Home > Burr Ridge Bank and Trust > Income and Expense
Burr Ridge Bank and Trust, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,761,000 | 3,192 |
| Total interest expense | $1,351,000 | 2,936 |
| Net interest income | $6,410,000 | 3,213 |
| Provision for loan and lease losses | $1,625,000 | 1,252 |
| Total noninterest income | $158,000 | 5,925 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $91,000 | 5,571 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $67,000 | 5,662 |
| Total noninterest expense | $3,862,000 | 4,123 |
| Salaries and employee benefits | $1,843,000 | 4,336 |
| Premises and equipment expense | $579,000 | 3,475 |
| Additional noninterest expense | $1,440,000 | 3,891 |
| Pre-tax net operating income | $1,081,000 | 3,892 |
| Securities gains (losses) | $17,000 | 3,230 |
| Applicable income taxes | $341,000 | 2,546 |
| Income before extraordinary items | $757,000 | 4,344 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $757,000 | 4,341 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $757,000 | 4,343 |
| Net charge-offs | $1,817,000 | 1,247 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 421 |
| Net operating income | $745,270 | 4,207 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 3,265 |
| Total interest expense | $1,048,000 | 2,964 |
| Net interest income | $4,740,000 | 3,291 |
| Provision for loan and lease losses | $675,000 | 1,891 |
| Total noninterest income | $120,000 | 5,993 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $71,000 | 5,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $49,000 | 5,782 |
| Total noninterest expense | $2,749,000 | 4,285 |
| Salaries and employee benefits | $1,402,000 | 4,314 |
| Premises and equipment expense | $429,000 | 3,538 |
| Additional noninterest expense | $918,000 | 4,329 |
| Pre-tax net operating income | $1,436,000 | 2,967 |
| Securities gains (losses) | $17,000 | 2,941 |
| Applicable income taxes | $513,000 | 1,914 |
| Income before extraordinary items | $940,000 | 3,548 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $940,000 | 3,548 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $940,000 | 3,550 |
| Net charge-offs | $688,000 | 1,827 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 368 |
| Net operating income | $928,950 | 3,419 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 3,304 |
| Total interest expense | $709,000 | 3,028 |
| Net interest income | $3,128,000 | 3,329 |
| Provision for loan and lease losses | $450,000 | 1,913 |
| Total noninterest income | $68,000 | 6,171 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $37,000 | 5,917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $1,787,000 | 4,377 |
| Salaries and employee benefits | $921,000 | 4,380 |
| Premises and equipment expense | $275,000 | 3,641 |
| Additional noninterest expense | $591,000 | 4,426 |
| Pre-tax net operating income | $959,000 | 2,936 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $343,000 | 1,904 |
| Income before extraordinary items | $616,000 | 3,586 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $616,000 | 3,587 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $616,000 | 3,588 |
| Net charge-offs | $688,000 | 1,475 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 362 |
| Net operating income | $616,000 | 3,412 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 3,338 |
| Total interest expense | $350,000 | 3,148 |
| Net interest income | $1,560,000 | 3,345 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $25,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 6,065 |
| Total noninterest expense | $888,000 | 4,417 |
| Salaries and employee benefits | $447,000 | 4,489 |
| Premises and equipment expense | $148,000 | 3,500 |
| Additional noninterest expense | $293,000 | 4,441 |
| Pre-tax net operating income | $472,000 | 2,989 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $171,000 | 1,899 |
| Income before extraordinary items | $301,000 | 3,652 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $301,000 | 3,655 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $301,000 | 3,655 |
| Net charge-offs | $23,000 | 3,594 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 332 |
| Net operating income | $301,000 | 3,483 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,806,000 | 3,396 |
| Total interest expense | $1,650,000 | 3,194 |
| Net interest income | $6,156,000 | 3,403 |
| Provision for loan and lease losses | $680,000 | 2,983 |
| Total noninterest income | $167,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $77,000 | 5,860 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $90,000 | 5,413 |
| Total noninterest expense | $3,525,000 | 4,474 |
| Salaries and employee benefits | $1,621,000 | 4,743 |
| Premises and equipment expense | $578,000 | 3,679 |
| Additional noninterest expense | $1,326,000 | 4,188 |
| Pre-tax net operating income | $2,118,000 | 2,393 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $847,000 | 1,508 |
| Income before extraordinary items | $1,271,000 | 3,102 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,271,000 | 3,105 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,271,000 | 3,105 |
| Net charge-offs | $100,000 | 4,972 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 551 |
| Net operating income | $1,271,000 | 3,002 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,834,000 | 3,441 |
| Total interest expense | $1,283,000 | 3,227 |
| Net interest income | $4,551,000 | 3,446 |
| Provision for loan and lease losses | $500,000 | 2,879 |
| Total noninterest income | $140,000 | 5,915 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $63,000 | 5,779 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $77,000 | 5,377 |
| Total noninterest expense | $2,662,000 | 4,468 |
| Salaries and employee benefits | $1,271,000 | 4,629 |
| Premises and equipment expense | $424,000 | 3,774 |
| Additional noninterest expense | $967,000 | 4,262 |
| Pre-tax net operating income | $1,529,000 | 2,535 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $612,000 | 1,555 |
| Income before extraordinary items | $917,000 | 3,240 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $917,000 | 3,240 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $917,000 | 3,240 |
| Net charge-offs | $99,000 | 4,446 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 507 |
| Net operating income | $917,000 | 3,137 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 3,469 |
| Total interest expense | $864,000 | 3,300 |
| Net interest income | $3,035,000 | 3,447 |
| Provision for loan and lease losses | $340,000 | 2,801 |
| Total noninterest income | $70,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $44,000 | 5,703 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 6,062 |
| Total noninterest expense | $1,806,000 | 4,449 |
| Salaries and employee benefits | $844,000 | 4,673 |
| Premises and equipment expense | $284,000 | 3,790 |
| Additional noninterest expense | $678,000 | 4,200 |
| Pre-tax net operating income | $959,000 | 2,612 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $386,000 | 1,556 |
| Income before extraordinary items | $573,000 | 3,287 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $573,000 | 3,288 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $573,000 | 3,288 |
| Net charge-offs | $99,000 | 3,851 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 417 |
| Net operating income | $573,000 | 3,202 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 3,494 |
| Total interest expense | $431,000 | 3,423 |
| Net interest income | $1,513,000 | 3,443 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $31,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $891,000 | 4,508 |
| Salaries and employee benefits | $420,000 | 4,723 |
| Premises and equipment expense | $143,000 | 3,826 |
| Additional noninterest expense | $328,000 | 4,288 |
| Pre-tax net operating income | $473,000 | 2,659 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $193,000 | 1,548 |
| Income before extraordinary items | $280,000 | 3,366 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $280,000 | 3,363 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $280,000 | 3,364 |
| Net charge-offs | $99,000 | 2,745 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 371 |
| Net operating income | $280,000 | 3,316 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,103,000 | 3,867 |
| Total interest expense | $1,957,000 | 3,631 |
| Net interest income | $5,146,000 | 3,881 |
| Provision for loan and lease losses | $697,000 | 3,603 |
| Total noninterest income | $83,000 | 6,809 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $56,000 | 6,144 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 6,479 |
| Total noninterest expense | $3,274,000 | 4,764 |
| Salaries and employee benefits | $1,219,000 | 5,640 |
| Premises and equipment expense | $513,000 | 4,107 |
| Additional noninterest expense | $1,542,000 | 3,938 |
| Pre-tax net operating income | $1,258,000 | 3,019 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-328,000 | 7,076 |
| Income before extraordinary items | $1,586,000 | 2,416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,586,000 | 2,414 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,586,000 | 2,418 |
| Net charge-offs | $80,000 | 5,598 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 647 |
| Net operating income | $1,586,000 | 2,310 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 4,021 |
| Total interest expense | $1,502,000 | 3,694 |
| Net interest income | $3,680,000 | 4,062 |
| Provision for loan and lease losses | $516,000 | 3,492 |
| Total noninterest income | $54,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $37,000 | 6,324 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $17,000 | 6,740 |
| Total noninterest expense | $2,450,000 | 4,795 |
| Salaries and employee benefits | $909,000 | 5,682 |
| Premises and equipment expense | $381,000 | 4,200 |
| Additional noninterest expense | $1,160,000 | 3,896 |
| Pre-tax net operating income | $768,000 | 3,534 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $768,000 | 3,344 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $768,000 | 3,342 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $768,000 | 3,344 |
| Net charge-offs | $80,000 | 5,129 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 555 |
| Net operating income | $768,000 | 3,212 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 4,168 |
| Total interest expense | $1,038,000 | 3,706 |
| Net interest income | $2,274,000 | 4,279 |
| Provision for loan and lease losses | $337,000 | 3,449 |
| Total noninterest income | $23,000 | 7,284 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 6,923 |
| Total noninterest expense | $1,574,000 | 4,912 |
| Salaries and employee benefits | $591,000 | 5,772 |
| Premises and equipment expense | $255,000 | 4,219 |
| Additional noninterest expense | $728,000 | 4,037 |
| Pre-tax net operating income | $386,000 | 4,046 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $157,000 | 2,362 |
| Income before extraordinary items | $229,000 | 4,702 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $229,000 | 4,702 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $229,000 | 4,702 |
| Net charge-offs | $80,000 | 4,475 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 523 |
| Net operating income | $229,000 | 4,560 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 4,301 |
| Total interest expense | $516,000 | 3,844 |
| Net interest income | $1,098,000 | 4,395 |
| Provision for loan and lease losses | $157,000 | 3,285 |
| Total noninterest income | $8,000 | 7,486 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $5,000 | 6,829 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $785,000 | 4,981 |
| Salaries and employee benefits | $305,000 | 5,775 |
| Premises and equipment expense | $124,000 | 4,388 |
| Additional noninterest expense | $356,000 | 4,103 |
| Pre-tax net operating income | $164,000 | 4,410 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $61,000 | 2,625 |
| Income before extraordinary items | $103,000 | 4,928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $103,000 | 4,929 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $103,000 | 4,928 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 474 |
| Net operating income | $103,000 | 4,823 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 6,279 |
| Total interest expense | $1,332,000 | 5,426 |
| Net interest income | $1,791,000 | 6,580 |
| Provision for loan and lease losses | $1,925,000 | 2,527 |
| Total noninterest income | $16,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $9,000 | 7,027 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $7,000 | 7,260 |
| Total noninterest expense | $1,758,000 | 6,488 |
| Salaries and employee benefits | $582,000 | 7,239 |
| Premises and equipment expense | $328,000 | 5,453 |
| Additional noninterest expense | $848,000 | 5,672 |
| Pre-tax net operating income | $-1,876,000 | 6,597 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,876,000 | 6,711 |
| Extraordinary gains, net | $-728,000 | 7,999 |
| Net income | $-2,604,000 | 6,911 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,604,000 | 6,912 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $19,046,000 | 46 |
| Net operating income | $-1,876,000 | 6,707 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 6,973 |
| Total interest expense | $828,000 | 5,958 |
| Net interest income | $857,000 | 7,356 |
| Provision for loan and lease losses | $1,302,000 | 2,403 |
| Total noninterest income | $7,000 | 7,782 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $4,000 | 7,115 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,000 | 7,488 |
| Total noninterest expense | $1,073,000 | 6,912 |
| Salaries and employee benefits | $364,000 | 7,504 |
| Premises and equipment expense | $198,000 | 5,985 |
| Additional noninterest expense | $511,000 | 6,203 |
| Pre-tax net operating income | $-1,511,000 | 6,866 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,511,000 | 7,003 |
| Extraordinary gains, net | $-728,000 | 8,094 |
| Net income | $-2,239,000 | 7,238 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,239,000 | 7,239 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $19,015,000 | 37 |
| Net operating income | $-1,511,000 | 6,994 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $580,000 | 7,787 |
| Total interest expense | $309,000 | 7,098 |
| Net interest income | $271,000 | 7,959 |
| Provision for loan and lease losses | $996,000 | 2,073 |
| Total noninterest income | $1,000 | 7,920 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,000 | 7,215 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $0 | 7,720 |
| Total noninterest expense | $456,000 | 7,602 |
| Salaries and employee benefits | $144,000 | 7,976 |
| Premises and equipment expense | $80,000 | 6,940 |
| Additional noninterest expense | $232,000 | 6,975 |
| Pre-tax net operating income | $-1,180,000 | 7,107 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,180,000 | 7,217 |
| Extraordinary gains, net | $-728,000 | 8,191 |
| Net income | $-1,908,000 | 7,454 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,908,000 | 7,453 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $19,015,000 | 26 |
| Net operating income | $-1,180,000 | 7,221 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.