Home > Busey Bank > Income and Expense
Busey Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,210,000 | 1,918 |
| Total interest expense | $5,429,000 | 1,212 |
| Net interest income | $3,781,000 | 2,864 |
| Provision for loan and lease losses | $9,350,000 | 470 |
| Total noninterest income | $7,036,000 | 517 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $197,000 | 3,348 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,839,000 | 369 |
| Total noninterest expense | $9,153,000 | 1,148 |
| Salaries and employee benefits | $3,784,000 | 1,372 |
| Premises and equipment expense | $1,868,000 | 749 |
| Additional noninterest expense | $3,501,000 | 1,100 |
| Pre-tax net operating income | $-7,686,000 | 7,861 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-2,580,000 | 7,946 |
| Income before extraordinary items | $-5,106,000 | 7,806 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,106,000 | 7,805 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,106,000 | 7,805 |
| Net charge-offs | $10,522,000 | 362 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-5,106,000 | 7,817 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,883,000 | 1,828 |
| Total interest expense | $2,793,000 | 1,225 |
| Net interest income | $2,090,000 | 2,599 |
| Provision for loan and lease losses | $850,000 | 1,299 |
| Total noninterest income | $3,509,000 | 492 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $105,000 | 3,171 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,404,000 | 339 |
| Total noninterest expense | $4,474,000 | 1,118 |
| Salaries and employee benefits | $1,872,000 | 1,392 |
| Premises and equipment expense | $950,000 | 752 |
| Additional noninterest expense | $1,652,000 | 1,019 |
| Pre-tax net operating income | $275,000 | 3,477 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $167,000 | 1,631 |
| Income before extraordinary items | $108,000 | 4,842 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $108,000 | 4,847 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $108,000 | 4,845 |
| Net charge-offs | $2,002,000 | 601 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $108,000 | 4,673 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,811,000 | 1,625 |
| Total interest expense | $12,896,000 | 1,265 |
| Net interest income | $10,915,000 | 2,032 |
| Provision for loan and lease losses | $27,950,000 | 285 |
| Total noninterest income | $13,311,000 | 479 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $523,000 | 2,912 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $12,788,000 | 322 |
| Total noninterest expense | $41,908,000 | 493 |
| Salaries and employee benefits | $8,417,000 | 1,184 |
| Premises and equipment expense | $4,049,000 | 683 |
| Additional noninterest expense | $29,442,000 | 308 |
| Pre-tax net operating income | $-45,632,000 | 8,192 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $-7,818,000 | 8,171 |
| Income before extraordinary items | $-37,807,000 | 8,171 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-37,807,000 | 8,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,150,000 | 292 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-37,812,810 | 8,185 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,560,000 | 1,613 |
| Total interest expense | $9,790,000 | 1,299 |
| Net interest income | $8,770,000 | 1,933 |
| Provision for loan and lease losses | $7,700,000 | 479 |
| Total noninterest income | $10,375,000 | 493 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $392,000 | 2,930 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,983,000 | 338 |
| Total noninterest expense | $14,869,000 | 998 |
| Salaries and employee benefits | $6,568,000 | 1,152 |
| Premises and equipment expense | $3,053,000 | 682 |
| Additional noninterest expense | $5,248,000 | 870 |
| Pre-tax net operating income | $-3,424,000 | 8,051 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $-1,012,000 | 8,049 |
| Income before extraordinary items | $-2,405,000 | 7,940 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,405,000 | 7,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,505,000 | 371 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,409,900 | 8,006 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,792,000 | 1,583 |
| Total interest expense | $6,729,000 | 1,306 |
| Net interest income | $6,063,000 | 1,851 |
| Provision for loan and lease losses | $5,300,000 | 415 |
| Total noninterest income | $6,845,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $249,000 | 3,029 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,596,000 | 353 |
| Total noninterest expense | $10,074,000 | 981 |
| Salaries and employee benefits | $4,615,000 | 1,112 |
| Premises and equipment expense | $2,025,000 | 685 |
| Additional noninterest expense | $3,434,000 | 860 |
| Pre-tax net operating income | $-2,466,000 | 8,207 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $-742,000 | 8,228 |
| Income before extraordinary items | $-1,717,000 | 8,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,717,000 | 8,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,204,000 | 345 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,721,900 | 8,174 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,595,000 | 1,576 |
| Total interest expense | $3,613,000 | 1,291 |
| Net interest income | $2,982,000 | 1,874 |
| Provision for loan and lease losses | $1,450,000 | 490 |
| Total noninterest income | $3,344,000 | 526 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $128,000 | 2,918 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,216,000 | 370 |
| Total noninterest expense | $5,440,000 | 890 |
| Salaries and employee benefits | $2,520,000 | 1,034 |
| Premises and equipment expense | $980,000 | 712 |
| Additional noninterest expense | $1,940,000 | 747 |
| Pre-tax net operating income | $-564,000 | 8,122 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $-139,000 | 8,200 |
| Income before extraordinary items | $-418,000 | 8,091 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-418,000 | 8,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,080,000 | 443 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-423,250 | 8,076 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $27,538,000 | 1,558 |
| Total interest expense | $14,883,000 | 1,345 |
| Net interest income | $12,655,000 | 1,782 |
| Provision for loan and lease losses | $6,425,000 | 337 |
| Total noninterest income | $6,296,000 | 907 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $618,000 | 2,611 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,678,000 | 610 |
| Total noninterest expense | $15,194,000 | 1,228 |
| Salaries and employee benefits | $7,196,000 | 1,408 |
| Premises and equipment expense | $2,799,000 | 928 |
| Additional noninterest expense | $5,199,000 | 1,083 |
| Pre-tax net operating income | $-2,668,000 | 8,349 |
| Securities gains (losses) | $-32,000 | 7,893 |
| Applicable income taxes | $-863,000 | 8,388 |
| Income before extraordinary items | $-1,837,000 | 8,295 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,837,000 | 8,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,381,000 | 346 |
| Cash dividends | $1,500,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,815,240 | 8,280 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $20,634,000 | 1,568 |
| Total interest expense | $10,950,000 | 1,373 |
| Net interest income | $9,684,000 | 1,755 |
| Provision for loan and lease losses | $775,000 | 1,122 |
| Total noninterest income | $3,117,000 | 1,262 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $485,000 | 2,499 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,632,000 | 912 |
| Total noninterest expense | $9,933,000 | 1,379 |
| Salaries and employee benefits | $4,825,000 | 1,572 |
| Premises and equipment expense | $1,796,000 | 1,107 |
| Additional noninterest expense | $3,312,000 | 1,239 |
| Pre-tax net operating income | $2,093,000 | 2,745 |
| Securities gains (losses) | $-32,000 | 8,083 |
| Applicable income taxes | $747,000 | 1,991 |
| Income before extraordinary items | $1,314,000 | 3,249 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,314,000 | 3,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 793 |
| Cash dividends | $1,000,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,334,480 | 3,210 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,375,000 | 1,631 |
| Total interest expense | $7,044,000 | 1,421 |
| Net interest income | $6,331,000 | 1,814 |
| Provision for loan and lease losses | $380,000 | 1,285 |
| Total noninterest income | $912,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $307,000 | 2,606 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $605,000 | 1,973 |
| Total noninterest expense | $5,883,000 | 1,565 |
| Salaries and employee benefits | $2,997,000 | 1,712 |
| Premises and equipment expense | $1,010,000 | 1,321 |
| Additional noninterest expense | $1,876,000 | 1,458 |
| Pre-tax net operating income | $980,000 | 3,578 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $338,000 | 2,587 |
| Income before extraordinary items | $642,000 | 4,026 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $642,000 | 4,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 929 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $642,000 | 4,013 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,682,000 | 1,631 |
| Total interest expense | $3,485,000 | 1,425 |
| Net interest income | $3,197,000 | 1,800 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $435,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $156,000 | 2,528 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $279,000 | 2,057 |
| Total noninterest expense | $3,028,000 | 1,514 |
| Salaries and employee benefits | $1,546,000 | 1,687 |
| Premises and equipment expense | $523,000 | 1,290 |
| Additional noninterest expense | $959,000 | 1,396 |
| Pre-tax net operating income | $604,000 | 3,101 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $207,000 | 2,356 |
| Income before extraordinary items | $397,000 | 3,523 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $397,000 | 3,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,454 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $397,000 | 3,497 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,589,000 | 1,502 |
| Total interest expense | $11,339,000 | 1,484 |
| Net interest income | $15,250,000 | 1,496 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $2,296,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $562,000 | 2,822 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,734,000 | 1,498 |
| Total noninterest expense | $12,200,000 | 1,459 |
| Salaries and employee benefits | $6,252,000 | 1,575 |
| Premises and equipment expense | $1,842,000 | 1,393 |
| Additional noninterest expense | $4,106,000 | 1,297 |
| Pre-tax net operating income | $5,246,000 | 1,806 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,781,000 | 1,457 |
| Income before extraordinary items | $3,465,000 | 2,035 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,465,000 | 2,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,038 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,465,000 | 2,023 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,810,000 | 1,504 |
| Total interest expense | $7,921,000 | 1,542 |
| Net interest income | $11,889,000 | 1,452 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $1,775,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $413,000 | 2,875 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,362,000 | 1,454 |
| Total noninterest expense | $9,232,000 | 1,459 |
| Salaries and employee benefits | $4,719,000 | 1,579 |
| Premises and equipment expense | $1,350,000 | 1,437 |
| Additional noninterest expense | $3,163,000 | 1,267 |
| Pre-tax net operating income | $4,332,000 | 1,724 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,474,000 | 1,409 |
| Income before extraordinary items | $2,858,000 | 1,914 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,858,000 | 1,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,858,000 | 1,901 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,071,000 | 1,483 |
| Total interest expense | $4,921,000 | 1,589 |
| Net interest income | $8,150,000 | 1,419 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $1,207,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $259,000 | 2,993 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $948,000 | 1,409 |
| Total noninterest expense | $6,117,000 | 1,472 |
| Salaries and employee benefits | $3,141,000 | 1,578 |
| Premises and equipment expense | $846,000 | 1,536 |
| Additional noninterest expense | $2,130,000 | 1,271 |
| Pre-tax net operating income | $3,140,000 | 1,586 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,068,000 | 1,330 |
| Income before extraordinary items | $2,072,000 | 1,757 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,072,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,072,000 | 1,746 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,412,000 | 1,475 |
| Total interest expense | $2,306,000 | 1,603 |
| Net interest income | $4,106,000 | 1,398 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $518,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $116,000 | 3,138 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $402,000 | 1,573 |
| Total noninterest expense | $2,969,000 | 1,518 |
| Salaries and employee benefits | $1,525,000 | 1,627 |
| Premises and equipment expense | $413,000 | 1,583 |
| Additional noninterest expense | $1,031,000 | 1,284 |
| Pre-tax net operating income | $1,555,000 | 1,578 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $459,000 | 1,489 |
| Income before extraordinary items | $1,096,000 | 1,637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,096,000 | 1,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,096,000 | 1,619 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 6,153 |
| Total interest expense | $747,000 | 6,910 |
| Net interest income | $2,796,000 | 5,722 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $392,000 | 5,757 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $124,000 | 5,939 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $268,000 | 4,584 |
| Total noninterest expense | $2,424,000 | 5,470 |
| Salaries and employee benefits | $1,136,000 | 5,959 |
| Premises and equipment expense | $360,000 | 5,194 |
| Additional noninterest expense | $928,000 | 4,669 |
| Pre-tax net operating income | $764,000 | 5,977 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $295,000 | 4,158 |
| Income before extraordinary items | $469,000 | 6,493 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $469,000 | 6,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $469,000 | 6,471 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,384,000 | 7,622 |
| Total interest expense | $260,000 | 8,056 |
| Net interest income | $1,124,000 | 7,339 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $177,000 | 6,823 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 6,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 5,534 |
| Total noninterest expense | $1,047,000 | 7,062 |
| Salaries and employee benefits | $503,000 | 7,351 |
| Premises and equipment expense | $151,000 | 6,698 |
| Additional noninterest expense | $393,000 | 6,409 |
| Pre-tax net operating income | $254,000 | 7,406 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $96,000 | 5,280 |
| Income before extraordinary items | $158,000 | 7,673 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $158,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $158,000 | 7,641 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,964,000 | 3,657 |
| Total interest expense | $645,000 | 5,374 |
| Net interest income | $3,319,000 | 3,131 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $601,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $134,000 | 4,409 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $467,000 | 2,290 |
| Total noninterest expense | $2,863,000 | 2,824 |
| Salaries and employee benefits | $1,668,000 | 2,654 |
| Premises and equipment expense | $407,000 | 2,803 |
| Additional noninterest expense | $788,000 | 3,061 |
| Pre-tax net operating income | $997,000 | 3,719 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $375,000 | 2,714 |
| Income before extraordinary items | $622,000 | 4,327 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $622,000 | 4,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $622,000 | 4,268 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 3,716 |
| Total interest expense | $308,000 | 5,404 |
| Net interest income | $1,612,000 | 3,207 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $255,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $67,000 | 4,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $188,000 | 2,577 |
| Total noninterest expense | $1,381,000 | 2,918 |
| Salaries and employee benefits | $795,000 | 2,781 |
| Premises and equipment expense | $199,000 | 2,893 |
| Additional noninterest expense | $387,000 | 3,106 |
| Pre-tax net operating income | $456,000 | 3,926 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $172,000 | 2,849 |
| Income before extraordinary items | $284,000 | 4,518 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $284,000 | 4,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $284,000 | 4,478 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,765,000 | 3,908 |
| Total interest expense | $1,156,000 | 5,224 |
| Net interest income | $5,609,000 | 3,490 |
| Provision for loan and lease losses | $130,000 | 4,479 |
| Total noninterest income | $890,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $309,000 | 4,256 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $581,000 | 3,040 |
| Total noninterest expense | $5,273,000 | 2,961 |
| Salaries and employee benefits | $2,838,000 | 2,986 |
| Premises and equipment expense | $883,000 | 2,565 |
| Additional noninterest expense | $1,552,000 | 3,050 |
| Pre-tax net operating income | $1,096,000 | 5,007 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $414,000 | 3,666 |
| Income before extraordinary items | $682,000 | 5,660 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $682,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,286 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 517 |
| Net operating income | $682,000 | 5,600 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 3,974 |
| Total interest expense | $851,000 | 5,258 |
| Net interest income | $4,084,000 | 3,541 |
| Provision for loan and lease losses | $97,000 | 4,340 |
| Total noninterest income | $703,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $241,000 | 4,185 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $462,000 | 2,932 |
| Total noninterest expense | $3,921,000 | 2,960 |
| Salaries and employee benefits | $2,105,000 | 2,993 |
| Premises and equipment expense | $646,000 | 2,609 |
| Additional noninterest expense | $1,170,000 | 3,003 |
| Pre-tax net operating income | $769,000 | 5,300 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $289,000 | 3,851 |
| Income before extraordinary items | $480,000 | 5,907 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $480,000 | 5,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 400 |
| Net operating income | $480,000 | 5,831 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 4,069 |
| Total interest expense | $558,000 | 5,334 |
| Net interest income | $2,623,000 | 3,638 |
| Provision for loan and lease losses | $64,000 | 4,212 |
| Total noninterest income | $499,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $159,000 | 4,191 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $340,000 | 2,780 |
| Total noninterest expense | $2,516,000 | 3,070 |
| Salaries and employee benefits | $1,380,000 | 3,066 |
| Premises and equipment expense | $438,000 | 2,562 |
| Additional noninterest expense | $698,000 | 3,316 |
| Pre-tax net operating income | $542,000 | 5,108 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $204,000 | 3,735 |
| Income before extraordinary items | $338,000 | 5,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $338,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,677 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 302 |
| Net operating income | $338,000 | 5,680 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 4,159 |
| Total interest expense | $284,000 | 5,339 |
| Net interest income | $1,271,000 | 3,713 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $250,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $81,000 | 4,084 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $169,000 | 2,733 |
| Total noninterest expense | $1,239,000 | 3,127 |
| Salaries and employee benefits | $708,000 | 3,004 |
| Premises and equipment expense | $214,000 | 2,641 |
| Additional noninterest expense | $317,000 | 3,581 |
| Pre-tax net operating income | $282,000 | 4,962 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $106,000 | 3,688 |
| Income before extraordinary items | $176,000 | 5,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $176,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,807 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $176,000 | 5,524 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,066,000 | 4,290 |
| Total interest expense | $1,611,000 | 4,675 |
| Net interest income | $4,455,000 | 4,025 |
| Provision for loan and lease losses | $213,000 | 3,911 |
| Total noninterest income | $1,332,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $336,000 | 4,048 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $996,000 | 2,394 |
| Total noninterest expense | $4,815,000 | 3,147 |
| Salaries and employee benefits | $2,742,000 | 3,006 |
| Premises and equipment expense | $799,000 | 2,767 |
| Additional noninterest expense | $1,274,000 | 3,557 |
| Pre-tax net operating income | $759,000 | 5,827 |
| Securities gains (losses) | $15,000 | 3,390 |
| Applicable income taxes | $-424,000 | 9,078 |
| Income before extraordinary items | $1,198,000 | 4,148 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,198,000 | 4,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,737 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 565 |
| Net operating income | $1,183,000 | 4,006 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 4,375 |
| Total interest expense | $1,267,000 | 4,652 |
| Net interest income | $3,218,000 | 4,173 |
| Provision for loan and lease losses | $191,000 | 3,420 |
| Total noninterest income | $1,075,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $255,000 | 4,033 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $820,000 | 2,337 |
| Total noninterest expense | $3,644,000 | 3,122 |
| Salaries and employee benefits | $2,079,000 | 2,984 |
| Premises and equipment expense | $601,000 | 2,766 |
| Additional noninterest expense | $964,000 | 3,498 |
| Pre-tax net operating income | $458,000 | 6,465 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-265,000 | 9,139 |
| Income before extraordinary items | $723,000 | 4,905 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $723,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,909 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 423 |
| Net operating income | $723,000 | 4,711 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 4,431 |
| Total interest expense | $859,000 | 4,711 |
| Net interest income | $2,099,000 | 4,245 |
| Provision for loan and lease losses | $169,000 | 2,837 |
| Total noninterest income | $738,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $167,000 | 4,050 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $571,000 | 2,249 |
| Total noninterest expense | $2,419,000 | 3,133 |
| Salaries and employee benefits | $1,388,000 | 2,986 |
| Premises and equipment expense | $401,000 | 2,757 |
| Additional noninterest expense | $630,000 | 3,571 |
| Pre-tax net operating income | $249,000 | 6,846 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-200,000 | 9,178 |
| Income before extraordinary items | $449,000 | 5,098 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $449,000 | 5,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,199 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $449,000 | 4,897 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 4,523 |
| Total interest expense | $428,000 | 4,828 |
| Net interest income | $1,018,000 | 4,348 |
| Provision for loan and lease losses | $49,000 | 3,737 |
| Total noninterest income | $345,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 4,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $268,000 | 2,263 |
| Total noninterest expense | $1,223,000 | 3,087 |
| Salaries and employee benefits | $696,000 | 2,975 |
| Premises and equipment expense | $205,000 | 2,709 |
| Additional noninterest expense | $322,000 | 3,431 |
| Pre-tax net operating income | $91,000 | 7,328 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-82,000 | 9,210 |
| Income before extraordinary items | $173,000 | 5,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $173,000 | 5,493 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,823,000 | 4,656 |
| Total interest expense | $2,044,000 | 4,727 |
| Net interest income | $3,779,000 | 4,521 |
| Provision for loan and lease losses | $225,000 | 4,105 |
| Total noninterest income | $1,193,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $284,000 | 4,352 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $909,000 | 2,315 |
| Total noninterest expense | $4,623,000 | 3,148 |
| Salaries and employee benefits | $2,550,000 | 3,066 |
| Premises and equipment expense | $812,000 | 2,651 |
| Additional noninterest expense | $1,261,000 | 3,470 |
| Pre-tax net operating income | $124,000 | 8,224 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-152,000 | 9,109 |
| Income before extraordinary items | $276,000 | 7,448 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $276,000 | 7,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,980 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 497 |
| Net operating income | $276,000 | 7,342 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 5,351 |
| Total interest expense | $2,676,000 | 5,151 |
| Net interest income | $2,722,000 | 5,418 |
| Provision for loan and lease losses | $384,000 | 2,715 |
| Total noninterest income | $630,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $213,000 | 5,020 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $417,000 | 3,450 |
| Total noninterest expense | $3,389,000 | 3,930 |
| Salaries and employee benefits | $1,856,000 | 3,817 |
| Premises and equipment expense | $631,000 | 3,232 |
| Additional noninterest expense | $902,000 | 4,402 |
| Pre-tax net operating income | $-421,000 | 9,120 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-421,000 | 9,195 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-421,000 | 9,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,658 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 374 |
| Net operating income | $-421,000 | 9,153 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 6,703 |
| Total interest expense | $1,872,000 | 6,473 |
| Net interest income | $1,856,000 | 6,810 |
| Provision for loan and lease losses | $155,000 | 4,336 |
| Total noninterest income | $166,000 | 7,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,576 |
| Total noninterest expense | $2,387,000 | 5,021 |
| Salaries and employee benefits | $1,237,000 | 5,088 |
| Premises and equipment expense | $441,000 | 4,188 |
| Additional noninterest expense | $709,000 | 5,130 |
| Pre-tax net operating income | $-520,000 | 9,541 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-520,000 | 9,575 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-520,000 | 9,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,349 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-520,000 | 9,576 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 8,312 |
| Total interest expense | $1,071,000 | 7,985 |
| Net interest income | $1,093,000 | 8,421 |
| Provision for loan and lease losses | $350,000 | 2,350 |
| Total noninterest income | $84,000 | 9,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $1,733,000 | 6,223 |
| Salaries and employee benefits | $901,000 | 6,311 |
| Premises and equipment expense | $324,000 | 5,234 |
| Additional noninterest expense | $508,000 | 6,454 |
| Pre-tax net operating income | $-906,000 | 10,042 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-906,000 | 10,066 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-906,000 | 10,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,871 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-906,000 | 10,055 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 10,208 |
| Total interest expense | $188,000 | 10,201 |
| Net interest income | $338,000 | 10,160 |
| Provision for loan and lease losses | $154,000 | 4,094 |
| Total noninterest income | $18,000 | 10,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 8,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $1,237,000 | 7,441 |
| Salaries and employee benefits | $571,000 | 7,917 |
| Premises and equipment expense | $228,000 | 6,289 |
| Additional noninterest expense | $438,000 | 6,905 |
| Pre-tax net operating income | $-1,035,000 | 10,348 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-1,035,000 | 10,365 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,035,000 | 10,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 134 |
| Net operating income | $-1,035,000 | 10,344 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.