Home > Business Bank of Nevada > Income and Expense
Business Bank of Nevada, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,931,000 | 1,075 |
| Total interest expense | $3,256,000 | 1,525 |
| Net interest income | $6,675,000 | 841 |
| Provision for loan and lease losses | $236,000 | 1,020 |
| Total noninterest income | $569,000 | 2,030 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $223,000 | 1,880 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $346,000 | 1,761 |
| Total noninterest expense | $3,729,000 | 1,253 |
| Salaries and employee benefits | $2,092,000 | 1,227 |
| Premises and equipment expense | $590,000 | 1,142 |
| Additional noninterest expense | $1,047,000 | 1,284 |
| Pre-tax net operating income | $3,279,000 | 742 |
| Securities gains (losses) | $-13,000 | 8,304 |
| Applicable income taxes | $1,075,000 | 690 |
| Income before extraordinary items | $2,191,000 | 819 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,191,000 | 818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,253 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,199,710 | 808 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $35,075,000 | 1,120 |
| Total interest expense | $9,494,000 | 1,771 |
| Net interest income | $25,581,000 | 864 |
| Provision for loan and lease losses | $1,086,000 | 976 |
| Total noninterest income | $1,030,000 | 3,477 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $770,000 | 2,190 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $260,000 | 4,575 |
| Total noninterest expense | $14,158,000 | 1,264 |
| Salaries and employee benefits | $7,626,000 | 1,273 |
| Premises and equipment expense | $2,109,000 | 1,216 |
| Additional noninterest expense | $4,423,000 | 1,208 |
| Pre-tax net operating income | $11,367,000 | 878 |
| Securities gains (losses) | $-23,000 | 7,610 |
| Applicable income taxes | $3,722,000 | 805 |
| Income before extraordinary items | $7,622,000 | 979 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,622,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,298 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,637,410 | 964 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $25,348,000 | 1,172 |
| Total interest expense | $6,289,000 | 1,908 |
| Net interest income | $19,059,000 | 890 |
| Provision for loan and lease losses | $845,000 | 901 |
| Total noninterest income | $714,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $578,000 | 2,194 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $136,000 | 5,307 |
| Total noninterest expense | $10,485,000 | 1,292 |
| Salaries and employee benefits | $5,571,000 | 1,326 |
| Premises and equipment expense | $1,567,000 | 1,237 |
| Additional noninterest expense | $3,347,000 | 1,207 |
| Pre-tax net operating income | $8,443,000 | 919 |
| Securities gains (losses) | $-23,000 | 7,893 |
| Applicable income taxes | $2,763,000 | 843 |
| Income before extraordinary items | $5,657,000 | 1,029 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,657,000 | 1,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,259 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,672,410 | 1,010 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,072,000 | 1,217 |
| Total interest expense | $3,401,000 | 2,186 |
| Net interest income | $12,671,000 | 891 |
| Provision for loan and lease losses | $662,000 | 751 |
| Total noninterest income | $486,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $391,000 | 2,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $95,000 | 5,241 |
| Total noninterest expense | $7,024,000 | 1,299 |
| Salaries and employee benefits | $3,655,000 | 1,350 |
| Premises and equipment expense | $1,045,000 | 1,239 |
| Additional noninterest expense | $2,324,000 | 1,167 |
| Pre-tax net operating income | $5,471,000 | 942 |
| Securities gains (losses) | $-23,000 | 8,124 |
| Applicable income taxes | $1,796,000 | 866 |
| Income before extraordinary items | $3,652,000 | 1,051 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,652,000 | 1,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,294 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,667,410 | 1,035 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,708,000 | 1,238 |
| Total interest expense | $1,403,000 | 2,465 |
| Net interest income | $6,305,000 | 894 |
| Provision for loan and lease losses | $255,000 | 903 |
| Total noninterest income | $249,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $195,000 | 2,087 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 4,969 |
| Total noninterest expense | $3,422,000 | 1,332 |
| Salaries and employee benefits | $1,835,000 | 1,355 |
| Premises and equipment expense | $536,000 | 1,207 |
| Additional noninterest expense | $1,051,000 | 1,267 |
| Pre-tax net operating income | $2,877,000 | 882 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $949,000 | 815 |
| Income before extraordinary items | $1,928,000 | 989 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,928,000 | 988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,228 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,928,000 | 969 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,039,000 | 1,395 |
| Total interest expense | $3,809,000 | 2,755 |
| Net interest income | $20,230,000 | 1,069 |
| Provision for loan and lease losses | $232,000 | 3,334 |
| Total noninterest income | $1,002,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $836,000 | 2,032 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $166,000 | 5,547 |
| Total noninterest expense | $11,759,000 | 1,466 |
| Salaries and employee benefits | $5,906,000 | 1,582 |
| Premises and equipment expense | $1,971,000 | 1,247 |
| Additional noninterest expense | $3,882,000 | 1,317 |
| Pre-tax net operating income | $9,241,000 | 1,044 |
| Securities gains (losses) | $-181,000 | 8,565 |
| Applicable income taxes | $3,077,000 | 936 |
| Income before extraordinary items | $5,983,000 | 1,206 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,983,000 | 1,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,102,460 | 1,162 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,904,000 | 1,442 |
| Total interest expense | $2,471,000 | 2,953 |
| Net interest income | $14,433,000 | 1,115 |
| Provision for loan and lease losses | $124,000 | 3,834 |
| Total noninterest income | $643,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $539,000 | 2,296 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,876 |
| Total noninterest expense | $8,697,000 | 1,466 |
| Salaries and employee benefits | $4,231,000 | 1,635 |
| Premises and equipment expense | $1,471,000 | 1,238 |
| Additional noninterest expense | $2,995,000 | 1,281 |
| Pre-tax net operating income | $6,255,000 | 1,145 |
| Securities gains (losses) | $-181,000 | 8,714 |
| Applicable income taxes | $2,063,000 | 1,036 |
| Income before extraordinary items | $4,011,000 | 1,347 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,011,000 | 1,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,983 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,130,460 | 1,285 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,640,000 | 1,478 |
| Total interest expense | $1,539,000 | 2,989 |
| Net interest income | $9,101,000 | 1,158 |
| Provision for loan and lease losses | $-17,000 | 8,643 |
| Total noninterest income | $429,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $366,000 | 2,231 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $63,000 | 6,050 |
| Total noninterest expense | $5,915,000 | 1,434 |
| Salaries and employee benefits | $2,793,000 | 1,647 |
| Premises and equipment expense | $956,000 | 1,254 |
| Additional noninterest expense | $2,166,000 | 1,153 |
| Pre-tax net operating income | $3,632,000 | 1,288 |
| Securities gains (losses) | $-181,000 | 8,761 |
| Applicable income taxes | $1,185,000 | 1,187 |
| Income before extraordinary items | $2,266,000 | 1,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,266,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,825 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,385,460 | 1,430 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,991,000 | 1,567 |
| Total interest expense | $711,000 | 3,075 |
| Net interest income | $4,280,000 | 1,239 |
| Provision for loan and lease losses | $94,000 | 2,144 |
| Total noninterest income | $217,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $193,000 | 2,068 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $2,775,000 | 1,524 |
| Salaries and employee benefits | $1,371,000 | 1,681 |
| Premises and equipment expense | $450,000 | 1,346 |
| Additional noninterest expense | $954,000 | 1,295 |
| Pre-tax net operating income | $1,628,000 | 1,406 |
| Securities gains (losses) | $-181,000 | 8,865 |
| Applicable income taxes | $497,000 | 1,366 |
| Income before extraordinary items | $950,000 | 1,777 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $950,000 | 1,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,069,460 | 1,550 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,489,000 | 1,734 |
| Total interest expense | $2,605,000 | 2,943 |
| Net interest income | $13,884,000 | 1,456 |
| Provision for loan and lease losses | $748,000 | 1,377 |
| Total noninterest income | $1,146,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $993,000 | 1,764 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $153,000 | 5,645 |
| Total noninterest expense | $9,860,000 | 1,650 |
| Salaries and employee benefits | $5,078,000 | 1,739 |
| Premises and equipment expense | $1,597,000 | 1,443 |
| Additional noninterest expense | $3,185,000 | 1,542 |
| Pre-tax net operating income | $4,422,000 | 1,877 |
| Securities gains (losses) | $55,000 | 1,669 |
| Applicable income taxes | $1,526,000 | 1,582 |
| Income before extraordinary items | $2,951,000 | 2,109 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,951,000 | 2,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,331 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,914,700 | 2,084 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,865,000 | 1,787 |
| Total interest expense | $1,882,000 | 2,993 |
| Net interest income | $9,983,000 | 1,510 |
| Provision for loan and lease losses | $478,000 | 1,502 |
| Total noninterest income | $880,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $762,000 | 1,742 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $118,000 | 5,608 |
| Total noninterest expense | $7,250,000 | 1,664 |
| Salaries and employee benefits | $3,671,000 | 1,784 |
| Premises and equipment expense | $1,149,000 | 1,511 |
| Additional noninterest expense | $2,430,000 | 1,511 |
| Pre-tax net operating income | $3,135,000 | 1,998 |
| Securities gains (losses) | $51,000 | 1,641 |
| Applicable income taxes | $1,086,000 | 1,662 |
| Income before extraordinary items | $2,100,000 | 2,219 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,100,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,609 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,066,340 | 2,201 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,042,000 | 1,752 |
| Total interest expense | $1,217,000 | 3,043 |
| Net interest income | $6,825,000 | 1,462 |
| Provision for loan and lease losses | $173,000 | 2,490 |
| Total noninterest income | $571,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $496,000 | 1,770 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $75,000 | 5,718 |
| Total noninterest expense | $5,215,000 | 1,552 |
| Salaries and employee benefits | $2,869,000 | 1,540 |
| Premises and equipment expense | $699,000 | 1,653 |
| Additional noninterest expense | $1,647,000 | 1,467 |
| Pre-tax net operating income | $2,008,000 | 2,037 |
| Securities gains (losses) | $51,000 | 1,448 |
| Applicable income taxes | $702,000 | 1,705 |
| Income before extraordinary items | $1,357,000 | 2,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,357,000 | 2,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,856 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,323,340 | 2,255 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 1,761 |
| Total interest expense | $632,000 | 3,001 |
| Net interest income | $3,370,000 | 1,480 |
| Provision for loan and lease losses | $77,000 | 2,529 |
| Total noninterest income | $279,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $245,000 | 1,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $2,622,000 | 1,549 |
| Salaries and employee benefits | $1,452,000 | 1,537 |
| Premises and equipment expense | $350,000 | 1,676 |
| Additional noninterest expense | $820,000 | 1,467 |
| Pre-tax net operating income | $950,000 | 2,099 |
| Securities gains (losses) | $43,000 | 1,278 |
| Applicable income taxes | $338,000 | 1,774 |
| Income before extraordinary items | $655,000 | 2,307 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $655,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $626,620 | 2,313 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,089,000 | 2,014 |
| Total interest expense | $2,695,000 | 3,150 |
| Net interest income | $11,394,000 | 1,701 |
| Provision for loan and lease losses | $422,000 | 2,472 |
| Total noninterest income | $1,252,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,037,000 | 1,657 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $215,000 | 5,141 |
| Total noninterest expense | $8,985,000 | 1,766 |
| Salaries and employee benefits | $4,777,000 | 1,807 |
| Premises and equipment expense | $1,334,000 | 1,698 |
| Additional noninterest expense | $2,874,000 | 1,686 |
| Pre-tax net operating income | $3,239,000 | 2,349 |
| Securities gains (losses) | $283,000 | 1,088 |
| Applicable income taxes | $1,200,000 | 1,937 |
| Income before extraordinary items | $2,322,000 | 2,539 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,322,000 | 2,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,135,220 | 2,595 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,274,000 | 2,110 |
| Total interest expense | $2,055,000 | 3,224 |
| Net interest income | $8,219,000 | 1,784 |
| Provision for loan and lease losses | $121,000 | 4,335 |
| Total noninterest income | $930,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $742,000 | 1,744 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $188,000 | 4,918 |
| Total noninterest expense | $6,707,000 | 1,780 |
| Salaries and employee benefits | $3,531,000 | 1,838 |
| Premises and equipment expense | $1,005,000 | 1,702 |
| Additional noninterest expense | $2,171,000 | 1,670 |
| Pre-tax net operating income | $2,321,000 | 2,534 |
| Securities gains (losses) | $283,000 | 1,007 |
| Applicable income taxes | $888,000 | 2,040 |
| Income before extraordinary items | $1,716,000 | 2,668 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,716,000 | 2,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,529,220 | 2,777 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,697,000 | 2,171 |
| Total interest expense | $1,370,000 | 3,309 |
| Net interest income | $5,327,000 | 1,834 |
| Provision for loan and lease losses | $61,000 | 4,676 |
| Total noninterest income | $655,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $507,000 | 1,663 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $148,000 | 4,594 |
| Total noninterest expense | $4,440,000 | 1,786 |
| Salaries and employee benefits | $2,324,000 | 1,846 |
| Premises and equipment expense | $666,000 | 1,706 |
| Additional noninterest expense | $1,450,000 | 1,662 |
| Pre-tax net operating income | $1,481,000 | 2,625 |
| Securities gains (losses) | $265,000 | 882 |
| Applicable income taxes | $594,000 | 2,061 |
| Income before extraordinary items | $1,152,000 | 2,673 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,152,000 | 2,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,017 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $977,100 | 2,874 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 2,226 |
| Total interest expense | $682,000 | 3,382 |
| Net interest income | $2,624,000 | 1,862 |
| Provision for loan and lease losses | $61,000 | 3,234 |
| Total noninterest income | $292,000 | 3,305 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $241,000 | 1,696 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 5,226 |
| Total noninterest expense | $2,297,000 | 1,721 |
| Salaries and employee benefits | $1,227,000 | 1,736 |
| Premises and equipment expense | $332,000 | 1,715 |
| Additional noninterest expense | $738,000 | 1,599 |
| Pre-tax net operating income | $558,000 | 3,258 |
| Securities gains (losses) | $151,000 | 794 |
| Applicable income taxes | $241,000 | 2,382 |
| Income before extraordinary items | $468,000 | 3,098 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $468,000 | 3,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $368,340 | 3,506 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,005,000 | 2,362 |
| Total interest expense | $3,281,000 | 3,281 |
| Net interest income | $9,724,000 | 1,987 |
| Provision for loan and lease losses | $362,000 | 3,045 |
| Total noninterest income | $1,042,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $922,000 | 1,737 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 6,062 |
| Total noninterest expense | $8,116,000 | 1,864 |
| Salaries and employee benefits | $4,300,000 | 1,876 |
| Premises and equipment expense | $1,227,000 | 1,814 |
| Additional noninterest expense | $2,589,000 | 1,801 |
| Pre-tax net operating income | $2,288,000 | 3,085 |
| Securities gains (losses) | $608,000 | 586 |
| Applicable income taxes | $993,000 | 2,218 |
| Income before extraordinary items | $1,903,000 | 2,916 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,903,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,297 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,501,720 | 3,397 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,538,000 | 2,524 |
| Total interest expense | $5,391,000 | 2,946 |
| Net interest income | $8,147,000 | 2,209 |
| Provision for loan and lease losses | $417,000 | 2,540 |
| Total noninterest income | $840,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $643,000 | 2,303 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $197,000 | 4,961 |
| Total noninterest expense | $7,782,000 | 1,861 |
| Salaries and employee benefits | $3,847,000 | 1,953 |
| Premises and equipment expense | $1,254,000 | 1,723 |
| Additional noninterest expense | $2,681,000 | 1,713 |
| Pre-tax net operating income | $788,000 | 5,523 |
| Securities gains (losses) | $410,000 | 702 |
| Applicable income taxes | $413,000 | 3,674 |
| Income before extraordinary items | $785,000 | 4,919 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $785,000 | 4,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 2,131 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $514,400 | 5,884 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,998,000 | 2,672 |
| Total interest expense | $4,948,000 | 3,353 |
| Net interest income | $8,050,000 | 2,206 |
| Provision for loan and lease losses | $705,000 | 1,404 |
| Total noninterest income | $595,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $375,000 | 3,404 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $220,000 | 4,567 |
| Total noninterest expense | $6,410,000 | 2,149 |
| Salaries and employee benefits | $3,286,000 | 2,174 |
| Premises and equipment expense | $1,165,000 | 1,804 |
| Additional noninterest expense | $1,959,000 | 2,211 |
| Pre-tax net operating income | $1,530,000 | 4,020 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $526,000 | 3,372 |
| Income before extraordinary items | $1,005,000 | 4,375 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,005,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,420 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,004,340 | 4,377 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,383,000 | 3,416 |
| Total interest expense | $3,932,000 | 3,637 |
| Net interest income | $5,451,000 | 3,182 |
| Provision for loan and lease losses | $542,000 | 1,656 |
| Total noninterest income | $1,559,000 | 2,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,283,000 | 1,554 |
| Total noninterest expense | $5,095,000 | 2,648 |
| Salaries and employee benefits | $2,396,000 | 2,922 |
| Premises and equipment expense | $954,000 | 2,140 |
| Additional noninterest expense | $1,745,000 | 2,487 |
| Pre-tax net operating income | $1,373,000 | 4,356 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $476,000 | 3,736 |
| Income before extraordinary items | $898,000 | 4,752 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $898,000 | 4,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,996 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $1,358,000 | 471 |
| Net operating income | $897,350 | 4,712 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,900,000 | 3,984 |
| Total interest expense | $3,501,000 | 4,127 |
| Net interest income | $4,399,000 | 3,811 |
| Provision for loan and lease losses | $666,000 | 1,373 |
| Total noninterest income | $668,000 | 4,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,487 |
| Total noninterest expense | $5,542,000 | 2,362 |
| Salaries and employee benefits | $1,695,000 | 3,846 |
| Premises and equipment expense | $550,000 | 3,426 |
| Additional noninterest expense | $3,297,000 | 1,334 |
| Pre-tax net operating income | $-1,141,000 | 10,364 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-388,000 | 10,378 |
| Income before extraordinary items | $-753,000 | 10,320 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-753,000 | 10,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 1,480 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 787 |
| Net operating income | $-753,000 | 10,296 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 5,984 |
| Total interest expense | $1,735,000 | 6,812 |
| Net interest income | $3,030,000 | 5,264 |
| Provision for loan and lease losses | $425,000 | 2,000 |
| Total noninterest income | $411,000 | 5,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,129 |
| Total noninterest expense | $2,436,000 | 4,875 |
| Salaries and employee benefits | $1,257,000 | 4,909 |
| Premises and equipment expense | $401,000 | 4,447 |
| Additional noninterest expense | $778,000 | 4,826 |
| Pre-tax net operating income | $580,000 | 7,515 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $580,000 | 6,477 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $580,000 | 6,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,394 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $4,562,000 | 221 |
| Net operating income | $580,000 | 6,421 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 9,447 |
| Total interest expense | $746,000 | 9,826 |
| Net interest income | $1,200,000 | 9,027 |
| Provision for loan and lease losses | $143,000 | 4,205 |
| Total noninterest income | $170,000 | 8,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,023 |
| Total noninterest expense | $1,427,000 | 7,317 |
| Salaries and employee benefits | $711,000 | 7,457 |
| Premises and equipment expense | $254,000 | 6,196 |
| Additional noninterest expense | $462,000 | 7,366 |
| Pre-tax net operating income | $-200,000 | 11,072 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-200,000 | 11,109 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-200,000 | 11,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $630,000 | 434 |
| Net operating income | $-200,000 | 11,071 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $162,000 | 11,922 |
| Total interest expense | $33,000 | 11,913 |
| Net interest income | $129,000 | 11,909 |
| Provision for loan and lease losses | $31,000 | 7,042 |
| Total noninterest income | $2,000 | 11,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,898 |
| Total noninterest expense | $635,000 | 10,433 |
| Salaries and employee benefits | $180,000 | 11,597 |
| Premises and equipment expense | $139,000 | 8,553 |
| Additional noninterest expense | $316,000 | 9,085 |
| Pre-tax net operating income | $-535,000 | 11,803 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-535,000 | 11,803 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-535,000 | 11,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 97 |
| Net operating income | $-535,000 | 11,796 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.