Home > Busey Bank > Assets and Liabilities
Busey Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 134 | 1,235 |
| Assets and Liabilities | ||
| Total Assets: | $420,075,000 | 1,696 |
| Cash and due from depository institutions | $12,482,000 | 1,235 |
| Interest-bearing balances | $7,115,000 | 2,246 |
| Securities | $10,424,000 | 5,743 |
| Federal funds sold & reverse repurchase agreements | $15,900,000 | 611 |
| Net loans & leases | $324,548,000 | 1,510 |
| Loan loss allowance | $17,392,000 | 495 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $18,940,000 | 640 |
| Other real estate owned | $5,549,000 | 1,235 |
| Goodwill and other intangibles | $12,746,000 | 493 |
| All other assets | $19,486,000 | 1,115 |
| Life insurance assets | $51,000 | 3,830 |
| Total liabilities and capital | $420,075,000 | 1,696 |
| Total liabilities | $367,201,000 | 1,742 |
| Total deposits | $358,244,000 | 1,608 |
| Interest-bearing deposits | $330,753,000 | 1,523 |
| Deposits held in domestic offices | $358,244,000 | 1,604 |
| % insured | 86.52% | 1,750 |
| Federal funds purchased & repurchase agreements | $758,000 | 2,453 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $3,500,000 | 4,266 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,699,000 | 1,235 |
| Total equity capital | $52,874,000 | 1,281 |
| Total bank equity capital | $52,874,000 | 1,279 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,605,000 | 921 |
| Surplus | $84,871,000 | 469 |
| Undivided profits | $-37,602,000 | 8,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $33,806,000 | 531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,496,000 | 2,335 |
| Earning assets | $357,987,000 | 1,800 |
| Long-term assets (5+ years) | $9,343,000 | 5,505 |
| Average Assets, year-to-date | $424,200,330 | 1,671 |
| Average Assets, quarterly | $421,393,000 | 1,694 |
| Volatile liabilities | $70,064,000 | 2,099 |
| Insider loans | $8,193,000 | 953 |
| FHLB advances | $3,500,000 | 4,113 |
| Loans and leases held for sale | $3,437,000 | 679 |
| Unused loan commitments | $21,506,000 | 2,816 |
| Tier 1 (core) risk-based capital | $41,548,000 | 1,558 |
| Tier 2 risk-based capital | $4,159,000 | 1,435 |
| Total risk weighted assets | $319,523,000 | 1,634 |
| Total unused commitments | $21,506,000 | 2,819 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 137 | 1,207 |
| Assets and Liabilities | ||
| Total Assets: | $422,711,000 | 1,702 |
| Cash and due from depository institutions | $26,100,000 | 1,207 |
| Interest-bearing balances | $6,584,000 | 2,163 |
| Securities | $8,923,000 | 6,097 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 4,796 |
| Net loans & leases | $333,253,000 | 1,485 |
| Loan loss allowance | $17,412,000 | 467 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $19,289,000 | 622 |
| Other real estate owned | $5,066,000 | 1,207 |
| Goodwill and other intangibles | $12,945,000 | 505 |
| All other assets | $16,535,000 | 1,253 |
| Life insurance assets | $51,000 | 3,856 |
| Total liabilities and capital | $422,711,000 | 1,702 |
| Total liabilities | $368,627,000 | 1,742 |
| Total deposits | $360,354,000 | 1,596 |
| Interest-bearing deposits | $350,798,000 | 1,429 |
| Deposits held in domestic offices | $360,354,000 | 1,593 |
| % insured | 86.31% | 1,936 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,350 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $3,500,000 | 4,319 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,773,000 | 1,429 |
| Total equity capital | $54,084,000 | 1,267 |
| Total bank equity capital | $54,084,000 | 1,265 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,605,000 | 924 |
| Surplus | $80,871,000 | 478 |
| Undivided profits | $-32,392,000 | 8,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $27,122,000 | 560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,748,000 | 2,025 |
| Earning assets | $349,360,000 | 1,850 |
| Long-term assets (5+ years) | $9,353,000 | 5,496 |
| Average Assets, year-to-date | $426,263,000 | 1,672 |
| Average Assets, quarterly | $426,263,000 | 1,672 |
| Volatile liabilities | $70,783,000 | 2,104 |
| Insider loans | $8,224,000 | 953 |
| FHLB advances | $3,500,000 | 4,174 |
| Loans and leases held for sale | $1,466,000 | 937 |
| Unused loan commitments | $27,281,000 | 2,442 |
| Tier 1 (core) risk-based capital | $42,632,000 | 1,528 |
| Tier 2 risk-based capital | $4,208,000 | 1,404 |
| Total risk weighted assets | $323,464,000 | 1,613 |
| Total unused commitments | $27,281,000 | 2,447 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 144 | 1,146 |
| Assets and Liabilities | ||
| Total Assets: | $429,815,000 | 1,653 |
| Cash and due from depository institutions | $30,807,000 | 1,146 |
| Interest-bearing balances | $5,311,000 | 1,786 |
| Securities | $9,470,000 | 6,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $335,481,000 | 1,486 |
| Loan loss allowance | $18,564,000 | 430 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $19,542,000 | 609 |
| Other real estate owned | $5,122,000 | 1,146 |
| Goodwill and other intangibles | $13,157,000 | 518 |
| All other assets | $16,236,000 | 1,280 |
| Life insurance assets | $50,000 | 3,883 |
| Total liabilities and capital | $429,815,000 | 1,653 |
| Total liabilities | $383,832,000 | 1,666 |
| Total deposits | $375,285,000 | 1,467 |
| Interest-bearing deposits | $366,629,000 | 1,307 |
| Deposits held in domestic offices | $375,285,000 | 1,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $720,000 | 2,877 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $3,500,000 | 4,538 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,327,000 | 1,301 |
| Total equity capital | $45,983,000 | 1,491 |
| Total bank equity capital | $45,983,000 | 1,491 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,605,000 | 918 |
| Surplus | $72,871,000 | 514 |
| Undivided profits | $-32,493,000 | 8,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,815,000 | 666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,716,000 | 2,205 |
| Earning assets | $350,262,000 | 1,820 |
| Long-term assets (5+ years) | $8,354,000 | 5,645 |
| Average Assets, year-to-date | $457,779,200 | 1,497 |
| Average Assets, quarterly | $440,421,500 | 1,587 |
| Volatile liabilities | $79,455,000 | 1,873 |
| Insider loans | $6,365,000 | 1,261 |
| FHLB advances | $3,500,000 | 4,411 |
| Loans and leases held for sale | $369,000 | 1,250 |
| Unused loan commitments | $33,617,000 | 2,185 |
| Tier 1 (core) risk-based capital | $34,394,000 | 1,875 |
| Tier 2 risk-based capital | $4,261,000 | 1,375 |
| Total risk weighted assets | $326,557,000 | 1,596 |
| Total unused commitments | $33,617,000 | 2,187 |
| Derivatives | $216,000 | 1,060 |
| 2008-09-30 | Rank | |
| # of Employees: | 144 | 1,155 |
| Assets and Liabilities | ||
| Total Assets: | $451,028,000 | 1,563 |
| Cash and due from depository institutions | $11,616,000 | 1,155 |
| Interest-bearing balances | $5,341,000 | 1,272 |
| Securities | $9,567,000 | 5,966 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $363,641,000 | 1,361 |
| Loan loss allowance | $7,959,000 | 819 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $20,581,000 | 574 |
| Other real estate owned | $2,303,000 | 1,155 |
| Goodwill and other intangibles | $35,984,000 | 301 |
| All other assets | $7,336,000 | 2,397 |
| Life insurance assets | $46,000 | 3,914 |
| Total liabilities and capital | $451,028,000 | 1,563 |
| Total liabilities | $372,297,000 | 1,698 |
| Total deposits | $336,749,000 | 1,623 |
| Interest-bearing deposits | $327,357,000 | 1,443 |
| Deposits held in domestic offices | $336,749,000 | 1,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,357,000 | 704 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $3,500,000 | 4,537 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,691,000 | 1,441 |
| Total equity capital | $78,731,000 | 854 |
| Total bank equity capital | $78,731,000 | 854 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,605,000 | 918 |
| Surplus | $70,371,000 | 515 |
| Undivided profits | $2,755,000 | 5,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,141,000 | 574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,829,000 | 2,181 |
| Earning assets | $378,549,000 | 1,686 |
| Long-term assets (5+ years) | $9,413,000 | 5,414 |
| Average Assets, year-to-date | $464,770,250 | 1,480 |
| Average Assets, quarterly | $455,658,000 | 1,528 |
| Volatile liabilities | $102,503,000 | 1,422 |
| Insider loans | $6,721,000 | 1,178 |
| FHLB advances | $3,500,000 | 4,403 |
| Loans and leases held for sale | $77,000 | 1,561 |
| Unused loan commitments | $30,928,000 | 2,382 |
| Tier 1 (core) risk-based capital | $44,555,000 | 1,448 |
| Tier 2 risk-based capital | $4,372,000 | 1,301 |
| Total risk weighted assets | $346,143,000 | 1,505 |
| Total unused commitments | $30,928,000 | 2,384 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 151 | 1,108 |
| Assets and Liabilities | ||
| Total Assets: | $460,288,000 | 1,524 |
| Cash and due from depository institutions | $12,728,000 | 1,108 |
| Interest-bearing balances | $3,700,000 | 1,549 |
| Securities | $10,047,000 | 5,930 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $371,071,000 | 1,320 |
| Loan loss allowance | $7,860,000 | 798 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $20,939,000 | 549 |
| Other real estate owned | $2,168,000 | 1,108 |
| Goodwill and other intangibles | $36,201,000 | 309 |
| All other assets | $7,134,000 | 2,421 |
| Life insurance assets | $45,000 | 3,945 |
| Total liabilities and capital | $460,288,000 | 1,524 |
| Total liabilities | $380,887,000 | 1,654 |
| Total deposits | $350,362,000 | 1,542 |
| Interest-bearing deposits | $339,855,000 | 1,377 |
| Deposits held in domestic offices | $350,362,000 | 1,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,314,000 | 844 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $3,500,000 | 4,413 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,711,000 | 1,430 |
| Total equity capital | $79,401,000 | 856 |
| Total bank equity capital | $79,401,000 | 856 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,600,000 | 910 |
| Surplus | $70,377,000 | 506 |
| Undivided profits | $3,424,000 | 5,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,578,000 | 627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,663,000 | 2,323 |
| Earning assets | $384,818,000 | 1,661 |
| Long-term assets (5+ years) | $14,996,000 | 4,545 |
| Average Assets, year-to-date | $469,351,000 | 1,469 |
| Average Assets, quarterly | $468,786,500 | 1,496 |
| Volatile liabilities | $100,635,000 | 1,454 |
| Insider loans | $6,753,000 | 1,172 |
| FHLB advances | $3,500,000 | 4,274 |
| Loans and leases held for sale | $102,000 | 1,628 |
| Unused loan commitments | $39,281,000 | 2,102 |
| Tier 1 (core) risk-based capital | $45,106,000 | 1,442 |
| Tier 2 risk-based capital | $4,421,000 | 1,257 |
| Total risk weighted assets | $350,183,000 | 1,488 |
| Total unused commitments | $39,281,000 | 2,102 |
| Derivatives | $760,000 | 871 |
| 2008-03-31 | Rank | |
| # of Employees: | 170 | 968 |
| Assets and Liabilities | ||
| Total Assets: | $477,285,000 | 1,455 |
| Cash and due from depository institutions | $11,565,000 | 968 |
| Interest-bearing balances | $2,954,000 | 1,946 |
| Securities | $10,661,000 | 5,808 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $387,477,000 | 1,232 |
| Loan loss allowance | $7,134,000 | 810 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $21,387,000 | 522 |
| Other real estate owned | $1,567,000 | 968 |
| Goodwill and other intangibles | $36,412,000 | 314 |
| All other assets | $8,216,000 | 2,112 |
| Life insurance assets | $44,000 | 3,968 |
| Total liabilities and capital | $477,285,000 | 1,455 |
| Total liabilities | $398,977,000 | 1,577 |
| Total deposits | $372,949,000 | 1,440 |
| Interest-bearing deposits | $338,187,000 | 1,381 |
| Deposits held in domestic offices | $372,949,000 | 1,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,255,000 | 950 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $4,500,000 | 3,923 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,273,000 | 1,362 |
| Total equity capital | $78,308,000 | 885 |
| Total bank equity capital | $78,308,000 | 885 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,600,000 | 902 |
| Surplus | $67,876,000 | 520 |
| Undivided profits | $4,832,000 | 4,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,446,000 | 546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,611,000 | 2,437 |
| Earning assets | $401,092,000 | 1,586 |
| Long-term assets (5+ years) | $9,884,000 | 5,231 |
| Average Assets, year-to-date | $473,882,500 | 1,441 |
| Average Assets, quarterly | $473,882,500 | 1,441 |
| Volatile liabilities | $97,453,000 | 1,485 |
| Insider loans | $6,208,000 | 1,263 |
| FHLB advances | $4,500,000 | 3,805 |
| Loans and leases held for sale | $120,000 | 1,663 |
| Unused loan commitments | $45,471,000 | 1,911 |
| Tier 1 (core) risk-based capital | $43,720,000 | 1,489 |
| Tier 2 risk-based capital | $4,545,000 | 1,192 |
| Total risk weighted assets | $360,997,000 | 1,429 |
| Total unused commitments | $45,471,000 | 1,912 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 171 | 970 |
| Assets and Liabilities | ||
| Total Assets: | $470,480,000 | 1,443 |
| Cash and due from depository institutions | $12,084,000 | 970 |
| Interest-bearing balances | $3,438,000 | 1,423 |
| Securities | $10,860,000 | 5,873 |
| Federal funds sold & reverse repurchase agreements | $459,000 | 5,488 |
| Net loans & leases | $380,044,000 | 1,256 |
| Loan loss allowance | $6,764,000 | 834 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $21,575,000 | 516 |
| Other real estate owned | $1,302,000 | 970 |
| Goodwill and other intangibles | $36,616,000 | 309 |
| All other assets | $7,540,000 | 2,263 |
| Life insurance assets | $43,000 | 3,980 |
| Total liabilities and capital | $470,480,000 | 1,443 |
| Total liabilities | $391,811,000 | 1,571 |
| Total deposits | $370,648,000 | 1,428 |
| Interest-bearing deposits | $335,409,000 | 1,375 |
| Deposits held in domestic offices | $370,648,000 | 1,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,268,000 | 1,178 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,500,000 | 3,742 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,395,000 | 1,333 |
| Total equity capital | $78,669,000 | 868 |
| Total bank equity capital | $78,669,000 | 868 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,600,000 | 889 |
| Surplus | $67,876,000 | 517 |
| Undivided profits | $5,193,000 | 4,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,887,000 | 865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,050,000 | 2,075 |
| Earning assets | $394,801,000 | 1,584 |
| Long-term assets (5+ years) | $2,252,000 | 6,724 |
| Average Assets, year-to-date | $458,582,800 | 1,412 |
| Average Assets, quarterly | $474,180,000 | 1,407 |
| Volatile liabilities | $93,965,000 | 1,528 |
| Insider loans | $6,242,000 | 1,240 |
| FHLB advances | $4,500,000 | 3,613 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $38,970,000 | 2,157 |
| Tier 1 (core) risk-based capital | $43,999,000 | 1,473 |
| Tier 2 risk-based capital | $4,391,000 | 1,214 |
| Total risk weighted assets | $348,931,000 | 1,462 |
| Total unused commitments | $38,970,000 | 2,159 |
| Derivatives | $383,000 | 919 |
| 2007-09-30 | Rank | |
| # of Employees: | 175 | 951 |
| Assets and Liabilities | ||
| Total Assets: | $477,880,000 | 1,382 |
| Cash and due from depository institutions | $12,090,000 | 951 |
| Interest-bearing balances | $3,722,000 | 1,244 |
| Securities | $10,859,000 | 5,919 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $394,302,000 | 1,180 |
| Loan loss allowance | $4,733,000 | 1,114 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $20,991,000 | 519 |
| Other real estate owned | $1,352,000 | 951 |
| Goodwill and other intangibles | $32,716,000 | 317 |
| All other assets | $5,570,000 | 2,843 |
| Life insurance assets | $42,000 | 3,954 |
| Total liabilities and capital | $477,880,000 | 1,382 |
| Total liabilities | $397,943,000 | 1,521 |
| Total deposits | $382,204,000 | 1,382 |
| Interest-bearing deposits | $340,449,000 | 1,350 |
| Deposits held in domestic offices | $382,204,000 | 1,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,718,000 | 1,426 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,500,000 | 3,648 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,521,000 | 1,565 |
| Total equity capital | $79,937,000 | 848 |
| Total bank equity capital | $79,937,000 | 848 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,600,000 | 861 |
| Surplus | $65,497,000 | 526 |
| Undivided profits | $8,840,000 | 3,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,623,000 | 715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,034,000 | 2,250 |
| Earning assets | $408,883,000 | 1,510 |
| Long-term assets (5+ years) | $3,726,000 | 6,272 |
| Average Assets, year-to-date | $455,608,500 | 1,417 |
| Average Assets, quarterly | $461,337,000 | 1,425 |
| Volatile liabilities | $86,404,000 | 1,629 |
| Insider loans | $5,980,000 | 1,249 |
| FHLB advances | $4,500,000 | 3,494 |
| Loans and leases held for sale | $417,000 | 1,226 |
| Unused loan commitments | $44,360,000 | 1,961 |
| Tier 1 (core) risk-based capital | $47,661,000 | 1,340 |
| Tier 2 risk-based capital | $4,452,000 | 1,172 |
| Total risk weighted assets | $355,903,000 | 1,417 |
| Total unused commitments | $44,360,000 | 1,961 |
| Derivatives | $383,000 | 924 |
| 2007-06-30 | Rank | |
| # of Employees: | 117 | 1,488 |
| Assets and Liabilities | ||
| Total Assets: | $444,794,000 | 1,519 |
| Cash and due from depository institutions | $7,813,000 | 1,488 |
| Interest-bearing balances | $32,000 | 5,685 |
| Securities | $12,427,000 | 5,650 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $376,974,000 | 1,239 |
| Loan loss allowance | $4,753,000 | 1,101 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $18,445,000 | 604 |
| Other real estate owned | $1,107,000 | 1,488 |
| Goodwill and other intangibles | $23,844,000 | 404 |
| All other assets | $4,184,000 | 3,425 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $444,794,000 | 1,519 |
| Total liabilities | $379,474,000 | 1,611 |
| Total deposits | $368,259,000 | 1,458 |
| Interest-bearing deposits | $324,005,000 | 1,430 |
| Deposits held in domestic offices | $368,259,000 | 1,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,475,000 | 1,738 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,500,000 | 3,556 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,240,000 | 2,141 |
| Total equity capital | $65,320,000 | 1,036 |
| Total bank equity capital | $65,320,000 | 1,036 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,600,000 | 850 |
| Surplus | $51,076,000 | 648 |
| Undivided profits | $8,644,000 | 3,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,104,000 | 669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,680,000 | 2,514 |
| Earning assets | $389,433,000 | 1,600 |
| Long-term assets (5+ years) | $4,155,000 | 6,121 |
| Average Assets, year-to-date | $448,184,670 | 1,474 |
| Average Assets, quarterly | $447,665,500 | 1,487 |
| Volatile liabilities | $81,046,000 | 1,677 |
| Insider loans | $6,516,000 | 1,134 |
| FHLB advances | $4,500,000 | 3,409 |
| Loans and leases held for sale | $2,326,000 | 674 |
| Unused loan commitments | $52,704,000 | 1,750 |
| Tier 1 (core) risk-based capital | $41,984,000 | 1,534 |
| Tier 2 risk-based capital | $4,162,000 | 1,267 |
| Total risk weighted assets | $332,354,000 | 1,527 |
| Total unused commitments | $52,704,000 | 1,751 |
| Derivatives | $132,000 | 1,027 |
| 2007-03-31 | Rank | |
| # of Employees: | 120 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $450,537,000 | 1,479 |
| Cash and due from depository institutions | $9,337,000 | 1,438 |
| Interest-bearing balances | $83,000 | 5,046 |
| Securities | $13,568,000 | 5,493 |
| Federal funds sold & reverse repurchase agreements | $13,001,000 | 1,570 |
| Net loans & leases | $367,523,000 | 1,260 |
| Loan loss allowance | $4,649,000 | 1,118 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $18,178,000 | 607 |
| Other real estate owned | $419,000 | 1,438 |
| Goodwill and other intangibles | $23,957,000 | 391 |
| All other assets | $4,554,000 | 3,201 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $450,537,000 | 1,479 |
| Total liabilities | $384,956,000 | 1,577 |
| Total deposits | $377,002,000 | 1,408 |
| Interest-bearing deposits | $326,783,000 | 1,393 |
| Deposits held in domestic offices | $377,002,000 | 1,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $461,000 | 2,724 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,000,000 | 3,286 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,493,000 | 2,040 |
| Total equity capital | $65,581,000 | 1,019 |
| Total bank equity capital | $65,581,000 | 1,019 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,600,000 | 834 |
| Surplus | $51,076,000 | 626 |
| Undivided profits | $8,905,000 | 3,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,471,000 | 566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,590,000 | 2,558 |
| Earning assets | $394,175,000 | 1,569 |
| Long-term assets (5+ years) | $6,112,000 | 5,557 |
| Average Assets, year-to-date | $449,880,000 | 1,475 |
| Average Assets, quarterly | $449,880,000 | 1,475 |
| Volatile liabilities | $74,216,000 | 1,805 |
| Insider loans | $2,855,000 | 2,354 |
| FHLB advances | $5,000,000 | 3,144 |
| Loans and leases held for sale | $487,000 | 1,260 |
| Unused loan commitments | $52,387,000 | 1,743 |
| Tier 1 (core) risk-based capital | $42,170,000 | 1,521 |
| Tier 2 risk-based capital | $4,070,000 | 1,298 |
| Total risk weighted assets | $325,008,000 | 1,527 |
| Total unused commitments | $52,387,000 | 1,744 |
| Derivatives | $1,630,000 | 792 |
| 2006-12-31 | Rank | |
| # of Employees: | 127 | 1,357 |
| Assets and Liabilities | ||
| Total Assets: | $449,223,000 | 1,470 |
| Cash and due from depository institutions | $11,050,000 | 1,357 |
| Interest-bearing balances | $127,000 | 4,473 |
| Securities | $23,090,000 | 4,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $368,098,000 | 1,238 |
| Loan loss allowance | $4,720,000 | 1,085 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $18,219,000 | 581 |
| Other real estate owned | $195,000 | 1,357 |
| Goodwill and other intangibles | $24,070,000 | 374 |
| All other assets | $4,501,000 | 3,231 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $449,223,000 | 1,470 |
| Total liabilities | $384,048,000 | 1,560 |
| Total deposits | $369,674,000 | 1,416 |
| Interest-bearing deposits | $317,118,000 | 1,419 |
| Deposits held in domestic offices | $369,674,000 | 1,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,889,000 | 1,401 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,410 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,485,000 | 2,016 |
| Total equity capital | $65,175,000 | 1,005 |
| Total bank equity capital | $65,175,000 | 1,005 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,600,000 | 823 |
| Surplus | $51,076,000 | 616 |
| Undivided profits | $8,499,000 | 3,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,910,000 | 1,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 917 |
| Income earned, not collected on loans | $1,831,000 | 2,293 |
| Earning assets | $391,315,000 | 1,548 |
| Long-term assets (5+ years) | $9,295,000 | 4,800 |
| Average Assets, year-to-date | $433,965,600 | 1,446 |
| Average Assets, quarterly | $446,376,000 | 1,454 |
| Volatile liabilities | $78,874,000 | 1,844 |
| Insider loans | $2,907,000 | 2,291 |
| FHLB advances | $5,000,000 | 3,275 |
| Loans and leases held for sale | $930,000 | 988 |
| Unused loan commitments | $67,498,000 | 1,440 |
| Tier 1 (core) risk-based capital | $41,705,000 | 1,517 |
| Tier 2 risk-based capital | $4,108,000 | 1,253 |
| Total risk weighted assets | $328,037,000 | 1,478 |
| Total unused commitments | $67,498,000 | 1,441 |
| Derivatives | $1,424,000 | 782 |
| 2006-09-30 | Rank | |
| # of Employees: | 123 | 1,418 |
| Assets and Liabilities | ||
| Total Assets: | $443,529,000 | 1,472 |
| Cash and due from depository institutions | $10,133,000 | 1,418 |
| Interest-bearing balances | $174,000 | 4,198 |
| Securities | $13,658,000 | 5,540 |
| Federal funds sold & reverse repurchase agreements | $5,429,000 | 2,310 |
| Net loans & leases | $367,851,000 | 1,232 |
| Loan loss allowance | $4,934,000 | 1,049 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,197,000 | 576 |
| Other real estate owned | $190,000 | 1,418 |
| Goodwill and other intangibles | $24,235,000 | 375 |
| All other assets | $3,836,000 | 3,615 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $443,529,000 | 1,472 |
| Total liabilities | $378,971,000 | 1,563 |
| Total deposits | $368,919,000 | 1,393 |
| Interest-bearing deposits | $316,418,000 | 1,404 |
| Deposits held in domestic offices | $368,919,000 | 1,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,706,000 | 2,161 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,572 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,346,000 | 2,070 |
| Total equity capital | $64,558,000 | 1,020 |
| Total bank equity capital | $64,558,000 | 1,020 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,600,000 | 805 |
| Surplus | $51,076,000 | 610 |
| Undivided profits | $7,882,000 | 3,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,680,000 | 1,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 947 |
| Income earned, not collected on loans | $1,698,000 | 2,494 |
| Earning assets | $387,112,000 | 1,561 |
| Long-term assets (5+ years) | $12,002,000 | 4,295 |
| Average Assets, year-to-date | $430,151,250 | 1,463 |
| Average Assets, quarterly | $437,814,000 | 1,472 |
| Volatile liabilities | $70,198,000 | 2,023 |
| Insider loans | $6,280,000 | 1,117 |
| FHLB advances | $5,000,000 | 3,409 |
| Loans and leases held for sale | $1,759,000 | 719 |
| Unused loan commitments | $75,884,000 | 1,328 |
| Tier 1 (core) risk-based capital | $40,377,000 | 1,560 |
| Tier 2 risk-based capital | $4,174,000 | 1,226 |
| Total risk weighted assets | $333,189,000 | 1,451 |
| Total unused commitments | $75,884,000 | 1,329 |
| Derivatives | $871,000 | 857 |
| 2006-06-30 | Rank | |
| # of Employees: | 126 | 1,397 |
| Assets and Liabilities | ||
| Total Assets: | $432,099,000 | 1,498 |
| Cash and due from depository institutions | $16,836,000 | 1,397 |
| Interest-bearing balances | $177,000 | 4,237 |
| Securities | $13,612,000 | 5,564 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $355,351,000 | 1,257 |
| Loan loss allowance | $4,930,000 | 1,039 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $17,522,000 | 586 |
| Other real estate owned | $0 | 1,397 |
| Goodwill and other intangibles | $24,403,000 | 374 |
| All other assets | $4,375,000 | 3,289 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $432,099,000 | 1,498 |
| Total liabilities | $368,361,000 | 1,600 |
| Total deposits | $354,050,000 | 1,454 |
| Interest-bearing deposits | $294,025,000 | 1,502 |
| Deposits held in domestic offices | $354,050,000 | 1,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,170,000 | 1,456 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,000,000 | 3,629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,141,000 | 2,042 |
| Total equity capital | $63,738,000 | 994 |
| Total bank equity capital | $63,738,000 | 994 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,600,000 | 785 |
| Surplus | $51,076,000 | 604 |
| Undivided profits | $7,062,000 | 3,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 957 |
| Income earned, not collected on loans | $1,439,000 | 2,600 |
| Earning assets | $369,140,000 | 1,626 |
| Long-term assets (5+ years) | $9,891,000 | 4,605 |
| Average Assets, year-to-date | $425,692,000 | 1,478 |
| Average Assets, quarterly | $426,994,000 | 1,495 |
| Volatile liabilities | $55,127,000 | 2,398 |
| Insider loans | $3,600,000 | 1,868 |
| FHLB advances | $5,000,000 | 3,453 |
| Loans and leases held for sale | $172,000 | 1,528 |
| Unused loan commitments | $83,791,000 | 1,196 |
| Tier 1 (core) risk-based capital | $39,432,000 | 1,568 |
| Tier 2 risk-based capital | $4,074,000 | 1,247 |
| Total risk weighted assets | $325,102,000 | 1,474 |
| Total unused commitments | $83,791,000 | 1,197 |
| Derivatives | $854,000 | 845 |
| 2006-03-31 | Rank | |
| # of Employees: | 115 | 1,504 |
| Assets and Liabilities | ||
| Total Assets: | $421,889,000 | 1,501 |
| Cash and due from depository institutions | $14,077,000 | 1,504 |
| Interest-bearing balances | $172,000 | 4,363 |
| Securities | $13,621,000 | 5,619 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $348,464,000 | 1,239 |
| Loan loss allowance | $4,943,000 | 1,016 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $16,622,000 | 603 |
| Other real estate owned | $0 | 1,504 |
| Goodwill and other intangibles | $24,384,000 | 364 |
| All other assets | $4,721,000 | 3,030 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $421,889,000 | 1,501 |
| Total liabilities | $359,124,000 | 1,607 |
| Total deposits | $343,841,000 | 1,461 |
| Interest-bearing deposits | $277,159,000 | 1,569 |
| Deposits held in domestic offices | $343,841,000 | 1,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,527,000 | 1,326 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,527 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,756,000 | 1,702 |
| Total equity capital | $62,765,000 | 1,002 |
| Total bank equity capital | $62,765,000 | 1,002 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,600,000 | 771 |
| Surplus | $51,069,000 | 582 |
| Undivided profits | $6,096,000 | 4,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 5,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,431,000 | 2,458 |
| Earning assets | $362,257,000 | 1,625 |
| Long-term assets (5+ years) | $10,745,000 | 4,469 |
| Average Assets, year-to-date | $422,488,500 | 1,482 |
| Average Assets, quarterly | $422,488,500 | 1,482 |
| Volatile liabilities | $55,507,000 | 2,291 |
| Insider loans | $3,641,000 | 1,810 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $2,029,000 | 591 |
| Unused loan commitments | $98,130,000 | 1,046 |
| Tier 1 (core) risk-based capital | $38,474,000 | 1,557 |
| Tier 2 risk-based capital | $4,042,000 | 1,235 |
| Total risk weighted assets | $322,495,000 | 1,436 |
| Total unused commitments | $98,130,000 | 1,046 |
| Derivatives | $1,545,000 | 751 |
| 2005-12-31 | Rank | |
| # of Employees: | 60 | 2,895 |
| Assets and Liabilities | ||
| Total Assets: | $177,425,000 | 3,273 |
| Cash and due from depository institutions | $5,888,000 | 2,895 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $9,292,000 | 6,497 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $126,899,000 | 3,073 |
| Loan loss allowance | $1,208,000 | 3,617 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,911,000 | 1,252 |
| Other real estate owned | $0 | 2,895 |
| Goodwill and other intangibles | $24,369,000 | 348 |
| All other assets | $2,066,000 | 4,972 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $177,425,000 | 3,273 |
| Total liabilities | $138,579,000 | 3,646 |
| Total deposits | $117,373,000 | 3,862 |
| Interest-bearing deposits | $78,827,000 | 4,509 |
| Deposits held in domestic offices | $117,373,000 | 3,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,561,000 | 814 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,645,000 | 1,708 |
| Total equity capital | $38,846,000 | 1,587 |
| Total bank equity capital | $38,846,000 | 1,587 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,600,000 | 757 |
| Surplus | $32,809,000 | 828 |
| Undivided profits | $437,000 | 7,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 5,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $514,000 | 5,683 |
| Earning assets | $136,191,000 | 3,765 |
| Long-term assets (5+ years) | $30,811,000 | 2,497 |
| Average Assets, year-to-date | $161,860,000 | 3,401 |
| Average Assets, quarterly | $176,991,000 | 3,252 |
| Volatile liabilities | $26,721,000 | 3,736 |
| Insider loans | $4,197,000 | 1,586 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $47,159,000 | 1,868 |
| Tier 1 (core) risk-based capital | $14,509,000 | 3,871 |
| Tier 2 risk-based capital | $1,208,000 | 3,417 |
| Total risk weighted assets | $137,045,000 | 3,033 |
| Total unused commitments | $47,159,000 | 1,868 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 61 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $176,557,000 | 3,242 |
| Cash and due from depository institutions | $7,715,000 | 2,832 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $11,411,000 | 6,042 |
| Federal funds sold & reverse repurchase agreements | $1,441,000 | 4,202 |
| Net loans & leases | $120,906,000 | 3,164 |
| Loan loss allowance | $1,208,000 | 3,587 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,783,000 | 1,226 |
| Other real estate owned | $0 | 2,832 |
| Goodwill and other intangibles | $25,083,000 | 329 |
| All other assets | $1,218,000 | 6,233 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $176,557,000 | 3,242 |
| Total liabilities | $139,577,000 | 3,575 |
| Total deposits | $131,559,000 | 3,476 |
| Interest-bearing deposits | $65,650,000 | 5,045 |
| Deposits held in domestic offices | $131,559,000 | 3,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,991,000 | 1,634 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,027,000 | 1,496 |
| Total equity capital | $36,980,000 | 1,649 |
| Total bank equity capital | $36,980,000 | 1,649 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,600,000 | 730 |
| Surplus | $31,239,000 | 831 |
| Undivided profits | $141,000 | 7,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 5,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $453,000 | 6,056 |
| Earning assets | $133,758,000 | 3,765 |
| Long-term assets (5+ years) | $32,193,000 | 2,458 |
| Average Assets, year-to-date | $157,968,750 | 3,437 |
| Average Assets, quarterly | $164,256,500 | 3,400 |
| Volatile liabilities | $12,454,000 | 5,554 |
| Insider loans | $5,537,000 | 1,159 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $48,258,000 | 1,802 |
| Tier 1 (core) risk-based capital | $11,914,000 | 4,470 |
| Tier 2 risk-based capital | $1,208,000 | 3,390 |
| Total risk weighted assets | $133,059,000 | 3,052 |
| Total unused commitments | $48,258,000 | 1,803 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $151,956,000 | 3,583 |
| Cash and due from depository institutions | $7,806,000 | 2,738 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $21,663,000 | 4,426 |
| Federal funds sold & reverse repurchase agreements | $971,000 | 4,397 |
| Net loans & leases | $114,491,000 | 3,227 |
| Loan loss allowance | $1,208,000 | 3,531 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,375,000 | 2,005 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,650,000 | 5,367 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $151,956,000 | 3,583 |
| Total liabilities | $140,886,000 | 3,499 |
| Total deposits | $136,906,000 | 3,319 |
| Interest-bearing deposits | $93,599,000 | 3,895 |
| Deposits held in domestic offices | $136,906,000 | 3,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,692,000 | 1,884 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $288,000 | 6,258 |
| Total equity capital | $11,070,000 | 4,732 |
| Total bank equity capital | $11,070,000 | 4,732 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,600,000 | 714 |
| Surplus | $5,600,000 | 3,359 |
| Undivided profits | $-130,000 | 8,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 5,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $479,000 | 5,587 |
| Earning assets | $137,125,000 | 3,643 |
| Long-term assets (5+ years) | $32,403,000 | 2,450 |
| Average Assets, year-to-date | $151,772,670 | 3,529 |
| Average Assets, quarterly | $154,712,500 | 3,508 |
| Volatile liabilities | $15,884,000 | 4,839 |
| Insider loans | $5,540,000 | 1,139 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $41,669,000 | 1,952 |
| Tier 1 (core) risk-based capital | $11,096,000 | 4,612 |
| Tier 2 risk-based capital | $1,208,000 | 3,324 |
| Total risk weighted assets | $128,713,000 | 3,055 |
| Total unused commitments | $41,669,000 | 1,952 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 61 | 2,789 |
| Assets and Liabilities | ||
| Total Assets: | $157,469,000 | 3,463 |
| Cash and due from depository institutions | $6,741,000 | 2,789 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $24,679,000 | 4,143 |
| Federal funds sold & reverse repurchase agreements | $7,833,000 | 1,572 |
| Net loans & leases | $110,925,000 | 3,265 |
| Loan loss allowance | $1,178,000 | 3,609 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,372,000 | 1,988 |
| Other real estate owned | $0 | 2,789 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,919,000 | 4,975 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $157,469,000 | 3,463 |
| Total liabilities | $147,091,000 | 3,374 |
| Total deposits | $141,761,000 | 3,206 |
| Interest-bearing deposits | $99,780,000 | 3,738 |
| Deposits held in domestic offices | $141,761,000 | 3,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,979,000 | 1,583 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $351,000 | 5,657 |
| Total equity capital | $10,378,000 | 4,874 |
| Total bank equity capital | $10,378,000 | 4,874 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,600,000 | 695 |
| Surplus | $5,600,000 | 3,322 |
| Undivided profits | $-822,000 | 8,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 5,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $432,000 | 5,823 |
| Earning assets | $143,437,000 | 3,503 |
| Long-term assets (5+ years) | $30,887,000 | 2,583 |
| Average Assets, year-to-date | $151,681,000 | 3,550 |
| Average Assets, quarterly | $151,681,000 | 3,550 |
| Volatile liabilities | $18,035,000 | 4,420 |
| Insider loans | $5,691,000 | 1,075 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $27,562,000 | 2,532 |
| Tier 1 (core) risk-based capital | $10,759,000 | 4,665 |
| Tier 2 risk-based capital | $1,178,000 | 3,390 |
| Total risk weighted assets | $115,074,000 | 3,312 |
| Total unused commitments | $27,562,000 | 2,537 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 60 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $145,893,000 | 3,680 |
| Cash and due from depository institutions | $4,959,000 | 2,845 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $29,135,000 | 3,700 |
| Federal funds sold & reverse repurchase agreements | $1,677,000 | 4,221 |
| Net loans & leases | $103,008,000 | 3,440 |
| Loan loss allowance | $1,148,000 | 3,637 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,434,000 | 1,952 |
| Other real estate owned | $0 | 2,845 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,680,000 | 5,287 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $145,893,000 | 3,680 |
| Total liabilities | $135,572,000 | 3,578 |
| Total deposits | $132,412,000 | 3,382 |
| Interest-bearing deposits | $97,656,000 | 3,772 |
| Deposits held in domestic offices | $132,412,000 | 3,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,686,000 | 2,068 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $474,000 | 4,853 |
| Total equity capital | $10,321,000 | 4,893 |
| Total bank equity capital | $10,321,000 | 4,893 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,600,000 | 679 |
| Surplus | $5,600,000 | 3,280 |
| Undivided profits | $-879,000 | 8,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 5,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $406,000 | 6,005 |
| Earning assets | $133,820,000 | 3,677 |
| Long-term assets (5+ years) | $24,938,000 | 3,051 |
| Average Assets, year-to-date | $132,765,200 | 3,847 |
| Average Assets, quarterly | $142,567,000 | 3,724 |
| Volatile liabilities | $14,700,000 | 4,879 |
| Insider loans | $4,560,000 | 1,337 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $44,968,000 | 1,730 |
| Tier 1 (core) risk-based capital | $10,474,000 | 4,719 |
| Tier 2 risk-based capital | $1,148,000 | 3,433 |
| Total risk weighted assets | $110,395,000 | 3,409 |
| Total unused commitments | $44,968,000 | 1,730 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 57 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $139,241,000 | 3,793 |
| Cash and due from depository institutions | $6,383,000 | 2,976 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $17,385,000 | 5,110 |
| Federal funds sold & reverse repurchase agreements | $8,204,000 | 1,380 |
| Net loans & leases | $99,962,000 | 3,482 |
| Loan loss allowance | $1,102,000 | 3,743 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,363,000 | 1,939 |
| Other real estate owned | $0 | 2,976 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,944,000 | 4,911 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $139,241,000 | 3,793 |
| Total liabilities | $128,942,000 | 3,703 |
| Total deposits | $124,431,000 | 3,496 |
| Interest-bearing deposits | $97,891,000 | 3,726 |
| Deposits held in domestic offices | $124,431,000 | 3,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,245,000 | 1,767 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $266,000 | 6,493 |
| Total equity capital | $10,299,000 | 4,897 |
| Total bank equity capital | $10,299,000 | 4,897 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,600,000 | 669 |
| Surplus | $5,600,000 | 3,225 |
| Undivided profits | $-901,000 | 8,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $377,000 | 6,405 |
| Earning assets | $125,551,000 | 3,839 |
| Long-term assets (5+ years) | $23,199,000 | 3,252 |
| Average Assets, year-to-date | $129,483,250 | 3,917 |
| Average Assets, quarterly | $134,588,000 | 3,872 |
| Volatile liabilities | $16,115,000 | 4,630 |
| Insider loans | $4,944,000 | 1,186 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $42,612,000 | 1,779 |
| Tier 1 (core) risk-based capital | $10,272,000 | 4,764 |
| Tier 2 risk-based capital | $1,102,000 | 3,515 |
| Total risk weighted assets | $103,887,000 | 3,531 |
| Total unused commitments | $42,612,000 | 1,781 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 56 | 3,050 |
| Assets and Liabilities | ||
| Total Assets: | $129,935,000 | 3,981 |
| Cash and due from depository institutions | $5,367,000 | 3,050 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $17,495,000 | 5,169 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 4,720 |
| Net loans & leases | $98,568,000 | 3,475 |
| Loan loss allowance | $1,113,000 | 3,712 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,298,000 | 1,937 |
| Other real estate owned | $0 | 3,050 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,457,000 | 4,263 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $129,935,000 | 3,981 |
| Total liabilities | $120,420,000 | 3,890 |
| Total deposits | $117,874,000 | 3,677 |
| Interest-bearing deposits | $93,508,000 | 3,852 |
| Deposits held in domestic offices | $117,874,000 | 3,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,385,000 | 2,256 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $161,000 | 7,253 |
| Total equity capital | $9,515,000 | 5,027 |
| Total bank equity capital | $9,515,000 | 5,027 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,600,000 | 653 |
| Surplus | $5,600,000 | 3,186 |
| Undivided profits | $-1,685,000 | 8,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 6,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $381,000 | 6,170 |
| Earning assets | $116,813,000 | 4,040 |
| Long-term assets (5+ years) | $25,019,000 | 3,192 |
| Average Assets, year-to-date | $126,230,670 | 4,008 |
| Average Assets, quarterly | $127,905,500 | 4,006 |
| Volatile liabilities | $13,045,000 | 5,126 |
| Insider loans | $4,875,000 | 1,156 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $37,202,000 | 1,951 |
| Tier 1 (core) risk-based capital | $10,130,000 | 4,763 |
| Tier 2 risk-based capital | $1,113,000 | 3,446 |
| Total risk weighted assets | $100,079,000 | 3,597 |
| Total unused commitments | $37,202,000 | 1,955 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 53 | 3,193 |
| Assets and Liabilities | ||
| Total Assets: | $125,876,000 | 4,079 |
| Cash and due from depository institutions | $9,604,000 | 3,193 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $19,574,000 | 4,826 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,298 |
| Net loans & leases | $87,887,000 | 3,725 |
| Loan loss allowance | $1,049,000 | 3,836 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,297,000 | 1,898 |
| Other real estate owned | $0 | 3,193 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,214,000 | 4,405 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $125,876,000 | 4,079 |
| Total liabilities | $116,162,000 | 3,984 |
| Total deposits | $114,097,000 | 3,760 |
| Interest-bearing deposits | $92,119,000 | 3,891 |
| Deposits held in domestic offices | $114,097,000 | 3,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,833,000 | 2,190 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $232,000 | 6,745 |
| Total equity capital | $9,714,000 | 5,054 |
| Total bank equity capital | $9,714,000 | 5,054 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,450,000 | 658 |
| Surplus | $5,450,000 | 3,211 |
| Undivided profits | $-1,186,000 | 8,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 5,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $348,000 | 6,399 |
| Earning assets | $108,761,000 | 4,277 |
| Long-term assets (5+ years) | $22,555,000 | 3,322 |
| Average Assets, year-to-date | $124,378,500 | 4,072 |
| Average Assets, quarterly | $124,378,500 | 4,072 |
| Volatile liabilities | $9,793,000 | 5,742 |
| Insider loans | $4,638,000 | 1,212 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $27,994,000 | 2,326 |
| Tier 1 (core) risk-based capital | $9,667,000 | 4,877 |
| Tier 2 risk-based capital | $1,049,000 | 3,564 |
| Total risk weighted assets | $91,987,000 | 3,758 |
| Total unused commitments | $27,994,000 | 2,332 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 57 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $122,881,000 | 4,114 |
| Cash and due from depository institutions | $8,039,000 | 3,010 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $20,437,000 | 4,757 |
| Federal funds sold & reverse repurchase agreements | $4,425,000 | 2,524 |
| Net loans & leases | $82,547,000 | 3,893 |
| Loan loss allowance | $1,007,000 | 3,931 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,292,000 | 1,883 |
| Other real estate owned | $0 | 3,010 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,141,000 | 4,525 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,881,000 | 4,114 |
| Total liabilities | $113,475,000 | 4,034 |
| Total deposits | $112,782,000 | 3,781 |
| Interest-bearing deposits | $95,160,000 | 3,793 |
| Deposits held in domestic offices | $112,782,000 | 3,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $625,000 | 2,925 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $68,000 | 8,535 |
| Total equity capital | $9,406,000 | 5,082 |
| Total bank equity capital | $9,406,000 | 5,082 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,450,000 | 662 |
| Surplus | $5,450,000 | 3,179 |
| Undivided profits | $-1,494,000 | 8,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 5,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $363,000 | 6,423 |
| Earning assets | $107,409,000 | 4,287 |
| Long-term assets (5+ years) | $22,391,000 | 3,350 |
| Average Assets, year-to-date | $113,705,800 | 4,262 |
| Average Assets, quarterly | $123,146,000 | 4,079 |
| Volatile liabilities | $7,972,000 | 6,284 |
| Insider loans | $3,948,000 | 1,408 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $27,814,000 | 2,264 |
| Tier 1 (core) risk-based capital | $9,491,000 | 4,889 |
| Tier 2 risk-based capital | $1,007,000 | 3,663 |
| Total risk weighted assets | $87,279,000 | 3,892 |
| Total unused commitments | $27,814,000 | 2,267 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 57 | 3,026 |
| Assets and Liabilities | ||
| Total Assets: | $123,411,000 | 4,080 |
| Cash and due from depository institutions | $8,473,000 | 3,026 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $21,016,000 | 4,597 |
| Federal funds sold & reverse repurchase agreements | $4,925,000 | 2,656 |
| Net loans & leases | $82,504,000 | 3,860 |
| Loan loss allowance | $982,000 | 4,027 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,570,000 | 2,129 |
| Other real estate owned | $0 | 3,026 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,923,000 | 4,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,411,000 | 4,080 |
| Total liabilities | $114,476,000 | 3,980 |
| Total deposits | $112,521,000 | 3,758 |
| Interest-bearing deposits | $96,292,000 | 3,760 |
| Deposits held in domestic offices | $112,521,000 | 3,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,723,000 | 2,281 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $232,000 | 7,015 |
| Total equity capital | $8,935,000 | 5,229 |
| Total bank equity capital | $8,935,000 | 5,229 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,450,000 | 654 |
| Surplus | $5,450,000 | 3,124 |
| Undivided profits | $-1,965,000 | 9,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $889,000 | 3,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $366,000 | 6,542 |
| Earning assets | $108,445,000 | 4,226 |
| Long-term assets (5+ years) | $25,069,000 | 3,151 |
| Average Assets, year-to-date | $111,412,000 | 4,345 |
| Average Assets, quarterly | $119,610,500 | 4,169 |
| Volatile liabilities | $11,251,000 | 5,386 |
| Insider loans | $4,592,000 | 1,176 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $24,770,000 | 2,458 |
| Tier 1 (core) risk-based capital | $9,017,000 | 5,051 |
| Tier 2 risk-based capital | $982,000 | 3,722 |
| Total risk weighted assets | $85,774,000 | 3,941 |
| Total unused commitments | $24,770,000 | 2,460 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 55 | 3,106 |
| Assets and Liabilities | ||
| Total Assets: | $115,810,000 | 4,293 |
| Cash and due from depository institutions | $6,003,000 | 3,106 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $16,291,000 | 5,260 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,743 |
| Net loans & leases | $81,656,000 | 3,868 |
| Loan loss allowance | $961,000 | 4,035 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,648,000 | 2,062 |
| Other real estate owned | $0 | 3,106 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,712,000 | 4,974 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,810,000 | 4,293 |
| Total liabilities | $107,478,000 | 4,166 |
| Total deposits | $103,843,000 | 4,021 |
| Interest-bearing deposits | $89,264,000 | 3,963 |
| Deposits held in domestic offices | $103,843,000 | 4,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,466,000 | 1,736 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $169,000 | 7,692 |
| Total equity capital | $8,332,000 | 5,469 |
| Total bank equity capital | $8,332,000 | 5,469 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,200,000 | 686 |
| Surplus | $5,200,000 | 3,171 |
| Undivided profits | $-2,068,000 | 9,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $991,000 | 2,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $368,000 | 6,401 |
| Earning assets | $103,447,000 | 4,373 |
| Long-term assets (5+ years) | $17,429,000 | 3,737 |
| Average Assets, year-to-date | $107,412,330 | 4,454 |
| Average Assets, quarterly | $111,574,000 | 4,368 |
| Volatile liabilities | $11,898,000 | 5,226 |
| Insider loans | $4,013,000 | 1,358 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,964,000 | 2,808 |
| Tier 1 (core) risk-based capital | $8,243,000 | 5,307 |
| Tier 2 risk-based capital | $961,000 | 3,737 |
| Total risk weighted assets | $85,604,000 | 3,904 |
| Total unused commitments | $19,964,000 | 2,816 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 51 | 3,297 |
| Assets and Liabilities | ||
| Total Assets: | $107,338,000 | 4,481 |
| Cash and due from depository institutions | $7,530,000 | 3,297 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $15,877,000 | 5,341 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,834 |
| Net loans & leases | $76,169,000 | 4,028 |
| Loan loss allowance | $965,000 | 3,982 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,739,000 | 1,978 |
| Other real estate owned | $0 | 3,297 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,623,000 | 5,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,338,000 | 4,481 |
| Total liabilities | $99,347,000 | 4,366 |
| Total deposits | $96,650,000 | 4,194 |
| Interest-bearing deposits | $82,334,000 | 4,212 |
| Deposits held in domestic offices | $96,650,000 | 4,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,536,000 | 1,830 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $161,000 | 7,826 |
| Total equity capital | $7,991,000 | 5,551 |
| Total bank equity capital | $7,991,000 | 5,551 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,200,000 | 678 |
| Surplus | $5,200,000 | 3,124 |
| Undivided profits | $-2,409,000 | 9,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 3,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $365,000 | 6,473 |
| Earning assets | $93,446,000 | 4,640 |
| Long-term assets (5+ years) | $51,584,000 | 1,714 |
| Average Assets, year-to-date | $103,213,500 | 4,596 |
| Average Assets, quarterly | $103,213,500 | 4,596 |
| Volatile liabilities | $10,953,000 | 5,425 |
| Insider loans | $2,309,000 | 2,250 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,302,000 | 2,978 |
| Tier 1 (core) risk-based capital | $7,967,000 | 5,373 |
| Tier 2 risk-based capital | $965,000 | 3,680 |
| Total risk weighted assets | $79,485,000 | 4,073 |
| Total unused commitments | $17,302,000 | 2,989 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 52 | 3,209 |
| Assets and Liabilities | ||
| Total Assets: | $99,089,000 | 4,719 |
| Cash and due from depository institutions | $6,203,000 | 3,209 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $13,637,000 | 5,714 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 4,984 |
| Net loans & leases | $71,104,000 | 4,250 |
| Loan loss allowance | $916,000 | 4,065 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,874,000 | 1,894 |
| Other real estate owned | $0 | 3,209 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,421,000 | 5,484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,089,000 | 4,719 |
| Total liabilities | $91,151,000 | 4,614 |
| Total deposits | $89,774,000 | 4,395 |
| Interest-bearing deposits | $76,010,000 | 4,437 |
| Deposits held in domestic offices | $89,774,000 | 4,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $809,000 | 2,580 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $568,000 | 4,857 |
| Total equity capital | $7,938,000 | 5,523 |
| Total bank equity capital | $7,938,000 | 5,523 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,200,000 | 680 |
| Surplus | $5,200,000 | 3,094 |
| Undivided profits | $-2,462,000 | 9,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $885,000 | 2,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $361,000 | 6,708 |
| Earning assets | $86,591,000 | 4,852 |
| Long-term assets (5+ years) | $43,287,000 | 1,922 |
| Average Assets, year-to-date | $98,916,800 | 4,554 |
| Average Assets, quarterly | $100,555,500 | 4,619 |
| Volatile liabilities | $7,942,000 | 6,284 |
| Insider loans | $2,194,000 | 2,349 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,610,000 | 4,409 |
| Tier 1 (core) risk-based capital | $7,794,000 | 5,391 |
| Tier 2 risk-based capital | $869,000 | 3,944 |
| Total risk weighted assets | $69,475,000 | 4,452 |
| Total unused commitments | $8,610,000 | 4,412 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $95,498,000 | 4,718 |
| Cash and due from depository institutions | $5,666,000 | 3,815 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $18,605,000 | 4,740 |
| Federal funds sold & reverse repurchase agreements | $10,150,000 | 1,439 |
| Net loans & leases | $54,865,000 | 4,958 |
| Loan loss allowance | $802,000 | 4,265 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,092,000 | 1,762 |
| Other real estate owned | $0 | 3,815 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,120,000 | 6,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,498,000 | 4,718 |
| Total liabilities | $88,309,000 | 4,600 |
| Total deposits | $86,391,000 | 4,401 |
| Interest-bearing deposits | $73,973,000 | 4,396 |
| Deposits held in domestic offices | $86,391,000 | 4,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,653,000 | 2,303 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $265,000 | 7,234 |
| Total equity capital | $7,189,000 | 5,726 |
| Total bank equity capital | $7,189,000 | 5,726 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,000,000 | 700 |
| Surplus | $5,000,000 | 3,089 |
| Undivided profits | $-2,811,000 | 9,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $908,000 | 2,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $407,000 | 6,613 |
| Earning assets | $83,620,000 | 4,841 |
| Long-term assets (5+ years) | $21,184,000 | 3,194 |
| Average Assets, year-to-date | $81,112,000 | 5,085 |
| Average Assets, quarterly | $92,323,500 | 4,781 |
| Volatile liabilities | $8,770,000 | 5,994 |
| Insider loans | $2,244,000 | 2,172 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,498,000 | 3,431 |
| Tier 1 (core) risk-based capital | $7,118,000 | 5,608 |
| Tier 2 risk-based capital | $796,000 | 4,031 |
| Total risk weighted assets | $63,670,000 | 4,652 |
| Total unused commitments | $12,498,000 | 3,439 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 30 | 5,074 |
| Assets and Liabilities | ||
| Total Assets: | $63,770,000 | 6,012 |
| Cash and due from depository institutions | $2,778,000 | 5,074 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $10,485,000 | 6,647 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,104 |
| Net loans & leases | $43,679,000 | 5,633 |
| Loan loss allowance | $546,000 | 5,428 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,242,000 | 2,073 |
| Other real estate owned | $0 | 5,074 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $486,000 | 8,199 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,770,000 | 6,012 |
| Total liabilities | $57,441,000 | 5,982 |
| Total deposits | $53,657,000 | 5,944 |
| Interest-bearing deposits | $45,253,000 | 6,016 |
| Deposits held in domestic offices | $53,657,000 | 5,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,651,000 | 1,826 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $133,000 | 8,975 |
| Total equity capital | $6,329,000 | 6,144 |
| Total bank equity capital | $6,329,000 | 6,144 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,100,000 | 907 |
| Surplus | $4,700,000 | 3,203 |
| Undivided profits | $-2,471,000 | 9,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $221,000 | 7,773 |
| Earning assets | $56,264,000 | 6,157 |
| Long-term assets (5+ years) | $9,625,000 | 4,677 |
| Average Assets, year-to-date | $54,289,400 | 6,389 |
| Average Assets, quarterly | $60,589,000 | 6,151 |
| Volatile liabilities | $7,702,000 | 6,356 |
| Insider loans | $1,956,000 | 2,377 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,702,000 | 4,348 |
| Tier 1 (core) risk-based capital | $6,339,000 | 6,032 |
| Tier 2 risk-based capital | $546,000 | 5,118 |
| Total risk weighted assets | $46,676,000 | 5,560 |
| Total unused commitments | $7,702,000 | 4,349 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 21 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $44,102,000 | 7,353 |
| Cash and due from depository institutions | $2,225,000 | 6,562 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $9,467,000 | 7,236 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $28,935,000 | 6,903 |
| Loan loss allowance | $455,000 | 6,005 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,086,000 | 2,775 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $389,000 | 8,853 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,102,000 | 7,353 |
| Total liabilities | $38,032,000 | 7,457 |
| Total deposits | $32,538,000 | 7,756 |
| Interest-bearing deposits | $27,297,000 | 7,805 |
| Deposits held in domestic offices | $32,538,000 | 7,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,310,000 | 1,639 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $184,000 | 8,281 |
| Total equity capital | $6,070,000 | 6,222 |
| Total bank equity capital | $6,070,000 | 6,222 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,100,000 | 922 |
| Surplus | $4,100,000 | 3,484 |
| Undivided profits | $-2,130,000 | 10,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $117,000 | 8,919 |
| Earning assets | $38,402,000 | 7,511 |
| Long-term assets (5+ years) | $6,565,000 | 5,777 |
| Average Assets, year-to-date | $34,328,200 | 7,985 |
| Average Assets, quarterly | $41,855,500 | 7,481 |
| Volatile liabilities | $7,301,000 | 6,333 |
| Insider loans | $1,707,000 | 2,541 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,798,000 | 4,669 |
| Tier 1 (core) risk-based capital | $6,260,000 | 6,110 |
| Tier 2 risk-based capital | $403,500 | 6,052 |
| Total risk weighted assets | $32,228,400 | 6,759 |
| Total unused commitments | $6,798,000 | 4,674 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $22,452,000 | 9,313 |
| Cash and due from depository institutions | $991,000 | 8,518 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $8,652,000 | 7,501 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 4,262 |
| Net loans & leases | $7,213,000 | 9,856 |
| Loan loss allowance | $154,000 | 9,067 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,725,000 | 4,350 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $171,000 | 10,034 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,452,000 | 9,313 |
| Total liabilities | $15,474,000 | 9,710 |
| Total deposits | $12,202,000 | 9,925 |
| Interest-bearing deposits | $10,003,000 | 9,904 |
| Deposits held in domestic offices | $12,202,000 | 9,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,218,000 | 1,690 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $54,000 | 10,189 |
| Total equity capital | $6,978,000 | 5,792 |
| Total bank equity capital | $6,978,000 | 5,792 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,000,000 | 898 |
| Surplus | $4,000,000 | 3,386 |
| Undivided profits | $-1,022,000 | 10,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $26,000 | 10,136 |
| Earning assets | $19,565,000 | 9,378 |
| Long-term assets (5+ years) | $1,247,000 | 8,240 |
| Average Assets, year-to-date | $17,819,670 | 9,628 |
| Average Assets, quarterly | $19,783,000 | 9,514 |
| Volatile liabilities | $4,689,000 | 7,207 |
| Insider loans | $1,188,000 | 3,144 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,329,000 | 5,689 |
| Tier 1 (core) risk-based capital | $6,965,000 | 5,607 |
| Tier 2 risk-based capital | $151,050 | 8,858 |
| Total risk weighted assets | $12,080,950 | 9,382 |
| Total unused commitments | $4,329,000 | 5,696 |
| Derivatives | $0 | 527 |