Home > Business & Professional Bank > Income and Expense
Business & Professional Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,816,000 | 1,900 |
| Total interest expense | $5,188,000 | 2,898 |
| Net interest income | $12,628,000 | 1,421 |
| Provision for loan and lease losses | $875,000 | 1,129 |
| Total noninterest income | $2,310,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $587,000 | 2,317 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,723,000 | 1,285 |
| Total noninterest expense | $11,157,000 | 1,286 |
| Salaries and employee benefits | $6,047,000 | 1,112 |
| Premises and equipment expense | $1,754,000 | 1,196 |
| Additional noninterest expense | $3,356,000 | 1,573 |
| Pre-tax net operating income | $2,906,000 | 2,438 |
| Securities gains (losses) | $27,000 | 1,767 |
| Applicable income taxes | $1,170,000 | 2,045 |
| Income before extraordinary items | $1,763,000 | 2,753 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,763,000 | 2,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,110,000 | 842 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,745,720 | 2,747 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,394,000 | 1,842 |
| Total interest expense | $5,299,000 | 2,877 |
| Net interest income | $13,095,000 | 1,371 |
| Provision for loan and lease losses | $1,378,000 | 752 |
| Total noninterest income | $1,411,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $700,000 | 1,939 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $711,000 | 2,263 |
| Total noninterest expense | $10,606,000 | 1,334 |
| Salaries and employee benefits | $5,216,000 | 1,273 |
| Premises and equipment expense | $1,600,000 | 1,300 |
| Additional noninterest expense | $3,790,000 | 1,394 |
| Pre-tax net operating income | $2,522,000 | 2,817 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $970,000 | 2,452 |
| Income before extraordinary items | $1,577,000 | 3,102 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,577,000 | 3,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,059,000 | 857 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $4,803,000 | 106 |
| Net operating income | $1,561,000 | 3,105 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,402,000 | 3,569 |
| Total interest expense | $2,874,000 | 4,116 |
| Net interest income | $5,528,000 | 3,231 |
| Provision for loan and lease losses | $432,000 | 1,716 |
| Total noninterest income | $357,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $231,000 | 5,338 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $126,000 | 6,774 |
| Total noninterest expense | $4,110,000 | 3,339 |
| Salaries and employee benefits | $1,975,000 | 3,329 |
| Premises and equipment expense | $488,000 | 3,879 |
| Additional noninterest expense | $1,647,000 | 3,052 |
| Pre-tax net operating income | $1,343,000 | 4,814 |
| Securities gains (losses) | $31,000 | 1,448 |
| Applicable income taxes | $512,000 | 3,986 |
| Income before extraordinary items | $862,000 | 5,066 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $862,000 | 5,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,709 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 12,440 |
| Net operating income | $842,160 | 5,214 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,567,000 | 4,021 |
| Total interest expense | $2,913,000 | 4,221 |
| Net interest income | $4,654,000 | 3,811 |
| Provision for loan and lease losses | $452,000 | 2,256 |
| Total noninterest income | $525,000 | 5,421 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $291,000 | 4,531 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $234,000 | 5,192 |
| Total noninterest expense | $4,251,000 | 3,293 |
| Salaries and employee benefits | $2,144,000 | 3,054 |
| Premises and equipment expense | $491,000 | 3,926 |
| Additional noninterest expense | $1,616,000 | 3,287 |
| Pre-tax net operating income | $476,000 | 8,815 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $136,000 | 8,950 |
| Income before extraordinary items | $341,000 | 9,028 |
| Extraordinary gains, net | $100,000 | 1,558 |
| Net income | $441,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 1,812 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 13,141 |
| Net operating income | $340,290 | 8,774 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,873,000 | 3,908 |
| Total interest expense | $3,623,000 | 4,429 |
| Net interest income | $5,250,000 | 3,470 |
| Provision for loan and lease losses | $435,000 | 3,290 |
| Total noninterest income | $532,000 | 5,405 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $252,000 | 5,104 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $280,000 | 4,626 |
| Total noninterest expense | $3,789,000 | 3,674 |
| Salaries and employee benefits | $1,586,000 | 4,020 |
| Premises and equipment expense | $366,000 | 5,166 |
| Additional noninterest expense | $1,837,000 | 3,008 |
| Pre-tax net operating income | $1,558,000 | 3,911 |
| Securities gains (losses) | $78,000 | 3,414 |
| Applicable income taxes | $615,000 | 3,363 |
| Income before extraordinary items | $1,021,000 | 4,408 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,021,000 | 4,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 3,500 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 13,765 |
| Net operating income | $971,080 | 4,298 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.