Home > Burt County State Bank > Income and Expense
Burt County State Bank, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 7,315 |
| Total interest expense | $295,000 | 7,005 |
| Net interest income | $765,000 | 7,331 |
| Provision for loan and lease losses | $156,000 | 2,636 |
| Total noninterest income | $104,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $92,000 | 5,442 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $448,000 | 8,031 |
| Salaries and employee benefits | $277,000 | 7,846 |
| Premises and equipment expense | $36,000 | 8,374 |
| Additional noninterest expense | $135,000 | 7,914 |
| Pre-tax net operating income | $265,000 | 6,736 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $59,000 | 5,455 |
| Income before extraordinary items | $206,000 | 6,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,512 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $206,000 | 6,757 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $528,000 | 7,370 |
| Total interest expense | $151,000 | 7,026 |
| Net interest income | $377,000 | 7,395 |
| Provision for loan and lease losses | $76,000 | 2,538 |
| Total noninterest income | $49,000 | 7,241 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $208,000 | 8,186 |
| Salaries and employee benefits | $124,000 | 8,056 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $66,000 | 7,984 |
| Pre-tax net operating income | $142,000 | 6,549 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $43,000 | 5,036 |
| Income before extraordinary items | $99,000 | 6,896 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 6,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,439 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $99,000 | 6,798 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 7,266 |
| Total interest expense | $717,000 | 6,979 |
| Net interest income | $1,573,000 | 7,249 |
| Provision for loan and lease losses | $308,000 | 3,101 |
| Total noninterest income | $193,000 | 7,417 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $166,000 | 5,677 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $27,000 | 8,216 |
| Total noninterest expense | $908,000 | 8,057 |
| Salaries and employee benefits | $556,000 | 7,877 |
| Premises and equipment expense | $84,000 | 8,276 |
| Additional noninterest expense | $268,000 | 7,983 |
| Pre-tax net operating income | $550,000 | 6,515 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $173,000 | 5,110 |
| Income before extraordinary items | $377,000 | 6,910 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $377,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 2,231 |
| Cash dividends | $375,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $377,000 | 6,760 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 7,271 |
| Total interest expense | $554,000 | 7,059 |
| Net interest income | $1,215,000 | 7,234 |
| Provision for loan and lease losses | $232,000 | 3,003 |
| Total noninterest income | $147,000 | 7,428 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $125,000 | 5,705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $629,000 | 8,206 |
| Salaries and employee benefits | $394,000 | 7,958 |
| Premises and equipment expense | $66,000 | 8,261 |
| Additional noninterest expense | $169,000 | 8,277 |
| Pre-tax net operating income | $501,000 | 6,278 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $160,000 | 4,998 |
| Income before extraordinary items | $341,000 | 6,703 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $341,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,014 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $341,000 | 6,527 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 7,239 |
| Total interest expense | $377,000 | 7,140 |
| Net interest income | $846,000 | 7,127 |
| Provision for loan and lease losses | $156,000 | 2,937 |
| Total noninterest income | $97,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $81,000 | 5,739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $470,000 | 8,028 |
| Salaries and employee benefits | $262,000 | 7,991 |
| Premises and equipment expense | $43,000 | 8,290 |
| Additional noninterest expense | $165,000 | 7,569 |
| Pre-tax net operating income | $317,000 | 6,395 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $101,000 | 5,116 |
| Income before extraordinary items | $216,000 | 6,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $216,000 | 6,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,955 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $216,000 | 6,625 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $616,000 | 7,244 |
| Total interest expense | $186,000 | 7,274 |
| Net interest income | $430,000 | 7,087 |
| Provision for loan and lease losses | $88,000 | 2,632 |
| Total noninterest income | $48,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $224,000 | 8,139 |
| Salaries and employee benefits | $127,000 | 8,084 |
| Premises and equipment expense | $18,000 | 8,517 |
| Additional noninterest expense | $79,000 | 7,694 |
| Pre-tax net operating income | $166,000 | 6,264 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $53,000 | 5,018 |
| Income before extraordinary items | $113,000 | 6,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 6,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,693 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $113,000 | 6,488 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 7,094 |
| Total interest expense | $971,000 | 7,008 |
| Net interest income | $1,781,000 | 6,991 |
| Provision for loan and lease losses | $354,000 | 3,114 |
| Total noninterest income | $194,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $155,000 | 5,776 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $1,130,000 | 7,644 |
| Salaries and employee benefits | $564,000 | 7,866 |
| Premises and equipment expense | $74,000 | 8,536 |
| Additional noninterest expense | $492,000 | 6,554 |
| Pre-tax net operating income | $491,000 | 6,792 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $150,000 | 5,528 |
| Income before extraordinary items | $341,000 | 7,124 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $341,000 | 7,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 2,127 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $341,000 | 7,010 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 7,074 |
| Total interest expense | $1,547,000 | 6,891 |
| Net interest income | $1,619,000 | 7,118 |
| Provision for loan and lease losses | $340,000 | 2,959 |
| Total noninterest income | $199,000 | 7,320 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $164,000 | 5,607 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $35,000 | 8,190 |
| Total noninterest expense | $922,000 | 8,157 |
| Salaries and employee benefits | $537,000 | 7,995 |
| Premises and equipment expense | $81,000 | 8,604 |
| Additional noninterest expense | $304,000 | 7,827 |
| Pre-tax net operating income | $556,000 | 6,335 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $175,000 | 5,234 |
| Income before extraordinary items | $381,000 | 6,679 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $381,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 2,215 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $381,000 | 6,544 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 7,152 |
| Total interest expense | $1,661,000 | 6,836 |
| Net interest income | $1,603,000 | 7,292 |
| Provision for loan and lease losses | $241,000 | 3,315 |
| Total noninterest income | $189,000 | 7,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 5,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,303 |
| Total noninterest expense | $910,000 | 8,276 |
| Salaries and employee benefits | $529,000 | 8,104 |
| Premises and equipment expense | $78,000 | 8,823 |
| Additional noninterest expense | $303,000 | 7,921 |
| Pre-tax net operating income | $641,000 | 6,437 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $209,000 | 5,306 |
| Income before extraordinary items | $432,000 | 6,670 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $432,000 | 6,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,095 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $432,000 | 6,682 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 7,271 |
| Total interest expense | $1,398,000 | 7,195 |
| Net interest income | $1,693,000 | 7,211 |
| Provision for loan and lease losses | $287,000 | 2,778 |
| Total noninterest income | $179,000 | 7,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 5,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,750 |
| Total noninterest expense | $882,000 | 8,489 |
| Salaries and employee benefits | $505,000 | 8,320 |
| Premises and equipment expense | $87,000 | 8,879 |
| Additional noninterest expense | $290,000 | 8,195 |
| Pre-tax net operating income | $703,000 | 6,307 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $233,000 | 5,368 |
| Income before extraordinary items | $470,000 | 6,597 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $470,000 | 6,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,913 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $470,000 | 6,573 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 7,300 |
| Total interest expense | $1,451,000 | 7,304 |
| Net interest income | $1,738,000 | 7,194 |
| Provision for loan and lease losses | $318,000 | 2,487 |
| Total noninterest income | $151,000 | 8,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $835,000 | 8,652 |
| Salaries and employee benefits | $443,000 | 8,691 |
| Premises and equipment expense | $85,000 | 9,045 |
| Additional noninterest expense | $307,000 | 8,051 |
| Pre-tax net operating income | $736,000 | 6,354 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $239,000 | 5,749 |
| Income before extraordinary items | $497,000 | 6,634 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $497,000 | 6,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 1,869 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $497,000 | 6,510 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 7,594 |
| Total interest expense | $1,491,000 | 7,367 |
| Net interest income | $1,640,000 | 7,684 |
| Provision for loan and lease losses | $296,000 | 2,663 |
| Total noninterest income | $168,000 | 8,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,280 |
| Total noninterest expense | $791,000 | 9,066 |
| Salaries and employee benefits | $423,000 | 9,115 |
| Premises and equipment expense | $68,000 | 9,770 |
| Additional noninterest expense | $300,000 | 8,323 |
| Pre-tax net operating income | $721,000 | 6,894 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $240,000 | 6,358 |
| Income before extraordinary items | $481,000 | 7,095 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $481,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 2,034 |
| Cash dividends | $1,360,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $481,000 | 7,041 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 7,969 |
| Total interest expense | $1,434,000 | 7,747 |
| Net interest income | $1,581,000 | 8,080 |
| Provision for loan and lease losses | $253,000 | 2,912 |
| Total noninterest income | $168,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,793 |
| Total noninterest expense | $753,000 | 9,616 |
| Salaries and employee benefits | $408,000 | 9,550 |
| Premises and equipment expense | $66,000 | 10,194 |
| Additional noninterest expense | $279,000 | 9,092 |
| Pre-tax net operating income | $743,000 | 6,740 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $246,000 | 6,504 |
| Income before extraordinary items | $497,000 | 6,923 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $497,000 | 6,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,470 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $497,000 | 6,858 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 8,318 |
| Total interest expense | $1,465,000 | 7,793 |
| Net interest income | $1,463,000 | 8,646 |
| Provision for loan and lease losses | $192,000 | 3,105 |
| Total noninterest income | $158,000 | 9,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,029 |
| Total noninterest expense | $784,000 | 9,839 |
| Salaries and employee benefits | $398,000 | 9,960 |
| Premises and equipment expense | $57,000 | 10,880 |
| Additional noninterest expense | $329,000 | 8,926 |
| Pre-tax net operating income | $645,000 | 7,618 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $209,000 | 7,275 |
| Income before extraordinary items | $436,000 | 7,769 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $436,000 | 7,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,817 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $436,000 | 7,734 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 8,817 |
| Total interest expense | $1,220,000 | 7,820 |
| Net interest income | $1,334,000 | 9,356 |
| Provision for loan and lease losses | $137,000 | 3,804 |
| Total noninterest income | $156,000 | 9,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $809,000 | 10,211 |
| Salaries and employee benefits | $390,000 | 10,371 |
| Premises and equipment expense | $55,000 | 11,452 |
| Additional noninterest expense | $364,000 | 9,190 |
| Pre-tax net operating income | $544,000 | 8,361 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $171,000 | 7,904 |
| Income before extraordinary items | $374,000 | 8,417 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $374,000 | 8,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,134 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $373,310 | 8,477 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 9,411 |
| Total interest expense | $1,113,000 | 8,619 |
| Net interest income | $1,275,000 | 9,821 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $149,000 | 10,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $831,000 | 10,517 |
| Salaries and employee benefits | $411,000 | 10,523 |
| Premises and equipment expense | $58,000 | 11,921 |
| Additional noninterest expense | $362,000 | 9,699 |
| Pre-tax net operating income | $543,000 | 8,351 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $159,000 | 8,437 |
| Income before extraordinary items | $389,000 | 8,544 |
| Extraordinary gains, net | $41,000 | 2,294 |
| Net income | $430,000 | 8,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $475,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $385,450 | 8,320 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 9,886 |
| Total interest expense | $1,286,000 | 9,293 |
| Net interest income | $1,236,000 | 10,195 |
| Provision for loan and lease losses | $74,000 | 8,124 |
| Total noninterest income | $162,000 | 10,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $807,000 | 10,967 |
| Salaries and employee benefits | $381,000 | 11,076 |
| Premises and equipment expense | $48,000 | 12,755 |
| Additional noninterest expense | $378,000 | 9,840 |
| Pre-tax net operating income | $517,000 | 8,294 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $380,000 | 8,416 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $380,000 | 8,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $372,800 | 8,127 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.