Home > Busey Bank > Net charge- offs to loans
Busey Bank, Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0862% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,636 |
| Percentage Net Loans Charged-off:Construction & development | -0.0100% | 4,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0404% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0690% | 4,439 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 4,219 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0322% | 4,437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 4,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3952% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2855% | 1,412 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2855% | 1,372 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2293% | 633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 578 |
| Percentage Net Loans Charged-off:Construction & development | -0.0159% | 4,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1199% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 4,085 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0652% | 4,400 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0947% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0999% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0999% | 2,365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2559% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,643 |
| Percentage Net Loans Charged-off:Construction & development | -0.0176% | 4,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 4,065 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0222% | 4,358 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 4,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4551% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1078% | 2,237 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1078% | 2,199 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3752% | 310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,889 |
| Percentage Net Loans Charged-off:Construction & development | -0.0213% | 4,421 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 3,930 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 4,411 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 3,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1636% | 171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0842% | 2,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0842% | 2,048 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2737% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,596 |
| Percentage Net Loans Charged-off:Construction & development | -0.0361% | 4,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 4,208 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0574% | 4,435 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 4,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5954% | 139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0886% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0886% | 1,768 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 1,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | -0.0328% | 4,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 3,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0218% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 4,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1406% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1198% | 2,259 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1198% | 2,136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 698 |
| Percentage Net Loans Charged-off:Construction & development | -0.0378% | 4,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 4,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0339% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1282% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1099% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1099% | 2,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 388 |
| Percentage Net Loans Charged-off:Construction & development | -0.0453% | 4,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0663% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 4,194 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 4,328 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1102% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1474% | 1,731 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1474% | 1,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 267 |
| Percentage Net Loans Charged-off:Construction & development | -0.0236% | 4,539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0776% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0272% | 4,330 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0334% | 4,518 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 4,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0852% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2389% | 1,347 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2389% | 1,279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0453% | 4,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0510% | 4,686 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 4,137 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 4,387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0264% | 4,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0455% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0593% | 2,343 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0593% | 2,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 580 |
| Percentage Net Loans Charged-off:Construction & development | -0.0608% | 4,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0686% | 4,731 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 4,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0334% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0376% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0978% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0978% | 1,861 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 429 |
| Percentage Net Loans Charged-off:Construction & development | -0.0555% | 4,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0904% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1040% | 3,866 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0349% | 4,142 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0571% | 3,347 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0306% | 4,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0158% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0158% | 2,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0320% | 4,110 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0412% | 4,367 |
| Percentage Net Loans Charged-off:Construction & development | -0.0896% | 4,249 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,075 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2123% | 3,881 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0353% | 4,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0666% | 3,397 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 4,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 3,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0444% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0444% | 1,626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 1,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 986 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 4,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0282% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 3,871 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0720% | 3,404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1053% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0889% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0899% | 1,931 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 959 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 3,993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 3,911 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 4,026 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0699% | 3,458 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 3,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1479% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0781% | 1,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0795% | 1,789 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0065% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0440% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0007% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0364% | 4,274 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1042% | 3,533 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1411% | 603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4996% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4996% | 670 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0573% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0046% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0744% | 4,552 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1221% | 3,586 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0604% | 4,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0530% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1586% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1586% | 350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1190% | 1,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | -0.1332% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0774% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 3,976 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1257% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4071% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0269% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0553% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9960% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1402% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 889 |
| Percentage Net Loans Charged-off:Construction & development | -0.0551% | 4,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0977% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 3,985 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0191% | 3,447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4857% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2067% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2289% | 422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 1,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 705 |
| Percentage Net Loans Charged-off:Construction & development | -0.0782% | 4,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1058% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 4,008 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 3,475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4317% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4028% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4339% | 391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2009% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 388 |
| Percentage Net Loans Charged-off:Construction & development | -0.1333% | 4,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1864% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,058 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0847% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0382% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0985% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6437% | 413 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4642% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5015% | 458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1103% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 4,209 |
| Percentage Net Loans Charged-off:Construction & development | -0.0924% | 4,515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0703% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 4,071 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 4,272 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0019% | 3,389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 4,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5668% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7538% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5340% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7603% | 991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1273% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.0695% | 4,533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0358% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5954% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2534% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7048% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2853% | 506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1475% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,918 |
| Percentage Net Loans Charged-off:Construction & development | -0.0619% | 4,558 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0230% | 4,783 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0648% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7610% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8481% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5195% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8675% | 769 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1354% | 932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 920 |
| Percentage Net Loans Charged-off:Construction & development | -0.0888% | 4,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0880% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1235% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0795% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6202% | 417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5603% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5009% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5639% | 1,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1314% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0967% | 773 |
| Percentage Net Loans Charged-off:Construction & development | -0.0455% | 4,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2024% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 3,500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2576% | 1,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8008% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9462% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8563% | 321 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1157% | 1,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | -0.0293% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0832% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 4,241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0177% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3676% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6186% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9449% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6626% | 344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 751 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 4,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1246% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 4,287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 1,164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 3,572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3634% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7820% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2600% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8177% | 298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1481% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0840% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2592% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0756% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0433% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0862% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0061% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1472% | 278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0096% | 4,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0490% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | -0.1564% | 4,861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0717% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 4,371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2317% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2434% | 5,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0715% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0715% | 739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0199% | 4,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0552% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | -0.2547% | 4,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1296% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 4,411 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0942% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0443% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4091% | 5,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3359% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3360% | 1,917 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0200% | 4,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 846 |
| Percentage Net Loans Charged-off:Construction & development | -0.3692% | 5,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2468% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 1,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1406% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 1,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5698% | 5,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5493% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5493% | 1,288 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 4,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0533% | 922 |
| Percentage Net Loans Charged-off:Construction & development | -0.0357% | 4,813 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1778% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0365% | 5,122 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1368% | 4,169 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 4,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3687% | 5,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1044% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1044% | 666 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1770% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 4,606 |
| Percentage Net Loans Charged-off:Construction & development | -0.2774% | 5,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0361% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0369% | 5,276 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1398% | 4,243 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7712% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5557% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5557% | 464 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3116% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2390% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 2,127 |
| Percentage Net Loans Charged-off:Construction & development | -0.2472% | 5,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0309% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 2,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0594% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1990% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3501% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3501% | 512 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0527% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3460% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 1,591 |
| Percentage Net Loans Charged-off:Construction & development | -0.2712% | 5,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0519% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 1,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0303% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6426% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8913% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8913% | 325 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5684% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5079% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 1,291 |
| Percentage Net Loans Charged-off:Construction & development | -0.2213% | 5,230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 5,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0775% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0923% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0721% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2849% | 191 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1588% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1588% | 303 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8330% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0620% | 2,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 2,775 |
| Percentage Net Loans Charged-off:Construction & development | -0.2522% | 5,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1363% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3819% | 4,884 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1207% | 1,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1879% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0946% | 1,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0853% | 5,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3376% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3516% | 473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9500% | 422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0449% | 3,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 1,834 |
| Percentage Net Loans Charged-off:Construction & development | -0.2709% | 5,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1629% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0713% | 4,837 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0966% | 617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0756% | 1,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0865% | 5,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5584% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5656% | 1,229 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 3,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 2,125 |
| Percentage Net Loans Charged-off:Construction & development | -0.3057% | 5,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1108% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0923% | 4,885 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0627% | 1,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1410% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 2,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0919% | 5,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7909% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8008% | 820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0786% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | -0.6333% | 5,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2337% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0243% | 4,886 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0614% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0736% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0930% | 5,158 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0977% | 5,196 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0987% | 5,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 3,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 3,564 |
| Percentage Net Loans Charged-off:Construction & development | -0.7234% | 5,660 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1567% | 6,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0276% | 382 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3990% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2420% | 638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4619% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4381% | 1,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0246% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0246% | 349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0510% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1475% | 2,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1334% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | -1.0289% | 5,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1179% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0461% | 319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4189% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2585% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4838% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1940% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7509% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7509% | 395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0757% | 1,065 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1873% | 1,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1728% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | -1.6553% | 5,873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1832% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0841% | 228 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5394% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2920% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6404% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2455% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5360% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5360% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1136% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 1,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1347% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | -2.2603% | 5,950 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0685% | 6,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1963% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8419% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1606% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1187% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5082% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5464% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5464% | 515 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2190% | 576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3665% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4063% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.8103% | 906 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4169% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0512% | 545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5479% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3007% | 888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6262% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2338% | 2,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2637% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2637% | 809 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0275% | 5,624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3775% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4256% | 1,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.8673% | 811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5123% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0798% | 437 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4393% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2625% | 887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4932% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2101% | 1,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0049% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0049% | 941 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0386% | 5,716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3357% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3754% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 1.6619% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1922% | 1,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1301% | 339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5388% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1113% | 949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6616% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2100% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7293% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7293% | 1,233 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0607% | 5,769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4333% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5073% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | -0.4163% | 5,982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4555% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1823% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9681% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1511% | 671 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1838% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1937% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9851% | 6,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9851% | 6,552 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3249% | 723 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3786% | 625 |
| Percentage Net Loans Charged-off:Construction & development | 1.5309% | 1,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5131% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7934% | 340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0788% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7861% | 791 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1583% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2584% | 1,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6730% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6730% | 406 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4652% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5912% | 487 |
| Percentage Net Loans Charged-off:Construction & development | 1.5111% | 1,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6872% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4296% | 266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2058% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8750% | 676 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2968% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0492% | 1,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9093% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9093% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6917% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9073% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 1.1849% | 1,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0308% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5407% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2828% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3302% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2697% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8433% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5958% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5958% | 735 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9069% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3556% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 0.6530% | 1,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1400% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0786% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9573% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7525% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0149% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2622% | 6,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5119% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5119% | 714 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7186% | 883 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6335% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 4.8911% | 1,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2601% | 991 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4663% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4579% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2419% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5159% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9263% | 1,233 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2220% | 7,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1530% | 7,157 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6773% | 245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6311% | 859 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4783% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 3.2402% | 1,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5661% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4250% | 648 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4206% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2586% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4633% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0347% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1096% | 7,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.9953% | 7,241 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0992% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4810% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2494% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 2.5907% | 1,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3198% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0412% | 5,684 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4000% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7518% | 834 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5682% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9817% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.8213% | 7,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.5949% | 7,330 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4175% | 149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0761% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7197% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 1.5337% | 1,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3958% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1091% | 5,735 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3129% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9473% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4060% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0375% | 2,295 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2427% | 6,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2267% | 6,609 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.2728% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5430% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5852% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 7.1930% | 878 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9166% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6355% | 455 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9104% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2725% | 736 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0599% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9498% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7464% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9208% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4460% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5066% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 7.7317% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1129% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6564% | 649 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8760% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2614% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0181% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6506% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4570% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2052% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2357% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2798% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 5.8204% | 885 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0769% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8936% | 491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7536% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3273% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8512% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1527% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1169% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6615% | 504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9024% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9561% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 10.7456% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1834% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8638% | 311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4626% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6371% | 664 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6497% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8875% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8252% | 2,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1746% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.0767% | 79 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.3822% | 51 |
| Percentage Net Loans Charged-off:Construction & development | 30.5077% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3688% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4172% | 705 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8843% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0464% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8508% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7921% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1408% | 2,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3625% | 865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.4067% | 95 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.6653% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 29.0695% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7579% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1453% | 6,152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0613% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3698% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9987% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1760% | 2,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1412% | 2,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6512% | 1,012 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9684% | 357 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6197% | 238 |
| Percentage Net Loans Charged-off:Construction & development | 15.3444% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0665% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 6,120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4960% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6909% | 737 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4566% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3302% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0862% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1791% | 1,245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5005% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9703% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 10.5752% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0512% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 6,092 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1615% | 1,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4586% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1037% | 2,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3331% | 2,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1051% | 1,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3514% | 840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9315% | 1,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0457% | 885 |
| Percentage Net Loans Charged-off:Construction & development | 2.0592% | 1,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7961% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6586% | 327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4837% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1607% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3403% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4648% | 2,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0203% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0032% | 1,893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4828% | 1,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5214% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | 1.1015% | 1,024 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4596% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 6,199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1885% | 1,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1881% | 833 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1885% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2840% | 2,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0738% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3096% | 2,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2785% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.8558% | 820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 6,168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1078% | 1,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1563% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0971% | 1,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3810% | 1,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6191% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1167% | 2,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1476% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.3075% | 743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 769 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 6,104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2018% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3029% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1779% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0544% | 7,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3020% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1516% | 3,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2048% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.5292% | 653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0681% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0483% | 252 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 1,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0620% | 798 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1360% | 1,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1035% | 7,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0850% | 5,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 5,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 2,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1153% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1320% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2009% | 7,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1774% | 4,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 4,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1741% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1995% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3262% | 7,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0057% | 4,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 3,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1489% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1708% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1611% | 7,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 4,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 2,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 1,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 1,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1847% | 2,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3810% | 3,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0577% | 3,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 2,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0154% | 917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2294% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5166% | 2,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 3,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 1,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 1,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2975% | 1,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4440% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 3,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 6,155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0538% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0625% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0048% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2400% | 2,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 4,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 1,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1253% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1223% | 1,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1424% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0285% | 7,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1629% | 5,295 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5381% | 2,171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1547% | 1,168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 4,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1664% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1212% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1413% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0434% | 7,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1268% | 5,044 |
| Percentage Net Loans Charged-off: Credit card loans | -2.7107% | 2,150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2178% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 4,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 1,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2529% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0526% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0614% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1128% | 7,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0909% | 4,791 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5229% | 2,098 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2110% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0431% | 3,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2340% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0822% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1960% | 7,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0341% | 4,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4134% | 504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1626% | 3,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 3,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0297% | 633 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 8,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 2,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 2,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4088% | 1,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1417% | 5,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2112% | 2,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 2,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0395% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 8,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 2,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 2,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9287% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1817% | 5,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1699% | 2,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 2,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 8,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 1,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5987% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1801% | 4,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 8,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 8,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 8,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0283% | 8,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0623% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0544% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2130% | 3,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 3,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 1,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 2,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0570% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1233% | 6,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1080% | 7,571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 6,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 2,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 1,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 2,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 2,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0219% | 4,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0967% | 6,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1464% | 7,638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 6,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 2,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0300% | 866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 2,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 1,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0189% | 3,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0584% | 5,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2154% | 7,718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 5,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0316% | 1,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1669% | 4,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4293% | 7,801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1379% | 4,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0898% | 1,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0755% | 685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1803% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 2,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0522% | 2,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3578% | 3,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3941% | 4,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1920% | 1,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 6,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 3,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 1,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 3,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 3,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0905% | 4,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1534% | 6,289 |
| Percentage Net Loans Charged-off: Credit card loans | -16.7464% | 5,570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 5,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0572% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0272% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4065% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1907% | 1,302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 6,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 1,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0286% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6272% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3376% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 5,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0792% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0512% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0878% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4739% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2410% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 6,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3676% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5745% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9622% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 6,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 751 |
| Percentage Net Loans Charged-off:Construction & development | -0.1226% | 1,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1717% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6253% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2118% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 7,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 1,309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3431% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4433% | 824 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6282% | 918 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1199% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 6,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 873 |
| Percentage Net Loans Charged-off:Construction & development | -0.3949% | 1,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0321% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0284% | 726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1454% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2892% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1196% | 1,180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2215% | 5,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0970% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 2.5203% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1099% | 1,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0529% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4826% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2274% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1150% | 8,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0983% | 948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3169% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2742% | 1,336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0535% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2194% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2296% | 1,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0045% | 1,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |