Home > Business Bank of Nevada > Assets and Liabilities
Business Bank of Nevada, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 103 | 1,687 |
| Assets and Liabilities | ||
| Total Assets: | $524,012,000 | 1,282 |
| Cash and due from depository institutions | $20,725,000 | 1,687 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $16,760,000 | 4,968 |
| Federal funds sold & reverse repurchase agreements | $86,369,000 | 232 |
| Net loans & leases | $382,506,000 | 1,200 |
| Loan loss allowance | $4,514,000 | 1,154 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,018,000 | 2,054 |
| Other real estate owned | $0 | 1,687 |
| Goodwill and other intangibles | $5,654,000 | 840 |
| All other assets | $5,980,000 | 2,623 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $524,012,000 | 1,282 |
| Total liabilities | $473,252,000 | 1,266 |
| Total deposits | $464,120,000 | 1,125 |
| Interest-bearing deposits | $343,109,000 | 1,331 |
| Deposits held in domestic offices | $464,120,000 | 1,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $9,132,000 | 734 |
| Total equity capital | $50,760,000 | 1,333 |
| Total bank equity capital | $50,760,000 | 1,333 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $20,000 | 7,488 |
| Surplus | $26,549,000 | 1,118 |
| Undivided profits | $24,191,000 | 1,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,932,000 | 2,110 |
| Earning assets | $485,635,000 | 1,263 |
| Long-term assets (5+ years) | $60,205,000 | 1,637 |
| Average Assets, year-to-date | $516,043,500 | 1,286 |
| Average Assets, quarterly | $516,043,500 | 1,286 |
| Volatile liabilities | $67,615,000 | 1,956 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $124,997,000 | 877 |
| Tier 1 (core) risk-based capital | $45,668,000 | 1,387 |
| Tier 2 risk-based capital | $5,006,000 | 1,041 |
| Total risk weighted assets | $454,750,000 | 1,062 |
| Total unused commitments | $124,997,000 | 877 |
| Derivatives | $40,000,000 | 304 |
| 2006-12-31 | Rank | |
| # of Employees: | 108 | 1,602 |
| Assets and Liabilities | ||
| Total Assets: | $508,075,000 | 1,298 |
| Cash and due from depository institutions | $24,724,000 | 1,602 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $67,676,000 | 1,758 |
| Federal funds sold & reverse repurchase agreements | $12,400,000 | 1,331 |
| Net loans & leases | $389,293,000 | 1,157 |
| Loan loss allowance | $4,356,000 | 1,177 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,098,000 | 2,832 |
| Other real estate owned | $0 | 1,602 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,884,000 | 1,761 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $508,075,000 | 1,298 |
| Total liabilities | $459,529,000 | 1,286 |
| Total deposits | $457,320,000 | 1,118 |
| Interest-bearing deposits | $311,146,000 | 1,456 |
| Deposits held in domestic offices | $457,320,000 | 1,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,209,000 | 2,214 |
| Total equity capital | $48,546,000 | 1,358 |
| Total bank equity capital | $48,546,000 | 1,358 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $20,000 | 7,525 |
| Surplus | $26,549,000 | 1,083 |
| Undivided profits | $21,977,000 | 1,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 6,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,394,000 | 1,716 |
| Earning assets | $469,369,000 | 1,288 |
| Long-term assets (5+ years) | $81,202,000 | 1,280 |
| Average Assets, year-to-date | $469,281,200 | 1,334 |
| Average Assets, quarterly | $497,916,500 | 1,308 |
| Volatile liabilities | $63,952,000 | 2,171 |
| Insider loans | $12,440,000 | 530 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $120,621,000 | 882 |
| Tier 1 (core) risk-based capital | $49,131,000 | 1,251 |
| Tier 2 risk-based capital | $4,838,000 | 1,060 |
| Total risk weighted assets | $452,888,000 | 1,037 |
| Total unused commitments | $120,621,000 | 882 |
| Derivatives | $40,000,000 | 296 |
| 2006-09-30 | Rank | |
| # of Employees: | 108 | 1,612 |
| Assets and Liabilities | ||
| Total Assets: | $487,758,000 | 1,341 |
| Cash and due from depository institutions | $16,451,000 | 1,612 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $69,219,000 | 1,743 |
| Federal funds sold & reverse repurchase agreements | $12,003,000 | 1,151 |
| Net loans & leases | $376,224,000 | 1,200 |
| Loan loss allowance | $4,113,000 | 1,260 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,050,000 | 2,842 |
| Other real estate owned | $0 | 1,612 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $9,811,000 | 1,762 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $487,758,000 | 1,341 |
| Total liabilities | $441,392,000 | 1,331 |
| Total deposits | $428,834,000 | 1,180 |
| Interest-bearing deposits | $286,287,000 | 1,582 |
| Deposits held in domestic offices | $428,834,000 | 1,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,558,000 | 1,941 |
| Total equity capital | $46,366,000 | 1,411 |
| Total bank equity capital | $46,366,000 | 1,411 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $20,000 | 7,588 |
| Surplus | $26,549,000 | 1,080 |
| Undivided profits | $19,797,000 | 1,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 6,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,152,000 | 1,927 |
| Earning assets | $457,446,000 | 1,308 |
| Long-term assets (5+ years) | $88,685,000 | 1,192 |
| Average Assets, year-to-date | $459,582,750 | 1,375 |
| Average Assets, quarterly | $472,769,000 | 1,363 |
| Volatile liabilities | $60,550,000 | 2,261 |
| Insider loans | $20,976,000 | 266 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $126,063,000 | 870 |
| Tier 1 (core) risk-based capital | $47,166,000 | 1,308 |
| Tier 2 risk-based capital | $4,621,000 | 1,109 |
| Total risk weighted assets | $444,817,000 | 1,050 |
| Total unused commitments | $126,063,000 | 871 |
| Derivatives | $40,000,000 | 303 |
| 2006-06-30 | Rank | |
| # of Employees: | 108 | 1,625 |
| Assets and Liabilities | ||
| Total Assets: | $457,780,000 | 1,411 |
| Cash and due from depository institutions | $15,818,000 | 1,625 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $71,592,000 | 1,676 |
| Federal funds sold & reverse repurchase agreements | $6,801,000 | 1,772 |
| Net loans & leases | $349,474,000 | 1,278 |
| Loan loss allowance | $3,928,000 | 1,300 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,115,000 | 2,773 |
| Other real estate owned | $0 | 1,625 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,980,000 | 1,720 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $457,780,000 | 1,411 |
| Total liabilities | $416,361,000 | 1,393 |
| Total deposits | $386,004,000 | 1,302 |
| Interest-bearing deposits | $246,609,000 | 1,804 |
| Deposits held in domestic offices | $386,004,000 | 1,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $28,000,000 | 1,435 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,357,000 | 1,925 |
| Total equity capital | $41,419,000 | 1,512 |
| Total bank equity capital | $41,419,000 | 1,512 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $19,000 | 7,631 |
| Surplus | $24,550,000 | 1,130 |
| Undivided profits | $16,850,000 | 1,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,635,000 | 1,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,075,000 | 1,773 |
| Earning assets | $427,867,000 | 1,378 |
| Long-term assets (5+ years) | $90,249,000 | 1,146 |
| Average Assets, year-to-date | $450,191,000 | 1,400 |
| Average Assets, quarterly | $448,231,000 | 1,417 |
| Volatile liabilities | $62,214,000 | 2,187 |
| Insider loans | $18,173,000 | 315 |
| FHLB advances | $28,000,000 | 1,337 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $81,789,000 | 1,223 |
| Tier 1 (core) risk-based capital | $43,161,000 | 1,396 |
| Tier 2 risk-based capital | $4,380,000 | 1,161 |
| Total risk weighted assets | $400,202,000 | 1,165 |
| Total unused commitments | $81,789,000 | 1,224 |
| Derivatives | $40,000,000 | 297 |
| 2006-03-31 | Rank | |
| # of Employees: | 103 | 1,683 |
| Assets and Liabilities | ||
| Total Assets: | $438,682,000 | 1,432 |
| Cash and due from depository institutions | $16,478,000 | 1,683 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $84,449,000 | 1,459 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 2,145 |
| Net loans & leases | $318,475,000 | 1,360 |
| Loan loss allowance | $3,511,000 | 1,441 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,089,000 | 2,717 |
| Other real estate owned | $0 | 1,683 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,591,000 | 1,897 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $438,682,000 | 1,432 |
| Total liabilities | $398,460,000 | 1,423 |
| Total deposits | $395,265,000 | 1,253 |
| Interest-bearing deposits | $236,548,000 | 1,851 |
| Deposits held in domestic offices | $395,265,000 | 1,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,000 | 5,710 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,188,000 | 1,503 |
| Total equity capital | $40,222,000 | 1,540 |
| Total bank equity capital | $40,222,000 | 1,540 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $19,000 | 7,645 |
| Surplus | $24,550,000 | 1,098 |
| Undivided profits | $15,653,000 | 2,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,814,000 | 1,955 |
| Earning assets | $409,524,000 | 1,413 |
| Long-term assets (5+ years) | $91,677,000 | 1,116 |
| Average Assets, year-to-date | $446,396,500 | 1,413 |
| Average Assets, quarterly | $446,396,500 | 1,413 |
| Volatile liabilities | $28,252,000 | 3,667 |
| Insider loans | $19,024,000 | 294 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $70,051,000 | 1,377 |
| Tier 1 (core) risk-based capital | $41,437,000 | 1,430 |
| Tier 2 risk-based capital | $3,868,000 | 1,292 |
| Total risk weighted assets | $360,914,000 | 1,269 |
| Total unused commitments | $70,051,000 | 1,377 |
| Derivatives | $40,000,000 | 292 |
| 2005-12-31 | Rank | |
| # of Employees: | 97 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $454,111,000 | 1,391 |
| Cash and due from depository institutions | $22,935,000 | 1,781 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $80,979,000 | 1,501 |
| Federal funds sold & reverse repurchase agreements | $50,694,000 | 253 |
| Net loans & leases | $287,331,000 | 1,497 |
| Loan loss allowance | $3,232,000 | 1,550 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,170,000 | 2,652 |
| Other real estate owned | $0 | 1,781 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,002,000 | 2,021 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $454,111,000 | 1,391 |
| Total liabilities | $415,663,000 | 1,364 |
| Total deposits | $407,884,000 | 1,186 |
| Interest-bearing deposits | $237,772,000 | 1,802 |
| Deposits held in domestic offices | $407,884,000 | 1,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,000 | 5,821 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,762,000 | 730 |
| Total equity capital | $38,448,000 | 1,604 |
| Total bank equity capital | $38,448,000 | 1,604 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $19,000 | 7,682 |
| Surplus | $24,550,000 | 1,079 |
| Undivided profits | $13,879,000 | 2,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $988,000 | 2,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,707,000 | 2,082 |
| Earning assets | $419,004,000 | 1,374 |
| Long-term assets (5+ years) | $85,469,000 | 1,157 |
| Average Assets, year-to-date | $398,961,200 | 1,515 |
| Average Assets, quarterly | $431,720,500 | 1,433 |
| Volatile liabilities | $24,139,000 | 3,977 |
| Insider loans | $13,251,000 | 456 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $62,453,000 | 1,492 |
| Tier 1 (core) risk-based capital | $39,509,000 | 1,483 |
| Tier 2 risk-based capital | $3,579,000 | 1,367 |
| Total risk weighted assets | $334,660,000 | 1,359 |
| Total unused commitments | $62,453,000 | 1,492 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 92 | 1,879 |
| Assets and Liabilities | ||
| Total Assets: | $409,330,000 | 1,504 |
| Cash and due from depository institutions | $28,972,000 | 1,879 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $77,399,000 | 1,573 |
| Federal funds sold & reverse repurchase agreements | $12,216,000 | 1,063 |
| Net loans & leases | $279,224,000 | 1,522 |
| Loan loss allowance | $3,152,000 | 1,559 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,256,000 | 2,533 |
| Other real estate owned | $0 | 1,879 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,263,000 | 2,118 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $409,330,000 | 1,504 |
| Total liabilities | $372,374,000 | 1,484 |
| Total deposits | $369,498,000 | 1,291 |
| Interest-bearing deposits | $205,172,000 | 2,019 |
| Deposits held in domestic offices | $369,498,000 | 1,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,000 | 5,885 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,849,000 | 1,573 |
| Total equity capital | $36,956,000 | 1,651 |
| Total bank equity capital | $36,956,000 | 1,651 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,639,000 | 2,141 |
| Surplus | $22,930,000 | 1,097 |
| Undivided profits | $12,387,000 | 2,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $945,000 | 2,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,380,000 | 2,534 |
| Earning assets | $368,839,000 | 1,529 |
| Long-term assets (5+ years) | $81,830,000 | 1,189 |
| Average Assets, year-to-date | $385,173,750 | 1,562 |
| Average Assets, quarterly | $404,375,000 | 1,516 |
| Volatile liabilities | $16,936,000 | 4,797 |
| Insider loans | $14,984,000 | 364 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $66,342,000 | 1,390 |
| Tier 1 (core) risk-based capital | $37,537,000 | 1,527 |
| Tier 2 risk-based capital | $3,537,000 | 1,361 |
| Total risk weighted assets | $324,462,000 | 1,366 |
| Total unused commitments | $66,342,000 | 1,390 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 89 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $399,420,000 | 1,524 |
| Cash and due from depository institutions | $17,977,000 | 1,940 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $74,206,000 | 1,660 |
| Federal funds sold & reverse repurchase agreements | $33,206,000 | 370 |
| Net loans & leases | $262,949,000 | 1,573 |
| Loan loss allowance | $3,007,000 | 1,601 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,098,000 | 2,585 |
| Other real estate owned | $0 | 1,940 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,984,000 | 2,115 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $399,420,000 | 1,524 |
| Total liabilities | $364,075,000 | 1,499 |
| Total deposits | $361,506,000 | 1,293 |
| Interest-bearing deposits | $193,178,000 | 2,100 |
| Deposits held in domestic offices | $361,506,000 | 1,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $37,000 | 5,810 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,532,000 | 1,623 |
| Total equity capital | $35,345,000 | 1,687 |
| Total bank equity capital | $35,345,000 | 1,687 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,639,000 | 2,120 |
| Surplus | $22,930,000 | 1,075 |
| Undivided profits | $10,776,000 | 2,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 5,917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $131,000 | 702 |
| Income earned, not collected on loans | $1,224,000 | 2,584 |
| Earning assets | $370,361,000 | 1,503 |
| Long-term assets (5+ years) | $77,928,000 | 1,232 |
| Average Assets, year-to-date | $377,121,670 | 1,587 |
| Average Assets, quarterly | $388,433,000 | 1,553 |
| Volatile liabilities | $18,287,000 | 4,481 |
| Insider loans | $12,358,000 | 449 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $60,234,000 | 1,470 |
| Tier 1 (core) risk-based capital | $35,792,000 | 1,551 |
| Tier 2 risk-based capital | $3,394,000 | 1,393 |
| Total risk weighted assets | $307,029,000 | 1,407 |
| Total unused commitments | $60,234,000 | 1,470 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 84 | 2,038 |
| Assets and Liabilities | ||
| Total Assets: | $377,446,000 | 1,603 |
| Cash and due from depository institutions | $13,330,000 | 2,038 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $69,416,000 | 1,785 |
| Federal funds sold & reverse repurchase agreements | $39,986,000 | 305 |
| Net loans & leases | $245,249,000 | 1,635 |
| Loan loss allowance | $3,116,000 | 1,536 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,557,000 | 3,701 |
| Other real estate owned | $0 | 2,038 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,908,000 | 2,111 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $377,446,000 | 1,603 |
| Total liabilities | $343,762,000 | 1,579 |
| Total deposits | $341,371,000 | 1,368 |
| Interest-bearing deposits | $185,020,000 | 2,179 |
| Deposits held in domestic offices | $341,371,000 | 1,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $46,000 | 5,684 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,345,000 | 1,710 |
| Total equity capital | $33,684,000 | 1,723 |
| Total bank equity capital | $33,684,000 | 1,723 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,639,000 | 2,125 |
| Surplus | $22,930,000 | 1,039 |
| Undivided profits | $9,115,000 | 3,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 6,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $131,000 | 700 |
| Income earned, not collected on loans | $1,163,000 | 2,644 |
| Earning assets | $354,651,000 | 1,562 |
| Long-term assets (5+ years) | $81,060,000 | 1,209 |
| Average Assets, year-to-date | $365,972,500 | 1,632 |
| Average Assets, quarterly | $365,972,500 | 1,632 |
| Volatile liabilities | $24,507,000 | 3,671 |
| Insider loans | $12,202,000 | 441 |
| FHLB advances | $46,000 | 5,228 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $51,614,000 | 1,607 |
| Tier 1 (core) risk-based capital | $34,476,000 | 1,581 |
| Tier 2 risk-based capital | $3,254,000 | 1,442 |
| Total risk weighted assets | $274,686,000 | 1,535 |
| Total unused commitments | $51,614,000 | 1,607 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 86 | 1,989 |
| Assets and Liabilities | ||
| Total Assets: | $354,499,000 | 1,692 |
| Cash and due from depository institutions | $13,916,000 | 1,989 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $73,130,000 | 1,710 |
| Federal funds sold & reverse repurchase agreements | $21,589,000 | 526 |
| Net loans & leases | $237,394,000 | 1,660 |
| Loan loss allowance | $3,015,000 | 1,556 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,023,000 | 4,267 |
| Other real estate owned | $0 | 1,989 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,447,000 | 2,177 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $354,499,000 | 1,692 |
| Total liabilities | $325,504,000 | 1,661 |
| Total deposits | $323,163,000 | 1,448 |
| Interest-bearing deposits | $186,126,000 | 2,122 |
| Deposits held in domestic offices | $323,163,000 | 1,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $55,000 | 5,712 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,286,000 | 1,724 |
| Total equity capital | $28,995,000 | 2,002 |
| Total bank equity capital | $28,995,000 | 2,002 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,434,000 | 2,322 |
| Surplus | $18,934,000 | 1,206 |
| Undivided profits | $8,627,000 | 3,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,077,000 | 2,833 |
| Earning assets | $332,113,000 | 1,650 |
| Long-term assets (5+ years) | $64,845,000 | 1,528 |
| Average Assets, year-to-date | $322,316,800 | 1,746 |
| Average Assets, quarterly | $364,496,500 | 1,624 |
| Volatile liabilities | $25,679,000 | 3,459 |
| Insider loans | $12,361,000 | 438 |
| FHLB advances | $55,000 | 5,236 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $40,313,000 | 1,894 |
| Tier 1 (core) risk-based capital | $29,325,000 | 1,880 |
| Tier 2 risk-based capital | $3,123,000 | 1,484 |
| Total risk weighted assets | $261,991,000 | 1,588 |
| Total unused commitments | $40,313,000 | 1,895 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 77 | 2,211 |
| Assets and Liabilities | ||
| Total Assets: | $374,494,000 | 1,573 |
| Cash and due from depository institutions | $32,284,000 | 2,211 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $92,857,000 | 1,382 |
| Federal funds sold & reverse repurchase agreements | $19,726,000 | 565 |
| Net loans & leases | $221,402,000 | 1,737 |
| Loan loss allowance | $2,811,000 | 1,645 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,890,000 | 4,389 |
| Other real estate owned | $0 | 2,211 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,335,000 | 2,172 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $374,494,000 | 1,573 |
| Total liabilities | $350,769,000 | 1,504 |
| Total deposits | $348,441,000 | 1,294 |
| Interest-bearing deposits | $213,635,000 | 1,825 |
| Deposits held in domestic offices | $348,441,000 | 1,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $64,000 | 5,742 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,264,000 | 1,744 |
| Total equity capital | $23,725,000 | 2,415 |
| Total bank equity capital | $23,725,000 | 2,415 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,199,000 | 2,609 |
| Surplus | $14,469,000 | 1,508 |
| Undivided profits | $8,057,000 | 3,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,180,000 | 2,649 |
| Earning assets | $333,985,000 | 1,612 |
| Long-term assets (5+ years) | $66,321,000 | 1,514 |
| Average Assets, year-to-date | $314,271,250 | 1,794 |
| Average Assets, quarterly | $341,631,000 | 1,701 |
| Volatile liabilities | $24,814,000 | 3,534 |
| Insider loans | $13,700,000 | 367 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $39,742,000 | 1,887 |
| Tier 1 (core) risk-based capital | $23,775,000 | 2,296 |
| Tier 2 risk-based capital | $2,921,000 | 1,535 |
| Total risk weighted assets | $243,004,000 | 1,669 |
| Total unused commitments | $39,742,000 | 1,890 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 78 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $308,768,000 | 1,870 |
| Cash and due from depository institutions | $26,692,000 | 2,202 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $54,553,000 | 2,259 |
| Federal funds sold & reverse repurchase agreements | $22,336,000 | 478 |
| Net loans & leases | $197,377,000 | 1,885 |
| Loan loss allowance | $2,506,000 | 1,846 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,431,000 | 5,070 |
| Other real estate owned | $0 | 2,202 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,379,000 | 2,159 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $308,768,000 | 1,870 |
| Total liabilities | $286,102,000 | 1,821 |
| Total deposits | $283,823,000 | 1,612 |
| Interest-bearing deposits | $161,867,000 | 2,390 |
| Deposits held in domestic offices | $283,823,000 | 1,606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $73,000 | 5,717 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,206,000 | 1,633 |
| Total equity capital | $22,666,000 | 2,426 |
| Total bank equity capital | $22,666,000 | 2,426 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,199,000 | 2,614 |
| Surplus | $14,469,000 | 1,457 |
| Undivided profits | $6,998,000 | 3,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $836,000 | 3,470 |
| Earning assets | $274,266,000 | 1,916 |
| Long-term assets (5+ years) | $70,592,000 | 1,480 |
| Average Assets, year-to-date | $294,197,000 | 1,904 |
| Average Assets, quarterly | $302,444,000 | 1,883 |
| Volatile liabilities | $23,583,000 | 3,566 |
| Insider loans | $11,820,000 | 448 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $35,519,000 | 2,025 |
| Tier 1 (core) risk-based capital | $23,031,000 | 2,319 |
| Tier 2 risk-based capital | $2,603,000 | 1,692 |
| Total risk weighted assets | $219,058,000 | 1,797 |
| Total unused commitments | $35,519,000 | 2,029 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 79 | 2,163 |
| Assets and Liabilities | ||
| Total Assets: | $296,120,000 | 1,913 |
| Cash and due from depository institutions | $20,503,000 | 2,163 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $70,104,000 | 1,809 |
| Federal funds sold & reverse repurchase agreements | $6,667,000 | 2,219 |
| Net loans & leases | $192,315,000 | 1,888 |
| Loan loss allowance | $2,454,000 | 1,877 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $929,000 | 6,030 |
| Other real estate owned | $0 | 2,163 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,602,000 | 2,285 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $296,120,000 | 1,913 |
| Total liabilities | $273,571,000 | 1,866 |
| Total deposits | $271,118,000 | 1,677 |
| Interest-bearing deposits | $168,206,000 | 2,278 |
| Deposits held in domestic offices | $271,118,000 | 1,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $85,000 | 5,604 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,368,000 | 1,730 |
| Total equity capital | $22,549,000 | 2,495 |
| Total bank equity capital | $22,549,000 | 2,495 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,199,000 | 2,606 |
| Surplus | $14,469,000 | 1,440 |
| Undivided profits | $6,881,000 | 3,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $498,000 | 4,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,192,000 | 2,400 |
| Earning assets | $269,086,000 | 1,938 |
| Long-term assets (5+ years) | $58,227,000 | 1,693 |
| Average Assets, year-to-date | $286,911,500 | 1,954 |
| Average Assets, quarterly | $286,911,500 | 1,954 |
| Volatile liabilities | $22,379,000 | 3,624 |
| Insider loans | $11,104,000 | 460 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $35,813,000 | 1,958 |
| Tier 1 (core) risk-based capital | $22,328,000 | 2,353 |
| Tier 2 risk-based capital | $2,551,000 | 1,689 |
| Total risk weighted assets | $213,110,000 | 1,797 |
| Total unused commitments | $35,813,000 | 1,962 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 77 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $277,703,000 | 2,017 |
| Cash and due from depository institutions | $16,491,000 | 2,242 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $56,269,000 | 2,246 |
| Federal funds sold & reverse repurchase agreements | $12,856,000 | 922 |
| Net loans & leases | $188,333,000 | 1,909 |
| Loan loss allowance | $2,391,000 | 1,905 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,059,000 | 5,770 |
| Other real estate owned | $0 | 2,242 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,695,000 | 3,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,703,000 | 2,017 |
| Total liabilities | $255,976,000 | 1,971 |
| Total deposits | $253,582,000 | 1,784 |
| Interest-bearing deposits | $167,080,000 | 2,298 |
| Deposits held in domestic offices | $253,582,000 | 1,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $93,000 | 5,568 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,301,000 | 1,668 |
| Total equity capital | $21,727,000 | 2,527 |
| Total bank equity capital | $21,727,000 | 2,527 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,199,000 | 2,625 |
| Surplus | $14,469,000 | 1,408 |
| Undivided profits | $6,059,000 | 4,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $942,000 | 3,163 |
| Earning assets | $257,458,000 | 2,003 |
| Long-term assets (5+ years) | $55,695,000 | 1,764 |
| Average Assets, year-to-date | $255,685,800 | 2,107 |
| Average Assets, quarterly | $275,337,500 | 2,016 |
| Volatile liabilities | $23,492,000 | 3,488 |
| Insider loans | $9,195,000 | 539 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $36,773,000 | 1,855 |
| Tier 1 (core) risk-based capital | $21,674,000 | 2,394 |
| Tier 2 risk-based capital | $2,488,000 | 1,721 |
| Total risk weighted assets | $204,231,000 | 1,852 |
| Total unused commitments | $36,773,000 | 1,859 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 75 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $272,972,000 | 2,048 |
| Cash and due from depository institutions | $16,472,000 | 2,312 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $75,438,000 | 1,740 |
| Federal funds sold & reverse repurchase agreements | $4,747,000 | 2,719 |
| Net loans & leases | $168,289,000 | 2,115 |
| Loan loss allowance | $2,093,000 | 2,177 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,360,000 | 1,845 |
| Other real estate owned | $0 | 2,312 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,666,000 | 3,950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,972,000 | 2,048 |
| Total liabilities | $251,841,000 | 2,008 |
| Total deposits | $250,562,000 | 1,801 |
| Interest-bearing deposits | $167,220,000 | 2,302 |
| Deposits held in domestic offices | $250,562,000 | 1,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $102,000 | 5,515 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,177,000 | 2,898 |
| Total equity capital | $21,131,000 | 2,582 |
| Total bank equity capital | $21,131,000 | 2,582 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,199,000 | 2,644 |
| Surplus | $14,469,000 | 1,399 |
| Undivided profits | $5,463,000 | 4,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 7,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,221,000 | 2,568 |
| Earning assets | $248,474,000 | 2,062 |
| Long-term assets (5+ years) | $51,306,000 | 1,872 |
| Average Assets, year-to-date | $250,181,500 | 2,171 |
| Average Assets, quarterly | $259,355,000 | 2,143 |
| Volatile liabilities | $23,701,000 | 3,445 |
| Insider loans | $9,461,000 | 525 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $24,834,000 | 2,456 |
| Tier 1 (core) risk-based capital | $21,067,000 | 2,457 |
| Tier 2 risk-based capital | $2,168,000 | 1,953 |
| Total risk weighted assets | $192,232,000 | 1,957 |
| Total unused commitments | $24,834,000 | 2,458 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 71 | 2,457 |
| Assets and Liabilities | ||
| Total Assets: | $245,738,000 | 2,255 |
| Cash and due from depository institutions | $12,351,000 | 2,457 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $61,793,000 | 2,009 |
| Federal funds sold & reverse repurchase agreements | $17,340,000 | 893 |
| Net loans & leases | $146,683,000 | 2,368 |
| Loan loss allowance | $1,977,000 | 2,256 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,443,000 | 1,779 |
| Other real estate owned | $0 | 2,457 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,128,000 | 4,421 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,738,000 | 2,255 |
| Total liabilities | $225,143,000 | 2,210 |
| Total deposits | $223,768,000 | 2,009 |
| Interest-bearing deposits | $150,904,000 | 2,528 |
| Deposits held in domestic offices | $223,768,000 | 2,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $110,000 | 5,591 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,265,000 | 2,825 |
| Total equity capital | $20,595,000 | 2,634 |
| Total bank equity capital | $20,595,000 | 2,634 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,199,000 | 2,641 |
| Surplus | $14,232,000 | 1,384 |
| Undivided profits | $5,164,000 | 4,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $863,000 | 3,464 |
| Earning assets | $225,816,000 | 2,243 |
| Long-term assets (5+ years) | $30,007,000 | 2,643 |
| Average Assets, year-to-date | $242,584,670 | 2,226 |
| Average Assets, quarterly | $246,771,500 | 2,211 |
| Volatile liabilities | $21,370,000 | 3,673 |
| Insider loans | $8,585,000 | 576 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $25,834,000 | 2,371 |
| Tier 1 (core) risk-based capital | $20,267,000 | 2,495 |
| Tier 2 risk-based capital | $2,045,000 | 2,008 |
| Total risk weighted assets | $166,195,000 | 2,186 |
| Total unused commitments | $25,834,000 | 2,380 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 70 | 2,463 |
| Assets and Liabilities | ||
| Total Assets: | $247,805,000 | 2,191 |
| Cash and due from depository institutions | $12,712,000 | 2,463 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $51,067,000 | 2,332 |
| Federal funds sold & reverse repurchase agreements | $26,203,000 | 611 |
| Net loans & leases | $149,904,000 | 2,276 |
| Loan loss allowance | $2,030,000 | 2,153 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,516,000 | 1,711 |
| Other real estate owned | $0 | 2,463 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,403,000 | 4,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,805,000 | 2,191 |
| Total liabilities | $229,283,000 | 2,142 |
| Total deposits | $227,943,000 | 1,938 |
| Interest-bearing deposits | $148,995,000 | 2,572 |
| Deposits held in domestic offices | $227,943,000 | 1,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $117,000 | 5,435 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,223,000 | 2,910 |
| Total equity capital | $18,522,000 | 2,842 |
| Total bank equity capital | $18,522,000 | 2,842 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,199,000 | 2,658 |
| Surplus | $12,956,000 | 1,466 |
| Undivided profits | $4,367,000 | 4,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $903,000 | 3,345 |
| Earning assets | $227,174,000 | 2,198 |
| Long-term assets (5+ years) | $30,438,000 | 2,540 |
| Average Assets, year-to-date | $241,008,000 | 2,234 |
| Average Assets, quarterly | $241,008,000 | 2,234 |
| Volatile liabilities | $18,727,000 | 3,930 |
| Insider loans | $8,734,000 | 554 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,148,000 | 2,096 |
| Tier 1 (core) risk-based capital | $18,307,000 | 2,703 |
| Tier 2 risk-based capital | $2,093,000 | 1,918 |
| Total risk weighted assets | $170,367,000 | 2,097 |
| Total unused commitments | $29,148,000 | 2,103 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 67 | 2,559 |
| Assets and Liabilities | ||
| Total Assets: | $234,211,000 | 2,286 |
| Cash and due from depository institutions | $12,785,000 | 2,559 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $52,069,000 | 2,261 |
| Federal funds sold & reverse repurchase agreements | $16,112,000 | 869 |
| Net loans & leases | $144,869,000 | 2,329 |
| Loan loss allowance | $2,049,000 | 2,086 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,630,000 | 1,659 |
| Other real estate owned | $388,000 | 2,559 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,358,000 | 4,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,211,000 | 2,286 |
| Total liabilities | $216,078,000 | 2,223 |
| Total deposits | $214,468,000 | 2,014 |
| Interest-bearing deposits | $142,606,000 | 2,620 |
| Deposits held in domestic offices | $214,468,000 | 2,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $125,000 | 5,563 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,485,000 | 2,552 |
| Total equity capital | $18,133,000 | 2,873 |
| Total bank equity capital | $18,133,000 | 2,873 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,199,000 | 2,660 |
| Surplus | $12,956,000 | 1,432 |
| Undivided profits | $3,978,000 | 5,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $856,000 | 3,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $969,000 | 3,306 |
| Earning assets | $213,050,000 | 2,302 |
| Long-term assets (5+ years) | $28,509,000 | 2,643 |
| Average Assets, year-to-date | $218,246,400 | 2,351 |
| Average Assets, quarterly | $231,222,500 | 2,295 |
| Volatile liabilities | $19,107,000 | 3,868 |
| Insider loans | $8,447,000 | 571 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $26,197,000 | 2,182 |
| Tier 1 (core) risk-based capital | $17,839,000 | 2,727 |
| Tier 2 risk-based capital | $2,049,000 | 1,928 |
| Total risk weighted assets | $167,937,000 | 2,090 |
| Total unused commitments | $26,197,000 | 2,187 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 65 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $200,969,000 | 2,539 |
| Cash and due from depository institutions | $8,741,000 | 2,631 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $42,367,000 | 2,546 |
| Federal funds sold & reverse repurchase agreements | $18,157,000 | 772 |
| Net loans & leases | $122,568,000 | 2,611 |
| Loan loss allowance | $1,780,000 | 2,218 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,841,000 | 1,516 |
| Other real estate owned | $466,000 | 2,631 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,829,000 | 3,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,969,000 | 2,539 |
| Total liabilities | $185,579,000 | 2,484 |
| Total deposits | $184,177,000 | 2,248 |
| Interest-bearing deposits | $128,183,000 | 2,734 |
| Deposits held in domestic offices | $184,177,000 | 2,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,402,000 | 2,676 |
| Total equity capital | $15,390,000 | 3,127 |
| Total bank equity capital | $15,390,000 | 3,127 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,208,000 | 2,625 |
| Surplus | $12,377,000 | 1,419 |
| Undivided profits | $1,805,000 | 6,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $664,000 | 3,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $420,000 | 405 |
| Income earned, not collected on loans | $770,000 | 4,360 |
| Earning assets | $183,092,000 | 2,542 |
| Long-term assets (5+ years) | $33,679,000 | 2,297 |
| Average Assets, year-to-date | $188,758,400 | 2,570 |
| Average Assets, quarterly | $192,624,500 | 2,604 |
| Volatile liabilities | $23,595,000 | 3,250 |
| Insider loans | $3,846,000 | 1,286 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $16,668,000 | 2,839 |
| Tier 1 (core) risk-based capital | $15,366,000 | 2,990 |
| Tier 2 risk-based capital | $1,780,000 | 2,058 |
| Total risk weighted assets | $152,567,000 | 2,187 |
| Total unused commitments | $16,668,000 | 2,849 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 59 | 2,904 |
| Assets and Liabilities | ||
| Total Assets: | $177,135,000 | 2,715 |
| Cash and due from depository institutions | $15,893,000 | 2,904 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $39,424,000 | 2,728 |
| Federal funds sold & reverse repurchase agreements | $2,096,000 | 4,135 |
| Net loans & leases | $110,673,000 | 2,778 |
| Loan loss allowance | $1,685,000 | 2,221 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,021,000 | 1,171 |
| Other real estate owned | $0 | 2,904 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,028,000 | 3,907 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,135,000 | 2,715 |
| Total liabilities | $163,851,000 | 2,647 |
| Total deposits | $162,743,000 | 2,436 |
| Interest-bearing deposits | $123,352,000 | 2,728 |
| Deposits held in domestic offices | $162,743,000 | 2,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,108,000 | 3,318 |
| Total equity capital | $13,284,000 | 3,437 |
| Total bank equity capital | $13,284,000 | 3,437 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,208,000 | 2,689 |
| Surplus | $11,260,000 | 1,493 |
| Undivided profits | $816,000 | 7,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,199,000 | 801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,009,000 | 162 |
| Income earned, not collected on loans | $638,000 | 4,240 |
| Earning assets | $152,193,000 | 2,892 |
| Long-term assets (5+ years) | $29,813,000 | 2,415 |
| Average Assets, year-to-date | $151,699,200 | 2,989 |
| Average Assets, quarterly | $172,293,000 | 2,748 |
| Volatile liabilities | $22,068,000 | 3,432 |
| Insider loans | $2,991,000 | 1,623 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,382,000 | 2,707 |
| Tier 1 (core) risk-based capital | $13,464,000 | 3,294 |
| Tier 2 risk-based capital | $1,685,000 | 2,077 |
| Total risk weighted assets | $138,443,100 | 2,302 |
| Total unused commitments | $16,382,000 | 2,711 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 54 | 3,227 |
| Assets and Liabilities | ||
| Total Assets: | $127,814,000 | 3,573 |
| Cash and due from depository institutions | $5,890,000 | 3,227 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $18,763,000 | 5,066 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,184 |
| Net loans & leases | $87,141,000 | 3,314 |
| Loan loss allowance | $1,090,000 | 3,181 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,109,000 | 1,387 |
| Other real estate owned | $0 | 3,227 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,811,000 | 4,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,814,000 | 3,573 |
| Total liabilities | $116,724,000 | 3,515 |
| Total deposits | $115,634,000 | 3,255 |
| Interest-bearing deposits | $91,564,000 | 3,513 |
| Deposits held in domestic offices | $115,634,000 | 3,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,090,000 | 3,046 |
| Total equity capital | $11,090,000 | 3,900 |
| Total bank equity capital | $11,090,000 | 3,900 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $959,000 | 3,459 |
| Surplus | $10,684,000 | 1,539 |
| Undivided profits | $-553,000 | 9,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 6,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $140,000 | 717 |
| Income earned, not collected on loans | $395,000 | 5,436 |
| Earning assets | $114,004,000 | 3,645 |
| Long-term assets (5+ years) | $30,621,000 | 2,522 |
| Average Assets, year-to-date | $118,649,000 | 3,678 |
| Average Assets, quarterly | $123,238,000 | 3,647 |
| Volatile liabilities | $10,188,000 | 5,372 |
| Insider loans | $5,805,000 | 788 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,767,000 | 3,367 |
| Tier 1 (core) risk-based capital | $11,634,000 | 3,741 |
| Tier 2 risk-based capital | $1,090,000 | 2,910 |
| Total risk weighted assets | $101,023,200 | 2,951 |
| Total unused commitments | $11,767,000 | 3,371 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 41 | 4,171 |
| Assets and Liabilities | ||
| Total Assets: | $108,180,000 | 4,061 |
| Cash and due from depository institutions | $6,705,000 | 4,171 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $19,738,000 | 4,879 |
| Federal funds sold & reverse repurchase agreements | $6,412,000 | 2,695 |
| Net loans & leases | $66,625,000 | 3,943 |
| Loan loss allowance | $811,000 | 3,959 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,673,000 | 1,411 |
| Other real estate owned | $0 | 4,171 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,027,000 | 2,450 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,180,000 | 4,061 |
| Total liabilities | $98,859,000 | 3,989 |
| Total deposits | $97,830,000 | 3,792 |
| Interest-bearing deposits | $79,241,000 | 4,006 |
| Deposits held in domestic offices | $97,830,000 | 3,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,029,000 | 3,435 |
| Total equity capital | $9,321,000 | 4,637 |
| Total bank equity capital | $9,321,000 | 4,637 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $959,000 | 3,469 |
| Surplus | $9,326,000 | 1,674 |
| Undivided profits | $-964,000 | 10,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 8,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $384,000 | 5,656 |
| Earning assets | $92,775,000 | 4,312 |
| Long-term assets (5+ years) | $23,026,000 | 2,874 |
| Average Assets, year-to-date | $94,734,200 | 4,355 |
| Average Assets, quarterly | $110,146,000 | 3,928 |
| Volatile liabilities | $11,480,000 | 4,593 |
| Insider loans | $4,368,000 | 970 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,653,000 | 3,469 |
| Tier 1 (core) risk-based capital | $9,378,000 | 4,422 |
| Tier 2 risk-based capital | $811,000 | 3,632 |
| Total risk weighted assets | $83,216,000 | 3,322 |
| Total unused commitments | $10,653,000 | 3,474 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 26 | 6,085 |
| Assets and Liabilities | ||
| Total Assets: | $72,013,000 | 5,609 |
| Cash and due from depository institutions | $4,789,000 | 6,085 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $4,000,000 | 9,610 |
| Federal funds sold & reverse repurchase agreements | $9,572,000 | 1,432 |
| Net loans & leases | $50,913,000 | 4,905 |
| Loan loss allowance | $556,000 | 5,301 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,258,000 | 5,281 |
| Other real estate owned | $0 | 6,085 |
| Goodwill and other intangibles | $30,000 | 3,152 |
| All other assets | $1,451,000 | 4,589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,013,000 | 5,609 |
| Total liabilities | $61,976,000 | 5,768 |
| Total deposits | $61,481,000 | 5,555 |
| Interest-bearing deposits | $48,859,000 | 5,859 |
| Deposits held in domestic offices | $61,481,000 | 5,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $495,000 | 5,945 |
| Total equity capital | $10,037,000 | 4,288 |
| Total bank equity capital | $10,037,000 | 4,288 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $950,000 | 3,569 |
| Surplus | $9,241,000 | 1,672 |
| Undivided profits | $-154,000 | 10,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 4,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $287,000 | 6,997 |
| Earning assets | $64,585,000 | 5,704 |
| Long-term assets (5+ years) | $6,968,000 | 5,213 |
| Average Assets, year-to-date | $52,949,600 | 6,650 |
| Average Assets, quarterly | $66,066,500 | 5,891 |
| Volatile liabilities | $9,171,000 | 5,287 |
| Insider loans | $4,500,000 | 912 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,115,000 | 3,430 |
| Tier 1 (core) risk-based capital | $10,007,000 | 4,169 |
| Tier 2 risk-based capital | $556,000 | 4,794 |
| Total risk weighted assets | $62,056,600 | 4,226 |
| Total unused commitments | $10,115,000 | 3,431 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $33,712,000 | 8,810 |
| Cash and due from depository institutions | $6,413,000 | 8,534 |
| Interest-bearing balances | $3,015,000 | 1,234 |
| Securities | $0 | 11,393 |
| Federal funds sold & reverse repurchase agreements | $7,484,000 | 1,746 |
| Net loans & leases | $19,082,000 | 8,609 |
| Loan loss allowance | $174,000 | 9,518 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $279,000 | 9,368 |
| Other real estate owned | $0 | 8,534 |
| Goodwill and other intangibles | $70,000 | 2,671 |
| All other assets | $384,000 | 9,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,712,000 | 8,810 |
| Total liabilities | $28,817,000 | 8,960 |
| Total deposits | $28,509,000 | 8,846 |
| Interest-bearing deposits | $19,960,000 | 9,432 |
| Deposits held in domestic offices | $28,509,000 | 8,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $308,000 | 7,777 |
| Total equity capital | $4,895,000 | 7,327 |
| Total bank equity capital | $4,895,000 | 7,327 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $5,130,000 | 2,769 |
| Undivided profits | $-735,000 | 11,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $119,000 | 9,875 |
| Earning assets | $29,581,000 | 8,948 |
| Long-term assets (5+ years) | $817,000 | 8,954 |
| Average Assets, year-to-date | $23,744,400 | 9,746 |
| Average Assets, quarterly | $30,696,000 | 9,083 |
| Volatile liabilities | $4,667,000 | 7,295 |
| Insider loans | $1,184,000 | 3,211 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,540,000 | 3,074 |
| Tier 1 (core) risk-based capital | $4,825,000 | 7,278 |
| Tier 2 risk-based capital | $174,000 | 9,062 |
| Total risk weighted assets | $26,346,700 | 7,614 |
| Total unused commitments | $11,540,000 | 3,089 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 12 | 9,704 |
| Assets and Liabilities | ||
| Total Assets: | $10,348,000 | 11,678 |
| Cash and due from depository institutions | $894,000 | 9,704 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $0 | 11,914 |
| Federal funds sold & reverse repurchase agreements | $5,945,000 | 2,451 |
| Net loans & leases | $3,048,000 | 11,798 |
| Loan loss allowance | $31,000 | 11,767 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $311,000 | 9,464 |
| Other real estate owned | $0 | 9,704 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $150,000 | 11,635 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,348,000 | 11,678 |
| Total liabilities | $5,883,000 | 11,869 |
| Total deposits | $5,859,000 | 11,833 |
| Interest-bearing deposits | $4,640,000 | 11,780 |
| Deposits held in domestic offices | $5,859,000 | 11,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $24,000 | 11,909 |
| Total equity capital | $4,465,000 | 7,859 |
| Total bank equity capital | $4,465,000 | 7,859 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $4,500,000 | 3,118 |
| Undivided profits | $-535,000 | 11,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $11,000 | 11,771 |
| Earning assets | $8,993,000 | 11,677 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $10,348,000 | 11,651 |
| Average Assets, quarterly | $10,348,000 | 11,670 |
| Volatile liabilities | $1,400,000 | 10,329 |
| Insider loans | $1,477,000 | 2,813 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,257,000 | 8,517 |
| Tier 1 (core) risk-based capital | $4,465,000 | 7,737 |
| Tier 2 risk-based capital | $31,000 | 11,694 |
| Total risk weighted assets | $4,888,800 | 11,698 |
| Total unused commitments | $1,257,000 | 8,528 |
| Derivatives | $0 | 628 |