Home > Business First National Bank > Assets and Liabilities
Business First National Bank, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 39 | 4,079 |
| Assets and Liabilities | ||
| Total Assets: | $145,922,000 | 3,975 |
| Cash and due from depository institutions | $5,700,000 | 4,079 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $13,784,000 | 5,409 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $122,537,000 | 3,363 |
| Loan loss allowance | $1,383,000 | 3,362 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,422,000 | 5,280 |
| Other real estate owned | $0 | 4,079 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,479,000 | 4,749 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $145,922,000 | 3,975 |
| Total liabilities | $133,924,000 | 3,891 |
| Total deposits | $120,258,000 | 3,928 |
| Interest-bearing deposits | $87,910,000 | 4,342 |
| Deposits held in domestic offices | $120,258,000 | 3,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,125,000 | 2,258 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $541,000 | 5,588 |
| Total equity capital | $11,998,000 | 4,863 |
| Total bank equity capital | $11,998,000 | 4,863 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,367,000 | 660 |
| Surplus | $7,297,000 | 3,176 |
| Undivided profits | $-2,666,000 | 8,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $684,000 | 5,416 |
| Earning assets | $136,321,000 | 3,940 |
| Long-term assets (5+ years) | $47,546,000 | 2,007 |
| Average Assets, year-to-date | $149,436,000 | 3,821 |
| Average Assets, quarterly | $150,149,000 | 3,872 |
| Volatile liabilities | $34,916,000 | 3,382 |
| Insider loans | $8,589,000 | 840 |
| FHLB advances | $13,125,000 | 2,153 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $21,781,000 | 3,248 |
| Tier 1 (core) risk-based capital | $12,129,000 | 4,726 |
| Tier 2 risk-based capital | $1,444,000 | 3,135 |
| Total risk weighted assets | $131,287,000 | 3,349 |
| Total unused commitments | $21,781,000 | 3,248 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 40 | 4,035 |
| Assets and Liabilities | ||
| Total Assets: | $154,376,000 | 3,804 |
| Cash and due from depository institutions | $11,025,000 | 4,035 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $15,019,000 | 5,199 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $124,029,000 | 3,318 |
| Loan loss allowance | $1,383,000 | 3,357 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,494,000 | 5,206 |
| Other real estate owned | $0 | 4,035 |
| Goodwill and other intangibles | $37,000 | 3,115 |
| All other assets | $2,772,000 | 4,456 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $154,376,000 | 3,804 |
| Total liabilities | $142,569,000 | 3,703 |
| Total deposits | $134,204,000 | 3,640 |
| Interest-bearing deposits | $106,162,000 | 3,822 |
| Deposits held in domestic offices | $134,204,000 | 3,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,000,000 | 2,779 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $365,000 | 6,321 |
| Total equity capital | $11,807,000 | 4,840 |
| Total bank equity capital | $11,807,000 | 4,840 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,365,000 | 656 |
| Surplus | $7,295,000 | 3,166 |
| Undivided profits | $-2,853,000 | 8,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $693,000 | 5,158 |
| Earning assets | $139,048,000 | 3,857 |
| Long-term assets (5+ years) | $48,619,000 | 1,941 |
| Average Assets, year-to-date | $150,607,330 | 3,836 |
| Average Assets, quarterly | $155,856,500 | 3,754 |
| Volatile liabilities | $37,214,000 | 3,200 |
| Insider loans | $7,089,000 | 1,040 |
| FHLB advances | $8,000,000 | 2,645 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $21,792,000 | 3,232 |
| Tier 1 (core) risk-based capital | $12,020,000 | 4,741 |
| Tier 2 risk-based capital | $1,444,000 | 3,129 |
| Total risk weighted assets | $132,154,000 | 3,317 |
| Total unused commitments | $21,792,000 | 3,232 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $157,337,000 | 3,757 |
| Cash and due from depository institutions | $13,594,000 | 3,774 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $15,953,000 | 5,092 |
| Federal funds sold & reverse repurchase agreements | $2,730,000 | 4,559 |
| Net loans & leases | $120,858,000 | 3,342 |
| Loan loss allowance | $1,382,000 | 3,356 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,533,000 | 5,118 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $37,000 | 3,121 |
| All other assets | $2,632,000 | 4,482 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $157,337,000 | 3,757 |
| Total liabilities | $145,227,000 | 3,664 |
| Total deposits | $136,893,000 | 3,592 |
| Interest-bearing deposits | $107,410,000 | 3,812 |
| Deposits held in domestic offices | $136,893,000 | 3,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,000,000 | 2,723 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $334,000 | 6,457 |
| Total equity capital | $12,110,000 | 4,782 |
| Total bank equity capital | $12,110,000 | 4,782 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,330,000 | 642 |
| Surplus | $7,259,000 | 3,131 |
| Undivided profits | $-2,479,000 | 8,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $642,000 | 5,276 |
| Earning assets | $139,541,000 | 3,867 |
| Long-term assets (5+ years) | $46,493,000 | 1,965 |
| Average Assets, year-to-date | $148,723,000 | 3,880 |
| Average Assets, quarterly | $148,723,000 | 3,880 |
| Volatile liabilities | $45,227,000 | 2,685 |
| Insider loans | $6,589,000 | 1,085 |
| FHLB advances | $8,000,000 | 2,603 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $21,918,000 | 3,186 |
| Tier 1 (core) risk-based capital | $12,137,000 | 4,697 |
| Tier 2 risk-based capital | $1,426,000 | 3,129 |
| Total risk weighted assets | $129,731,000 | 3,312 |
| Total unused commitments | $21,918,000 | 3,186 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 43 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $140,109,000 | 4,049 |
| Cash and due from depository institutions | $2,921,000 | 3,782 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $16,342,000 | 5,086 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $116,582,000 | 3,425 |
| Loan loss allowance | $1,381,000 | 3,339 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,595,000 | 5,022 |
| Other real estate owned | $0 | 3,782 |
| Goodwill and other intangibles | $37,000 | 3,117 |
| All other assets | $2,632,000 | 4,525 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $140,109,000 | 4,049 |
| Total liabilities | $128,071,000 | 3,980 |
| Total deposits | $120,049,000 | 3,900 |
| Interest-bearing deposits | $92,199,000 | 4,166 |
| Deposits held in domestic offices | $120,049,000 | 3,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,758,000 | 2,868 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $264,000 | 6,877 |
| Total equity capital | $12,038,000 | 4,757 |
| Total bank equity capital | $12,038,000 | 4,757 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $7,330,000 | 631 |
| Surplus | $7,259,000 | 3,076 |
| Undivided profits | $-2,551,000 | 8,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $690,000 | 5,184 |
| Earning assets | $132,924,000 | 3,964 |
| Long-term assets (5+ years) | $39,862,000 | 2,162 |
| Average Assets, year-to-date | $127,835,000 | 4,185 |
| Average Assets, quarterly | $135,067,500 | 4,117 |
| Volatile liabilities | $40,444,000 | 3,086 |
| Insider loans | $6,251,000 | 1,137 |
| FHLB advances | $7,758,000 | 2,762 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $36,163,000 | 2,280 |
| Tier 1 (core) risk-based capital | $12,089,000 | 4,673 |
| Tier 2 risk-based capital | $1,425,000 | 3,107 |
| Total risk weighted assets | $125,353,000 | 3,394 |
| Total unused commitments | $36,163,000 | 2,281 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $130,026,000 | 4,235 |
| Cash and due from depository institutions | $3,119,000 | 3,794 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $16,426,000 | 5,117 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,261 |
| Net loans & leases | $103,238,000 | 3,742 |
| Loan loss allowance | $1,273,000 | 3,553 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,655,000 | 4,931 |
| Other real estate owned | $0 | 3,794 |
| Goodwill and other intangibles | $37,000 | 3,124 |
| All other assets | $2,551,000 | 4,645 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $130,026,000 | 4,235 |
| Total liabilities | $118,110,000 | 4,180 |
| Total deposits | $110,317,000 | 4,105 |
| Interest-bearing deposits | $82,504,000 | 4,428 |
| Deposits held in domestic offices | $110,317,000 | 4,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,420,000 | 3,092 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $373,000 | 6,291 |
| Total equity capital | $11,916,000 | 4,767 |
| Total bank equity capital | $11,916,000 | 4,767 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,330,000 | 615 |
| Surplus | $7,271,000 | 3,041 |
| Undivided profits | $-2,685,000 | 8,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $637,000 | 5,465 |
| Earning assets | $122,664,000 | 4,142 |
| Long-term assets (5+ years) | $27,884,000 | 2,754 |
| Average Assets, year-to-date | $124,766,500 | 4,282 |
| Average Assets, quarterly | $126,177,000 | 4,287 |
| Volatile liabilities | $35,155,000 | 3,374 |
| Insider loans | $3,825,000 | 1,813 |
| FHLB advances | $7,420,000 | 2,957 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $29,571,000 | 2,642 |
| Tier 1 (core) risk-based capital | $12,073,000 | 4,655 |
| Tier 2 risk-based capital | $1,317,000 | 3,303 |
| Total risk weighted assets | $110,972,000 | 3,675 |
| Total unused commitments | $29,571,000 | 2,642 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 45 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $122,328,000 | 4,378 |
| Cash and due from depository institutions | $3,172,000 | 3,669 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $17,291,000 | 4,958 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $97,637,000 | 3,859 |
| Loan loss allowance | $1,272,000 | 3,541 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,706,000 | 4,822 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $37,000 | 3,123 |
| All other assets | $2,485,000 | 4,634 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $122,328,000 | 4,378 |
| Total liabilities | $110,783,000 | 4,344 |
| Total deposits | $105,065,000 | 4,221 |
| Interest-bearing deposits | $78,733,000 | 4,549 |
| Deposits held in domestic offices | $105,065,000 | 4,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,356,000 | 3,560 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $362,000 | 6,063 |
| Total equity capital | $11,545,000 | 4,744 |
| Total bank equity capital | $11,545,000 | 4,744 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $7,329,000 | 587 |
| Surplus | $7,267,000 | 2,981 |
| Undivided profits | $-3,051,000 | 8,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $619,000 | 5,219 |
| Earning assets | $114,928,000 | 4,324 |
| Long-term assets (5+ years) | $25,326,000 | 2,900 |
| Average Assets, year-to-date | $123,013,330 | 4,326 |
| Average Assets, quarterly | $123,958,000 | 4,335 |
| Volatile liabilities | $26,145,000 | 3,984 |
| Insider loans | $4,260,000 | 1,614 |
| FHLB advances | $5,356,000 | 3,406 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $30,250,000 | 2,597 |
| Tier 1 (core) risk-based capital | $11,889,000 | 4,642 |
| Tier 2 risk-based capital | $1,307,000 | 3,301 |
| Total risk weighted assets | $105,517,000 | 3,769 |
| Total unused commitments | $30,250,000 | 2,598 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 41 | 3,942 |
| Assets and Liabilities | ||
| Total Assets: | $125,588,000 | 4,292 |
| Cash and due from depository institutions | $3,225,000 | 3,942 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $17,838,000 | 4,932 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $100,406,000 | 3,715 |
| Loan loss allowance | $1,223,000 | 3,625 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,733,000 | 4,730 |
| Other real estate owned | $0 | 3,942 |
| Goodwill and other intangibles | $37,000 | 3,101 |
| All other assets | $2,349,000 | 4,674 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $125,588,000 | 4,292 |
| Total liabilities | $114,017,000 | 4,241 |
| Total deposits | $111,037,000 | 4,058 |
| Interest-bearing deposits | $88,505,000 | 4,213 |
| Deposits held in domestic offices | $111,037,000 | 4,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,595,000 | 4,347 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $385,000 | 5,815 |
| Total equity capital | $11,571,000 | 4,707 |
| Total bank equity capital | $11,571,000 | 4,707 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,504,000 | 554 |
| Surplus | $7,066,000 | 2,978 |
| Undivided profits | $-2,999,000 | 8,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $594,000 | 5,153 |
| Earning assets | $118,244,000 | 4,214 |
| Long-term assets (5+ years) | $26,454,000 | 2,796 |
| Average Assets, year-to-date | $123,356,000 | 4,322 |
| Average Assets, quarterly | $123,356,000 | 4,322 |
| Volatile liabilities | $27,399,000 | 3,744 |
| Insider loans | $4,664,000 | 1,460 |
| FHLB advances | $2,595,000 | 4,199 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $26,742,000 | 2,779 |
| Tier 1 (core) risk-based capital | $11,809,000 | 4,596 |
| Tier 2 risk-based capital | $1,258,000 | 3,344 |
| Total risk weighted assets | $107,631,000 | 3,672 |
| Total unused commitments | $26,742,000 | 2,781 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 42 | 3,855 |
| Assets and Liabilities | ||
| Total Assets: | $121,124,000 | 4,382 |
| Cash and due from depository institutions | $5,942,000 | 3,855 |
| Interest-bearing balances | $2,000,000 | 1,943 |
| Securities | $18,319,000 | 4,862 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 5,781 |
| Net loans & leases | $92,623,000 | 3,915 |
| Loan loss allowance | $1,179,000 | 3,683 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,702,000 | 4,766 |
| Other real estate owned | $0 | 3,855 |
| Goodwill and other intangibles | $37,000 | 3,100 |
| All other assets | $2,301,000 | 4,743 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $121,124,000 | 4,382 |
| Total liabilities | $109,960,000 | 4,341 |
| Total deposits | $108,014,000 | 4,124 |
| Interest-bearing deposits | $84,446,000 | 4,301 |
| Deposits held in domestic offices | $108,014,000 | 4,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,655,000 | 4,831 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $291,000 | 6,399 |
| Total equity capital | $11,164,000 | 4,788 |
| Total bank equity capital | $11,164,000 | 4,788 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,134,000 | 575 |
| Surplus | $7,066,000 | 2,943 |
| Undivided profits | $-3,036,000 | 8,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $622,000 | 5,039 |
| Earning assets | $113,142,000 | 4,324 |
| Long-term assets (5+ years) | $21,652,000 | 3,150 |
| Average Assets, year-to-date | $116,441,600 | 4,362 |
| Average Assets, quarterly | $120,196,500 | 4,374 |
| Volatile liabilities | $31,055,000 | 3,391 |
| Insider loans | $6,705,000 | 979 |
| FHLB advances | $1,655,000 | 4,632 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $27,080,000 | 2,708 |
| Tier 1 (core) risk-based capital | $11,400,000 | 4,667 |
| Tier 2 risk-based capital | $1,214,000 | 3,407 |
| Total risk weighted assets | $101,660,000 | 3,811 |
| Total unused commitments | $27,080,000 | 2,709 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 39 | 4,098 |
| Assets and Liabilities | ||
| Total Assets: | $119,269,000 | 4,389 |
| Cash and due from depository institutions | $4,578,000 | 4,098 |
| Interest-bearing balances | $2,000,000 | 1,997 |
| Securities | $18,055,000 | 4,885 |
| Federal funds sold & reverse repurchase agreements | $1,580,000 | 4,077 |
| Net loans & leases | $90,998,000 | 3,947 |
| Loan loss allowance | $1,173,000 | 3,667 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,650,000 | 4,820 |
| Other real estate owned | $0 | 4,098 |
| Goodwill and other intangibles | $37,000 | 3,097 |
| All other assets | $2,371,000 | 4,631 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $119,269,000 | 4,389 |
| Total liabilities | $107,648,000 | 4,351 |
| Total deposits | $107,337,000 | 4,061 |
| Interest-bearing deposits | $85,036,000 | 4,222 |
| Deposits held in domestic offices | $107,337,000 | 4,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $311,000 | 6,363 |
| Total equity capital | $11,621,000 | 4,629 |
| Total bank equity capital | $11,621,000 | 4,629 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,077,000 | 550 |
| Surplus | $7,087,000 | 2,874 |
| Undivided profits | $-2,543,000 | 8,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $533,000 | 5,531 |
| Earning assets | $112,633,000 | 4,296 |
| Long-term assets (5+ years) | $19,470,000 | 3,378 |
| Average Assets, year-to-date | $115,271,000 | 4,388 |
| Average Assets, quarterly | $116,804,000 | 4,410 |
| Volatile liabilities | $25,203,000 | 3,814 |
| Insider loans | $4,690,000 | 1,377 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $29,061,000 | 2,569 |
| Tier 1 (core) risk-based capital | $11,746,000 | 4,521 |
| Tier 2 risk-based capital | $1,208,000 | 3,390 |
| Total risk weighted assets | $98,916,000 | 3,836 |
| Total unused commitments | $29,061,000 | 2,571 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 42 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $114,339,000 | 4,465 |
| Cash and due from depository institutions | $3,063,000 | 3,856 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $15,890,000 | 5,263 |
| Federal funds sold & reverse repurchase agreements | $480,000 | 4,981 |
| Net loans & leases | $90,706,000 | 3,867 |
| Loan loss allowance | $1,117,000 | 3,729 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,665,000 | 4,757 |
| Other real estate owned | $0 | 3,856 |
| Goodwill and other intangibles | $37,000 | 3,077 |
| All other assets | $2,498,000 | 4,344 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $114,339,000 | 4,465 |
| Total liabilities | $102,676,000 | 4,440 |
| Total deposits | $102,454,000 | 4,158 |
| Interest-bearing deposits | $81,073,000 | 4,326 |
| Deposits held in domestic offices | $102,454,000 | 4,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $222,000 | 6,833 |
| Total equity capital | $11,663,000 | 4,547 |
| Total bank equity capital | $11,663,000 | 4,547 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,092,000 | 532 |
| Surplus | $7,075,000 | 2,828 |
| Undivided profits | $-2,504,000 | 8,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $482,000 | 5,576 |
| Earning assets | $107,076,000 | 4,411 |
| Long-term assets (5+ years) | $19,867,000 | 3,372 |
| Average Assets, year-to-date | $113,938,330 | 4,411 |
| Average Assets, quarterly | $114,154,500 | 4,439 |
| Volatile liabilities | $25,056,000 | 3,725 |
| Insider loans | $5,453,000 | 1,160 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $28,696,000 | 2,525 |
| Tier 1 (core) risk-based capital | $11,758,000 | 4,429 |
| Tier 2 risk-based capital | $1,152,000 | 3,450 |
| Total risk weighted assets | $98,782,000 | 3,759 |
| Total unused commitments | $28,696,000 | 2,526 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 36 | 4,340 |
| Assets and Liabilities | ||
| Total Assets: | $113,970,000 | 4,473 |
| Cash and due from depository institutions | $8,245,000 | 4,340 |
| Interest-bearing balances | $5,000,000 | 1,099 |
| Securities | $17,295,000 | 5,095 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $84,565,000 | 4,026 |
| Loan loss allowance | $1,054,000 | 3,905 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,647,000 | 4,798 |
| Other real estate owned | $0 | 4,340 |
| Goodwill and other intangibles | $37,000 | 3,074 |
| All other assets | $2,181,000 | 4,652 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $113,970,000 | 4,473 |
| Total liabilities | $102,438,000 | 4,454 |
| Total deposits | $95,720,000 | 4,376 |
| Interest-bearing deposits | $77,583,000 | 4,480 |
| Deposits held in domestic offices | $95,720,000 | 4,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,500,000 | 3,157 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $218,000 | 6,742 |
| Total equity capital | $11,532,000 | 4,506 |
| Total bank equity capital | $11,532,000 | 4,506 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,092,000 | 513 |
| Surplus | $7,075,000 | 2,786 |
| Undivided profits | $-2,635,000 | 8,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $470,000 | 5,540 |
| Earning assets | $106,860,000 | 4,412 |
| Long-term assets (5+ years) | $25,107,000 | 2,984 |
| Average Assets, year-to-date | $113,738,000 | 4,452 |
| Average Assets, quarterly | $113,738,000 | 4,452 |
| Volatile liabilities | $27,621,000 | 3,373 |
| Insider loans | $5,605,000 | 1,096 |
| FHLB advances | $6,500,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $25,343,000 | 2,674 |
| Tier 1 (core) risk-based capital | $11,734,000 | 4,381 |
| Tier 2 risk-based capital | $1,089,000 | 3,603 |
| Total risk weighted assets | $96,554,000 | 3,787 |
| Total unused commitments | $25,343,000 | 2,679 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 36 | 4,342 |
| Assets and Liabilities | ||
| Total Assets: | $113,506,000 | 4,457 |
| Cash and due from depository institutions | $2,255,000 | 4,342 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $16,011,000 | 5,328 |
| Federal funds sold & reverse repurchase agreements | $9,680,000 | 1,200 |
| Net loans & leases | $82,221,000 | 4,076 |
| Loan loss allowance | $986,000 | 4,084 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,063,000 | 5,745 |
| Other real estate owned | $0 | 4,342 |
| Goodwill and other intangibles | $37,000 | 3,058 |
| All other assets | $2,239,000 | 4,547 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $113,506,000 | 4,457 |
| Total liabilities | $101,747,000 | 4,452 |
| Total deposits | $101,493,000 | 4,161 |
| Interest-bearing deposits | $84,465,000 | 4,211 |
| Deposits held in domestic offices | $101,493,000 | 4,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $254,000 | 6,370 |
| Total equity capital | $11,759,000 | 4,445 |
| Total bank equity capital | $11,759,000 | 4,445 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,092,000 | 499 |
| Surplus | $7,075,000 | 2,735 |
| Undivided profits | $-2,408,000 | 8,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $468,000 | 5,541 |
| Earning assets | $107,912,000 | 4,354 |
| Long-term assets (5+ years) | $20,173,000 | 3,452 |
| Average Assets, year-to-date | $98,101,200 | 4,807 |
| Average Assets, quarterly | $107,408,500 | 4,614 |
| Volatile liabilities | $21,961,000 | 3,901 |
| Insider loans | $5,456,000 | 1,115 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $26,438,000 | 2,505 |
| Tier 1 (core) risk-based capital | $11,783,000 | 4,315 |
| Tier 2 risk-based capital | $1,021,000 | 3,739 |
| Total risk weighted assets | $89,678,000 | 3,974 |
| Total unused commitments | $26,438,000 | 2,506 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 30 | 4,945 |
| Assets and Liabilities | ||
| Total Assets: | $101,311,000 | 4,790 |
| Cash and due from depository institutions | $2,323,000 | 4,945 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $16,713,000 | 5,221 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $79,553,000 | 4,132 |
| Loan loss allowance | $924,000 | 4,269 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $553,000 | 6,937 |
| Other real estate owned | $0 | 4,945 |
| Goodwill and other intangibles | $37,000 | 3,017 |
| All other assets | $2,132,000 | 4,683 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $101,311,000 | 4,790 |
| Total liabilities | $89,675,000 | 4,820 |
| Total deposits | $83,324,000 | 4,795 |
| Interest-bearing deposits | $63,015,000 | 5,114 |
| Deposits held in domestic offices | $83,324,000 | 4,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,000,000 | 3,287 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $351,000 | 5,805 |
| Total equity capital | $11,636,000 | 4,472 |
| Total bank equity capital | $11,636,000 | 4,472 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,076,000 | 500 |
| Surplus | $7,086,000 | 2,705 |
| Undivided profits | $-2,526,000 | 8,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $445,000 | 5,871 |
| Earning assets | $96,266,000 | 4,672 |
| Long-term assets (5+ years) | $22,109,000 | 3,352 |
| Average Assets, year-to-date | $94,250,000 | 4,946 |
| Average Assets, quarterly | $97,754,000 | 4,876 |
| Volatile liabilities | $23,019,000 | 3,758 |
| Insider loans | $5,019,000 | 1,165 |
| FHLB advances | $6,000,000 | 3,128 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $24,643,000 | 2,602 |
| Tier 1 (core) risk-based capital | $11,590,000 | 4,345 |
| Tier 2 risk-based capital | $948,000 | 3,929 |
| Total risk weighted assets | $85,238,000 | 4,087 |
| Total unused commitments | $24,643,000 | 2,606 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 27 | 5,380 |
| Assets and Liabilities | ||
| Total Assets: | $94,197,000 | 5,019 |
| Cash and due from depository institutions | $1,905,000 | 5,380 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $8,496,000 | 6,897 |
| Federal funds sold & reverse repurchase agreements | $8,020,000 | 1,333 |
| Net loans & leases | $73,158,000 | 4,330 |
| Loan loss allowance | $865,000 | 4,452 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $488,000 | 7,154 |
| Other real estate owned | $0 | 5,380 |
| Goodwill and other intangibles | $37,000 | 3,022 |
| All other assets | $2,093,000 | 4,711 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $94,197,000 | 5,019 |
| Total liabilities | $82,978,000 | 5,100 |
| Total deposits | $82,670,000 | 4,815 |
| Interest-bearing deposits | $52,291,000 | 5,765 |
| Deposits held in domestic offices | $82,670,000 | 4,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $308,000 | 5,773 |
| Total equity capital | $11,219,000 | 4,459 |
| Total bank equity capital | $11,219,000 | 4,459 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,076,000 | 489 |
| Surplus | $7,086,000 | 2,667 |
| Undivided profits | $-2,943,000 | 8,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $348,000 | 6,463 |
| Earning assets | $89,674,000 | 4,893 |
| Long-term assets (5+ years) | $17,211,000 | 3,964 |
| Average Assets, year-to-date | $91,896,330 | 5,061 |
| Average Assets, quarterly | $97,267,000 | 4,881 |
| Volatile liabilities | $14,142,000 | 4,912 |
| Insider loans | $3,295,000 | 1,763 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,902,000 | 2,926 |
| Tier 1 (core) risk-based capital | $11,319,000 | 4,363 |
| Tier 2 risk-based capital | $884,000 | 4,097 |
| Total risk weighted assets | $77,475,000 | 4,326 |
| Total unused commitments | $20,902,000 | 2,929 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 26 | 5,485 |
| Assets and Liabilities | ||
| Total Assets: | $100,337,000 | 4,815 |
| Cash and due from depository institutions | $1,725,000 | 5,485 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $7,256,000 | 7,200 |
| Federal funds sold & reverse repurchase agreements | $24,975,000 | 550 |
| Net loans & leases | $64,378,000 | 4,640 |
| Loan loss allowance | $807,000 | 4,626 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $434,000 | 7,314 |
| Other real estate owned | $0 | 5,485 |
| Goodwill and other intangibles | $37,000 | 3,014 |
| All other assets | $1,532,000 | 5,332 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $100,337,000 | 4,815 |
| Total liabilities | $89,083,000 | 4,824 |
| Total deposits | $88,768,000 | 4,552 |
| Interest-bearing deposits | $58,212,000 | 5,410 |
| Deposits held in domestic offices | $88,768,000 | 4,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $315,000 | 6,085 |
| Total equity capital | $11,254,000 | 4,532 |
| Total bank equity capital | $11,254,000 | 4,532 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,076,000 | 481 |
| Surplus | $7,086,000 | 2,636 |
| Undivided profits | $-2,908,000 | 9,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 6,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $271,000 | 7,133 |
| Earning assets | $96,609,000 | 4,650 |
| Long-term assets (5+ years) | $14,659,000 | 4,240 |
| Average Assets, year-to-date | $90,746,000 | 5,112 |
| Average Assets, quarterly | $90,746,000 | 5,112 |
| Volatile liabilities | $15,544,000 | 4,554 |
| Insider loans | $2,958,000 | 1,904 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $18,987,000 | 3,049 |
| Tier 1 (core) risk-based capital | $11,158,000 | 4,382 |
| Tier 2 risk-based capital | $824,000 | 4,262 |
| Total risk weighted assets | $71,776,000 | 4,497 |
| Total unused commitments | $18,987,000 | 3,055 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 22 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $81,155,000 | 5,514 |
| Cash and due from depository institutions | $1,978,000 | 6,075 |
| Interest-bearing balances | $500,000 | 3,636 |
| Securities | $7,992,000 | 7,050 |
| Federal funds sold & reverse repurchase agreements | $7,040,000 | 1,697 |
| Net loans & leases | $62,353,000 | 4,728 |
| Loan loss allowance | $704,000 | 5,018 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $447,000 | 7,310 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $37,000 | 3,007 |
| All other assets | $1,308,000 | 5,789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,155,000 | 5,514 |
| Total liabilities | $70,011,000 | 5,608 |
| Total deposits | $69,840,000 | 5,363 |
| Interest-bearing deposits | $51,029,000 | 5,848 |
| Deposits held in domestic offices | $69,840,000 | 5,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $171,000 | 7,298 |
| Total equity capital | $11,144,000 | 4,498 |
| Total bank equity capital | $11,144,000 | 4,498 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,058,000 | 491 |
| Surplus | $7,099,000 | 2,609 |
| Undivided profits | $-3,013,000 | 9,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $297,000 | 7,007 |
| Earning assets | $77,885,000 | 5,326 |
| Long-term assets (5+ years) | $14,960,000 | 4,215 |
| Average Assets, year-to-date | $73,416,000 | 5,708 |
| Average Assets, quarterly | $79,993,000 | 5,524 |
| Volatile liabilities | $15,721,000 | 4,508 |
| Insider loans | $2,863,000 | 1,947 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,790,000 | 2,962 |
| Tier 1 (core) risk-based capital | $11,105,000 | 4,356 |
| Tier 2 risk-based capital | $721,000 | 4,624 |
| Total risk weighted assets | $66,784,000 | 4,729 |
| Total unused commitments | $18,790,000 | 2,964 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 22 | 6,112 |
| Assets and Liabilities | ||
| Total Assets: | $78,831,000 | 5,598 |
| Cash and due from depository institutions | $10,550,000 | 6,112 |
| Interest-bearing balances | $500,000 | 3,798 |
| Securities | $8,299,000 | 6,939 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $58,272,000 | 4,927 |
| Loan loss allowance | $711,000 | 5,005 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $435,000 | 7,373 |
| Other real estate owned | $0 | 6,112 |
| Goodwill and other intangibles | $37,000 | 2,993 |
| All other assets | $1,238,000 | 5,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,831,000 | 5,598 |
| Total liabilities | $72,568,000 | 5,495 |
| Total deposits | $72,395,000 | 5,238 |
| Interest-bearing deposits | $57,541,000 | 5,445 |
| Deposits held in domestic offices | $72,395,000 | 5,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $173,000 | 7,612 |
| Total equity capital | $6,263,000 | 6,517 |
| Total bank equity capital | $6,263,000 | 6,517 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,658,000 | 811 |
| Surplus | $4,724,000 | 3,470 |
| Undivided profits | $-3,119,000 | 9,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $250,000 | 7,575 |
| Earning assets | $67,071,000 | 5,829 |
| Long-term assets (5+ years) | $12,715,000 | 4,560 |
| Average Assets, year-to-date | $71,481,250 | 5,818 |
| Average Assets, quarterly | $79,702,500 | 5,537 |
| Volatile liabilities | $19,713,000 | 3,898 |
| Insider loans | $3,289,000 | 1,700 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,198,000 | 3,137 |
| Tier 1 (core) risk-based capital | $6,246,000 | 6,384 |
| Tier 2 risk-based capital | $728,000 | 4,609 |
| Total risk weighted assets | $60,579,000 | 5,016 |
| Total unused commitments | $17,198,000 | 3,140 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 21 | 6,270 |
| Assets and Liabilities | ||
| Total Assets: | $80,574,000 | 5,513 |
| Cash and due from depository institutions | $8,933,000 | 6,270 |
| Interest-bearing balances | $500,000 | 3,883 |
| Securities | $13,950,000 | 5,678 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $56,129,000 | 5,003 |
| Loan loss allowance | $655,000 | 5,207 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $464,000 | 7,297 |
| Other real estate owned | $0 | 6,270 |
| Goodwill and other intangibles | $37,000 | 2,950 |
| All other assets | $1,061,000 | 6,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,574,000 | 5,513 |
| Total liabilities | $74,361,000 | 5,384 |
| Total deposits | $74,191,000 | 5,160 |
| Interest-bearing deposits | $63,607,000 | 5,100 |
| Deposits held in domestic offices | $74,191,000 | 5,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $170,000 | 7,682 |
| Total equity capital | $6,213,000 | 6,559 |
| Total bank equity capital | $6,213,000 | 6,559 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,658,000 | 805 |
| Surplus | $4,724,000 | 3,443 |
| Undivided profits | $-3,169,000 | 9,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $264,000 | 7,375 |
| Earning assets | $70,579,000 | 5,638 |
| Long-term assets (5+ years) | $15,251,000 | 4,054 |
| Average Assets, year-to-date | $69,031,330 | 5,943 |
| Average Assets, quarterly | $72,977,500 | 5,799 |
| Volatile liabilities | $21,968,000 | 3,588 |
| Insider loans | $3,025,000 | 1,822 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,827,000 | 3,523 |
| Tier 1 (core) risk-based capital | $6,175,000 | 6,358 |
| Tier 2 risk-based capital | $672,000 | 4,808 |
| Total risk weighted assets | $59,505,000 | 5,032 |
| Total unused commitments | $13,827,000 | 3,536 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $65,381,000 | 6,151 |
| Cash and due from depository institutions | $1,935,000 | 6,250 |
| Interest-bearing balances | $500,000 | 3,833 |
| Securities | $4,489,000 | 7,958 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,342 |
| Net loans & leases | $53,575,000 | 5,111 |
| Loan loss allowance | $601,000 | 5,443 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $513,000 | 7,161 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $37,000 | 2,932 |
| All other assets | $1,732,000 | 4,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,381,000 | 6,151 |
| Total liabilities | $59,223,000 | 6,099 |
| Total deposits | $59,064,000 | 5,880 |
| Interest-bearing deposits | $49,903,000 | 5,921 |
| Deposits held in domestic offices | $59,064,000 | 5,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $159,000 | 7,849 |
| Total equity capital | $6,158,000 | 6,509 |
| Total bank equity capital | $6,158,000 | 6,509 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,658,000 | 796 |
| Surplus | $4,724,000 | 3,399 |
| Undivided profits | $-3,224,000 | 9,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $257,000 | 7,500 |
| Earning assets | $61,664,000 | 6,044 |
| Long-term assets (5+ years) | $11,137,000 | 4,651 |
| Average Assets, year-to-date | $63,260,000 | 6,210 |
| Average Assets, quarterly | $63,260,000 | 6,210 |
| Volatile liabilities | $21,302,000 | 3,613 |
| Insider loans | $1,522,000 | 3,057 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,359,000 | 3,539 |
| Tier 1 (core) risk-based capital | $6,110,000 | 6,350 |
| Tier 2 risk-based capital | $618,000 | 5,007 |
| Total risk weighted assets | $59,070,000 | 4,990 |
| Total unused commitments | $13,359,000 | 3,553 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 16 | 7,031 |
| Assets and Liabilities | ||
| Total Assets: | $61,139,000 | 6,332 |
| Cash and due from depository institutions | $2,105,000 | 7,031 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $6,428,000 | 7,420 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 3,839 |
| Net loans & leases | $48,344,000 | 5,425 |
| Loan loss allowance | $567,000 | 5,570 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $562,000 | 7,008 |
| Other real estate owned | $0 | 7,031 |
| Goodwill and other intangibles | $37,000 | 2,897 |
| All other assets | $513,000 | 8,087 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,139,000 | 6,332 |
| Total liabilities | $55,019,000 | 6,294 |
| Total deposits | $54,832,000 | 6,087 |
| Interest-bearing deposits | $46,892,000 | 6,075 |
| Deposits held in domestic offices | $54,832,000 | 6,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $187,000 | 7,659 |
| Total equity capital | $6,120,000 | 6,506 |
| Total bank equity capital | $6,120,000 | 6,506 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,658,000 | 786 |
| Surplus | $4,724,000 | 3,363 |
| Undivided profits | $-3,262,000 | 9,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $231,000 | 7,853 |
| Earning assets | $57,922,000 | 6,195 |
| Long-term assets (5+ years) | $10,884,000 | 4,638 |
| Average Assets, year-to-date | $39,117,800 | 7,532 |
| Average Assets, quarterly | $54,126,000 | 6,700 |
| Volatile liabilities | $23,350,000 | 3,371 |
| Insider loans | $2,440,000 | 2,133 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,050,000 | 3,471 |
| Tier 1 (core) risk-based capital | $6,069,000 | 6,324 |
| Tier 2 risk-based capital | $567,000 | 5,242 |
| Total risk weighted assets | $52,575,000 | 5,303 |
| Total unused commitments | $13,050,000 | 3,475 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 13 | 7,739 |
| Assets and Liabilities | ||
| Total Assets: | $20,042,000 | 8,965 |
| Cash and due from depository institutions | $527,000 | 7,739 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $1,000,000 | 9,157 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 5,557 |
| Net loans & leases | $16,118,000 | 8,254 |
| Loan loss allowance | $110,000 | 8,955 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $763,000 | 6,485 |
| Other real estate owned | $0 | 7,739 |
| Goodwill and other intangibles | $37,000 | 2,862 |
| All other assets | $347,000 | 8,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,042,000 | 8,965 |
| Total liabilities | $15,230,000 | 9,093 |
| Total deposits | $15,177,000 | 9,026 |
| Interest-bearing deposits | $12,833,000 | 8,998 |
| Deposits held in domestic offices | $15,177,000 | 9,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $53,000 | 9,361 |
| Total equity capital | $4,812,000 | 7,236 |
| Total bank equity capital | $4,812,000 | 7,236 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,500,000 | 1,089 |
| Surplus | $3,654,000 | 3,881 |
| Undivided profits | $-2,342,000 | 9,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $90,000 | 9,192 |
| Earning assets | $18,368,000 | 8,939 |
| Long-term assets (5+ years) | $834,000 | 7,972 |
| Average Assets, year-to-date | $13,805,250 | 9,273 |
| Average Assets, quarterly | $17,564,000 | 9,097 |
| Volatile liabilities | $4,533,000 | 7,572 |
| Insider loans | $1,096,000 | 3,720 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,392,000 | 6,362 |
| Tier 1 (core) risk-based capital | $4,775,000 | 7,118 |
| Tier 2 risk-based capital | $110,000 | 8,881 |
| Total risk weighted assets | $17,806,000 | 8,334 |
| Total unused commitments | $3,392,000 | 6,367 |
| Derivatives | $0 | 450 |