372 |
| Total noninterest expense | $1,295,000 | 8,683 |
| Salaries and employee benefits | $508,000 | 9,707 |
| Premises and equipment expense | $233,000 | 7,118 |
| Additional noninterest expense | $554,000 | 7,945 |
| Pre-tax net operating income | $639,000 | 7,457 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $80,000 | 10,440 |
| Income before extraordinary items | $559,000 | 6,861 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $559,000 | 6,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $559,000 | 6,497 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.